Research classified by Journal of Economic Literature (JEL) codes

2020

• Gizem Koşar & Rachel Pomerantz & Wilbert Van der Klaauw, 2020, "Consumers Expect Modest Increase in Spending Growth and Continued Government Support," Liberty Street Economics, Federal Reserve Bank of New York, number 20200928b, Sep.
• Olivier Armantier & Leo Goldman & Gizem Koşar & Jessica Lu & Rachel Pomerantz & Wilbert Van der Klaauw, 2020, "How Do Consumers Believe the Pandemic Will Affect the Economy and Their Households?," Liberty Street Economics, Federal Reserve Bank of New York, number 20201016, Oct.
• Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2020, "Following Borrowers through Forbearance," Liberty Street Economics, Federal Reserve Bank of New York, number 20201117, Nov.
• Rod Garratt & Michael Junho Lee, 2020, "Monetizing Privacy with Central Bank Digital Currencies," Liberty Street Economics, Federal Reserve Bank of New York, number 20201123, Nov.
• Tom Akana, 2020, "Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 20-01, Feb, DOI: 10.21799/frbp.dp.2020.01.
• Tom Akana & Wei Ke, 2020, "Contactless Payment Cards: Trends and Barriers to Consumer Adoption in the U.S," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number DP 20-03, May, DOI: 10.21799/frbp.dp.2020.03.
• Lei Ding & Leonard I. Nakamura, 2020, "“Don’t Know What You Got Till It’s Gone”—The Community Reinvestment Act in a Changing Financial Landscape," Working Papers, Federal Reserve Bank of Philadelphia, number 20-08, Feb, DOI: 10.21799/frbp.wp.2020.08.
• Christophe Croux & Julapa Jagtiani & Tarunsai Korivi & Milos Vulanovic, 2020, "Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform," Working Papers, Federal Reserve Bank of Philadelphia, number 20-15, Apr, DOI: 10.21799/frbp.wp.2020.15.
• Xudong An & Lawrence R. Cordell & Sharon Tang, 2020, "Extended Loan Terms and Auto Loan Default Risk," Working Papers, Federal Reserve Bank of Philadelphia, number 20-18, May, DOI: 10.21799/frbp.wp.2020.18.
• Dean Croushore & Stephanie M. Wilshusen, 2020, "Forecasting Consumption Spending Using Credit Bureau Data," Working Papers, Federal Reserve Bank of Philadelphia, number 20-22, Jun, DOI: 10.21799/frbp.wp.2020.22.
• Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2020, "Financial Consequences of Identity Theft," Working Papers, Federal Reserve Bank of Philadelphia, number 20-33, Aug, DOI: 10.21799/frbp.wp.2020.33.
• Mariacristina De Nardi & Eric French & John Bailey Jones & Rory McGee & Rachel Rodgers, 2020, "Medical Spending, Bequests, and Asset Dynamics around the Time of Death," Economic Quarterly, Federal Reserve Bank of Richmond, volume 4, pages 135-157, DOI: 10.21144/eq1060401.
• Mariacristina De Nardi & Eric French & John Bailey Jones & Rory McGee & Rachel Rodgers, 2020, "Medical Spending, Bequests, and Asset Dynamics around the Time of Death," Econ Focus, Federal Reserve Bank of Richmond, volume 4, pages 135-157, DOI: 10.21144/eq1060401.
• Burdyak Alexandra & Grishina Elena & Eliseeva Marina & Lyashok Viktor & Maleva Tatiana & Mkrtchian Nikita & Florinskaya Yulia & Khasanova Ramilya, 2020, "Incomes of the population and assessment of financial situation," Published Papers, Gaidar Institute for Economic Policy, number ppaper-2020-1053, revised 2020.
• Helena Ting & Martina Bozzola & Timothy Swanson, 2020, "Evaluating the propensity to save in South Africa using weather-income relationship," CIES Research Paper series, Centre for International Environmental Studies, The Graduate Institute, number 49-2017, Jul.
• Dimitris Christelis & Dimitris Georgarakos & Tullio Jappelli & Luigi Pistaferri & Maarten van Rooij, 2020, "Heterogeneous Wealth Effects," Working Papers, Business School - Economics, University of Glasgow, number 2020_20, Sep.
• Dimitris Christelis & Dimitris Georgarakos & Tullio Jappelli, 2020, "Financial Risk-taking and Differential Bargaining Power within Households," Working Papers, Business School - Economics, University of Glasgow, number 2020_32, Dec.
• Carlos Aller & Lorenzo Ductor & Daryna Grechyna, 2020, "Robust Determinants of CO2 Emissions," ThE Papers, Department of Economic Theory and Economic History of the University of Granada., number 20/13, Oct.
• Emmanuelle Auriol & Julie Lassébie & Amma Panin & Eva Raiber & Paul Seabright, 2020, "God insures those who pay? Formal insurance and religious offerings in Ghana," Post-Print, HAL, number hal-02872179, Nov, DOI: 10.1093/qje/qjaa015.
• Florin O Bilbiie & Xavier Ragot, 2020, "Optimal monetary policy and liquidity with heterogeneous households," Post-Print, HAL, number hal-03100875, Sep, DOI: 10.1016/j.red.2020.10.003.
• Andrew E. Clark & David Blanchflower, 2021, "Children, Unhappiness and Family Finances," Post-Print, HAL, number halshs-02973082, DOI: 10.1007/s00148-020-00798-y.
• Hippolyte d'Albis & Ikpidi Badji & Najat El Mekkaoui & Julien Navaux, 2020, "Private asset income in France: Is there a breakdown of intergenerational equity between 1979 and 2011?," Post-Print, HAL, number halshs-03019470, Oct, DOI: 10.1016/j.jeoa.2017.11.002.
• Andrew E. Clark & David Blanchflower, 2021, "Children, Unhappiness and Family Finances," PSE-Ecole d'économie de Paris (Postprint), HAL, number halshs-02973082, DOI: 10.1007/s00148-020-00798-y.
• Hippolyte d'Albis & Ikpidi Badji & Najat El Mekkaoui & Julien Navaux, 2020, "Private asset income in France: Is there a breakdown of intergenerational equity between 1979 and 2011?," PSE-Ecole d'économie de Paris (Postprint), HAL, number halshs-03019470, Oct, DOI: 10.1016/j.jeoa.2017.11.002.
• Florin O Bilbiie & Xavier Ragot, 2020, "Optimal monetary policy and liquidity with heterogeneous households," Sciences Po Economics Publications (main), HAL, number hal-03100875, Sep, DOI: 10.1016/j.red.2020.10.003.
• Isabelle Guérin & Christophe Jalil Nordman & Elena Reboul, 2020, "The Gender of Debt and Credit: Insights from Rural Tamil Nadu," Working Papers, HAL, number hal-03134236, Nov.
• Roth, Paula, 2020, "Inequality, Relative Deprivation and Financial Distress: Evidence from Swedish Register Data," Working Paper Series, Research Institute of Industrial Economics, number 1374, Dec.
• Breuer, Wolfgang & Soypak, Can K. & Steininger, Bertram, 2020, "Conventional or Reverse Magnitude Effect for Negative Outcomes: A Matter of Framing," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 20/16, Dec.
• Victoria Dobrynskaya, 2020, "Is Downside Risk Priced In Cryptocurrency Market?," HSE Working papers, National Research University Higher School of Economics, number WP BRP 79/FE/2020.
• Victoria Dobrynskaya & Julia Kishilova, 2020, "Lego - The Toy Of Smart Investors," HSE Working papers, National Research University Higher School of Economics, number WP BRP 80/FE/2020.
• 森川, 正之, 2020, "新型コロナの影響と政策対応への認識 : 個人サーベイに基づく観察," SSPJ Discussion Paper Series, Service Sector Productivity in Japan: Determinants and Policies, Institute of Economic Research, Hitotsubashi University, number DP20-005, Jul.
• Nicolás Salamanca & Andries de Grip & Olaf Sleijpen, 2020, "How People React to Pension Risk," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2020n05, Apr.
• Edda Claus & Viet Hoang Nguyen, 2020, "The downside of being upbeat: Consumer cognitive biases can affect real economic activity," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2020n11, Jul.
• Ferdi Botha & Barbara Broadway & John P. de New & Clement Wong, 2020, "Financial autonomy among emerging adults in Australia," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2020n30, Dec.
• Bottan, Nicolas L. & Hoffmann, Bridget & Vera-Cossio, Diego A., 2020, "The Unequal Impact of the Coronavirus Pandemic: Evidence from Seventeen Developing Countries," IDB Publications (Working Papers), Inter-American Development Bank, number 10582, Aug, DOI: http://dx.doi.org/10.18235/0002451.
• Mohammad Mahbubi Ali & Abrista Devi & Hamzah Bustomi, 2020, "Determinants Of Islamic Financial Exclusion In Indonesia," Journal of Islamic Monetary Economics and Finance, Bank Indonesia, volume 6, issue 2, pages 373-402, May, DOI: https://doi.org/10.21098/jimf.v6i2..
• Thomas Crossley & Peter Levell & Hamish Low, 2020, "House Price Rises and Borrowing to Invest," IFS Working Papers, Institute for Fiscal Studies, number W20/2, Jan.
• Britta Augsburg & Bet Caeyers & Sara Giunti & Bansi Malde & Susanna Smets, 2020, "Labelled Loans and Human Capital Investments," IFS Working Papers, Institute for Fiscal Studies, number W20/20, Jul.
• Jaanika Meriküll & Tairi Rõõm, 2020, "Stress Tests of the Household Sector Using Microdata from Survey and Administrative Sources," International Journal of Central Banking, International Journal of Central Banking, volume 16, issue 2, pages 203-248, March.
• Seda Durguner, 2020, "Relaxed Lending Standards and the 2007 Mortgage Crisis: Changes in Household Debt and Borrowing Behaviors," International Journal of Central Banking, International Journal of Central Banking, volume 16, issue 2, pages 293-342, March.
• Matthias Sutter & Michael Weyland & Anna Untertrifaller & Manuel Froitzheim, 2020, "Financial literacy, risk and time preferences - Results from a randomized educational intervention," Working Papers, Faculty of Economics and Statistics, Universität Innsbruck, number 2020-27.
• Pirmin Fessler & Martin Scherz, 2020, "Inheritance and equal opportunity - it is the family that matters," Public Sector Economics, Institute of Public Finance, volume 44, issue 4, pages 463-482, DOI: 10.3326/pse.44.4.2.
• Salamanca, Nicolás & de Grip, Andries & Sleijpen, Olaf, 2020, "How People React to Pension Risk," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13077, Mar.
• Liu, Pan & Andersen, Torben M. & Bhattacharya, Joydeep, 2020, "On the Commitment Needs of Partially Naive Agents," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13169, Apr.
• Kaiser, Tim & Lusardi, Annamaria & Menkhoff, Lukas & Urban, Carly, 2020, "Financial Education Affects Financial Knowledge and Downstream Behaviors," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13178, Apr.
• Davoli, Maddalena & Rodríguez-Planas, Núria, 2020, "Culture and Adult Financial Literacy: Evidence from the United States," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13349, Jun.
• Sutter, Matthias & Weyland, Michael & Untertrifaller, Anna & Froitzheim, Manuel, 2020, "Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13566, Aug.
• Schmid, Christian P. R. & Schreiner, Nicolas & Stutzer, Alois, 2020, "Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13767, Oct.
• Guérin, Isabelle & Nordman, Christophe Jalil & Reboul, Elena, 2020, "The Gender of Debt and Credit: Insights from Rural Tamil Nadu," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13891, Nov.
• Fossen, Frank M. & König, Johannes & Schröder, Carsten, 2020, "Risk Preference and Entrepreneurial Investment at the Top of the Wealth Distribution," IZA Discussion Papers, Institute of Labor Economics (IZA), number 13951, Dec.

2019

• Ran Sun Lyng & Jie Zhou, 2019, "Household Portfolio Choice Before and After a House Purchase," Economics Working Papers, Department of Economics and Business Economics, Aarhus University, number 2019-01, Jan.
• Cüneyt Dirican & Ayşegül Ertuğrul Ayrancı, 2019, "A Research on Undergraduate Students’ Financial Literacy of Economics and Administrative Sciences and Applied Sciences Departments: Istanbul Arel University Example," Journal of Finance Letters (Maliye ve Finans Yazıları), Maliye ve Finans Yazıları Yayıncılık Ltd. Şti., volume 34, issue 111, pages 79-116, April, DOI: https://doi.org/10.33203/mfy.461469.
• Nauman Ahmed & Uzma Nisar, 2019, "Electricity Demand in Pakistan: A Household Analysis," Journal of Economic Impact, Science Impact Publishers, volume 1, issue 2, pages 34-39.
• Harjoat S. Bhamra & Raman Uppal, 2019, "Does Household Finance Matter? Small Financial Errors with Large Social Costs," American Economic Review, American Economic Association, volume 109, issue 3, pages 1116-1154, March.
• John Gathergood & Neale Mahoney & Neil Stewart & Jörg Weber, 2019, "How Do Individuals Repay Their Debt? The Balance-Matching Heuristic," American Economic Review, American Economic Association, volume 109, issue 3, pages 844-875, March.
• Frank Schilbach, 2019, "Alcohol and Self-Control: A Field Experiment in India," American Economic Review, American Economic Association, volume 109, issue 4, pages 1290-1322, April.
• James Cloyne & Kilian Huber & Ethan Ilzetzki & Henrik Kleven, 2019, "The Effect of House Prices on Household Borrowing: A New Approach," American Economic Review, American Economic Association, volume 109, issue 6, pages 2104-2136, June.
• Peter Ganong & Pascal Noel, 2019, "Consumer Spending during Unemployment: Positive and Normative Implications," American Economic Review, American Economic Association, volume 109, issue 7, pages 2383-2424, July.
• David Autor & Andreas Kostøl & Magne Mogstad & Bradley Setzler, 2019, "Disability Benefits, Consumption Insurance, and Household Labor Supply," American Economic Review, American Economic Association, volume 109, issue 7, pages 2613-2654, July.
• Rachael Meager, 2019, "Understanding the Average Impact of Microcredit Expansions: A Bayesian Hierarchical Analysis of Seven Randomized Experiments," American Economic Journal: Applied Economics, American Economic Association, volume 11, issue 1, pages 57-91, January.
• Felipe Barrera-Osorio & Leigh L. Linden & Juan E. Saavedra, 2019, "Medium- and Long-Term Educational Consequences of Alternative Conditional Cash Transfer Designs: Experimental Evidence from Colombia," American Economic Journal: Applied Economics, American Economic Association, volume 11, issue 3, pages 54-91, July.
• Aaron Hedlund, 2019, "Failure to Launch: Housing, Debt Overhang, and the Inflation Option," American Economic Journal: Macroeconomics, American Economic Association, volume 11, issue 2, pages 228-274, April.
• Fernando Luco, 2019, "Switching Costs and Competition in Retirement Investment," American Economic Journal: Microeconomics, American Economic Association, volume 11, issue 2, pages 26-54, May.
• Claus Thustrup Kreiner & David Dreyer Lassen & Søren Leth-Petersen, 2019, "Liquidity Constraint Tightness and Consumer Responses to Fiscal Stimulus Policy," American Economic Journal: Economic Policy, American Economic Association, volume 11, issue 1, pages 351-379, February.
• Benjamin M. Marx & Lesley J. Turner, 2019, "Student Loan Nudges: Experimental Evidence on Borrowing and Educational Attainment," American Economic Journal: Economic Policy, American Economic Association, volume 11, issue 2, pages 108-141, May.
• Erica Myers, 2019, "Are Home Buyers Inattentive? Evidence from Capitalization of Energy Costs," American Economic Journal: Economic Policy, American Economic Association, volume 11, issue 2, pages 165-188, May.
• Jeffrey R. Campbell & Zvi Hercowitz, 2019, "Liquidity Constraints of the Middle Class," American Economic Journal: Economic Policy, American Economic Association, volume 11, issue 3, pages 130-155, August.
• James Banks & Richard Blundell & Peter Levell & James P. Smith, 2019, "Life-Cycle Consumption Patterns at Older Ages in the United States and the United Kingdom: Can Medical Expenditures Explain the Difference?," American Economic Journal: Economic Policy, American Economic Association, volume 11, issue 3, pages 27-54, August.
• Dean Karlan & Sendhil Mullainathan & Benjamin N. Roth, 2019, "Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines," American Economic Review: Insights, American Economic Association, volume 1, issue 1, pages 27-42, June.
• John Y. Campbell & Tarun Ramadorai & Benjamin Ranish, 2019, "Do the Rich Get Richer in the Stock Market? Evidence from India," American Economic Review: Insights, American Economic Association, volume 1, issue 2, pages 225-240, September.
• Jonathan A. Parker & Nicholas S. Souleles, 2019, "Reported Effects versus Revealed-Preference Estimates: Evidence from the Propensity to Spend Tax Rebates," American Economic Review: Insights, American Economic Association, volume 1, issue 3, pages 273-290, December.
• Gerald Eric Daniels Jr. & Andria Smythe, 2019, "Student Debt and Labor Market Outcomes," AEA Papers and Proceedings, American Economic Association, volume 109, pages 171-175, May.
• Dmitri K. Koustas, 2019, "What Do Big Data Tell Us about Why People Take Gig Economy Jobs?," AEA Papers and Proceedings, American Economic Association, volume 109, pages 367-371, May.
• Bruce Carlin & Arna Olafsson & Michaela Pagel, 2019, "Generational Differences in Managing Personal Finances," AEA Papers and Proceedings, American Economic Association, volume 109, pages 54-59, May.
• Christopher Avery, 2019, "Review of Books on Student Loans," Journal of Economic Literature, American Economic Association, volume 57, issue 2, pages 403-433, June.
• Darrell Duffie, 2019, "Prone to Fail: The Pre-crisis Financial System," Journal of Economic Perspectives, American Economic Association, volume 33, issue 1, pages 81-106, Winter.
• Mohammed Amidu & Joshua Yindenaba Abor & Haruna Issahaku, 2019, "Left Behind, but Included: The Case of Migrant Remittances and Financial Inclusion in Ghana," The African Finance Journal, Africagrowth Institute, volume 21, issue 2, pages 36-63.
• Horioka, Charles Yuji & Niimi, Yoko, 2019, "Household Debt and Aging in Japan," AGI Working Paper Series, Asian Growth Research Institute, number 2019-12, Nov.
• Bellofatto, Anthony & Broihanne, Marie-Hélène & D'Hondt, Catherine, 2019, "Appetite for information and trading behavior," LIDAM Discussion Papers LFIN, Université catholique de Louvain, Louvain Finance (LFIN), number 2019002, Jan.
• Boglárka Zsótér & András Bauer, 2019, "The Importance of Institutional Trust for Financial Service Providers among Young Adults and Their Parents in an Emerging Market," Society and Economy, Akadémiai Kiadó, Hungary, volume 41, issue 2, pages 211-225, June.
• Kelly Jones & Erick Gong, 2019, "Precautionary Savings and Shock-Coping Behaviors: The Effects of Promoting Mobile Bank Savings on Transactional Sex in Kenya," Working Papers, American University, Department of Economics, number 2019-06, DOI: 10.17606/cpav-7w34.
• Solomon Antwiagyei Kuffour & George Adu, 2019, "Financial Literacy, Trust and Stock Market Participation in Ghana," Economics Literature, WERI-World Economic Research Institute, volume 1, issue 2, pages 101-116, December, DOI: 10.22440/elit.1.2.2.
• Qingyin Ma & John Stachurski & Alexis Akira Toda, 2019, "The Income Fluctuation Problem and the Evolution of Wealth," Papers, arXiv.org, number 1905.13045, May, revised Feb 2020.
• Stefania Albanesi & Domonkos F. Vamossy, 2019, "Predicting Consumer Default: A Deep Learning Approach," Papers, arXiv.org, number 1908.11498, Aug, revised Oct 2019.
• Jessica LaVoice & Domonkos F. Vamossy, 2019, "Racial Disparities in Debt Collection," Papers, arXiv.org, number 1910.02570, Oct, revised Jun 2023.
• Nadia Linciano & Monica Gentile & Paola Soccorso, 2019, "Investors’ competence and financial advisors: the potential synergies," BANCARIA, Bancaria Editrice, volume 1, pages 69-80, January.
• Ravit Rubinstein-Levi & Haim Kedar-Levy, 2019, "The Effect of Attitudes Regarding Retirement on Pension Savings," Review of Economics & Finance, Better Advances Press, Canada, volume 15, pages 1-13, February.
• H. Evren Damar & Reint Gropp & Adi Mordel, 2019, "Flight from Safety: How a Change to the Deposit Insurance Limit Affects Households’ Portfolio Allocation," Staff Working Papers, Bank of Canada, number 19-29, Aug, DOI: 10.34989/swp-2019-29.
• Youngmin Park, 2019, "Inequality in Parental Transfers and Optimal Need-Based Financial Aid," Staff Working Papers, Bank of Canada, number 19-7, Feb, DOI: 10.34989/swp-2019-7.
• Anastasia Girshina & Thomas Y. Mathä & Michael Ziegelmeyer, 2019, "Peer effects in stock market participation: Evidence from immigration," BCL working papers, Central Bank of Luxembourg, number 137, Dec.
• Brindusa Anghel & Cristina Barceló & Ernesto Villanueva, 2019, "La tasa de ahorro en España entre 2007 y 2016: descomposición por grupos de población y posibles determinantes," Boletín Económico, Banco de España, issue DIC.
• Olympia Bover & María Torrado & Ernesto Villanueva, 2019, "La ratio préstamo-valor de la vivienda en España durante el período 2004-2016," Boletín Económico, Banco de España, issue MAR.
• Brindusa Anghel & Cristina Barceló & Ernesto Villanueva, 2019, "The household saving rate in Spain between 2007 and 2016: decomposition by population group and possible determinants," Economic Bulletin, Banco de España, issue DEC.
• Olympia Bover & María Torrado & Ernesto Villanueva, 2019, "The loan to value ratio for housing in Spain over the period 2004-2016," Economic Bulletin, Banco de España, issue MAR.
• Olympia Bover & Laura Hospido & Ernesto Villanueva, 2019, "The survey of financial competences (ECF): description and methods of the 2016 wave," Occasional Papers, Banco de España, number 1909, May.
• Giorgia Rocco, 2019, "The use of cash in Italy: evidence from the ECB Study on the use of cash by households," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 481, Jan.
• Danilo Liberati & Francesco Vercelli, 2019, "As long as the bank gains: expanding the retail distribution activity," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 510, Oct.
• Vesna Martin, 2019, "Household Investment Possibilities In Serbia," Ekonomske ideje i praksa, Faculty of Economics and Business, University of Belgrade, issue 35, pages 61-74, December.
• Louis-Gaétan Giraudet & Anna Petronevich & Laurent Faucheux, 2019, "How do lenders price energy efficiency? Evidence from personal consumption loans," Working papers, Banque de France, number 716.
• Youssef MOUHEB & Guillaume COUSIN, 2019, "Money and credit posted strong growth in 2018
  [La monnaie et le crédit progressent fortement en France en 2018]," Bulletin de la Banque de France, Banque de France, issue 224.
• Marc Gabarro & Rustom M. Irani & José-Luis Peydró & Sjoerd van Bekkum, 2019, "Take it to the Limit? The Effects of Household Leverage Caps," Working Papers, Barcelona School of Economics, number 1132, Dec.
• Yavuz Arslan & Ahmet Degerli & Gazi Kabaş, 2019, "Unintended consequences of unemployment insurance benefits: the role of banks," BIS Working Papers, Bank for International Settlements, number 795, Jul.
• Margaret J. Lay, 2019, "Pension Contributions, Pension Awareness, And Changing Personal Finances," Contemporary Economic Policy, Western Economic Association International, volume 37, issue 4, pages 673-693, October, DOI: 10.1111/coep.12420.
• Robert L. Clark & Robert G. Hammond & Melinda S. Morrill & Christelle Khalaf, 2019, "Informing Retirement Savings Decisions: A Field Experiment On Supplemental Plans," Economic Inquiry, Western Economic Association International, volume 57, issue 1, pages 188-205, January, DOI: 10.1111/ecin.12731.
• Catalina Amuedo‐Dorantes & Laura Juarez & Jorge Alonso, 2019, "The Effect Of Noncontributory Pensions On Saving In Mexico," Economic Inquiry, Western Economic Association International, volume 57, issue 2, pages 931-952, April, DOI: 10.1111/ecin.12750.
• Marco Angrisani & Michael Hurd & Susann Rohwedder, 2019, "The Effect Of Housing Wealth Losses On Spending In The Great Recession," Economic Inquiry, Western Economic Association International, volume 57, issue 2, pages 972-996, April, DOI: 10.1111/ecin.12753.
• Gopi Shah Goda & Matthew Levy & Colleen Flaherty Manchester & Aaron Sojourner & Joshua Tasoff, 2019, "Predicting Retirement Savings Using Survey Measures Of Exponential‐Growth Bias And Present Bias," Economic Inquiry, Western Economic Association International, volume 57, issue 3, pages 1636-1658, July, DOI: 10.1111/ecin.12792.
• Lauren E. Jones & Katherine Michelmore, 2019, "Timing Is Money: Does Lump‐Sum Payment Of The Earned Income Tax Credit Affect Savings And Debt?," Economic Inquiry, Western Economic Association International, volume 57, issue 3, pages 1659-1674, July, DOI: 10.1111/ecin.12788.
• Martin Achtnicht & Daniel Osberghaus, 2019, "The Demand for Index‐Based Flood Insurance in a High‐Income Country," German Economic Review, Verein für Socialpolitik, volume 20, issue 2, pages 217-242, May, DOI: 10.1111/geer.12142.
• Justina Klimaviciute & Harun Onder & Pierre Pestieau, 2019, "The Inherited Inequality: How Demographic Aging and Pension Reforms can Change the Intergenerational Transmission of Wealth," German Economic Review, Verein für Socialpolitik, volume 20, issue 4, pages 872-891, November, DOI: 10.1111/geer.12193.
• Itzhak Ben‐David, 2019, "High Leverage and Willingness to Pay: Evidence from the Residential Housing Market," Real Estate Economics, American Real Estate and Urban Economics Association, volume 47, issue 3, pages 643-684, September, DOI: 10.1111/1540-6229.12234.
• Alessandro Bucciol & Barbara Cavasso & Luca Zarri, 2019, "Can Risk‐Averse Households Make Risky Investments? The Role of Trust in Others," Scandinavian Journal of Economics, Wiley Blackwell, volume 121, issue 1, pages 326-352, January, DOI: 10.1111/sjoe.12278.
• Juelsrud, Ragnar E. & Wold, Ella Getz, 2019, "The Saving and Employment Effects of Higher Job Loss Risk," Working Paper, Norges Bank, number 2019/17, Oct.
• Matteo Benetton & Philippe Bracke & João F Cocco & Nicola Garbarino, 2019, "Housing consumption and investment:evidence from shared equity mortgages," Bank of England working papers, Bank of England, number 790, Apr.
• Lu Liu, 2019, "Non-salient fees in the mortgage market," Bank of England working papers, Bank of England, number 819, Sep.
• Panayiotis C. Andreou & Sofia Anyfantaki, 2019, "Financial literacy and its influence on consumers’ internet banking behaviour," Working Papers, Bank of Greece, number 275, Dec.
• Sang-yoon Song, 2019, "The Cash-Flow Channel of Monetary Policy: Evidence from Mortgage Borrowers," Working Papers, Economic Research Institute, Bank of Korea, number 2019-20, Jul.
• Hyun Hak Kim & Hosung Jung, 2019, "Systemic Risk of the Consumer Credit Network across Financial Institutions," Working Papers, Economic Research Institute, Bank of Korea, number 2019-23, Sep.
• Hans-Martin von Gaudecker & Axel Wogrolly, 2019, "The Dynamics of Households' Stock Market Beliefs," CRC TR 224 Discussion Paper Series, University of Bonn and University of Mannheim, Germany, number crctr224_2019_079, Apr.
• Achtnicht Martin & Osberghaus Daniel, 2019, "The Demand for Index-Based Flood Insurance in a High-Income Country," German Economic Review, De Gruyter, volume 20, issue 2, pages 217-242, May, DOI: 10.1111/geer.12142.
• Klimaviciute Justina & Pestieau Pierre & Onder Harun, 2019, "The Inherited Inequality: How Demographic Aging and Pension Reforms can Change the Intergenerational Transmission of Wealth," German Economic Review, De Gruyter, volume 20, issue 4, pages 872-891, December, DOI: 10.1111/geer.12193.
• Roth Christopher & Wohlfart Johannes, 2019, "Makroökonomische Erwartungen und ihre Rolle in wirtschaftlichen Entscheidungen von Haushalten," Perspektiven der Wirtschaftspolitik, De Gruyter, volume 20, issue 2, pages 159-166, June, DOI: 10.1515/pwp-2018-0038.
• Sabrine Bair & Ahmed Tritah, 2019, "Mobile Money and Inter-Household Financial Flows: Evidence from Madagascar," Revue économique, Presses de Sciences-Po, volume 70, issue 5, pages 847-871.
• Le Blanc, Julia & Lydon, Reamonn, 2019, "Indebtedness and spending: What happens when the music stops?," Research Technical Papers, Central Bank of Ireland, number 14/RT/19, Dec.
• Congressional Budget Office, 2019, "The Post-9/11 GI Bill: Beneficiaries, Choices, and Cost," Reports, Congressional Budget Office, number 55179, May.
• Congressional Budget Office, 2019, "Use of the Post-9/11 GI Bill by the National Guard and Reserves," Reports, Congressional Budget Office, number 55916, Dec.
• Samangi Bandaranayake & Kuntal K. Das & W. Robert Reed, 2019, "Another Look at “Bank Competition and Financial Stability: Much Ado about Nothing?”," Working Papers in Economics, University of Canterbury, Department of Economics and Finance, number 19/08, Aug.
• Zhongchen Song & Tom Coupe & W. Robert Reed, 2019, "The One-Child Policy and Chinese Saving Behavior," Working Papers in Economics, University of Canterbury, Department of Economics and Finance, number 19/10, Oct.
• Alex Laurin, 2019, "TFSAs: Time for a Tune-Up," e-briefs, C.D. Howe Institute, number 298, Dec.
• Francesco D'Acunto & Alberto G. Rossi & Michael Weber & Michael Weber, 2019, "Crowdsourcing financial information to change spending behavior," CESifo Working Paper Series, CESifo, number 7533.
• Hans-Martin von Gaudecker & Axel Wogrolly & Hans-Martin von Gaudecker, 2019, "The dynamics of households' stock market beliefs," CESifo Working Paper Series, CESifo, number 7602.
• Francesco D'Acunto & Ulrike M. Malmendier & Juan Ospina & Michael Weber & Michael Weber, 2019, "Exposure to Daily Price Changes and Inflation Expectations," CESifo Working Paper Series, CESifo, number 7798.
• Peter Andre & Carlo Pizzinelli & Christopher Roth & Johannes Wohlfart, 2019, "Subjective Models of the Macroeconomy: Evidence from Experts and Representative Samples," CESifo Working Paper Series, CESifo, number 7850.
• Carlos Madeira, 2019, "The impact of interest rate ceilings on households’ credit access: evidence from a 2013 Chilean legislation," Working Papers Central Bank of Chile, Central Bank of Chile, number 840, Sep.
• Jillian Grennan & Roni Michaely, 2019, "FinTechs and the Market for Financial Analysis," Swiss Finance Institute Research Paper Series, Swiss Finance Institute, number 19-10, Mar, revised Apr 2019.
• Andrea Berardi & Claudio Tebaldi & Fabio Trojani, 2019, "Consumer Protection and the Design of the Default Option of a Pan-European Pension Product," Swiss Finance Institute Research Paper Series, Swiss Finance Institute, number 19-19, Mar, revised Apr 2019.
• Yavuz Arslan & Ahmet Degerli & Gazi Kabas, 2019, "Unintended Consequences of Unemployment Insurance Benefits: The Role of Banks," Swiss Finance Institute Research Paper Series, Swiss Finance Institute, number 19-44, Sep.
• Cary Deck & Maroš Servátka & Steven Tucker, 2019, "Designing Call Auction Institutions to Eliminate Price Bubbles: Is English Dutch the Best?," Working Papers, Chapman University, Economic Science Institute, number 19-06.
• M. Martin Boyer & Philippe d’Astous & Pierre-Carl Michaud, 2019, "Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?," CIRANO Working Papers, CIRANO, number 2019s-10, May.
• Roc√≠o Moreno S√°nchez & Christian Rozo & Jorge H. Maldonado, 2019, "An√°lisis Cualitativo de Sinergias entre Estrategias de Protecci√≥n Social y de Desarrollo Productivo: El Papel de la Estrategia Unidos y Familias en Acci√≥n en el Marco del Programa Familias en su Ti," Documentos CEDE, Universidad de los Andes, Facultad de Economía, CEDE, number 17315, Apr.
• Christian Diego Alcocer; Julián Ortegón; Alejandro Roa & Juli�n Orteg�n & Alejandro Roa, 2019, "Uncertainty Under Hyperbolic Discounting: The Cost of Untying Your Hands," Vniversitas Económica, Universidad Javeriana - Bogotá, volume 0, issue 0, pages 1-24.
• Owen Eli Ceballos-Mina & Luis Enrique Santiago-Ayala, 2019, "Efectos de las tarjetas de crédito en la estructura de consumo y la desigualdad de los hogares mexicanos," Revista Finanzas y Politica Economica, Universidad Católica de Colombia, volume 11, issue 2, pages 299-320.
• Johnen, Johannes, 2020, "Dynamic Competition in Deceptive Markets," LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE), number 3098, Jan.
• Klimaviciute, Justina & Pestieau, Pierre & Onder, Harun, 2020, "The inherited inequality: How demographic aging and pension reforms can change the intergenerational transmission of wealth," LIDAM Reprints CORE, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE), number 3108, Jan.
• Rutger Teulings & Bram Wouterse & Kan Ji, 2019, "Disentangling the effect of household debt on consumption," CPB Discussion Paper, CPB Netherlands Bureau for Economic Policy Analysis, number 395, Apr.
• Lu Zhang, 2019, "Do house prices matter for household consumption?," CPB Discussion Paper, CPB Netherlands Bureau for Economic Policy Analysis, number 396, Apr.
• Irani, Rustom M & van Bekkum, Sjoerd & Gabarro, Marc & Peydró, José-Luis, 2019, "Take It to the Limit? The Effects of Household Leverage Caps," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 13503, Feb.
• Peijnenburg, Kim & Anantanasuwong, Kanin & Kouwenberg, Roy & Mitchell, Olivia S, 2019, "Ambiguity Attitudes about Investments: Evidence from the Field," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 13518, Feb.
• Auclert, Adrien & Dobbie, Will & Goldsmith-Pinkham, Paul, 2019, "Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 13598, Mar.
• Gavazza, Alessandro & Galenianos, Manolis, 2019, "Regulatory Interventions in Consumer Financial Markets: The Case of Credit Cards," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 13807, Jun.
• Andersen, Henrik Yde, 2019, "Housing Wealth or Collateral: How Home Value Shocks Drive Home Equity Extraction and Spending," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 13926, Aug.
• Pistaferri, Luigi, 2019, "Reported MPC and Unobserved Heterogeneity," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 14083, Oct.
• Andersen, Steffen & Badarinza, Cristian & Liu, Lu & Marx, Julie & Ramadorai, Tarun, 2022, "Reference Dependence in the Housing Market," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 14147, Feb.
• Violante, Giovanni & , & Tristani, Oreste, 2019, "Household Balance Sheet Channels of Monetary Policy: A Back of the Envelope Calculation for the Euro Area," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 14245, Dec.
• Bonaparte, Yosef & Khalaf, Sarah & Korniotis, George, 2022, "The Obama Effect: Heightened Risk Tolerance, Optimism, and Wealth Accumulation by Minorities after 2008," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 14264, May.
• Tamara Bogatzki & David Stadelmann & Benno Torgler, 2019, "Guiltily Indebted? How a Word Can Affect Individual Borrowing," CREMA Working Paper Series, Center for Research in Economics, Management and the Arts (CREMA), number 2019-03, May.
• Noemi Oggero & Mariacristina Rossi & Elisa Ughetto, 2019, "“Entrepreneurial Spirits in Women and Men. The Role of Financial Literacy and Digital Skills"," CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy), number 187, Mar.
• Stefania Basiglio & Mariacristina Rossi & Arthur, 2019, "“Subjective inheritance expectations and economic outcomes”," CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy), number 190, May.
• Dan Benjamin & David Laibson & Walter Mischel & Philip K. Peake & Yuichi Shoda & Alexandra Steiny Wellsjo & Nicole L. Wilson, 2019, "Predicting mid-life capital formation with pre-school delay of gratification and life-course measures of self-regulation," GRU Working Paper Series, City University of Hong Kong, Department of Economics and Finance, Global Research Unit, number GRU_2019_030, Nov.
• isai guizar, 2019, "Transmisión de los niveles de violencia a las decisiones microeconómicas de crédito," Cuadernos de Economía - Spanish Journal of Economics and Finance, Asociación Cuadernos de Economía, volume 42, issue 119, pages 81-102, Mayo.
• Horneff, Vanya & Maurer, Raimond & Mitchell, Olivia S., 2019, "How will persistent low expected returns shape household economic behavior?," Journal of Pension Economics and Finance, Cambridge University Press, volume 18, issue 4, pages 612-622, October.
• Bronshtein, Gila & Scott, Jason & Shoven, John B. & Slavov, Sita Nataraj, 2019, "The power of working longer," Journal of Pension Economics and Finance, Cambridge University Press, volume 18, issue 4, pages 623-644, October.
• Volker Brühl, 2019, "Financial Literacy Among German Students at Secondary Schools: Some Empirical Evidence from the State of Hesse," Applied Economics Quarterly (formerly: Konjunkturpolitik), Duncker & Humblot GmbH, Berlin, volume 65, issue 4, pages 299-326, DOI: 10.3790/aeq.65.4.299.
• Таня Йорданова, 2019, "Поведение На Домакинствата В България При Вземане На Решения За Спестяване И Инвестиране," Almanac of PhD Students, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, volume 15, issue 15 Year 2, pages 5-28.
• Yaakov Itach, 2019, "Financial Literacy Level Of High School Students And Its Economic Patterns Reflections," Almanac of PhD Students, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, volume 15, issue 15 Year 2, pages 518-537.
• Deborah A. Cobb-Clark & Sarah Dahmann & Nathan Kettlewell, 2019, "Depression, Risk Preferences and Risk-Taking Behavior," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 1038.
• Matthias Schenk & Michael Schulze, 2019, "Die Deutschland-Rente – ein Projekt zur Stabilisierung der Privaten Altersrente," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 88, issue 1, pages 101-112, DOI: 10.3790/vjh.88.1.101.
• Dorothea Mohn & Christian Ahlers, 2019, "Private Zusatzvorsorge neu denken: Deutschland braucht ein Standardprodukt," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 88, issue 1, pages 113-124, DOI: 10.3790/vjh.88.1.113.
• Thomas Lueg & Peter Schwark, 2019, "Staatsfonds in der individuellen Alterssicherung – kein Modell für Deutschland," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 88, issue 1, pages 125-140, DOI: 10.3790/vjh.88.1.125.
• Charles Yuji Horioka & Yoko Niimi, 2019, "Household Debt and Aging in Japan," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 1068, Nov.
• Goksu Aslan, 2019, "Towards Financial Inclusion in South Asia: A Youth and Gender Perspective," Development Papers, United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) South and South-West Asia Office, number 1902, Jun.
• Giordana, Gaston & Ziegelmeyer, Michael, 2019, "Stress testing household balance sheets in Luxembourg," Working Paper Series, European Central Bank, number 2254, Mar.
• Bekhtiar, Karim & Fessler, Pirmin & Lindner, Peter, 2019, "Risky assets in Europe and the US: risk vulnerability, risk aversion and economic environment," Working Paper Series, European Central Bank, number 2270, Apr.
• Laliotis, Dimitrios & Buesa, Alejandro & Leber, Miha & Población García, Francisco Javier, 2019, "An agent-based model for the assessment of LTV caps," Working Paper Series, European Central Bank, number 2294, Jul.
• Girshina, Anastasia & Mathä, Thomas Y. & Ziegelmeyer, Michael, 2019, "Peer effects in stock market participation: evidence from immigration," Working Paper Series, European Central Bank, number 2340, Dec.
• Dobbie, Will & Song, Jae, 2019, "Targeted Debt Relief and the Origins of Financial Distress: Experimental Evidence from Distressed Credit Card Borrowers," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp19-030, Aug.
• Cheema, Ahmed Raza & Coxhead, Ian, 2019, "“Gender Shock†and Household Labor Allocation: Dowry and Labor Migration in Pakistan," Staff Paper Series, University of Wisconsin, Agricultural and Applied Economics, number 593, Jun.
• Songül KAKÝLLÝ ACARAVCI & Kadir BEDÝROÐLU, 2019, "Finansal Okuryazarlýk: Hatay Mustafa Kemal Üniversitesi Üzerine Uygulama," Isletme ve Iktisat Calismalari Dergisi, Econjournals, volume 7, issue 2, pages 30-51.
• Yao, Dongmin & Xu, Yixuan & Zhang, Pengyuan, 2019, "How a disaster affects household saving: Evidence from China’s 2008 Wenchuan earthquake," Journal of Asian Economics, Elsevier, volume 64, issue C, pages 1-1, DOI: 10.1016/j.asieco.2019.101133.
• Mahasuweerachai, Phumsith & Mahariwirasami, Anucha, 2019, "Benefiting from our biases: Inducing saving increases among Thai military officers," Journal of Asian Economics, Elsevier, volume 65, issue C, DOI: 10.1016/j.asieco.2019.101152.
• Lukas, M., 2019, "Relative prices and product substitution: Evidence from shocks to consumer credit interest rates," Journal of Behavioral and Experimental Finance, Elsevier, volume 21, issue C, pages 39-49, DOI: 10.1016/j.jbef.2018.10.004.
• Bannier, Christina & Meyll, Tobias & Röder, Florian & Walter, Andreas, 2019, "The gender gap in ‘Bitcoin literacy’," Journal of Behavioral and Experimental Finance, Elsevier, volume 22, issue C, pages 129-134, DOI: 10.1016/j.jbef.2019.02.008.
• Brune, Lasse & Kerwin, Jason T., 2019, "Income timing and liquidity constraints: Evidence from a randomized field experiment," Journal of Development Economics, Elsevier, volume 138, issue C, pages 294-308, DOI: 10.1016/j.jdeveco.2019.01.001.
• Rodríguez, Catherine & Saavedra, Juan E., 2019, "The persistent effects of youth savings reminders: Experimental evidence from text-message campaigns in Colombia," Journal of Development Economics, Elsevier, volume 139, issue C, pages 135-156, DOI: 10.1016/j.jdeveco.2019.03.001.
• Baland, Jean-Marie & Guirkinger, Catherine & Hartwig, Renate, 2019, "Now or later? The allocation of the pot and the insurance motive in fixed roscas," Journal of Development Economics, Elsevier, volume 140, issue C, pages 1-11, DOI: 10.1016/j.jdeveco.2019.04.001.
• Ghoddusi, Hamed & Afkhami, Mohamad, 2019, "Valuation of mortgage interest deductibility under uncertainty: An option pricing approach," Journal of Economic Dynamics and Control, Elsevier, volume 103, issue C, pages 102-122, DOI: 10.1016/j.jedc.2019.02.008.
• Duffy, John & Li, Yue, 2019, "Lifecycle consumption under different income profiles: Evidence and theory," Journal of Economic Dynamics and Control, Elsevier, volume 104, issue C, pages 74-94, DOI: 10.1016/j.jedc.2019.05.006.
• D'Orazio, Paola, 2019, "Income inequality, consumer debt, and prudential regulation: An agent-based approach to study the emergence of crises and financial instability," Economic Modelling, Elsevier, volume 82, issue C, pages 308-331, DOI: 10.1016/j.econmod.2019.01.015.
• Yang, Yang & Zhang, Cheng & Yan, Yu, 2019, "Does religious faith affect household financial market participation? Evidence from China," Economic Modelling, Elsevier, volume 83, issue C, pages 42-50, DOI: 10.1016/j.econmod.2019.10.023.