Research classified by Journal of Economic Literature (JEL) codes

2014

• James M. Poterba, 2014, "Retirement Security in an Aging Population," American Economic Review, American Economic Association, volume 104, issue 5, pages 1-30, May.
• Joseph P. Kaboski & Molly Lipscomb & Virgiliu Midrigan, 2014, "The Aggregate Impact of Household Saving and Borrowing Constraints: Designing a Field Experiment in Uganda," American Economic Review, American Economic Association, volume 104, issue 5, pages 171-176, May.
• Signe-Mary McKernan & Caroline Ratcliffe & Eugene Steuerle & Sisi Zhang, 2014, "Disparities in Wealth Accumulation and Loss from the Great Recession and Beyond," American Economic Review, American Economic Association, volume 104, issue 5, pages 240-244, May.
• Jeanne Lafortune & Soohyung Lee, 2014, "All for One? Family Size and Children's Educational Distribution under Credit Constraints," American Economic Review, American Economic Association, volume 104, issue 5, pages 365-369, May.
• Syngjoo Choi & Shachar Kariv & Wieland M?ller & Dan Silverman, 2014, "Who Is (More) Rational?," American Economic Review, American Economic Association, volume 104, issue 6, pages 1518-1550, June.
• Ing-Haw Cheng & Sahil Raina & Wei Xiong, 2014, "Wall Street and the Housing Bubble," American Economic Review, American Economic Association, volume 104, issue 9, pages 2797-2829, September.
• Christopher Mayer & Edward Morrison & Tomasz Piskorski & Arpit Gupta, 2014, "Mortgage Modification and Strategic Behavior: Evidence from a Legal Settlement with Countrywide," American Economic Review, American Economic Association, volume 104, issue 9, pages 2830-2857, September.
• Ishani Tewari, 2014, "The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation," American Economic Journal: Applied Economics, American Economic Association, volume 6, issue 4, pages 175-196, October.
• J. W. Mason & Arjun Jayadev, 2014, ""Fisher Dynamics" in US Household Debt, 1929-2011," American Economic Journal: Macroeconomics, American Economic Association, volume 6, issue 3, pages 214-234, July.
• Tullio Jappelli & Luigi Pistaferri, 2014, "Fiscal Policy and MPC Heterogeneity," American Economic Journal: Macroeconomics, American Economic Association, volume 6, issue 4, pages 107-136, October.
• Laura Kawano, 2014, "The Dividend Clientele Hypothesis: Evidence from the 2003 Tax Act," American Economic Journal: Economic Policy, American Economic Association, volume 6, issue 1, pages 114-136, February, DOI: 10.1257/pol.6.1.114.
• Annamaria Lusardi & Olivia S. Mitchell, 2014, "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, volume 52, issue 1, pages 5-44, March, DOI: 10.1257/jel.52.1.5.
• Murray, Anthony G & Farrin, Katie, 2014, "The Effect of Index Insurance on Returns to Farm Inputs: Exploring Alternatives to Zambia's Fertilizer Subsidy Program," 2014 Annual Meeting, July 27-29, 2014, Minneapolis, Minnesota, Agricultural and Applied Economics Association, number 170240, DOI: 10.22004/ag.econ.170240.
• Flory, Jeffrey A., 2014, "Banking the Poor: Evidence from a Savings Field Experiment in Malawi," 2014 Annual Meeting, July 27-29, 2014, Minneapolis, Minnesota, Agricultural and Applied Economics Association, number 171879, Jan, DOI: 10.22004/ag.econ.171879.
• Rosenzweig, Mark & Zhang, Junsen, 2014, "Co-residence, Life-Cycle Savings and Inter-generational Support in Urban China," Center Discussion Papers, Yale University, Economic Growth Center, number 166739, Apr, DOI: 10.22004/ag.econ.166739.
• Shinichi Nishiyama & Kent Smetters, 2014, "Financing Old Age Dependency," Annual Review of Economics, Annual Reviews, volume 6, issue 1, pages 53-76, August.
• Vincenzo Chiorazzo & Pierluigi Morelli, 2014, "Italian households and mortgages affordability index," BANCARIA, Bancaria Editrice, volume 6, pages 49-64, June.
• Stefano Cosma & Umberto Filotto, 2014, "Consumer credit, an opportunity for economic recovery and for households’ chances," BANCARIA, Bancaria Editrice, volume 10, pages 2-14, October.
• Alexander Aldev & Mihaela Mihaleva & Evgeny Evgeniev, 2014, "Insurance culture of young people in Bulgaria," Economic Thought journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 4, pages 95-114.
• Noelia Camara & Ximena Pena & David Tuesta, 2014, "Factors that Matter for Financial Inclusion: Evidence from Peru," Working Papers, BBVA Bank, Economic Research Department, number 1409, Feb.
• Miguel Ampudia & Michael Ehrmann, 2014, "Macroeconomic Experiences and Risk Taking of Euro Area Households," Staff Working Papers, Bank of Canada, number 14-10, DOI: 10.34989/swp-2014-10.
• Sarah Necker & Michael Ziegelmeyer, 2014, "Household Risk Taking after the Financial Crisis," BCL working papers, Central Bank of Luxembourg, number 85, Feb.
• Julia Le Blanc & Alessandro Porpiglia & Federica Teppa & Junyi Zhu & Michael Ziegelmeyer, 2014, "Household saving behaviour and credit constraints in the euro area," BCL working papers, Central Bank of Luxembourg, number 93, Dec.
• Dmitry Khametshin & David López Rodríguez & Luis Pérez García, 2014, "El mercado del alquiler de vivienda residencial en España: evolución reciente, determinantes e indicadores de esfuerzo," Occasional Papers, Banco de España, number 2432, Oct, DOI: https://doi.org/10.53479/37872.
• Valentina Michelangeli & Mario Pietrunti, 2014, "A microsimulation model to evaluate Italian households� financial vulnerability," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 225, Sep.
• Ponce Alejandro & Seira Enrique & Zamarripa Guillermo, 2014, "Borrowing on the Wrong Credit Card: Evidence from Mexico," Working Papers, Banco de México, number 2014-03, Feb.
• Elizondo Alan & Seira Enrique, 2014, "Are Information Disclosure Mandates Effective? Evidence from the Credit Card Market," Working Papers, Banco de México, number 2014-18, Aug.
• Roero, C., 2014, "L’évolution de la monnaie et du crédit en 2013," Bulletin de la Banque de France, Banque de France, issue 195, pages 1-10.
• Haas, P., 2014, "L’intérêt des Français pour l’économie et leur perception de la situation économique en 2014. Résultats du sondage présentés aux Journées de l’économie," Bulletin de la Banque de France, Banque de France, issue 198, pages 33-40.
• Rodrigo Lluberas & Joaquín Saldain, 2014, "Paper or plastic? Payment instrument choice in Uruguay," Documentos de trabajo, Banco Central del Uruguay, number 2014007.
• Laurent E. Calvet & Paolo Sodini, 2014, "Twin Picks: Disentangling the Determinants of Risk-Taking in Household Portfolios," Journal of Finance, American Finance Association, volume 69, issue 2, pages 867-906, April.
• Oscar Díaz Quevedo, 2014, "Factores que influyen en la profundización financiera de los hogares bolivianos: una perspectiva microeconómica," Serie de Documentos de Trabajo, Banco Central de Bolivia, number 2014/08, Dec.
• Solomon Y. Deku & Alper Kara & Phil Molyneux, 2014, "Access to Consumer Credit in the UK," Working Papers, Bangor Business School, Prifysgol Bangor University (Cymru / Wales), number 14004, Sep.
• Scott Fulford, 2014, "The surprisingly low importance of income uncertainty for precaution," Boston College Working Papers in Economics, Boston College Department of Economics, number 862, Aug.
• Oded Galor & Omer Ozak, 2014, "The Agricultural Origins of Time Preference," Working Papers, Brown University, Department of Economics, number 2014-5.
• Sabine Le Bayon & Pierre Madec, 2014, "L'évolution en Europe du profil des ménages propriétaires pendant la crise," Revue d'économie financière, Association d'économie financière, volume 0, issue 3, pages 87-108.
• McCarthy, Yvonne, 2014, "Dis-entangling the mortgage arrears crisis: The rolw of the labour market, income volatility and housing equity," Research Technical Papers, Central Bank of Ireland, number 02/RT/14, Feb.
• Bover, Olympia & Casado, Jose Maria & Costa, Sonia & Du Caju, Philip & McCarthy, Yvonne & Sierminska, Eva & Tzamourani, Panagiota & Villanueva, Ernesto & Zavadil, Tibor, 2014, "The distribution of debt across Euro Area countries: The role of individual characteristics, institutions and credit conditions," Research Technical Papers, Central Bank of Ireland, number 04/RT/14, Mar.
• McCarthy, Yvonne & McQuinn, Kieran, 2014, "Deleveraging in a highly indebted property market: Who does it and are there implications for household consumption?," Research Technical Papers, Central Bank of Ireland, number 05/RT/14, Mar.
• McCann, Fergal, 2014, "Modelling default transitions in the UK mortgage market," Research Technical Papers, Central Bank of Ireland, number 18/RT/14, Nov.
• Agnese Romiti & Mariacristina Rossi, 2014, "Wealth decumulation, portfolio composition and financial literacy among European elderly," Carlo Alberto Notebooks, Collegio Carlo Alberto, number 375.
• Fairlie, Robert, 2014, "Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training," Santa Cruz Department of Economics, Working Paper Series, Department of Economics, UC Santa Cruz, number qt56k4264f, Aug.
• Anett John (née Hofmann), 2014, "Just a Few Cents Each Day: Can Fixed Regular Deposits Overcome Savings Constraints?," STICERD - Economic Organisation and Public Policy Discussion Papers Series, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE, number 051, Mar.
• Anett John (née Hofmann), 2014, "When Commitment Fails - Evidence from a Regular Saver Product in the Philippines," STICERD - Economic Organisation and Public Policy Discussion Papers Series, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE, number 055, Oct.
• Ludwig Ensthaler & Olga Nottmeyer & Georg Weizsäcker & Christian Zankiewicz, 2014, "Hidden Skewness: On the Difficulty of Multiplicative Compounding under Random Shocks," CESifo Working Paper Series, CESifo, number 4760.
• Joan Costa-i-Font & Christophe Courbage, 2014, "Crowding Out of Long-Term Care Insurance: Evidence from European Expectations Data," CESifo Working Paper Series, CESifo, number 4910.
• Melanie Lührmann & Marta Serra-Garcia & Joachim Winter, 2014, "The Impact of Financial Education on Adolescents' Intertemporal Choices," CESifo Working Paper Series, CESifo, number 4925.
• Margherita Fort & Francesco Manaresi & Serena Trucchi, 2014, "Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies," CESifo Working Paper Series, CESifo, number 5047.
• Philippe Bracke & Christian Hilber & Olmo Silva, 2014, "Homeownership and Entrepreneurship: The Role of Mortgage Debt and Commitment," CESifo Working Paper Series, CESifo, number 5048.
• Florian Scheuer & Alexander Wolitzky, 2014, "Capital Taxation under Political Constraints," CESifo Working Paper Series, CESifo, number 5098.
• Liliana Rojas-Suarez and Maria Alejandra Amado, 2014, "Understanding Latin America’s Financial Inclusion Gap - Working Paper 367," Working Papers, Center for Global Development, number 367, May.
• Michael Callen & Suresh De Mel & Craig McIntosh & Christopher Woodruff, 2014, "What are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," CID Working Papers, Center for International Development at Harvard University, number 289, Dec.
• Alejandro Ponce & Enrique Seira & Guillermo Zamarripa, 2014, "Borrowing on the Wrong Credit Card:Evidence from Mexico," Working Papers, Centro de Investigacion Economica, ITAM, number 1406.
• Alan Elizondo & Enrique Seira, 2014, "Are Information Disclosure Mandates Effective? Evidence from the Credit Card Market," Working Papers, Centro de Investigacion Economica, ITAM, number 1407.
• David Boisclair & Pierre-Carl Michaud, 2014, "Financial Literacy and Retirement Planning in Canada," CIRANO Papers, CIRANO, number 2014n-09a, Sep.
• David Boisclair & Annamaria Lusardi & Pierre-Carl Michaud, 2014, "Financial Literacy and Retirement Planning in Canada," CIRANO Working Papers, CIRANO, number 2014s-35, Jul.
• Roberto Stein Bronfman, 2014, "Comportamiento de los ingresos por comisiones bancarias en Colombia durante el periodo 2006-2010," Estudios Gerenciales, Universidad Icesi.
• Nanda, Ramana & Laerkholm Jensen, Thais, 2014, "Financing Constraints, Home Equity and Selection into Entrepreneurship," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 10260, Nov.
• Giannetti, Mariassunta & Wang, Tracy Yue, 2014, "Corporate Scandals and Household Stock Market Participation," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9834, Feb.
• Adam, Klaus & Zhu, Junyi, 2014, "Price Level Changes and the Redistribution of Nominal Wealth Across the Euro Area," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9987, May.
• Massimo Baldini & Costanza Torricelli & Maria Cesira Urzì Brancati, 2014, "Family ties: occupational responses to cope with a household income shock," CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy), number 141, Oct.
• Thorsten Beck & Haki Pamuk & Burak R. Uras, 2014, "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence from Tanzanian MSEs," CSAE Working Paper Series, Centre for the Study of African Economies, University of Oxford, number 2014-15.
• Valentina Moiso, 2014, "Making access to credit more democratic: tools and practices between social innovation and old inequalities," CERIS Working Paper, CNR-IRCrES Research Institute on Sustainable Economic Growth - Torino (TO) ITALY - former Institute for Economic Research on Firms and Growth - Moncalieri (TO) ITALY, number 201420, Dec.
• Bruno CREPON & Florencia DEVOTO & Esther DUFLO & William PARIENTE, 2014, "Estimating the impact of microcredit on those who take it up: Evidence from a randomized experiment in Morocco," LIDAM Discussion Papers IRES, Université catholique de Louvain, Institut de Recherches Economiques et Sociales (IRES), number 2014012, May.
• Bateman, Hazel & Eckert, Christine & Geweke, John & Louviere, Jordan & Satchell, Stephen & Thorp, Susan, 2014, "Financial competence, risk presentation and retirement portfolio preferences," Journal of Pension Economics and Finance, Cambridge University Press, volume 13, issue 1, pages 27-61, January.
• Garrett, Thomas A. & Wall, Howard J., 2014, "Personal-Bankruptcy Cycles," Macroeconomic Dynamics, Cambridge University Press, volume 18, issue 7, pages 1488-1507, October.
• Christina Wübbeke, 2014, "Sparen, wenn das Geld gerade so zum Leben reicht: Das Risiko des Abbruchs privater Altersvorsorge unter den Rahmenbedingungen von Riester-Förderung und Sozialgesetzbuch II," Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin, volume 134, issue 3, pages 341-370, DOI: 10.3790/schm.134.3.341.
• Christian Zankiewicz, 2014, "Pitfalls of Compound Interest Effect: Private Investors Underestimate Loss Risks of Financial Products," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 4, issue 6, pages 17-22.
• Steffen Huck & Tobias Schmidt & Georg Weizsäcker, 2014, "The Standard Portfolio Choice Problem in Germany," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 650.
• Thomas Lueg & Peter Schwark, 2014, "Reformoptionen für die kapitalgedeckte Altersvorsorge: eine kritische Analyse," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 83, issue 3, pages 77-99, DOI: 10.3790/vjh.83.3.77.
• Barbara Sternberger-Frey, 2014, "Invalidität als Armutsrisiko - können private Berufsunfähigkeitsrenten die Versorgungslücken schließen?: Analyseergebnisse einer unabhängigen Testorganisation," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 83, issue 3, pages 113-127, DOI: 10.3790/vjh.83.3.113.
• Christian Zankiewicz, 2014, "Die Tücken des Zinseszinseffekts: Privatanleger unterschätzen Verlustrisiken bei Finanzprodukten," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 81, issue 9, pages 166-171.
• Dirk Ulbricht, 2014, "John Doe's Old-Age Provision: Dollar Cost Averaging and Time Diversification," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1376.
• Holger Lüthen, 2014, "Rates of Return and Early Retirement Disincentives: Evidence from a German Pension Reform," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1389.
• Charles Yuji Horioka, 2014, "Are Americans and Indians More Altruistic than the Japanese and Chinese? Evidence from a New International Survey of Bequest Plans," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0901, May.
• Charles Yuji Horioka, 2014, "The Life and Work of Martin Stuart ("Marty") Feldstein," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0905, Jul.
• Charles Yuji Horioka, 2014, "The Life and Work of Martin Stuart ("Marty") Feldstein," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0905r, Jul, revised Mar 2015.
• Matray , Adrien & Celerier , Claire, 2014, "Unbanked Households: Evidence of Supply-Side Factors," HEC Research Papers Series, HEC Paris, number 1039, Feb.
• Bover, Olympia & Du Caju, Philip & Tzamourani, Panagiota & Villanueva, Ernesto & Sierminska, Eva & McCarthy, Yvonne & Casado, Jose Maria & Costa, Sonia & Zavadil, Tibor, 2014, "The distribution of debt across euro area countries: the role of individual characteristics, institutions and credit conditions," Working Paper Series, European Central Bank, number 1639, Feb.
• Baumann, Ursel & Albuquerque, Bruno & Krustev, Georgi, 2014, "Has US household deleveraging ended? a model-based estimate of equilibrium debt," Working Paper Series, European Central Bank, number 1643, Mar.
• Herrala, Risto, 2014, "Forward-looking reaction to bank regulation," Working Paper Series, European Central Bank, number 1645, Mar.
• Ehrmann, Michael & Ampudia, Miguel, 2014, "Macroeconomic experiences and risk taking of euro area households," Working Paper Series, European Central Bank, number 1652, Mar.
• Pistaferri, Luigi & Blundell, Richard & Saporta-Eksten, Itay, 2014, "Consumption inequality and family labor supply," Working Paper Series, European Central Bank, number 1656, Mar.
• Schmidt, Tobias & Stix, Helmut & Huynh, Kim P. & Kosse, Anneke & Schuh, Scott & Bagnall, John & Bounie, David, 2014, "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Paper Series, European Central Bank, number 1685, Jun.
• Fessler, Pirmin & Rehm, Miriam & Tockner, Lukas, 2014, "The impact of housing non-cash income on the unconditional distribution of household income in Austria," Working Paper Series, European Central Bank, number 1718, Aug.
• Żochowski, Dawid & Ampudia, Miguel & van Vlokhoven, Has, 2014, "Financial fragility of euro area households," Working Paper Series, European Central Bank, number 1737, Oct.
• Rosenzweig, Mark R. & Zhang, Junsen, 2014, "Co-residence, Life-Cycle Savings and Inter-generational Support in Urban China," Working Papers, Yale University, Department of Economics, number 131, Apr.
• Merike Kukk, 2014, "Distinguishing the components of household financial wealth: the impact of liabilities on assets in Euro Area countries," Bank of Estonia Working Papers, Bank of Estonia, number wp2014-2, Oct, revised 10 Oct 2014.
• Karunarathne, Wasana & Gibson, John, 2014, "Financial literacy and remittance behavior of skilled and unskilled immigrant groups in Australia," Journal of Asian Economics, Elsevier, volume 30, issue C, pages 54-62, DOI: 10.1016/j.asieco.2013.12.004.
• Talpsepp, Tõnn & Vlcek, Martin & Wang, Mei, 2014, "Speculating in gains, waiting in losses: A closer look at the disposition effect," Journal of Behavioral and Experimental Finance, Elsevier, volume 2, issue C, pages 31-43, DOI: 10.1016/j.jbef.2014.04.001.
• Ding, Weili & Zhang, Yuan, 2014, "When a son is born: The impact of fertility patterns on family finance in rural China," China Economic Review, Elsevier, volume 30, issue C, pages 192-208, DOI: 10.1016/j.chieco.2014.06.008.
• de Janvry, A. & Dequiedt, V. & Sadoulet, E., 2014, "The demand for insurance against common shocks," Journal of Development Economics, Elsevier, volume 106, issue C, pages 227-238, DOI: 10.1016/j.jdeveco.2013.10.001.
• Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2014, "The minimal impact of a large-scale financial education program in Mexico City," Journal of Development Economics, Elsevier, volume 108, issue C, pages 184-189, DOI: 10.1016/j.jdeveco.2014.02.009.
• Ding, Jie & Kingston, Geoffrey & Purcal, Sachi, 2014, "Dynamic asset allocation when bequests are luxury goods," Journal of Economic Dynamics and Control, Elsevier, volume 38, issue C, pages 65-71, DOI: 10.1016/j.jedc.2013.11.004.
• Cornwell, Christopher & Xu, Bing, 2014, "Effects of the BAPCPA on the chapter composition of consumer bankruptcies," Economics Letters, Elsevier, volume 124, issue 3, pages 439-442, DOI: 10.1016/j.econlet.2014.07.009.
• Eichner, Thomas & Wagener, Andreas, 2014, "Insurance demand and first-order risk increases under (μ,σ)-preferences revisited," Finance Research Letters, Elsevier, volume 11, issue 4, pages 326-331, DOI: 10.1016/j.frl.2014.06.003.
• Barber, Brad M. & Lee, Yi-Tsung & Liu, Yu-Jane & Odean, Terrance, 2014, "The cross-section of speculator skill: Evidence from day trading," Journal of Financial Markets, Elsevier, volume 18, issue C, pages 1-24, DOI: 10.1016/j.finmar.2013.05.006.
• Cameron, Michael P. & Calderwood, Richard & Cox, Ashleigh & Lim, Steven & Yamaoka, Michio, 2014, "Factors associated with financial literacy among high school students in New Zealand," International Review of Economics Education, Elsevier, volume 16, issue PA, pages 12-21, DOI: 10.1016/j.iree.2014.07.006.
• Kishimoto, Naoki & Kim, Yong-Jin, 2014, "Prepayment behaviors of Japanese residential mortgages," Japan and the World Economy, Elsevier, volume 30, issue C, pages 1-9, DOI: 10.1016/j.japwor.2013.12.002.
• Jambulapati, Vikram & Stavins, Joanna, 2014, "Credit CARD Act of 2009: What did banks do?," Journal of Banking & Finance, Elsevier, volume 46, issue C, pages 21-30, DOI: 10.1016/j.jbankfin.2014.04.025.
• Andersson, Fredrik & Mayock, Tom, 2014, "Loss severities on residential real estate debt during the Great Recession," Journal of Banking & Finance, Elsevier, volume 46, issue C, pages 266-284, DOI: 10.1016/j.jbankfin.2014.05.010.
• Bhutta, Neil, 2014, "Payday loans and consumer financial health," Journal of Banking & Finance, Elsevier, volume 47, issue C, pages 230-242, DOI: 10.1016/j.jbankfin.2014.04.024.
• Mugerman, Yevgeny & Sade, Orly & Shayo, Moses, 2014, "Long term savings decisions: Financial reform, peer effects and ethnicity," Journal of Economic Behavior & Organization, Elsevier, volume 106, issue C, pages 235-253, DOI: 10.1016/j.jebo.2014.07.002.
• Tasoff, Joshua & Letzler, Robert, 2014, "Everyone believes in redemption: Nudges and overoptimism in costly task completion," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PA, pages 107-122, DOI: 10.1016/j.jebo.2014.08.011.
• Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen & Slonim, Robert, 2014, "Savings and prize-linked savings accounts," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PA, pages 86-106, DOI: 10.1016/j.jebo.2014.07.015.
• De Neve, Jan-Emmanuel & Fowler, James H., 2014, "Credit card borrowing and the monoamine oxidase A (MAOA) gene," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PB, pages 428-439, DOI: 10.1016/j.jebo.2014.03.002.
• Feltovich, Nick & Ejebu, Ourega-Zoé, 2014, "Do positional goods inhibit saving? Evidence from a life-cycle experiment," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PB, pages 440-454, DOI: 10.1016/j.jebo.2014.01.015.
• Weinstock, Eyal & Sonsino, Doron, 2014, "Are risk-seekers more optimistic? Non-parametric approach," Journal of Economic Behavior & Organization, Elsevier, volume 108, issue C, pages 236-251, DOI: 10.1016/j.jebo.2014.10.002.
• Hvide, Hans K. & Panos, Georgios A., 2014, "Risk tolerance and entrepreneurship," Journal of Financial Economics, Elsevier, volume 111, issue 1, pages 200-223, DOI: 10.1016/j.jfineco.2013.06.001.
• Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D., 2014, "Predatory lending and the subprime crisis," Journal of Financial Economics, Elsevier, volume 113, issue 1, pages 29-52, DOI: 10.1016/j.jfineco.2014.02.008.
• Previtero, Alessandro, 2014, "Stock market returns and annuitization," Journal of Financial Economics, Elsevier, volume 113, issue 2, pages 202-214, DOI: 10.1016/j.jfineco.2014.04.006.
• Bonaparte, Yosef & Korniotis, George M. & Kumar, Alok, 2014, "Income hedging and portfolio decisions," Journal of Financial Economics, Elsevier, volume 113, issue 2, pages 300-324, DOI: 10.1016/j.jfineco.2014.05.001.
• Russell, Blair D. & Moulton, Stephanie & Greenbaum, Robert T., 2014, "Take-up of mortgage assistance for distressed homeowners: The role of geographic accessibility," Journal of Housing Economics, Elsevier, volume 24, issue C, pages 57-74, DOI: 10.1016/j.jhe.2014.02.002.
• Shi, Xinyan & Riley, Sarah F., 2014, "Mortgage choice, house price externalities, and the default rate," Journal of Housing Economics, Elsevier, volume 26, issue C, pages 139-150, DOI: 10.1016/j.jhe.2014.06.001.
• Brown, Sarah & Taylor, Karl, 2014, "Household finances and the ‘Big Five’ personality traits," Journal of Economic Psychology, Elsevier, volume 45, issue C, pages 197-212, DOI: 10.1016/j.joep.2014.10.006.
• Duca, John V. & Kumar, Anil, 2014, "Financial literacy and mortgage equity withdrawals," Journal of Urban Economics, Elsevier, volume 80, issue C, pages 62-75, DOI: 10.1016/j.jue.2013.08.003.
• Gerrans, Paul & Yap, Ghialy, 2014, "Retirement savings investment choices: Sophisticated or naive?," Pacific-Basin Finance Journal, Elsevier, volume 30, issue C, pages 233-250, DOI: 10.1016/j.pacfin.2014.10.005.
• Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C. & Zeldes, Stephen P., 2014, "What makes annuitization more appealing?," Journal of Public Economics, Elsevier, volume 116, issue C, pages 2-16, DOI: 10.1016/j.jpubeco.2013.05.007.
• Hoffmann, Arvid O.I. & Post, Thomas, 2014, "Self-attribution bias in consumer financial decision-making: How investment returns affect individuals’ belief in skill," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 52, issue C, pages 23-28, DOI: 10.1016/j.socec.2014.05.005.
• Akshay Shanker & Sacha Vidler, 2014, "Offsets to Compulsory Superannuation: Do People Consciously Choose Their Level of Retirement Saving?," CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University, number 2014-65, Oct.
• Mark Rosenzweig & Junsen Zhang, 2014, "Co-residence, Life-Cycle Savings and Inter- Generational Support in Urban China," Working Papers, Economic Growth Center, Yale University, number 1039, Apr.
• Bursztyn, Leonardo & Ederer, Florian & Ferman, Bruno & Yuchtman, Noam, 2014, "Understanding mechanisms underlying peer effects: evidence from a field experiment on financial decisions," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 91509, Jul.
• Juan Yermo, 2014, "Las políticas públicas para promover la previsión social complementaria," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, volume 85, issue 01, pages 145-166.
• Richard J. Cebula & Maggie Foley, 2014, "Teaching the economics of income tax evasion," Chapters, Edward Elgar Publishing, chapter 12, in: Franklin G. Mixon & Richard J. Cebula, "New Developments in Economic Education".
• F. Alejandro Villagómez, 2014, "Alfabetismo financiero en jóvenes mexicanos de 15 a 18 años," Working Papers, CIDE, División de Economía, number DTE 575, Aug.
• Andreas Oehler & Andreas Höfer & Stefan Wendt, 2014, "Do key investor information documents enhance retail investors’ understanding of financial products? Empirical evidence," Journal of Financial Regulation and Compliance, Emerald Group Publishing Limited, volume 22, issue 2, pages 115-127, May, DOI: 10.1108/JFRC-10-2013-0035.
• Noordegraaf-Eelens, L.H.J. & Franses, Ph.H.B.F., 2014, "Does a financial crisis make consumers increasingly prudent?," Econometric Institute Research Papers, Erasmus University Rotterdam, Erasmus School of Economics (ESE), Econometric Institute, number EI2014-16, Aug.
• David Rosnick & Dean Baker, 2014, "The Wealth of Households: An Analysis of the 2013 Survey of Consumer Finances," CEPR Reports and Issue Briefs, Center for Economic and Policy Research (CEPR), number 2014-16, Nov.
• Michael Callen & Suresh De Mel & Craig McIntosh & Christopher Woodruff, 2014, "What are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," Working Papers, eSocialSciences, number id:6265, Nov.
• Paolo Casini & Olivia Riera & Paulo Santos Monteiro, 2014, "Labor market effects of improved access to credit among the poor: evidence from Cape Verde," Working Papers of LICOS - Centre for Institutions and Economic Performance, KU Leuven, Faculty of Economics and Business (FEB), LICOS - Centre for Institutions and Economic Performance, number 484951, Dec.
• Lewis Glinert & Aileen Heinberg & Angela Hung & Arie Kapteyn & Annamaria Lusardi & Anya Samek, 2014, "Visual Tools and Narratives: New Ways to Improve Financial Literacy," Framed Field Experiments, The Field Experiments Website, number 00429.
• Aileen Heinberg & Angela Hung & Arie Kapteyn & Annamaria Lusardi & Anya Samek & Joanne Yoong, 2014, "Five Steps to Planning Success. Experimental Evidence from U.S. Households," Framed Field Experiments, The Field Experiments Website, number 00434.
• Scott Schuh & Joanna Stavins, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-01, Sep.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-02, Oct.
• Claire Greene & Scott Schuh, 2014, "U.S. Consumers' Holdings and Use of $100 Bills," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-03, Nov.
• Scott Schuh & Joanna Stavins, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice," Research Data Report, Federal Reserve Bank of Boston, number 14-1, Sep.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: technical appendix," Research Data Report, Federal Reserve Bank of Boston, number 14-2, Oct.
• Claire Greene & Scott Schuh, 2014, "U.S. consumers' holdings and use of $100 bills," Research Data Report, Federal Reserve Bank of Boston, number 14-3, Nov.
• Oz Shy & Joanna Stavins, 2014, "Merchant steering of consumer payment choice: evidence from a 2012 Diary survey," Working Papers, Federal Reserve Bank of Boston, number 14-1, May.
• John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014, "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Papers, Federal Reserve Bank of Boston, number 14-4, May.
• Anat Bracha & Stephan Meier, 2014, "Nudging credit scores in the field: the effect of text reminders on creditworthiness in the United States," Working Papers, Federal Reserve Bank of Boston, number 15-2, Nov.
• John Carter Braxton & Edward S. Knotek, 2014, "Consumer Debt Dynamics: Follow the Increasers," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1401, Mar, DOI: 10.26509/frbc-wp-201401.
• Justin Gallagher & Daniel Hartley, 2014, "Household Finance after a Natural Disaster: The Case of Hurricane Katrina," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1406, Aug, DOI: 10.26509/frbc-wp-201406.
• Anthony A. DeFusco & Andrew D. Paciorek, 2014, "The Interest Rate Elasticity of Mortgage Demand: Evidence From Bunching at the Conforming Loan Limit," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2014-11, Jan.
• John Carter Braxton & Edward S. Knotek, 2014, "Consumer debt dynamics:follow the increasers," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 14-2, Mar.
• Lisa J. Dettling & Joanne W. Hsu, 2014, "The State of Young Adults’ Balance Sheets: Evidence from the Survey of Consumer Finances," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 305-330.
• Terri Friedline & Robert Hughes & Paul Johnson, 2014, "Toward Healthy Balance Sheets: Are Savings Accounts a Gateway to Young Adults’ Asset Diversification and Accumulation?," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 359-389.
• Ellen A. Merry & Logan Thomas, 2014, "Asset Holdings of Young Households: Trends and Patterns," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 391-411.
• Ralph S. J. Koijen & Stijn Van Nieuwerburgh & Motohiro Yogo, 2014, "Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice," Staff Report, Federal Reserve Bank of Minneapolis, number 499, Jun.
• Meta Brown & Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2014, "Measuring student debt and its performance," Staff Reports, Federal Reserve Bank of New York, number 668, Apr.
• Zachary Bleemer & Meta Brown & Donghoon Lee & Wilbert Van der Klaauw, 2014, "Tuition, jobs, or housing: what's keeping millennials at home?," Staff Reports, Federal Reserve Bank of New York, number 700, Nov.
• Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014, "Consumer use of fraud alerts and credit freezes: an empirical analysis," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 14-4, Sep.
• Vyacheslav Mikhed & Barry Scholnick, 2014, "Financial benefits, travel costs, and bankruptcy," Working Papers, Federal Reserve Bank of Philadelphia, number 14-18, Jun.
• Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014, "Identity theft as a teachable moment," Working Papers, Federal Reserve Bank of Philadelphia, number 14-28, Sep.
• Olivier Coibion & Yuriy Gorodnichenko & Marianna Kudlyak & John Mondragon, 2014, "Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data," Working Paper, Federal Reserve Bank of Richmond, number 14-1, Jan.
• Aleksandra Ya. Burdyak, 2014, "HouseholdsХ Monetary Savings over the Life Cycle," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 1, pages 129-140, March.
• Simon Lange & Malte Reimers, 2014, "Livestock as an Imperfect Buffer Stock in Poorly Integrated Markets," Courant Research Centre: Poverty, Equity and Growth - Discussion Papers, Courant Research Centre PEG, number 162, Aug.
• Kirsten L MacDonald & Robert J Bianchi & Michael E Drew, 2014, "Equity risk versus retirement adequacy: Asset allocation solutions for KiwiSaver," Discussion Papers in Finance, Griffith University, Department of Accounting, Finance and Economics, number finance:201402, Feb.
• Luigi Moretti, & Giannetti Caterina & Madia Marianna, 2014, "Job Insecurity and Financial Distress," Post-Print, HAL, number hal-01411298, Jan, DOI: 10.1080/09603107.2013.872759.
• Vianney Dequiedt & Alain De Janvry & Elisabeth Sadoulet, 2014, "The demand for insurance against common shocks," Post-Print, HAL, number halshs-00879617.
• Thais Laerkholm Jensen & Søren Leth-Petersen & Ramana Nanda, 2014, "Financing Constraints, Home Equity and Selection into Entrepreneurship," Harvard Business School Working Papers, Harvard Business School, number 15-020, Oct, revised May 2021.
• Eva Arnold & Lena Dräger & Ulrich Fritsche, 2014, "Evaluating the Link between Consumers' Savings Portfolio Decisions, their Inflation Expectations and Economic News," Macroeconomics and Finance Series, University of Hamburg, Department of Socioeconomics, number 201402, Feb.
• Lanot, Gauthier & Leece, David, 2014, "Mortgage Loan Characteristics , Unobserved Heterogeneity and the Performance of United Kingdom Securitised Sub-Prime Loans," Umeå Economic Studies, Umeå University, Department of Economics, number 876, Feb.
• 祝迫, 得夫 & 小野, 有人 & 齋藤, 周 & 徳田, 秀信, 2014, "日本の家計のポートフォリオ選択：居住用不動産が株式保有に及ぼす影響," HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University, number 17, Dec.
• Beshears, John Leonard & Choi, James J. & Laibson, David I. & Madrian, Brigitte & Zeldes, Stephen P., 2014, "What Makes Annuitization More Appealing?," Scholarly Articles, Harvard University Department of Economics, number 13382511.
• Tudor Ciumara, 2014, "Baby-Boomers and the Romanian Financial System," Hyperion Economic Journal, Faculty of Economic Sciences, Hyperion University of Bucharest, Romania, volume 2, issue 1, pages 12-17, March.
• Mario Mechtel & Tim Friehe, 2014, "Gambling to Leapfrog in Status?," IAAEU Discussion Papers, Institute of Labour Law and Industrial Relations in the European Union (IAAEU), number 201404, Apr.
• John Burnett & Kevin Davis & Carsten Murawski & Roger Wilkins & Nicholas Wilkinson, 2014, "Measuring Adequacy of Retirement Savings," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2014n05, Mar.
• Karen C. Castro-González, 2014, "Financial Literacy And Retirement Planning: Evidence From Puerto Rico," Global Journal of Business Research, The Institute for Business and Finance Research, volume 8, issue 1, pages 87-98.
• Karen C. Castro-Gonzalez & Cristina Delgado-Ortiz & Jomar Rodriguez-Madera, 2014, "Students Use And Manegement Of Credit Cards, Uso Y Manejo Del Credito En Estudiantes Universitarios," Revista Internacional Administracion & Finanzas, The Institute for Business and Finance Research, volume 7, issue 5, pages 51-60.
• Thomas Crossley & Jochem de Bresser & Liam Delaney & Joachim K. Winter, 2014, "Can survey participation alter household saving behavior?," IFS Working Papers, Institute for Fiscal Studies, number W14/06, Mar.
• Melanie Lührmann & Marta Serra-Garcia & Joachim K. Winter, 2014, "The impact of financial education on adolescents' intertemporal choices," IFS Working Papers, Institute for Fiscal Studies, number W14/18, Jul.
• Özer ÖZAYDIN & Özcan DAĞDEMİR & Murat DOĞAN & Veysel YILMAZ, 2014, "İşsiz Bireylerin Kredi Kartlarına İlişkin Tutum ve Davranışlarının Yapısal Eşitlik Modeliyle İncelenmesi: Eskişehir Örneği," Iktisat Isletme ve Finans, Bilgesel Yayincilik, volume 29, issue 341, pages 57-86.
• Valentina Michelangeli & Mario Pietrunti, 2014, "A Microsimulation Model to evaluate Italian Households Financial Vulnerability," International Journal of Microsimulation, International Microsimulation Association, volume 7, issue 3, pages 53-79.
• Fernando López, 2014, "Financial Literacy and Investments in Higher Education," ILADES-UAH Working Papers, Universidad Alberto Hurtado/School of Economics and Business, number inv300, Sep.
• Mr. Anton Korinek & Alp Simsek, 2014, "Liquidity Trap and Excessive Leverage," IMF Working Papers, International Monetary Fund, number 2014/129, Jul.
• Elena DRUICA & Rodica IANOLE & Viorel CORNESCU, 2014, "The psychological cost of saving – an agent-based modelling approach," Romanian Journal of Economics, Institute of National Economy, volume 39, issue 2(48), pages 34-48, December.
• Dennis Dlugosch & Kristian Horn & Mei Wang, 2014, "Behavioral determinants of home bias - theory and experiment," Working Papers, Faculty of Economics and Statistics, Universität Innsbruck, number 2014-11, Apr.
• Grey Gordon, 2014, "Optimal Bankruptcy Code: A Fresh Start for Some," CAEPR Working Papers, Center for Applied Economics and Policy Research, Department of Economics, Indiana University Bloomington, number 2014-002, Sep.

2013

• Antonio Cabrales & Olivier Gossner & Roberto Serrano, 2013, "Entropy and the Value of Information for Investors," American Economic Review, American Economic Association, volume 103, issue 1, pages 360-377, February.
• Felix Kubler & Larry Selden & Xiao Wei, 2013, "Inferior Good and Giffen Behavior for Investing and Borrowing," American Economic Review, American Economic Association, volume 103, issue 2, pages 1034-1053, April.
• M. Keith Chen, 2013, "The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets," American Economic Review, American Economic Association, volume 103, issue 2, pages 690-731, April.
• Isaac Mbiti & David N. Weil, 2013, "The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users," American Economic Review, American Economic Association, volume 103, issue 3, pages 369-374, May, DOI: 10.1257/aer.103.3.369.