Research classified by Journal of Economic Literature (JEL) codes

2020

• Bezemer, Dirk & Samarina, Anna & Zhang, Lu, 2020, "Does mortgage lending impact business credit? Evidence from a new disaggregated bank credit data set," Journal of Banking & Finance, Elsevier, volume 113, issue C, DOI: 10.1016/j.jbankfin.2020.105760.
• Hossain, Shahadat & Galbreath, Jeremy & Hasan, Mostafa Monzur & Randøy, Trond, 2020, "Does competition enhance the double-bottom-line performance of microfinance institutions?," Journal of Banking & Finance, Elsevier, volume 113, issue C, DOI: 10.1016/j.jbankfin.2020.105765.
• Bats, Joost V. & Houben, Aerdt C.F.J., 2020, "Bank-based versus market-based financing: Implications for systemic risk," Journal of Banking & Finance, Elsevier, volume 114, issue C, DOI: 10.1016/j.jbankfin.2020.105776.
• Camara, Antonio & Davidson, Travis & Fodor, Andrew, 2020, "Bank asset structure and deposit insurance pricing," Journal of Banking & Finance, Elsevier, volume 114, issue C, DOI: 10.1016/j.jbankfin.2020.105805.
• Rahaman, Mohammad M. & Rau, P. Raghavendra & Zaman, Ashraf Al, 2020, "The effect of supply chain power on bank financing," Journal of Banking & Finance, Elsevier, volume 114, issue C, DOI: 10.1016/j.jbankfin.2020.105801.
• Kanga, Désiré & Murinde, Victor & Soumaré, Issouf, 2020, "Capital, risk and profitability of WAEMU banks: Does bank ownership matter?," Journal of Banking & Finance, Elsevier, volume 114, issue C, DOI: 10.1016/j.jbankfin.2020.105814.
• Beutler, Toni & Bichsel, Robert & Bruhin, Adrian & Danton, Jayson, 2020, "The impact of interest rate risk on bank lending," Journal of Banking & Finance, Elsevier, volume 115, issue C, DOI: 10.1016/j.jbankfin.2020.105797.
• Nakashima, Kiyotaka & Takahashi, Koji, 2020, "The time has come for banks to say goodbye: New evidence on bank roles and duration effects in relationship terminations," Journal of Banking & Finance, Elsevier, volume 115, issue C, DOI: 10.1016/j.jbankfin.2020.105813.
• Gordy, Michael B. & McNeil, Alexander J., 2020, "Spectral backtests of forecast distributions with application to risk management," Journal of Banking & Finance, Elsevier, volume 116, issue C, DOI: 10.1016/j.jbankfin.2020.105817.
• Behr, Patrick & Wang, Weichao, 2020, "The (un)intended effects of government bailouts: The impact of TARP on the interbank market and bank risk-taking," Journal of Banking & Finance, Elsevier, volume 116, issue C, DOI: 10.1016/j.jbankfin.2020.105820.
• Bertsch, Christoph & Hull, Isaiah & Qi, Yingjie & Zhang, Xin, 2020, "Bank misconduct and online lending," Journal of Banking & Finance, Elsevier, volume 116, issue C, DOI: 10.1016/j.jbankfin.2020.105822.
• Segev, Nimrod, 2020, "Identifying the risk-Taking channel of monetary transmission and the connection to economic activity," Journal of Banking & Finance, Elsevier, volume 116, issue C, DOI: 10.1016/j.jbankfin.2020.105850.
• Dinger, Valeriya & te Kaat, Daniel Marcel, 2020, "Cross-border capital flows and bank risk-taking," Journal of Banking & Finance, Elsevier, volume 117, issue C, DOI: 10.1016/j.jbankfin.2020.105842.
• Sahin, Cenkhan & de Haan, Jakob & Neretina, Ekaterina, 2020, "Banking stress test effects on returns and risks," Journal of Banking & Finance, Elsevier, volume 117, issue C, DOI: 10.1016/j.jbankfin.2020.105843.
• Allen, Kyle D. & Winters, Drew B., 2020, "Crisis regulations: The unexpected consequences of floating NAV for money market funds," Journal of Banking & Finance, Elsevier, volume 117, issue C, DOI: 10.1016/j.jbankfin.2020.105851.
• Shaffer, Sherrill & Spierdijk, Laura, 2020, "Measuring multi-product banks’ market power using the Lerner index," Journal of Banking & Finance, Elsevier, volume 117, issue C, DOI: 10.1016/j.jbankfin.2020.105859.
• Flood, Mark D. & Kenett, Dror Y. & Lumsdaine, Robin L. & Simon, Jonathan K., 2020, "The Complexity of Bank Holding Companies: A Topological Approach," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105789.
• Fang, Cao & Yeager, Timothy J., 2020, "A historical loss approach to community bank stress testing," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105831.
• Buchholz, Manuel & Schmidt, Kirsten & Tonzer, Lena, 2020, "Do conventional monetary policy instruments matter in unconventional times?," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105858.
• Lee, Edward & Pappas, Kostas & Xu, Alice Liang, 2020, "Foreign Lenders’ adoption of performance pricing provisions in syndicated loans," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105869.
• Xu, Yuqian & Saunders, Anthony & Xiao, Binqing & Li, Xindan, 2020, "Bank relationship loss: The moderating effect of information opacity," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105872.
• Bremus, Franziska & Schmidt, Kirsten & Tonzer, Lena, 2020, "Interactions between bank levies and corporate taxes: How is bank leverage affected?," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105874.
• Garel, Alexandre & Martín-Flores, José M. & Petit-Romec, Arthur, 2020, "Stock market listing and the persistence of bank performance across crises," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105885.
• Stanga, Irina & Vlahu, Razvan & de Haan, Jakob, 2020, "Mortgage arrears, regulation and institutions: Cross-country evidence," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105889.
• Kogler, Michael, 2020, "Risk shifting and the allocation of capital: A Rationale for macroprudential regulation," Journal of Banking & Finance, Elsevier, volume 118, issue C, DOI: 10.1016/j.jbankfin.2020.105890.
• Bai, Yiyi & Lu, Liping, 2020, "Households rejecting loan offers from banks," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2018.04.018.
• Eijffinger, Sylvester C.W. & Karataş, Bilge, 2020, "Together or apart? The relationship between currency and banking crises," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2019.105631.
• Zheng, Yi, 2020, "Does bank opacity affect lending?," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2020.105900.
• Kang, Minwook, 2020, "Demand deposit contracts and bank runs with present biased preferences," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2020.105901.
• Brunetti, M. & Ciciretti, R. & Djordjevic, Lj., 2020, "Till mortgage do us part: Mortgage switching costs and household's bank switching," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2020.105904.
• Casiraghi, Marco, 2020, "Bailouts, sovereign risk and bank portfolio choices," Journal of Banking & Finance, Elsevier, volume 119, issue C, DOI: 10.1016/j.jbankfin.2020.105906.
• Liu, Frank Hong & Norden, Lars & Spargoli, Fabrizio, 2020, "Does uniqueness in banking matter?," Journal of Banking & Finance, Elsevier, volume 120, issue C, DOI: 10.1016/j.jbankfin.2020.105941.
• Elekdag, Selim & Malik, Sheheryar & Mitra, Srobona, 2020, "Breaking the Bank? A Probabilistic Assessment of Euro Area Bank Profitability," Journal of Banking & Finance, Elsevier, volume 120, issue C, DOI: 10.1016/j.jbankfin.2020.105949.
• Barbiero, Francesca & Popov, Alexander & Wolski, Marcin, 2020, "Debt overhang, global growth opportunities, and investment," Journal of Banking & Finance, Elsevier, volume 120, issue C, DOI: 10.1016/j.jbankfin.2020.105950.
• Choi, Seungho & Gam, Yong Kyu & Park, Junho & Shin, Hojong, 2020, "Bank partnership and liquidity crisis," Journal of Banking & Finance, Elsevier, volume 120, issue C, DOI: 10.1016/j.jbankfin.2020.105958.
• Gersbach, Hans & Haller, Hans & Papageorgiou, Stylianos, 2020, "Regulatory competition in banking: Curse or blessing?," Journal of Banking & Finance, Elsevier, volume 121, issue C, DOI: 10.1016/j.jbankfin.2020.105954.
• Giebel, Marek & Kraft, Kornelius, 2020, "Bank credit supply and firm innovation behavior in the financial crisis," Journal of Banking & Finance, Elsevier, volume 121, issue C, DOI: 10.1016/j.jbankfin.2020.105961.
• Carlini, Federico & Cucinelli, Doriana & Previtali, Daniele & Soana, Maria Gaia, 2020, "Don't talk too bad! stock market reactions to bank corporate governance news," Journal of Banking & Finance, Elsevier, volume 121, issue C, DOI: 10.1016/j.jbankfin.2020.105962.
• Cozarenco, Anastasia & Szafarz, Ariane, 2020, "The regulation of prosocial lending: Are loan ceilings effective?," Journal of Banking & Finance, Elsevier, volume 121, issue C, DOI: 10.1016/j.jbankfin.2020.105979.
• Barraza, Santiago & Civelli, Andrea, 2020, "Economic policy uncertainty and the supply of business loans," Journal of Banking & Finance, Elsevier, volume 121, issue C, DOI: 10.1016/j.jbankfin.2020.105983.
• Palvia, Ajay & Vähämaa, Emilia & Vähämaa, Sami, 2020, "Female leadership and bank risk-taking: Evidence from the effects of real estate shocks on bank lending performance and default risk," Journal of Business Research, Elsevier, volume 117, issue C, pages 897-909, DOI: 10.1016/j.jbusres.2020.04.057.
• Tchakoute Tchuigoua, Hubert & Soumaré, Issouf & Hessou, Hélyoth T.S., 2020, "Lending and business cycle: Evidence from microfinance institutions," Journal of Business Research, Elsevier, volume 119, issue C, pages 1-12, DOI: 10.1016/j.jbusres.2020.07.022.
• Bronzini, Raffaello & Caramellino, Gianpaolo & Magri, Silvia, 2020, "Venture capitalists at work: A diff-in-diff approach at late-stages of the screening process," Journal of Business Venturing, Elsevier, volume 35, issue 3, DOI: 10.1016/j.jbusvent.2019.105968.
• Gaganis, Chrysovalantis & Lozano-Vivas, Ana & Papadimitri, Panagiota & Pasiouras, Fotios, 2020, "Macroprudential policies, corporate governance and bank risk: Cross-country evidence," Journal of Economic Behavior & Organization, Elsevier, volume 169, issue C, pages 126-142, DOI: 10.1016/j.jebo.2019.11.004.
• Hanewald, Katja & Bateman, Hazel & Fang, Hanming & Wu, Shang, 2020, "Is there a demand for reverse mortgages in China? Evidence from two online surveys," Journal of Economic Behavior & Organization, Elsevier, volume 169, issue C, pages 19-37, DOI: 10.1016/j.jebo.2019.10.023.
• Ahlin, Christian & Gulesci, Selim & Madestam, Andreas & Stryjan, Miri, 2020, "Loan contract structure and adverse selection: Survey evidence from Uganda," Journal of Economic Behavior & Organization, Elsevier, volume 172, issue C, pages 180-195, DOI: 10.1016/j.jebo.2020.02.013.
• Croux, Christophe & Jagtiani, Julapa & Korivi, Tarunsai & Vulanovic, Milos, 2020, "Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform," Journal of Economic Behavior & Organization, Elsevier, volume 173, issue C, pages 270-296, DOI: 10.1016/j.jebo.2020.03.016.
• Tziogkidis, Panagiotis & Philippas, Dionisis & Tsionas, Mike G., 2020, "Multidirectional conditional convergence in European banking," Journal of Economic Behavior & Organization, Elsevier, volume 173, issue C, pages 88-106, DOI: 10.1016/j.jebo.2020.03.013.
• Mertzanis, Charilaos, 2020, "Financial supervision structure, decentralized decision-making and financing constraints," Journal of Economic Behavior & Organization, Elsevier, volume 174, issue C, pages 13-37, DOI: 10.1016/j.jebo.2020.03.004.
• Curi, Claudia & Lozano-Vivas, Ana, 2020, "Managerial ability as a tool for prudential regulation," Journal of Economic Behavior & Organization, Elsevier, volume 174, issue C, pages 87-107, DOI: 10.1016/j.jebo.2020.03.023.
• Carpena, Fenella & Zia, Bilal, 2020, "The causal mechanism of financial education: Evidence from mediation analysis," Journal of Economic Behavior & Organization, Elsevier, volume 177, issue C, pages 143-184, DOI: 10.1016/j.jebo.2020.05.001.
• Igan, Deniz & Mirzaei, Ali, 2020, "Does going tough on banks make the going get tough? Bank liquidity regulations, capital requirements, and sectoral activity," Journal of Economic Behavior & Organization, Elsevier, volume 177, issue C, pages 688-726, DOI: 10.1016/j.jebo.2020.04.025.
• Wang, Hong & Forbes, Catherine S. & Fenech, Jean-Pierre & Vaz, John, 2020, "The determinants of bank loan recovery rates in good times and bad – New evidence," Journal of Economic Behavior & Organization, Elsevier, volume 177, issue C, pages 875-897, DOI: 10.1016/j.jebo.2020.06.001.
• Silva, Thiago Christiano & Guerra, Solange Maria & da Silva, Michel Alexandre & Tabak, Benjamin Miranda, 2020, "Micro-level transmission of monetary policy shocks: The trading book channel," Journal of Economic Behavior & Organization, Elsevier, volume 179, issue C, pages 279-298, DOI: 10.1016/j.jebo.2020.09.013.
• Dutkowsky, Donald H. & VanHoose, David D., 2020, "Equal treatment under the Fed: Interest on reserves, the federal funds rate, and the ‘Third Regime’ of bank behavior," Journal of Economics and Business, Elsevier, volume 107, issue C, DOI: 10.1016/j.jeconbus.2019.105860.
• Gopalan, Sasidaran & Sasidharan, Subash, 2020, "Financial liberalization and access to credit in emerging and developing economies: A firm-level empirical investigation," Journal of Economics and Business, Elsevier, volume 107, issue C, DOI: 10.1016/j.jeconbus.2019.105861.
• Ghosh, Amit, 2020, "Discerning the impact of disaggregated non-interest income activities on bank risk and profits in the post-Gramm-Leach-Bliley Act era," Journal of Economics and Business, Elsevier, volume 108, issue C, DOI: 10.1016/j.jeconbus.2019.105874.
• Nguyen, Thai Vu Hong & Pham, Tra Thi Thu & Nguyen, Canh Phuc & Nguyen, Thanh Cong & Nguyen, Binh Thanh, 2020, "Excess liquidity and net interest margins: Evidence from Vietnamese banks," Journal of Economics and Business, Elsevier, volume 110, issue C, DOI: 10.1016/j.jeconbus.2020.105893.
• Casellina, Simone & Pandolfo, Giuseppe & Quagliariello, Mario, 2020, "Applying the Pre-Commitment Approach to bottom-up stress tests: A new old story," Journal of Economics and Business, Elsevier, volume 112, issue C, DOI: 10.1016/j.jeconbus.2020.105931.
• Mohammad Dulal Miah & Yasushi Suzuki, 2020, "Murabahasyndrome of Islamic banks: a paradox or product of the system?," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 7, pages 1363-1378, January, DOI: 10.1108/JIABR-05-2018-0067.
• Ahmad Al-Harbi, 2020, "Determinates of Islamic banks liquidity," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 8, pages 1619-1632, February, DOI: 10.1108/JIABR-08-2016-0096.
• Md. Kausar Alam & Muhammad Shahin Miah & Md. Naim Siddiquii & Mohammad Imtiaz Hossain, 2020, "The influences of board of directors and management inShariahgovernance guidelines of the Islamic banks in Bangladesh," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 9, pages 1633-1647, March, DOI: 10.1108/JIABR-08-2019-0155.
• Walid Mansour, 2020, "Toward new strategies of Islamic financial products development," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 10, pages 2053-2067, October, DOI: 10.1108/JIABR-09-2018-0135.
• Saibal Ghosh, 2020, "Depositor discipline, financial crisis and macroprudential policies," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 8, pages 1531-1553, January, DOI: 10.1108/JIABR-09-2018-0146.
• Khoutem Ben Jedidia, 2020, "Profit- and loss-sharing impact on Islamic bank liquidity in GCC countries," Journal of Islamic Accounting and Business Research, Emerald Group Publishing Limited, volume 11, issue 10, pages 1791-1806, July, DOI: 10.1108/JIABR-10-2018-0157.
• Qamar Uz Zaman & Kinza Aish & Waheed Akhter & Syed Anees Haidder Zaidi, 2020, "Exploring the role of corruption and money laundering (ML) on banking profitability and stability: a study of Pakistan and Malaysia," Journal of Money Laundering Control, Emerald Group Publishing Limited, volume 24, issue 3, pages 525-543, November, DOI: 10.1108/JMLC-07-2020-0082.
• José Francisco Martínez-Sánchez & Salvador Cruz-García & Francisco Venegas-Martínez, 2020, "Money laundering control in Mexico," Journal of Money Laundering Control, Emerald Group Publishing Limited, volume 23, issue 2, pages 427-439, March, DOI: 10.1108/JMLC-10-2019-0083.
• Lukasz Prorokowski & Oleg Deev & Hubert Prorokowski, 2020, "Testing risk proxies for financial collateral haircuts: adequacy of capturing tail risk," Journal of Risk Finance, Emerald Group Publishing Limited, volume 21, issue 3, pages 299-316, July, DOI: 10.1108/JRF-07-2019-0135.
• Katerina Ivanov & Julia Jiang, 2020, "Does securitization escalate banks’ sensitivity to systemic risk?," Journal of Risk Finance, Emerald Group Publishing Limited, volume 21, issue 1, pages 1-22, February, DOI: 10.1108/JRF-12-2018-0184.
• Ayi Gavriel Ayayi & Chantale Sidohon Dali, 2020, "Entrepreneurial microcredit support: the silver bullet for microenterprises success. The case of funds Mauricie in Quebec," Qualitative Research in Financial Markets, Emerald Group Publishing Limited, volume 12, issue 4, pages 579-597, September, DOI: 10.1108/QRFM-03-2019-0034.
• HyunJun Na, 2020, "Customer concentration types and public debt contracts," Review of Accounting and Finance, Emerald Group Publishing Limited, volume 19, issue 2, pages 247-269, March, DOI: 10.1108/RAF-05-2019-0107.
• Linda M. Hooks, 2020, "The Political Economy of State-chartered Banks in Early Twentieth-century Texas," Research in Economic History, Emerald Group Publishing Limited, "Research in Economic History", DOI: 10.1108/S0363-326820200000036005.
• Noha Emara & Mahmoud Mohieldin, 2020, "Financial inclusion and extreme poverty in the MENA region: a gap analysis approach," Review of Economics and Political Science, Emerald Group Publishing Limited, volume 5, issue 3, pages 207-230, July, DOI: 10.1108/REPS-03-2020-0041.
• Nesrine Bentemessek Kahia, 2020, "British Public Debt Management Operations in the Early Nineteenth Century," Research in the History of Economic Thought and Methodology, Emerald Group Publishing Limited, "Research in the History of Economic Thought and Methodology: Including a Symposium on Public Finance in the History of Economic Thought", DOI: 10.1108/S0743-41542020000038A004.
• Mohsin Ali & Omair Haroon & Syed Aun R. Rizvi & Wajahat Azmi, 2020, "Stability versus fragility: new evidence from 84 banks," Studies in Economics and Finance, Emerald Group Publishing Limited, volume 38, issue 2, pages 441-453, October, DOI: 10.1108/SEF-04-2020-0109.
• Md. Kausar Alama & Suhaimi Ab. Rahmanb & Oli Ahad Thakurc & Md Abdul Bashird & and Sharif Hosene, 2020, "The Reasons Behind the Absence of a Comprehensive Shariah Governance Framework of Islamic Banks in Bangladesh," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 1, pages 134-145.
• Donjeta Morina, 2020, "Determinants of Credit Risk in Commercial Banks of Kosovo," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 2, pages 179-190.
• Halil Kukaj & Fisnik Morina & Valdrin Misiri, 2020, "Profitability Analysis of Banks: Comparative Study of Domestic and Foreign Banks in Kosovo," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 2, pages 87-99.
• Rahmat & S.IP. & MH, 2020, "Ratio Analysis of Capital, Credits, Liquidity to Profit Ratio in Conventional Rural Banks in Indonesia," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 4, pages 270-287.
• Tatyana A. Skvortsova & Gennady S. Pratsko & Tatyana A. Mosienko & Yana I. Kurinova & Aelita Y. Ulezko, 2020, "Performance of Credit Obligations by Business Entities during the COVID-19 Pandemic," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 4, pages 613-623.
• PHAM Quoc Viet, 2020, "The Role of Block Shareholders in the Relationship between Diversification and Bank Performance in Vietnam," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 4, pages 975-993.
• Kaodui Li & Yusheng Kong & Sampson Agyapong Atuahene & Geoffrey Bentum-Micah & Michael Kwakye Agyapong, 2020, "Corporate Governance and Banking Stability: The Case of Universal Banks in Ghana," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue Special 1, pages 325-352.
• Roheed Mehmood Qadiri & Nairah Shabir & Monisa Qadri, 2020, "Conceptualizing Possibilities of Artificial Intelligence in Furtherance of the Banking Sector: An Effective Tool for Improving Customer Relationship, Customer Service and Public Relations," International Journal of Finance, Insurance and Risk Management, International Journal of Finance, Insurance and Risk Management, volume 10, issue 2, pages 44-65.
• Mengistu Nega Lakew & Ngozi Adeleye, 2020, "Political Corruption, Political Connection and Bank Performance Responsibility," International Journal of Finance, Insurance and Risk Management, International Journal of Finance, Insurance and Risk Management, volume 10, issue 3, pages 90-100.
• Glen Gauci & Simon Grima, 2020, "The Impact of Regulatory Pressures on Governance on the Performance of Public Banks’ with a European Mediterranean Region Connection," European Research Studies Journal, European Research Studies Journal, volume 0, issue 2, pages 360-387.
• Ildiko Orban & Oday Tamimi, 2020, "Accounting Model for Impairment under IFRS 9 and its Impact on Loss Allowance," European Research Studies Journal, European Research Studies Journal, volume 0, issue 4, pages 1259-1277.
• Ryszard Kata & Malgorzata Wosiek, 2020, "Capital Mobility as a Reason for Credit Booms in the Eurozone," European Research Studies Journal, European Research Studies Journal, volume 0, issue 4, pages 718-738.
• Agnieszka Huterska & Robert Huterski & Grazyna Voss, 2020, "Financial Inclusion of Young People: Disproportions between the Old and New Member States of the European Union," European Research Studies Journal, European Research Studies Journal, volume 0, issue 4, pages 852-864.
• O'Toole, Conor & Slaymaker, Rachel, 2020, "Repayment capacity, debt service ratios and mortgage default: An exploration in crisis and non-crisis periods," Papers, Economic and Social Research Institute (ESRI), number WP652.
• Willem THORBECKE, 2020, "Non-traditional Monetary Policy and the Future of the Financial Industries," Discussion papers, Research Institute of Economy, Trade and Industry (RIETI), number 20025, Mar.
• Surajeet Chakravarty & Sumedh Dalwai & Pradeep Kumar, 2020, "Incentives and Performance of Agents in a Microfinance Bank," Discussion Papers, University of Exeter, Department of Economics, number 2002.
• Ibrahim A. Adekunle & Sheriffdeen A. Tella & Kolawole Subair & Soliu B. Adegboyega, 2020, "Remittances and Financial Development in Africa," Working Papers, European Xtramile Centre of African Studies (EXCAS), number 20/081, Jan.
• Tomasz Chmielewski & Tomasz Lyziak & Ewa Stanislawska, 2020, "Risk-Taking Channel and Its Non-Linearities: The Case of an Emerging Market Economy," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 70, issue 1, pages 2-25, February.
• Lubomira Gertler & Kristina Janovicova-Bognarova & Lukas Majer, 2020, "Explaining Corporate Credit Default Rates with Sector Level Detail," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 70, issue 2, pages 96-120, August.
• Roberto Ercegovac & Mario Pecaric & Ivica Klinac, 2020, "What Determines the Price to Book Ratio in the European Banking Sector," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 70, issue 3, pages 262-280, September.
• Radoslaw Ciukaj & Krzysztof Kil, 2020, "Determinants of Polish Co-operative Banks’ Financial Liquidity in the Post-Crisis Perspective," Czech Journal of Economics and Finance (Finance a uver), Charles University Prague, Faculty of Social Sciences, volume 70, issue 4, pages 350-372, October.
• Petr Hanzlík & Petr Teplý, 2020, "Institutional and Other Determinants of the Net Interest Margin of US and European Banks in a Low Interest Rate Environment," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2020/3, Jan, revised Jan 2020.
• Nino Buliskeria & Jaromir Baxa, 2020, "Do Rural Banks Matter That Much? Burgess and Pande (AER, 2005) Reconsidered," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2020/16, May, revised May 2020.
• Barbora Stepankova, 2020, "Consistency of Banks' Internal Probability of Default Estimates," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2020/44, Nov, revised Nov 2020.
• Jérôme Creel & Paul Hubert & Fabien Labondance, 2020, "Credit, banking fragility and economic performance," Documents de Travail de l'OFCE, Observatoire Francais des Conjonctures Economiques (OFCE), number 2020-03, Jan.
• Lilit Popoyan & Mauro Napoletano & Andrea Roventini, 2020, "Winter is possibly not coming: Mitigating financial instability in an agent-based model with interbank market," Documents de Travail de l'OFCE, Observatoire Francais des Conjonctures Economiques (OFCE), number 2020-14, May.
• Caterina Mendicino & Kalin Nikolov & Juan Rubio-Ramirez & Javier Suarez, 2020, "Twin Default Crises," Working Papers, FEDEA, number 2020-01, Jan.
• Guangying Xie, 2020, "How Firms' Ownership Structure Impacts Online Peer-to-Peer Lending Performance in China," Frontiers of Economics in China-Selected Publications from Chinese Universities, Higher Education Press, volume 15, issue 1, pages 70-102, March.
• Larry D. Wall, 2020, "Financial Stability and the Coronavirus Pandemic," Policy Hub, Federal Reserve Bank of Atlanta, volume 2020, issue 13, pages 1-8, November, DOI: 10.29338/ph2020-13.
• Bin Wei & Vivian Z. Yue, 2020, "The Federal Reserve's Liquidity Backstops to the Municipal Bond Market during the COVID-19 Pandemic," Policy Hub, Federal Reserve Bank of Atlanta, volume 2020, issue 5, pages 1-10, May, DOI: 10.29338/wp2020-05.
• Kaiji Chen & Patrick C. Higgins & Tao Zha, 2020, "Cyclical Lending Standards: A Structural Analysis," FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta, number 2020-6, May, DOI: 10.29338/wp2020-06.
• David Andolfatto & Ed Nosal, 2020, "Shadow Bank Runs," FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta, number 2020-14, Aug, DOI: 10.29338/wp2020-14.
• Kristopher Gerardi & Paul S. Willen & David Hao Zhang, 2020, "Mortgage Prepayment, Race, and Monetary Policy," Working Papers, Federal Reserve Bank of Boston, number 20-7, Sep, DOI: 10.29412/res.wp.2020.07.
• Puriya Abbassi & Falk Bräuning, 2020, "Real Effects of Foreign Exchange Risk Migration: Evidence from Matched Firm-Bank Microdata," Working Papers, Federal Reserve Bank of Boston, number 20-8, Jul, DOI: 10.29412/res.wp.2020.08.
• Puriya Abbassi & Falk Bräuning & Niels Schulze, 2020, "Bargaining Power and Outside Options in the Interbank Lending Market," Working Papers, Federal Reserve Bank of Boston, number 20-10, Jun, DOI: 10.29412/res.wp.2020.10.
• Falk Bräuning & José Fillat, 2020, "The Impact of Regulatory Stress Tests on Bank Lending and Its Macroeconomic Consequences," Working Papers, Federal Reserve Bank of Boston, number 20-12, Oct, DOI: 10.29412/res.wp.2020.12.
• Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2020, "Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada," Working Papers, Federal Reserve Bank of Boston, number 20-13, Dec, DOI: 10.29412/res.wp.2020.13.
• Paul S. Willen & David Hao Zhang, 2020, "Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus," Working Papers, Federal Reserve Bank of Boston, number 20-19, Dec, DOI: 10.29412/res.wp.2020.19.
• Brett Barkley & Mark E. Schweitzer, 2020, "The Rise of Fintech Lending to Small Businesses: Businesses’ Perspectives on Borrowing," Working Papers, Federal Reserve Bank of Cleveland, number 20-11, Apr, DOI: 10.26509/frbc-wp-202011.
• Wenhua Di & Nathaniel Pattison, 2020, "Distant Lending, Specialization, and Access to Credit," Working Papers, Federal Reserve Bank of Dallas, number 2003, Jan, DOI: 10.24149/wp2003.
• Shan Luo & Anthony Murphy, 2020, "Understanding the Exposure at Default Risk of Commercial Real Estate Construction and Land Development Loans," Working Papers, Federal Reserve Bank of Dallas, number 2007, Mar, DOI: 10.24149/wp2007.
• Marwan Izzeldin & Emmanuel Mamatzakis & Anthony Murphy & Mike G. Tsionas, 2020, "A Novel MIMIC-Style Model of European Bank Technical Efficiency and Productivity Growth," Working Papers, Federal Reserve Bank of Dallas, number 2012, May, DOI: 10.24149/wp2012.
• James Conklin & W. Scott Frame & Kristopher Gerardi & Haoyang Liu, 2020, "Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom," Working Papers, Federal Reserve Bank of Dallas, number 2013, May, DOI: 10.24149/wp2013.
• Filippo Curti & W. Scott Frame & Atanas Mihov, 2020, "Are the Largest Banking Organizations Operationally More Risky?," Working Papers, Federal Reserve Bank of Dallas, number 2016, May, DOI: 10.24149/wp2016.
• W. Scott Frame & Eva Steiner, 2020, "Quantitative Easing and Agency MBS Investment and Financing Choices by Mortgage REITs," Working Papers, Federal Reserve Bank of Dallas, number 2020, Jun, revised 27 Apr 2021, DOI: 10.24149/wp2020r1.
• W. Scott Frame & Ping McLemore & Atanas Mihov, 2020, "Haste Makes Waste: Banking Organization Growth and Operational Risk," Working Papers, Federal Reserve Bank of Dallas, number 2023, Aug, DOI: 10.24149/wp2023.
• Pascal Paul, 2020, "Banks, Maturity Transformation, and Monetary Policy," Working Paper Series, Federal Reserve Bank of San Francisco, number 2020-07, Feb, DOI: 10.24148/wp2020-07.
• Daniel L. Greenwald & John Krainer & Pascal Paul, 2020, "The Credit Line Channel," Working Paper Series, Federal Reserve Bank of San Francisco, number 2020-26, Jul, DOI: 10.24148/wp2020-26.
• Xiaoming Li & Zheng Liu & Yuchao Peng & Zhiwei Xu, 2020, "Bank Risk-Taking and Monetary Policy Transmission: Evidence from China," Working Paper Series, Federal Reserve Bank of San Francisco, number 2020-27, Aug, DOI: 10.24148/wp2020-27.
• Mauricio Ulate, 2020, "Alternative Models of Interest Rate Pass-Through in Normal and Negative Territory," Working Paper Series, Federal Reserve Bank of San Francisco, number 2020-31, Sep, DOI: 10.24148/wp2020-31.
• Neil Bhutta & Aurel Hizmo, 2020, "Do Minorities Pay More for Mortgages?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-007, Jan, DOI: 10.17016/FEDS.2020.007.
• Thomas B. King & Travis D. Nesmith & Anna L. Paulson & Todd Prono, 2020, "Central Clearing and Systemic Liquidity Risk," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-009r1, Jan, revised 06 May 2022, DOI: 10.17016/FEDS.2020.009r1.
• Sergio A. Correia & Kevin F. Kiernan & Matthew P. Seay & Cindy M. Vojtech, 2020, "Primer on the Forward-Looking Analysis of Risk Events (FLARE) Model: A Top-Down Stress Test Model," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-015, Feb, DOI: 10.17016/FEDS.2020.015.
• Rochelle M. Edge & J. Nellie Liang, 2020, "Financial Stability Committees and Basel III Macroprudential Capital Buffers," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-016, Feb, DOI: 10.17016/FEDS.2020.016.
• Adair Morse & Karen M. Pence, 2020, "Technological Innovation and Discrimination in Household Finance," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-018, Feb, DOI: 10.17016/FEDS.2020.018.
• Elena Afanasyeva & Sam Jerow & Seung Jung Lee & Michele Modugno, 2020, "Sowing the Seeds of Financial Imbalances: The Role of Macroeconomic Performance," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-028, Apr, DOI: 10.17016/FEDS.2020.028.
• Daniel R. Ringo, 2020, ""Revitalize or Stabilize": Does Community Development Financing Work?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-029, Apr, DOI: 10.17016/FEDS.2020.029.
• Teng Wang, 2020, "Branching Networks and Geographic Contagion of Commodity Price Shocks," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-034, May, DOI: 10.17016/FEDS.2020.034.
• Giovanni Dell'Ariccia & Dalida Kadyrzhanova & Camelia Minoiu & Lev Ratnovski, 2020, "Bank Lending in the Knowledge Economy," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-040, May, DOI: 10.17016/FEDS.2020.040.
• Haelim Anderson & Jin-Wook Chang & Adam Copeland, 2020, "The Effect of the Central Bank Liquidity Support during Pandemics: Evidence from the 1918 Spanish Influenza Pandemic," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-050, Jun, DOI: 10.17016/FEDS.2020.050.
• Sriya Anbil & Mark A. Carlson & Christopher Hanes & David C. Wheelock, 2020, "A New Daily Federal Funds Rate Series and History of the Federal Funds Market, 1928-1954," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-059, Aug, DOI: 10.17016/FEDS.2020.059.
• Neil Bhutta & Andreas Fuster & Aurel Hizmo, 2020, "Paying Too Much? Price Dispersion in the U.S. Mortgage Market," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-062, Aug, DOI: 10.17016/FEDS.2020.062.
• Mark A. Carlson & Stefania D'Amico & Cristina Fuentes-Albero & Bernd Schlusche & Paul R. Wood, 2020, "Issues in the Use of the Balance Sheet Tool," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-071, Aug, DOI: 10.17016/FEDS.2020.071.
• Wayne Passmore & Judit Temesvary, 2020, "Investor Demands for Safety, Bank Capital, and Liquidity Measurement," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-079, Sep, DOI: 10.17016/FEDS.2020.079.
• Matt Darst & Ehraz Refayet & Alexandros Vardoulakis, 2020, "Macroprudential Regulation and Lending Standards," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-086r1, Oct, revised 25 Jun 2025, DOI: 10.17016/FEDS.2020.086r1.
• Levent Altinoglu & Joseph E. Stiglitz, 2020, "Collective Moral Hazard and the Interbank Market," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2020-098, Dec, DOI: 10.17016/FEDS.2020.098.
• Alexander Jiron & Marco Migueis, 2020, "SRISKv2 - A Note," FEDS Notes, Board of Governors of the Federal Reserve System (U.S.), number 2020-09-18-2, Sep, DOI: 10.17016/2380-7172.2724.
• Ricardo Correa & Linda S. Goldberg, 2020, "Bank Complexity, Governance, and Risk," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1287, Jul, DOI: 10.17016/IFDP.2020.1287.
• Sumit Agarwal & Ricardo Correa & Bernardo Morais & Jessica Roldán & Claudia Ruiz-Ortega, 2020, "Related Exposures to Distressed Borrowers and Bank Lending," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1288r1, Jul, revised 12 May 2025, DOI: 10.17016/IFDP.2025.1288r1.
• Colin Weiss, 2020, "Intermediary Asset Pricing during the National Banking Era," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1302, Sep, DOI: 10.17016/IFDP.2020.1302.
• Alvaro Garcia-Marin & Santiago Justel & Tim Schmidt-Eisenlohr, 2020, "Trade Credit, Markups, and Relationships," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1303, Sep, DOI: 10.17016/IFDP.2020.1303.
• Martin R. Goetz & Juan Carlos Gozzi, 2020, "Financial Integration and the Co-Movement of Economic Activity: Evidence from U.S. States," International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.), number 1305, Nov, DOI: 10.17016/IFDP.2020.1305.
• Gadi Barlevy & Jonas D. M. Fisher, 2020, "Interest-Only Mortgages and Speculation in Hot Housing Markets," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 439, pages 1-6, April.
• Gene Amromin & Jane K. Dokko & Karen E. Dynan, 2020, "Helping Homeowners During the Covid-19 Pandemic: Lessons from the Great Recession," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 443, June.
• Annie McCrone & Ralf R. Meisenzahl & Friederike Niepmann & Tim Schmidt-Eisenlohr, 2020, "How central bank swap lines affect the leveraged loan market," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 446, pages 1-7, September.
• Gene Amromin & Jane Dokko & Karen E. Dynan, 2020, "Helping Homeowners During the Covid-19 Pandemic: Lessons from the Great Recession," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 443, pages 1-9, June.
• Gadi Barlevy & Jonas D. M. Fisher, 2020, "Interest-only mortgages and speculation in hot housing markets," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 439, pages 1-6, May.
• Luojia Hu & Xing Huang & Andrei Simonov, 2020, "Credit Score Doctors," Working Paper Series, Federal Reserve Bank of Chicago, number WP 2020-07, Feb, DOI: 10.21033/wp-2020-07.
• Luojia Hu & Xing Huang & Andrei Simonov, 2020, "Credit Score Doctors," Working Paper Series, Federal Reserve Bank of Chicago, number WP-2020-07, Feb, DOI: 10.21033/wp-2020-07.
• Rajdeep Sengupta, 2020, "The Global Pandemic and Run on Shadow Banks," Economic Bulletin, Federal Reserve Bank of Kansas City, issue May 11, 2, pages 1-5, May.
• W. Blake Marsh & Padma Sharma, 2020, "PPP Raised Community Bank Revenue but Lowered Profitability," Economic Bulletin, Federal Reserve Bank of Kansas City, pages 1-5, December.
• Jordan Rappaport, 2020, "What to Do about Fannie and Freddie: A Primer on Housing Finance Reform," Economic Review, Federal Reserve Bank of Kansas City, volume 105, issue no.2, pages 5-29, July, DOI: 10.18651/ER/v105n2Rappaport.
• Karlye Dilts Stedman, 2020, "Unconventional Monetary Policy and International Interest Rate Spillovers," Economic Review, Federal Reserve Bank of Kansas City, volume 105, issue no.2, pages 47-60, October, DOI: 10.18651/ER/v105n2DiltsStedman.
• Qian Chen & Christoffer Koch & Gary Richardson & Padma Sharma, 2020, "The Macroeconomic Fallout of Shutting Down the Banking System," Economic Review, Federal Reserve Bank of Kansas City, volume 0, issue no.2, pages 31-45, November, DOI: 10.18651/ER/v105n2Sharma.
• Jesse Leigh Maniff, 2020, "How Did We Get Here? From Observing Private Currencies to Exploring Central Bank Digital Currency," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-7, February.
• Jesse Leigh Maniff, 2020, "Motives Matter: Examining Potential Tension in Central Bank Digital Currency Designs," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-4, July.
• Fumiko Hayashi, 2020, "Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, November.
• Jesse Leigh Maniff, 2020, "Inclusion by Design: Crafting a Central Bank Digital Currency to Reach All Americans," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-5, December.
• Cortney Cowley & Ani L. Katchova & Ana Claudia Sant'Anna, 2020, "Examining the Relationships between Land Values and Credit Availability," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 20-02, May, DOI: 10.18651/RWP2020-02.
• Qian Chen & Christoffer Koch & Gary Richardson & Padma Sharma, 2020, "Payments Crises and Consequences," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 20-10, Aug, DOI: 10.18651/RWP2020-10.
• Kartik B. Athreya & Ryan Mather & Jose Mustre-del-Rio & Juan M. Sanchez, 2020, "The Effects of Macroeconomic Shocks: Household Financial Distress Matters," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 20-13, Oct, revised 04 Jan 2024, DOI: 10.18651/RWP2020-13.
• Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2020, "Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 20-18, Dec, DOI: 10.18651/RWP2020-18.
• Kaniska Dam & Rajdeep Sengupta, 2020, "Bank Competition and Risk-Taking under Market Integration," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 20-21, Dec, revised 23 Oct 2024, DOI: 10.18651/RWP2020-21.
• Matthew Famiglietti & Carlos Garriga & Aaron Hedlund, 2020, "The Geography of Housing Market Liquidity During the Great Recession," Review, Federal Reserve Bank of St. Louis, volume 102, issue 1, pages 51-77, DOI: 10.20955/r.102.51-77.
• David Andolfatto & Ed Nosal, 2020, "Shadow Bank Runs," Working Papers, Federal Reserve Bank of St. Louis, number 2020-012, Jun, DOI: 10.20955/wp.2020.012.
• Sriya Anbil & Mark A. Carlson & Christopher Hanes & David C. Wheelock, 2020, "A New Daily Federal Funds Rate Series and History of the Federal Funds Market, 1928-1954," Working Papers, Federal Reserve Bank of St. Louis, number 2020-016, Jun, revised 13 Jul 2020, DOI: 10.20955/wp.2020.016.
• Dean Corbae & Pablo D'Erasmo, 2020, "Rising Bank Concentration," Staff Report, Federal Reserve Bank of Minneapolis, number 594, Mar, DOI: 10.21034/sr.594.
• James Conklin & W. Scott Frame & Kristopher Gerardi & Haoyang Liu, 2020, "Did Subprime Borrowers Drive the Housing Boom?," Liberty Street Economics, Federal Reserve Bank of New York, number 20200226, Feb.
• Uyanga Byambaa & Beverly Hirtle & Anna Kovner & Matthew Plosser, 2020, "How Does Supervision Affect Bank Performance during Downturns?," Liberty Street Economics, Federal Reserve Bank of New York, number 20200408, Apr.
• Michael Junho Lee & Antoine Martin, 2020, "Bitcoin Is Not a New Type of Money," Liberty Street Economics, Federal Reserve Bank of New York, number 20200618, Jun.
• Dong Beom Choi & Michael R. Holcomb & Donald P. Morgan, 2020, "Leverage Ratio Arbitrage All Over Again," Liberty Street Economics, Federal Reserve Bank of New York, number 20200630, Jun.
• Asani Sarkar, 2020, "Did Too-Big-To-Fail Reforms Work Globally?," Liberty Street Economics, Federal Reserve Bank of New York, number 20200930, Sep.