Research classified by Journal of Economic Literature (JEL) codes

2014

• Gregor Dorfleitner & Hilger Jahnes, 2014, "Determinants of Mortgage Loan Fraud: Empirical Evidence from Germany," Schmalenbach Journal of Business Research, Springer, volume 66, issue 4, pages 351-382, June, DOI: 10.1007/BF03373721.
• Tibor Zavadil & Teresa Messner, 2014, "Regional differences in household wealth across Slovakia," Working and Discussion Papers, Research Department, National Bank of Slovakia, number OP 1/2014, Nov.
• Caterina Giannetti & Marianna Madia & Luigi Moretti, 2014, "Job insecurity and financial distress," Applied Financial Economics, Taylor & Francis Journals, volume 24, issue 4, pages 219-233, February, DOI: 10.1080/09603107.2013.872759.
• Sergio Mayordomo & Maria Rodriguez-Moreno & Juan Ignacio Pe�a, 2014, "Portfolio choice with indivisible and illiquid housing assets: the case of Spain," Quantitative Finance, Taylor & Francis Journals, volume 14, issue 11, pages 2045-2064, November, DOI: 10.1080/14697688.2013.843786.
• Joseph Friedman, 2014, "The Optimal Time for Claiming Social Security Benefits: A Methodological Note," DETU Working Papers, Department of Economics, Temple University, number 1404, Sep.
• Pierre Koning, 2014, "Making Work pay for the Indebted. The Effect of Debt Services on the Exit Rates of Unemployed Individuals," Tinbergen Institute Discussion Papers, Tinbergen Institute, number 14-001/V, Jan.
• Beck, T.H.L. & Pamuk, H. & Uras, R.B., 2014, "Entrepreneurial Saving Practices and Reinvestment : Theory and Evidence," Discussion Paper, Tilburg University, Center for Economic Research, number 2014-050.
• Beck, T.H.L. & Pamuk, H. & Uras, R.B., 2014, "Entrepreneurial Saving Practices and Reinvestment : Theory and Evidence," Other publications TiSEM, Tilburg University, School of Economics and Management, number 58d8cde0-8e34-4682-af6e-f.
• Beck, T.H.L. & Pamuk, H. & Uras, R.B., 2014, "Entrepreneurial Saving Practices and Reinvestment : Theory and Evidence," Other publications TiSEM, Tilburg University, School of Economics and Management, number e8691801-b87a-4402-bf17-5.
• Geng Li, 2014, "Information Sharing and Stock Market Participation: Evidence from Extended Families," The Review of Economics and Statistics, MIT Press, volume 96, issue 1, pages 151-160, March.
• Tal Gross & Matthew J. Notowidigdo & Jialan Wang, 2014, "Liquidity Constraints and Consumer Bankruptcy: Evidence from Tax Rebates," The Review of Economics and Statistics, MIT Press, volume 96, issue 3, pages 431-443, July.
• Eugenio J. Miravete & Ignacio Palacios-Huerta, 2014, "Consumer Inertia, Choice Dependence, and Learning from Experience in a Repeated Decision Problem," The Review of Economics and Statistics, MIT Press, volume 96, issue 3, pages 524-537, July.
• Mantilla, Cesar, 2014, "Financial literacy in Colombia seen through the lens of the interest rate bias," IAST Working Papers, Institute for Advanced Study in Toulouse (IAST), number 14-12.
• Merike Kukk, 2014, "How Did Household Indebtedness Hamper Consumption during the Recession? Evidence from Micro Data," TUT Economic Research Series, Department of Finance and Economics, Tallinn University of Technology, number 14, Sep.
• María Luisa Garayalde Niño & Sara González Fernández & Juan Mascareñas Pérez-Iñigo, 2014, "Microfinanzas: evolución histórica de sus instituciones y de su impacto en el desarrollo
  [Microfinance: historical evolutions of institutions and its impact on development]," REVESCO: Revista de estudios cooperativos, Universidad Complutense de Madrid, Facultad de Ciencias Económicas y Empresariales, Escuela de Estudios Cooperativos, issue 116, pages 130-159.
• Jonathan Zinman, 2014, "Consumer Credit: Too Much or Too Little (or Just Right)?," The Journal of Legal Studies, University of Chicago Press, volume 43, issue S2, pages 209-237, DOI: 10.1086/676133.
• Graciela Sanromán & Guillermo Santos, 2014, "Who Holds Credit Cards and Bank Accounts in Uruguay? Evidence from Survey of Uruguayan Households Finances," Documentos de Trabajo (working papers), Department of Economics - dECON, number 0714, Aug.
• Serena Masino & Miguel Niño-Zarazúa, 2014, "Social Service Delivery and Access to Financial Innovation: The Impact of Oportunidades' Electronic Payment System in Mexico," WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER), number wp-2014-034.
• Hoechle, Daniel & Ruenzi, Stefan & Schaub, Nic & Schmid, Markus, 2014, "The Impact of Financial Advice on Trade Performance and Behavioral Biases," Working Papers on Finance, University of St. Gallen, School of Finance, number 1419, Dec, revised Dec 2015.
• Lance Lochner & Alexander Monge-Naranjo, 2014, "Student Loans and Repayment: Theory, Evidence and Policy," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers, University of Western Ontario, Centre for Human Capital and Productivity (CHCP), number 20145.
• Whitehouse, Edward, 1998, "Pension reform in Britain," Social Protection Discussion Papers and Notes, The World Bank, number 20053, Jun.
• Palacios, Robert & Whitehouse, Edward, 1998, "The role of choice in the transition to a funded pension system," Social Protection Discussion Papers and Notes, The World Bank, number 20109, Jan.
• Whitehouse, Edward, 1999, "The tax treatment of funded pensions," Social Protection Discussion Papers and Notes, The World Bank, number 20126, Apr.
• Whitehouse, Edward, 2000, "Pension reform, financial literacy and public information : a case study of the United Kingdom," Social Protection Discussion Papers and Notes, The World Bank, number 21312, Jan.
• Whitehouse, Edward, 2000, "Administrative charges for funded pensions : an international comparison and assessment," Social Protection Discussion Papers and Notes, The World Bank, number 23140, Jun.
• Leonardo Bursztyn & Florian Ederer & Bruno Ferman & Noam Yuchtman, 2014, "Understanding Mechanisms Underlying Peer Effects: Evidence From a Field Experiment on Financial Decisions," Econometrica, Econometric Society, volume 82, issue 4, pages 1273-1301, July.
• Pierre‐André Chiappori & Krislert Samphantharak & Sam Schulhofer‐Wohl & Robert M. Townsend, 2014, "Heterogeneity and risk sharing in village economies," Quantitative Economics, Econometric Society, volume 5, issue , pages 1-27, March.
• Kronenberg, C. & van Kippersluis, H. & Rohde, K.I.M., 2014, "What drives the association between health and portfolio choice?," Health, Econometrics and Data Group (HEDG) Working Papers, HEDG, c/o Department of Economics, University of York, number 14/27, Nov.
• Fochmann, Martin & Hemmerich, Kristina, 2014, "Real tax effects and tax perception effects in decisions on asset allocation," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 156.
• Ackermann, Hagen & Fochmann, Martin, 2014, "The effect of straight-line and accelerated depreciation rules on risky investment decisions: An experimental study," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 158.
• Schüßler, Katharina & Hewig, Johannes & Kiesewetter, Dirk & Fochmann, Martin, 2014, "Affective reactions influence investment decisions: Evidence from a laboratory experiment with taxation," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 160.
• Fochmann, Martin & Kroll, Eike B., 2014, "The effects of rewards on tax compliance decisions," arqus Discussion Papers in Quantitative Tax Research, arqus - Arbeitskreis Quantitative Steuerlehre, number 163.
• Lehtoranta, Antti, 2014, "Childhood experience of father's job loss and stock market participation," Bank of Finland Research Discussion Papers, Bank of Finland, number 30/2014.
• Bover, Olympia & Casado, Jose Maria & Costa, Sonia & Du Caju, Philip & McCarthy, Yvonne & Sierminska, Eva & Tzamourani, Panagiota & Villanueva, Ernesto & Zavadil, Tibor, 2014, "The distribution of debt across euro area countries: The role of individual characteristics, institutions and credit conditions," Discussion Papers, Deutsche Bundesbank, number 01/2014.
• Le Blanc, Julia & Porpiglia, Alessandro & Teppa, Federica & Zhu, Junyi & Ziegelmeyer, Michael, 2014, "Household saving behavior and credit constraints in the Euro area," Discussion Papers, Deutsche Bundesbank, number 16/2014.
• Cici, Gjergji & Kempf, Alexander & Sorhage, Christoph, 2014, "Do financial advisors provide tangible benefits for investors? Evidence from tax-motivated mutual fund flows," CFR Working Papers, University of Cologne, Centre for Financial Research (CFR), number 12-09 [rev.3].
• Cici, Gjergji & Kempf, Alexander & Sorhage, Christoph, 2014, "Do financial advisors provide tangible benefits for investors? Evidence from tax-motivated mutual fund flows," CFR Working Papers, University of Cologne, Centre for Financial Research (CFR), number 12-09 [rev.4].
• Christelis, Dimitris & Georgarakos, Dimitris & Sanz-de-Galdeano, Anna, 2014, "The impact of health insurance on stockholding: A regression discontinuity approach," CFS Working Paper Series, Center for Financial Studies (CFS), number 488.
• Hubar, Sylwia & Koulovatianos, Christos & Li, Jian, 2014, "Fitting parsimonious household- portfolio models to data," CFS Working Paper Series, Center for Financial Studies (CFS), number 489.
• Adam, Klaus & Zhu, Junyi, 2014, "Price Level Changes and the Redistribution of Nominal Wealth Across the Euro Area," EconStor Preprints, ZBW - Leibniz Information Centre for Economics, number 100005, Apr.
• Lüthen, Holger, 2014, "Rates of return and early retirement disincentives: Evidence from a German pension reform," Discussion Papers, Free University Berlin, School of Business & Economics, number 2014/15.
• Ambrosius, Christian & Cuecuecha, Alfredo, 2014, "Do remittances increase borrowing?," Discussion Papers, Free University Berlin, School of Business & Economics, number 2014/19.
• Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014, "Financial literacy and its consequences in the emerging middleclass," Kiel Working Papers, Kiel Institute for the World Economy, number 1943.
• Neuberger, Doris & Räthke-Döppner, Solvig, 2014, "The role of demographics in small business loan pricing," Thuenen-Series of Applied Economic Theory, University of Rostock, Institute of Economics, number 134.
• Kraft, Holger & Schendel, Lorenz S. & Steffensen, Mogens, 2014, "Life insurance demand under health shock risk," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 40, DOI: 10.2139/ssrn.2392384.
• Kraft, Holger & Munk, Claus & Seifried, Frank Thomas & Steffensen, Mogens, 2014, "Consumption and wage humps in a life-cycle model with education," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 53, DOI: 10.2139/ssrn.2456940.
• Biljanovska, Nina & Palligkinis, Spyros, 2014, "Control thyself: Self-control failure and household wealth," SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE, number 69, DOI: 10.2139/ssrn.2509080.
• Becker, Gideon & Dimpfl, Thomas, 2014, "Labor income risk and the reluctance of fouseholds to invest in risky financial assets: A panel data analysis," University of Tübingen Working Papers in Business and Economics, University of Tuebingen, Faculty of Economics and Social Sciences, School of Business and Economics, number 72.
• Becker, Gideon, 2014, "The portfolio structure of German households: A multinomial fractional response approach with unobserved heterogeneity," University of Tübingen Working Papers in Business and Economics, University of Tuebingen, Faculty of Economics and Social Sciences, School of Business and Economics, number 74.
• Luik, Marc-André & Berlemann, Michael, 2014, "Institutional Reform and Depositors’ Portfolio Choice: Evidence from Censored Quantile Regressions," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100291.
• Winter, Joachim & Crossley, Thomas & de Bresser, Jochem & Delaney, Liam, 2014, "Can Survey Participation Alter Household Saving Behavior?," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100379.
• Jaroszek, Lena & Dick, Christian D., 2014, "Knowing What Not To Do: Financial Literacy and Consumer Credit Choices," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100383.
• Menkhoff, Lukas & Grohmann, Antonia & Hübler, Olaf & Kouwenberg, Roy, 2014, "Financial literacy and financial behavior: Do women lag behind?," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100415.
• Tutt, Jascha & Berlemann, Michael & Steinhardt, Max, 2014, "Behavioural Responses on Natural Disasters. Empirical Evidence from a Natural Experiment in Germany," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100526.
• Lüthen, Holger, 2014, "Rates of Return and Early Retirement Disincentives: Evidence from a German Pension Reform," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100544.
• Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014, "Roots of Financial Literacy," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100550.
• Bucher-Koenen, Tabea & Lamla, Bettina, 2014, "The long Shadow of Socialism: On East-West German Differences in Financial Literacy," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy, Verein für Socialpolitik / German Economic Association, number 100585.
• Huck, Steffen & Schmidt, Tobias & Weizsäcker, Georg, 2014, "The standard portfolio choice problem in Germany," Discussion Papers, Research Unit: Economics of Change, WZB Berlin Social Science Center, number SP II 2014-308.
• Christoph Basten & Cathérine Koch, 2014, "The causal effect of house prices on mortgage demand and mortgage supply," ECON - Working Papers, Department of Economics - University of Zurich, number 140, Feb.
• Fiala, Nathan, 2014, "Skills in the Marketplace: Market Equilibrium, Personality and Ability in a Field-Based Experiment," Working Papers, University of Connecticut, Department of Agricultural and Resource Economics, Charles J. Zwick Center for Food and Resource Policy, number 30, Sep.
• Sumit Agarwal & Wenlan Qian, 2014, "Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore," American Economic Review, American Economic Association, volume 104, issue 12, pages 4205-4230, December.
• Andreas Ravndal Kostol & Magne Mogstad, 2014, "How Financial Incentives Induce Disability Insurance Recipients to Return to Work," American Economic Review, American Economic Association, volume 104, issue 2, pages 624-655, February.
• Patricia Apps & Yuri Andrienko & Ray Rees, 2014, "Risk and Precautionary Saving in Two-Person Households," American Economic Review, American Economic Association, volume 104, issue 3, pages 1040-1046, March, DOI: 10.1257/aer.104.3.1040.
• James M. Poterba, 2014, "Retirement Security in an Aging Population," American Economic Review, American Economic Association, volume 104, issue 5, pages 1-30, May.
• Joseph P. Kaboski & Molly Lipscomb & Virgiliu Midrigan, 2014, "The Aggregate Impact of Household Saving and Borrowing Constraints: Designing a Field Experiment in Uganda," American Economic Review, American Economic Association, volume 104, issue 5, pages 171-176, May.
• Signe-Mary McKernan & Caroline Ratcliffe & Eugene Steuerle & Sisi Zhang, 2014, "Disparities in Wealth Accumulation and Loss from the Great Recession and Beyond," American Economic Review, American Economic Association, volume 104, issue 5, pages 240-244, May.
• Jeanne Lafortune & Soohyung Lee, 2014, "All for One? Family Size and Children's Educational Distribution under Credit Constraints," American Economic Review, American Economic Association, volume 104, issue 5, pages 365-369, May.
• Syngjoo Choi & Shachar Kariv & Wieland M?ller & Dan Silverman, 2014, "Who Is (More) Rational?," American Economic Review, American Economic Association, volume 104, issue 6, pages 1518-1550, June.
• Ing-Haw Cheng & Sahil Raina & Wei Xiong, 2014, "Wall Street and the Housing Bubble," American Economic Review, American Economic Association, volume 104, issue 9, pages 2797-2829, September.
• Christopher Mayer & Edward Morrison & Tomasz Piskorski & Arpit Gupta, 2014, "Mortgage Modification and Strategic Behavior: Evidence from a Legal Settlement with Countrywide," American Economic Review, American Economic Association, volume 104, issue 9, pages 2830-2857, September.
• Ishani Tewari, 2014, "The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation," American Economic Journal: Applied Economics, American Economic Association, volume 6, issue 4, pages 175-196, October.
• J. W. Mason & Arjun Jayadev, 2014, ""Fisher Dynamics" in US Household Debt, 1929-2011," American Economic Journal: Macroeconomics, American Economic Association, volume 6, issue 3, pages 214-234, July.
• Tullio Jappelli & Luigi Pistaferri, 2014, "Fiscal Policy and MPC Heterogeneity," American Economic Journal: Macroeconomics, American Economic Association, volume 6, issue 4, pages 107-136, October.
• Laura Kawano, 2014, "The Dividend Clientele Hypothesis: Evidence from the 2003 Tax Act," American Economic Journal: Economic Policy, American Economic Association, volume 6, issue 1, pages 114-136, February, DOI: 10.1257/pol.6.1.114.
• Annamaria Lusardi & Olivia S. Mitchell, 2014, "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, volume 52, issue 1, pages 5-44, March, DOI: 10.1257/jel.52.1.5.
• Murray, Anthony G & Farrin, Katie, 2014, "The Effect of Index Insurance on Returns to Farm Inputs: Exploring Alternatives to Zambia's Fertilizer Subsidy Program," 2014 Annual Meeting, July 27-29, 2014, Minneapolis, Minnesota, Agricultural and Applied Economics Association, number 170240, DOI: 10.22004/ag.econ.170240.
• Flory, Jeffrey A., 2014, "Banking the Poor: Evidence from a Savings Field Experiment in Malawi," 2014 Annual Meeting, July 27-29, 2014, Minneapolis, Minnesota, Agricultural and Applied Economics Association, number 171879, Jan, DOI: 10.22004/ag.econ.171879.
• Rosenzweig, Mark & Zhang, Junsen, 2014, "Co-residence, Life-Cycle Savings and Inter-generational Support in Urban China," Center Discussion Papers, Yale University, Economic Growth Center, number 166739, Apr, DOI: 10.22004/ag.econ.166739.
• Shinichi Nishiyama & Kent Smetters, 2014, "Financing Old Age Dependency," Annual Review of Economics, Annual Reviews, volume 6, issue 1, pages 53-76, August.
• Vincenzo Chiorazzo & Pierluigi Morelli, 2014, "Italian households and mortgages affordability index," BANCARIA, Bancaria Editrice, volume 6, pages 49-64, June.
• Stefano Cosma & Umberto Filotto, 2014, "Consumer credit, an opportunity for economic recovery and for households’ chances," BANCARIA, Bancaria Editrice, volume 10, pages 2-14, October.
• Alexander Aldev & Mihaela Mihaleva & Evgeny Evgeniev, 2014, "Insurance culture of young people in Bulgaria," Economic Thought journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 4, pages 95-114.
• Noelia Camara & Ximena Pena & David Tuesta, 2014, "Factors that Matter for Financial Inclusion: Evidence from Peru," Working Papers, BBVA Bank, Economic Research Department, number 1409, Feb.
• Miguel Ampudia & Michael Ehrmann, 2014, "Macroeconomic Experiences and Risk Taking of Euro Area Households," Staff Working Papers, Bank of Canada, number 14-10, DOI: 10.34989/swp-2014-10.
• Sarah Necker & Michael Ziegelmeyer, 2014, "Household Risk Taking after the Financial Crisis," BCL working papers, Central Bank of Luxembourg, number 85, Feb.
• Julia Le Blanc & Alessandro Porpiglia & Federica Teppa & Junyi Zhu & Michael Ziegelmeyer, 2014, "Household saving behaviour and credit constraints in the euro area," BCL working papers, Central Bank of Luxembourg, number 93, Dec.
• Dmitry Khametshin & David López Rodríguez & Luis Pérez García, 2014, "El mercado del alquiler de vivienda residencial en España: evolución reciente, determinantes e indicadores de esfuerzo," Occasional Papers, Banco de España, number 2432, Oct, DOI: https://doi.org/10.53479/37872.
• Valentina Michelangeli & Mario Pietrunti, 2014, "A microsimulation model to evaluate Italian households� financial vulnerability," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 225, Sep.
• Ponce Alejandro & Seira Enrique & Zamarripa Guillermo, 2014, "Borrowing on the Wrong Credit Card: Evidence from Mexico," Working Papers, Banco de México, number 2014-03, Feb.
• Elizondo Alan & Seira Enrique, 2014, "Are Information Disclosure Mandates Effective? Evidence from the Credit Card Market," Working Papers, Banco de México, number 2014-18, Aug.
• Roero, C., 2014, "L’évolution de la monnaie et du crédit en 2013," Bulletin de la Banque de France, Banque de France, issue 195, pages 1-10.
• Haas, P., 2014, "L’intérêt des Français pour l’économie et leur perception de la situation économique en 2014. Résultats du sondage présentés aux Journées de l’économie," Bulletin de la Banque de France, Banque de France, issue 198, pages 33-40.
• Rodrigo Lluberas & Joaquín Saldain, 2014, "Paper or plastic? Payment instrument choice in Uruguay," Documentos de trabajo, Banco Central del Uruguay, number 2014007.
• Laurent E. Calvet & Paolo Sodini, 2014, "Twin Picks: Disentangling the Determinants of Risk-Taking in Household Portfolios," Journal of Finance, American Finance Association, volume 69, issue 2, pages 867-906, April.
• Oscar Díaz Quevedo, 2014, "Factores que influyen en la profundización financiera de los hogares bolivianos: una perspectiva microeconómica," Serie de Documentos de Trabajo, Banco Central de Bolivia, number 2014/08, Dec.
• Solomon Y. Deku & Alper Kara & Phil Molyneux, 2014, "Access to Consumer Credit in the UK," Working Papers, Bangor Business School, Prifysgol Bangor University (Cymru / Wales), number 14004, Sep.
• Scott Fulford, 2014, "The surprisingly low importance of income uncertainty for precaution," Boston College Working Papers in Economics, Boston College Department of Economics, number 862, Aug.
• Oded Galor & Omer Ozak, 2014, "The Agricultural Origins of Time Preference," Working Papers, Brown University, Department of Economics, number 2014-5.
• Sabine Le Bayon & Pierre Madec, 2014, "L'évolution en Europe du profil des ménages propriétaires pendant la crise," Revue d'économie financière, Association d'économie financière, volume 0, issue 3, pages 87-108.
• McCarthy, Yvonne, 2014, "Dis-entangling the mortgage arrears crisis: The rolw of the labour market, income volatility and housing equity," Research Technical Papers, Central Bank of Ireland, number 02/RT/14, Feb.
• Bover, Olympia & Casado, Jose Maria & Costa, Sonia & Du Caju, Philip & McCarthy, Yvonne & Sierminska, Eva & Tzamourani, Panagiota & Villanueva, Ernesto & Zavadil, Tibor, 2014, "The distribution of debt across Euro Area countries: The role of individual characteristics, institutions and credit conditions," Research Technical Papers, Central Bank of Ireland, number 04/RT/14, Mar.
• McCarthy, Yvonne & McQuinn, Kieran, 2014, "Deleveraging in a highly indebted property market: Who does it and are there implications for household consumption?," Research Technical Papers, Central Bank of Ireland, number 05/RT/14, Mar.
• McCann, Fergal, 2014, "Modelling default transitions in the UK mortgage market," Research Technical Papers, Central Bank of Ireland, number 18/RT/14, Nov.
• Agnese Romiti & Mariacristina Rossi, 2014, "Wealth decumulation, portfolio composition and financial literacy among European elderly," Carlo Alberto Notebooks, Collegio Carlo Alberto, number 375.
• Fairlie, Robert, 2014, "Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training," Santa Cruz Department of Economics, Working Paper Series, Department of Economics, UC Santa Cruz, number qt56k4264f, Aug.
• Anett John (née Hofmann), 2014, "Just a Few Cents Each Day: Can Fixed Regular Deposits Overcome Savings Constraints?," STICERD - Economic Organisation and Public Policy Discussion Papers Series, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE, number 051, Mar.
• Anett John (née Hofmann), 2014, "When Commitment Fails - Evidence from a Regular Saver Product in the Philippines," STICERD - Economic Organisation and Public Policy Discussion Papers Series, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE, number 055, Oct.
• Ludwig Ensthaler & Olga Nottmeyer & Georg Weizsäcker & Christian Zankiewicz, 2014, "Hidden Skewness: On the Difficulty of Multiplicative Compounding under Random Shocks," CESifo Working Paper Series, CESifo, number 4760.
• Joan Costa-i-Font & Christophe Courbage, 2014, "Crowding Out of Long-Term Care Insurance: Evidence from European Expectations Data," CESifo Working Paper Series, CESifo, number 4910.
• Melanie Lührmann & Marta Serra-Garcia & Joachim Winter, 2014, "The Impact of Financial Education on Adolescents' Intertemporal Choices," CESifo Working Paper Series, CESifo, number 4925.
• Margherita Fort & Francesco Manaresi & Serena Trucchi, 2014, "Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies," CESifo Working Paper Series, CESifo, number 5047.
• Philippe Bracke & Christian Hilber & Olmo Silva, 2014, "Homeownership and Entrepreneurship: The Role of Mortgage Debt and Commitment," CESifo Working Paper Series, CESifo, number 5048.
• Florian Scheuer & Alexander Wolitzky, 2014, "Capital Taxation under Political Constraints," CESifo Working Paper Series, CESifo, number 5098.
• Liliana Rojas-Suarez and Maria Alejandra Amado, 2014, "Understanding Latin America’s Financial Inclusion Gap - Working Paper 367," Working Papers, Center for Global Development, number 367, May.
• Michael Callen & Suresh De Mel & Craig McIntosh & Christopher Woodruff, 2014, "What are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," CID Working Papers, Center for International Development at Harvard University, number 289, Dec.
• Alejandro Ponce & Enrique Seira & Guillermo Zamarripa, 2014, "Borrowing on the Wrong Credit Card:Evidence from Mexico," Working Papers, Centro de Investigacion Economica, ITAM, number 1406.
• Alan Elizondo & Enrique Seira, 2014, "Are Information Disclosure Mandates Effective? Evidence from the Credit Card Market," Working Papers, Centro de Investigacion Economica, ITAM, number 1407.
• David Boisclair & Pierre-Carl Michaud, 2014, "Financial Literacy and Retirement Planning in Canada," CIRANO Papers, CIRANO, number 2014n-09a, Sep.
• David Boisclair & Annamaria Lusardi & Pierre-Carl Michaud, 2014, "Financial Literacy and Retirement Planning in Canada," CIRANO Working Papers, CIRANO, number 2014s-35, Jul.
• Roberto Stein Bronfman, 2014, "Comportamiento de los ingresos por comisiones bancarias en Colombia durante el periodo 2006-2010," Estudios Gerenciales, Universidad Icesi.
• Nanda, Ramana & Laerkholm Jensen, Thais, 2014, "Financing Constraints, Home Equity and Selection into Entrepreneurship," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 10260, Nov.
• Giannetti, Mariassunta & Wang, Tracy Yue, 2014, "Corporate Scandals and Household Stock Market Participation," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9834, Feb.
• Adam, Klaus & Zhu, Junyi, 2014, "Price Level Changes and the Redistribution of Nominal Wealth Across the Euro Area," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9987, May.
• Massimo Baldini & Costanza Torricelli & Maria Cesira Urzì Brancati, 2014, "Family ties: occupational responses to cope with a household income shock," CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy), number 141, Oct.
• Thorsten Beck & Haki Pamuk & Burak R. Uras, 2014, "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence from Tanzanian MSEs," CSAE Working Paper Series, Centre for the Study of African Economies, University of Oxford, number 2014-15.
• Valentina Moiso, 2014, "Making access to credit more democratic: tools and practices between social innovation and old inequalities," CERIS Working Paper, CNR-IRCrES Research Institute on Sustainable Economic Growth - Torino (TO) ITALY - former Institute for Economic Research on Firms and Growth - Moncalieri (TO) ITALY, number 201420, Dec.
• Bruno CREPON & Florencia DEVOTO & Esther DUFLO & William PARIENTE, 2014, "Estimating the impact of microcredit on those who take it up: Evidence from a randomized experiment in Morocco," LIDAM Discussion Papers IRES, Université catholique de Louvain, Institut de Recherches Economiques et Sociales (IRES), number 2014012, May.
• Bateman, Hazel & Eckert, Christine & Geweke, John & Louviere, Jordan & Satchell, Stephen & Thorp, Susan, 2014, "Financial competence, risk presentation and retirement portfolio preferences," Journal of Pension Economics and Finance, Cambridge University Press, volume 13, issue 1, pages 27-61, January.
• Garrett, Thomas A. & Wall, Howard J., 2014, "Personal-Bankruptcy Cycles," Macroeconomic Dynamics, Cambridge University Press, volume 18, issue 7, pages 1488-1507, October.
• Christina Wübbeke, 2014, "Sparen, wenn das Geld gerade so zum Leben reicht: Das Risiko des Abbruchs privater Altersvorsorge unter den Rahmenbedingungen von Riester-Förderung und Sozialgesetzbuch II," Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin, volume 134, issue 3, pages 341-370, DOI: 10.3790/schm.134.3.341.
• Christian Zankiewicz, 2014, "Pitfalls of Compound Interest Effect: Private Investors Underestimate Loss Risks of Financial Products," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 4, issue 6, pages 17-22.
• Steffen Huck & Tobias Schmidt & Georg Weizsäcker, 2014, "The Standard Portfolio Choice Problem in Germany," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 650.
• Thomas Lueg & Peter Schwark, 2014, "Reformoptionen für die kapitalgedeckte Altersvorsorge: eine kritische Analyse," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 83, issue 3, pages 77-99, DOI: 10.3790/vjh.83.3.77.
• Barbara Sternberger-Frey, 2014, "Invalidität als Armutsrisiko - können private Berufsunfähigkeitsrenten die Versorgungslücken schließen?: Analyseergebnisse einer unabhängigen Testorganisation," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 83, issue 3, pages 113-127, DOI: 10.3790/vjh.83.3.113.
• Christian Zankiewicz, 2014, "Die Tücken des Zinseszinseffekts: Privatanleger unterschätzen Verlustrisiken bei Finanzprodukten," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 81, issue 9, pages 166-171.
• Dirk Ulbricht, 2014, "John Doe's Old-Age Provision: Dollar Cost Averaging and Time Diversification," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1376.
• Holger Lüthen, 2014, "Rates of Return and Early Retirement Disincentives: Evidence from a German Pension Reform," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1389.
• Charles Yuji Horioka, 2014, "Are Americans and Indians More Altruistic than the Japanese and Chinese? Evidence from a New International Survey of Bequest Plans," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0901, May.
• Charles Yuji Horioka, 2014, "The Life and Work of Martin Stuart ("Marty") Feldstein," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0905, Jul.
• Charles Yuji Horioka, 2014, "The Life and Work of Martin Stuart ("Marty") Feldstein," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0905r, Jul, revised Mar 2015.
• Matray , Adrien & Celerier , Claire, 2014, "Unbanked Households: Evidence of Supply-Side Factors," HEC Research Papers Series, HEC Paris, number 1039, Feb.
• Bover, Olympia & Du Caju, Philip & Tzamourani, Panagiota & Villanueva, Ernesto & Sierminska, Eva & McCarthy, Yvonne & Casado, Jose Maria & Costa, Sonia & Zavadil, Tibor, 2014, "The distribution of debt across euro area countries: the role of individual characteristics, institutions and credit conditions," Working Paper Series, European Central Bank, number 1639, Feb.
• Baumann, Ursel & Albuquerque, Bruno & Krustev, Georgi, 2014, "Has US household deleveraging ended? a model-based estimate of equilibrium debt," Working Paper Series, European Central Bank, number 1643, Mar.
• Herrala, Risto, 2014, "Forward-looking reaction to bank regulation," Working Paper Series, European Central Bank, number 1645, Mar.
• Ehrmann, Michael & Ampudia, Miguel, 2014, "Macroeconomic experiences and risk taking of euro area households," Working Paper Series, European Central Bank, number 1652, Mar.
• Pistaferri, Luigi & Blundell, Richard & Saporta-Eksten, Itay, 2014, "Consumption inequality and family labor supply," Working Paper Series, European Central Bank, number 1656, Mar.
• Schmidt, Tobias & Stix, Helmut & Huynh, Kim P. & Kosse, Anneke & Schuh, Scott & Bagnall, John & Bounie, David, 2014, "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Paper Series, European Central Bank, number 1685, Jun.
• Fessler, Pirmin & Rehm, Miriam & Tockner, Lukas, 2014, "The impact of housing non-cash income on the unconditional distribution of household income in Austria," Working Paper Series, European Central Bank, number 1718, Aug.
• Żochowski, Dawid & Ampudia, Miguel & van Vlokhoven, Has, 2014, "Financial fragility of euro area households," Working Paper Series, European Central Bank, number 1737, Oct.
• Rosenzweig, Mark R. & Zhang, Junsen, 2014, "Co-residence, Life-Cycle Savings and Inter-generational Support in Urban China," Working Papers, Yale University, Department of Economics, number 131, Apr.
• Merike Kukk, 2014, "Distinguishing the components of household financial wealth: the impact of liabilities on assets in Euro Area countries," Bank of Estonia Working Papers, Bank of Estonia, number wp2014-2, Oct, revised 10 Oct 2014.
• Karunarathne, Wasana & Gibson, John, 2014, "Financial literacy and remittance behavior of skilled and unskilled immigrant groups in Australia," Journal of Asian Economics, Elsevier, volume 30, issue C, pages 54-62, DOI: 10.1016/j.asieco.2013.12.004.
• Talpsepp, Tõnn & Vlcek, Martin & Wang, Mei, 2014, "Speculating in gains, waiting in losses: A closer look at the disposition effect," Journal of Behavioral and Experimental Finance, Elsevier, volume 2, issue C, pages 31-43, DOI: 10.1016/j.jbef.2014.04.001.
• Ding, Weili & Zhang, Yuan, 2014, "When a son is born: The impact of fertility patterns on family finance in rural China," China Economic Review, Elsevier, volume 30, issue C, pages 192-208, DOI: 10.1016/j.chieco.2014.06.008.
• de Janvry, A. & Dequiedt, V. & Sadoulet, E., 2014, "The demand for insurance against common shocks," Journal of Development Economics, Elsevier, volume 106, issue C, pages 227-238, DOI: 10.1016/j.jdeveco.2013.10.001.
• Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2014, "The minimal impact of a large-scale financial education program in Mexico City," Journal of Development Economics, Elsevier, volume 108, issue C, pages 184-189, DOI: 10.1016/j.jdeveco.2014.02.009.
• Ding, Jie & Kingston, Geoffrey & Purcal, Sachi, 2014, "Dynamic asset allocation when bequests are luxury goods," Journal of Economic Dynamics and Control, Elsevier, volume 38, issue C, pages 65-71, DOI: 10.1016/j.jedc.2013.11.004.
• Cornwell, Christopher & Xu, Bing, 2014, "Effects of the BAPCPA on the chapter composition of consumer bankruptcies," Economics Letters, Elsevier, volume 124, issue 3, pages 439-442, DOI: 10.1016/j.econlet.2014.07.009.
• Eichner, Thomas & Wagener, Andreas, 2014, "Insurance demand and first-order risk increases under (μ,σ)-preferences revisited," Finance Research Letters, Elsevier, volume 11, issue 4, pages 326-331, DOI: 10.1016/j.frl.2014.06.003.
• Barber, Brad M. & Lee, Yi-Tsung & Liu, Yu-Jane & Odean, Terrance, 2014, "The cross-section of speculator skill: Evidence from day trading," Journal of Financial Markets, Elsevier, volume 18, issue C, pages 1-24, DOI: 10.1016/j.finmar.2013.05.006.
• Cameron, Michael P. & Calderwood, Richard & Cox, Ashleigh & Lim, Steven & Yamaoka, Michio, 2014, "Factors associated with financial literacy among high school students in New Zealand," International Review of Economics Education, Elsevier, volume 16, issue PA, pages 12-21, DOI: 10.1016/j.iree.2014.07.006.
• Kishimoto, Naoki & Kim, Yong-Jin, 2014, "Prepayment behaviors of Japanese residential mortgages," Japan and the World Economy, Elsevier, volume 30, issue C, pages 1-9, DOI: 10.1016/j.japwor.2013.12.002.
• Jambulapati, Vikram & Stavins, Joanna, 2014, "Credit CARD Act of 2009: What did banks do?," Journal of Banking & Finance, Elsevier, volume 46, issue C, pages 21-30, DOI: 10.1016/j.jbankfin.2014.04.025.
• Andersson, Fredrik & Mayock, Tom, 2014, "Loss severities on residential real estate debt during the Great Recession," Journal of Banking & Finance, Elsevier, volume 46, issue C, pages 266-284, DOI: 10.1016/j.jbankfin.2014.05.010.
• Bhutta, Neil, 2014, "Payday loans and consumer financial health," Journal of Banking & Finance, Elsevier, volume 47, issue C, pages 230-242, DOI: 10.1016/j.jbankfin.2014.04.024.
• Mugerman, Yevgeny & Sade, Orly & Shayo, Moses, 2014, "Long term savings decisions: Financial reform, peer effects and ethnicity," Journal of Economic Behavior & Organization, Elsevier, volume 106, issue C, pages 235-253, DOI: 10.1016/j.jebo.2014.07.002.
• Tasoff, Joshua & Letzler, Robert, 2014, "Everyone believes in redemption: Nudges and overoptimism in costly task completion," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PA, pages 107-122, DOI: 10.1016/j.jebo.2014.08.011.
• Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen & Slonim, Robert, 2014, "Savings and prize-linked savings accounts," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PA, pages 86-106, DOI: 10.1016/j.jebo.2014.07.015.
• De Neve, Jan-Emmanuel & Fowler, James H., 2014, "Credit card borrowing and the monoamine oxidase A (MAOA) gene," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PB, pages 428-439, DOI: 10.1016/j.jebo.2014.03.002.
• Feltovich, Nick & Ejebu, Ourega-Zoé, 2014, "Do positional goods inhibit saving? Evidence from a life-cycle experiment," Journal of Economic Behavior & Organization, Elsevier, volume 107, issue PB, pages 440-454, DOI: 10.1016/j.jebo.2014.01.015.
• Weinstock, Eyal & Sonsino, Doron, 2014, "Are risk-seekers more optimistic? Non-parametric approach," Journal of Economic Behavior & Organization, Elsevier, volume 108, issue C, pages 236-251, DOI: 10.1016/j.jebo.2014.10.002.
• Hvide, Hans K. & Panos, Georgios A., 2014, "Risk tolerance and entrepreneurship," Journal of Financial Economics, Elsevier, volume 111, issue 1, pages 200-223, DOI: 10.1016/j.jfineco.2013.06.001.
• Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D., 2014, "Predatory lending and the subprime crisis," Journal of Financial Economics, Elsevier, volume 113, issue 1, pages 29-52, DOI: 10.1016/j.jfineco.2014.02.008.
• Previtero, Alessandro, 2014, "Stock market returns and annuitization," Journal of Financial Economics, Elsevier, volume 113, issue 2, pages 202-214, DOI: 10.1016/j.jfineco.2014.04.006.
• Bonaparte, Yosef & Korniotis, George M. & Kumar, Alok, 2014, "Income hedging and portfolio decisions," Journal of Financial Economics, Elsevier, volume 113, issue 2, pages 300-324, DOI: 10.1016/j.jfineco.2014.05.001.
• Russell, Blair D. & Moulton, Stephanie & Greenbaum, Robert T., 2014, "Take-up of mortgage assistance for distressed homeowners: The role of geographic accessibility," Journal of Housing Economics, Elsevier, volume 24, issue C, pages 57-74, DOI: 10.1016/j.jhe.2014.02.002.
• Shi, Xinyan & Riley, Sarah F., 2014, "Mortgage choice, house price externalities, and the default rate," Journal of Housing Economics, Elsevier, volume 26, issue C, pages 139-150, DOI: 10.1016/j.jhe.2014.06.001.
• Brown, Sarah & Taylor, Karl, 2014, "Household finances and the ‘Big Five’ personality traits," Journal of Economic Psychology, Elsevier, volume 45, issue C, pages 197-212, DOI: 10.1016/j.joep.2014.10.006.
• Duca, John V. & Kumar, Anil, 2014, "Financial literacy and mortgage equity withdrawals," Journal of Urban Economics, Elsevier, volume 80, issue C, pages 62-75, DOI: 10.1016/j.jue.2013.08.003.
• Gerrans, Paul & Yap, Ghialy, 2014, "Retirement savings investment choices: Sophisticated or naive?," Pacific-Basin Finance Journal, Elsevier, volume 30, issue C, pages 233-250, DOI: 10.1016/j.pacfin.2014.10.005.
• Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C. & Zeldes, Stephen P., 2014, "What makes annuitization more appealing?," Journal of Public Economics, Elsevier, volume 116, issue C, pages 2-16, DOI: 10.1016/j.jpubeco.2013.05.007.
• Hoffmann, Arvid O.I. & Post, Thomas, 2014, "Self-attribution bias in consumer financial decision-making: How investment returns affect individuals’ belief in skill," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 52, issue C, pages 23-28, DOI: 10.1016/j.socec.2014.05.005.
• Akshay Shanker & Sacha Vidler, 2014, "Offsets to Compulsory Superannuation: Do People Consciously Choose Their Level of Retirement Saving?," CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University, number 2014-65, Oct.
• Mark Rosenzweig & Junsen Zhang, 2014, "Co-residence, Life-Cycle Savings and Inter- Generational Support in Urban China," Working Papers, Economic Growth Center, Yale University, number 1039, Apr.
• Bursztyn, Leonardo & Ederer, Florian & Ferman, Bruno & Yuchtman, Noam, 2014, "Understanding mechanisms underlying peer effects: evidence from a field experiment on financial decisions," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 91509, Jul.
• Juan Yermo, 2014, "Las políticas públicas para promover la previsión social complementaria," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, volume 85, issue 01, pages 145-166.
• Richard J. Cebula & Maggie Foley, 2014, "Teaching the economics of income tax evasion," Chapters, Edward Elgar Publishing, chapter 12, in: Franklin G. Mixon & Richard J. Cebula, "New Developments in Economic Education".
• F. Alejandro Villagómez, 2014, "Alfabetismo financiero en jóvenes mexicanos de 15 a 18 años," Working Papers, CIDE, División de Economía, number DTE 575, Aug.