Research classified by Journal of Economic Literature (JEL) codes

2013

• Pierre-Andre Chiappori & Krislert Samphantharak & Sam Schulhofer-Wohl & Robert M. Townsend, 2013, "Heterogeneity and risk sharking in village economies," Staff Report, Federal Reserve Bank of Minneapolis, number 483.
• Meta Brown & John Grigsby & Wilbert Van der Klaauw & Jaya Wen & Basit Zafar, 2013, "Financial education and the debt behavior of the young," Staff Reports, Federal Reserve Bank of New York, number 634, Sep.
• Robert M. Hunt & Keith Wardrip, 2013, "Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 13-4, Dec.
• Julia A. German, 2013, "The Gender Issue in Modern Pension Models," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 1, pages 95-102, March.
• Najat El Mekkaoui de Freitas & Bérangère Legendre & Gordon Clark, 2013, "Individual Private Retirement Insurances: holding behaviours among pensioners," Post-Print, HAL, number hal-00951881.
• Régis Blazy & Bertrand Chopard & Eric Langlais & Ydriss Ziane, 2013, "L'effacement des dettes des particuliers surendettés : une étude empirique des décisions judicaires," Post-Print, HAL, number hal-01385983.
• Tobias Broer, 2013, "The Wrong Shape of Insurance? What Cross-Sectional Distributions Tell Us about Models of Consumption Smoothing," Post-Print, HAL, number hal-04490051, Oct, DOI: 10.1257/mac.5.4.107.
• Felipe Kast & Dina Pomeranz, 2013, "Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile," Harvard Business School Working Papers, Harvard Business School, number 14-001, Jul, revised Jun 2014.
• Jansson, Thomas, 2013, "Housing Choices and Labor Income Risk," Working Paper Series, Sveriges Riksbank (Central Bank of Sweden), number 272, Aug.
• Gyllenram, André & Hanes, Niklas & Hellström, Jörgen, 2013, "The Influence of Non-Cognitive and Cognitive Ability on Individuals’ Stock Market Participation," Umeå Economic Studies, Umeå University, Department of Economics, number 866, Sep.
• Maria Semenova & Victoria Rodina, 2013, "Informal loans in Russia: credit rationing or borrower’s choice?," HSE Working papers, National Research University Higher School of Economics, number WP BRP 14/FE/2013.
• Lance Lochner & Todd Stinebrickner & Utku Suleymanoglu, 2013, "The Importance of Financial Resources for Student Loan Repayment," Working Papers, Human Capital and Economic Opportunity Working Group, number 2013-020, Dec.
• Bordalo, Pedro & Gennaioli, Nicola & Shleifer, Andrei, 2013, "Salience and Asset Prices," Scholarly Articles, Harvard University Department of Economics, number 11688793.
• Justin van de Ven, 2013, "The Influence of Decision Costs on Investments in Indivudual Savings Accounts," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2013n19, Jun.
• Monika Halan & Renuka Sane & Susan Thomas, 2013, "Estimating losses to customers on account of mis-selling life insurance policies in India," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-007, Apr.
• Renuka Sane & Susan Thomas, 2013, "The real cost of credit constraints: Evidence from micro-finance," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-013, Jul.
• Renuka Sane & Susan Thomas, 2013, "In search of inclusion: informal sector participation in a voluntary, defined contribution pension system," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-022, Oct.
• Elisabete Santos & Margarida Abreu, 2013, "Financial Literacy, Financial Behaviour and Individuals’ Over-indebtedness," Working Papers Department of Economics, ISEG - Lisbon School of Economics and Management, Department of Economics, Universidade de Lisboa, number 2013/11, Jul.
• Iñigo Iturbe-Ormaetxe Kortajarene & Giovanni Ponti & Josefa Tomás, 2013, "Myopic Loss Aversion under Ambiguity and Gender Effects," Working Papers. Serie AD, Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie), number 2013-05, Jul.
• Bracke, Philippe & Hilber, Christian & Silva, Olmo, 2013, "Homeownership and Entrepreneurship: The Role of Commitment and Mortgage Debt," IZA Discussion Papers, IZA Network @ LISER, number 7417, May.
• Koning, Pierre, 2013, "Making Work Pay for the Indebted: The Effect of Debt Services on the Exit Rates of Unemployed Individuals," IZA Discussion Papers, IZA Network @ LISER, number 7873, Dec.
• Michael Ziegelmeyer & Julius Nick, 2013, "Backing out of private pension provision: lessons from Germany," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, volume 40, issue 3, pages 505-539, August, DOI: 10.1007/s10663-013-9220-4.
• Ralf Gerhardt & Steffen Meyer, 2013, "The effect of personal portfolio reporting on private investors," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, volume 27, issue 3, pages 257-273, September, DOI: 10.1007/s11408-013-0214-9.
• Ashok Mishra & Hiroki Uematsu & J. Matthew Fannin, 2013, "Measuring precautionary wealth using cross-sectional data: the case of farm households," Review of Economics of the Household, Springer, volume 11, issue 1, pages 131-141, March, DOI: 10.1007/s11150-011-9139-0.
• Sylwia Hubar & Christos Koulovatianos & Jian Li, 2013, "Analytical Guidance for Fitting Parsimonious Household-Portfolio Models to Data," DEM Discussion Paper Series, Department of Economics at the University of Luxembourg, number 13-16.
• Anja Koebrich Leon, 2013, "Religion and Economic Outcomes – Household Savings Behavior in the USA," Working Paper Series in Economics, University of Lüneburg, Institute of Economics, number 268, Apr.
• Anja Koebrich Leon & Christian Pfeifer, 2013, "Religious Activity, Risk Taking Preferences, and Financial Behaviour: Empirical Evidence from German Survey Data," Working Paper Series in Economics, University of Lüneburg, Institute of Economics, number 269, Apr.
• Martin Fochmann & Joachim Weimann, 2013, "The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment," FinanzArchiv: Public Finance Analysis, Mohr Siebeck, Tübingen, volume 69, issue 4, pages 511-542, December, DOI: 10.1628/001522108X675692.
• Wasana Karunarathne & John Gibson, 2013, "Financial Literacy and Remittance Behaviour of Skilled and Unskilled Immigrant Groups in Australia," Department of Economics - Working Papers Series, The University of Melbourne, number 1170.
• Vanya Horneff & Raimond Maurer & Olivia S. Mitchell & Ralph Rogalla, 2013, "Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection," Working Papers, University of Michigan, Michigan Retirement Research Center, number wp286, Jun.
• Tullio Jappelli & Marco Pagano & Marco Di Maggio, 2013, "Households' indebtedness and financial fragility," Journal of Financial Management, Markets and Institutions, Società editrice il Mulino, issue 1, pages 23-46, January.
• Gh. Poullet, 2013, "Real estate wealth by institutional sector," Economic Review, National Bank of Belgium, issue i, pages 79-93, June.
• Ph. Du Caju, 2013, "Structure and distribution of household wealth: An analysis based on the HFCS," Economic Review, National Bank of Belgium, issue ii, pages 41-62, September.
• Olympia Bover & Jose Maria Casado & Sonia Costa & Philip Du Caju & Yvonne McCarthy & Eva Sierminska & Panagiota Tzamourani & Ernesto Villanueva & Tibor Zavadil, 2013, "The distribution of debt across euro area countries: The role of individual characteristics, institutions and credit conditions," Working Paper Research, National Bank of Belgium, number 252, Dec.
• Rajashri Chakrabarti & Donghoon Lee & Wilbert van der Klaauw & Basit Zafar, 2013, "Household Debt and Saving during the 2007 Recession," NBER Chapters, National Bureau of Economic Research, Inc, "Measuring Wealth and Financial Intermediation and Their Links to the Real Economy".
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian, 2014, "Who Uses the Roth 401(k), and How Do They Use It?," NBER Chapters, National Bureau of Economic Research, Inc, "Discoveries in the Economics of Aging".
• Stephen G. Dimmock & Roy Kouwenberg & Olivia S. Mitchell & Kim Peijnenburg, 2013, "Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence," NBER Working Papers, National Bureau of Economic Research, Inc, number 18743, Jan.
• Justine S. Hastings & Ali Hortaçsu & Chad Syverson, 2013, "Sales Force and Competition in Financial Product Markets: The Case Of Mexico’s Social Security Privatization," NBER Working Papers, National Bureau of Economic Research, Inc, number 18881, Mar.
• Julie Agnew & Joshua Hurwitz, 2013, "Financial Education and Choice in State Public Pension Systems," NBER Working Papers, National Bureau of Economic Research, Inc, number 18907, Mar.
• Victor Stango & Jonathan Zinman, 2013, "Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs," NBER Working Papers, National Bureau of Economic Research, Inc, number 19069, May.
• Emel Filiz-Ozbay & Jonathan Guryan & Kyle Hyndman & Melissa Schettini Kearney & Erkut Y. Ozbay, 2013, "Do Lottery Payments Induce Savings Behavior: Evidence from the Lab," NBER Working Papers, National Bureau of Economic Research, Inc, number 19130, Jun.
• Tomás Rau & Eugenio Rojas & Sergio Urzúa, 2013, "Loans for Higher Education: Does the Dream Come True?," NBER Working Papers, National Bureau of Economic Research, Inc, number 19138, Jun.
• Mariacristina De Nardi & Eric French & John Bailey Jones, 2013, "Medicaid Insurance in Old Age," NBER Working Papers, National Bureau of Economic Research, Inc, number 19151, Jun.
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian, 2013, "Who Uses the Roth 401(k), and How Do They Use It?," NBER Working Papers, National Bureau of Economic Research, Inc, number 19193, Jul.
• Vanya Horneff & Raimond Maurer & Olivia S. Mitchell & Ralph Rogalla, 2013, "Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection," NBER Working Papers, National Bureau of Economic Research, Inc, number 19206, Jul.
• Felix Reichling & Kent Smetters, 2013, "Optimal Annuitization with Stochastic Mortality Probabilities," NBER Working Papers, National Bureau of Economic Research, Inc, number 19211, Jul.
• John B. Shoven & Sita Nataraj Slavov, 2013, "Recent Changes in the Gains from Delaying Social Security," NBER Working Papers, National Bureau of Economic Research, Inc, number 19370, Aug.
• James Andreoni & Michael A. Kuhn & Charles Sprenger, 2013, "On Measuring Time Preferences," NBER Working Papers, National Bureau of Economic Research, Inc, number 19392, Aug.
• Russell Cooper & Guozhong Zhu, 2013, "Household Finance: Education, Permanent Income and Portfolio Choice," NBER Working Papers, National Bureau of Economic Research, Inc, number 19455, Sep.
• Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel, 2013, "Regulating Consumer Financial Products: Evidence from Credit Cards," NBER Working Papers, National Bureau of Economic Research, Inc, number 19484, Sep.
• Keith M. Marzilli Ericson & Amanda Starc, 2013, "How Product Standardization Affects Choice: Evidence from the Massachusetts Health Insurance Exchange," NBER Working Papers, National Bureau of Economic Research, Inc, number 19527, Oct.
• Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff, 2013, "Predatory Lending and the Subprime Crisis," NBER Working Papers, National Bureau of Economic Research, Inc, number 19550, Oct.
• Sumit Agarwal & Itzhak Ben-David & Vincent Yao, 2013, "Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market," NBER Working Papers, National Bureau of Economic Research, Inc, number 19606, Oct.
• Jonathan Zinman, 2013, "Consumer Credit: Too Much or Too Little (or Just Right)?," NBER Working Papers, National Bureau of Economic Research, Inc, number 19682, Nov.
• Hugh Hoikwang Kim & Raimond Maurer & Olivia S. Mitchell, 2013, "Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management," NBER Working Papers, National Bureau of Economic Research, Inc, number 19732, Dec.
• Nidia García & Andrea Grifoni & Juan Carlos López & Diana Mejía, 2013, "Financial Education in Latin America and the Caribbean: Rationale, Overview and Way Forward," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 33, Aug, DOI: 10.1787/5k41zq7hp6d0-en.
• Adele Atkinson & Flore-Anne Messy, 2013, "Promoting Financial Inclusion through Financial Education: OECD/INFE Evidence, Policies and Practice," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 34, Oct, DOI: 10.1787/5k3xz6m88smp-en.
• Elisabeth Beckmann & Mariya Hake & Jarmila Urvová, 2013, "Determinants of Households’ Savings in Central, Eastern and Southeastern Europe," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 3, pages 8-29.
• Elisabeth Beckmann & Isabella Moder, 2013, "Households’ Expectations and Macroeconomic Outcomes – Evidence from the Euro Survey," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 65-76.
• Nicolas Albacete & Peter Lindner, 2013, "Household Vulnerability in Austria – A Microeconomic Analysis Based on the Household Finance and Consumption Survey," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), issue 25, pages 57-73.
• Pirmin Fessler & Martin Schürz, 2013, "Cross-Country Comparability of the Eurosystem Household Finance and Consumption Survey," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 2, pages 29-50.
• Branko Matic & Hrvoje Serdarusic & Maja Vretenar Cobovic, 2013, "The Impact Of Financial Population Education On Managing Personal Finances," Interdisciplinary Management Research, Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia, volume 9, pages 503-511.
• Irina A. Telyukova, 2013, "Household Need for Liquidity and the Credit Card Debt Puzzle," The Review of Economic Studies, Review of Economic Studies Ltd, volume 80, issue 3, pages 1148-1177.
• Sule Alan & Gyongyi Loranth, 2013, "Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment," The Review of Financial Studies, Society for Financial Studies, volume 26, issue 9, pages 2353-2374.
• Nicodim Liliana & Tileagã Cosmin, 2013, "Analysis of the Impacts of Foreign Currency SavingsAbstract:Studying the ways of training, of the influence factors and of the ways to place people's savings by making such research, offers the possibility of scientific development and reasoning of t," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, volume 0, issue 2, pages 653-657, May.
• Collin Raymond & Daniel J. Benjamin & Matthew Rabin, 2013, "A Model of Non-Belief in the Law of Large Numbers," Economics Series Working Papers, University of Oxford, Department of Economics, number 672, Sep.
• John Gathergood, 2013, "personal debt and psychological health," The New Palgrave Dictionary of Economics, Palgrave Macmillan, chapter 1, in: Steven N. Durlauf & Lawrence E. Blume.
• Bista, Raghu, 2013, "Environmental Investment in Community Forest Management (CFM): Its effects on Social Protection of the poor households of Mid Hill Nepal," MPRA Paper, University Library of Munich, Germany, number 100280, Jan, revised 13 Jan 2013.
• Spataro, Luca & Corsini, Lorenzo, 2013, "Endogenous financial literacy, saving and stock market participation," MPRA Paper, University Library of Munich, Germany, number 44342, Feb.
• Gasiorowska, Agata, 2013, "Skala Postaw Wobec Pieniędzy SPP: Konstrukcja i walidacja narzędzia pomiarowego
  [Money Attitudes Questionnaire MAQ: Development and validation of measurement scale]," MPRA Paper, University Library of Munich, Germany, number 46515.
• Cai, Jing & Song, Changcheng, 2013, "Do Hypothetical Experiences Affect Real Financial Decisions? Evidence from Insurance Take-up," MPRA Paper, University Library of Munich, Germany, number 46862, May.
• Cai, Jing, 2013, "The Impact of Insurance Provision on Households’ Production and Financial Decisions," MPRA Paper, University Library of Munich, Germany, number 46864, May.
• Gasiorowska, Agata, 2013, "Skrócona wersja Skali Postaw Wobec Pieniędzy SPP-25. Dobór pozycji i walidacja narzędzia
  [Short version of Money Attitudes Questionnaire. Items selection and scale validation]," MPRA Paper, University Library of Munich, Germany, number 48169, Jan, revised Apr 2013.
• Raval, Vishvesh & Vyas, Khyati, 2013, "Financial freedom experience of Indian Male and Female Executives," MPRA Paper, University Library of Munich, Germany, number 49460, Sep.
• Janda, Karel & Turbat, Batbayar, 2013, "Factors Influencing Portfolio Yield of Microfinance Institutions in Central Asia," MPRA Paper, University Library of Munich, Germany, number 49549, Sep.
• Rahajeng, DIAN, 2013, "The Role of Islamic Banking System as the Milestone towards Indonesia Micro Economy Development," MPRA Paper, University Library of Munich, Germany, number 50465, Sep.
• Campiglio, Luigi Pierfranco, 2013, "Famiglia e pressione fiscale
  [Households and tax burden in Italy: 1991-2012]," MPRA Paper, University Library of Munich, Germany, number 50592, Oct.
• Polterovich, Victor & Starkov, Oleg & Ilinskiy, Dmitry, 2013, "Разработка И Исследование Ссудо-Сберегательных Программ Ипотечного Кредитования: Динамическая Модель
  [Designing and Analyzing the Programs of Contractual Savings for Housing: а Dynamic Model]," MPRA Paper, University Library of Munich, Germany, number 52719, Nov.
• Cebula, Richard & Foley, Maggie, 2013, "Teaching the Economics of Income Tax Evasion," MPRA Paper, University Library of Munich, Germany, number 56784, Mar.
• Tomáš Cipra, 2013, "Some Annuity Problems in the Framework of Czech Pension Systems," Prague Economic Papers, Prague University of Economics and Business, volume 2013, issue 3, pages 307-323, DOI: 10.18267/j.pep.454.
• Emmanuel Farhi & Ivan Werning, , "Estate Taxation with Altruism Heterogeneity," Working Paper, Harvard University OpenScholar, number 71016.
• Alisdair McKay, 2013, "Online Appendix to "Search for Financial Returns and Social Security Privatization"," Online Appendices, Review of Economic Dynamics, number 12-80.
• Galina Vereshchagina, 2013, "Code files for "Preferences for Risk in Dynamic Models with Adjustment Costs Corresponding"," Computer Codes, Review of Economic Dynamics, number 11-155, revised .
• Alisdair McKay, 2013, "Search for Financial Returns and Social Security Privatization," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, volume 16, issue 2, pages 253-270, April, DOI: 10.1010/j.red.2013.01.001.
• Igor Livshits & Natalia Kovrijnykh, 2013, "Screening as a Unified Theory of Delinquency, Renegotiation and Bankruptcy," 2013 Meeting Papers, Society for Economic Dynamics, number 1014.
• Alp Simsek & Anton Korinek, 2013, "Liquidity Trap and Excessive Leverage," 2013 Meeting Papers, Society for Economic Dynamics, number 1369.
• Noam Yuchtman & Florian Ederer & Bruno Ferman & Leonardo Bursztyn, 2013, "Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment," 2013 Meeting Papers, Society for Economic Dynamics, number 222.
• S. Viswanathan & Adriano Rampini, 2013, "Household risk management," 2013 Meeting Papers, Society for Economic Dynamics, number 647.
• Xavier Gine & James Vickery & Shawn Cole, 2013, "How Does Risk Management Influence Production Decisions? Evidence From a Field Experiment," 2013 Meeting Papers, Society for Economic Dynamics, number 676.
• Marianna Brunetti & Rocco Ciciretti & Ljubica Djordjevic, 2015, "The Determinants of Household's Bank Switching," Working Paper series, Rimini Centre for Economic Analysis, number 15-24, Jul.
• Ludmila Nivorozhkina & Lilia Ovcharova & Tatiana Sinyavskaya, 2013, "Econometric modeling risk of consumer loans," Applied Econometrics, Russian Presidential Academy of National Economy and Public Administration (RANEPA), volume 30, issue 2, pages 65-76.
• Anne-Sophie Bergerès & Philippe D'Astous & Georges Dionne, 2013, "Is there any dependence between consumer credit line utilization and default probability on a term loan? Evidence from bank-level data," Working Papers, HEC Montreal, Canada Research Chair in Risk Management, number 11-3, Feb.
• Vincenzo Atella & Agar Brugiavini & Noemi Pace, 2013, "The health care system reform in China: effects on out-of-pocket expenses and saving," CEIS Research Paper, Tor Vergata University, CEIS, number 296, Oct, revised 22 Oct 2013.
• James Marton & Stephen A. Woodbury, 2013, "Retiree Health Benefits as Deferred Compensation," Public Finance Review, , volume 41, issue 1, pages 64-91, January, DOI: 10.1177/1091142112449375.
• Łukasz Gębski, 2013, "Nadmierne zadłużenie gospodarstw domowych – problem finansowo-prawny czy społeczny?," Gospodarka Narodowa. The Polish Journal of Economics, Warsaw School of Economics, issue 4, pages 83-108.
• Anna Szymanska, 2013, "Upadlosc konsumencka w wybranych krajach Unii Europejskiej a kryzys gospodarczy. (Consumer bankruptcy in selected European Union Member Countries in relation to the economic crisis.)," Problemy Zarzadzania, University of Warsaw, Faculty of Management, volume 11, issue 40, pages 54-67.
• John Shoven & Sita Slavov, 2013, "Recent Changes In The Gains From Delaying Social Security," Discussion Papers, Stanford Institute for Economic Policy Research, number 13-019, Dec.
• Miguel Ampudia Fraile, 2013, "Stockholding in Spain," SERIEs: Journal of the Spanish Economic Association, Springer;Spanish Economic Association, volume 4, issue 4, pages 415-435, November, DOI: 10.1007/s13209-013-0099-x.
• Sebastian Lobe & Christoph Schmidhammer & Jennifer Pickel, 2013, "Don’t Cry for Me Germania?," Schmalenbach Journal of Business Research, Springer, volume 65, issue 7, pages 688-706, December, DOI: 10.1007/BF03372889.
• Andreas Fagereng & Charles Gottlieb & Luigi Guiso, 2013, "Asset market participation and portfolio choice over the life-cycle," Discussion Papers, Statistics Norway, Research Department, number 758, Oct.
• Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen L. & Slonim, Robert, 2013, "Savings and Prize-Linked Savings Accounts," Working Papers, University of Sydney, School of Economics, number 2013-12, Jun.
• Christoph Kneiding & Alexander S. Kritikos, 2013, "Funding self-employment -- the role of consumer credit," Applied Economics, Taylor & Francis Journals, volume 45, issue 13, pages 1741-1749, May, DOI: 10.1080/00036846.2011.637895.
• Dorothee Crayen & Christa Hainz & Christiane St�h de Mart�nez, 2013, "Remittances, Banking Status and the Usage of Insurance Schemes," Journal of Development Studies, Taylor & Francis Journals, volume 49, issue 6, pages 861-875, June, DOI: 10.1080/00220388.2013.777706.
• Trina R. Williams Shanks & Lewis Mandell & Deborah Adams, 2013, "Financial Education and Financial Access: Lessons Learned from Child Development Account Research," Innovations: Technology, Governance, Globalization, MIT Press, volume 8, issue 1-2, pages 159-175, October.
• Barry Scholnick, 2013, "Consumption Smoothing after the Final Mortgage Payment: Testing the Magnitude Hypothesis," The Review of Economics and Statistics, MIT Press, volume 95, issue 4, pages 1444-1449, October.
• Onafowokan O. Oluyombo, 2013, "Impact Of Cooperative Societies Savings Scheme In Rural Finance: Some Evidence From Nigeria," Economic Review: Journal of Economics and Business, University of Tuzla, Faculty of Economics, volume 11, issue 1, pages 77-88.
• Can, B. & Erdem, O., 2013, "Present-bias in different income groups," Research Memorandum, Maastricht University, Graduate School of Business and Economics (GSBE), number 008, Jan, DOI: 10.26481/umagsb.2013008.
• Salamanca, N. & de Grip, A. & Sleijpen, O.C.H.M., 2013, "How individuals react to defined benefit pension risk," Research Memorandum, Maastricht University, Graduate School of Business and Economics (GSBE), number 046, Jan, DOI: 10.26481/umagsb.2013046.
• Salamanca, N. & de Grip, A. & Fouarge, D. & Montizaan, R.M., 2013, "Locus of control and investment in risky assets," Research Memorandum, Maastricht University, Graduate School of Business and Economics (GSBE), number 052, Jan, DOI: 10.26481/umagsb.2013052.
• Salamanca Acosta, N. & de Grip, A. & Sleijpen, O.C.H.M., 2013, "How individuals react to defined benefit pension risk," ROA Research Memorandum, Maastricht University, Research Centre for Education and the Labour Market (ROA), number 015, Jan, DOI: 10.26481/umaror.2013015.
• Salamanca Acosta, N. & de Grip, A. & Fouarge, D. & Montizaan, R.M., 2013, "Locus of control and investment in risky assets," ROA Research Memorandum, Maastricht University, Research Centre for Education and the Labour Market (ROA), number 016, Jan, DOI: 10.26481/umaror.2013016.
• Brown, Martin & Hoffmann, Matthias, 2013, "Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland," Working Papers on Finance, University of St. Gallen, School of Finance, number 1310, Aug, revised Jun 2015.
• Brown, Martin & Guin, Benjamin & Morkoetter, Stefan, 2013, "Deposit Withdrawals from Distressed Commercial Banks: The Importance of Switching Costs," Working Papers on Finance, University of St. Gallen, School of Finance, number 1319, Nov, revised Dec 2017.
• Hazel Bateman & Isabella Dobrescu & Ben R. Newell & Andreas Ortmann & Susan Thorp, 2013, "As Easy as Pie: How Retirement Savers use Prescribed Investment Disclosures," Research Paper Series, Quantitative Finance Research Centre, University of Technology, Sydney, number 326, Mar.
• Lance Lochner & Todd Stinebrickner & Utky Suleymanoglu, 2013, "The Importance of Financial Resources for Student Loan Repayment," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers, University of Western Ontario, Centre for Human Capital and Productivity (CHCP), number 20137.
• Alessandro Bucciol & Luca Zarri, 2013, "Financial Risk Aversion and Personal Life History," Working Papers, University of Verona, Department of Economics, number 05/2013, Feb.
• Michael P. Cameron & Richard Calderwood & Ashleigh Cox & Steven Lim & Michio Yamaoka, 2013, "Personal Financial Literacy Among High School Students in New Zealand, Japan and the United States," Working Papers in Economics, University of Waikato, number 13/04, Mar.
• Michael P. Cameron & Richard Calderwood & Ashleigh Cox & Steven Lim & Michio Yamaoka, 2013, "Factors Associated with Financial Literacy among High School Students," Working Papers in Economics, University of Waikato, number 13/05, Mar.
• Berg,Gunhild & Zia,Bilal Husnain, 2013, "Harnessing emotional connections to improve financial decisions : evaluating the impact of financial education in mainstream media," Policy Research Working Paper Series, The World Bank, number 6407, Apr.
• Cole,Shawn A. & Gine,Xavier & Vickery,James, 2013, "How does risk management influence production decisions? evidence from a field experiment," Policy Research Working Paper Series, The World Bank, number 6546, Jul.
• Edlira Narazani, 2013, "A Micro Level Perspective of Euroization in Albania," wiiw Balkan Observatory Working Papers, The Vienna Institute for International Economic Studies, wiiw, number 109, Feb.
• Yiing Jia Loke & Steven T. Yen & Andrew K. G. Tan, 2013, "Credit Card Ownership And Debt Status In Malaysia," The Singapore Economic Review (SER), World Scientific Publishing Co. Pte. Ltd., volume 58, issue 03, pages 1-26, DOI: 10.1142/S0217590813500161.
• Alstadsæter, Annette & Jacob, Martin, 2013, "The effect of awareness and incentives on tax evasion," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 147.
• Krupkina, Anna & Ponomarenko, Alexey, 2013, "Money demand models for Russia: A sectoral approach," BOFIT Discussion Papers, Bank of Finland Institute for Emerging Economies (BOFIT), number 31/2013.
• Podlech, Nils, 2013, "Die Auswirkungen des Steuersystemwechsels vom Halbeinkünfteverfahren zur Abgeltungssteuer auf die Ausschüttungspolitik von Unternehmen," Manuskripte aus den Instituten für Betriebswirtschaftslehre der Universität Kiel, Christian-Albrechts-Universität zu Kiel, Institut für Betriebswirtschaftslehre, number 655.
• Cici, Gjergji & Kempf, Alexander & Sorhage, Christoph, 2013, "Are financial advisors useful? Evidence from tax-motivated mutual fund flows," CFR Working Papers, University of Cologne, Centre for Financial Research (CFR), number 12-09 [rev.2].
• Kim, Hugh H. & Maurer, Raimond & Mitchell, Olivia S., 2013, "Time is money: Life cycle rational inertia and delegation of investment management," CFS Working Paper Series, Center for Financial Studies (CFS), number 2013/08.
• Podlech, Nils, 2013, "Die Auswirkungen des Steuersystemwechsels vom Halbeinkünfteverfahren zur Abgeltungssteuer auf die Ausschüttungspolitik von Unternehmen," EconStor Preprints, ZBW - Leibniz Information Centre for Economics, number 75274.
• Gottschalch, Sören, 2013, "Urbanization in China and how urban housing demand can be met," IPE Working Papers, Berlin School of Economics and Law, Institute for International Political Economy (IPE), number 27/2013.
• Calvet, Laurent E. & Sodini, Paolo, 2013, "Twin picks: Disentangling the determinants of risk-taking in household portfolios," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 13, DOI: 10.2139/ssrn.2244168.
• Kraft, Holger & Munk, Claus & Seifried, Frank Thomas & Wagner, Sebastian, 2013, "Consumption habits and humps," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 15, DOI: 10.2139/ssrn.2259613.
• Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta, 2013, "The effects of financial literacy training: Evidence from a field experiment in German high schools," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order, Verein für Socialpolitik / German Economic Association, number 79744.
• Klos, Alexander & Rottke, Simon, 2013, "Saving and Consumption When Children Move Out," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order, Verein für Socialpolitik / German Economic Association, number 79786.
• Kirchkamp, Oliver & Prömpers, Henning, 2013, "Discharge of residual debt: Do private and institutional lenders differ?," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order, Verein für Socialpolitik / German Economic Association, number 79851.
• Dick, Christian D. & Jaroszek, Lena M., 2013, "Knowing what not to do: Financial literacy and consumer credit choices," ZEW Discussion Papers, ZEW - Leibniz Centre for European Economic Research, number 13-027.

2012

• Kast, Felipe & Meier, Stephan & Pomeranz, Dina, 2012, "Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device," IZA Discussion Papers, IZA Network @ LISER, number 6311, Jan.
• Apps, Patricia & Andrienko, Yuri & Rees, Ray, 2012, "Risk and Saving in Two-Person Households: More Scope for Precautionary Saving," IZA Discussion Papers, IZA Network @ LISER, number 6824, Aug.
• Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen L. & Slonim, Robert, 2012, "Savings and Prize-Linked Savings Accounts," IZA Discussion Papers, IZA Network @ LISER, number 6927, Oct.
• Fort, Margherita & Manaresi, Francesco & Trucchi, Serena, 2012, "Banks Information Policies, Financial Literacy and Household Wealth," IZA Discussion Papers, IZA Network @ LISER, number 6989, Nov.
• Christopher Carroll & Jiri Slacalek & Martin Sommer, 2012, "Dissecting Saving Dynamics: Measuring Wealth, Precautionary, and Credit Effects," Economics Working Paper Archive, The Johns Hopkins University,Department of Economics, number 602, Sep.
• Li Gan & Tarun Sabarwal & Shuoxun Zhang, 2012, "Personal Bankruptcy: Reconciling Adverse Events and Strategic Filing Hypotheses Using Heterogeneity in Filing Types," WORKING PAPERS SERIES IN THEORETICAL AND APPLIED ECONOMICS, University of Kansas, Department of Economics, number 201239, Oct, revised Oct 2012.
• Raphael Bostic & Souphala Chomsisengphet & Kathleen Engel & Patricia McCoy & Anthony Pennington-Cross & Susan Wachter, 2012, "Mortgage Product Substitution and State Anti-predatory Lending Laws: Better Loans and Better Borrowers?," Atlantic Economic Journal, Springer;International Atlantic Economic Society, volume 40, issue 3, pages 273-294, September, DOI: 10.1007/s11293-012-9325-3.
• Soo Chew & Richard Ebstein & Songfa Zhong, 2012, "Ambiguity aversion and familiarity bias: Evidence from behavioral and gene association studies," Journal of Risk and Uncertainty, Springer, volume 44, issue 1, pages 1-18, February, DOI: 10.1007/s11166-011-9134-0.
• Sule Alan & Thomas Crossley & Hamish Low, 2012, "Saving on a Rainy Day, Borrowing for a Rainy Day," Koç University-TUSIAD Economic Research Forum Working Papers, Koc University-TUSIAD Economic Research Forum, number 1212, May.
• Kalaycı, Kenan & Serra-Garcia, Marta, 2012, "Complexity and Biases," Discussion Papers in Economics, University of Munich, Department of Economics, number 13035, May.
• Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2012, "Teaching teenagers in finance: does it work?," Discussion Papers in Economics, University of Munich, Department of Economics, number 14101, Oct.
• Thomas Lalime & Pierre-Carl Michaud, 2012, "Littératie financière et préparation à la retraite au Québec et dans le reste du Canada," Cahiers de recherche, CIRPEE, number 1237.
• Martin Fochmann & Arne Kleinstück, 2012, "Steueraversion - Sind wir wirklich bereit auf Einkommen zu verzichten, nur um Steuern zu sparen?," FEMM Working Papers, Otto-von-Guericke University Magdeburg, Faculty of Economics and Management, number 120024, Oct.
• Ziegelmeyer, Michael & Nick, Julius, 2012, "Backing out of private pension provision - Lessons from Germany," MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy, number 201211, Aug.
• Martin Fochmann & Dirk Kiesewetter & Abdolkarim Sadrieh, 2012, "The Biased Effect of Aggregated and Disaggregated Income Taxation on Investment Decisions," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, volume 168, issue 3, pages 519-545, September.
• Éva Divéki & Dániel Listár, 2012, "Better safe than sorry: views of the Hungarian public on the security of payment instruments," MNB Bulletin (discontinued), Magyar Nemzeti Bank (Central Bank of Hungary), volume 7, issue 3, pages 7-27, October.
• Marianna Brunetti & Elena Giarda & Costanza Torricelli, 2012, "Is financial fragility a matter of illiquidity? An appraisal for Italian households," Centro Studi di Banca e Finanza (CEFIN) (Center for Studies in Banking and Finance), Universita di Modena e Reggio Emilia, Dipartimento di Economia "Marco Biagi", number 0032, Jun.
• Mariacristina De Nardi & Eric French & John Bailey Jones, 2012, "Medicaid Insurance in Old Age," Working Papers, University of Michigan, Michigan Retirement Research Center, number wp278, Dec.
• Ken Brown & Bulent Uyar, 2012, "The Impact of Transferring and Time-to-Graduation on Student Debt," Journal of Economic Insight, Missouri Valley Economic Association, volume 38, issue 2, pages 65-78.
• Philip Du Caju, 2012, "Asset formation by households during the financial crisis," Economic Review, National Bank of Belgium, issue i, pages 87-100, June.
• David A. Wise, 2012, "Investigations in the Economics of Aging," NBER Books, National Bureau of Economic Research, Inc, number wise11-2, December.
• John Beshears & James Choi & David Laibson & Brigitte C. Madrian & Stephen P. Zeldes, 2012, "What Makes Annuitization More Appealing?," NBER Chapters, National Bureau of Economic Research, Inc, "Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century".
• Robert W. Fairlie & Dean Karlan & Jonathan Zinman, 2012, "Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training," NBER Working Papers, National Bureau of Economic Research, Inc, number 17804, Feb.
• James M. Poterba & Steven F. Venti & David A. Wise, 2012, "Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts," NBER Working Papers, National Bureau of Economic Research, Inc, number 17824, Feb.
• James J. Choi & Emily Haisley & Jennifer Kurkoski & Cade Massey, 2012, "Small Cues Change Savings Choices," NBER Working Papers, National Bureau of Economic Research, Inc, number 17843, Feb.
• Pascaline Dupas & Sarah Green & Anthony Keats & Jonathan Robinson, 2012, "Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province," NBER Working Papers, National Bureau of Economic Research, Inc, number 17851, Feb.
• John B. Shoven & Sita Nataraj Slavov, 2012, "The Decision to Delay Social Security Benefits: Theory and Evidence," NBER Working Papers, National Bureau of Economic Research, Inc, number 17866, Feb.
• Gharad T. Bryan & Dean Karlan & Jonathan Zinman, 2012, "Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 17883, Mar.
• Leora F. Klapper & Annamaria Lusardi & Georgios A. Panos, 2012, "Financial Literacy and the Financial Crisis," NBER Working Papers, National Bureau of Economic Research, Inc, number 17930, Mar.
• Axel H. Börsch-Supan & Michela Coppola & Anette Reil-Held, 2012, "Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In," NBER Working Papers, National Bureau of Economic Research, Inc, number 18014, Apr.
• Christopher L. Foote & Kristopher S. Gerardi & Paul S. Willen, 2012, "Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis," NBER Working Papers, National Bureau of Economic Research, Inc, number 18082, May.
• John Chalmers & Jonathan Reuter, 2012, "Is Conflicted Investment Advice Better than No Advice?," NBER Working Papers, National Bureau of Economic Research, Inc, number 18158, Jun.
• John B. Shoven & Sita Nataraj Slavov, 2012, "When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules," NBER Working Papers, National Bureau of Economic Research, Inc, number 18210, Jul.
• Brigitte C. Madrian, 2012, "Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective," NBER Working Papers, National Bureau of Economic Research, Inc, number 18220, Jul.
• Leonardo Bursztyn & Florian Ederer & Bruno Ferman & Noam Yuchtman, 2012, "Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 18241, Jul.
• Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn, 2012, "Financial Literacy, Financial Education and Economic Outcomes," NBER Working Papers, National Bureau of Economic Research, Inc, number 18412, Sep.
• Felipe Kast & Stephan Meier & Dina Pomeranz, 2012, "Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device," NBER Working Papers, National Bureau of Economic Research, Inc, number 18417, Sep.
• Elizabeth M. Caucutt & Lance Lochner, 2012, "Early and Late Human Capital Investments, Borrowing Constraints, and the Family," NBER Working Papers, National Bureau of Economic Research, Inc, number 18493, Oct.
• Britta Augsburg & Ralph De Haas & Heike Harmgart & Costas Meghir, 2012, "The Impacts of Microcredit: Evidence from Bosnia and Herzegovina," NBER Working Papers, National Bureau of Economic Research, Inc, number 18538, Nov.
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian & Stephen P. Zeldes, 2012, "What Makes Annuitization More Appealing?," NBER Working Papers, National Bureau of Economic Research, Inc, number 18575, Nov.
• Fabian Duarte & Justine S. Hastings, 2012, "Fettered Consumers and Sophisticated Firms: Evidence from Mexico's Privatized Social Security Market," NBER Working Papers, National Bureau of Economic Research, Inc, number 18582, Dec.
• Eric Doviak & Sean MacDonald, 2012, "Who Defaults on their Home Mortgage?," New York Economic Review, New York State Economics Association (NYSEA), volume 43, issue 1, pages 75-98.
• Angela Hung & Joanne Yoong & Elizabeth Brown, 2012, "Empowering Women Through Financial Awareness and Education," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 14, Mar, DOI: 10.1787/5k9d5v6kh56g-en.
• Adele Atkinson & Flore-Anne Messy, 2012, "Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 15, Mar, DOI: 10.1787/5k9csfs90fr4-en.
• Andrea Grifoni & Flore-Anne Messy, 2012, "Current Status of National Strategies for Financial Education: A Comparative Analysis and Relevant Practices," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 16, Apr, DOI: 10.1787/5k9bcwct7xmn-en.
• Adele Atkinson & Debbie Harrison & Flore-Anne Messy & Juan Yermo, 2012, "Lessons from National Pensions Communication Campaigns," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 18, May, DOI: 10.1787/5k98xwz5z09v-en.