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Retail as a bank business: threats and opportunities to catch up

Author

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  • Anna Omarini

    (Università L. Bocconi)

Abstract

The financial services turmoil and consumers change have created market fragmentation and are putting high emphasis on price. Consequently, the ability to provide products and services on a cost-effective basis may not always increase margins but also exacerbate a price competition. As a result retail banking must act to restore its competitive positioning in the market

Suggested Citation

  • Anna Omarini, 2012. "Retail as a bank business: threats and opportunities to catch up," BANCARIA, Bancaria Editrice, vol. 7, pages 64-74, August.
  • Handle: RePEc:ban:bancar:v:07:y:2012:m:august:p:64-74
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other

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