Printed from https://ideas.repec.org/s/fip/fedpdp.html
Content
2024
- 24-01 The Rise in Mortgage Fees: Evidence from HMDA Data
by Neil Bhutta & Lauren Lambie-Hanson
2023
- DP23-01 How Does Buy Now, Pay Later Affect Customers’ Credit?
by Tom Akana & Valeria Zeballos Doubinko
2022
- 93694 Consumer Credit Card Payment Deferrals During the COVID-19 Pandemic
by Stephanie M. Wilshusen
2021
- 21-04 Climate Change and Consumer Finance: A Very Brief Literature Review
by Jose J. Canals-Cerda & Raluca Roman - 21-02 Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19
by Kristopher Gerardi & Lauren Lambie-Hanson & Paul S. Willen - DP21-01 The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education
by Robert Kelchen & Dubravka Ritter & Douglas A. Webber
2020
- DP 20-06 Reverse Mortgage Retrospective: How Recent Policy Changes Affected Government-Insured Reverse Mortgage Originations and Performance
by Lauren Lambie-Hanson & Stephanie Moulton - DP 20-05 Federal Student Loan Servicing Accountability and Incentives in Contracts
by Rajeev Darolia & Andrew Sullivan - DP 20-04 Deconstructing Mechanic’s Liens
by Lauren Lambie-Hanson & Jeanne Rentezelas & Larry Santucci - DP 20-03 Contactless Payment Cards: Trends and Barriers to Consumer Adoption in the U.S
by Tom Akana & Wei Ke - 20-02 What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans?
by Paul S. Calem & Chellappan Ramasamy & Jenna Wang - 20-01 Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions
by Tom Akana
2019
- 19-6 Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications
by Dubravka Ritter & Douglas A. Webber - 19-5 How Prevalent Were Racially Restrictive Covenants in 20th Century Philadelphia? A New Spatial Data Set Provides Answers
by Larry Santucci - 19-4 Developing a Customer-Driven Credit Card: Testing Consumer-Issuer Collaboration in the Barclays Ring Community
by Tom Akana - 19-3 Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions
by Tom Akana - 19-2 Moving into the Mainstream: Who Graduates from Secured Credit Card Programs?
by Larry Santucci - 19-1 Consumer Payment Preferences and the Impact of Technology and Regulation: Insights from the Visa Payment Panel Study
by Tom Akana
2018
- 18-3 Quantifying Cyber Risk in the Financial Services Industry
by Larry Santucci - 18-2 Combining Forces to Combat Elder Financial Victimization How Consumers Can Avoid the Financial Pitfalls of Cognitive Aging and What They Should Be Asking Their Financial Institutions
by Jeanne Rentezelas & Larry Santucci - 18-1 Credit Card Landscape Update
by Susan Herbst-Murphy
2017
2016
- 16-3 The Secured Credit Card Market
by Lawrence Santucci - 16-2 Future Potential versus Past Performance: MPOWER Financing’s Innovation in Student Loan Underwriting
by Susan Herbst-Murphy - 16-1 What Happened to the Revolving Credit Card Balances of 2009?
by Lawrence Santucci
2015
- 15-6 Millennials with money revisited: updates from the 2014 Consumer Payments Monitor
by Susan Herbst-Murphy & Greg Weed - 15-5 Exploring the use of anonymized consumer credit information to estimate economic conditions: an application of big data
by Stephanie M. Wilshusen - 15-4 Financial management tools and consumer confidence: chase blueprint
by Lawrence Santucci - 15-3 Can credit cards with access to complimentary credit score information benefit consumers and lenders?
by Vyacheslav Mikhed - 15-2 Trends and preferences in consumer payments: updates from the visa payment panel study
by Susan Herbst-Murphy - 15-1 A tale of two vintages: credit limit management before and after the CARD act and Great Recession
by Lawrence Santucci
2014
- 14-5 Consumer financial protection regulations: how do they measure up?
by Dubravka Ritter - 14-4 Consumer use of fraud alerts and credit freezes: an empirical analysis
by Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan - 14-3 Millennials with money: a new look at who uses GPR prepaid cards
by Susan Herbst-Murphy & Greg Weed - 14-2 Fair lending analysis of credit cards
by Dubravka Ritter & David Skanderson - 14-1 Improving experience in the prepaid card industry: a customer service workshop
by Susan Herbst-Murphy
2013
- 13-03 Funding credit card loans: current and future considerations
by James van Opstal - 13-02 Clearing and settlement of interbank card transactions: a MasterCard tutorial for Federal Reserve payments analysts
by Susan Herbst-Murphy - 13-01 Driving positive behavior change through education and motivation: summary of a PayPerks workshop
by Susan Herbst-Murphy - 13-5 Student Loan Repayment and College Accountability
by Rajeev Darolia - 13-4 Residential Migration, Entry, and Exit as Seen Through the Lens of Credit Bureau Data
by Robert M. Hunt & Keith Wardrip
2012
- 12-06 Government use of the payment card system: issuance, acceptance, and regulation
by Susan Herbst-Murphy - 12-05 Small business use of credit cards in the U.S. market
by Susan Herbst-Murphy - 12-04 The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches
by Julia S. Cheney & Robert M. Hunt & Katy Jacob & Richard D. Porter & Bruce J. Summers - 12-03 Do we still need the Equal Credit Opportunity Act?
by Dubravka Ritter - 12-02 Consumers’ use of prepaid cards: a transaction-based analysis
by Robert M. Hunt & Stephanie M. Wilshusen - 12-01 A prepaid case study: Ready Credit’s general-purpose & transit-fare programs
by Philip Keitel
2011
- 11-05 Insolvency risk in the network-branded prepaid-card value chain
by Philip Keitel - 11-04 Meeting the demand for debt relief
by Stephanie M. Wilshusen - 11-03 Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics
by Philip Keitel - 11-02 The electronification of transit fare payments: Examining the case for partnership the case for partnerships between payments firms and transit agencies
by Philip Keitel - 11-01 Getting down to business: Commercial cards in business-to-business payments
by Susan Herbst-Murphy
2010
- 10-03 Consumer testing informs policy: overdraft regulation as a case study
by Philip Keitel - 10-02 Trends and preferences in consumer payments
by Susan Herbst-Murphy - 10-01 Heartland Payment Systems: lessons learned from a data breach
by Julia S. Cheney
2009
- 09-03 The Credit CARD act of 2009 and prepaid cards
by Philip Keitel - 09-02 The electronification of transit fare payments: a look at the Southeastern Pennsylvania Transportation Authority's New Payment Technologies Project
by Philip Keitel - 09-01 Maintaining a safe environment for payment cards: Examining evolving threats posed by fraud
by Susan Herbst-Murphy
2008
- 08-09 Legislative responses to data breaches and information security failures
by Philip Keitel - 08-08 New prospects for payment card application in health care
by Ann Kjos - 08-07 The laws, regulations, guidelines, and industry practices that protect consumers who use gift cards
by Philip Keitel - 08-06 An examination of mobile banking and mobile payments: building adoption as experience goods?
by Julia S. Cheney - 08-02 Proposed changes to Regulation Z: highlighting behaviors that affect credit costs
by Ann Kjos - 08-01 Alternative data and its use in credit scoring thin-and no-file consumers
by Julia S. Cheney
2007
- 07-13 Payments, credit, and savings: the experience for LMI households
by Julia S. Cheney - 07-12 The merchant-acquiring side of the payment card industry; structure, operations, and challenges
by Ann Kjos - 07-11 Where is the missing credit card debt? Clues and implications
by Jonathan Zinman - 07-03 General-use prepaid cards: the path to gaining mainstream acceptance
by James C. McGrath - 07-02 Prepaid cards: vulnerable to money laundering?
by Stanley J. Sienkiewicz - 07-4 An Update on Trends in the Debit Card Market
by Julia S. Cheney
2006
- 07-01 Information security, data breaches, and protecting cardholder information: facing up to the challenges
by Ann Kjos & James C. McGrath - 06-11 Supply- and demand-side developments influencing growth in the debit market
by Julia S. Cheney - 06-09 The role of electronic payments in disaster recovery: providing more than convenience
by Julia S. Cheney - 06-08 Another look at credit card pricing and its disclosure: Is the semi-annual pricing data reported by credit card issuers to the Fed helpful to consumers or researchers?
by Mark Furletti & Christopher Ody - 06-07 Prepaid cards: an important innovation in financial services
by Julia S. Cheney & Sherrie L. W. Rhine - 06-05 Perspectives on recent trends in consumer debt
by Andrew Kish - 06-04 Micropayments: the final frontier for electronic consumer payments
by James C. McGrath - 06-03 Measuring U.S. credit card borrowing: an analysis of the G.19's estimate of consumer revolving credit
by Mark Furletti & Christopher Ody - 06-01 How effective were the financial safety nets in the aftermath of Katrina?
by Julia S. Cheney & Sherrie L. W. Rhine
2005
- 05-20 Risky business: managing electronic payments in the 21st Century
by Marilyn Bochicchio & Stanley J. Sienkiewicz - 05-19 Banks and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
by Kenneth J. Benton - 05-17 Payment cards and the unbanked: prospects and challenges
by Julia S. Cheney - 05-16 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: policy considerations
by Mark Furletti - 05-11 Federal consumer protection regulation: disclosures and beyond
by Mark Furletti - 05-10 Identity theft: do definitions still matter?
by Julia S. Cheney - 05-08 Will online bill payment spell the demise of paper checks?
by James C. McGrath - 05-06 The cost effectiveness of stored-value products for unbanked customers
by James C. McGrath - 05-04 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: ACH E-checks & prepaid cards
by Mark Furletti & Stephen Smith - 05-03 Prepaid card models: a study in diversity
by Julia S. Cheney - 05-02 Assessing the impact of electronic benefits transfer on America's communities and the U.S. payment system
by anonymous - 05-01 The laws, regulations, and industry practices that protect consumers who use electronic payment systems: credit and debit cards
by Mark Furletti & Stephen Smith
2004
- 05-05 Forum on validation of consumer credit risk models
by Peter Burns & Christopher Ody - 04-05 Payment system regulation and how it causes consumer confusion
by Mark Furletti - 04-04 Prepaid cards: how do they function? how are they regulated?
by Mark Furletti - 04-03 Identity theft: where do we go from here?
by Julia S. Cheney - 04-02 The debate over the National Bank Act and the preemption of state efforts to regulate credit cards
by Mark Furletti - 04-01 Prepaid card markets and regulation
by Mark Furletti
2003
- 03-18 Identity theft: a pernicious and costly fraud
by Julia S. Cheney - 03-17 Consumer bankruptcy: how unsecured lenders fare
by Mark Furletti - 03-15 Measuring credit card industry chargeoffs: a review of sources and methods
by Mark Furletti - 03-13 Consumer credit counseling: credit card issuers' perspectives
by Mark Furletti - 03-12 After the hype: e-commerce payments grow up
by anonymous - 03-10 Innovation at the point of sale
by anonymous - 03-09 Theory of credit card networks: a survey of the literature
by Sujit Chakravorti - 03-07 Financial privacy: perspectives from the payment cards industry
by Mark Furletti & Stephen Smith - 03-06 Voting with your feet: consumers’ problems with credit cards and exit behaviors
by Anne Stanley - 03-02 Credit card pricing developments and their disclosure
by Mark Furletti - 03-01 Mandatory arbitration clauses in the credit card industry
by Mark Furletti
2002
- 02-14 An overview of credit card asset-backed securities
by Mark Furletti - 02-13 Innovation in financial services and payments
by Gabriela Guibourg & Robert M. Hunt - 02-12 Credit score accuracy and implications for consumers
by anonymous - 02-10 Managing global privacy
by Anne Stanley - 02-09 The future of e-commerce payments
by Marilyn Bochicchio & Stanley J. Sienkiewicz - 02-08 Credit risk modeling and decisioning : highlights from the conference
by Sarah A. Burke & Mark Furletti & Shannon Kelly - 02-07 An overview and history of credit reporting
by Mark Furletti - 02-05 Fraud management in the credit card industry
by Peter Burns & Anne Stanley - 02-04 The evolution of EFT networks from ATMs to new on-line debit payment products
by Stanley J. Sienkiewicz - 02-03 An overview of smart card technology and markets
by Mark Furletti - 02-01 Retail credit risk modeling and the Basel Capital Accord
by Peter Burns
2001
- 01-06 Innovations in small dollar payments
by Peter Burns & Anne Stanley - 01-04 A panel discussion on dynamics in the consumer credit counseling service industry
by Peter Burns & Anne Stanley - 01-03 Managing consumer credit risk
by Peter Burns & Anne Stanley - 01-02 Credit cards and payment efficiency
by Stanley J. Sienkiewicz