Research classified by Journal of Economic Literature (JEL) codes

2012

• Khandker, Shahidur R., 2012, "Seasonality of income and poverty in Bangladesh," Journal of Development Economics, Elsevier, volume 97, issue 2, pages 244-256, DOI: 10.1016/j.jdeveco.2011.05.001.
• Gallego, Francisco A. & Tessada, José A., 2012, "Sudden stops, financial frictions, and labor market flows: Evidence from Latin America," Journal of Development Economics, Elsevier, volume 97, issue 2, pages 257-268, DOI: 10.1016/j.jdeveco.2011.04.003.
• Dehejia, Rajeev & Montgomery, Heather & Morduch, Jonathan, 2012, "Do interest rates matter? Credit demand in the Dhaka slums," Journal of Development Economics, Elsevier, volume 97, issue 2, pages 437-449, DOI: 10.1016/j.jdeveco.2011.06.001.
• Karlan, Dean S. & Zinman, Jonathan, 2012, "List randomization for sensitive behavior: An application for measuring use of loan proceeds," Journal of Development Economics, Elsevier, volume 98, issue 1, pages 71-75, DOI: 10.1016/j.jdeveco.2011.08.006.
• Matsuoka, Tarishi, 2012, "Imperfect interbank markets and the lender of last resort," Journal of Economic Dynamics and Control, Elsevier, volume 36, issue 11, pages 1673-1687, DOI: 10.1016/j.jedc.2012.05.003.
• Anand, Kartik & Gai, Prasanna & Marsili, Matteo, 2012, "Rollover risk, network structure and systemic financial crises," Journal of Economic Dynamics and Control, Elsevier, volume 36, issue 8, pages 1088-1100, DOI: 10.1016/j.jedc.2012.03.005.
• Battiston, Stefano & Delli Gatti, Domenico & Gallegati, Mauro & Greenwald, Bruce & Stiglitz, Joseph E., 2012, "Liaisons dangereuses: Increasing connectivity, risk sharing, and systemic risk," Journal of Economic Dynamics and Control, Elsevier, volume 36, issue 8, pages 1121-1141, DOI: 10.1016/j.jedc.2012.04.001.
• August Aarma & Gediminas Dubauskas, 2012, "The Foreign Commercial Banks In The Baltic States: Aspects Of The Financial Crisis Internationalization," European Journal of Business and Economics, Central Bohemia University, volume 5, issue 0, pages 1-71:5, September, DOI: 10.12955/ejbe.v5i0.161.
• Mehmet Yazıcı & Erkut Baloğlu, 2012, "Information Sharing in Property Appraisal to Reduce Collateral Risk in Banking," Journal of Finance Letters (Maliye ve Finans Yazıları), Maliye ve Finans Yazıları Yayıncılık Ltd. Şti., volume 27, issue 97, pages 38-62, October.
• Roman Inderst & Marco Ottaviani, 2012, "Competition through Commissions and Kickbacks," American Economic Review, American Economic Association, volume 102, issue 2, pages 780-809, April.
• Gary Gorton & Stefan Lewellen & Andrew Metrick, 2012, "The Safe-Asset Share," American Economic Review, American Economic Association, volume 102, issue 3, pages 101-106, May.
• Ralph De Haas & Neeltje Van Horen, 2012, "International Shock Transmission after the Lehman Brothers Collapse: Evidence from Syndicated Lending," American Economic Review, American Economic Association, volume 102, issue 3, pages 231-237, May.
• Rajkamal Iyer & Manju Puri, 2012, "Understanding Bank Runs: The Importance of Depositor-Bank Relationships and Networks," American Economic Review, American Economic Association, volume 102, issue 4, pages 1414-1445, June.
• Gabriel Jimenez & Steven Ongena & Jose-Luis Peydro & Jesus Saurina, 2012, "Credit Supply and Monetary Policy: Identifying the Bank Balance-Sheet Channel with Loan Applications," American Economic Review, American Economic Association, volume 102, issue 5, pages 2301-2326, August.
• Susan E. Woodward & Robert E. Hall, 2012, "Diagnosing Consumer Confusion and Sub-optimal Shopping Effort: Theory and Mortgage-Market Evidence," American Economic Review, American Economic Association, volume 102, issue 7, pages 3249-3276, December.
• Joseph P. Kaboski & Robert M. Townsend, 2012, "The Impact of Credit on Village Economies," American Economic Journal: Applied Economics, American Economic Association, volume 4, issue 2, pages 98-133, April.
• Ana Fostel & John Geanakoplos, 2012, "Tranching, CDS, and Asset Prices: How Financial Innovation Can Cause Bubbles and Crashes," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 1, pages 190-225, January.
• Pierre-Olivier Gourinchas & Maurice Obstfeld, 2012, "Stories of the Twentieth Century for the Twenty-First," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 1, pages 226-265, January.
• Anil K. Kashyap & Jeremy C. Stein, 2012, "The Optimal Conduct of Monetary Policy with Interest on Reserves," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 1, pages 266-282, January.
• Viral V. Acharya & Denis Gromb & Tanju Yorulmazer, 2012, "Imperfect Competition in the Interbank Market for Liquidity as a Rationale for Central Banking," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 2, pages 184-217, April.
• Kartik Athreya & Xuan S. Tam & Eric R. Young, 2012, "A Quantitative Theory of Information and Unsecured Credit," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 3, pages 153-183, July, DOI: 10.1257/mac.4.3.153.
• Chadi S. Abdallah & William D. Lastrapes, 2012, "Home Equity Lending and Retail Spending: Evidence from a Natural Experiment in Texas," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 4, pages 94-125, October, DOI: 10.1257/mac.4.4.94.
• Jeremy M. Burke & Curtis R. Taylor & Liad Wagman, 2012, "Information Acquisition in Competitive Markets: An Application to the US Mortgage Market," American Economic Journal: Microeconomics, American Economic Association, volume 4, issue 4, pages 65-106, November, DOI: 10.1257/mic.4.4.65.
• Gary Gorton & Andrew Metrick, 2012, "Getting Up to Speed on the Financial Crisis: A One-Weekend-Reader's Guide," Journal of Economic Literature, American Economic Association, volume 50, issue 1, pages 128-150, March.
• Andrew W. Lo, 2012, "Reading about the Financial Crisis: A Twenty-One-Book Review," Journal of Economic Literature, American Economic Association, volume 50, issue 1, pages 151-178, March.
• Mark Armstrong & John Vickers, 2012, "Consumer Protection and Contingent Charges," Journal of Economic Literature, American Economic Association, volume 50, issue 2, pages 477-493, June.
• Roman Inderst & Marco Ottaviani, 2012, "Financial Advice," Journal of Economic Literature, American Economic Association, volume 50, issue 2, pages 494-512, June.
• Pituwan Poramapojn, 2012, "Effect of Securitization on the Bank’s Equity Risk in the U.S," Applied Economics Journal, Kasetsart University, Faculty of Economics, Center for Applied Economic Research, volume 19, issue 1, pages 68-86, June.
• Fatih Macit, 2012, "Does Bank Ownership Affect the Credit Channel of Monetary Policy?," Applied Economics Quarterly (formerly: Konjunkturpolitik), Duncker & Humblot, Berlin, volume 58, issue 2, pages 139-151, DOI: 10.3790/aeq.58.2.139.
• Anke Kablau & Michael Wedow, 2012, "Gauging the Impact of a Low Interest Rate Environment on German Life Insurers," Applied Economics Quarterly (formerly: Konjunkturpolitik), Duncker & Humblot, Berlin, volume 58, issue 4, pages 279-298, DOI: 10.3790/aeq.58.4.279.
• Claudia Gabriela Baicu & Olimpia State, 2012, "Banking Models Under the Impact of the Post-Crisis Organizational Changes Apt to Confer Sustainable Financial Stability - Romanian Experience," The AMFITEATRU ECONOMIC journal, Academy of Economic Studies - Bucharest, Romania, volume 14, issue 32, pages 436-450, June.
• Ljiljana Kontic & Jovan Kontic, 2012, "Sustainability and Readiness for Change: Insights from a Banking Case Study in Serbia," The AMFITEATRU ECONOMIC journal, Academy of Economic Studies - Bucharest, Romania, volume 14, issue 32, pages 537-548, June.
• Asongu Simplice, 2012, "Financial sector competition and knowledge economy: evidence from SSA and MENA countries," Working Papers of the African Governance and Development Institute., African Governance and Development Institute., number 12/021, Aug.
• Sheremenko, Ganna & Escalante, Cesar L. & Florkowski, Wojciech J., 2012, "The Universality of Microfinance Operations Model in Eastern Europe and Central Asia: Financial Sustainability vs. Poverty Outreach," 2012 Annual Meeting, August 12-14, 2012, Seattle, Washington, Agricultural and Applied Economics Association, number 123286, DOI: 10.22004/ag.econ.123286.
• Li, Xiaofei & Escalante, Cesar L. & Epperson, James E. & Gunter, Lewell F., 2012, "Technical Efficiency and the Probability of Bank Failure among Agricultural and Non-Agricultural Banks," 2012 Annual Meeting, August 12-14, 2012, Seattle, Washington, Agricultural and Applied Economics Association, number 124591, DOI: 10.22004/ag.econ.124591.
• Weber, Ron & Musshoff, Oliver, , "Microfinance for Agricultural Firms- Credit Access and Loan Repayment in Tanzania," 123rd Seminar, February 23-24, 2012, Dublin, Ireland, European Association of Agricultural Economists, number 122552, DOI: 10.22004/ag.econ.122552.
• Weber, Ron & Musshoff, Oliver, 2012, "Microfinance for agricultural firms - What can we learn from bank data?," 2012 Conference, August 18-24, 2012, Foz do Iguacu, Brazil, International Association of Agricultural Economists, number 126708, Aug, DOI: 10.22004/ag.econ.126708.
• Oñate, Carlos Andrés & Lima, Roberto Arruda de Souza, None, "Importância das Cooperativas de Crédito para Fornecedores de Cana-de-açúcar: um estudo de caso," Brazilian Journal of Rural Economy and Sociology (Revista de Economia e Sociologia Rural-RESR), Sociedade Brasileira de Economia e Sociologia Rural, volume 50, issue 3, pages 1-18, DOI: 10.22004/ag.econ.154930.
• Sheremenko, Ganna & Escalante, Cesar L. & Florkowski, Wojciech J., 2012, "The Road to Financial Sustainability. Comparative Analysis of Russia and the Caucasus Region," 2012 Annual Meeting, February 4-7, 2012, Birmingham, Alabama, Southern Agricultural Economics Association, number 119525, DOI: 10.22004/ag.econ.119525.
• Li, Xiaofei & Escalante, Cesar L. & Epperson, James E. & Gunter, Lewell F., 2012, "Agricultural Banking and Early Warning Models for the Bank Failures of the Late 2000s Great Recession," 2012 Annual Meeting, February 4-7, 2012, Birmingham, Alabama, Southern Agricultural Economics Association, number 119656, DOI: 10.22004/ag.econ.119656.
• Morten, Melanie & Karlan, Dean S. & Zinman, Jonathan, 2012, "A Personal Touch: Text Messaging for Loan Repayment," Center Discussion Papers, Yale University, Economic Growth Center, number 121867, Mar, DOI: 10.22004/ag.econ.121867.
• Pablo Martín-Aceña & Elena Martínez Ruíz & Pilar Nogués Marco, 2012, "The Bank of Spain: a National Financial Insitution," Documentos de Trabajo (DT-AEHE), Asociación Española de Historia Económica, number 1205, Jun.
• Alin Marius ANDRIES & Vasile COCRIS & Silviu Gabriel URSU, 2012, "Determinants Of Bank Performance In Cee Countries," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 10, pages 165-177, December.
• Bogdan-Gabriel MOINESCU, 2012, "Determinants Of Nonperforming Loans In Central And Eastern European Countries: Macroeconomic Indicators And Credit Discipline," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 10, pages 47-58, December.
• Mohamed Belhaj & Nataliya Klimenko, 2012, "Optimal Preventive Bank Supervision Combining Random Audits and Continuous Intervention," AMSE Working Papers, Aix-Marseille School of Economics, France, number 1201, Jan.
• Veronel Avram & Daniel Costin Avram, 2012, "Some Considerations On Evaluation Criteria Of The Territorial Network Of Credit Institutions," Annals of University of Craiova - Economic Sciences Series, University of Craiova, Faculty of Economics and Business Administration, volume 3, issue 40, pages 92-97.
• Alina Georgiana MANTA & Roxana Maria BADÎRCEA, 2012, "Empirical study regarding the relation between the Romanian banking system and economic growth," Finante - provocarile viitorului (Finance - Challenges of the Future), University of Craiova, Faculty of Economics and Business Administration, volume 1, issue 14, pages 104-113, December.
• Ioan TRENCA & Nicolae PETRIA & Simona MUTU & Emilia COROVEI, 2012, "Evaluating the liquidity determinats in the central and eastern European banking system," Finante - provocarile viitorului (Finance - Challenges of the Future), University of Craiova, Faculty of Economics and Business Administration, volume 1, issue 14, pages 85-90, December.
• Mircea Tiberiu Ducai, 2012, "The Bank Loans Importance, Information Asymmetry And The Impact Of Financial And Economic Crisis On Corporate Financing," Revista Tinerilor Economisti (The Young Economists Journal), University of Craiova, Faculty of Economics and Business Administration, volume 1, issue 18, pages 29-34, April.
• Dejene Mamo Bekana (MBA) & Asres Abitie (MBA), 2012, "Evaluation Of Financial Performance Of Banking Enterprises; The Case Of Construction And Business Bank Of Ethiopia," Revista Tinerilor Economisti (The Young Economists Journal), University of Craiova, Faculty of Economics and Business Administration, volume 1, issue 18, pages 82-102, April.
• Daniel Dăianu, 2012, "EURO zone crisis and EU governance: Tackling a flawed design and inadequate policy arrangements," Acta Oeconomica, Akadémiai Kiadó, Hungary, volume 62, issue 3, pages 295-319, September.
• İmre Ersoy, 2012, "Government debt vs. financial depth dilemma in developing countries: The case of Turkey," Acta Oeconomica, Akadémiai Kiadó, Hungary, volume 62, issue 3, pages 345-362, September.
• Pavel Ciaian & Jan Fałkowski & D’Artis Kancs, 2012, "Productivity and credit constraints: A firm-level propensity score evidence for agricultural farms in central and east European countries," Acta Oeconomica, Akadémiai Kiadó, Hungary, volume 62, issue 4, pages 459-487, December.
• Sebastián Auguste & Ricardo Bebczuk & Ramiro Moya, 2012, "The Demand for Mortgages under Macro Volatility: The Argentine Case," IIE, Working Papers, IIE, Universidad Nacional de La Plata, number 091, Apr.
• Ricardo Bebczuk & Maria Lorena Garegnani, 2012, "Real State as Housing and as Financial Investment: A First Assessment for Argentina," IIE, Working Papers, IIE, Universidad Nacional de La Plata, number 095, Nov.
• Brishti Guha & Prabal Roy Chowdhury, 2012, "Micro-finance competition: Motivated micro-lenders, double-dipping and default," Discussion Papers, Indian Statistical Institute, Delhi, number 12-01, Jan.
• Imola Drigă, 2012, "Financial Risks Analysis For A Commercial Bank In The Romanian Banking System," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 1, issue 14, pages 1-14.
• Daniela Rodica Silivestru(Popescu), 2012, "Bank Loans And Small Firm Financing In Romania," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 1, issue 14, pages 1-15.
• Oana Bărbulescu (Åžeitan) & Cristina Bălteanu, 2012, "Qualitative Marketing Research Regarding The Impact Of The Romanian Legal Framework On The Activity Of Leasing Companies," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 1, issue 14, pages 1-24.
• Adela Socol, 2012, "Ifrs Adopting Process In Romanian Banks - Impact On Independent Audit Of Financial Statements," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 2, issue 14, pages 1-12.
• Iulia Iuga & Ruxandra Lazea, 2012, "Study Regarding The Influence Of The Unemployment Rate Over Non-Performing Loans In Romania Using The Correlation Indicator," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 2, issue 14, pages 1-18.
• Roman Angela & Rusu Valentina Diana, 2012, "The Access Of Small And Medium Size Enterprises To Banking Financing And Current Challanges: The Case Of Eu Countries," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, volume 2, issue 14, pages 1-21.
• Andrea Filippo Presbitero & Roberta Rabellotti, 2012, "Geographical Distance and Moral Hazard in Microcredit: Evidence from Colombia," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 58, Jan.
• Giorgio Gobbi & Enrico Sette, 2012, "Relationship lending in a financial turmoil," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 59, Mar.
• Ralph De Haas & Yevgeniya Korniyenko & Elena Loukoianova & Alexander Pivovarsky, 2012, "Foreign Banks and the Vienna Initiative: Turning Sinners into Saints?," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 62, Mar.
• Maik Dierkes & Carsten Erner & Thomas Langer & Lars Norden, 2012, "Business credit information sharing and default risk of private firms," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 64, Mar.
• Martin Brown & Matthias Schaller & Simone Westerfeld & Markus Heusler, 2012, "Information or Insurance? On the Role of Loan Officer Discretion in Credit Assessment," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 67, May.
• Riccardo De Bonis & Matteo Piazza & Roberto Tedeschi, 2012, "The perverse effect of government credit subsidies on banking risk," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 68, May.
• Mohamed Azzim Gulamhussen & Carlos Pinheiro & Alberto Franco Pozzolo, 2012, "Were multinational banks taking excessive risks before the recent financial crisis?," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences, number 69, May.
• Viral V. Acharya & Matthew Richardson, 2012, "Implications of the Dodd-Frank Act," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 1-38, October.
• George Pennacchi, 2012, "Narrow Banking," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 141-159, October.
• Henry T.C. Hu, 2012, "Efficient Markets and the Law: A Predictable Past and an Uncertain Future," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 179-214, October.
• Hamid Mehran & Lindsay Mollineaux, 2012, "Corporate Governance of Financial Institutions," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 215-232, October.
• Dale F. Gray & Samuel W. Malone, 2012, "Sovereign and Financial-Sector Risk: Measurement and Interactions," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 297-312, October.
• Abdelaziz HAKIMI & Helmi HAMDI & Mouldi DJELASSI, 2012, "Modelling Non-Interest Income at Tunisian Banks," Asian Economic and Financial Review, Asian Economic and Social Society, volume 2, issue 1, pages 88-99.
• Faris Nasif AL- Shubiri & Abedalfattah Zuhair Al-Abedallat & Marwan Mohammad Abu Orabi, 2012, "Financial and Non Financial Determinants of Corporate Social Responsibility," Asian Economic and Financial Review, Asian Economic and Social Society, volume 2, issue 8, pages 1001-1012.
• Martín Grandes & Milagros Satorre, 2012, "¿Cuál es y cómo se caracteriza la demanda potencial de microcréditos en la Argentina? Nuevas estimaciones," Ensayos de Política Económica, Departamento de Investigación Francisco Valsecchi, Facultad de Ciencias Económicas, Pontificia Universidad Católica Argentina., volume 1, issue 6, pages 54-76, Octubre.
• Ana Kundid, 2012, "Corporate Social Responsibility Of Banks In The Republic Of Croatia," Economic Thought and Practice, Department of Economics and Business, University of Dubrovnik, volume 21, issue 2, pages 497-528, december.
• Hrvoje Percevic & Mirjana Hladika, 2012, "The Impact Of Accounting Treatment Of Financial Instruments Subsequently Measured On The Financial Position And Profitability Of The Croatian Banking Sector," Economic Thought and Practice, Department of Economics and Business, University of Dubrovnik, volume 21, issue 2, pages 663-692, december.
• Nestor Gandelman & Alejandro Rasteletti, 2012, "The impact of bank credit on employment formality in Uruguay," Documentos de Investigación, Universidad ORT Uruguay. Facultad de Administración y Ciencias Sociales, number 75, May.
• International Association of Deposit Insurers, 2012, "General Guidance for Developing Effective Reimbursement Systems and Processes," IADI Guidance Papers, International Association of Deposit Insurers, number 12-10, Oct.
• International Association of Deposit Insurers, 2012, "Enhanced Guidance for Effective Deposit Insurance Systems: Public Awareness of Deposit Insurance Systems," IADI Guidance Papers, International Association of Deposit Insurers, number 12-11, Nov.
• International Association of Deposit Insurers, 2012, "Enhanced Guidance for Effective Deposit Insurance Systems: Reimbursement Systems and Processes," IADI Guidance Papers, International Association of Deposit Insurers, number 12-12, Dec.
• International Association of Deposit Insurers, 2012, "Transitioning from a blanket guarantee or extended coverage to a limited coverage system," IADI Research Papers, International Association of Deposit Insurers, number 12-03, Mar.
• International Association of Deposit Insurers Eurasia Regional Committee, 2012, "Funding Mechanisms of Deposit Insurance Systems in the Asia-Pacific Region," IADI Research Papers, International Association of Deposit Insurers, number 12-07, Jul.
• International Association of Deposit Insurers, 2012, "Handling of Systemic Crises," IADI Research Papers, International Association of Deposit Insurers, number 12-10, Oct.
• Börestam, Ann & Schmiedel, Heiko, 2012, "Interchange fees in card payments," Journal of Payments Strategy & Systems, Henry Stewart Publications, volume 6, issue 1, pages 50-66, May.
• Fricke, Jens & Pauly, Ralf, 2012, "Evaluation of the Basel VaR-based market risk charge and proposals for a needed adjustment," Journal of Risk Management in Financial Institutions, Henry Stewart Publications, volume 5, issue 4, pages 398-420, September.
• Rainer Masera, 2012, "Basel standards, solution or cause of financial instability?," BANCARIA, Bancaria Editrice, volume 1, pages 02-29, January.
• Marco Di Antonio, 2012, "Which banks after the crisis? From an unique business model towards a new banking plurality," BANCARIA, Bancaria Editrice, volume 1, pages 30-46, January.
• Giovanni Sabatini, 2012, "The Banks and Italy, a long term relationship," BANCARIA, Bancaria Editrice, volume 1, pages 64-66, January.
• Salvatore La Francesca, 2012, "Italy and the banks’ role from 1861 to 2011," BANCARIA, Bancaria Editrice, volume 1, pages 67-72, January.
• Marco Onado, 2012, "From poverty to soundness: the long path of Italian banks," BANCARIA, Bancaria Editrice, volume 1, pages 74-77, January.
• Carlo Calandrini, 2012, "The revision of IAS 39: which model?," BANCARIA, Bancaria Editrice, volume 1, pages 82-90, January.
• Teresa Broggiato, 2012, "Unfair commercial practices Directive and banking issues," BANCARIA, Bancaria Editrice, volume 1, pages 91-94, January.
• Valeria Falce, 2012, "Codes of conduct and unfair commercial practices," BANCARIA, Bancaria Editrice, volume 1, pages 95-97, January.
• Giuseppe Mussari, 2012, "Basel 3 and Eba recommendations: impacts on growth and SMEs," BANCARIA, Bancaria Editrice, volume 2, pages 02-10, February.
• Giancarlo Durante & Luigi Prosperetti, 2012, "European banks restructuring: a focus on Spain and Great Britain," BANCARIA, Bancaria Editrice, volume 2, pages 11-16, February.
• Gino Gandolfi & Massimo Regalli & Maria Cristina Arcuri, 2012, "The long-run performance of Italian Ipos: the case of banking firms," BANCARIA, Bancaria Editrice, volume 2, pages 17-29, February.
• Stefano Caselli, 2012, "The challenge of relationship capital: governance and corporate relations within the banking system," BANCARIA, Bancaria Editrice, volume 3, pages 02-15, March.
• Giampaolo Gabbi, 2012, "Risk management and its stakeholders," BANCARIA, Bancaria Editrice, volume 3, pages 16-23, March.
• Giovanni Gioia & Marco Iaconis & Matteo Mazziotta & Adriano Pareto, 2012, "Safety and robbery indicators in the Italian banking network," BANCARIA, Bancaria Editrice, volume 3, pages 63-73, March.
• Antonio Santomartino, 2012, "Bank of Italy’s statistics and banks’ information needs," BANCARIA, Bancaria Editrice, volume 3, pages 74-80, March.
• Marco Di Antonio, 2012, "Bank performance and profitability after the crisis: the need for new multidimensional measures," BANCARIA, Bancaria Editrice, volume 4, pages 02-20, April.
• Paola De Vincentiis, 2012, "The mutual guarantee institutions: the Italian experience in the recent scenario," BANCARIA, Bancaria Editrice, volume 4, pages 35-44, April.
• Abi, 2012, "The regulation of certificates of deposit," BANCARIA, Bancaria Editrice, volume 4, pages 82-90, April.
• Cesare Bisoni & Andrea Ferrari, 2012, "A new challenge in corporate lending," BANCARIA, Bancaria Editrice, volume 5, pages 15-23, May.
• Vittorio Conti, 2012, "New regulation and responsibilities in the banking and financial markets," BANCARIA, Bancaria Editrice, volume 5, pages 2-14, May.
• Pierluigi Morelli, 2012, "Credit quality in Italy: a survival analysis," BANCARIA, Bancaria Editrice, volume 5, pages 46-54, May.
• Bruno D’Offizi & Pasquale Ferro, 2012, "Digital Agenda and innovation in public payments in Italy," BANCARIA, Bancaria Editrice, volume 5, pages 56-62, May.
• Massimo Caratelli & Alessia Naccarato & Ornella Ricci, 2012, "The key role of personal experience in Financial Education," BANCARIA, Bancaria Editrice, volume 6, pages 34-57, June.
• Sabrina Galmarini, 2012, "A survey on the Compliance Function in Italian banks," BANCARIA, Bancaria Editrice, volume 6, pages 79-83, June.
• Domenico Lofano & Cristian Reginato & Fabrizio Sarrocco, 2012, "Leveraging on cost management to recover from economic downturn: a new structural approach to the topic," BANCARIA, Bancaria Editrice, volume 6, pages 84-89, June.
• Ignazio Visco, 2012, "Bank’s equity and efficiency," BANCARIA, Bancaria Editrice, volume 7, pages 16-22, August.
• Giuseppe Mussari, 2012, "Italy and the banking industry, in search of stability and growth," BANCARIA, Bancaria Editrice, volume 7, pages 2-15, August.
• Giuliana Borello & Francesca Pampurini, 2012, "The X-efficency level of Italian Asset Management Companies," BANCARIA, Bancaria Editrice, volume 7, pages 30-53, August.
• Giuseppe Vegas, 2012, "A Financial Stability Fund as a tool for reducing interest payments on public debt," BANCARIA, Bancaria Editrice, volume 7, pages 54-63, August.
• Anna Omarini, 2012, "Retail as a bank business: threats and opportunities to catch up," BANCARIA, Bancaria Editrice, volume 7, pages 64-74, August.
• Roberto Ruozi, 2012, "A new model for tomorrow’s banks," BANCARIA, Bancaria Editrice, volume 9, pages 2-13, September.
• Giampio Bracchi & Donato Masciandaro, 2012, "The role of deeply-rooted commercial banks in the Italian economy," BANCARIA, Bancaria Editrice, volume 9, pages 41-48, September.
• Mario La Torre & Fabiomassimo Mango, 2012, "Asset-backed securitisation and financial stability: the downgrading delay effect," BANCARIA, Bancaria Editrice, volume 9, pages 54-67, September.
• Carlo Dell`Aringa & Giancarlo Durante & Francesco Micheli & Giuseppe Mussari & Luigi Prosperetti, 2012, "A new road for Italian banks’ human resources," BANCARIA, Bancaria Editrice, volume 9, pages 68-85, September.
• Maria Delli Pizzi & Rodolfo Pesati, 2012, "Millennials at work: reshaping the workplace in financial services," BANCARIA, Bancaria Editrice, volume 10, pages 117-119, October.
• Marco Di Antonio, 2012, "The management control system is part of the internal control system in banks?," BANCARIA, Bancaria Editrice, volume 10, pages 26-41, October.
• Umberto Filotto & Gianluca Mattarocci & Gianluca Mattarocci, 2012, "The bank, between public and private," BANCARIA, Bancaria Editrice, volume 10, pages 3-25, October.
• Alberto Burchi & Danilo Drago, 2012, "Are credit ratings and Cds spreads aligned? The implications for regulation and loan pricing," BANCARIA, Bancaria Editrice, volume 10, pages 42-65, October.
• Pierpaolo Zaccarini, 2012, "Mediation in tax disputes and banking operations," BANCARIA, Bancaria Editrice, volume 10, pages 74-86, October.
• Rupert N. Limentani & Normanna Tresoldi, 2012, "Compliance Function in banks and Reputational risk," BANCARIA, Bancaria Editrice, volume 10, pages 88-93, October.
• Giuseppe Zadra, 2012, "The Shadow Banking system: a potential new financing channel to be regulated," BANCARIA, Bancaria Editrice, volume 11, pages 18-27, November.
• Umberto Filotto & Massimo Caratelli, 2012, "Bank regulation and competition in the Italian market: a difficult balance," BANCARIA, Bancaria Editrice, volume 11, pages 2-17, November.
• Mohamed Azzim Gulamhussen & Carlos Pinheiro & Alberto Franco Pozzolo, 2012, "Internationalization, diversification and risk in multinational banks," BANCARIA, Bancaria Editrice, volume 11, pages 28-40, November.
• Paola Cerchiello & Paolo Giudici & Enzo Rocca, 2012, "Credit rating models: merging quantitative variables and qualitative information," BANCARIA, Bancaria Editrice, volume 11, pages 42-50, November.
• Valeria Falce, 2012, "Interlocking directorates in banking and financial sectors," BANCARIA, Bancaria Editrice, volume 11, pages 51-53, November.
• Fabrizio Cirrincione & Amedeo Frattini, 2012, "Human resources trends in Italian banks," BANCARIA, Bancaria Editrice, volume 11, pages 64-72, November.
• Paolo Mottura, 2012, "Deposit bank and public interest: the reasons for a new regulatory approach," BANCARIA, Bancaria Editrice, volume 12, pages 2-19, December.
• Alessandro Profumo, 2012, "The road for Italian banks," BANCARIA, Bancaria Editrice, volume 12, pages 20-22, December.
• Giovanni Viani, 2012, "Banking strategies and business models in the new era," BANCARIA, Bancaria Editrice, volume 12, pages 23-28, December.
• Enrico Bernardi, 2012, "Banking Union, crisis resolution and deposit protection schemes," BANCARIA, Bancaria Editrice, volume 12, pages 46-53, December.
• Guido Russi, 2012, "Estimating the Leverage Effect Using High Frequency Data," Review of Economics & Finance, Better Advances Press, Canada, volume 2, pages 1-24, February.
• Carmen-Pilar Mart¨ª-Ballester, 2012, "A Comparative Analysis of the Performance of Collective Investment Institutions," Review of Economics & Finance, Better Advances Press, Canada, volume 2, pages 43-52, May.
• Constant, Fouopi Djiogap & Augustin Ngomsi, 2012, "Determinants of Bank Long-term Lending Behavior in the Central African Economic and Monetary Community (CEMAC)," Review of Economics & Finance, Better Advances Press, Canada, volume 2, pages 107-114, May.
• Koen Rossel-Cambier, 2012, "Can Combined Microfinance Boost Economic Results? An Empirical Cross-sectional Analysis," Review of Economics & Finance, Better Advances Press, Canada, volume 2, pages 79-94, August.
• Iskra Beleva, 2012, "Labor Force Mobility as a Factor for Developing Knowledge-Based Economy: Transition from Education to Employment," Economic Studies journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 2, pages 71-79.
• Georgi Petrov Georgiev, 2012, "Practical aspects in measuring and monitoring the liquidity risk pursuant to the Basel III international framework," Economic Thought journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 5, pages 144-164.
• Philipp Matros & Johannes Vilsmeier, 2012, "Measuring Option Implied Degree of Distress in the US Financial Sector Using the Entropy Principle," Working Papers, Bavarian Graduate Program in Economics (BGPE), number 123, Aug.
• Lutz G. Arnold & Benedikt Booker, 2012, "Good Intentions Pave the Way to ... the Local Moneylender," Working Papers, Bavarian Graduate Program in Economics (BGPE), number 126, Sep.
• Martin Brown & Marta Serra García, 2012, "Debt Enforcement and Relational Contracting," Working Papers, Departament Empresa, Universitat Autònoma de Barcelona, number 1201, Jan, revised Jan 2012.
• Mónica López-Puertas Lamy, 2012, "How does Ownership Structure Influence Bank Risk? Analyzing the Role of Managerial Incentives," Working Papers, Departament Empresa, Universitat Autònoma de Barcelona, number 1208, Nov, revised Nov 2012.
• F. Javier Morales & Sara G. Castellanos & Mariana A. Toran, 2012, "Analisis del uso de servicios financieros por parte de las empresas en Mexico. Que nos dice el Censo Economico 2009," Working Papers, BBVA Bank, Economic Research Department, number 1215, Jul.
• Mariana A. Toran & F. Javier Morales & Sara G. Castellanos, 2012, "Analysis of the Use of Financial Services by Companies in Mexico: What does the 2009 Economic Census tell us?," Working Papers, BBVA Bank, Economic Research Department, number 1216, Jul.
• Beatriz Irene Balmaseda Perez & Lizbeth Necoechea, 2012, "Metodologia de estimación del numero de clientes del Sistema Bancario en Mexico," Working Papers, BBVA Bank, Economic Research Department, number 1224, Nov.
• Hugo Perea & David Tuesta & Alfonso Ugarte, 2012, "Lineamientos para impulsar el Credito y el Ahorro en el Peru," Working Papers, BBVA Bank, Economic Research Department, number 1301, Dec.
• Hugo Perea & David Tuesta & Alfonso Ugarte, 2012, "Expanding Credit and Savings in Peru," Working Papers, BBVA Bank, Economic Research Department, number 1307, Dec.
• Santiago Fernandez de Lis & Adriana Haring & Gloria Sorensen & David Tuesta & Alfonso Ugarte, 2012, "Banking penetration in Uruguay," Working Papers, BBVA Bank, Economic Research Department, number 1308, Dec.
• David Xiao Chen & H. Evren Damar & Hani Soubra & Yaz Terajima, 2012, "Canadian Bank Balance-Sheet Management: Breakdown by Types of Canadian Financial Institutions," Discussion Papers, Bank of Canada, number 12-7, DOI: 10.34989/sdp-2012-7.
• Teodora Paligorova & João Santos, 2012, "When Is It Less Costly for Risky Firms to Borrow? Evidence from the Bank Risk-Taking Channel of Monetary Policy," Staff Working Papers, Bank of Canada, number 12-10, DOI: 10.34989/swp-2012-10.
• H. Evren Damar & Reint Gropp & Adi Mordel, 2012, "The Ex-Ante Versus Ex-Post Effect of Public Guarantees," Staff Working Papers, Bank of Canada, number 12-22, DOI: 10.34989/swp-2012-22.
• Jason Allen & James Chapman & Federico Echenique & Matthew Shum, 2012, "Efficiency and Bargaining Power in the Interbank Loan Market," Staff Working Papers, Bank of Canada, number 12-29, DOI: 10.34989/swp-2012-29.
• Jason Allen & Robert Clark & Jean-François Houde, 2012, "Price Negotiation in Differentiated Products Markets: Evidence from the Canadian Mortgage Market," Staff Working Papers, Bank of Canada, number 12-30, DOI: 10.34989/swp-2012-30.
• TengTeng Xu, 2012, "The Role of Credit in International Business Cycles," Staff Working Papers, Bank of Canada, number 12-36, DOI: 10.34989/swp-2012-36.
• Jesus Sierra, 2012, "Consumer Interest Rates and Retail Mutual Fund Flows," Staff Working Papers, Bank of Canada, number 12-39, DOI: 10.34989/swp-2012-39.
• Benjamin M. Tabak & Rogério B. Miranda & Dimas M. Fazio, 2012, "A Geographically Weighted Approach in Measuring Efficiency in Panel Data: the Case of US Saving Banks," Working Papers Series, Central Bank of Brazil, Research Department, number 275, Apr.
• Benjamin Miranda Tabak & Guilherme Maia Rodrigues Gomes & Maurício da Silva Medeiros Júnior, 2012, "The Impact of Market Power at Bank Level in Risk-taking: the Brazilian case," Working Papers Series, Central Bank of Brazil, Research Department, number 283, Jun.
• Gaston Giordana & Ingmar Schumacher, 2012, "Macroeconomic Conditions and Leverage in Monetary Financial Institutions: Comparing European countries and Luxembourg," BCL working papers, Central Bank of Luxembourg, number 77, Oct.
• Gaston Giordana & Ingmar Schumacher, 2012, "An Empirical Study on the Impact of Basel III Standards on Banks? Default Risk: The Case of Luxembourg," BCL working papers, Central Bank of Luxembourg, number 79, Oct.
• Dirk Mevis, 2012, "The Determinants of Short Term Funding in Luxembourgish Banks," BCL working papers, Central Bank of Luxembourg, number 80, Oct.
• Leonardo S. Alencar, 2012, "Revisiting Bank Pricing Policies in Brazil: Evidence from Loan and Deposit Markets," Ensayos Económicos, Central Bank of Argentina, Economic Research Department, volume 1, issue 67, pages 35-71, December.
• Jayati Ghosh, 2012, "Microfinance and the Challenge of Financial Inclusion for Development," Ensayos Económicos, Central Bank of Argentina, Economic Research Department, volume 1, issue 67, pages 7-34, December.
• Alejandra Anastasi & Verónica Balzarotti, 2012, "Accounting or Liquidity Buffers? The Risks of Overlooking Financial Aspects of Counter-Cyclical Rules," Ensayos Económicos, Central Bank of Argentina, Economic Research Department, volume 1, issue 67, pages 73-120, December.
• Emilio Blanco & Andrés Denes & Gastón Repetto, 2012, "Argentina’s Economic and Financial Map: A Geo-referenced System of Financial Services Market, Demand and Supply Indicators at the Local Level," BCRA Working Paper Series, Central Bank of Argentina, Economic Research Department, number 201259, Nov.
• Ebru SONBUL ISKENDER, 2012, "Credit Risk Macro Stress Test Model for Turkish Banking Industry," Journal of BRSA Banking and Financial Markets, Banking Regulation and Supervision Agency, volume 6, issue 1, pages 9-44.
• Fatih KANSOY, 2012, "The Determinants of Net Interest Margin in the Turkish Banking Sector: Does Bank Ownership Matter?," Journal of BRSA Banking and Financial Markets, Banking Regulation and Supervision Agency, volume 6, issue 2, pages 13-49.
• María J. Nieto, 2012, "What role, if any, can market discipline play in supporting macroprudential policy?," Occasional Papers, Banco de España, number 1202, Mar.
• Ignacio Hernando & Ernesto Villanueva, 2012, "The recent slowdown of bank lending in Spain: are supply-side factors relevant?," Working Papers, Banco de España, number 1206, Jan.
• Roberto Blanco & Ricardo Gimeno, 2012, "Determinants of default ratios in the segment of loans to households in Spain," Working Papers, Banco de España, number 1210, Feb.
• Alfredo Martín-Oliver & Sonia Ruano & Vicente Salas-Fumás, 2012, "Effects of equity capital on the interest rate and the demand for credit. Empirical evidence from Spanish banks," Working Papers, Banco de España, number 1218, Apr.
• Galo Nuño & Carlos Thomas, 2012, "Bank leverage cycles," Working Papers, Banco de España, number 1222, Jun.
• Miguel García-Posada & Juan S. Mora-Sanguinetti, 2012, "Why do spanish firms rarely use the bankruptcy system? The role of the mortgage institution," Working Papers, Banco de España, number 1234, Sep.
• Jens Hagendorff & María J. Nieto & Larry D. Wall, 2012, "The safety and soundness effects of bank M&As in the EU: does prudential regulation have any impact?," Working Papers, Banco de España, number 1236, Oct.
• Alfredo Martín-Oliver & Sonia Ruano & Vicente Salas-Fumás, 2012, "Why did high productivity growth of banks precede the financial crisis?," Working Papers, Banco de España, number 1239, Dec.
• Michele Leonardo Bianchi & Agostino Chiabrera, 2012, "Italian real estate investment funds: market structure and risk measurement," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 120, Apr.
• Roberto Felici & Elisabetta Manzoli & Raffaella Pico, 2012, "Crisis and Italian households: a microeconomic analysis of mortgage contracts," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 125, Jul.
• Giorgio Albareto & Paolo Finaldi Russo, 2012, "Financial fragility and growth prospects: credit rationing during the crisis," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 127, Jul.
• Francesco cannata & Simone Casellina & Gregorio Guidi, 2012, "Inside the labyrinth of Basel risk-weighted assets: how not to get lost," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 132, Sep.
• Ugo Albertazzi & Tiziano Ropele & Gabriele Sene & Federico M. Signoretti, 2012, "The impact of the sovereign debt crisis on the activity of Italian banks," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 133, Sep.
• Claudia Miani & Giulio Nicoletti & Alessandro Notarpietro & Massimiliano Pisani, 2012, "Banks� balance sheets and the macroeconomy in the Bank of Italy Quarterly Model," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 135, Sep.
• Andrea Cardillo & Andrea Zaghini, 2012, "The recent trends in long-term bank funding," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 137, Oct.
• Mariano Graziano, 2012, "Italian nonfinancial firms and derivatives," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 139, Oct.
• Riccardo De Bonis & Fabio Farabullini, & Miria Rocchelli & Alessandra Salvio, 2012, "A Quantitative Look at the Italian Banking System: Evidence from a New Dataset since 1861," Quaderni di storia economica (Economic History Working Papers), Bank of Italy, Economic Research and International Relations Area, number 26, Jun.
• Emilia Bonaccorsi di Patti & Enrico Sette, 2012, "Bank balance sheets and the transmission of financial shocks to borrowers: evidence from the 2007-2008 crisis," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 848, Jan.
• Andrea Nobili & Francesco Zollino, 2012, "A structural model for the housing and credit markets in Italy," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 887, Oct.
• Massimo Libertucci & Francesco Piersante, 2012, "Start-up banks� default and the role of capital," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 890, Nov.
• Michele Manna & Alessandro Schiavone, 2012, "Externalities in interbank network: results from a dynamic simulation model," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 893, Nov.
• Martínez-Jaramillo Serafín & Alexandrova-Kabadjova Biliana & Bravo-Benítez Bernardo & Solórzano-Margain Juan Pablo, 2012, "An Empirical Study of the Mexican Banking System's Network and its Implications for Systemic Risk," Working Papers, Banco de México, number 2012-07, Aug.
• Bell, Purl Lord, 2012, "Bancos y banca," Chapters, Banco de la Republica de Colombia, chapter 16, in: Banco de la República, "Colombia: manual comercial e industrial", DOI: 10.32468/Ebook.664-247-7.
• Martha López & Fernando Tenjo & Héctor Zárate, 2012, "The Risk-Taking Channel in Colombia Revisited," Borradores de Economia, Banco de la Republica de Colombia, number 690, Feb, DOI: 10.32468/be.690.
• Sergio Restrepo Ängel & Jorge Niño Cuervo & Enrique Montes Uribe, 2012, "Comercio exterior colombiano y su financiación con la banca local: Un análisis a nivel de firma," Borradores de Economia, Banco de la Republica de Colombia, number 722, Jul, DOI: 10.32468/be.722.