Research classified by Journal of Economic Literature (JEL) codes

2013

• Kirchkamp, Oliver & Prömpers, Henning, 2013, "Discharge of residual debt: Do private and institutional lenders differ?," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order, Verein für Socialpolitik / German Economic Association, number 79851.
• Dick, Christian D. & Jaroszek, Lena M., 2013, "Knowing what not to do: Financial literacy and consumer credit choices," ZEW Discussion Papers, ZEW - Leibniz Centre for European Economic Research, number 13-027.

2012

• James Banks & Rowena Crawford & Thomas Crossley & Carl Emmerson, 2012, "The effect of the financial crisis on older households in England," IFS Working Papers, Institute for Fiscal Studies, number W12/09, Apr.
• Sule Alan & Thomas Crossley & Hamish Low, 2012, "Saving on a rainy day, borrowing for a rainy day," IFS Working Papers, Institute for Fiscal Studies, number W12/11, May.
• Robert M. Townsend & Ms. Shawn Cole & Mr. Jeremy Tobacman & Mr. Xavier Gine & Mr. James Ian Vickery & Petia Topalova, 2012, "Barriers to Household Risk Management: Evidence from India," IMF Working Papers, International Monetary Fund, number 2012/195, Jul.
• Mr. Christopher Carroll & Mr. Martin Sommer & Mr. Jiri Slacalek, 2012, "Dissecting Saving Dynamics: Measuring Wealth, Precautionary, and Credit Effects," IMF Working Papers, International Monetary Fund, number 2012/219, Sep.
• Kast, Felipe & Meier, Stephan & Pomeranz, Dina Deborah, 2012, "Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device," IZA Discussion Papers, IZA Network @ LISER, number 6311, Jan.
• Apps, Patricia & Andrienko, Yuri & Rees, Ray, 2012, "Risk and Saving in Two-Person Households: More Scope for Precautionary Saving," IZA Discussion Papers, IZA Network @ LISER, number 6824, Aug.
• Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen L. & Slonim, Robert, 2012, "Savings and Prize-Linked Savings Accounts," IZA Discussion Papers, IZA Network @ LISER, number 6927, Oct.
• Fort, Margherita & Manaresi, Francesco & Trucchi, Serena, 2012, "Banks Information Policies, Financial Literacy and Household Wealth," IZA Discussion Papers, IZA Network @ LISER, number 6989, Nov.
• Christopher Carroll & Jiri Slacalek & Martin Sommer, 2012, "Dissecting Saving Dynamics: Measuring Wealth, Precautionary, and Credit Effects," Economics Working Paper Archive, The Johns Hopkins University,Department of Economics, number 602, Sep.
• Li Gan & Tarun Sabarwal & Shuoxun Zhang, 2012, "Personal Bankruptcy: Reconciling Adverse Events and Strategic Filing Hypotheses Using Heterogeneity in Filing Types," WORKING PAPERS SERIES IN THEORETICAL AND APPLIED ECONOMICS, University of Kansas, Department of Economics, number 201239, Oct, revised Oct 2012.
• Raphael Bostic & Souphala Chomsisengphet & Kathleen Engel & Patricia McCoy & Anthony Pennington-Cross & Susan Wachter, 2012, "Mortgage Product Substitution and State Anti-predatory Lending Laws: Better Loans and Better Borrowers?," Atlantic Economic Journal, Springer;International Atlantic Economic Society, volume 40, issue 3, pages 273-294, September, DOI: 10.1007/s11293-012-9325-3.
• Soo Chew & Richard Ebstein & Songfa Zhong, 2012, "Ambiguity aversion and familiarity bias: Evidence from behavioral and gene association studies," Journal of Risk and Uncertainty, Springer, volume 44, issue 1, pages 1-18, February, DOI: 10.1007/s11166-011-9134-0.
• Sule Alan & Thomas Crossley & Hamish Low, 2012, "Saving on a Rainy Day, Borrowing for a Rainy Day," Koç University-TUSIAD Economic Research Forum Working Papers, Koc University-TUSIAD Economic Research Forum, number 1212, May.
• Kalaycı, Kenan & Serra-Garcia, Marta, 2012, "Complexity and Biases," Discussion Papers in Economics, University of Munich, Department of Economics, number 13035, May.
• Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2012, "Teaching teenagers in finance: does it work?," Discussion Papers in Economics, University of Munich, Department of Economics, number 14101, Oct.
• Thomas Lalime & Pierre-Carl Michaud, 2012, "Littératie financière et préparation à la retraite au Québec et dans le reste du Canada," Cahiers de recherche, CIRPEE, number 1237.
• Martin Fochmann & Arne Kleinstück, 2012, "Steueraversion - Sind wir wirklich bereit auf Einkommen zu verzichten, nur um Steuern zu sparen?," FEMM Working Papers, Otto-von-Guericke University Magdeburg, Faculty of Economics and Management, number 120024, Oct.
• Ziegelmeyer, Michael & Nick, Julius, 2012, "Backing out of private pension provision - Lessons from Germany," MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy, number 201211, Aug.
• Martin Fochmann & Dirk Kiesewetter & Abdolkarim Sadrieh, 2012, "The Biased Effect of Aggregated and Disaggregated Income Taxation on Investment Decisions," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, volume 168, issue 3, pages 519-545, September.
• Éva Divéki & Dániel Listár, 2012, "Better safe than sorry: views of the Hungarian public on the security of payment instruments," MNB Bulletin (discontinued), Magyar Nemzeti Bank (Central Bank of Hungary), volume 7, issue 3, pages 7-27, October.
• Marianna Brunetti & Elena Giarda & Costanza Torricelli, 2012, "Is financial fragility a matter of illiquidity? An appraisal for Italian households," Centro Studi di Banca e Finanza (CEFIN) (Center for Studies in Banking and Finance), Universita di Modena e Reggio Emilia, Dipartimento di Economia "Marco Biagi", number 0032, Jun.
• Mariacristina De Nardi & Eric French & John Bailey Jones, 2012, "Medicaid Insurance in Old Age," Working Papers, University of Michigan, Michigan Retirement Research Center, number wp278, Dec.
• Ken Brown & Bulent Uyar, 2012, "The Impact of Transferring and Time-to-Graduation on Student Debt," Journal of Economic Insight, Missouri Valley Economic Association, volume 38, issue 2, pages 65-78.
• Philip Du Caju, 2012, "Asset formation by households during the financial crisis," Economic Review, National Bank of Belgium, issue i, pages 87-100, June.
• David A. Wise, 2012, "Investigations in the Economics of Aging," NBER Books, National Bureau of Economic Research, Inc, number wise11-2, December.
• John Beshears & James Choi & David Laibson & Brigitte C. Madrian & Stephen P. Zeldes, 2012, "What Makes Annuitization More Appealing?," NBER Chapters, National Bureau of Economic Research, Inc, "Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century".
• Robert W. Fairlie & Dean Karlan & Jonathan Zinman, 2012, "Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training," NBER Working Papers, National Bureau of Economic Research, Inc, number 17804, Feb.
• James M. Poterba & Steven F. Venti & David A. Wise, 2012, "Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts," NBER Working Papers, National Bureau of Economic Research, Inc, number 17824, Feb.
• James J. Choi & Emily Haisley & Jennifer Kurkoski & Cade Massey, 2012, "Small Cues Change Savings Choices," NBER Working Papers, National Bureau of Economic Research, Inc, number 17843, Feb.
• Pascaline Dupas & Sarah Green & Anthony Keats & Jonathan Robinson, 2012, "Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province," NBER Working Papers, National Bureau of Economic Research, Inc, number 17851, Feb.
• John B. Shoven & Sita Nataraj Slavov, 2012, "The Decision to Delay Social Security Benefits: Theory and Evidence," NBER Working Papers, National Bureau of Economic Research, Inc, number 17866, Feb.
• Gharad T. Bryan & Dean Karlan & Jonathan Zinman, 2012, "Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 17883, Mar.
• Leora F. Klapper & Annamaria Lusardi & Georgios A. Panos, 2012, "Financial Literacy and the Financial Crisis," NBER Working Papers, National Bureau of Economic Research, Inc, number 17930, Mar.
• Axel H. Börsch-Supan & Michela Coppola & Anette Reil-Held, 2012, "Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In," NBER Working Papers, National Bureau of Economic Research, Inc, number 18014, Apr.
• Christopher L. Foote & Kristopher S. Gerardi & Paul S. Willen, 2012, "Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis," NBER Working Papers, National Bureau of Economic Research, Inc, number 18082, May.
• John Chalmers & Jonathan Reuter, 2012, "Is Conflicted Investment Advice Better than No Advice?," NBER Working Papers, National Bureau of Economic Research, Inc, number 18158, Jun.
• John B. Shoven & Sita Nataraj Slavov, 2012, "When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules," NBER Working Papers, National Bureau of Economic Research, Inc, number 18210, Jul.
• Brigitte C. Madrian, 2012, "Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective," NBER Working Papers, National Bureau of Economic Research, Inc, number 18220, Jul.
• Leonardo Bursztyn & Florian Ederer & Bruno Ferman & Noam Yuchtman, 2012, "Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 18241, Jul.
• Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn, 2012, "Financial Literacy, Financial Education and Economic Outcomes," NBER Working Papers, National Bureau of Economic Research, Inc, number 18412, Sep.
• Felipe Kast & Stephan Meier & Dina Pomeranz, 2012, "Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device," NBER Working Papers, National Bureau of Economic Research, Inc, number 18417, Sep.
• Elizabeth M. Caucutt & Lance Lochner, 2012, "Early and Late Human Capital Investments, Borrowing Constraints, and the Family," NBER Working Papers, National Bureau of Economic Research, Inc, number 18493, Oct.
• Britta Augsburg & Ralph De Haas & Heike Harmgart & Costas Meghir, 2012, "The Impacts of Microcredit: Evidence from Bosnia and Herzegovina," NBER Working Papers, National Bureau of Economic Research, Inc, number 18538, Nov.
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian & Stephen P. Zeldes, 2012, "What Makes Annuitization More Appealing?," NBER Working Papers, National Bureau of Economic Research, Inc, number 18575, Nov.
• Fabian Duarte & Justine S. Hastings, 2012, "Fettered Consumers and Sophisticated Firms: Evidence from Mexico's Privatized Social Security Market," NBER Working Papers, National Bureau of Economic Research, Inc, number 18582, Dec.
• Eric Doviak & Sean MacDonald, 2012, "Who Defaults on their Home Mortgage?," New York Economic Review, New York State Economics Association (NYSEA), volume 43, issue 1, pages 75-98.
• Angela Hung & Joanne Yoong & Elizabeth Brown, 2012, "Empowering Women Through Financial Awareness and Education," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 14, Mar, DOI: 10.1787/5k9d5v6kh56g-en.
• Adele Atkinson & Flore-Anne Messy, 2012, "Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 15, Mar, DOI: 10.1787/5k9csfs90fr4-en.
• Andrea Grifoni & Flore-Anne Messy, 2012, "Current Status of National Strategies for Financial Education: A Comparative Analysis and Relevant Practices," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 16, Apr, DOI: 10.1787/5k9bcwct7xmn-en.
• Adele Atkinson & Debbie Harrison & Flore-Anne Messy & Juan Yermo, 2012, "Lessons from National Pensions Communication Campaigns," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 18, May, DOI: 10.1787/5k98xwz5z09v-en.
• Pablo Antolín & Debbie Harrison, 2012, "Annual DC Pension Statements and the Communications Challenge," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 19, Jun, DOI: 10.1787/5k97gkd06kth-en.
• Sue Lewis & Flore-Anne Messy, 2012, "Financial Education, Savings and Investments: An Overview," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 22, Jul, DOI: 10.1787/5k94gxrw760v-en.
• Flore-Anne Messy & Chiara Monticone, 2012, "The Status of Financial Education in Africa," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 25, Jul, DOI: 10.1787/5k94cqqx90wl-en.
• Pablo Antolín & Olga Fuentes, 2012, "Communicating Pension Risk to DC Plan Members: The Chilean Case of a Pension Risk Simulator," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 28, Oct, DOI: 10.1787/5k9181hxzmlr-en.
• Elisabeth Beckmann & Thomas Scheiber, 2012, "Not So Trustworthy Anymore? The Euro as a Safe Haven Asset in Central, Eastern and Southeastern Europe," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 2, pages 65-71.
• Elisabeth Beckmann & Thomas Scheiber, 2012, "The Impact of Memories of High Inflation on Households’ Trust in Currencies," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 80-93.
• Nicolas Albacete & Pirmin Fessler & Martin Schürz, 2012, "Risk Buffer Profiles of Foreign Currency Mortgage Holders," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), issue 23, pages 58-71.
• Doris Ritzberger-Grünwald & Thomas Scheiber, 2012, "Euro Cash in Central, Eastern and Southeastern Europe," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 1, pages 41-55.
• Christian Beer & Karin Wagner, 2012, "Housing Cost Burden of Austrian Households: Results of a Recent Survey," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 78-89.
• Elisabeth Beckmann & Jarko Fidrmuc & Helmut Stix, 2012, "Foreign Currency Loans and Loan Arrears of Households in Central and Eastern Europe," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 181, Nov.
• Scott Schuh & Oz Shy & Joanna Stavins & Robert Triest, 2012, "An Economic Analysis Of The 2011 Settlement Between The Department Of Justice And Credit Card Networks," Journal of Competition Law and Economics, Oxford University Press, volume 8, issue 1, pages 107-144.
• John Chalmers & Jonathan Reuter, 2012, "How Do Retirees Value Life Annuities? Evidence from Public Employees," The Review of Financial Studies, Society for Financial Studies, volume 25, issue 8, pages 2601-2634.
• Marta Borda & Anna Jedrzychowska, 2012, "Attitudes and decisions of the motor insurance buyers in Poland," Business and Economic Horizons (BEH), Prague Development Center, volume 8, issue 2, pages 23-32, December.
• Botos, Katalin & Botos, József & Béres, Dániel & Csernák, József & Németh, Erzsébet, 2012, "Financial Literacy and Risk-Taking of Households in the Hungarian Central Great Plain," Public Finance Quarterly, Corvinus University of Budapest, volume 57, issue 3, pages 267-285.
• Zsótér, Boglárka & Nagy, Péter, 2012, "Our Everyday Emotions and Finances – The role money-related attitudes and materialistic orienta-tion play in developing financial culture," Public Finance Quarterly, Corvinus University of Budapest, volume 57, issue 3, pages 286-297.
• Béres, Dániel & Huzdik, Katalin, 2012, "Financial Literacy and Macro-economics," Public Finance Quarterly, Corvinus University of Budapest, volume 57, issue 3, pages 298-312.
• David ARISTEI & Manuela Gallo, 2012, "The Drivers of Household Over-Indebtedness and Delinquency on Mortgage Loans: Evidence from Italian Microdata," Quaderni del Dipartimento di Economia, Finanza e Statistica, Università di Perugia, Dipartimento Economia, number 105/2012, Sep.
• Badruddoza, S., 2012, "Pins in the shoes of microfinance," MPRA Paper, University Library of Munich, Germany, number 37944, Apr.
• Hernandez-Hernandez, Emilio & Sam, Abdoul G. & Gonzalez-Vega, Claudio & Chen, Joyce J., 2012, "Does the insurance effect of public and private transfers favor financial deepening? evidence from rural Nicaragua," MPRA Paper, University Library of Munich, Germany, number 38339, Feb.
• Hernandez-Hernandez, Emilio & Schreiner, Mark, 2012, "A method to monitor poverty dynamics among microfinance clients: An example using survey data from Bangladesh," MPRA Paper, University Library of Munich, Germany, number 38977, Jan.
• Pfau, Wade Donald & Kariastanto, Bayu, 2012, "An international perspective on “safe” savings rates for retirement," MPRA Paper, University Library of Munich, Germany, number 39066, May.
• Pfau, Wade Donald, 2012, "Choosing a Retirement Income Strategy: Outcome Measures and Best Practices," MPRA Paper, University Library of Munich, Germany, number 39145, May.
• Pfau, Wade Donald, 2012, "Choosing a retirement income strategy: a new evaluation framework," MPRA Paper, University Library of Munich, Germany, number 39169, Jun.
• Bachev, Hrabrin, 2012, "Competitiveness of Bulgarian Farms in Conditions of EU CAP Implementation," MPRA Paper, University Library of Munich, Germany, number 41657, Aug.
• Azam, Rehan & Muhammad, Danish & Syed Akbar, Suleman, 2012, "The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan," MPRA Paper, University Library of Munich, Germany, number 42322, Oct.
• Gasiorowska, Agata, 2012, "Psychologiczne skutki aktywacji idei pieniędzy a obdarowywanie bliskich
  [The psychological consequences of mere exposure to money and gift-giving]," MPRA Paper, University Library of Munich, Germany, number 48170, Oct.
• Liberda, Barbara & Peczkowski, Marek & Gucwa-Lesny, Ewa, 2012, "How do we value our income from which we save?," MPRA Paper, University Library of Munich, Germany, number 52529, revised 2012.
• Alisdair McKay, 2012, "Code and data files for "Search for Financial Returns and Social Security Privatization"," Computer Codes, Review of Economic Dynamics, number 12-80, revised .
• Carolina Achury & Sylwia Hubar & Christos Koulovatianos, 2012, "Saving Rates and Portfolio Choice with Subsistence Consumption," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, volume 15, issue 1, pages 108-126, January, DOI: 10.1016/j.red.2011.01.002.
• Lee Lockwood, 2012, "Bequest Motives and the Annuity Puzzle," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, volume 15, issue 2, pages 226-243, April, DOI: 10.1016/j.red.2011.03.001.
• Wilbert van der Klaauw & Wandi Bruine de Bruin & Giorgio Topa & Basit Zafar & Olivier Armantier, 2012, "Inflation Expectations and Behavior: Do Survey Respondents Act on their Beliefs?," 2012 Meeting Papers, Society for Economic Dynamics, number 121.
• Lance Lochner & Elizabeth Caucutt, 2012, "Early and Late Human Capital Investments, Borrowing Constraints, and the Family," 2012 Meeting Papers, Society for Economic Dynamics, number 128.
• Moritz Kuhn & Mark Wright & Tom Krebs, 2012, "Human Capital Risk, Contract Enforcement, and the Macroeconomy," 2012 Meeting Papers, Society for Economic Dynamics, number 159.
• Kurt Mitman, 2012, "Macroeconomic Effects of Bankruptcy and Foreclosure Policies," 2012 Meeting Papers, Society for Economic Dynamics, number 563.
• Luigi Guiso & Charles Gottlieb & Andreas Fagereng, 2012, "Asset Market Participation and Portfolio Choice over the Life-Cycle," 2012 Meeting Papers, Society for Economic Dynamics, number 783.
• Jeffrey Campbell & Zvi Hercowitz, 2012, "Liquidity Constraints of the Middle Class," 2012 Meeting Papers, Society for Economic Dynamics, number 98.
• Sebastien Bradley, 2012, "Property Tax Salience and Payment Delinquency," School of Economics Working Paper Series, LeBow College of Business, Drexel University, number 2012-9, Nov.
• Marianna Brunetti & Elena Giarda & Costanza Torricelli, 2012, "Is Financial Fragility a Matter of Illiquidity? An Appraisal for Italian Households," CEIS Research Paper, Tor Vergata University, CEIS, number 242, Jul, revised 18 Jul 2012.
• Marianna Brunetti & Costanza Torricelli, 2012, "Second Homes: Households' Life Dream or (Wrong) Investment?," CEIS Research Paper, Tor Vergata University, CEIS, number 351, Aug, revised 04 Aug 2012.
• Claes Ohlsson, 2012, "The Rhetoric of Financial Literacy," Journal of Interdisciplinary Economics, , volume 24, issue 1, pages 55-75, January.
• Pablo Antolin & Olga Fuentes, 2012, "Communicating Pension Risk To Dc Plan Members: The Chilean Case Of A Pension Risk Simulator," Working Papers, Superintendencia de Pensiones, number 55, Nov, revised Nov 2012.
• Monika Książek, 2012, "Modele ukrytych łańcuchów Markowa jako metoda analizy danych panelowych," Collegium of Economic Analysis Annals, Warsaw School of Economics, Collegium of Economic Analysis, issue 27, pages 27-39.
• Sarah Brown & Jolian McHardy & Karl Taylor, 2012, "On Modelling the Social Interaction of Couples," Working Papers, The University of Sheffield, Department of Economics, number 2012001, Jan.
• Sarah Brown & Karl Taylor, 2012, "Household Finances and Social Interaction," Working Papers, The University of Sheffield, Department of Economics, number 2012007.
• Li Su & Sarah Brown & Pulak Ghosh & Karl Taylor, 2012, "Modelling Household Debt and Financial Assets: A Bayesian Approach to a Bivariate Two-Part Model," Working Papers, The University of Sheffield, Department of Economics, number 2012009.
• Sarah Brown & Karl Taylor, 2012, "Expectations and the Saving Behaviour of Children: Analysis of the U.S. Panel Study of Income Dynamics," Working Papers, The University of Sheffield, Department of Economics, number 2012015.
• Michael Anderson & Sanjiv Jaggia, 2012, "Return, purchase, or skip? Outcome, duration, and consumer behavior in the rent-to-own market," Empirical Economics, Springer, volume 43, issue 1, pages 313-334, August, DOI: 10.1007/s00181-011-0461-4.
• Cahit Guven & Bent Sørensen, 2012, "Subjective Well-Being: Keeping Up with the Perception of the Joneses," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, volume 109, issue 3, pages 439-469, December, DOI: 10.1007/s11205-011-9910-x.
• Heski Bar-Isaac & Vicente Cuñat, 2012, "Long-term Debt and Hidden Borrowing," Working Papers, New York University, Leonard N. Stern School of Business, Department of Economics, number 12-05.
• Stefan Hochguertel & Henry Ohlsson, 2012, "Who is at the Top? Wealth Mobility over the Life Cycle," Tinbergen Institute Discussion Papers, Tinbergen Institute, number 12-004/3, Jan.
• Ron J.G. van Schie & Bas Donkers & Benedict G.C. Dellaert, 2012, "Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?," Tinbergen Institute Discussion Papers, Tinbergen Institute, number 12-037/1, Apr.
• William N. Evans & Timothy J. Moore, 2012, "Liquidity, Economic Activity, and Mortality," The Review of Economics and Statistics, MIT Press, volume 94, issue 2, pages 400-418, May.
• Richard Sandlant, 2012, "Consumer financial protection: future directions," Economic Roundup, The Treasury, Australian Government, issue 1, pages 31-44, May.
• Yiquan Gu & Tobias Wenzel, 2012, "Strategic Obfuscation and Consumer Protection Policy in Financial Markets: Theory and Experimental Evidence," Working Paper series, University of East Anglia, Centre for Competition Policy (CCP), Centre for Competition Policy, University of East Anglia, Norwich, UK., number 2012-14, Dec.
• Sergio Mayordomo & María Rodríguez-Moreno & Juan Ignacio Peña, 2012, "Portfolio Choice with Indivisible and Illiquid Housing Assets: The Case of Spain," Faculty Working Papers, School of Economics and Business Administration, University of Navarra, number 24/12, Dec.
• Oana NITU & Claudiu Valentin NITU & Cosmin TILEAGA, 2012, "Saving In Foreign Currency And Its Effects: An Empirical Analysis," HOLISTICA Journal of Business and Public Administration, Association Holistic Research Academic (HoRA), volume 3, issue 2, pages 7-17, July - De.
• Rüştü YAYAR & Süleyman Serdar KARACA, 2012, "Identifying The Factors Affecting The Consumer Credit Card Ownership: Empirical Evidence From Turkey," Journal of Applied Economic Sciences, Spiru Haret University, Faculty of Financial Management and Accounting Craiova, volume 7, issue 2(20)/ Su, pages 195-204.
• Lance Lochner & Alexander Monge-Naranjo, 2012, "Credit Constraints in Education," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers, University of Western Ontario, Centre for Human Capital and Productivity (CHCP), number 20121.
• Elizabeth M. Caucutt & Lance Lochner, 2012, "Early and Late Human Capital Investments, Borrowing Constraints, and the Family," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers, University of Western Ontario, Centre for Human Capital and Productivity (CHCP), number 20125.
• Alessandra Coli, 2012, "Matching survey and administrative data for studying poverty at the local level," Rivista Internazionale di Scienze Sociali, Vita e Pensiero, Pubblicazioni dell'Universita' Cattolica del Sacro Cuore, volume 120, issue 1, pages 107-116.
• Alessandro Bucciol & Raffaele Miniaci, 2012, "Financial Risk Aversion, Economic Crises and Past Risk Perception," Working Papers, University of Verona, Department of Economics, number 28/2012, Oct.
• Liberda Barbara & Pęczkowski Marek & Gucwa-Leśny Ewa, 2012, "How Do We Value Our Income from which We Save?," Scientific Annals of Economics and Business, Paradigm, volume 59, issue 2, pages 93-104, December, DOI: 10.2478/v10316-012-0034-5.
• Klapper, Leora & Lusardi, Annamaria & Panos, Georgios A., 2012, "Financial literacy and the financial crisis," Policy Research Working Paper Series, The World Bank, number 5980, Feb.
• Ackermann, Hagen & Fochmann, Martin & Mihm, Benedikt, 2012, "Biased effects of taxes and subsidies on portfolio choices," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 138.
• von Kalckreuth, Ulf & Eisele, Martin & Le Blanc, Julia & Schmidt, Tobias & Zhu, Junyi, 2012, "The PHF: A comprehensive panel survey on household finances and wealth in Germany," Discussion Papers, Deutsche Bundesbank, number 13/2012.
• Podlech, Nils, 2012, "Dividenden und Aktienrückkäufe unter der Abgeltungssteuer," Manuskripte aus den Instituten für Betriebswirtschaftslehre der Universität Kiel, Christian-Albrechts-Universität zu Kiel, Institut für Betriebswirtschaftslehre, number 656.
• Wermers, Russ, 2012, "Runs on money market mutual funds," CFR Working Papers, University of Cologne, Centre for Financial Research (CFR), number 12-05.
• Gu, Yiquan & Wenzel, Tobias, 2012, "Strategic obfuscation and consumer protection policy in financial markets: Theory and experimental evidence," DICE Discussion Papers, Heinrich Heine University Düsseldorf, Düsseldorf Institute for Competition Economics (DICE), number 76.
• Chatterjee, Swarn & Palmer, Lance & Goetz, Joseph, 2012, "Individual wealth accumulation: Why does dining together as a family matter?," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, volume 8, issue 2, pages 1-22.
• Barasinska, Nataliya & Schäfer, Dorothea & Stephan, Andreas, 2012, "Individual Risk Attitudes and the Composition of Financial Portfolios: Evidence from German Household Portfolios," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, volume 52, issue 1, pages 1-14.
• Podlech, Nils, 2012, "Dividenden und Aktienrückkäufe unter der Abgeltungssteuer," EconStor Preprints, ZBW - Leibniz Information Centre for Economics, number 75273.
• Dick, Christian D. & Knobloch, Michael & Al-Umaray, Kerim S. & Jaroszek, Lena & Schröder, Michael & Tiffe, Achim, 2012, "Studie zu Dispozinsen / Ratenkrediten - Forschungsvorhaben zur Bereitstellung wissenschaftlicher Entscheidungshilfe für das Bundesministerium für Ernährung, Landwirtschaft und Verbraucherschutz (BMELV)," EconStor Research Reports, ZBW - Leibniz Information Centre for Economics, number 65418, Jul.
• Ambrosius, Christian, 2012, "Are remittances a substitute for credit? Carrying the financial burden of health shocks in national and transnational households," Discussion Papers, Free University Berlin, School of Business & Economics, number 2012/9.
• Schmidt, Ulrich, 2012, "Insurance demand and prospect theory," Kiel Working Papers, Kiel Institute for the World Economy, number 1750.
• Schmidt, Ulrich, 2012, "Insurance demand under prospect theory: A graphical analysis," Kiel Working Papers, Kiel Institute for the World Economy, number 1764.
• Santosh Anagol & Hugh Hoikwang Kim, 2012, "The Impact of Shrouded Fees: Evidence from a Natural Experiment in the Indian Mutual Funds Market," American Economic Review, American Economic Association, volume 102, issue 1, pages 576-593, February.
• Michael Kirchler & Jurgen Huber & Thomas Stockl, 2012, "Thar She Bursts: Reducing Confusion Reduces Bubbles," American Economic Review, American Economic Association, volume 102, issue 2, pages 865-883, April.
• Fernando Alvarez & Luigi Guiso & Francesco Lippi, 2012, "Durable Consumption and Asset Management with Transaction and Observation Costs," American Economic Review, American Economic Association, volume 102, issue 5, pages 2272-2300, August.
• Liran Einav & Amy Finkelstein & Iuliana Pascu & Mark R. Cullen, 2012, "How General Are Risk Preferences? Choices under Uncertainty in Different Domains," American Economic Review, American Economic Association, volume 102, issue 6, pages 2606-2638, October.
• Daniel Aaronson & Sumit Agarwal & Eric French, 2012, "The Spending and Debt Response to Minimum Wage Hikes," American Economic Review, American Economic Association, volume 102, issue 7, pages 3111-3139, December.
• Susan E. Woodward & Robert E. Hall, 2012, "Diagnosing Consumer Confusion and Sub-optimal Shopping Effort: Theory and Mortgage-Market Evidence," American Economic Review, American Economic Association, volume 102, issue 7, pages 3249-3276, December.
• Jay H. Hong & José-Víctor Ríos-Rull, 2012, "Life Insurance and Household Consumption," American Economic Review, American Economic Association, volume 102, issue 7, pages 3701-3730, December.
• Paul J. Gertler & Sebastian W. Martinez & Marta Rubio-Codina, 2012, "Investing Cash Transfers to Raise Long-Term Living Standards," American Economic Journal: Applied Economics, American Economic Association, volume 4, issue 1, pages 164-192, January.
• Katrine V. Løken & Magne Mogstad & Matthew Wiswall, 2012, "What Linear Estimators Miss: The Effects of Family Income on Child Outcomes," American Economic Journal: Applied Economics, American Economic Association, volume 4, issue 2, pages 1-35, April.
• Joseph P. Kaboski & Robert M. Townsend, 2012, "The Impact of Credit on Village Economies," American Economic Journal: Applied Economics, American Economic Association, volume 4, issue 2, pages 98-133, April.
• Jonathan Robinson, 2012, "Limited Insurance within the Household: Evidence from a Field Experiment in Kenya," American Economic Journal: Applied Economics, American Economic Association, volume 4, issue 4, pages 140-164, October, DOI: 10.1257/app.4.4.140.
• Kartik Athreya & Xuan S. Tam & Eric R. Young, 2012, "A Quantitative Theory of Information and Unsecured Credit," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 3, pages 153-183, July, DOI: 10.1257/mac.4.3.153.
• Chadi S. Abdallah & William D. Lastrapes, 2012, "Home Equity Lending and Retail Spending: Evidence from a Natural Experiment in Texas," American Economic Journal: Macroeconomics, American Economic Association, volume 4, issue 4, pages 94-125, October, DOI: 10.1257/mac.4.4.94.
• Damon Jones, 2012, "Inertia and Overwithholding: Explaining the Prevalence of Income Tax Refunds," American Economic Journal: Economic Policy, American Economic Association, volume 4, issue 1, pages 158-185, February.
• Mark Armstrong & John Vickers, 2012, "Consumer Protection and Contingent Charges," Journal of Economic Literature, American Economic Association, volume 50, issue 2, pages 477-493, June.
• Roman Inderst & Marco Ottaviani, 2012, "Financial Advice," Journal of Economic Literature, American Economic Association, volume 50, issue 2, pages 494-512, June.
• Christopher Avery & Sarah Turner, 2012, "Student Loans: Do College Students Borrow Too Much--Or Not Enough?," Journal of Economic Perspectives, American Economic Association, volume 26, issue 1, pages 165-192, Winter.
• Bryan, Gharad & Karlan, Dean S. & Zinman, Jonathan, 2012, "You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment," Center Discussion Papers, Yale University, Economic Growth Center, number 121674, Jan, DOI: 10.22004/ag.econ.121674.
• Swarn CHATTERJEE & John R. SALTER & Nathan HARNESS, 2012, "Annuitization Decisions Of Retirees: The Role Of Risk Aversion And Financial Advice," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 9, pages 35-52, June.
• Pavel Ciaian & Jan Fałkowski & D’Artis Kancs, 2012, "Productivity and credit constraints: A firm-level propensity score evidence for agricultural farms in central and east European countries," Acta Oeconomica, Akadémiai Kiadó, Hungary, volume 62, issue 4, pages 459-487, December.
• Henry T.C. Hu, 2012, "Efficient Markets and the Law: A Predictable Past and an Uncertain Future," Annual Review of Financial Economics, Annual Reviews, volume 4, issue 1, pages 179-214, October.
• Lance Lochner & Alexander Monge-Naranjo, 2012, "Credit Constraints in Education," Annual Review of Economics, Annual Reviews, volume 4, issue 1, pages 225-256, July.
• Loretti Dobrescu & Dimitris Christelis & Alberto Motta, 2012, "Early Life Conditions and Financial Risk-taking in Older Age," Working Papers, ARC Centre of Excellence in Population Ageing Research (CEPAR), Australian School of Business, University of New South Wales, number 201208, Mar.
• Patricia Apps & Yuri Andrienko & Ray Rees, 2012, "Risk and Saving in Two-Person Households: More Scope for Precautionary Saving," CEPR Discussion Papers, Centre for Economic Policy Research, Research School of Economics, Australian National University, number 674, Nov.
• Emanuele Bacchiocchi & Luisa Anderloni & Daniela Vandone, 2012, "Households’ financial vulnerability in the new scenario," BANCARIA, Bancaria Editrice, volume 10, pages 94-107, October.
• Ramdane Djoudad, 2012, "A Framework to Assess Vulnerabilities Arising from Household Indebtedness Using Microdata," Discussion Papers, Bank of Canada, number 12-3, DOI: 10.34989/sdp-2012-3.
• Thomas Y. Mathä & Alessandro Porpiglia & Michael Ziegelmeyer, 2012, "The Luxembourg Household Finance and Consumption Survey (LU-HFCS): Introduction and Results," BCL working papers, Central Bank of Luxembourg, number 73, May.
• Michael Ziegelmeyer & Julius Nick, 2012, "Backing out of private pension provision - Lessons from Germany," BCL working papers, Central Bank of Luxembourg, number 74, Jul.
• Roberto Blanco & Ricardo Gimeno, 2012, "Determinants of default ratios in the segment of loans to households in Spain," Working Papers, Banco de España, number 1210, Feb.
• Giuseppe Cappelletti, 2012, "Do wealth fluctuations generate time-varying risk aversion? Italian micro-evidence on household asset allocation," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 845, Jan.
• Estaban Gómez González & Nancy Zamudio Gómez, 2012, "Las capacidades financieras de la población colombiana," Borradores de Economia, Banco de la Republica de Colombia, number 725, Jul, DOI: 10.32468/be.725.
• Jérémy Montornès, 2012, "L’évolution de la monnaie et du crédit en 2011," Bulletin de la Banque de France, Banque de France, issue 187, pages 39-44.
• Haas, P., 2012, "Les Français et l’économie. Synthèse de l’enquête quantitative Banque de France/TNS Sofres. Journées de l’économie à Lyon," Bulletin de la Banque de France, Banque de France, issue 190, pages 153-160.
• J. Montornès., 2012, "Monetary and credit developments in 2011," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 25, pages 53-62, Spring.
• Raquel Fonseca & Kathleen J. Mullen & Gema Zamarro & Julie Zissimopoulos, 2012, "What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making," Journal of Consumer Affairs, Wiley Blackwell, volume 46, issue 1, pages 90-106, March, DOI: j.1745-6606.2011.01221.x.
• Murizah Osman Salleh & Aziz Jaafar & M. Shahid Ebrahim, 2012, "Can an interest-free credit facility be more efficient than a usurious payday loan?," Working Papers, Bangor Business School, Prifysgol Bangor University (Cymru / Wales), number 12008, Jul.
• Kyeongwon Yoo & Hae Won Byun, 2012, "The Increase in Household Debt and Borrowing Constraints (in Korean)," Economic Analysis (Quarterly), Economic Research Institute, Bank of Korea, volume 18, issue 1, pages 61-83, March.
• M. Fort & F. Manaresi & S. Trucchi, 2012, "Banks Information Policies, Financial Literacy and Household Wealth," Working Papers, Dipartimento Scienze Economiche, Universita' di Bologna, number wp852, Nov.
• Brutscher, P-B., 2012, "Making Sense of Oil Stamp Saving Schemes," Cambridge Working Papers in Economics, Faculty of Economics, University of Cambridge, number 1203, Jan.
• Brutscher, P., 2012, "Self-Disconnection Among Pre-Payment Customers - A Behavioural Analysis," Cambridge Working Papers in Economics, Faculty of Economics, University of Cambridge, number 1214, Mar.
• Alan, S. & Crossley, T. & Low, H., 2012, "Saving on a Rainy Day, Borrowing for a Rainy Day," Cambridge Working Papers in Economics, Faculty of Economics, University of Cambridge, number 1222, May.
• Agnese Romiti & Mariacristina Rossi, 2012, "Housing wealth decumulation, portfolio composition and financial literacy among the European elderly," Carlo Alberto Notebooks, Collegio Carlo Alberto, number 289.
• Dupas, Pascaline & Robinson, Jonathan, 2012, "Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya," Santa Cruz Department of Economics, Working Paper Series, Department of Economics, UC Santa Cruz, number qt1rg2d9mm, Oct.
• Dupas, Pascaline & Robinson, Jonathan, 2012, "Why Don't the Poor Save More? Evidence from Health Savings Experiments," Santa Cruz Department of Economics, Working Paper Series, Department of Economics, UC Santa Cruz, number qt94w3m4r9, Nov.
• Telyukova, Irina A., 2012, "Household Need for Liquidity and the Credit Card Debt Puzzle," University of California at San Diego, Economics Working Paper Series, Department of Economics, UC San Diego, number qt0ww2c04z, Oct.
• Telyukova, Irina, 2008, "Household Need for Liquidity and the Credit Card Debt Puzzle," University of California at San Diego, Economics Working Paper Series, Department of Economics, UC San Diego, number qt4c67r71r, Jan.
• Philippe Bracke & Christian Hilber & Olmo Silva, 2012, "Homeownerhip and Entrepreneurship," SERC Discussion Papers, Centre for Economic Performance, LSE, number 0103, Apr.
• Stefan Arent, 2012, "Erwartungen und Sparen: wie wirken Arbeitslosigkeits- und Gesundheitserwartungen auf die Sparentscheidung von Haushalten?," ifo Dresden berichtet, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, volume 19, issue 02, pages 13-18, April.
• Stefan Arent, 2012, "Expectations and Saving Behavior: An Empirical Analysis," ifo Working Paper Series, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 128.
• Dorothee Crayen & Christa Hainz & Christiane Ströh de Martinez, 2012, "Remittances, Banking Status and the Usage of Insurance Schemes," ifo Working Paper Series, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, number 137.
• Pierre-Carl Michaud & Thomas Lalime, 2012, "Littératie financière et préparation à la retraite au Québec et dans le reste du Canada," CIRANO Working Papers, CIRANO, number 2012s-35, Dec.
• Esteban G�mez Gonz�lez & Nancy Zamudio G�mez, 2012, "Las capacidades financieras de la poblaci�n colombiana," Borradores de Economia, Banco de la Republica, number 9828, Jul.
• Zinman, Jonathan & Karlan, Dean & Bryan, Gharad, 2012, "You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment," CEPR Discussion Papers, Centre for Economic Policy Research, number 8857, Feb.
• Lóránth, Gyöngyi & Alan, Sule, 2012, "Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment," CEPR Discussion Papers, Centre for Economic Policy Research, number 9210, Nov.
• Fougère, Denis & Poulhès, Mathilde, 2012, "The Effect of Housing on Portfolio Choice: A Reappraisal Using French Data," CEPR Discussion Papers, Centre for Economic Policy Research, number 9213, Nov.
• Schröder, Carsten, 2012, "Profitability of pension contributions – evidence from real-life employment biographies," Journal of Pension Economics and Finance, Cambridge University Press, volume 11, issue 3, pages 311-336, July.