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Commercial bank net interest margins, default risk, interest-rate risk, and off-balance sheet banking

Citations

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Cited by:

  1. Jugnu Ansari & Ashima Goyal, 2014. "Bank Competition, Managerial Efficiency and the Interest Rate Pass-Through in India," Contemporary Studies in Economic and Financial Analysis, in: Risk Management Post Financial Crisis: A Period of Monetary Easing, volume 96, pages 317-339, Emerald Group Publishing Limited.
  2. Roman Horváth, 2009. "The Determinants of the Interest Rate Margins of Czech Banks," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, vol. 59(2), pages 128-136, June.
  3. Chmielewski, Tomasz, 2003. "Interest rate pass-through in the Polish banking sector and bank-specific financial disturbances," MPRA Paper 5133, University Library of Munich, Germany, revised 31 Jan 2004.
  4. Karlo Kauko, 2005. "Bank interest rates in a small European economy: Some exploratory macro level analyses using Finnish data," Finance 0508020, University Library of Munich, Germany.
  5. Faisal Abbas & Zahid Irshad Younas, 2021. "How Do Bank Capital and Capital Buffer Affect Risk: Empirical Evidence from Large US Commercial Banks," Journal of Central Banking Theory and Practice, Central bank of Montenegro, vol. 10(2), pages 109-131.
  6. Daniel Mokatsanyane & Paul-Francois Muzindutsi & Diana Viljoen, 2017. "Credit Risk and Securitisation in the South African Banking Sector," Acta Universitatis Danubius. OEconomica, Danubius University of Galati, issue 13(2), pages 102-121, April.
  7. Beverly Hirtle, 1997. "Derivatives, Portfolio Composition, and Bank Holding Company Interest Rate Risk Exposure," Journal of Financial Services Research, Springer;Western Finance Association, vol. 12(2), pages 243-266, October.
  8. Christoph Memmel, 2018. "Why Do Banks Bear Interest Rate Risk?," Schmalenbach Business Review, Springer;Schmalenbach-Gesellschaft, vol. 70(3), pages 231-253, July.
  9. Ahmed Berteji & Souad Hammami, 2016. "The Determinants Of The Performance Of The Life Insurance Companies In Tunisia," Post-Print hal-04745608, HAL.
  10. Samouel BEJI, 2007. "Financial Openness and Financial Development in the South Mediterranean Sea Countries: Institutional Approach and Calculation ofm Development Thresholds," European Research Studies Journal, European Research Studies Journal, vol. 0(3-4), pages 107-107.
  11. Karel Brůna, 2007. "Úrokový transmisní mechanismus a řízení úrokové marže bank v kontextu dezinflační politiky České národní banky [The interest rate transmission mechanism and the management of interest margin in the," Politická ekonomie, Prague University of Economics and Business, vol. 2007(6), pages 829-851.
  12. Marcin Borsuk, 2019. "Forecasting the Net Interest Margin and Loan Loss Provision Ratio of Banks in Various Economic Scenarios: Evidence from Poland," Russian Journal of Money and Finance, Bank of Russia, vol. 78(1), pages 89-106, March.
  13. Gilberto Tadeu Lima & Antonio J. A. Meirelles, 2007. "Macrodynamics of debt regimes, financial instability and growth," Cambridge Journal of Economics, Cambridge Political Economy Society, vol. 31(4), pages 563-580, July.
  14. Hongxing Yao & Muhammad Haris & Gulzara Tariq, 2018. "Profitability Determinants of Financial Institutions: Evidence from Banks in Pakistan," IJFS, MDPI, vol. 6(2), pages 1-28, May.
  15. Souad Hammami & Mongi Lassoued & Ahmed Berteji, 2018. "The Tunisian Banks Performance," Noble International Journal of Economics and Financial Research, Noble Academic Publsiher, vol. 3(1), pages 1-19, January.
  16. Stoyu I. Ivanov, 2014. "Performance Analysis Of Banks Headquartered In Hollywood Versus Silicon Valley," Global Journal of Business Research, The Institute for Business and Finance Research, vol. 8(2), pages 33-43.
  17. García-Herrero, Alicia & Gavilá, Sergio & Santabárbara, Daniel, 2009. "What explains the low profitability of Chinese banks?," Journal of Banking & Finance, Elsevier, vol. 33(11), pages 2080-2092, November.
  18. Emanuele BACCHIOCCHI & Matteo FERRARI & Massimo FLORIO & Daniela VANDONE, 2015. "State-Owned Banks: Acquirers in M&A deals," CIRIEC Working Papers 1508, CIRIEC - Université de Liège.
  19. Luca Giordano & Antonio Lopes, 2015. "Competition versus Efficiency: What Drives Banks’ Spreads in Italian Banking System?," Academic Journal of Economic Studies, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 1(2), pages 93-119, June.
  20. Arnold, Ivo J.M. & van Ewijk, Saskia E., 2012. "The quest for growth: The impact of bank strategy on interest margins," International Review of Financial Analysis, Elsevier, vol. 25(C), pages 18-27.
  21. Boileau, Martin & Normandin, Michel, 2008. "Dynamics of the current account and interest differentials," Journal of International Economics, Elsevier, vol. 74(1), pages 35-52, January.
  22. Abdelkader Derbali & Lamia Jamel, 2018. "Determinants of performance of Tunisia insurance companies: case of life insurance," International Journal of Productivity and Quality Management, Inderscience Enterprises Ltd, vol. 24(4), pages 531-542.
  23. Marrouch, Walid & Turk-Ariss, Rima, 2012. "Bank pricing under oligopsony-oligopoly: Evidence from 103 developing countries," BOFIT Discussion Papers 1/2012, Bank of Finland Institute for Emerging Economies (BOFIT).
  24. Muhammed Hasan Yilmaz, 2017. "Factors Impacting Bank Net Interest Margin and the Role of Monetary Policy: Evidence from Turkey," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 6(2), pages 01-23, April.
  25. López-Espinosa, Germán & Moreno, Antonio & Pérez de Gracia, Fernando, 2011. "Banks' Net Interest Margin in the 2000s: A Macro-Accounting international perspective," Journal of International Money and Finance, Elsevier, vol. 30(6), pages 1214-1233, October.
  26. Javier Eliecer Pirateque-Niño & Daniela Rodríguez-Novoa & José Hernán Piñeros-Gordo, 2022. "Does monetary policy affect the net interest margin of credit institutions? Evidence from Colombia," Borradores de Economia 1197, Banco de la Republica de Colombia.
  27. Brei, Michael & Jacolin, Luc & Noah, Alphonse, 2020. "Credit risk and bank competition in Sub-Saharan Africa," Emerging Markets Review, Elsevier, vol. 44(C).
  28. Haber, Stephen & Musacchio, Aldo, 2012. "Foreign entry and the Mexican banking system, 1997–2007," LSE Research Online Documents on Economics 123321, London School of Economics and Political Science, LSE Library.
  29. Qin, Xiao & Zhou, Chunyang, 2019. "Financial structure and determinants of systemic risk contribution," Pacific-Basin Finance Journal, Elsevier, vol. 57(C).
  30. Önder, Zeynep & Özyildirim, Süheyla, 2008. "Market Reaction to Risky Banks: Did Generous Deposit Guarantee Change It?," World Development, Elsevier, vol. 36(8), pages 1415-1435, August.
  31. Camba-Mendez, Gonzalo & Mongelli, Francesco Paolo, 2021. "Risk aversion and bank loan pricing," Economics Letters, Elsevier, vol. 200(C).
  32. Ibish Mazreku & Fisnik Morina & Valdrin Misiri & Jonathan V. Spiteri & Simon Grima, 2019. "Exploring the Liquidity Risk Factors in the Balkan Region Banking System," European Research Studies Journal, European Research Studies Journal, vol. 0(1), pages 91-102.
  33. Mehdi Mili & Jean-Michel Sahut & Hatem Trimeche, 2014. "Determinants of the Capital Adequacy Ratio of a Foreign Bank’s Subsidiaries: The Role of the Interbank Market and Regulation of Multinational Banks," Working Papers 2014-366, Department of Research, Ipag Business School.
  34. Nguyen Duy Suu & Thu-Quang Luu & Kim-Hung Pho & Michael McAleer, 2020. "Net Interest Marginof Commercial Banks in Vietnam," Advances in Decision Sciences, Asia University, Taiwan, vol. 24(1), pages 1-27, March.
  35. Amvella Motaze, Serge Patrick, 2022. "The determinants of the lending interest rate in a cost-based approach: Theoretical model and empirical analysis," The Quarterly Review of Economics and Finance, Elsevier, vol. 83(C), pages 36-51.
  36. Albertazzi, Ugo & Gambacorta, Leonardo, 2010. "Bank profitability and taxation," Journal of Banking & Finance, Elsevier, vol. 34(11), pages 2801-2810, November.
  37. Arturo Galindo & Alberto Chong & César Calderón, 2001. "Structure and Development of Financial Institutions and Links with Trust: Cross-Country Evidence," Research Department Publications 4251, Inter-American Development Bank, Research Department.
  38. Dräger Vanessa & Heckmann-Draisbach Lotta & Memmel Christoph, 2021. "Interest and credit risk management in German banks: Evidence from a quantitative survey," German Economic Review, De Gruyter, vol. 22(1), pages 63-95, February.
  39. Ashoka Mody & Maria Soledad Martinez Peria, 2004. "How foreign participation and market concentration impact bank spreads: evidence from Latin America," Proceedings, Federal Reserve Bank of Cleveland, pages 511-542.
  40. D.M. Nachane & Saibal Ghosh, 2007. "An Empirical Analysis of the Off-Balance Sheet Activities of Indian Banks," Journal of Emerging Market Finance, Institute for Financial Management and Research, vol. 6(1), pages 39-59, January.
  41. Azad, A.S.M. Sohel & Azmat, Saad & Hayat, Aziz, 2023. "What determines the profitability of Islamic banks: Lending or fee?," International Review of Economics & Finance, Elsevier, vol. 86(C), pages 882-896.
  42. Arturo Galindo & Alejandro Micco, 2001. "Protección de los acreedores y ciclos económicos," Research Department Publications 4250, Inter-American Development Bank, Research Department.
  43. J. Rodrigo Fuentes & Verónica Mies, 2007. "Changes in Monetary Policy Conduct and Their Effects on Banking Spreads," Working Papers Central Bank of Chile 428, Central Bank of Chile.
  44. Pires Tiberto, Bruno & Oliveira de Moraes, Claudio & Pio Corrêa, Paloma, 2020. "Does transparency of central banks communication affect credit market? Empirical evidence for advanced and emerging markets," The North American Journal of Economics and Finance, Elsevier, vol. 53(C).
  45. Bajomo Olubunmi Adefunke & Akinlo Anthony Enisan, 2019. "The Determinants of Performance in the Nigerian Banking Industry 2004-2014," Asian Journal of Economic Modelling, Asian Economic and Social Society, vol. 7(3), pages 140-157, September.
  46. Sun, Poi Hun & Mohamad, Shamsher & Ariff, M., 2017. "Determinants driving bank performance: A comparison of two types of banks in the OIC," Pacific-Basin Finance Journal, Elsevier, vol. 42(C), pages 193-203.
  47. Haq, Mamiza & Tripe, David & Seth, Rama, 2022. "Do traditional off-balance sheet exposures increase bank risk?," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 80(C).
  48. Putkuri, Hanna, 2010. "Housing loan rate margins in Finland," Research Discussion Papers 10/2010, Bank of Finland.
  49. Vuslat Us, 2017. "A dynamic approach to analysing the effect of the global crisis on nonperforming loans: evidence from the Turkish banking sector," Applied Economics Letters, Taylor & Francis Journals, vol. 24(3), pages 186-192, February.
  50. Basim Alzugaiby & Jairaj Gupta & Andrew Mullineux & Rizwan Ahmed, 2021. "Relevance of size in predicting bank failures," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(3), pages 3504-3543, July.
  51. Albertazzi, Ugo & Gambacorta, Leonardo, 2009. "Bank profitability and the business cycle," Journal of Financial Stability, Elsevier, vol. 5(4), pages 393-409, December.
  52. Ahmad Khasawneh & M. Kabir Hassan, 2010. "The Determinants and Policy Implications of Off-Balance Sheet Activities in MENA Countries Commercial Banks," Working Papers 552, Economic Research Forum, revised 10 Jan 2010.
  53. Faridah Najuna Misman & M. Ishaq Bhatti, 2020. "The Determinants of Credit Risk: An Evidence from ASEAN and GCC Islamic Banks," JRFM, MDPI, vol. 13(5), pages 1-22, May.
  54. Lepetit, Laetitia & Nys, Emmanuelle & Rous, Philippe & Tarazi, Amine, 2008. "The expansion of services in European banking: Implications for loan pricing and interest margins," Journal of Banking & Finance, Elsevier, vol. 32(11), pages 2325-2335, November.
  55. Shahchera , Mahshid, 2013. "The Determinants of Banks' Capital Structure: The case of Iran," Journal of Money and Economy, Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran, vol. 8(1), pages 141-167, January.
  56. Marco Belloni & Maciej Grodzicki & Mariusz Jarmuzek, 2024. "Why European banks adjust their dividend payouts?," Journal of Banking Regulation, Palgrave Macmillan, vol. 25(3), pages 284-304, September.
  57. Kevin Ghislain Adjé, 2018. "Determinants of Bank Credit Risk in Developing Economies: Evidence from Benin," International Business Research, Canadian Center of Science and Education, vol. 11(4), pages 154-163, April.
  58. Stefan Kerbl & Boris Simunovic & Andreas Wolf, 2019. "Quantifying interest rate risk and the effect of model assumptions behind sight deposits," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), issue 37, pages 73-85.
  59. Uddin, Ajim & Chowdhury, Mohammad Ashraful Ferdous & Sajib, Sanjay Deb & Masih, Mansur, 2020. "Revisiting the impact of institutional quality on post-GFC bank risk-taking: Evidence from emerging countries," Emerging Markets Review, Elsevier, vol. 42(C).
  60. Karolina Puławska, 2021. "The Effect of Bank Levy Introduction on Commercial Banks in Europe," JRFM, MDPI, vol. 14(6), pages 1-26, June.
  61. Muhammad Saifuddin Khan, 2018. "The Role of Liquidity in Financial Intermediation," PhD Thesis, Finance Discipline Group, UTS Business School, University of Technology, Sydney, number 1-2018, January-A.
  62. Osuagwu, Eze, 2014. "Determinants of Bank Profitability in Nigeria," MPRA Paper 60948, University Library of Munich, Germany.
  63. Chen, Shenglan & Ma, Hui & Teng, Haimeng & Wu, Qiang, 2022. "Banking liberalization and corporate tax planning: Evidence from natural experiments," Journal of Corporate Finance, Elsevier, vol. 76(C).
  64. Huberto M. Ennis, 2004. "Some recent trends in commercial banking," Economic Quarterly, Federal Reserve Bank of Richmond, vol. 90(Spr), pages 41-61.
  65. Killins, Robert N. & Mollick, Andre V., 2020. "Performance of Canadian banks and oil price movements," Research in International Business and Finance, Elsevier, vol. 54(C).
  66. Murad Khan & Abdul Jalil, 2020. "Determinants of Interest Margin in Pakistan: A Panel Data Analysis," Economies, MDPI, vol. 8(2), pages 1-14, March.
  67. Andreas Dietrich, 2016. "What Drives the Gross Margins of Mortgage Loans? Evidence from Switzerland," Journal of Financial Services Research, Springer;Western Finance Association, vol. 50(3), pages 341-362, December.
  68. Roberto Savona, 2022. "Bank business models, negative policy rates, and prudential regulation," Annals of Finance, Springer, vol. 18(3), pages 355-392, September.
  69. Tomasz Chmielewski & Tomasz Lyziak & Ewa Stanislawska, 2020. "Risk-Taking Channel and Its Non-Linearities: The Case of an Emerging Market Economy," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, vol. 70(1), pages 2-25, February.
  70. repec:zbw:bofrdp:2005_009 is not listed on IDEAS
  71. Hyytinen, Ari & Toivanen, Otto, 2000. "Monitoring and market power in loan markets," Bank of Finland Research Discussion Papers 9/2000, Bank of Finland.
  72. Deng, Saiying & Elyasiani, Elyas & Mao, Connie X., 2013. "BHC Derivatives Usage, Cost of Debt and Lending Patterns," Working Papers 13-23, University of Pennsylvania, Wharton School, Weiss Center.
  73. Petr Hanzlík & Petr Teplý, 2022. "Key factors of the net interest margin of European and US banks in a low interest rate environment," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(3), pages 2795-2818, July.
  74. Carbo Valverde, Santiago & Rodriguez Fernandez, Francisco, 2007. "The determinants of bank margins in European banking," Journal of Banking & Finance, Elsevier, vol. 31(7), pages 2043-2063, July.
  75. Nelson Souza-Sobrinho, 2010. "Macroeconomics of bank interest spreads: evidence from Brazil," Annals of Finance, Springer, vol. 6(1), pages 1-32, January.
  76. Sadhan Kumar Chattopadhyay & Arghya Kusum Mitra, 2023. "Monetary policy transmission in India under the base rate and MCLR regimes: a comparative study," Palgrave Communications, Palgrave Macmillan, vol. 10(1), pages 1-14, December.
  77. Nguyen, Thach V.H. & Nguyen, Thai Vu Hong, 2022. "How do banks price liquidity? The role of market power," Global Finance Journal, Elsevier, vol. 53(C).
  78. Busch, Ramona & Drescher, Christian & Memmel, Christoph, 2017. "Bank stress testing under different balance sheet assumptions," Discussion Papers 07/2017, Deutsche Bundesbank.
  79. Samuel Fosu & Albert Danso & Henry Agyei‐Boapeah & Collins G. Ntim, 2021. "Credit information sharing and bank loan pricing: Do concentration and governance matter?," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(4), pages 5884-5911, October.
  80. Md Mohiuddin Chowdhury & Changjun Zheng & Anupam Das Gupta & Atta Ullah, 2024. "Competition's Effect: Unveiling the Simultaneous Relationship between Risk and Cost of Financial Intermediation," Journal of Applied Finance & Banking, SCIENPRESS Ltd, vol. 14(5), pages 1-4.
  81. Williams, Barry, 2003. "Domestic and international determinants of bank profits: Foreign banks in Australia," Journal of Banking & Finance, Elsevier, vol. 27(6), pages 1185-1210, June.
  82. Olalere Oluwaseyi Ebenezer & Wan Ahmad Wan Bin Omar & Syahida Kamil, 2017. "Bank Specific and Macroeconomic Determinants of Commercial Bank Profitability: Empirical Evidence from Nigeria," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 6(1), pages 25-38, January.
  83. Poghosyan, Tigran, 2010. "Re-examining the impact of foreign bank participation on interest margins in emerging markets," Emerging Markets Review, Elsevier, vol. 11(4), pages 390-403, December.
  84. Abedifar, Pejman & Hasan, Iftekhar & Tarazi, Amine, 2016. "Finance-growth nexus and dual-banking systems: Relative importance of Islamic banks," Journal of Economic Behavior & Organization, Elsevier, vol. 132(S), pages 198-215.
  85. M. Idrees Khawaja & Musleh-Ud Din, 2007. "Determinants of Interest Spread in Pakistan," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 46(2), pages 129-143.
  86. Albert DePrince & Pamela Morris, 2007. "A longitudinal study of net interest margin by bank asset size: 1992–2005," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 31(1), pages 20-32, March.
  87. Holton, Sarah & Kelly, Jane & Lydon, Reamonn & Monks, Allen & O'Donnell, Nuala, 2013. "The Impact of the Financial Crisis on Banks' Net Interest Margins," Economic Letters 01/EL/13, Central Bank of Ireland.
  88. Zhou, Yifan & Kara, Alper & Molyneux, Philip, 2019. "Chair-CEO generation gap and bank risk-taking," The British Accounting Review, Elsevier, vol. 51(4), pages 352-372.
  89. Veeramoothoo, Sathiavanee & Hammoudeh, Shawkat, 2022. "Impact of Basel III liquidity regulations on U.S. Bank performance in different conditional profitability spectrums," The North American Journal of Economics and Finance, Elsevier, vol. 63(C).
  90. Karolina Puławska, 2022. "Effects of the bank levy introduction on the interbank market," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(1), pages 844-864, January.
  91. Philip Brock & Helmut Franken M., 2003. "Measuring the Determinants of Average and Marginal Bank Interest Rate Spreads in Chile, 1994-2001," Journal Economía Chilena (The Chilean Economy), Central Bank of Chile, vol. 6(3), pages 45-65, December.
  92. Hong Liu & Philip Molyneux & Linh H. Nguyen, 2012. "Competition and risk in South East Asian commercial banking," Applied Economics, Taylor & Francis Journals, vol. 44(28), pages 3627-3644, October.
  93. Blanco-Oliver, Antonio & Irimia-Dieguez, Ana & Reguera-Alvarado, Nuria, 2016. "Prediction-oriented PLS path modeling in microfinance research," Journal of Business Research, Elsevier, vol. 69(10), pages 4643-4649.
  94. Jane BOGOEV, 2010. "Investigation Of The Determinants Of The Adjustment Of Lending Rates In Macedonia – A Sur Approach," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 6, pages 89-116, December.
  95. Md. Shahidul Islam & Shin-Ichi Nishiyama, 2017. "Is this adverse selection or something else to determine the non-performing loans? Dynamic panel evidence from South Asian countries," Discussion Papers 1723, Graduate School of Economics, Kobe University.
  96. Djalilov, Khurshid & Piesse, Jenifer, 2016. "Determinants of bank profitability in transition countries: What matters most?," Research in International Business and Finance, Elsevier, vol. 38(C), pages 69-82.
  97. Maudos, Joaquín & Solís, Liliana, 2009. "The determinants of net interest income in the Mexican banking system: An integrated model," Journal of Banking & Finance, Elsevier, vol. 33(10), pages 1920-1931, October.
  98. Valente, José & Augusto, Mário & Murteira, José, 2024. "Differentiated impact of spread determinants by personal loan category: Evidence from the Brazilian banking sector," International Review of Economics & Finance, Elsevier, vol. 89(PB), pages 299-315.
  99. Ben Naceur, Samy & Kandil, Magda, 2009. "The impact of capital requirements on banks' cost of intermediation and performance: The case of Egypt," Journal of Economics and Business, Elsevier, vol. 61(1), pages 70-89.
  100. Klára Baková, 2018. "The Financial Accelerator in Europe after the Financial Crisis," European Journal of Business Science and Technology, Mendel University in Brno, Faculty of Business and Economics, vol. 4(2), pages 143-155.
  101. Hossain, Monzur, 2012. "Financial reforms and persistently high bank interest spreads in Bangladesh: Pitfalls in institutional development?," Journal of Asian Economics, Elsevier, vol. 23(4), pages 395-408.
  102. Paula Cruz-García & Juan Fernández de Guevara & Joaquín Maudos, 2019. "Determinants of bank’s interest margin in the aftermath of the crisis: the effect of interest rates and the yield curve slope," Empirical Economics, Springer, vol. 56(1), pages 341-365, January.
  103. Lucas Avezum, 2023. "To use or not to use? Capital buffers and lending during a crisis," Working Papers w202308, Banco de Portugal, Economics and Research Department.
  104. Kok, Christoffer & Werner, Thomas, 2006. "Bank interest rate pass-through in the euro area: a cross country comparison," Working Paper Series 580, European Central Bank.
  105. Gambacorta, Leonardo, 2008. "How do banks set interest rates?," European Economic Review, Elsevier, vol. 52(5), pages 792-819, July.
  106. David Liebeg & Markus Schwaiger, 2006. "Determinants of the Interest Rate Margins of Austrian Banks," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), issue 12, pages 104-116.
  107. Otchere, Isaac & Abukari, Kobana, 2020. "Are super stock exchange mergers motivated by efficiency or market power gains?," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 64(C).
  108. Peter V. Egly & David W. Johnk & André Varella Mollick, 2018. "Bank net interest margins, the yield curve, and the 2007–2009 financial crisis," Review of Financial Economics, John Wiley & Sons, vol. 36(1), pages 12-32, January.
  109. Parnes, Dror, 2022. "Banks' off-balance sheet manipulations," The Quarterly Review of Economics and Finance, Elsevier, vol. 86(C), pages 314-331.
  110. Molyneux, Philip & Reghezza, Alessio & Xie, Ru, 2019. "Bank margins and profits in a world of negative rates," Journal of Banking & Finance, Elsevier, vol. 107(C), pages 1-1.
  111. Hassen Toumi & Fakhri Issaoui & Bilel Ammouri & Wassim Touili, 2015. "The Static and Dynamic Effects of Mergers and Acquisitions on Productivity in The period Post-Subprime Crisis: An Empirical Application to the Banking Sector in the European Union," Economic Research Guardian, Weissberg Publishing, vol. 5(2), pages 143-158, December.
  112. Sang Soo CHAE & Jae Youn LEE & Choong Lyol LEE, 2020. "Profitability on Corporation Banks in ASEAN - Focusing Overseas Characteristics," Asian Economic and Financial Review, Asian Economic and Social Society, vol. 10(3), pages 352-366, March.
  113. Beatriz Cu鬬ar-Fernᮤez & Yolanda Fuertes-Call鮠 & Carlos Serrano-Cinca & Bego uti鲲ez-Nieto, 2016. "Determinants of margin in microfinance institutions," Applied Economics, Taylor & Francis Journals, vol. 48(4), pages 300-311, January.
  114. Santiago Carbó Valverde & Francisco Rodríguez Fernández, 2005. "Operaciones fuera de balance y economías de escala en el sector bancario español," Investigaciones Economicas, Fundación SEPI, vol. 29(2), pages 389-430, May.
  115. Tarsila Segalla Afanasieff & Priscilla Maria Villa Lhacer & Márcio I. Nakane, 2002. "The Determinants of Bank Interest Spread in Brazil," Money Affairs, CEMLA, vol. 0(2), pages 183-207, July-Dece.
  116. Michael Adusei & Samuel Yaw Akomea & Ralph Nyadu-Addo, 2014. "Predicting Bank Credit Risk: Does Board Structure Matter?," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, vol. 8(5), pages 59-70.
  117. Md. Shahidul Islam & Shin-Ichi Nishiyama, 2020. "The Determinants of Net Interest Margins of Commercial Banks: Panel Evidence from China, India and Japan," Discussion Papers 2014, Graduate School of Economics, Kobe University.
  118. Chanchal Chatterjee & Paromita Dutta, 2016. "Exploring the Linkage between Profits and Asset–Liability Management," Paradigm, , vol. 20(2), pages 131-142, December.
  119. M Rizki Nurhuda & Muhammad Rozali & Latifa Rakhmatillah & Hendri Hermawan Adinugraha, 2020. "Does The Pruning On The Reference Interest Rate By Bank Indonesia Influence Interest Rate Sensitivity Towards Banking Net Interest Margin During Early Period In Facing Covid-19 In Indonesia?," Annals of the University of Craiova for Journalism, Communication and Management, Department of Communication, Journalism and Education Sciences, University of Craiova, vol. 6(1), pages 13-30, December.
  120. Md. Shahidul ISLAM & Shin-Ichi NISHIYAMA, 2016. "The Determinants of Non-performing Loans: Dynamic Panel Evidence from South Asian Countries," DSSR Discussion Papers 64, Graduate School of Economics and Management, Tohoku University.
  121. Anthony Q. Q. Aboagye & Isaac Otchere, 2013. "How Have Consumers Fared in Bank Privatization? International Evidence," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 4(1), pages 29-45, January.
  122. Ernaningsih, Indria & Smaoui, Houcem & Temimi, Akram, 2023. "The effect of capitalization on the competition-stability Nexus: Evidence from dual banking systems," Pacific-Basin Finance Journal, Elsevier, vol. 82(C).
  123. Michel Janna Gandur, 2003. "Eficiencia en Costos,Cambios en las Condiciones Generales del Mercado y Crisis en la Banca Colombiana: 1992-2002," Borradores de Economia 260, Banco de la Republica de Colombia.
  124. Pierluigi Bologna, 2017. "Banks’ maturity transformation: risk, reward, and policy," Temi di discussione (Economic working papers) 1159, Bank of Italy, Economic Research and International Relations Area.
  125. de Bondt, Gabe, 2002. "Retail bank interest rate pass-through: new evidence at the euro area level," Working Paper Series 0136, European Central Bank.
  126. Julius Yaw Asamoah & Linda Owusu-Agyei, 2020. "The Impact of ICT on Financial Sector Policy Reforms in Post-Financial crisis era in Ghana: An institutional theory perspective," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 9(2), pages 82-100, April.
  127. Cabral, Ricardo, 2013. "A perspective on the symptoms and causes of the financial crisis," Journal of Banking & Finance, Elsevier, vol. 37(1), pages 103-117.
  128. Kusi, Baah Aye & Agbloyor, Elikplimi Komla & Gyeke-Dako, Agyapomaa & Asongu, Simplice Anutechia, 2020. "Financial Sector transparency and net interest margins: Should the private or public Sector lead financial Sector transparency?," Research in International Business and Finance, Elsevier, vol. 54(C).
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  294. Muhammad Suhail Rizwan & Anum Qureshi & Irfan Ullah Sahibzada, 2024. "Macro-prudential regulations and systemic risk: the role of country-level governance indicators," Journal of Banking Regulation, Palgrave Macmillan, vol. 25(3), pages 305-325, September.
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  300. Chen, Hsiao-Jung & Lin, Kuan-Ting, 2016. "How do banks make the trade-offs among risks? The role of corporate governance," Journal of Banking & Finance, Elsevier, vol. 72(S), pages 39-69.
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