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Managing consumer credit risk

Author

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  • Peter Burns
  • Anne Stanley

Abstract

On July 31, 2001, the Payment Cards Center of the Federal Reserve Bank of Philadelphia hosted a workshop that examined current credit risk management practices in the consumer credit industry. The session was led by Jeffrey Bower, senior manager in KPMG Consulting?s financial services practice. Bower discussed \"best practices\" in the credit risk management field, including credit scoring, loss forecasting, and portfolio management. ; In addition, he provided an overview of developing new methodologies used by today's risk management professionals in underwriting consumer risk. This paper summarizes key elements of Bower's presentation.

Suggested Citation

  • Peter Burns & Anne Stanley, 2001. "Managing consumer credit risk," Consumer Finance Institute discussion papers 01-03, Federal Reserve Bank of Philadelphia.
    • Handle: RePEc:fip:fedpdp:01-03
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    File URL: https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion-papers/ConsumerCreditRisk_092001.pdf
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    Keywords

    Consumer credit; Credit cards;

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