Research classified by Journal of Economic Literature (JEL) codes

2014

• Andreas Oehler & Andreas Höfer & Stefan Wendt, 2014, "Do key investor information documents enhance retail investors’ understanding of financial products? Empirical evidence," Journal of Financial Regulation and Compliance, Emerald Group Publishing Limited, volume 22, issue 2, pages 115-127, May, DOI: 10.1108/JFRC-10-2013-0035.
• Noordegraaf-Eelens, L.H.J. & Franses, Ph.H.B.F., 2014, "Does a financial crisis make consumers increasingly prudent?," Econometric Institute Research Papers, Erasmus University Rotterdam, Erasmus School of Economics (ESE), Econometric Institute, number EI2014-16, Aug.
• David Rosnick & Dean Baker, 2014, "The Wealth of Households: An Analysis of the 2013 Survey of Consumer Finances," CEPR Reports and Issue Briefs, Center for Economic and Policy Research (CEPR), number 2014-16, Nov.
• Michael Callen & Suresh De Mel & Craig McIntosh & Christopher Woodruff, 2014, "What are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," Working Papers, eSocialSciences, number id:6265, Nov.
• Paolo Casini & Olivia Riera & Paulo Santos Monteiro, 2014, "Labor market effects of improved access to credit among the poor: evidence from Cape Verde," Working Papers of LICOS - Centre for Institutions and Economic Performance, KU Leuven, Faculty of Economics and Business (FEB), LICOS - Centre for Institutions and Economic Performance, number 484951, Dec.
• Lewis Glinert & Aileen Heinberg & Angela Hung & Arie Kapteyn & Annamaria Lusardi & Anya Samek, 2014, "Visual Tools and Narratives: New Ways to Improve Financial Literacy," Framed Field Experiments, The Field Experiments Website, number 00429.
• Aileen Heinberg & Angela Hung & Arie Kapteyn & Annamaria Lusardi & Anya Samek & Joanne Yoong, 2014, "Five Steps to Planning Success. Experimental Evidence from U.S. Households," Framed Field Experiments, The Field Experiments Website, number 00434.
• Scott Schuh & Joanna Stavins, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-01, Sep.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-02, Oct.
• Claire Greene & Scott Schuh, 2014, "U.S. Consumers' Holdings and Use of $100 Bills," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2014-03, Nov.
• Scott Schuh & Joanna Stavins, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice," Research Data Report, Federal Reserve Bank of Boston, number 14-1, Sep.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2014, "The 2011 and 2012 Surveys of Consumer Payment Choice: technical appendix," Research Data Report, Federal Reserve Bank of Boston, number 14-2, Oct.
• Claire Greene & Scott Schuh, 2014, "U.S. consumers' holdings and use of $100 bills," Research Data Report, Federal Reserve Bank of Boston, number 14-3, Nov.
• Oz Shy & Joanna Stavins, 2014, "Merchant steering of consumer payment choice: evidence from a 2012 Diary survey," Working Papers, Federal Reserve Bank of Boston, number 14-1, May.
• John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014, "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Papers, Federal Reserve Bank of Boston, number 14-4, May.
• Anat Bracha & Stephan Meier, 2014, "Nudging credit scores in the field: the effect of text reminders on creditworthiness in the United States," Working Papers, Federal Reserve Bank of Boston, number 15-2, Nov.
• John Carter Braxton & Edward S. Knotek, 2014, "Consumer Debt Dynamics: Follow the Increasers," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1401, Mar, DOI: 10.26509/frbc-wp-201401.
• Justin Gallagher & Daniel Hartley, 2014, "Household Finance after a Natural Disaster: The Case of Hurricane Katrina," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1406, Aug, DOI: 10.26509/frbc-wp-201406.
• Anthony A. DeFusco & Andrew D. Paciorek, 2014, "The Interest Rate Elasticity of Mortgage Demand: Evidence From Bunching at the Conforming Loan Limit," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2014-11, Jan.
• John Carter Braxton & Edward S. Knotek, 2014, "Consumer debt dynamics:follow the increasers," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 14-2, Mar.
• Lisa J. Dettling & Joanne W. Hsu, 2014, "The State of Young Adults’ Balance Sheets: Evidence from the Survey of Consumer Finances," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 305-330.
• Terri Friedline & Robert Hughes & Paul Johnson, 2014, "Toward Healthy Balance Sheets: Are Savings Accounts a Gateway to Young Adults’ Asset Diversification and Accumulation?," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 359-389.
• Ellen A. Merry & Logan Thomas, 2014, "Asset Holdings of Young Households: Trends and Patterns," Review, Federal Reserve Bank of St. Louis, volume 96, issue 4, pages 391-411.
• Ralph S. J. Koijen & Stijn Van Nieuwerburgh & Motohiro Yogo, 2014, "Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice," Staff Report, Federal Reserve Bank of Minneapolis, number 499, Jun.
• Meta Brown & Andrew F. Haughwout & Donghoon Lee & Joelle Scally & Wilbert Van der Klaauw, 2014, "Measuring student debt and its performance," Staff Reports, Federal Reserve Bank of New York, number 668, Apr.
• Zachary Bleemer & Meta Brown & Donghoon Lee & Wilbert Van der Klaauw, 2014, "Tuition, jobs, or housing: what's keeping millennials at home?," Staff Reports, Federal Reserve Bank of New York, number 700, Nov.
• Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014, "Consumer use of fraud alerts and credit freezes: an empirical analysis," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 14-4, Sep.
• Vyacheslav Mikhed & Barry Scholnick, 2014, "Financial benefits, travel costs, and bankruptcy," Working Papers, Federal Reserve Bank of Philadelphia, number 14-18, Jun.
• Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014, "Identity theft as a teachable moment," Working Papers, Federal Reserve Bank of Philadelphia, number 14-28, Sep.
• Olivier Coibion & Yuriy Gorodnichenko & Marianna Kudlyak & John Mondragon, 2014, "Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data," Working Paper, Federal Reserve Bank of Richmond, number 14-1, Jan.
• Aleksandra Ya. Burdyak, 2014, "HouseholdsХ Monetary Savings over the Life Cycle," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 1, pages 129-140, March.
• Simon Lange & Malte Reimers, 2014, "Livestock as an Imperfect Buffer Stock in Poorly Integrated Markets," Courant Research Centre: Poverty, Equity and Growth - Discussion Papers, Courant Research Centre PEG, number 162, Aug.
• Kirsten L MacDonald & Robert J Bianchi & Michael E Drew, 2014, "Equity risk versus retirement adequacy: Asset allocation solutions for KiwiSaver," Discussion Papers in Finance, Griffith University, Department of Accounting, Finance and Economics, number finance:201402, Feb.
• Luigi Moretti, & Giannetti Caterina & Madia Marianna, 2014, "Job Insecurity and Financial Distress," Post-Print, HAL, number hal-01411298, Jan, DOI: 10.1080/09603107.2013.872759.
• Vianney Dequiedt & Alain De Janvry & Elisabeth Sadoulet, 2014, "The demand for insurance against common shocks," Post-Print, HAL, number halshs-00879617.
• Thais Laerkholm Jensen & Søren Leth-Petersen & Ramana Nanda, 2014, "Financing Constraints, Home Equity and Selection into Entrepreneurship," Harvard Business School Working Papers, Harvard Business School, number 15-020, Oct, revised May 2021.
• Eva Arnold & Lena Dräger & Ulrich Fritsche, 2014, "Evaluating the Link between Consumers' Savings Portfolio Decisions, their Inflation Expectations and Economic News," Macroeconomics and Finance Series, University of Hamburg, Department of Socioeconomics, number 201402, Feb.
• Lanot, Gauthier & Leece, David, 2014, "Mortgage Loan Characteristics , Unobserved Heterogeneity and the Performance of United Kingdom Securitised Sub-Prime Loans," Umeå Economic Studies, Umeå University, Department of Economics, number 876, Feb.
• 祝迫, 得夫 & 小野, 有人 & 齋藤, 周 & 徳田, 秀信, 2014, "日本の家計のポートフォリオ選択：居住用不動産が株式保有に及ぼす影響," HIT-REFINED Working Paper Series, Institute of Economic Research, Hitotsubashi University, number 17, Dec.
• Beshears, John Leonard & Choi, James J. & Laibson, David I. & Madrian, Brigitte & Zeldes, Stephen P., 2014, "What Makes Annuitization More Appealing?," Scholarly Articles, Harvard University Department of Economics, number 13382511.
• Tudor Ciumara, 2014, "Baby-Boomers and the Romanian Financial System," Hyperion Economic Journal, Faculty of Economic Sciences, Hyperion University of Bucharest, Romania, volume 2, issue 1, pages 12-17, March.
• Mario Mechtel & Tim Friehe, 2014, "Gambling to Leapfrog in Status?," IAAEU Discussion Papers, Institute of Labour Law and Industrial Relations in the European Union (IAAEU), number 201404, Apr.
• John Burnett & Kevin Davis & Carsten Murawski & Roger Wilkins & Nicholas Wilkinson, 2014, "Measuring Adequacy of Retirement Savings," Melbourne Institute Working Paper Series, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne, number wp2014n05, Mar.
• Karen C. Castro-González, 2014, "Financial Literacy And Retirement Planning: Evidence From Puerto Rico," Global Journal of Business Research, The Institute for Business and Finance Research, volume 8, issue 1, pages 87-98.
• Karen C. Castro-Gonzalez & Cristina Delgado-Ortiz & Jomar Rodriguez-Madera, 2014, "Students Use And Manegement Of Credit Cards, Uso Y Manejo Del Credito En Estudiantes Universitarios," Revista Internacional Administracion & Finanzas, The Institute for Business and Finance Research, volume 7, issue 5, pages 51-60.
• Thomas Crossley & Jochem de Bresser & Liam Delaney & Joachim K. Winter, 2014, "Can survey participation alter household saving behavior?," IFS Working Papers, Institute for Fiscal Studies, number W14/06, Mar.
• Melanie Lührmann & Marta Serra-Garcia & Joachim K. Winter, 2014, "The impact of financial education on adolescents' intertemporal choices," IFS Working Papers, Institute for Fiscal Studies, number W14/18, Jul.
• Özer ÖZAYDIN & Özcan DAĞDEMİR & Murat DOĞAN & Veysel YILMAZ, 2014, "İşsiz Bireylerin Kredi Kartlarına İlişkin Tutum ve Davranışlarının Yapısal Eşitlik Modeliyle İncelenmesi: Eskişehir Örneği," Iktisat Isletme ve Finans, Bilgesel Yayincilik, volume 29, issue 341, pages 57-86.
• Valentina Michelangeli & Mario Pietrunti, 2014, "A Microsimulation Model to evaluate Italian Households Financial Vulnerability," International Journal of Microsimulation, International Microsimulation Association, volume 7, issue 3, pages 53-79.
• Fernando López, 2014, "Financial Literacy and Investments in Higher Education," ILADES-UAH Working Papers, Universidad Alberto Hurtado/School of Economics and Business, number inv300, Sep.
• Mr. Anton Korinek & Alp Simsek, 2014, "Liquidity Trap and Excessive Leverage," IMF Working Papers, International Monetary Fund, number 2014/129, Jul.
• Elena DRUICA & Rodica IANOLE & Viorel CORNESCU, 2014, "The psychological cost of saving – an agent-based modelling approach," Romanian Journal of Economics, Institute of National Economy, volume 39, issue 2(48), pages 34-48, December.
• Dennis Dlugosch & Kristian Horn & Mei Wang, 2014, "Behavioral determinants of home bias - theory and experiment," Working Papers, Faculty of Economics and Statistics, Universität Innsbruck, number 2014-11, Apr.
• Grey Gordon, 2014, "Optimal Bankruptcy Code: A Fresh Start for Some," CAEPR Working Papers, Center for Applied Economics and Policy Research, Department of Economics, Indiana University Bloomington, number 2014-002, Sep.

2013

• Antonio Cabrales & Olivier Gossner & Roberto Serrano, 2013, "Entropy and the Value of Information for Investors," American Economic Review, American Economic Association, volume 103, issue 1, pages 360-377, February.
• Felix Kubler & Larry Selden & Xiao Wei, 2013, "Inferior Good and Giffen Behavior for Investing and Borrowing," American Economic Review, American Economic Association, volume 103, issue 2, pages 1034-1053, April.
• M. Keith Chen, 2013, "The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets," American Economic Review, American Economic Association, volume 103, issue 2, pages 690-731, April.
• Isaac Mbiti & David N. Weil, 2013, "The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users," American Economic Review, American Economic Association, volume 103, issue 3, pages 369-374, May, DOI: 10.1257/aer.103.3.369.
• Katherine Grace Carman, 2013, "Inheritances, Intergenerational Transfers, and the Accumulation of Health," American Economic Review, American Economic Association, volume 103, issue 3, pages 451-455, May, DOI: 10.1257/aer.103.3.451.
• James R. Hines, 2013, "Income and Substitution Effects of Estate Taxation," American Economic Review, American Economic Association, volume 103, issue 3, pages 484-488, May, DOI: 10.1257/aer.103.3.484.
• Emmanuel Farhi & Iván Werning, 2013, "Estate Taxation with Altruism Heterogeneity," American Economic Review, American Economic Association, volume 103, issue 3, pages 489-495, May, DOI: 10.1257/aer.103.3.489.
• Dirk Krueger & Alexander Ludwig, 2013, "Optimal Progressive Labor Income Taxation and Education Subsidies When Education Decisions and Intergenerational Transfers Are Endogenous," American Economic Review, American Economic Association, volume 103, issue 3, pages 496-501, May, DOI: 10.1257/aer.103.3.496.
• Pedro Bordalo & Nicola Gennaioli & Andrei Shleifer, 2013, "Salience and Asset Prices," American Economic Review, American Economic Association, volume 103, issue 3, pages 623-628, May, DOI: 10.1257/aer.103.3.623.
• Pascaline Dupas & Jonathan Robinson, 2013, "Why Don't the Poor Save More? Evidence from Health Savings Experiments," American Economic Review, American Economic Association, volume 103, issue 4, pages 1138-1171, June.
• Levon Barseghyan & Francesca Molinari & Ted O'Donoghue & Joshua C. Teitelbaum, 2013, "The Nature of Risk Preferences: Evidence from Insurance Choices," American Economic Review, American Economic Association, volume 103, issue 6, pages 2499-2529, October.
• Jonathan A. Parker & Nicholas S. Souleles & David S. Johnson & Robert McClelland, 2013, "Consumer Spending and the Economic Stimulus Payments of 2008," American Economic Review, American Economic Association, volume 103, issue 6, pages 2530-2553, October.
• Shawn Cole & Xavier Gine & Jeremy Tobacman & Petia Topalova & Robert Townsend & James Vickery, 2013, "Barriers to Household Risk Management: Evidence from India," American Economic Journal: Applied Economics, American Economic Association, volume 5, issue 1, pages 104-135, January.
• Pascaline Dupas & Jonathan Robinson, 2013, "Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya," American Economic Journal: Applied Economics, American Economic Association, volume 5, issue 1, pages 163-192, January.
• Sumit Agarwal & Bhashkar Mazumder, 2013, "Cognitive Abilities and Household Financial Decision Making," American Economic Journal: Applied Economics, American Economic Association, volume 5, issue 1, pages 193-207, January.
• Randall Akee & Emilia Simeonova & William Copeland & Adrian Angold & E. Jane Costello, 2013, "Young Adult Obesity and Household Income: Effects of Unconditional Cash Transfers," American Economic Journal: Applied Economics, American Economic Association, volume 5, issue 2, pages 1-28, April.
• Will Dobbie & Paige Marta Skiba, 2013, "Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending," American Economic Journal: Applied Economics, American Economic Association, volume 5, issue 4, pages 256-282, October.
• Tobias Broer, 2013, "The Wrong Shape of Insurance? What Cross-Sectional Distributions Tell Us about Models of Consumption Smoothing," American Economic Journal: Macroeconomics, American Economic Association, volume 5, issue 4, pages 107-140, October.
• Kenza Benhima & Baptiste Massenot, 2013, "Safety Traps," American Economic Journal: Macroeconomics, American Economic Association, volume 5, issue 4, pages 68-106, October.
• Michal Grinstein-Weiss & Michael Sherraden & William G. Gale & William M. Rohe & Mark Schreiner & Clinton Key, 2013, "Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment," American Economic Journal: Economic Policy, American Economic Association, volume 5, issue 1, pages 122-145, February, DOI: 10.1257/pol.5.1.122.
• Todd Sinai & Nicholas Souleles, 2013, "Can Owning a Home Hedge the Risk of Moving?," American Economic Journal: Economic Policy, American Economic Association, volume 5, issue 2, pages 282-312, May.
• James Poterba & Steven Venti & David Wise, 2013, "Correction: The Composition and Drawdown of Wealth in Retirement," Journal of Economic Perspectives, American Economic Association, volume 27, issue 4, pages 219-222, Fall.
• Onafowokan O. Oluyombo, 2013, "Household Assets and Rural Finance in Nigeria," Applied Economics Journal, Kasetsart University, Faculty of Economics, Center for Applied Economic Research, volume 20, issue 2, pages 55-74, December.
• Karlan, Dean S. & Zinman, Jonathan, 2013, "Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico," Center Discussion Papers, Yale University, Economic Growth Center, number 150381, May, DOI: 10.22004/ag.econ.150381.
• Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn, 2013, "Financial Literacy, Financial Education, and Economic Outcomes," Annual Review of Economics, Annual Reviews, volume 5, issue 1, pages 347-373, May.
• Elisa Bocchialini & Maria Adele Milioli & Lucia Poletti & Beatrice Ronchini, 2013, "Financial education among university students in Italy: the state of the art," BANCARIA, Bancaria Editrice, volume 12, pages 30-48, December.
• Javier Alonso & David Tuesta & Maria Lamuedra, 2013, "Potencialidad del desarrollo de hipotecas inversas como complemento pensionario: el caso de Chile," Working Papers, BBVA Bank, Economic Research Department, number 1309, Feb.
• Javier Alonso & Maria Lamuedra & David Tuesta, 2013, "Potentiality of reverse mortgages to supplement pension: the case of Chile," Working Papers, BBVA Bank, Economic Research Department, number 1311, Feb.
• Noelia Camara & Ximena Pena & David Tuesta, 2013, "Determinantes de la inclusion financiera en Peru," Working Papers, BBVA Bank, Economic Research Department, number 1331, Nov.
• Santiago Fernandez de Lis & Ana Rubio, 2013, "Tendencias a medio plazo en la banca espanola," Working Papers, BBVA Bank, Economic Research Department, number 1333, Nov.
• Carmen Hoyo & David Tuesta, 2013, "Financiando la jubilacion con activos inmobiliarios: un analisis de caso para Mexico," Working Papers, BBVA Bank, Economic Research Department, number 1334, Nov.
• Carmen Hoyo & David Tuesta, 2013, "Financing retirement with real estate assets: an analysis of Mexico," Working Papers, BBVA Bank, Economic Research Department, number 1335, Dec.
• Carmen Hoyo & Ximena Pena & David Tuesta, 2013, "Factores de demanda que influyen en la Inclusion Financiera en Mexico. Analisis de las barreras a partir de la ENIF," Working Papers, BBVA Bank, Economic Research Department, number 1336, Dec.
• Carmen Hoyo & Ximena Pena & David Tuesta, 2013, "Demand factors that influence financial inclusion in Mexico: analysis of the barriers based on the ENIF survey," Working Papers, BBVA Bank, Economic Research Department, number 1337, Dec.
• Katya Kartashova & Ben Tomlin, 2013, "House Prices, Consumption and the Role of Non-Mortgage Debt," Staff Working Papers, Bank of Canada, number 13-2, DOI: 10.34989/swp-2013-2.
• Olympia Bover & Jose Maria Casado & Ernesto Villanueva & Sonia Costa & Philip Du Caju & Yvonne McCarthy & Eva Sierminska & Panagiota Tzamourani & Tibor Zavadil, 2013, "The distribution of debt across euro area countries: the role of individual characteristics, institutions and credit conditions," Working Papers, Banco de España, number 1320, Nov.
• Angela Romagnoli & Maurizio Trifilidis, 2013, "Does financial education at school work? Evidence from Italy," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 155, Apr.
• Valerio Vacca (coordinator) & Daniele Coin & Antonio Maria Conti & Luigi Leva & Danilo Liberati & Elisabetta Manzoli & Daniele Marangoni & Sauro Mocetti & Giuseppe Saporito & Lucia Sironi, 2013, "Households� indebtedness and financial vulnerability in the Italian regions," Questioni di Economia e Finanza (Occasional Papers), Bank of Italy, Economic Research and International Relations Area, number 163, Jun.
• Campero Alejandra & Kaiser Karen, 2013, "Access to Credit: Awareness and Use of Formal and Informal Credit Institutions," Working Papers, Banco de México, number 2013-07, Jun.
• Carlos Gustavo Cano & Maria del Pilar Esguerra Umaña & Nidia García & Leonardo Rueda & Andrés Mauricio Velasco Martínez, 2013, "Acceso a servicios financieros en Colombia," Borradores de Economia, Banco de la Republica de Colombia, number 776, Jul, DOI: 10.32468/be.776.
• Saša Ranđelović, 2013, "The Estimation Of Tax-Benefit Automatic Stabilizers In Serbia: A Combined Micro-Macro Approach," Economic Annals, Faculty of Economics and Business, University of Belgrade, volume 58, issue 198, pages 61-88, July - Se.
• Masselier, K., 2013, "L’évolution de la monnaie et du crédit en 2012 – Une distribution des crédits plus dynamique en France que dans la zone euro," Bulletin de la Banque de France, Banque de France, issue 191, pages 1-12.
• Haas, P., 2013, "Les Français et l’économie – L’enseignement de l’économie devrait tenir une place plus importante dans le système éducatif," Bulletin de la Banque de France, Banque de France, issue 194, pages 137-144.
• K. Masselier., 2013, "Monetary and credit developments in 2012 - Credit distribution grew more quickly in France than in the euro area," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 29, pages 5-21, Spring.
• B. Douglas Bernheim & Jonathan Meer, 2013, "Do Real Estate Brokers Add Value When Listing Services Are Unbundled?," Economic Inquiry, Western Economic Association International, volume 51, issue 2, pages 1166-1182, April, DOI: j.1465-7295.2012.00473.x.
• Panagiota Tzamourani, 2013, "The Household Finance Survey: description of the 2009 survey and main results on households’ income, wealth and debt in Greece," Economic Bulletin, Bank of Greece, issue 38, pages 85-101, November.
• Young Il Kim & Joo Hee Yoo, 2013, "Assessing Korean Households' Credit Risk: Stress Tests with Household Level Data (in Korean)," Economic Analysis (Quarterly), Economic Research Institute, Bank of Korea, volume 19, issue 2, pages 59-95, June.
• Sun-Joong Yoon & Kyeong-Hoon Kang & Jeong Gyu Kim, 2013, "A Study on Merchant Membership Obligations in the Korean Credit Card Industry (in Korean)," Economic Analysis (Quarterly), Economic Research Institute, Bank of Korea, volume 19, issue 4, pages 113-141, December.
• Yong Sun Kim & Kwang Kyu Lim, 2013, "A Study on Mortgage Loan Borrowing Behavior of Korean Households: A Micro Perspective," Working Papers, Economic Research Institute, Bank of Korea, number 2013-9, Apr.
• Junesuh Yi & Hosung Jung, 2013, "Household loans and Systemic Risk: Usefulness of Credit Information (in Korean)," Working Papers, Economic Research Institute, Bank of Korea, number 2013-28, Dec.
• C. Giannetti & M. Madia & L. Moretti, 2013, "Job Insecurity and Financial Distress," Working Papers, Dipartimento Scienze Economiche, Universita' di Bologna, number wp887, Jun.
• Annette Alstadsæter & Martin Jacob, 2013, "The effect of awareness and incentives on tax evasion," Working Papers, Oxford University Centre for Business Taxation, number 1314.
• Marta Rocha & Michelle Baddeley & Michael G. Pollitt, 2013, "Addressing self-disconnection among prepayment energy consumers: A behavioural approach," Cambridge Working Papers in Economics, Faculty of Economics, University of Cambridge, number 1353, May.
• Yogi Vidyattama & Robert Tanton & Alan Duncan & Ross Gayler, 2013, "Implementing Income Verification in Australia," NATSEM Working Paper Series, University of Canberra, National Centre for Social and Economic Modelling, number 13/20, Jan.
• Natalia Kovrijnykh & Igor Livshits, 2013, "Screening as a Unified Theory of Delinquency, Renegotiation, and Bankruptcy," Carlo Alberto Notebooks, Collegio Carlo Alberto, number 340.
• Peter Arcidiacono & Esteban Aucejo & V. Joseph Hotz, 2013, "University Differences in the Graduation of Minorities in STEM Fields: Evidence from California," CEP Discussion Papers, Centre for Economic Performance, LSE, number dp1223, Jun.
• Tim Friehe & Mario Mechtel, 2013, "Gambling to Leapfrog in Status?," CESifo Working Paper Series, CESifo, number 4174.
• Annette Alstadsæter & Martin Jacob, 2013, "The Effect of Awareness and Incentives on Tax Evasion," CESifo Working Paper Series, CESifo, number 4369.
• Lance Lochner & Todd Stinebrickner & Utku Suleymanoglu, 2013, "The Importance of Financial Resources for Student Loan Repayment," CESifo Working Paper Series, CESifo, number 4515.
• M. Deidda, 2013, "Economic hardship, housing cost burden and tenure status: evidence from EU-SILC," Working Paper CRENoS, Centre for North South Economic Research, University of Cagliari and Sassari, Sardinia, number 201323.
• Carlos Gustavo Cano & Maria del Pilar Esguerra Uma�a & Nidia Garc�a & Leonardo Rueda, 2013, "Acceso a servicios financieros en Colombia," Borradores de Economia, Banco de la Republica, number 10974, Jul.
• Miller Janny Ariza Garzón & Elsa Susana Reyes Quintanilla & Luisa Fernanda Velasco Cardona, 2013, "Microbonos. Una alternativa de inversión para los Estratos Uno, Dos y Tres," Revista Criterio Libre, Universidad Libre - Sede Principal.
• Yolanda Álvarez Sánchez & Rubén Darío Díaz Mateus & Jorge Enrique Saiz, 2013, "Empresas de familia rurales, relaciones de género, relaciones de poder. Caso Lenguazaque, Cundinamarca," Revista Criterio Libre, Universidad Libre - Sede Principal.
• Andrés Felipe Arce Mesa & Deisy Liliana Rodríguez & Sonia Fernanda Garavito, 2013, "Determinantes de la fecundidad en el Departamento de Antioquia," Revista Criterio Libre, Universidad Libre - Sede Principal.
• Hvide, Hans K. & Panos, Georgios, 2013, "Risk tolerance and entrepreneurship," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9339, Feb.
• Guiso, Luigi & Gottlieb, Charles & Fagereng, Andreas, 2013, "Asset Market Participation and Portfolio Choice over the Life Cycle," CEPR Discussion Papers, C.E.P.R. Discussion Papers, number 9691, Oct.
• Annamaria Lusardi & Olivia S. Mitchell, 2013, "The Economic Importance of Financial Literacy: Theory and Evidence," CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy), number 134, Apr.
• Yanbin Chen & Fangxing Li & Zhesheng Qiu, 2013, "Housing and Saving with Finance Imperfection," Annals of Economics and Finance, Society for AEF, volume 14, issue 1, pages 207-248, May.
• Simon Rottke & Alexander Klos, 2013, "Savings and Consumption When Children Move Out," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 621.
• Ludwig Ensthaler & Olga Nottmeyer & Georg Weizsäcker & Christian Zankiewicz, 2013, "Hidden Skewness: On the Difficulty of Multiplicative Compounding under Random Shocks," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1337.
• Patrick Bayer & Fernando Ferreira & Stephen Ross, 2013, "The Vulnerability of Minority Homeowners in the Housing Boom and Bust," Working Papers, Duke University, Department of Economics, number 13-7.
• Spaenjers , Christophe & Spira, Sven Michael, 2013, "Subjective Life Horizon and Portfolio Choice," HEC Research Papers Series, HEC Paris, number 985, Sep.
• Dimitris Christelis & Sébastien Pérez-Duarte, 2013, "The euro system household finance and consumption survey: an important resource for policy-makers and researchers," Research Bulletin, European Central Bank, volume 19, pages 13-17.
• Georgarakos, Dimitris & Lojschová, Adriana & Ward-Warmedinger, Melanie, 2010, "Mortgage indebtedness and household financial distress," Working Paper Series, European Central Bank, number 1156, Feb.
• Bucher-Koenen, Tabea & Ziegelmeyer, Michael, 2011, "Who lost the most? Financial literacy, cognitive abilities, and the financial crisis," Working Paper Series, European Central Bank, number 1299, Feb.
• Hochguertel, Stefan & Ohlsson, Henry, 2011, "Wealth mobility and dynamics over entire individual working life cycles," Working Paper Series, European Central Bank, number 1301, Feb.
• McCarthy, Yvonne, 2011, "Behavioural characteristics and financial distress," Working Paper Series, European Central Bank, number 1303, Feb.
• Loranth, Gyongyi & Alan, Sule & Dumitrescu, Ruxandra, 2011, "Subprime consumer credit demand: evidence from a lender's pricing experiment," Working Paper Series, European Central Bank, number 1304, Feb.
• Karlan, Dean & Zinman, Jonathan, 2013, "Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico," Working Papers, Yale University, Department of Economics, number 115, May.
• Li, Rui & Li, Qinghai & Huang, Shaoan & Zhu, Xi, 2013, "The credit rationing of Chinese rural households and its welfare loss: An investigation based on panel data," China Economic Review, Elsevier, volume 26, issue C, pages 17-27, DOI: 10.1016/j.chieco.2013.03.004.
• Khorunzhina, Natalia, 2013, "Structural estimation of stock market participation costs," Journal of Economic Dynamics and Control, Elsevier, volume 37, issue 12, pages 2928-2942, DOI: 10.1016/j.jedc.2013.08.011.
• Grinstein-Weiss, Michal & Sherraden, Michael & Gale, William G. & Rohe, William M. & Schreiner, Mark & Key, Clinton, 2013, "Long-term effects of Individual Development Accounts on postsecondary education: Follow-up evidence from a randomized experiment," Economics of Education Review, Elsevier, volume 33, issue C, pages 58-68, DOI: 10.1016/j.econedurev.2012.12.007.
• Otto, Annette, 2013, "Saving in childhood and adolescence: Insights from developmental psychology," Economics of Education Review, Elsevier, volume 33, issue C, pages 8-18, DOI: 10.1016/j.econedurev.2012.09.005.
• Sass, Steven A. & Sun, Wei & Webb, Anthony, 2013, "Social Security claiming decision of married men and widow poverty," Economics Letters, Elsevier, volume 119, issue 1, pages 20-23, DOI: 10.1016/j.econlet.2013.01.007.
• Ackermann, Hagen & Fochmann, Martin & Mihm, Benedikt, 2013, "Biased effects of taxes and subsidies on portfolio choices," Economics Letters, Elsevier, volume 120, issue 1, pages 23-26, DOI: 10.1016/j.econlet.2013.03.038.
• Crawford, Rowena, 2013, "The effect of the financial crisis on the retirement plans of older workers in England," Economics Letters, Elsevier, volume 121, issue 2, pages 156-159, DOI: 10.1016/j.econlet.2013.07.024.
• Aller, Carlos & González Chapela, Jorge, 2013, "Misclassification of the dependent variable in a debt–repayment behavior context," Journal of Empirical Finance, Elsevier, volume 23, issue C, pages 162-172, DOI: 10.1016/j.jempfin.2013.06.001.
• Wilkerson, Jordan T. & Cullenward, Danny & Davidian, Danielle & Weyant, John P., 2013, "End use technology choice in the National Energy Modeling System (NEMS): An analysis of the residential and commercial building sectors," Energy Economics, Elsevier, volume 40, issue C, pages 773-784, DOI: 10.1016/j.eneco.2013.09.023.
• Hanewald, Katja & Piggott, John & Sherris, Michael, 2013, "Individual post-retirement longevity risk management under systematic mortality risk," Insurance: Mathematics and Economics, Elsevier, volume 52, issue 1, pages 87-97, DOI: 10.1016/j.insmatheco.2012.11.002.
• Sanders, Lisanne & De Waegenaere, Anja & Nijman, Theo E., 2013, "When can insurers offer products that dominate delayed old-age pension benefit claiming?," Insurance: Mathematics and Economics, Elsevier, volume 53, issue 1, pages 134-149, DOI: 10.1016/j.insmatheco.2013.02.003.
• Klapper, Leora & Lusardi, Annamaria & Panos, Georgios A., 2013, "Financial literacy and its consequences: Evidence from Russia during the financial crisis," Journal of Banking & Finance, Elsevier, volume 37, issue 10, pages 3904-3923, DOI: 10.1016/j.jbankfin.2013.07.014.
• Cohen-Cole, Ethan & Duygan-Bump, Burcu & Montoriol-Garriga, Judit, 2013, "Who gets credit after bankruptcy and why? An information channel," Journal of Banking & Finance, Elsevier, volume 37, issue 12, pages 5101-5117, DOI: 10.1016/j.jbankfin.2013.07.036.
• Hoffmann, Arvid O.I. & Post, Thomas & Pennings, Joost M.E., 2013, "Individual investor perceptions and behavior during the financial crisis," Journal of Banking & Finance, Elsevier, volume 37, issue 1, pages 60-74, DOI: 10.1016/j.jbankfin.2012.08.007.
• Christelis, Dimitris & Georgarakos, Dimitris, 2013, "Investing at home and abroad: Different costs, different people?," Journal of Banking & Finance, Elsevier, volume 37, issue 6, pages 2069-2086, DOI: 10.1016/j.jbankfin.2013.01.019.
• Disney, Richard & Gathergood, John, 2013, "Financial literacy and consumer credit portfolios," Journal of Banking & Finance, Elsevier, volume 37, issue 7, pages 2246-2254, DOI: 10.1016/j.jbankfin.2013.01.013.
• Bruhn, Kenneth & Steffensen, Mogens, 2013, "Optimal smooth consumption and annuity design," Journal of Banking & Finance, Elsevier, volume 37, issue 8, pages 2693-2701, DOI: 10.1016/j.jbankfin.2013.03.015.
• Giarda, Elena, 2013, "Persistency of financial distress amongst Italian households: Evidence from dynamic models for binary panel data," Journal of Banking & Finance, Elsevier, volume 37, issue 9, pages 3425-3434, DOI: 10.1016/j.jbankfin.2013.05.005.
• Shiller, Robert J. & Wojakowski, Rafał M. & Ebrahim, M. Shahid & Shackleton, Mark B., 2013, "Mitigating financial fragility with Continuous Workout Mortgages," Journal of Economic Behavior & Organization, Elsevier, volume 85, issue C, pages 269-285, DOI: 10.1016/j.jebo.2012.04.010.
• Post, Thomas & Hanewald, Katja, 2013, "Longevity risk, subjective survival expectations, and individual saving behavior," Journal of Economic Behavior & Organization, Elsevier, volume 86, issue C, pages 200-220, DOI: 10.1016/j.jebo.2012.11.012.
• Chew, Soo Hong & Ebstein, Richard P. & Zhong, Songfa, 2013, "Sex-hormone genes and gender difference in ultimatum game: Experimental evidence from China and Israel," Journal of Economic Behavior & Organization, Elsevier, volume 90, issue C, pages 28-42, DOI: 10.1016/j.jebo.2013.03.008.
• Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C., 2013, "Simplification and saving," Journal of Economic Behavior & Organization, Elsevier, volume 95, issue C, pages 130-145, DOI: 10.1016/j.jebo.2012.03.007.
• Meier, Stephan & Sprenger, Charles D., 2013, "Discounting financial literacy: Time preferences and participation in financial education programs," Journal of Economic Behavior & Organization, Elsevier, volume 95, issue C, pages 159-174, DOI: 10.1016/j.jebo.2012.02.024.
• Hsiaw, Alice, 2013, "Goal-setting and self-control," Journal of Economic Theory, Elsevier, volume 148, issue 2, pages 601-626, DOI: 10.1016/j.jet.2012.08.001.
• Duxbury, Darren & Summers, Barbara & Hudson, Robert & Keasey, Kevin, 2013, "How people evaluate defined contribution, annuity-based pension arrangements: A behavioral exploration," Journal of Economic Psychology, Elsevier, volume 34, issue C, pages 256-269, DOI: 10.1016/j.joep.2012.10.008.
• Möhlmann, Axel, 2013, "Investor home bias and sentiment about the country benefiting from the tax revenue," Journal of Economic Psychology, Elsevier, volume 35, issue C, pages 31-46, DOI: 10.1016/j.joep.2013.01.008.
• Puustinen, Pekka & Maas, Peter & Karjaluoto, Heikki, 2013, "Development and validation of the Perceived Investment Value (PIV) scale," Journal of Economic Psychology, Elsevier, volume 36, issue C, pages 41-54, DOI: 10.1016/j.joep.2013.02.009.
• Lotz, Sebastian & Fix, Andrea R., 2013, "Not all financial speculation is treated equally: Laypeople’s moral judgments about speculative short selling," Journal of Economic Psychology, Elsevier, volume 37, issue C, pages 34-41, DOI: 10.1016/j.joep.2013.05.005.
• Ambrosius, Christian & Cuecuecha, Alfredo, 2013, "Are Remittances a Substitute for Credit? Carrying the Financial Burden of Health Shocks in National and Transnational Households," World Development, Elsevier, volume 46, issue C, pages 143-152, DOI: 10.1016/j.worlddev.2013.01.032.
• Andreas Fagereng & Charles Gottlieb & Luigi Guiso, 2013, "Asset Market Participation and Portfolio Choice over the Life-Cycle," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 1326, revised Oct 2013.
• Gary A. Dymski, 2013, "Can relationship banking survive the Spanish economic crisis?," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, volume 84, issue 03, pages 182-205.
• Joelle Saad-Lessler & Teresa Ghilarducci, 2013, "New Policies for an Older Unemployed Population," SCEPA working paper series., Schwartz Center for Economic Policy Analysis (SCEPA), The New School, number 2013-3, Jun.
• Reamonn Lyndon & Yvonne McCarthy, 2013, "What Lies Beneath? Understanding Recent Trends in Irish Mortgage Arrears," The Economic and Social Review, Economic and Social Studies, volume 44, issue 1, pages 117-150.
• Renuka Sane & Susan Thomas, 2013, "In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System," Working Papers, eSocialSciences, number id:5553, Oct.
• Andreas Fagereng & Charles Gottlieb & Luigi Guiso, 2013, "Asset Market Participation and Portfolio Choice over the Life-Cycle," Economics Working Papers, European University Institute, number ECO2013/07.
• Ana C. Santos, 2013, "Financial Literacy, Financialisation and Neo-liberalism," Working papers, Financialisation, Economy, Society & Sustainable Development (FESSUD) Project, number wpaper11, Nov.
• Ben Fine, 2013, "Towards a Material Culture of Financialisation," Working papers, Financialisation, Economy, Society & Sustainable Development (FESSUD) Project, number wpaper15, Dec.
• Kevin Foster & Scott Schuh & Hanbing Zhang, 2013, "The 2010 Survey of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2013-02, Nov.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2013, "The 2010 Survey of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2013-03, Nov.
• Kristopher Gerardi & Kyle F. Herkenhoff & Lee E. Ohanian & Paul S. Willen, 2013, "Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default," FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta, number 2013-04, Aug.
• Kevin Foster & Scott Schuh & Hanbing Zhang, 2013, "The 2010 Survey of Consumer Payment Choice," Research Data Report, Federal Reserve Bank of Boston, number 13-2, Nov.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2013, "The 2010 Survey of Consumer Payment Choice: technical appendix," Research Data Report, Federal Reserve Bank of Boston, number 13-3, Nov.
• Vikram Jambulapati & Joanna Stavins, 2013, "The Credit CARD Act of 2009: what did banks do?," Public Policy Discussion Paper, Federal Reserve Bank of Boston, number 13-7, Oct.
• Joanna Stavins, 2013, "Security of retail payments: the new strategic objective," Public Policy Discussion Paper, Federal Reserve Bank of Boston, number 13-9, Nov.
• Oz Shy, 2013, "How many cards do you use?," Working Papers, Federal Reserve Bank of Boston, number 13-13, Dec.
• Steven Laufer, 2013, "Equity extraction and mortgage default," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2013-30.
• Sumit Agarwal & Luojia Hu & Xing Huang, 2013, "Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit," Working Paper Series, Federal Reserve Bank of Chicago, number WP-2013-13, Nov.