Research classified by Journal of Economic Literature (JEL) codes

2021

• Seiler, Volker & Fanenbruck, Katharina Maria, 2021, "Acceptance of digital investment solutions: The case of robo advisory in Germany," Research in International Business and Finance, Elsevier, volume 58, issue C, DOI: 10.1016/j.ribaf.2021.101490.
• Lukas, Moritz & Nöth, Markus, 2021, "Interest rate fixation periods and reference points," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 94, issue C, DOI: 10.1016/j.socec.2021.101711.
• Koomson, Isaac & Bukari, Chei & Villano, Renato A, 2021, "Mobile money adoption and response to idiosyncratic shocks: Empirics from five selected countries in sub-Saharan Africa," Technological Forecasting and Social Change, Elsevier, volume 167, issue C, DOI: 10.1016/j.techfore.2021.120728.
• Asongu, Simplice A. & Agyemang-Mintah, Peter & Nting, Rexon T., 2021, "Law, mobile money drivers and mobile money innovations in developing countries," Technological Forecasting and Social Change, Elsevier, volume 168, issue C, DOI: 10.1016/j.techfore.2021.120776.
• Asongu, Simplice A. & Biekpe, Nicholas & Cassimon, Danny, 2021, "On the diffusion of mobile phone innovations for financial inclusion," Technology in Society, Elsevier, volume 65, issue C, DOI: 10.1016/j.techsoc.2021.101542.
• Ky, Serge Stéphane & Rugemintwari, Clovis & Sauviat, Alain, 2021, "Friends or Foes? Mobile money interaction with formal and informal finance," Telecommunications Policy, Elsevier, volume 45, issue 1, DOI: 10.1016/j.telpol.2020.102057.
• Reboul, E. & Guérin, I. & Nordman, C.J., 2021, "The gender of debt and credit: Insights from rural Tamil Nadu," World Development, Elsevier, volume 142, issue C, DOI: 10.1016/j.worlddev.2020.105363.
• Sedai, Ashish Kumar & Vasudevan, Ramaa & Alves Pena, Anita, 2021, "Friends and benefits? Endogenous rotating savings and credit associations as alternative for women’s empowerment in India," World Development, Elsevier, volume 145, issue C, DOI: 10.1016/j.worlddev.2021.105515.
• De Meza, David & Reito, Francesco & Reyniers, Diane J., 2021, "Too much trade: the hidden problem of adverse selection," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 112574, Dec.
• Advani, Arun & Tarrant, Hannah, 2021, "Behavioural responses to a wealth tax," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 112695, Oct.
• Luigi Guiso & Luana Zaccaria, 2021, "From Patriarchy to Partnership: Gender Equality and Household Finance," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 2101, revised Jan 2021.
• Luigi Guiso & Massimo Morelli & Tommaso Sonno & Helios Herrera, 2021, "The Financial Drivers of Populism in Europe," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 2112, revised Sep 2021.
• Alhassan Abdul-Wakeel Karakara & Joshua Sebu & Isaac Dasmani, 2021, "Financial literacy, financial distress and socioeconomic characteristics of individuals in Ghana," African Journal of Economic and Management Studies, Emerald Group Publishing Limited, volume 13, issue 1, pages 29-48, October, DOI: 10.1108/AJEMS-03-2021-0101.
• Yixing Zhang & Xiaomeng Lu & Haitao Yin & Rui Zhao, 2021, "Pandemic, risk-adaptation and household saving: evidence from China," China Finance Review International, Emerald Group Publishing Limited, volume 13, issue 3, pages 509-533, November, DOI: 10.1108/CFRI-04-2021-0077.
• Kristine Casno & Biruta Sloka & Daina Skiltere, 2021, "Valuable Insights into Consumer Values: The Case of Latvian Social Enterprises," Contemporary Studies in Economic and Financial Analysis, Emerald Group Publishing Limited, "Contemporary Issues in Social Science", DOI: 10.1108/S1569-375920210000106021.
• Julian Benavides Franco & Julio César Alonso Cifuentes & Jaime Andrés Carabalí Mosquera & Anibal Sosa, 2021, "On the feasibility of reverse mortgages in Colombia," International Journal of Housing Markets and Analysis, Emerald Group Publishing Limited, volume 15, issue 5, pages 1195-1224, October, DOI: 10.1108/IJHMA-05-2021-0063.
• Arief Wibisono Lubis, 2021, "Conceptualizing financial capability: evidence from Indonesia," International Journal of Ethics and Systems, Emerald Group Publishing Limited, volume 37, issue 2, pages 301-317, February, DOI: 10.1108/IJOES-06-2020-0095.
• Patrik T. Hultberg & David Santandreu Calonge & Ty Choi, 2021, "Costs and benefits of private tutoring programs: the South Korean case," International Journal of Social Economics, Emerald Group Publishing Limited, volume 48, issue 6, pages 862-877, March, DOI: 10.1108/IJSE-12-2019-0722.
• Natchaya Thongrak & Surachai Chancharat & Ploypailin Kijkasiwat, 2021, "Financial Literacy: Does It Improve Well-being? A Case Study of Farmers in Khon Kaen, Thailand," International Symposia in Economic Theory and Econometrics, Emerald Group Publishing Limited, "Environmental, Social, and Governance Perspectives on Economic Development in Asia", DOI: 10.1108/S1571-03862021000029A022.
• Ebrahim Rezaei, 2021, "Demographic changes and savings behavior: the experience of a developing country," Journal of Economic Studies, Emerald Group Publishing Limited, volume 49, issue 4, pages 603-622, May, DOI: 10.1108/JES-01-2021-0021.
• Tomoki Kitamura & Kunio Nakashima, 2021, "Preferences for deferred annuities in the Japanese retirement market," Journal of Financial Economic Policy, Emerald Group Publishing Limited, volume 13, issue 6, pages 810-830, June, DOI: 10.1108/JFEP-06-2020-0138.
• Robert Bednarzik & Andreas Kern & John Hisnanick, 2021, "Displacement and debt – the role of debt in returning to work after displacement," Journal of Financial Economic Policy, Emerald Group Publishing Limited, volume 13, issue 5, pages 600-650, April, DOI: 10.1108/JFEP-07-2020-0160.
• Hirotaka Fushiya & Tomoki Kitamura & Munenori Nakasato, 2021, "Structured product investment behavior in low-interest rate environments," Journal of Risk Finance, Emerald Group Publishing Limited, volume 22, issue 2, pages 113-129, May, DOI: 10.1108/JRF-12-2019-0232.
• Daniel W. Richards & Maryam Safari, 2021, "Disclosure effectiveness in the financial planning industry," Qualitative Research in Financial Markets, Emerald Group Publishing Limited, volume 13, issue 5, pages 672-691, June, DOI: 10.1108/QRFM-04-2020-0060.
• Emmanuel Sarpong-Kumankoma, 2021, "Financial literacy and retirement planning in Ghana," Review of Behavioral Finance, Emerald Group Publishing Limited, volume 15, issue 1, pages 103-118, October, DOI: 10.1108/RBF-05-2020-0110.
• Jae Min Lee & Yoon G. Lee, 2021, "Multidimensional credit attitude and credit card debt behavior in the United States," Review of Behavioral Finance, Emerald Group Publishing Limited, volume 14, issue 2, pages 183-196, February, DOI: 10.1108/RBF-09-2020-0239.
• Ravit Rubinstein-Levi, 2021, "Disadvantaged Employees in the Trap of Defined Contribution Pension Plans," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), volume 0, issue 4, pages 55-76.
• Anna M. Helka & Dominika Maison, 2021, "Predictors of the Propensity to Incur Loans for Varying Purposes in the Future," European Research Studies Journal, European Research Studies Journal, volume 0, issue 1, pages 1114-1128.
• Malgorzata Grzywinska-Rapca, 2021, "Economic Welfare and Subjective Assessments of Financial Situation of European Households," European Research Studies Journal, European Research Studies Journal, volume 0, issue 2 - Part , pages 948-968.
• Malgorzata Grzywinska-Rapca & Aleksandra A. Olejarz, 2021, "The Level of Economic Development and the Savings Rate of Households," European Research Studies Journal, European Research Studies Journal, volume 0, issue 2 - Part , pages 430-442.
• Leszek Dziawgo, 2021, "Energy Sectors on Capital Market – Financing the Process “Towards Sustainability”," European Research Studies Journal, European Research Studies Journal, volume 0, issue 2 - Part , pages 938-955.
• Danuta Dziawgo, 2021, "Acceptance of Sustainability Concept by Polish Individual Investors," European Research Studies Journal, European Research Studies Journal, volume 0, issue 3 - Part , pages 335-348.
• Anna M. Helka & Tomasz Grzyb, 2021, "Social Norms Concerning Financial Liability for Various Indebtedness Experiences and Borrowing Plans: Evidence from Poland," European Research Studies Journal, European Research Studies Journal, volume 0, issue 3 - Part , pages 22-35.
• Andrzej Woloszyn & Joanna Stanislawska & Romana Głowicka-Woloszyn & Agnieszka Kozera & Anna Rosa, 2021, "Multidimensional Assessment of Polish Farm Household Financial Security by TOPSIS and Generalised Distance Measure," European Research Studies Journal, European Research Studies Journal, volume 0, issue 4 - Part , pages 534-553.
• Piotr Litynski, 2021, "Microeconomic Consequences of Urban Sprawl: A Quasi-Experimental Research on Household Budgets in Poland," European Research Studies Journal, European Research Studies Journal, volume 0, issue Special 1, pages 248-268.
• Urszula Banaszczak-Soroka & Ewa Pancer-Cybulska, 2021, "COVID-19 and the Size and Composition of Household Savings in the European Union Countries," European Research Studies Journal, European Research Studies Journal, volume 0, issue Special 2, pages 963-972.
• Simplice A. Asongu & Peter Agyemang-Mintah & Rexon T. Nting, 2021, "Law, mobile money drivers and mobile money innovations in developing countries," Working Papers, European Xtramile Centre of African Studies (EXCAS), number 21/021, Jan.
• Simplice A. Asongu & Nicholas M. Odhiambo, 2021, "Mobile technology supply factors and mobile money innovation: Thresholds for complementary policies," Working Papers, European Xtramile Centre of African Studies (EXCAS), number 21/024, Jan.
• Simplice A. Asongu & Raufhon Salahodjaev, 2022, "Demand-side mobile money drivers of financial inclusion: minimum economic growth thresholds for mobile money innovations," Working Papers, European Xtramile Centre of African Studies (EXCAS), number 22/060, Jan.
• Antonin Pottier, 2021, "Expenditure-elasticity and income-elasticity of GHG emissions: a survey of literature on household carbon footprint," Working Papers, FAERE - French Association of Environmental and Resource Economists, number 2021.01, Jan.
• Kevin Foster & Claire Greene, 2021, "Consumer Behavior in a Health Crisis: What Happened with Cash?," Policy Hub, Federal Reserve Bank of Atlanta, volume 2021, issue 1, pages 1-10, January, DOI: 10.29338/ph2021-01.
• Kevin Foster & Claire Greene & Joanna Stavins, 2021, "2020 Survey of Consumer Payment Choice," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2021-01, Apr, DOI: 10.29338/rdr2021-01.
• Claire Greene & Joanna Stavins, 2021, "2020 Diary of Consumer Payment Choice," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2021-02, May, DOI: 10.29338/rdr2021-02.
• Alice Henriques Volz & Jeffrey P. Thompson, 2021, "A New Look at Racial Disparities Using a More Comprehensive Wealth Measure," Current Policy Perspectives, Federal Reserve Bank of Boston, number 92970, Aug.
• Joanna Stavins, 2021, "Payments Evolution from Paper to Electronic: Bill Payments and Purchases," Working Papers, Federal Reserve Bank of Boston, number 21-5, Apr, DOI: 10.29412/res.wp.2021.05.
• Alice Henriques Volz & Lindsay Jacobs & Elizabeth Llanes & Kevin B. Moore & Jeffrey P. Thompson, 2021, "Wealth Concentration in the United States Using an Expanded Measure of Net Worth," Working Papers, Federal Reserve Bank of Boston, number 21-6, Apr, DOI: 10.29412/res.wp.2021.06.
• Claire Greene & Ellen A. Merry & Joanna Stavins, 2021, "Has COVID Changed Consumer Payment Behavior?," Working Papers, Federal Reserve Bank of Boston, number 21-12, Oct, DOI: 10.29412/res.wp.2021.12.
• John Edward Sabelhaus & Jeffrey P. Thompson, 2021, "Racial Wealth Disparities: Reconsidering the Roles of Human Capital and Inheritance," Working Papers, Federal Reserve Bank of Boston, number 22-3, Sep, DOI: 10.29412/res.wp.2022.03.
• Yavuz Arslan & Ahmet Degerli & Gazi Kabaş, 2021, "Unintended Consequences of Unemployment Insurance Benefits: The Role of Banks," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-027, Apr, DOI: 10.17016/FEDS.2021.027.
• Gregory E. Elliehausen & Simona Hannon & Thomas W. Miller, Jr., 2021, "A New Look at the Effects of the Interest Rate Ceiling in Arkansas," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-045r1, Jul, revised 05 May 2023, DOI: 10.17016/FEDS.2021.045r1.
• Alvaro Mezza & Daniel R. Ringo & Kamila Sommer, 2021, "Student Loans, Access to Credit and Consumer Financial Behavior," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-050, Aug, DOI: 10.17016/FEDS.2021.050.
• Jesse Bricker & Sarena Goodman & Alice Henriques Volz & Kevin B. Moore, 2021, "A Wealth of Information: Augmenting the Survey of Consumer Finances to Characterize the Full U.S. Wealth Distribution," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-053, Aug, DOI: 10.17016/FEDS.2021.053.
• J. Michael Collins & Jeff Larrimore & Carly Urban, 2021, "Does Access to Bank Accounts as a Minor Improve Financial Capability? Evidence from Minor Bank Account Laws," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-075, Nov, DOI: 10.17016/FEDS.2021.075.
• Neil Bhutta & Jacqueline Blair & Lisa J. Dettling, 2021, "The Smart Money is in Cash? Financial Literacy and Liquid Savings Among U.S. Families," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2021-076, Nov, DOI: 10.17016/FEDS.2021.076.
• Sharada Dharmasankar & Taz George & Robin G. Newberger & Mark O'Dell, 2021, "Credit card delinquency and Covid-19: Neighborhood trends in the Seventh District," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue 454, pages 1-7, April.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "Mortgage Rates Decline and (Prime) Households Take Advantage," Liberty Street Economics, Federal Reserve Bank of New York, number 20210217b, Feb.
• Florin Bilbiie & Gauti B. Eggertsson & Giorgio E. Primiceri & Andrea Tambalotti, 2021, "“Excess Savings” Are Not Excessive," Liberty Street Economics, Federal Reserve Bank of New York, number 20210405a, Apr.
• Andrew F. Haughwout & Haoyang Liu & Dean Parker & Xiaohan Zhang, 2021, "Do People View Housing as a Good Investment and Why?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210405b, Apr.
• Andrew F. Haughwout & Haoyang Liu & Dean Parker & Xiaohan Zhang, 2021, "Do People View Housing as a Good Investment and Why?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210405b, Apr.
• Olivier Armantier & Leo Goldman & Gizem Koşar & Wilbert Van der Klaauw, 2021, "An Update on How Households Are Using Stimulus Checks," Liberty Street Economics, Federal Reserve Bank of New York, number 20210407, Apr.
• Matthew Higgins & Thomas Klitgaard, 2021, "What Is behind the Global Jump in Personal Saving during the Pandemic?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210414, Apr.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "Credit Card Balance Declines Are Largest Among Older, Wealthier Borrowers," Liberty Street Economics, Federal Reserve Bank of New York, number 20210512, May.
• Ruchi Avtar & Rajashri Chakrabarti & Maxim L. Pinkovskiy & Giorgio Topa, 2021, "Racial and Income Gaps in Consumer Spending following COVID-19," Liberty Street Economics, Federal Reserve Bank of New York, number 20210513a, May.
• David Dam & Davide Melcangi & Laura Pilossoph & Will Schirmer, 2021, "Who’s Ready to Spend? Constrained Consumption across the Income Distribution," Liberty Street Economics, Federal Reserve Bank of New York, number 20210513b, May.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "Keeping Borrowers Current in a Pandemic," Liberty Street Economics, Federal Reserve Bank of New York, number 20210521a, May.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "What Happens during Mortgage Forbearance?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210519b, May.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "Small Business Owners Turn to Personal Credit," Liberty Street Economics, Federal Reserve Bank of New York, number 20210519c, May.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "What’s Next for Forborne Borrowers?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210519d, May.
• Jessica Lu & Wilbert Van der Klaauw, 2021, "Consumer Credit Demand, Supply, and Unmet Need during the Pandemic," Liberty Street Economics, Federal Reserve Bank of New York, number 20210520, May.
• Rajashri Chakrabarti & Jessica Lu & Joelle Scally & Wilbert Van der Klaauw, 2021, "Who Received Forbearance Relief?," Liberty Street Economics, Federal Reserve Bank of New York, number 20210802, Aug.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2021, "Forbearance Participation Declines as Programs’ End Nears," Liberty Street Economics, Federal Reserve Bank of New York, number 20210803, Aug.
• Haoyang Liu & David O. Lucca & Dean Parker & Gabriela Rays-Wahba, 2021, "The Housing Boom and the Decline in Mortgage Rates," Liberty Street Economics, Federal Reserve Bank of New York, number 20210907, Sep.
• Andrew F. Haughwout & Belicia Rodriguez, 2021, "If Prices Fall, Mortgage Foreclosures Will Rise," Liberty Street Economics, Federal Reserve Bank of New York, number 20210908b, Sep.
• Andrew F. Haughwout & Donghoon Lee & Daniel Mangrum & Joelle Scally & Wilbert Van der Klaauw, 2021, "Credit Card Trends Begin to Normalize after Pandemic Paydown," Liberty Street Economics, Federal Reserve Bank of New York, number 20211109, Nov.
• Ruchi Avtar & Rajashri Chakrabarti & Kasey Chatterji-Len, 2021, "Uneven Distribution of Household Debt by Gender, Race, and Education," Liberty Street Economics, Federal Reserve Bank of New York, number 20211117a, Nov.
• Ruchi Avtar & Rajashri Chakrabarti & Kasey Chatterji-Len, 2021, "Unequal Distribution of Delinquencies by Gender, Race, and Education," Liberty Street Economics, Federal Reserve Bank of New York, number 20211117b, Nov.
• Ruchi Avtar & Rajashri Chakrabarti & Kasey Chatterji-Len, 2021, "The Role of Educational Attainment in Household Debt and Delinquency Disparities," Liberty Street Economics, Federal Reserve Bank of New York, number 20211117c, Nov.
• Hyeyoon Jung, 2021, "Real Consequences of Shocks to Intermediaries Supplying Corporate Hedging Instruments," Staff Reports, Federal Reserve Bank of New York, number 989, Oct.
• Jose J. Canals-Cerda & Raluca Roman, 2021, "Climate Change and Consumer Finance: A Very Brief Literature Review," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 21-04, Oct, DOI: 10.21799/frbp.dp.2021.04.
• W. Ben McCartney & Avni Shah, 2021, "Household Mortgage Refinancing Decisions Are Neighbor Influenced," Working Papers, Federal Reserve Bank of Philadelphia, number 21-16, Apr, DOI: 10.21799/frbp.wp.2021.16.
• Suting Hong & Robert M. Hunt & Konstantinos Serfes, 2021, "Dynamic Pricing of Credit Cards and the Effects of Regulation," Working Papers, Federal Reserve Bank of Philadelphia, number 21-38, Nov, DOI: 10.21799/frbp.wp.2021.38.
• Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2021, "Financial Consequences of Severe Identity Theft in the U.S," Working Papers, Federal Reserve Bank of Philadelphia, number 21-41, Dec, DOI: 10.21799/frbp.wp.2021.41.
• Mariacristina De Nardi & Eric French & John Bailey Jones & Rory McGee, 2021, "Why Do Couples and Singles Save During Retirement?," Richmond Fed Economic Brief, Federal Reserve Bank of Richmond, volume 21, issue 09, pages 1-65, May, DOI: 10.21144/wp21-09.
• Sheng Guo, 2021, "What Did Homeowners Do with Home Equity Borrowing? Contemporaneous and Long-term Effects," Working Papers, Florida International University, Department of Economics, number 2122, Nov.
• Grishina Elena & Lyashok Viktor & Makarentseva Alla & Maleva Tatiana & Mkrtchian Nikita & Florinskaya Yulia & Khasanova Ramilya & Burdyak Alexandra, 2021, "Incomes and the poverty line of the population," Published Papers, Gaidar Institute for Economic Policy, number ppaper-2021-1132, revised 2021.
• Simonov Andrei & Inozemtsev Eduard, 2021, "The influence of education on investment decision-making," Working Papers, Gaidar Institute for Economic Policy, number wpaper-2022-1192, revised 2021.
• Łukasz Kurowski, 2021, "Household’s Overindebtedness during the COVID-19 Crisis: The Role of Debt and Financial Literacy," Risks, MDPI, volume 9, issue 4, pages 1-19, March.
• Ahmad Zubir Ibrahim, 2021, "Determine the Food Access among Low-Income Households in Rural Area, Kedah, Malaysia," GATR Journals, Global Academy of Training and Research (GATR) Enterprise, number jber214, Dec, DOI: https://doi.org/10.35609/jber.2021..
• Nadzirah Mohd Said, 2021, "Intention Towards Using Loan in Income Generating Activities: A Conceptual Study Among Poor and Low-Income Households," GATR Journals, Global Academy of Training and Research (GATR) Enterprise, number jfbr190, Dec, DOI: https://doi.org/10.35609/jfbr.2021..
• Elisa Darriet & Marianne Guille & Jean-Christophe Vergnaud, 2021, "Financial Literacy and Numeracy," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers), HAL, number halshs-03461252, Oct.
• Florin Bilbiie & Xavier Ragot, 2021, "Optimal Monetary Policy and Liquidity with Heterogeneous Households," Post-Print, HAL, number hal-03501417, Jul, DOI: 10.1016/j.red.2020.10.003.
• E. Reboul & Isabelle Guérin & Christophe J. Nordman, 2021, "The Gender of Debt and Credit: Insights from Rural Tamil Nadu," Post-Print, HAL, number hal-03616350.
• Elisa Darriet & Marianne Guille & Jean-Christophe Vergnaud, 2021, "Financial Literacy and Numeracy," Post-Print, HAL, number halshs-03461252, Oct.
• Florin Bilbiie & Xavier Ragot, 2021, "Optimal Monetary Policy and Liquidity with Heterogeneous Households," Sciences Po Economics Publications (main), HAL, number hal-03501417, Jul, DOI: 10.1016/j.red.2020.10.003.
• Bertrand Achou & Philippe de Donder & Franca Glenzer & Minjoon Lee & Marie-Louise Leroux, 2021, "Nursing home aversion post-pandemic: Implications for savings and long-term care policy," Working Papers, HAL, number hal-03429528, Nov.
• Bezabih, Mintewab & Tibesigwa, Byela & Visser, Martine, 2021, "The Adoption of Climate-Smart Practices and its Impact on Farm Income: The Case of Arid Namibia," EfD Discussion Paper, Environment for Development, University of Gothenburg, number 21-2, Feb.
• Andersen, Henrik Yde, 2021, "Pension taxation, household debt and the real economy," Nationaløkonomisk tidsskrift, Nationaløkonomisk Forening, volume 2021, issue 1, pages 1-14.
• Hermansson, Cecilia & Jonsson, Sara & Liu, Lu, 2021, "The medium is the message: learning channels, financial literacy, and stock market participation," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 21/1, Feb, revised 28 Jun 2021.
• Jeanne Lafortune & Corinne Low, 2021, "Collateralized Marriage," Working Papers, Human Capital and Economic Opportunity Working Group, number 2021-017, Apr.
• Aimatul Yumna & Joan Marta, 2021, "Understanding The Factors Influencing Banking Customers’ Financial Asset Ownership," Journal of Islamic Monetary Economics and Finance, Bank Indonesia, volume 7, issue 1, pages 107-126, February, DOI: https://doi.org/10.21098/jimf.v7i1..
• Rahmanda Muhammad Thaariq & Arif Anindita & Hafizha Dea Iftina, 2021, "The Internet Miracle: The Impact Of Internet Access On Household Saving In Indonesia," Bulletin of Monetary Economics and Banking, Bank Indonesia, volume 24, issue 2, pages 255-282, June, DOI: https://doi.org/10.21098/bemp.v24i2.
• Masagus M. Ridhwan & Jahen F. Rezki & Asep Suryahadi & Arief Ramayandi, 2021, "A The Impact Of Covid-19 Lockdowns On Household Income, Consumption, And Expectation: Evidence From High," Working Papers, Bank Indonesia, number WP/07/2021.
• Britta Augsburg & Bet Caeyers & Sara Giunti & Bansi Malde & Susanna Smets, 2021, "Labelled loans and human capital investments," IFS Working Papers, Institute for Fiscal Studies, number W21/09, Apr.
• Mariacristina De Nardi & Eric French & John Bailey Jones & Rory McGee, 2021, "Why do couples and singles save during retirement?," IFS Working Papers, Institute for Fiscal Studies, number W21/12, May.
• Britta Augsburg & Bansi Malde & Harriet Olorenshaw & Zaki Wahhaj, 2021, "To invest or not to invest in sanitation: the role of intra-household gender differences in perceptions and bargaining power," IFS Working Papers, Institute for Fiscal Studies, number W21/45, Dec.
• Asish Saha & Hock-Eam Lim & Goh-Yeok Siew, 2021, "Housing Loan Repayment Behaviour in Malaysia: An Analytical Insight," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, volume 20, issue 2, pages 141-159, September.
• Samuel Pienknagura & Christopher Evans, 2021, "Assessing Chile's Pension System: Challenges and Reform Options," IMF Working Papers, International Monetary Fund, number 2021/232, Sep.
• Luis Raúl Rodríguez-Reyes & Angel Samaniego & Mireya Pasillas, 2021, "Strategies in Retirement Fund Selection in the Mexican Retirement Market 1997-2018," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 16, issue TNEA, pages 1-16, Septiembr.
• Du Caju, Philip & Périlleux, Guillaume & Rycx, François & Tojerow, Ilan, 2021, "A Bigger House at the Cost of an Empty Fridge? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data," IZA Discussion Papers, IZA Network @ LISER, number 14193, Mar.
• Sala, Hector & Trivín, Pedro, 2021, "Reported MPC in the Presence of Debt," IZA Discussion Papers, IZA Network @ LISER, number 14210, Mar.
• Brown, Sarah & Bucciol, Alessandro & Montagnoli, Alberto & Taylor, Karl, 2021, "Financial Advice and Household Financial Portfolios," IZA Discussion Papers, IZA Network @ LISER, number 14301, Apr.
• Galdo, Jose C., 2021, "Using Bank Savings Product Design for Empowering Women and Agricultural Development," IZA Discussion Papers, IZA Network @ LISER, number 14523, Jun.
• Yan, Weibo & Nie, Peng, 2021, "Child Education-Induced Migration and Its Impact on the Economic Behaviors of Migrated Households in China," IZA Discussion Papers, IZA Network @ LISER, number 14653, Aug.
• Davoli, Maddalena & Rodríguez-Planas, Núria, 2021, "Preferences, Financial Literacy, and Economic Development," IZA Discussion Papers, IZA Network @ LISER, number 14759, Sep.
• Costa-Font, Joan & Vilaplana-Prieto, Cristina, 2021, "Biased Survival Expectations and Behaviours: Does Domain Specific Information Matter?," IZA Discussion Papers, IZA Network @ LISER, number 14876, Nov.
• Puneet Kumar & Dr. Sanjay Kumar Bansal, 2021, "Impact of Diversity Management Practices on Performance of Teachers in Higher Education Sector," Journal of Commerce and Trade, Society for Advanced Management Studies, volume 16, issue 1, pages 42-47, April.
• Naomi Hasselbank & Gavin Ooft, 2021, "What Drives Investment Decisions Of Households? Evidence From Suriname," Journal of Developing Areas, Tennessee State University, College of Business, volume 55, issue 1, pages 251-264, January-M.
• Ladd Kochman & David Bray, 2021, "Teacher Retirement Pension or 401(k) Alternative?," Atlantic Economic Journal, Springer;International Atlantic Economic Society, volume 49, issue 2, pages 255-257, June, DOI: 10.1007/s11293-021-09715-4.
• Milena Dinkova & Adriaan Kalwij & Rob Alessie, 2021, "Know More, Spend More? The Impact of Financial Literacy on Household Consumption," De Economist, Springer, volume 169, issue 4, pages 469-498, November, DOI: 10.1007/s10645-021-09391-4.
• Laurentiu-Cristian Ciobotaru & Sul Kim & Arthur Soest, 2021, "Household Preferences for Investing in Crowdfunding," De Economist, Springer, volume 169, issue 4, pages 499-522, November, DOI: 10.1007/s10645-021-09395-0.
• Helmut Stix, 2021, "Ownership and purchase intention of crypto-assets: survey results," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, volume 48, issue 1, pages 65-99, February, DOI: 10.1007/s10663-020-09499-x.
• Wookjae Heo & Jae Min Lee & Abed G. Rabbani, 2021, "Mediation Effect of Financial Education between Financial Stress and Use of Financial Technology," Journal of Family and Economic Issues, Springer, volume 42, issue 3, pages 413-428, September, DOI: 10.1007/s10834-020-09720-w.
• Dimuthu Ratnadiwakara, 2021, "Collateral Value and Strategic Default: Evidence from Auto Loans," Journal of Financial Services Research, Springer;Western Finance Association, volume 59, issue 3, pages 209-240, June, DOI: 10.1007/s10693-021-00350-3.
• Mairead Roiste & Apostolos Fasianos & Robert Kirkby & Fang Yao, 2021, "Are Housing Wealth Effects Asymmetric in Booms and Busts?," The Journal of Real Estate Finance and Economics, Springer, volume 62, issue 4, pages 578-628, May, DOI: 10.1007/s11146-020-09757-6.
• Tong-yob Nam, 2021, "Geographic Heterogeneity in Housing Market Risk and Portfolio Choice," The Journal of Real Estate Finance and Economics, Springer, volume 62, issue 4, pages 508-547, May, DOI: 10.1007/s11146-020-09762-9.
• Damian S. Damianov & Xiangdong Wang & Cheng Yan, 2021, "Google Search Queries, Foreclosures, and House Prices," The Journal of Real Estate Finance and Economics, Springer, volume 63, issue 2, pages 177-209, August, DOI: 10.1007/s11146-020-09789-y.
• Arianna Galliera & E. Elisabet Rutström, 2021, "Crowded out: Heterogeneity in risk attitudes among poor households in the US," Journal of Risk and Uncertainty, Springer, volume 63, issue 2, pages 103-132, October, DOI: 10.1007/s11166-021-09363-8.
• Charles Yuji Horioka, 2021, "Is the selfish life-cycle model more applicable in Japan and, if so, why? A literature survey," Review of Economics of the Household, Springer, volume 19, issue 1, pages 157-187, March, DOI: 10.1007/s11150-020-09511-0.
• Masanori Kuroki, 2021, "The effect of health insurance coverage on personal bankruptcy: evidence from the Medicaid expansion," Review of Economics of the Household, Springer, volume 19, issue 2, pages 429-451, June, DOI: 10.1007/s11150-020-09492-0.
• Hiroko Araki & Juan Nelson Martinez Dahbura, 2021, "The Heterogeneous Relationship Between Financial Education and Investment Behavior in Japan," Keio-IES Discussion Paper Series, Institute for Economics Studies, Keio University, number 2021-018, Sep.
• Fellner, Zita & Marosi, Anna & Szabó, Beáta, 2021, "A babaváró kölcsön hitelpiaci és reálgazdasági hatásai
  [The effects of pre-natal baby-support loans on the credit market and the real economy]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), volume 0, issue 2, pages 150-177, DOI: 10.18414/KSZ.2021.2.150.
• Havran, Dániel & Gosztonyi, Márton, 2021, "Karátos likviditásmenedzserek. Az arany ékszerek szerepe a háztartások likviditáskezelésében
  [Liquidity managers with carats. The role of gold jewellery in the liquidity management of households]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), volume 0, issue 11, pages 1141-1161, DOI: 10.18414/KSZ.2021.11.1141.
• Szanyi-Nagy, Sára & Vaskövi, Ágnes, 2021, "Hogyan élnek az európai nyugdíjasok? Egyéni szintű különbözőségek vizsgálata SHARE-adatok alapján
  [European quality of life in retirement. Analysing personal differences through SHARE data]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), volume 0, issue 12, pages 1336-1363, DOI: 10.18414/KSZ.2021.12.1336.
• Esteban Garcia-Miralles & Jonathan M. Leganza, 2021, "Public Pensions and Private Savings," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 21-06, Mar.
• Thais Laerkholm Jensen & Soeren Leth-Petersen & Ramana Nanda, 2021, "Financing Constraints, Home Equity and Selection into Entrepreneurship," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 21-10, Jun.
• Mirko Wiederholt & Christopher Roth & Johannes Wohlfart, 2021, "The Effects of Forward Guidance: Theory with Measured Expectations," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 21-16, Nov.
• Rüdiger Weber & Annika Weber & Christine Laudenbach & Johannes Wohlfart, 2021, "Beliefs About the Stock Market and Investment Choices: Evidence from a Field Experiment," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 21-17, Nov.
• Heiner Mikosch & Christopher Roth & Samad Sarferaz & Johannes Wohlfart, 2021, "Uncertainty and Information Acquisition: Evidence from Firms and Households," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 21-20, Dec.
• Ludmila Fadejeva & Olegs Tkacevs, 2021, "Are Tax-Favoured Savings Plans Effective in Raising Private Savings?," Discussion Papers, Latvijas Banka, number 2021/01, Mar.
• Luik Marc-André & Salland Jan, 2021, "Inheritance and Stockholding: The Role of Expectations," Review of Economics, De Gruyter, volume 72, issue 1, pages 1-28, April, DOI: 10.1515/roe-2021-0009.
• Glenn Abela & William Gatt, 2021, "Saving behaviour in Malta: Insights from the Household Budgetary Survey," CBM Working Papers, Central Bank of Malta, number WP/02/2021.
• Marta Somogyvari, 2021, "Financial Exclusion in the Digital Payment Space," Financial and Economic Review, Magyar Nemzeti Bank (Central Bank of Hungary), volume 20, issue 4, pages 65-85..
• Zhengqing Gui & Yangguang Huang & Xiaojian Zhao, 2021, "Financial Fraud and Investor Awareness," Monash Economics Working Papers, Monash University, Department of Economics, number 2021-06, Sep.
• Marcela Ibanez & Sebastian O. Schneider, 2023, "Income Risk, Precautionary Saving, and Loss Aversion – An Empirical Test," Discussion Paper Series of the Max Planck Institute for Behavioral Economics, Max Planck Institute for Behavioral Economics, number 2023_06, Jun.
• Elisa Darriet & Marianne Guille & Jean-Christophe Vergnaud, 2021, "Financial Literacy and Numeracy," Documents de travail du Centre d'Economie de la Sorbonne, Université Panthéon-Sorbonne (Paris 1), Centre d'Economie de la Sorbonne, number 21031, Oct.
• Philip Du Caju & Guillaume Périlleux & François Rycx & lan Tojerow, 2021, "A bigger house at the cost of an empty fridge? The effect of households’ indebtedness on their consumption:Micro-evidence using Belgian HFCS data," Working Paper Research, National Bank of Belgium, number 397, Mar.
• Marina Emiris & François Koulischer, 2021, "Low interest rates and the distribution of household debt," Working Paper Research, National Bank of Belgium, number 398, Mar.
• Supreet Kaur & Sendhil Mullainathan & Suanna Oh & Frank Schilbach, 2021, "Do Financial Concerns Make Workers Less Productive?," NBER Working Papers, National Bureau of Economic Research, Inc, number 28338, Jan.
• Jason Scott & John B. Shoven & Sita Slavov & John G. Watson, 2021, "Is Automatic Enrollment Consistent with a Life Cycle Model?," NBER Working Papers, National Bureau of Economic Research, Inc, number 28396, Jan.
• John Chalmers & Olivia S. Mitchell & Jonathan Reuter & Mingli Zhong, 2021, "Auto-Enrollment Retirement Plans for the People: Choices and Outcomes in OregonSaves," NBER Working Papers, National Bureau of Economic Research, Inc, number 28469, Feb.
• Thomas J. Sargent & Neng Wang & Jinqiang Yang, 2021, "Stochastic Earnings Growth and Equilibrium Wealth Distributions," NBER Working Papers, National Bureau of Economic Research, Inc, number 28473, Mar.
• Vanya Horneff & Raimond Maurer & Olivia S. Mitchell, 2021, "Do Required Minimum Distribution 401(k) Rules Matter, and For Whom? Insights from a Lifecycle Model," NBER Working Papers, National Bureau of Economic Research, Inc, number 28490, Feb.
• Asaf Bernstein & Peter Koudijs, 2021, "The Mortgage Piggy Bank: Building Wealth through Amortization," NBER Working Papers, National Bureau of Economic Research, Inc, number 28574, Mar.
• David McKenzie & Aakash Mohpal & Dean Yang, 2021, "Aspirations and Financial Decisions: Experimental Evidence from the Philippines," NBER Working Papers, National Bureau of Economic Research, Inc, number 28607, Mar.
• Lasse Brune & Eric Chyn & Jason T. Kerwin, 2021, "Pay Me Later: Savings Constraints and the Demand for Deferred Payments," NBER Working Papers, National Bureau of Economic Research, Inc, number 28611, Mar.
• Olivia S. Mitchell & Robert L. Clark & Annamaria Lusardi, 2021, "What Explains Low Old-Age Income? Evidence from the Health and Retirement Study," NBER Working Papers, National Bureau of Economic Research, Inc, number 28721, Apr.
• Tabea Bucher-Koenen & Rob J. Alessie & Annamaria Lusardi & Maarten van Rooij, 2021, "Fearless Woman: Financial Literacy and Stock Market Participation," NBER Working Papers, National Bureau of Economic Research, Inc, number 28723, Apr.
• Jialan Wang & Kathleen Burke, 2021, "The Effects of Disclosure and Enforcement on Payday Lending in Texas," NBER Working Papers, National Bureau of Economic Research, Inc, number 28765, May.
• Stephen L. Ross & Yuan Wang, 2021, "Mortgage Lenders and the Geographic Concentration of Foreclosures," NBER Working Papers, National Bureau of Economic Research, Inc, number 28781, May.
• Hunt Allcott & Joshua J. Kim & Dmitry Taubinsky & Jonathan Zinman, 2021, "Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending," NBER Working Papers, National Bureau of Economic Research, Inc, number 28799, May.
• Yuanyuan Deng & Hanming Fang & Katja Hanewald & Shang Wu, 2021, "Delay the Pension Age or Adjust the Pension Benefit? Implications for Labor Supply and Individual Welfare in China," NBER Working Papers, National Bureau of Economic Research, Inc, number 28897, Jun.
• Orazio Attanasio & Agnes Kovacs & Patrick Moran, 2021, "Temptation and Incentives to Wealth Accumulation," NBER Working Papers, National Bureau of Economic Research, Inc, number 28938, Jun.
• Paolina C. Medina & Michaela Pagel, 2021, "Does Saving Cause Borrowing? Implications for the Co-Holding Puzzle," NBER Working Papers, National Bureau of Economic Research, Inc, number 28956, Jun.
• Scott R. Baker & Lorenz Kueng, 2021, "Household Financial Transaction Data," NBER Working Papers, National Bureau of Economic Research, Inc, number 29027, Jul.
• Michael J. Gropper & Camelia M. Kuhnen, 2021, "Wealth and Insurance Choices: Evidence from US Households," NBER Working Papers, National Bureau of Economic Research, Inc, number 29069, Jul.
• David Laibson & Peter Maxted & Benjamin Moll, 2021, "Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy," NBER Working Papers, National Bureau of Economic Research, Inc, number 29094, Jul.
• Lance Lochner & Qian Liu & Martin Gervais, 2021, "Return on Student Loans in Canada," NBER Working Papers, National Bureau of Economic Research, Inc, number 29130, Aug.
• Constantine Yannelis & Anthony Lee Zhang, 2021, "Competition and Selection in Credit Markets," NBER Working Papers, National Bureau of Economic Research, Inc, number 29169, Aug.
• Anthony A. DeFusco & Huan Tang & Constantine Yannelis, 2021, "Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets," NBER Working Papers, National Bureau of Economic Research, Inc, number 29270, Sep.
• Gabriel Garber & Atif R. Mian & Jacopo Ponticelli & Amir Sufi, 2021, "Consumption Smoothing or Consumption Binging? The effects of government-led consumer credit expansion in Brazil," NBER Working Papers, National Bureau of Economic Research, Inc, number 29386, Oct.
• Benjamin L. Collier & Cameron Ellis & Benjamin J. Keys, 2021, "The Cost of Consumer Collateral: Evidence from Bunching," NBER Working Papers, National Bureau of Economic Research, Inc, number 29527, Nov.
• Valentina Brailovskaya & Pascaline Dupas & Jonathan Robinson, 2021, "Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi," NBER Working Papers, National Bureau of Economic Research, Inc, number 29573, Dec.
• Evlakhova, Yu. & Alifanova, E. & Tregubova, A., 2021, "Banks behavior patterns as a response to the population financial activity in the macroeconomic shocks in Russia," Journal of the New Economic Association, New Economic Association, volume 50, issue 2, pages 74-95, DOI: 10.31737/2221-2264-2021-50-2-4.
• Ilirjana Zyberi, 2021, "Factors Affecting the Image of E-banking Customers in Albania (The Case of Gjirokastra Region)," Godishnik na UNSS, University of National and World Economy, Sofia, Bulgaria, issue 2, pages 147–157-1, December.
• Malgorzata Grzywinska-Rapca & Nelson Duarte & Marcin Janusz, 2021, "Housing Situation Of Students During The Covid-19 Pandemic - A Case Study From Poland And Portugal," OLSZTYN ECONOMIC JOURNAL, University of Warmia and Mazury in Olsztyn, Faculty of Economic Sciences, volume 16, issue 2, pages 169-180, December, DOI: https://doi.org/10.31648/oej.7823.
• Aleksandra Riedl, 2021, "Are CESEE borrowers at risk? COVID-19 implications in a stress test analysis," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1/21, pages 37-53.
• Katharina Allinger & Elisabeth Beckmann, 2021, "Use of loan moratoria by CESEE households: who are the users and how vulnerable are they?," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue Q3/21, pages 7-33.