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Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics

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  • Philip Keitel

Abstract

On April 8-9, 2010, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a conference that brought together leaders in the prepaid card industry, regulators, consumer groups, law enforcement agents, and industry researchers to discuss the economics of prepaid cards and the benefits and costs of their regulation from the standpoint of several different product categories. In particular, the conference examined ways in which prepaid card products can differ, how the industry has developed over time, ongoing industry dynamics, ways in which the usefulness of prepaid products to criminals might be limited, whether consumers who use prepaid cards are adequately protected, and the challenges facing regulators. This paper summarizes the highlights from the presentations given at the conference and the discussions that ensued.

Suggested Citation

  • Philip Keitel, 2011. "Conference summary: federal regulation of the prepaid card industry: costs, benefits, and changing industry dynamics," Payment Cards Center Discussion Paper 11-03, Federal Reserve Bank of Philadelphia.
  • Handle: RePEc:fip:fedpdp:11-03
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    File URL: http://www.philadelphiafed.org/payment-cards-center/events/conferences/2011/C2011-Federal-Regulation-of-Prepaid-Card-Industry.pdf
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    Keywords

    Point-of-sale-systems ; Consumer credit;

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