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Which banks after the crisis? From an unique business model towards a new banking plurality

Author

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  • Marco Di Antonio

    (Università di Genova)

Abstract

The current financial crisis was not something unexpected, a «black swan», but rather an event caused by human action and inaction, and therefore predictable and avoidable. The analysis of the role of the financial system, regulation, business models and management systems leads to point out the distortions of the dominant model of large diversified and interconnected banks, and the need for a new «institutional pluralism», with different banks and diversified regulation. Re-evaluated by researchers and consultants, and encouraged by supervisory authorities

Suggested Citation

  • Marco Di Antonio, 2012. "Which banks after the crisis? From an unique business model towards a new banking plurality," BANCARIA, Bancaria Editrice, vol. 1, pages 30-46, January.
  • Handle: RePEc:ban:bancar:v:01:y:2012:m:january:p:30-46
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    File URL: http://www.bancariaeditrice.it/prodotti/vedi/prodotto/id/2598/bancaria-n-1-2012
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    More about this item

    Keywords

    crisi finanziaria; sistema finanziario; vigilanza; modello di business;
    All these keywords.

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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