Research classified by Journal of Economic Literature (JEL) codes

2012

• David ARISTEI & Manuela Gallo, 2012, "The Drivers of Household Over-Indebtedness and Delinquency on Mortgage Loans: Evidence from Italian Microdata," Quaderni del Dipartimento di Economia, Finanza e Statistica, Università di Perugia, Dipartimento Economia, number 105/2012, Sep.
• David ARISTEI & Manuela Gallo, 2012, "Interest Rate Pass-Through in the Euro Area during the Financial Crisis: a Multivariate Regime-Switching Approach," Quaderni del Dipartimento di Economia, Finanza e Statistica, Università di Perugia, Dipartimento Economia, number 107/2012, Oct.
• Luciano Fanti, 2012, "The dynamics of a banking duopoly with capital regulations," Discussion Papers, Dipartimento di Economia e Management (DEM), University of Pisa, Pisa, Italy, number 2012/151, Sep.
• António Miguel Martins & Ana Paula Serra, 2012, "Real Estate Market Risk in Bank Stock Returns: Evidence for 15 European Countries," CEF.UP Working Papers, Universidade do Porto, Faculdade de Economia do Porto, number 1203, May.
• Christian Calmès & Raymond Théoret, 2012, "The procyclicality of Basel III leverage: Elasticity-based indicators and the Kalman filter," RePAd Working Paper Series, Département des sciences administratives, UQO, number UQO-DSA-wp012012, Jan.
• Christian Calmès & Raymond Théoret, 2012, "Bank systemic risk and the business cycle: Canadian and U.S. evidence," RePAd Working Paper Series, Département des sciences administratives, UQO, number UQO-DSA-wp022012, Apr.
• Bellavite Pellegrini, Carlo & Pellegrini, Laura & Romelli, Davide, 2012, "Stabilità e efficienza delle Banche Popolari europee: L’evidenza empirica in Italia e Germania nel periodo 2006-2009
  [Stability and efficiency of European Popular Banks: Empirical evidence in Italy and Germany in the period 2006-2009]," MPRA Paper, University Library of Munich, Germany, number 104658, revised 2012.
• Ekor, Maxwell & Adeniyi, Oluwatosin, 2012, "Impact of financial development on manufacturing output: The Nigerian evidence," MPRA Paper, University Library of Munich, Germany, number 107839.
• Hamadi, Hassan & Awdeh, Ali, 2012, "The Determinants of Bank Net Interest Margin: Evidence from the Lebanese Banking Sector," MPRA Paper, University Library of Munich, Germany, number 119121.
• Awdeh, Ali, 2012, "Banking Sector Development and Economic Growth in Lebanon," MPRA Paper, University Library of Munich, Germany, number 121135, Oct.
• Mejía Cubillos, Javier, 2012, "Propuesta metodológica para el cálculo del riesgo sistémico financiero en estudios de Historia Económica: Aplicación para el caso de la banca libre en Antioquia, 1888
  [A methodology for assessing financial systemic risk in economic history studies," MPRA Paper, University Library of Munich, Germany, number 35460, Dec.
• Tsuruta, Daisuke, 2012, "Changing Banking Relationships and Client Firm Performance: Evidence for Japan from the 1990s," MPRA Paper, University Library of Munich, Germany, number 35895, Jan.
• de Haas, Ralph & van Horen, Neeltje, 2012, "International Shock Transmission after the Lehman Brothers Collapse. Evidence from Syndicated Lending," MPRA Paper, University Library of Munich, Germany, number 36001, Jan.
• Kutan, Ali & Ozsoz, Emre & Rengifo, Erick, 2012, "Dynamics of Foreign Currency Lending in Turkey," MPRA Paper, University Library of Munich, Germany, number 36214, Jan.
• Brown, Martin & de Haas, Ralph, 2012, "Foreign banks and foreign currency lending in emerging Europe," MPRA Paper, University Library of Munich, Germany, number 36323, Jan.
• Soylu, Ali & Durmaz, Nazif, 2012, "Profitability of Interest-free vs. Interest-based Banks in Turkey," MPRA Paper, University Library of Munich, Germany, number 36376, Jan.
• Okpara, Godwin Chigozie, 2012, "Soundness and unsoundness of banking sector in Nigeria: a discriminant analytical approach," MPRA Paper, University Library of Munich, Germany, number 36474, Feb, revised 06 Feb 2012.
• Calcagnini, Giorgio & Farabullini, Fabio & Giombini, Germana, 2012, "The impact of the recent financial crisis on bank loan interest rates and guarantees," MPRA Paper, University Library of Munich, Germany, number 36682, Feb.
• Aysan, Ahmet Faruk & Rengifo, Erick William & Ozsoz, Emre, 2012, "Securitization in Turkish banking system," MPRA Paper, University Library of Munich, Germany, number 36812, Feb.
• Armstrong, Mark & Vickers, John, 2012, "Consumer protection and contingent charges," MPRA Paper, University Library of Munich, Germany, number 37239, Mar.
• Paun, Cristian, 2012, "Politica monetara în sistemele financiare moderne
  [Monetary policy in modern financial systems]," MPRA Paper, University Library of Munich, Germany, number 37304, Mar.
• Maixe-Altes, J. Carles, 2012, "Las cajas de ahorro y el cambio tecnológico antes de Internet, 1945-1995
  [Technological change in Spanish Savings Banks before Internet, 1945-1995]," MPRA Paper, University Library of Munich, Germany, number 37726, Feb.
• Vassilios, Babalos & Guglielmo-Maria, Caporale & Philippas, Nikolaos, 2012, "Efficiency evaluation of Greek equity funds," MPRA Paper, University Library of Munich, Germany, number 37954, May.
• Binici, Mahir & Köksal, Bülent, 2012, "Türkiye'de Aşırı Kredi Genişlemeleri ve Belirleyicileri
  [Determinants of Credit Booms in Turkey]," MPRA Paper, University Library of Munich, Germany, number 38032, Jan.
• Hasan, Zubair, 2012, ""Riba in La-riba contracts: where to turn in Islamic home financing?," MPRA Paper, University Library of Munich, Germany, number 38166, Apr.
• Klinedinst, Mark, 2012, "Going forward financially: credit unions as an alternative to commercial banks," MPRA Paper, University Library of Munich, Germany, number 38194, Apr, revised 13 Apr 2012.
• Forte, Antonio & Cepparulo, Alessandra, 2012, "Microeconomic determinants of losses in financial institutions during the crisis," MPRA Paper, University Library of Munich, Germany, number 38539, May.
• Binici, Mahir & Köksal, Bülent & Orman, Cüneyt, 2012, "Stock return comovement and systemic risk in the Turkish banking system," MPRA Paper, University Library of Munich, Germany, number 38663, May.
• Swami, Onkar Shivraj & Vishnu Kumar, N. Arun & Baruah, Palash, 2012, "Determinants of the exit decision of foreign banks in India," MPRA Paper, University Library of Munich, Germany, number 38722, May.
• Driouchi, Ahmed & Mertou, Amat, 2012, "High Implicit Interest Rates in the Context of Informal Traditional Housing Transactions: Evidence from Morocco," MPRA Paper, University Library of Munich, Germany, number 38732, Apr.
• Lipishree Das, Dr., 2012, "Microfinance in India: self help groups - bank linkage model," MPRA Paper, University Library of Munich, Germany, number 38755, Feb.
• Kondo, Kazumine, 2012, "Do Credit Associations Put Competitive Pressure on Regional Banks in Japanese Regional Lending Markets?," MPRA Paper, University Library of Munich, Germany, number 38769, May.
• Mallick, Iftekhar, 2012, "Major impacts of microfinance on the poor: snapshots from Bangladesh," MPRA Paper, University Library of Munich, Germany, number 39038, Jun, revised 12 May 2012.
• Hasan, Zubair, 2012, "Mortgage contracts in Islamic home finance: Musharakah Mutanaqisah program vs. Zubair diminishing balance model," MPRA Paper, University Library of Munich, Germany, number 39067, Jun.
• Sk. Mahmudul Alam, Mahmud, 2012, "Does Microcredit Create Over-indebtedness?," MPRA Paper, University Library of Munich, Germany, number 39124, May.
• Gammadigbé, Vigninou, 2012, "Stress test macroéconomique du système bancaire de l'UEMOA
  [Macroeconomic stress testing of the WAEMU banking system]," MPRA Paper, University Library of Munich, Germany, number 39214, Mar, revised May 2012.
• Bhattacharyya, Surajit & Chatri, Ankit, 2012, "Efficiency of Indian Commercial Banks: The Post-Reform Experience from Mergers & Acquisitions," MPRA Paper, University Library of Munich, Germany, number 39299, Jun.
• FOUNANOU, Mathurin/M & RATSIMALAHELO, Zaka/Z, 2012, "Regulation and supervision of microfinance institutions: an example of cooperative credit society," MPRA Paper, University Library of Munich, Germany, number 39581, Mar.
• Mimir, Yasin & Sunel, Enes & Taskin, Temel, 2012, "Required reserves as a credit policy tool," MPRA Paper, University Library of Munich, Germany, number 39613, Jun.
• Ghosh, Saibal, 2012, "Foreign banks in India: liabilities or assets?," MPRA Paper, University Library of Munich, Germany, number 39802, Jun.
• KABLAN, Sandrine, 2012, "Microfinance efficiency in the West African Economic and Monetary Union: have reforms promoted sustainability or outreach?," MPRA Paper, University Library of Munich, Germany, number 39955, Jul.
• Sokolov, Yuri, 2012, "Modeling risk in a dynamically changing world: from association to causation," MPRA Paper, University Library of Munich, Germany, number 40096, Jul.
• Liberati, Caterina & Marzo, Massimiliano & Zagaglia, Paolo & Zappa, Paola, 2012, "Structural distortions in the Euro interbank market: the role of 'key players' during the recent market turmoil," MPRA Paper, University Library of Munich, Germany, number 40223, Jul.
• Vernikov, Andrei, 2012, "«Национальные Чемпионы» В Структуре Российского Рынка Банковских Услуг
  [National champions and the competitive structure of the Russian banking market]," MPRA Paper, University Library of Munich, Germany, number 40236, Jul.
• Banai, Ádám & Király, Júlia & Nagy, Márton, 2012, "„Home high above and home deep down below?” Lending in Hungary," MPRA Paper, University Library of Munich, Germany, number 40333.
• Fábián, Gergely & Fáykiss, Péter & Szigel, Gábor, 2012, "Toolkit for stimulating corporate lending," MPRA Paper, University Library of Munich, Germany, number 40336.
• Aczél, Ákos & Homolya, Dániel, 2012, "Risks of the indebtedness of the Hungarian local government sector from a financial stability point of view," MPRA Paper, University Library of Munich, Germany, number 40345.
• Yener, Coskun, 2012, "Financial Failures and Risk Management," MPRA Paper, University Library of Munich, Germany, number 40594, Aug.
• D. Yıldırım, Burcu & Coskun, Yener & Caglar, Ozan & Yıldırak, Kasırga, 2012, "How Dangerous is the Counterparty Risk of OTC Derivatives in Turkey?," MPRA Paper, University Library of Munich, Germany, number 40600, Aug.
• Bartolucci, Francesco, 2012, "Measuring concentration in economic sectors by h-index and g-index," MPRA Paper, University Library of Munich, Germany, number 40628, Aug.
• Koloma, Yaya, 2012, "DETERMINANTS de la pauvreté et genre des bénéficiaires de microfinance au Mali
  [DETERMINANTS of poverty by gender of beneficiaries of microfinance in Mali]," MPRA Paper, University Library of Munich, Germany, number 40644, Apr.
• Benjamin, Olatunbosun, 2012, "Improving credit allocation to sustainable agriculture in Sub-Saharan Africa: Review of bio-based economy benefits," MPRA Paper, University Library of Munich, Germany, number 41313, Mar.
• Costa, Stefano & Malgarini, Marco & Margani, Patrizia, 2012, "Access to credit for Italian firms: new evidence from the ISTAT confidence business surveys," MPRA Paper, University Library of Munich, Germany, number 41389, Sep.
• Founanou, Mathurin & Ratsimalahelo, Zaka, 2012, "Incentives, Supervision and Regulation of Microfinance Institutions in the developing countries," MPRA Paper, University Library of Munich, Germany, number 41428, Sep.
• Donovan, Kevin, 2012, "The Responsibility of Mobile Money Intellectuals?," MPRA Paper, University Library of Munich, Germany, number 41659.
• Nurdilek, Dalziel & Can Ali, Avunduk, 2012, "Mobile payment systems in Turkey," MPRA Paper, University Library of Munich, Germany, number 41676, Oct.
• Brissimis, Sophocles N. & Garganas, Eugenie N. & Hall, Stephen G., 2012, "Consumer credit in an era of financial liberalisation: An overreaction to repressed demand?," MPRA Paper, University Library of Munich, Germany, number 41819, Oct.
• Hasan, Zubair, 2012, "Incentive-compatible sukukmusharkah for private sector funding: Comment," MPRA Paper, University Library of Munich, Germany, number 41873, Sep.
• Hasan, Zubair, 2012, "Incentive-compatible sukukmusharkah for private sector funding: Comment," MPRA Paper, University Library of Munich, Germany, number 41916, Sep.
• De Koning, Kees, 2012, "Profits:The Economic or Auditors' Assessment?," MPRA Paper, University Library of Munich, Germany, number 42059, Oct.
• Cimadomo, Jacopo & Hauptmeier, Sebastian & Zimmermann, Tom, 2012, "Fiscal consolidations and banking stability," MPRA Paper, University Library of Munich, Germany, number 42229, Oct.
• Nenovski, Tome & Delova Jolevska, Evica & Andovski, Ilija, 2012, "The impact on the banking system from the accession of Macedonia in the EU," MPRA Paper, University Library of Munich, Germany, number 42254, Jun.
• Azam, Rehan & Muhammad, Danish & Syed Akbar, Suleman, 2012, "The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan," MPRA Paper, University Library of Munich, Germany, number 42322, Oct.
• Athar, Iqbal & Khan, Muhammad Irfan & Ali, Saffar, 2012, "CEO Compensation and Bank Performance," MPRA Paper, University Library of Munich, Germany, number 42402, Oct, revised 02 Sep 2012.
• Masciantonio, Sergio & Tiseno, Andrea, 2012, "The rise and fall of universal banking: ups and downs of a sample of large and complex financial institutions since the late ‘90s," MPRA Paper, University Library of Munich, Germany, number 42494, Oct.
• Vanini, Paolo, 2012, "Fiancial Innovation, Structuring and Risk Transfer," MPRA Paper, University Library of Munich, Germany, number 42536, Nov.
• Seidler, Jakub & Gersl, Adam, 2012, "Excessive credit growth and countercyclical capital buffers in basel III: an empirical evidence from central and east european countries," MPRA Paper, University Library of Munich, Germany, number 42541.
• Gajewski, Krzysztof & Pawłowska, Małgorzata & Rogowski, Wojciech, 2012, "Relacje firm z bankami w Polsce w świetle danych ze sprawozdawczości bankowej
  [Bank-firm relationships in Poland in the light of data from bank reporting]," MPRA Paper, University Library of Munich, Germany, number 42544, Oct, revised 29 Oct 2012.
• Aliyu, Shehu Usman Rano, 2012, "Islamic banking and finance in Nigeria: issues, challenges and opportunities," MPRA Paper, University Library of Munich, Germany, number 42573, Oct, revised 05 Nov 2012.
• De Koning, Kees, 2012, "The world's dream: economic growth : the balance sheet approach," MPRA Paper, University Library of Munich, Germany, number 42580, Nov.
• Machín, Alejandra, 2012, "Estrategia contracíclica de los bancos de desarrollo
  [Countercyclical strategy of the development banks]," MPRA Paper, University Library of Munich, Germany, number 42632, Oct.
• Bonanno, Graziella, 2012, "L’efficienza del sistema bancario italiano dal 2006 al 2010. Un’applicazione delle frontiere stocastiche
  [The Efficiency of Italian Banking System over 2006-2010. An Application of the Stochastic Frontier Approach]," MPRA Paper, University Library of Munich, Germany, number 42831, Nov.
• Hasan, Zubair, 2012, "Excel formula and Islamic norms for home financing," MPRA Paper, University Library of Munich, Germany, number 42835, Nov.
• Simplice A, Asongu, 2012, "Financial sector competition and knowledge economy: evidence from SSA and MENA countries," MPRA Paper, University Library of Munich, Germany, number 43009, Aug.
• Eichengreen, Barry & Gupta, Poonam, 2012, "The global financial crisis and indian banks: survival of the fittest?," MPRA Paper, University Library of Munich, Germany, number 43365, Dec.
• Dai, Meixing & SARFATI, Samuel, 2012, "Union bancaire européenne permet-elle de sauver l’euro ?
  [Can European Banking Union Save the Euro?]," MPRA Paper, University Library of Munich, Germany, number 43369, Dec.
• Delis, Manthos D & Iosifidi, Maria & Tsionas, Efthymios, 2012, "On the estimation of marginal cost," MPRA Paper, University Library of Munich, Germany, number 43514, Dec.
• Liu, Wai-Man & Ngo, Phong, 2012, "Elections, Political Competition and Bank Failure," MPRA Paper, University Library of Munich, Germany, number 43603, Oct.
• Simbanegavi, Witness & Greenberg, Josh & Gwatidzo, Tendai, 2012, "Testing for competition in the South African banking sector," MPRA Paper, University Library of Munich, Germany, number 43627, Aug.
• Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2012, "Market Discipline during Crisis: Evidence from Bank Depositors in Transition Countries," MPRA Paper, University Library of Munich, Germany, number 43693, Jul.
• Mattana, Elena & Panetti, Ettore, 2012, "Bank Liquidity, Market Participation, and Economic Growth," MPRA Paper, University Library of Munich, Germany, number 43800, Jul, revised Nov 2012.
• firano, zakaria & Benbachir, Saad & Abouch, Mohammed, 2012, "Macroeconomic framework for financial stability for Morocco," MPRA Paper, University Library of Munich, Germany, number 43998.
• Botti, Fabrizio & Bollino, Carlo Andrea, 2012, "Financial exclusion and the cost of incomplete participation," MPRA Paper, University Library of Munich, Germany, number 44065, Dec.
• Kjenstad, Einar & Su, Xunhua, 2012, "Credit rationing by loan size: a synthesized model," MPRA Paper, University Library of Munich, Germany, number 44113, Jul.
• Majumder, Md. Alauddin & Eff, E. Anthon, 2012, "The link between economic growth and financial development: Evidence from districts of Bangladesh," MPRA Paper, University Library of Munich, Germany, number 44122, Oct.
• Kundu, AMIT, 2012, "Linkage between Microfinance participation and securing Employment through MGNREGP," MPRA Paper, University Library of Munich, Germany, number 44284, Feb, revised 16 Oct 2012.
• Kovachev, Goran, 2012, "Agricultural Credit Discount Fund – Agribusiness support credit line - Macedonian experience," MPRA Paper, University Library of Munich, Germany, number 44598, Jun.
• Bubbico, Rossana & Giorgino, Marco & Monda, Barbara, 2012, "The Impact of Corporate Governance on the Market Value of Financial Institutions - Empirical Evidences from Italy," MPRA Paper, University Library of Munich, Germany, number 45419, May.
• Twaha, Koire & Rashid, Abdul, 2012, "Exploring the determinants of the productivity of microfinance institutions in India," MPRA Paper, University Library of Munich, Germany, number 45715, Dec.
• Wahidudin, AHMAD Nazri & Subramaniam, ULAGANATHAN & Pg. Kamaluddin, PENGIRAN. Abd Mutalib, 2012, "Determinents of profitability – a comparative analysis of islamic banks and conventional banks in ASEAN countries," MPRA Paper, University Library of Munich, Germany, number 46237, Nov.
• Kumbhar, Vijay, 2012, "Refinement and Retesting of “eBankQual” Scale in Internet Banking Service Settings," MPRA Paper, University Library of Munich, Germany, number 46446, Oct.
• Afandi, Elvin & Habibov, Nazim, 2012, "Social trust and use of banking services across households in 28 transitional countries," MPRA Paper, University Library of Munich, Germany, number 46997, Aug.
• Afandi, Elvin & Kermani, Majid, 2012, "The Relationship between Trust and a Firm’s Access to Financing: Evidence from Transitional Countries," MPRA Paper, University Library of Munich, Germany, number 46998, Dec.
• AGAÏ, Oniankitan Gregoire, 2012, "Assessing the Viability of a Rural Microfinance Network : The Case of FONGS FINRURAL," MPRA Paper, University Library of Munich, Germany, number 47176.
• Swamy, Vighneswara, 2012, "Financial Holding Company Structure for India," MPRA Paper, University Library of Munich, Germany, number 47515.
• Swamy, Vighneswara, 2012, "Impact of Macroeconomic and Endogenous Factors on Non-Performing Bank Assets," MPRA Paper, University Library of Munich, Germany, number 47517.
• Swamy, Vighneswara & S, Sreejesh, 2012, "Financial Instability, Uncertainty and Banks’ Lending Behaviour," MPRA Paper, University Library of Munich, Germany, number 47518.
• Kim, Jinwon, 2012, "Financial Repression and Housing Investment: An Analysis of the Korean Chonsei," MPRA Paper, University Library of Munich, Germany, number 47586, Aug, revised 01 May 2013.
• Abdul Aziz, Ahmad Faizal & Mohamad, Shaifulfazlee, 2012, "Does One Size Fits All? - Applying Conventional Credit Risk Mitigation to Islamic Financial Institutions," MPRA Paper, University Library of Munich, Germany, number 47774, Dec.
• Carter, Justin & Moore, Winston & Jackman, Mahalia, 2012, "Is the Magnitude of Household Debt in Barbados a Concern?," MPRA Paper, University Library of Munich, Germany, number 47791, Dec.
• Brissimis, Sophocles & Delis, Mannthos & Iosifidi, Maria, 2012, "Bank market power and monetary policy transmission," MPRA Paper, University Library of Munich, Germany, number 49206, Dec.
• Nabi, Mahmoud Sami, 2012, "Dual Banking and Financial Contagion," MPRA Paper, University Library of Munich, Germany, number 49814, Nov.
• Ansari, Jugnu, 2012, "A New Measure of Competition in Indian Loan Market," MPRA Paper, University Library of Munich, Germany, number 50108, Jan.
• Islam, Jamal & Mohajan, Haradhan & Datta, Rajib, 2012, "Aspects of microfinance system of Grameen Bank of Bangladesh," MPRA Paper, University Library of Munich, Germany, number 50691, Feb, revised 27 Mar 2012.
• Mamatzakis, E & Koutsomanoli-Filippaki, Anastasia & Pasiouras, Fotios, 2012, "A quantile regression approach to bank efficiency measurement," MPRA Paper, University Library of Munich, Germany, number 51879, Mar.
• Nedelchev, Miroslav, 2012, "Prisoner’s dilemma for EU bank groups," MPRA Paper, University Library of Munich, Germany, number 52247, Sep.
• Dumitriu, Ramona & Stefanescu, Razvan & Nistor, Costel, 2012, "State - owned banks from Romania," MPRA Paper, University Library of Munich, Germany, number 52768, Oct, revised Jan 2013.
• Aliqoriev, Olimkhon, 2012, "Перспективы Развития Системы Безналичных Расчетов В Узбекистане
  [Development perspectives of non-cash payments in Uzbekistan]," MPRA Paper, University Library of Munich, Germany, number 56288, Nov.
• Thanh, Ngo & Linh Thi Phuong, Nguyen, 2012, "Total Factor Productivity of Thai Banks in 2007-2010: An Application of DEA and Malmquist Index," MPRA Paper, University Library of Munich, Germany, number 56391, Jul.
• Mac an Bhaird, Ciarán, 2012, "Demand for debt and equity before and after the financial crisis," MPRA Paper, University Library of Munich, Germany, number 62257, Sep, revised 05 Feb 2013.
• Dzhagityan, Eduard, 2012, "The effect of ex post risks on post-M&A performance efficiency," MPRA Paper, University Library of Munich, Germany, number 63147, Apr.
• Nedelchev, Miroslav, 2012, "Prisoner’s dilemma for EU bank groups," MPRA Paper, University Library of Munich, Germany, number 64582.
• Hakimi, Abdelaziz & Hamdi, Helmi & Djelassi, Mouldi, 2012, "Modelling non-interest income at Tunisian banks," MPRA Paper, University Library of Munich, Germany, number 65114.
• Ramirez, Francisco A., 2012, "Crédito Al Sector Privado En República Dominicana (1997-2011): ¿Existe Evidencia De Racionamiento Del Crédito?
  [Private Sector Loans in the Dominican Republic (1997-2011):Is There Evidence of credit rationing?]," MPRA Paper, University Library of Munich, Germany, number 68333.
• de-Ramon, Sebastián & Iscenko, Zanna & Osborne, Matthew & Straughan, Michael & Andrews, Peter, 2012, "Measuring the impact of prudential policy on the macroeconomy: A practical application to Basel III and other responses to the financial crisis," MPRA Paper, University Library of Munich, Germany, number 69423, May.
• Karbowski, Adam, 2012, "Formy forfaitingu
  [Forms of forfaiting]," MPRA Paper, University Library of Munich, Germany, number 73620, Feb.
• Ettah, Bassey E. & Onye, Kenneth U. & Daasi, Gibson L.K., 2012, "Traditional Financial Institutions and Rural Enterprises in Nigeria: The Case of Ogoni Land," MPRA Paper, University Library of Munich, Germany, number 88396.
• Adam Gersl & Jakub Seidler, 2012, "Excessive Credit Growth and Countercyclical Capital Buffers in Basel III: An Empirical Evidence from Central and East European Countries," ACTA VSFS, University of Finance and Administration, volume 6, issue 2, pages 91-107.
• Jaroslav Daňhel & Eva Ducháčková, 2012, "Contemporary Economics Dilemma: High Ethics or More Extensive Governing?
  [Současné dilema ekonomie: vyšší etika, nebo širší regulace?]," Acta Oeconomica Pragensia, Prague University of Economics and Business, volume 2012, issue 1, pages 3-12, DOI: 10.18267/j.aop.354.
• Zdeněk Pavlík, 2012, "Potential Impacts of the New Banking Regulation on the Banking Sector in the Czech Republic. Current Questions
  [Potenciální dopady nové bankovní regulace na bankovní sektor v České republice. Aktuální otázky]," Acta Oeconomica Pragensia, Prague University of Economics and Business, volume 2012, issue 3, pages 55-72, DOI: 10.18267/j.aop.369.
• Petr Dvořák, 2012, "Is the European Banking Union a Future for the Stability of the European Banking?
  [Je bankovní unie budoucností pro stabilitu evropského bankovnictví?]," Český finanční a účetní časopis, Prague University of Economics and Business, volume 2012, issue 3, pages 18-27, DOI: 10.18267/j.cfuc.318.
• Jiří Witzany & Michal Rychnovský & Pavel Charamza, 2012, "Survival Analysis in LGD Modeling," European Financial and Accounting Journal, Prague University of Economics and Business, volume 2012, issue 1, pages 6-27, DOI: 10.18267/j.efaj.12.
• Naďa Blahová, 2012, "Liquidity Risk - Measurement and Control," European Financial and Accounting Journal, Prague University of Economics and Business, volume 2012, issue 1, pages 41-61, DOI: 10.18267/j.efaj.14.
• Meta Ahtik, 2012, "Bank Lending Channel in Slovenia: Panel Data Analysis," Prague Economic Papers, Prague University of Economics and Business, volume 2012, issue 1, pages 50-68, DOI: 10.18267/j.pep.410.
• Iustina Boitan, 2012, "Development of an Early Warning System for Evaluating the Credit Portfolio's Quality. A Case Study on Romania," Prague Economic Papers, Prague University of Economics and Business, volume 2012, issue 3, pages 347-362, DOI: 10.18267/j.pep.428.
• Alexis Derviz & Marie Raková, 2012, "Parent Influence on Loan Pricing by Czech Banks," Prague Economic Papers, Prague University of Economics and Business, volume 2012, issue 4, pages 434-449, DOI: 10.18267/j.pep.433.
• Milan Rippel & Lucie Suchánková & Petr Teplý, 2012, "Pojištění jako nástroj řízení operačního rizika - případová studie
  [The Role of Insurance in Operational Risk Mitigation - A Case Study]," Politická ekonomie, Prague University of Economics and Business, volume 2012, issue 4, pages 523-535, DOI: 10.18267/j.polek.860.
• Fadzlan Sufian, 2012, "For which option is credit risk more representative on China banks' total factor productivity," China Finance Review International, Emerald Group Publishing Limited, volume 2, issue 2, pages 180-202, April, DOI: 10.1108/20441391211215842.
• James R. Barth & Apanard (Penny) Prabha & Greg Yun, 2012, "The eurozone financial crisis: role of interdependencies between bank and sovereign risk," Journal of Financial Economic Policy, Emerald Group Publishing Limited, volume 4, issue 1, pages 76-97, April, DOI: 10.1108/17576381211210203.
• Canton, E.J.F. & Grilo, I. & Monteagudo, J. & van der Zwan, P.W., 2012, "Perceived credit constraints in the European Union," ERIM Report Series Research in Management, Erasmus Research Institute of Management (ERIM), ERIM is the joint research institute of the Rotterdam School of Management, Erasmus University and the Erasmus School of Economics (ESE) at Erasmus University Rotterdam, number ERS-2010-001-ORG, Oct.
• Leonardo Becchetti & Stefano Castriota & Pierluigi Conzo, 2012, "Bank strategies in catastrophe settings: empirical evidence and policy suggestions," Econometica Working Papers, Econometica, number wp43, Jul.
• Jim Campen, 2012, "Small-Dollar Lending: Is There A Responsible Path Forward?," CEPR Reports and Issue Briefs, Center for Economic and Policy Research (CEPR), number 2012-22, Aug.
• Morten Balling, Frank Lierman, Freddy Van den Spiegel, Rym Ayadi and David T. Llewellyn (ed.), 2012, "New Paradigms in Banking, Financial Markets and Regulation?," SUERF Studies, SUERF - The European Money and Finance Forum, number 2012/2, ISBN: ARRAY(0x769d6838), October.
• David T. Llewellyn & Richard Reid (ed.), 2012, "Future Risks and Fragilities for Financial Stability," SUERF Studies, SUERF - The European Money and Finance Forum, number 2012/3, ISBN: ARRAY(0x76aee148), October.
• Stefan Gerlach & Ernest Gnan & Jens Ulbrich (ed.), 2012, "The ESRB at 1," SUERF Studies, SUERF - The European Money and Finance Forum, number 2012/4, ISBN: ARRAY(0x75e06c88), October.
• Fatih Macit, 2012, "Who Responds More to Monetary Policy? Conventional Banks or Participation Banks," European Research Studies Journal, European Research Studies Journal, volume 0, issue 2, pages 47-56.
• David Peón & Anxo Calvo, 2012, "Using Behavioral Economics to Analyze Credit Policies in the Banking Industry," European Research Studies Journal, European Research Studies Journal, volume 0, issue 3, pages 145-160.
• Guillermo Baquero & Malika Hamadi & Andréas Heinen, 2012, "Competition, loan rates and information dispersion in microcredit markets," ESMT Research Working Papers, ESMT European School of Management and Technology, number ESMT-12-02, Feb.
• Raymond Fisman & Daniel Paravisini & Vikrant Vig, 2012, "Cultural Proximity and Loan Outcomes," Working Papers, eSocialSciences, number id:5036, Jul.
• Tetsushi HOMMA & Yoshiro TSUTSUI & Hirofumi UCHIDA, 2012, "Firm Growth and Efficiency in the Banking Industry: A new test of the efficient structure hypothesis," Discussion papers, Research Institute of Economy, Trade and Industry (RIETI), number 12060, Sep.
• Jan in 't Veld & Werner Roeger, 2012, "Evaluating the Macroeconomic Effects of Government Support Measures to Financial Institutions in the EU," European Economy - Economic Papers 2008 - 2015, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission, number 453, Apr.
• Windy Vandevyvere & Andreas Zenthöfer, 2012, "The housing market in the Netherlands," European Economy - Economic Papers 2008 - 2015, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission, number 457, Jun.
• Robert Kollmann & Marco Ratto & Werner Roeger & Jan in't Veld, 2012, "Fiscal Policy, Banks and the Financial Crisis," European Economy - Economic Papers 2008 - 2015, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission, number 464, Oct.
• CARLETTI, Elena; HARTMANN, Philipp; ONGENA, Steven, 2012, "The Economic Impact of Merger Control Legislation," Economics Working Papers, European University Institute, number ECO2012/12.
• CARLETTI, Elena & LEONELLO, Agnese, 2012, "Credit Market Competition and Liquidity Crises," Economics Working Papers, European University Institute, number ECO2012/14.
• ALLEN, Franklin & CARLETTI, Elena & GALE, Douglas, 2012, "Money, Financial Stability and Efficiency," Economics Working Papers, European University Institute, number ECO2012/16.
• Leandro D’Aurizio & Tommaso Oliviero & Livio Romano, 2012, "Family firms and the agency cost of debt: The role of soft information during a crisis," Economics Working Papers, European University Institute, number ECO2012/22.
• Vladislav Damjanovic, 2012, "Endogeneous Risk in Monopolistic Competition," Discussion Papers, University of Exeter, Department of Economics, number 1208.
• Andrea Bellucci & Ilario Favaretto & Germana Giombini, 2012, "Imprese innovative ed accesso al credito. Un?indagine empirica," ARGOMENTI, FrancoAngeli Editore, volume 2012, issue 36, pages 5-27.
• Enrico Colombatto & Arie Melnik & Chiara Monticone, 2012, "Relationships and availability of credit to new small firms," ECONOMIA E POLITICA INDUSTRIALE, FrancoAngeli Editore, volume 2012, issue 1, pages 5-21.
• Mitja Stefancic, 2012, "Governance specifics in cooperative banks. or, why do managers in italian cooperative banks "survive" longer," STUDI ECONOMICI, FrancoAngeli Editore, volume 2012, issue 107, pages 85-105.
• Petr Gapko & Martin Smid, 2012, "Dynamic Multi-Factor Credit Risk Model with Fat-Tailed Factors," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 62, issue 2, pages 125-140, May.
• Martin Cihak & Sonia Munoz & Ryan Scuzzarella, 2012, "The Bright and the Dark Side of Cross-Border Banking Linkages," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 62, issue 3, pages 200-225, July.
• Adam Gersl & Jakub Seidler, 2012, "How to Improve the Quality of Stress Tests through Backtesting," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 62, issue 4, pages 325-346, August.
• Tomas Adam & Sona Benecka & Ivo Jansky, 2012, "Time-Varying Betas of Banking Sectors," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 62, issue 6, pages 485-504, December.
• Zuzana Fungáèová & Petr Jakubík, 2012, "Bank Stress Tests as an Information Device for Emerging Markets: The Case of Russia," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2012/04, Feb, revised Feb 2012.
• Zdenìk Kudrna & Juraj Medzihorsky, 2012, "International banking standards in emerging markets: testing the adaptation thesis in the European Union," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2012/06, Mar, revised Mar 2012.
• Tomáš Adam & Sona Benecká & Ivo Jánský, 2012, "Time-varying Betas of the Banking Sector," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2012/23, Jul, revised Jul 2012.
• Adam Gerls & Martina Jasova, 2012, "Measures to tame credit growth: are they effective?," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2012/28, Oct, revised Oct 2012.
• Adam Geršl & Jakub Seidler, 2012, "Credit Growth and Countercyclical Capital Buffers: Empirical Evidence from Central and Eastern European Countries," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2012/3, Feb, revised Feb 2012.
• Pastor Monsálvez José Manuel & Fernández de Guevara Radoselovics Juan & Salvador Muñoz Carlos, 2012, "Impact of the Subprime Crisis on Bank Ratings: The Effect of the Hardening of Rating Policies and Worsening of Solvency," Working Papers, Fundacion BBVA / BBVA Foundation, number 2012120, Sep.
• Giorgia Barboni & Tania Treibich, 2012, "(Just) first time lucky ?the impact of single versus multiple bank lending relationships on firms and banks'behavior," Documents de Travail de l'OFCE, Observatoire Francais des Conjonctures Economiques (OFCE), number 2012-26, Nov.
• J.-P. Niinimäki, 2012, "Optimal Design of Bank Bailouts: The Case of Prompt Corrective Action," Finnish Economic Papers, Finnish Economic Association, volume 25, issue 1, pages 1-19, Spring.
• Fumiko Hayashi & Joanna Stavins, 2012, "Effects of credit scores on consumer payment choice," Public Policy Discussion Paper, Federal Reserve Bank of Boston, number 12-1.
• Andreas Fuster & Paul S. Willen, 2012, "Payment size, negative equity, and mortgage default," Public Policy Discussion Paper, Federal Reserve Bank of Boston, number 12-10.
• Ross Levine & Alexey Levkov & Yona Rubinstein, 2012, "Bank deregulation and racial inequality in America," Supervisory Research and Analysis Working Papers, Federal Reserve Bank of Boston, number RPA 12-5.
• Lakshmi Balasubramanyan & David D. VanHoose, 2012, "Bank balance sheet dynamics under a regulatory liquidity-coverage-ratio constraint," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1209, DOI: 10.26509/frbc-wp-201209.
• Yuliya Demyanyk & Elena Loutskina, 2012, "Mortgage companies and regulatory arbitrage," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1220R.
• Robert Kollmann, 2012, "Global banks, financial shocks and international business cycles: evidence from an estimated model," Globalization Institute Working Papers, Federal Reserve Bank of Dallas, number 120.
• William B. English & Skander J. van den Heuvel & Egon Zakrajšek, 2012, "Interest rate risk and bank equity valuations," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-26.
• William F. Bassett & Seung Jung Lee & Thomas W. Spiller, 2012, "Estimating changes in supervisory standards and their economic effects," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-55.
• Rajan G. Raghuram & Rodney Ramcharan, 2012, "Constituencies and legislation: the fight over the McFadden Act of 1927," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-61.
• Raghuram G. Rajan & Rodney Ramcharan, 2012, "The anatomy of a credit crisis: the boom and bust in farm land prices in the United States in the 1920s," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-62.
• Andrea Ajello, 2012, "Financial intermediation, investment dynamics and business cycle fluctuations," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-67.
• Victoria Ivashina & David Scharfstein & Jeremy C. Stein, 2012, "Dollar funding and the lending behavior of global banks," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2012-74.
• Ricardo Correa & Horacio Sapriza & Andrei Zlate, 2012, "Liquidity shocks, dollar funding costs, and the bank lending channel during the European sovereign crisis," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1059.
• Luca Guerrieri & Matteo Iacoviello & Raoul Minetti, 2012, "Banks, sovereign debt and the international transmission of business cycles," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1067.
• Fumiko Hayashi & Joanna Stavins, 2012, "Effects of credit scores on consumer payment choice," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 12-03.
• Viral V. Acharya & Hamid Mehran & Til Schuermann & Anjan V. Thakor, 2012, "Robust capital regulation," Current Issues in Economics and Finance, Federal Reserve Bank of New York, volume 18, issue May.
• Hamid Mehran & Lindsay Mollineaux, 2012, "Corporate governance of financial institutions," Staff Reports, Federal Reserve Bank of New York, number 539.
• Gara Afonso & Ricardo Lagos, 2012, "Trade dynamics in the market for federal funds," Staff Reports, Federal Reserve Bank of New York, number 549, Feb.
• Gara Afonso & Ricardo Lagos, 2012, "An empirical study of trade dynamics in the interbank market," Staff Reports, Federal Reserve Bank of New York, number 550.
• Joseph Tracy & Joshua Wright, 2012, "Payment changes and default risk: theimpact of refinancing on expected credit losses," Staff Reports, Federal Reserve Bank of New York, number 562.
• Donghoon Lee & Christopher J. Mayer & Joseph Tracy, 2012, "A new look at second liens," Staff Reports, Federal Reserve Bank of New York, number 569.
• Friederike Niepmann, 2012, "Banking across borders," Staff Reports, Federal Reserve Bank of New York, number 576, Oct.
• Andreas Fuster & Paul S. Willen, 2012, "Payment size, negative equity, and mortgage default," Staff Reports, Federal Reserve Bank of New York, number 582.
• Tobias Adrian, 2012, "Discussion of “An Integrated Framework for Multiple Financial Regulations”," Staff Reports, Federal Reserve Bank of New York, number 583, Nov.
• Daniel R. Sanches, 2012, "On the inherent instability of private money," Working Papers, Federal Reserve Bank of Philadelphia, number 12-19.
• Stelian PÂNZARU, 2012, "Applying The Production’S Operational Management With The Help Of The Value Stream Mapping Method," Review of General Management, Spiru Haret University, Faculty of Management Brasov, volume 15, issue 1, pages 93-108, Mai.
• Matthieu Bouvard & Pierre Chaigneau & Adolfo de Motta, 2012, "Transparency in the financial system: rollover risk and crises," FMG Discussion Papers, Financial Markets Group, number dp700, Feb.
• Ronald W. Anderson & Karin Joeveer, 2012, "Bankers and bank investors: Reconsidering the economies of scale in banking," FMG Discussion Papers, Financial Markets Group, number dp712, Sep.
• Bosch, Patrick, 2012, "Value Relevance of the Fair Value Hierarchy of IFRS 7 in Europe - How reliable are mark-to-model Fair Values ?," FSES Working Papers, Faculty of Economics and Social Sciences, University of Freiburg/Fribourg Switzerland, number 439, Dec.
• Ivan D. Kotlyarov, 2012, "Credit Products Marketing Features," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 2, pages 81-88, April.
• Sofia E. Kovalyova, 2012, "Role of Banks in Prevention of Money Laundering," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 2, pages 141-150, April.
• Mikhail Khromov & Alexey Vedev, 2012, "Development of the Banking Sector in Russia in 2011," Published Papers, Gaidar Institute for Economic Policy, number 122, revised 2012.
• Georgy Zadonsky, 2012, "Real Estate in the Russian Federation," Russian Economic Development, Gaidar Institute for Economic Policy, issue 10, pages 53-63, September.
• Michael Khromov, 2012, "Russian Banking Sector," Russian Economic Development, Gaidar Institute for Economic Policy, issue 11, pages 39-42, October.
• Georgy Zadonsky, 2012, "Mortgage in the Russian Federation," Russian Economic Development, Gaidar Institute for Economic Policy, issue 11, pages 41-48, October.