Research classified by Journal of Economic Literature (JEL) codes

2015

• Eduardo Corso, 2015, "Ambiguity and portfolio decisions," BCRA Working Paper Series, Central Bank of Argentina, Economic Research Department, number 201567, Nov.
• Laura Hospido & Ernesto Villanueva & Gema Zamarro, 2015, "Finance For All: The Impact Of Financial Literacy Training In Compulsory Secondary Education In Spain," Working Papers, Banco de España, number 1502, Feb.
• Olympia Bover, 2015, "Measuring expectations from household surveys: new results on subjective probabilities of future house prices," Working Papers, Banco de España, number 1535, Nov.
• Gabriele Foà & Leonardo Gambacorta & Luigi Guiso & Paolo Emilio Mistrulli, 2015, "The supply side of household finance," Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area, number 1044, Nov.
• Seira Enrique & Castellanos Pascacio Sara Gabriela & Jiménez Hernández Diego J, 2015, "Bancarizing with Credit Cards: Experimental Evidence on Interest Rates and Minimum Payments Elasticities for New Clients," Working Papers, Banco de México, number 2015-11, Jun.
• Johannes Johnen, , "Dynamic Competition in Deceptive Markets," BDPEMS Working Papers, Berlin School of Economics, number 2015011.
• M. Debbich, 2015, "Why Financial Advice Cannot Substitute for Financial Literacy?," Working papers, Banque de France, number 534.
• Morenas, J. & Wicky, Y., 2015, "L’évolution de la monnaie et du crédit en 2014," Bulletin de la Banque de France, Banque de France, issue 199, pages 33-42.
• J. Morenas. & Y. Wicky., 2015, "Monetary and credit developments in 2014," Quarterly selection of articles - Bulletin de la Banque de France, Banque de France, issue 37, pages 5-16, spring.
• Gabriele Foà & Leonardo Gambacorta & Luigi Guiso & Paolo Emilio Mistrulli, 2015, "The supply side of household finance," BIS Working Papers, Bank for International Settlements, number 531, Dec.
• Fernando Borraz & Nicolás González Pampillón, 2015, "Financial Risk of Uruguayan Households," Documentos de trabajo, Banco Central del Uruguay, number 2015007.
• Rodrigo Lluberas & Juan Odriozola, 2015, "Inflation, currency depreciation and households balance sheet in Uruguay," Documentos de trabajo, Banco Central del Uruguay, number 2015009.
• Curtis J. Simon & John T. Warner & Saul Pleeter, 2015, "Discounting, Cognition, And Financial Awareness: New Evidence From A Change In The Military Retirement System," Economic Inquiry, Western Economic Association International, volume 53, issue 1, pages 318-334, January, DOI: 10.1111/ecin.12146.
• Charlotte Christiansen & Juanna Schröter Joensen & Jesper Rangvid, 2015, "Understanding The Effects Of Marriage And Divorce On Financial Investments: The Role Of Background Risk Sharing," Economic Inquiry, Western Economic Association International, volume 53, issue 1, pages 431-447, January, DOI: 10.1111/ecin.12113.
• Shuoxun Zhang & Tarun Sabarwal & Li Gan, 2015, "Strategic Or Nonstrategic: The Role Of Financial Benefit In Bankruptcy," Economic Inquiry, Western Economic Association International, volume 53, issue 2, pages 1004-1018, April.
• Axel Börsch-Supan & Tabea Bucher-Koenen & Michela Coppola & Bettina Lamla, 2015, "Savings In Times Of Demographic Change: Lessons From The German Experience," Journal of Economic Surveys, Wiley Blackwell, volume 29, issue 4, pages 807-829, September.
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian & Katherine L. Milkman, 2015, "The Effect of Providing Peer Information on Retirement Savings Decisions," Journal of Finance, American Finance Association, volume 70, issue 3, pages 1161-1201, June.
• Michael Carlos Best & James Cloyne & Ethan Ilzetzki & Henrik Jacobsen Kleven, 2015, "Interest rates, debt and intertemporal allocation: evidence from notched mortgage contracts in the United Kingdom," Bank of England working papers, Bank of England, number 543, Aug.
• Philip Bunn & May Rostom, 2015, "Household debt and spending in the United Kingdom," Bank of England working papers, Bank of England, number 554, Oct.
• Philippe Bracke & Christian Hilber & Olmo Silva, 2015, "Mortgage debt and entrepreneurship," Bank of England working papers, Bank of England, number 560, Oct.
• Albuquerque Bruno & Baumann Ursel & Krustev Georgi, 2015, "US household deleveraging following the Great Recession – a model-based estimate of equilibrium debt," The B.E. Journal of Macroeconomics, De Gruyter, volume 15, issue 1, pages 255-307, January, DOI: 10.1515/bejm-2013-0190.
• Finlay Richard & Price Fiona, 2015, "Household saving in Australia," The B.E. Journal of Macroeconomics, De Gruyter, volume 15, issue 2, pages 677-704, July, DOI: 10.1515/bejm-2014-0077.
• Ricardo D. Brito & Paulo T. P. Minari, 2015, "Is the Brazilian saving enough to retire?," Brazilian Review of Finance, Brazilian Society of Finance, volume 13, issue 1, pages 1-39.
• Majdi Debbich & Gérard Rameix, 2015, "Nouvelles technologies et protection des épargnants : l’action de l’AMF," Revue d'économie financière, Association d'économie financière, volume 0, issue 4, pages 155-168.
• Kelly, Robert & McCann, Fergal, 2015, "Some defaults are deeper than others: Understanding long-term mortgage arrears," Research Technical Papers, Central Bank of Ireland, number 05/RT/15, Nov.
• Craig Alexander & Paul Jacobson, 2015, "Mortgaged to the Hilt: Risks From The Distribution of Household Mortgage Debt," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 441, December.
• Klaus Adam & Junyi Zhu, 2015, "Price Level Changes and the Redistribution of Nominal Wealth Across the Euro Area," Working Papers, Council on Economic Policies, number 1501, Sep.
• Gabriela Kuvikova, 2015, "Does Loan Maturity Matter in Risk-Based Pricing? Evidence from Consumer Loan Data," CERGE-EI Working Papers, The Center for Economic Research and Graduate Education - Economics Institute, Prague, number wp538, Apr.
• Alex Imas & Michael A. Kuhn & Vera Mironova, 2015, "A History of Violence: Field Evidence on Trauma, Discounting and Present Bias," CESifo Working Paper Series, CESifo, number 5338.
• Michael Berlemann & Max Steinhardt & Jascha Tutt, 2015, "Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country," CESifo Working Paper Series, CESifo, number 5344.
• Steffen Huck & Tobias Schmidt & Georg Weizsäcker, 2015, "The Standard Portfolio Choice Problem in Germany," CESifo Working Paper Series, CESifo, number 5441.
• Marcus Drometer & Katrin Oesingmann, 2015, "Household Debt and the Importance of Effective Private Insolvency Laws," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, volume 13, issue 02, pages 63-66, August.
• Marcus Drometer & Katrin Oesingmann, 2015, "Die Verschuldung der privaten Haushalte in Europaund die Bedeutung eines wirksamen Insolvenzrechts," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, volume 68, issue 17, pages 59-63, September.
• Angie ANDRIKOGIANNOPOULOU & Filippos PAPAKONSTANTINOU, 2015, "History-Dependent Risk Preferences: Evidence from Individual Choices and Implications for the Disposition Effect," Swiss Finance Institute Research Paper Series, Swiss Finance Institute, number 15-11, Feb, revised Jul 2015.
• Maria José Roa, 2015, "Financial Inclusion in Latin America and the Caribbean: Access, Usage and Quality," Documentos de Investigación - Research Papers, CEMLA, number 19, Apr.
• Maria José Roa & Sonia Di Giannatale & Alexander Elbittar, 2015, "Características de personalidad y cognitivas: Efectos sobre el comportamiento de repago," Documentos de Investigación - Research Papers, CEMLA, number 20, Jul.
• Diego A. Restrepo Tobón & Pilar B. �lvarez Franco & Melisa Mu�oz Murillo, 2015, "Financial Education Programs in Colombia: Challenges in Assessing their Effectiveness," Documentos de Trabajo de Valor Público, Universidad EAFIT, number 14081, Dec.
• Luz Magdalena Salas, 2015, "Public vs. Private Mental Accounts: Experimental Evidence from Savings Groups in Colombia," Vniversitas Económica, Universidad Javeriana - Bogotá, volume 0, issue 0, pages 1-37.
• Thomas Michielsen & Remco Mocking & Sander van Veldhuizen, 2015, "Home Ownership and Household Portfolio Choice," CPB Discussion Paper, CPB Netherlands Bureau for Economic Policy Analysis, number 318, Dec.
• Weber, Martin & Schreiber, Philipp, 2015, "Time Inconsistent Preferences and the Annuitization Decision," CEPR Discussion Papers, Centre for Economic Policy Research, number 10383, Feb.
• Zinman, Jonathan & Karlan, Dean & Alan, Sule & Cemalcilar, Mehmet, 2015, "Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey," CEPR Discussion Papers, Centre for Economic Policy Research, number 10414, Feb.
• Bertrand, Marianne & Morse, Adair, 2015, "Trickle-Down Consumption," CEPR Discussion Papers, Centre for Economic Policy Research, number 10468, Mar.
• Black, Sandra & Devereux, Paul J. & Majlesi, Kaveh & Lundborg, Petter, 2015, "Learning to Take Risks? The Effect of Education on Risk-Taking in Financial Markets," CEPR Discussion Papers, Centre for Economic Policy Research, number 10525, Apr.
• Karlan, Dean & Berry, James & Pradhan, Menno, 2015, "The Impact of Financial Education for Youth in Ghana," CEPR Discussion Papers, Centre for Economic Policy Research, number 10529, Apr.
• Albanesi, Stefania & Nosal, Jaromir, 2015, "Insolvency After the 2005 Bankruptcy Reform," CEPR Discussion Papers, Centre for Economic Policy Research, number 10533, Apr.
• Nijman, Theo E & Bovenberg, Lans, 2015, "Personal Pensions with Risk sharing: Affordable, Adequate and Stable Private Pensions in Europe," CEPR Discussion Papers, Centre for Economic Policy Research, number 10538, Apr.
• Dupas, Pascaline & Robinson, Jonathan & Keats, Anthony, 2015, "The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya," CEPR Discussion Papers, Centre for Economic Policy Research, number 10689, Jul.
• Black, Sandra & Devereux, Paul J. & Majlesi, Kaveh & Lundborg, Petter, 2015, "On the Origins of Risk-Taking," CEPR Discussion Papers, Centre for Economic Policy Research, number 10694, Jul.
• Guiso, Luigi & Mistrulli, Paolo Emilio & Gambacorta, Leonardo & Foà , Gabriele, 2015, "The supply side of household finance," CEPR Discussion Papers, Centre for Economic Policy Research, number 10714, Jul.
• Beck, Thorsten & Uras, Burak & Pamuk, Haki & Ramrattan, Ravindra, 2015, "Mobile Money, Trade Credit, and Economic Development: Theory and Evidence," CEPR Discussion Papers, Centre for Economic Policy Research, number 10848, Sep.
• Kaniel, Ron & Parham, Robert, 2015, "WSJ Category Kings - the impact of media attention on consumer and mutual fund investment decisions," CEPR Discussion Papers, Centre for Economic Policy Research, number 10923, Nov.
• Bover, Olympia & Du Caju, Philip & Villanueva, Ernesto & Costa, Sónia & McCarthy, Yvonne & Casado, Jose Maria & Tzamourani, Panagiota & Sierminska, Eva & Zavadil, Tibor, 2015, "The Distribution of Debt Across Euro Area Countries: The Role of Individual Characteristics, Institutions and Credit Conditions," CEPR Discussion Papers, Centre for Economic Policy Research, number 10934, Nov.
• Jeon, Doh-Shin & Lefouili, Yassine, 2015, "Cross-Licensing and Competition," CEPR Discussion Papers, Centre for Economic Policy Research, number 10941, Nov.
• Bover, Olympia, 2015, "Measuring expectations from household surveys: New results on subjective probabilities of future house prices," CEPR Discussion Papers, Centre for Economic Policy Research, number 10946, Nov.
• Lusardi, Annamaria & Tufano, Peter, 2015, "Debt literacy, financial experiences, and overindebtedness," Journal of Pension Economics and Finance, Cambridge University Press, volume 14, issue 4, pages 332-368, October.
• Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives' Saving Behavior," Working Papers, DIAL (Développement, Institutions et Mondialisation), number DT/2015/12, Jul.
• Antonia Grohmann & Lukas Menkhoff, 2015, "School, Parents, and Financial Literacy Shape Future Financial Behavior," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 5, issue 30/31, pages 407-412.
• Corporate author, 2015, "Many People Have Inadequate Understanding of Basic Financial Concepts: Seven Questions to Antonia Grohmann," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 5, issue 30/31, pages 413-413.
• Michael Berlemann & Max Steinhardt & Jascha Tutt, 2015, "Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 763.
• Dimitris Christelis, 2015, "Wealth Taxation of Real Estate During the Greek Crisis: The Perils of Ignoring Market Signals," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 84, issue 3, pages 61-83, DOI: 10.3790/vjh.84.3.61.
• Dimitris Christelis, 2015, "Vermögensteuer auf Immobilien: Gefahr der Vernachlässigung von Marktsignalen," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 84, issue 4, pages 81-103, DOI: 10.3790/vjh.84.4.81.
• Antonia Grohmann & Lukas Menkhoff, 2015, "Schule, Eltern und finanzielle Bildung bestimmen das Finanzverhalten," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 82, issue 28, pages 655-661.
• Corporate author, 2015, "Viele Menschen kennen sich auch mit einfachen finanziellen Konzepten zu wenig aus: Sieben Fragen an Antonia Grohmann," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 82, issue 28, pages 662-662.
• Antonia Grohmann & Roy Kouwenberg & Lukas Menkhoff, 2015, "Childhood Roots of Financial Literacy," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1504.
• Matthew N. White, 2015, "An Ounce of Prevention at Half Price:Evaluating a Subsidy on Health Investments," Working Papers, University of Delaware, Department of Economics, number 15-06.
• Charles Yuji Horioka, 2015, "IS Imbalances and Current Account Surpluses in Japan: In Memory of Professor Ronald I. McKinnon," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0945, Aug.
• Ziegelmeyer, Michael & Porpiglia, Alessandro & Teppa, Federica & Le Blanc, Julia & Zhu, Junyi, 2015, "Household saving behaviour and credit constraints in the euro area," Working Paper Series, European Central Bank, number 1790, May.
• Adam, Klaus & Zhu, Junyi, 2015, "Price level changes and the redistribution of nominal wealth across the euro area," Working Paper Series, European Central Bank, number 1853, Sep.
• Schuh, Scott & Stavins, Joanna, 2015, "How do speed and security influence consumers' payment behavior?," Working Paper Series, European Central Bank, number 1871, Dec.
• Beshears, John & Choi, James J. & Harris, Christopher & Laibson, David & Madrian, Brigitte C. & Sakong, Jung, 2015, "Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?," Working Paper Series, Harvard University, John F. Kennedy School of Government, number 15-048, Aug.
• Callen, Michael & De Mel, Suresh & McIntosh, Craig & Woodruff, Christopher, 2015, "What Are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp15-011, Mar.
• Beshears, John & Choi, James J. & Hurwitz, Joshua & Laibson, David & Madrian, Brigitte C., 2015, "Liquidity in Retirement Savings Systems: An International Comparison," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp15-024, May.
• Berk, Jonathan B. & van Binsbergen, Jules H., 2015, "Assessing Asset Pricing Models Using Revealed Preference," Research Papers, Stanford University, Graduate School of Business, number 3130, Mar.
• Castro, Rubén & Fortunato, Andrés, 2015, "¿Se comporta el alfabetismo financiero como un bien económico?," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), August.
• Castro, Rubén & Fortunato, Andrés, 2015, "Is financial literacy an economic good?," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), August.
• Alessia De Stefani, 2015, "Debt, Inequality and House Prices: Explaining the Dynamics of Household Borrowing Prior to the Great Recession," Edinburgh School of Economics Discussion Paper Series, Edinburgh School of Economics, University of Edinburgh, number 259, Sep.
• Peterson, Daniel & Carlander, Anders & Gamble, Amelie & Gärling, Tommy & Holmen, Martin, 2015, "Lay people beliefs in professional and naïve stock investors’ proneness to judgmental biases," Journal of Behavioral and Experimental Finance, Elsevier, volume 5, issue C, pages 27-34, DOI: 10.1016/j.jbef.2015.02.002.
• Bachmann, Kremena & Hens, Thorsten, 2015, "Investment competence and advice seeking," Journal of Behavioral and Experimental Finance, Elsevier, volume 6, issue C, pages 27-41, DOI: 10.1016/j.jbef.2015.03.001.
• Aspara, Jaakko & Hoffmann, Arvid O.I., 2015, "Cut your losses and let your profits run: How shifting feelings of personal responsibility reverses the disposition effect," Journal of Behavioral and Experimental Finance, Elsevier, volume 8, issue C, pages 18-24, DOI: 10.1016/j.jbef.2015.10.002.
• Atella, Vincenzo & Brugiavini, Agar & Pace, Noemi, 2015, "The health care system reform in China: Effects on out-of-pocket expenses and saving," China Economic Review, Elsevier, volume 34, issue C, pages 182-195, DOI: 10.1016/j.chieco.2015.02.003.
• Prina, Silvia, 2015, "Banking the poor via savings accounts: Evidence from a field experiment," Journal of Development Economics, Elsevier, volume 115, issue C, pages 16-31, DOI: 10.1016/j.jdeveco.2015.01.004.
• Wu, Shang & Stevens, Ralph & Thorp, Susan, 2015, "Cohort and target age effects on subjective survival probabilities: Implications for models of the retirement phase," Journal of Economic Dynamics and Control, Elsevier, volume 55, issue C, pages 39-56, DOI: 10.1016/j.jedc.2015.03.003.
• Sauter, Nicolas, 2015, "Social networks as a catalyst of economic change," Economics Letters, Elsevier, volume 134, issue C, pages 45-48, DOI: 10.1016/j.econlet.2015.06.010.
• Almenberg, Johan & Dreber, Anna, 2015, "Gender, stock market participation and financial literacy," Economics Letters, Elsevier, volume 137, issue C, pages 140-142, DOI: 10.1016/j.econlet.2015.10.009.
• Fulford, Scott L., 2015, "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, volume 79, issue C, pages 151-171, DOI: 10.1016/j.euroecorev.2015.07.016.
• Guettabi, Mouhcine & Munasib, Abdul, 2015, "The Impact of Obesity on Consumer Bankruptcy," Economics & Human Biology, Elsevier, volume 17, issue C, pages 208-224, DOI: 10.1016/j.ehb.2014.11.003.
• Bui, Thi Thanh Nga & Le, Thi Thanh Ngan & Daly, Kevin James, 2015, "Microlevel impacts of remittances on household behavior: Viet Nam case study," Emerging Markets Review, Elsevier, volume 25, issue C, pages 176-190, DOI: 10.1016/j.ememar.2015.10.001.
• Bergerès, Anne-Sophie & d'Astous, Philippe & Dionne, Georges, 2015, "Is there any dependence between consumer credit line utilization and default probability on a term loan? Evidence from bank-customer data," Journal of Empirical Finance, Elsevier, volume 33, issue C, pages 276-286, DOI: 10.1016/j.jempfin.2015.03.007.
• Chitnis, Mona & Sorrell, Steve, 2015, "Living up to expectations: Estimating direct and indirect rebound effects for UK households," Energy Economics, Elsevier, volume 52, issue S1, pages 100-116, DOI: 10.1016/j.eneco.2015.08.026.
• Horneff, Vanya & Maurer, Raimond & Mitchell, Olivia S. & Rogalla, Ralph, 2015, "Optimal life cycle portfolio choice with variable annuities offering liquidity and investment downside protection," Insurance: Mathematics and Economics, Elsevier, volume 63, issue C, pages 91-107, DOI: 10.1016/j.insmatheco.2015.03.031.
• Donnelly, Catherine & Gerrard, Russell & Guillén, Montserrat & Nielsen, Jens Perch, 2015, "Less is more: Increasing retirement gains by using an upside terminal wealth constraint," Insurance: Mathematics and Economics, Elsevier, volume 64, issue C, pages 259-267, DOI: 10.1016/j.insmatheco.2015.06.003.
• Butt, Adam & Khemka, Gaurav, 2015, "The effect of objective formulation on retirement decision making," Insurance: Mathematics and Economics, Elsevier, volume 64, issue C, pages 385-395, DOI: 10.1016/j.insmatheco.2015.07.004.
• Shi, Xiaojun & Wang, Hung-Jen & Xing, Chunbing, 2015, "The role of life insurance in an emerging economy: Human capital protection, assets allocation and social interaction," Journal of Banking & Finance, Elsevier, volume 50, issue C, pages 19-33, DOI: 10.1016/j.jbankfin.2014.08.028.
• Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015, "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, volume 54, issue C, pages 160-174, DOI: 10.1016/j.jbankfin.2014.11.009.
• Antoniou, Constantinos & Harris, Richard D.F. & Zhang, Ruogu, 2015, "Ambiguity aversion and stock market participation: An empirical analysis," Journal of Banking & Finance, Elsevier, volume 58, issue C, pages 57-70, DOI: 10.1016/j.jbankfin.2015.04.009.
• McCollum, Meagan N. & Lee, Hong & Pace, R. Kelley, 2015, "Deleveraging and mortgage curtailment," Journal of Banking & Finance, Elsevier, volume 60, issue C, pages 60-75, DOI: 10.1016/j.jbankfin.2015.06.019.
• Liang, Pinghan & Guo, Shiqi, 2015, "Social interaction, Internet access and stock market participation—An empirical study in China," Journal of Comparative Economics, Elsevier, volume 43, issue 4, pages 883-901, DOI: 10.1016/j.jce.2015.02.003.
• Spaenjers, Christophe & Spira, Sven Michael, 2015, "Subjective life horizon and portfolio choice," Journal of Economic Behavior & Organization, Elsevier, volume 116, issue C, pages 94-106, DOI: 10.1016/j.jebo.2015.04.006.
• Fiala, Nathan, 2015, "Skills in the marketplace: Market efficiency, social orientation, and ability in a field-based experiment," Journal of Economic Behavior & Organization, Elsevier, volume 120, issue C, pages 174-188, DOI: 10.1016/j.jebo.2015.10.008.
• Dawsey, Amanda E., 2015, "State bankruptcy laws and the responsiveness of credit card demand," Journal of Economics and Business, Elsevier, volume 81, issue C, pages 54-76, DOI: 10.1016/j.jeconbus.2015.06.002.
• Hvide, Hans K. & Östberg, Per, 2015, "Social interaction at work," Journal of Financial Economics, Elsevier, volume 117, issue 3, pages 628-652, DOI: 10.1016/j.jfineco.2015.06.004.
• Andersson, Fredrik & Mayock, Tom, 2015, "The microdynamics of household credit use through a boom–bust cycle," Journal of Housing Economics, Elsevier, volume 27, issue C, pages 22-36, DOI: 10.1016/j.jhe.2015.02.004.
• Basten, Christoph & Koch, Catherine, 2015, "The causal effect of house prices on mortgage demand and mortgage supply: Evidence from Switzerland," Journal of Housing Economics, Elsevier, volume 30, issue C, pages 1-22, DOI: 10.1016/j.jhe.2015.07.001.
• Reyers, Michelle & van Schalkwyk, Cornelis Hendrik & Gouws, Daniël Gerhardus, 2015, "Rational and behavioural predictors of pre-retirement cash-outs," Journal of Economic Psychology, Elsevier, volume 47, issue C, pages 23-33, DOI: 10.1016/j.joep.2015.01.005.
• Khan, Jashim & Belk, Russell W. & Craig-Lees, Margaret, 2015, "Measuring consumer perceptions of payment mode," Journal of Economic Psychology, Elsevier, volume 47, issue C, pages 34-49, DOI: 10.1016/j.joep.2015.01.006.
• Bucciol, Alessandro & Zarri, Luca, 2015, "The shadow of the past: Financial risk taking and negative life events," Journal of Economic Psychology, Elsevier, volume 48, issue C, pages 1-16, DOI: 10.1016/j.joep.2015.02.006.
• Achtziger, Anja & Hubert, Marco & Kenning, Peter & Raab, Gerhard & Reisch, Lucia, 2015, "Debt out of control: The links between self-control, compulsive buying, and real debts," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 141-149, DOI: 10.1016/j.joep.2015.04.003.
• Merkle, Christoph & Egan, Daniel P. & Davies, Greg B., 2015, "Investor happiness," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 167-186, DOI: 10.1016/j.joep.2015.05.007.
• Brown, Heather & van der Pol, Marjon, 2015, "Intergenerational transfer of time and risk preferences," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 187-204, DOI: 10.1016/j.joep.2015.06.003.
• van Schie, Ron J.G. & Dellaert, Benedict G.C. & Donkers, Bas, 2015, "Promoting later planned retirement: Construal level intervention impact reverses with age," Journal of Economic Psychology, Elsevier, volume 50, issue C, pages 124-131, DOI: 10.1016/j.joep.2015.06.010.
• Jones, Lauren E. & Loibl, Cäzilia & Tennyson, Sharon, 2015, "Effects of informational nudges on consumer debt repayment behaviors," Journal of Economic Psychology, Elsevier, volume 51, issue C, pages 16-33, DOI: 10.1016/j.joep.2015.06.009.
• Xu, Yilan & Beller, Andrea H. & Roberts, Brent W. & Brown, Jeffrey R., 2015, "Personality and young adult financial distress," Journal of Economic Psychology, Elsevier, volume 51, issue C, pages 90-100, DOI: 10.1016/j.joep.2015.08.010.
• de Bresser, Jochem & Knoef, Marike, 2015, "Can the Dutch meet their own retirement expenditure goals?," Labour Economics, Elsevier, volume 34, issue C, pages 100-117, DOI: 10.1016/j.labeco.2015.03.014.
• Koning, Pierre, 2015, "Making work pay for the indebted? Assessing the effects of debt services on welfare recipients," Labour Economics, Elsevier, volume 34, issue C, pages 152-161, DOI: 10.1016/j.labeco.2015.03.003.
• Fulford, Scott L., 2015, "How important is variability in consumer credit limits?," Journal of Monetary Economics, Elsevier, volume 72, issue C, pages 42-63, DOI: 10.1016/j.jmoneco.2015.01.002.
• Filiz-Ozbay, Emel & Guryan, Jonathan & Hyndman, Kyle & Kearney, Melissa & Ozbay, Erkut Y., 2015, "Do lottery payments induce savings behavior? Evidence from the lab," Journal of Public Economics, Elsevier, volume 126, issue C, pages 1-24, DOI: 10.1016/j.jpubeco.2015.02.007.
• Davis, Morris A. & Van Nieuwerburgh, Stijn, 2015, "Housing, Finance, and the Macroeconomy," Handbook of Regional and Urban Economics, Elsevier, chapter 0, in: Gilles Duranton & J. V. Henderson & William C. Strange, "Handbook of Regional and Urban Economics", DOI: 10.1016/B978-0-444-59531-7.00012-0.
• Abramov, Alexander & Radygin, Alexander & Chernova, Maria, 2015, "Long-term portfolio investments: New insight into return and risk," Russian Journal of Economics, Elsevier, volume 1, issue 3, pages 273-293, DOI: 10.1016/j.ruje.2015.12.001.
• Stavins, Joanna & Shy, Oz, 2015, "Merchant steering of consumer payment choice: Evidence from a 2012 diary survey," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 55, issue C, pages 1-9, DOI: 10.1016/j.socec.2014.12.006.
• Sule Alan & Dean Karlan & Mehmet Cemalcilar & Jonathan Zinman, 2015, "Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey," Working Papers, Economic Growth Center, Yale University, number 1044, Jan.
• Dean Karlan & James Berry & Menno Pradhan, 2015, "The Impact of Financial Education for Youth in Ghana," Working Papers, Economic Growth Center, Yale University, number 1048, Apr.
• Bryan, Gharad & Karlan, Dean & Zinman, Jonathan, 2015, "Referrals: peer screening and enforcement in a consumer credit field experiment," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 59009.
• Gabriele Foà & Leonardo Gambacorta & Luigi Guiso & Paolo Emilio Mistrulli, 2015, "The Supply Side of Household Finance," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 1507, revised Jul 2015.
• J.W. Mason & Arjun Jayadev, 2015, "The post-1980 debt disinflation: an exercise in historical accounting," Review of Keynesian Economics, Edward Elgar Publishing, volume 3, issue 3, pages 314-335, July.
• Pablo Gasós & Ernest Gnan & Morten Balling (ed.), 2015, "Challenges in Securities Markets Regulation: Investor Protection and Corporate Governance," SUERF Studies, SUERF - The European Money and Finance Forum, number 2015/1, ISBN: ARRAY(0x9c248360), May.
• Thorsten Beck & Meghana Ayyagari, 2015, "Financial Inclusion in Asia: An Overview," Working Papers, eSocialSciences, number id:7393, Sep.
• Scott Schuh & Joanna Stavins, 2015, "The 2013 Survey of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-04, Jul.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2015, "The 2013 Survey of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-05, Jul.
• Sean Connolly & Joanna Stavins, 2015, "Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-06, Oct.
• Scott Schuh & Joanna Stavins, 2015, "How do speed and security influence consumers' payment behavior?," Current Policy Perspectives, Federal Reserve Bank of Boston, number 15-1, Feb.
• Scott L. Fulford & Claire Greene & William Murdock, 2015, "U.S. consumer holdings and use of $1 Bills," Research Data Report, Federal Reserve Bank of Boston, number 15-1, Jan.
• Scott Schuh & Joanna Stavins, 2015, "The 2013 Survey of Consumer Payment Choice: summary results," Research Data Report, Federal Reserve Bank of Boston, number 15-4, Jul.
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• Sean Connolly & Joanna Stavins, 2015, "Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics," Research Data Report, Federal Reserve Bank of Boston, number 15-6, Oct.
• Kristopher Gerardi & Kyle F. Herkenhoff & Lee E. Ohanian & Paul S. Willen, 2015, "Can't pay or won't pay?: unemployment, negative equity, and strategic default," Working Papers, Federal Reserve Bank of Boston, number 15-13, Sep.
• Scott L. Fulford & Scott Schuh, 2015, "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers, Federal Reserve Bank of Boston, number 15-17, Oct.
• Sebastian Devlin-Foltz & Alice Henriques Volz & John Edward Sabelhaus, 2015, "The Evolution of Retirement Wealth," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-9, Feb, DOI: 10.17016/FEDS.2015.009.
• Brett McCully & Karen M. Pence & Daniel J. Vine, 2015, "How Much Are Car Purchases Driven by Home Equity Withdrawal?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-106, Dec, DOI: 10.17016/FEDS.2015.106r1.
• Hanming Fang & You Suk Kim & Wenli Li, 2015, "The Dynamics of Adjustable-Rate Subprime Mortgage Default: A Structural Estimation," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-114, Dec, DOI: 10.17016/FEDS.2015.114.
• Kathleen W. Johnson & Robert F. Sarama, 2015, "End of the Line: Behavior of HELOC Borrowers Facing Payment Changes," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-73, Jul, DOI: 10.17016/FEDS.2015.073.
• Gustavo A. Suarez & Jeffrey P. Thompson, 2015, "Updating the Racial Wealth Gap," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-76, Aug, DOI: 10.17016/FEDS.2015.076r1.
• Jane K. Dokko & Jessica Hayes & Geng Li, 2015, "Credit Scores and Committed Relationships," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-81, Aug, DOI: 10.17016/FEDS.2015.081.
• YiLi Chien, 2015, "The Welfare Cost of Business Cycles with Heterogeneous Trading Technologies," Review, Federal Reserve Bank of St. Louis, volume 97, issue 1, pages 67-85.
• Meta Brown & Andrew F. Haughwout & Donghoon Lee & Wilbert Van der Klaauw, 2015, "Do we know what we owe? Consumer debt as reported by borrowers and lenders," Economic Policy Review, Federal Reserve Bank of New York, issue 21-1, pages 19-44.
• James J. McAndrews, 2015, "Student debt and higher education financing: a public finance perspective," Speech, Federal Reserve Bank of New York, number 155, Feb.
• Stefania Albanesi & Jaromir B. Nosal, 2015, "Insolvency after the 2005 bankruptcy reform," Staff Reports, Federal Reserve Bank of New York, number 725, Apr.
• Sewin Chan & Andrew F. Haughwout & Andrew Hayashi & Wilbert Van der Klaauw, 2015, "Determinants of mortgage default and consumer credit use: the effects of foreclosure laws and foreclosure delays," Staff Reports, Federal Reserve Bank of New York, number 732, Jun.
• Lawrence Santucci, 2015, "A tale of two vintages: credit limit management before and after the CARD act and Great Recession," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-1, Feb.
• Vyacheslav Mikhed, 2015, "Can credit cards with access to complimentary credit score information benefit consumers and lenders?," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-3, Sep.
• Lawrence Santucci, 2015, "Financial management tools and consumer confidence: chase blueprint," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-4, Oct.
• Stephanie M. Wilshusen, 2015, "Exploring the use of anonymized consumer credit information to estimate economic conditions: an application of big data," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-5, Nov.
• Rajeev Darolia & Dubravka Ritter, 2015, "Do student loan borrowers opportunistically default? Evidence from bankruptcy reform," Working Papers, Federal Reserve Bank of Philadelphia, number 15-17, Apr.
• Lei Ding & Eileen Divringi & Jackelyn Hwang, 2015, "Gentrification and residential mobility in Philadelphia," Working Papers, Federal Reserve Bank of Philadelphia, number 15-36, Oct.
• Vyacheslav Mikhed & Barry Scholnick, 2015, "Who is screened out of social insurance programs by entry barriers? Evidence from consumer bankruptcies," Working Papers, Federal Reserve Bank of Philadelphia, number 15-40, Oct.
• Vyacheslav Mikhed & Michael Vogan, 2015, "Out of sight, out of mind: consumer reaction to news on data breaches and identity theft," Working Papers, Federal Reserve Bank of Philadelphia, number 15-42, Nov.
• Andra C. Ghent & Marianna Kudlyak, 2015, "Intergenerational Linkages in Household Credit," Working Paper, Federal Reserve Bank of Richmond, number 15-14, Nov.
• Kramer, Berber, 2015, "When expectations become aspirations: Reference-dependent preferences and liquidity constraints," IFPRI discussion papers, International Food Policy Research Institute (IFPRI), number 1431.
• Lore Vandewalle & Vincent Somville, 2015, "Saving by Default: Evidence from a Field Experiment in Rural India," IHEID Working Papers, Economics Section, The Graduate Institute of International Studies, number 01-2015, Mar, revised 31 Mar 2016.
• Ugo Panizza, 2015, "Billions on the Sidewalk: Improving Savings by Reducing Investment Mistakes," IHEID Working Papers, Economics Section, The Graduate Institute of International Studies, number 18-2015, Sep.
• Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives' Saving Behaviour," Post-Print, HAL, number hal-01515934, Jun.
• Michael Kumhof & Romain Rancière & Pablo Winant, 2015, "Inequality, Leverage, and Crises," Post-Print, HAL, number halshs-01207208, Mar, DOI: 10.1257/aer.20110683.
• Michael Kumhof & Romain Rancière & Pablo Winant, 2015, "Inequality, Leverage, and Crises," PSE-Ecole d'économie de Paris (Postprint), HAL, number halshs-01207208, Mar, DOI: 10.1257/aer.20110683.
• Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," PSE Working Papers, HAL, number halshs-01183453, Aug.
• Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," Sciences Po Economics Publications (main), HAL, number halshs-01183453, Aug.
• Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," Working Papers, HAL, number halshs-01183453, Aug.
• Julia Kiraly & Andras Simonovits, 2015, "Mortgages denominated in domestic and foreign currencies: Simple models," KRTK-KTI WORKING PAPERS, Institute of Economics, Centre for Economic and Regional Studies, number 1513, Feb.
• Black, Sandra E. & Devereux, Paul J. & Lundborg, Petter & Majlesi, Kaveh, 2015, "Learning to Take Risks? The Effect of Education on Risk-Taking in Financial Markets," Working Papers, Lund University, Department of Economics, number 2015:8, Mar.
• Zetterdahl, Emma & Hellström, Jörgen, 2015, "Who’s listening? Heterogeneous Impact of Social Interaction on Individuals’ Stock Market Participation," Umeå Economic Studies, Umeå University, Department of Economics, number 904, Mar.
• Zetterdahl, Emma & Hellström, Jörgen, 2015, "Ladies and Gentlemen: Gender Identity and Financial Risk-Taking," Umeå Economic Studies, Umeå University, Department of Economics, number 905, Apr.
• Zetterdahl, Emma, 2015, "Scenes from a Marriage: Divorce and Financial Behavior," Umeå Economic Studies, Umeå University, Department of Economics, number 907, Apr.
• Zetterdahl, Emma, 2015, "Take a Risk - Social Interaction, Gender Identity, and the Role of Family Ties in Financial Decision-Making," Umeå Economic Studies, Umeå University, Department of Economics, number 908, May.
• Iwaisako, Tokuo & Ono, Arito & Saito, Amane & Tokuda, Hidenobu, 2015, "Residential Property and Household Stock Holdings: Evidence from Japanese Micro Data," Economic Review, Hitotsubashi University, volume 66, issue 3, pages 242-264, July, DOI: 10.15057/27516.
• Lance Lochner & Alexander Monge-Naranjo, 2015, "Student Loans and Repayment: Theory, Evidence and Policy," Working Papers, Human Capital and Economic Opportunity Working Group, number 2015-006, Mar.
• Camelia Kuhnen & Andrei Mui, 2015, "Socioeconomic Status and Learning from Financial Information," Working Papers, Human Capital and Economic Opportunity Working Group, number 2015-018, Dec.
• Beshears, John Leonard & Choi, James J. & Hurwitz, Joshua Bayard & Laibson, David I. & Madrian, Brigitte, 2015, "Liquidity in Retirement Savings Systems: An International Comparison," Scholarly Articles, Harvard University Department of Economics, number 30403718.
• Milkman, Katherine L. & Beshears, John Leonard & Choi, James J. & Laibson, David I. & Madrian, Brigitte, 2015, "The Effect of Providing Peer Information on Retirement Savings Decisions," Scholarly Articles, Harvard University Department of Economics, number 32785047.
• Ramadorai, Tarun & Ranish, Benjamin & Campbell, John Y., 2015, "The Impact of Regulation on Mortgage Risk: Evidence from India," Scholarly Articles, Harvard University Department of Economics, number 34331451.
• Daniel H. Boylan, 2015, "Can Assessment Improve How Personal Finance Is Taught?," Business Education and Accreditation, The Institute for Business and Finance Research, volume 7, issue 2, pages 25-30.
• Yoko Mimura & Kim Love-Myers & Janine E. Aronson, 2015, "Relationship Between Female Illness And Savings: Evidence From Japanese Women," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, volume 9, issue 4, pages 1-10.
• Terrance Jalbert, 2015, "Currency-Adjusted Stock Index Causality," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, volume 9, issue 5, pages 83-91.
• Gandelman, Néstor, 2015, "Do the Rich Save More in Latin America?," IDB Publications (Working Papers), Inter-American Development Bank, number 6914, Apr, DOI: http://dx.doi.org/10.18235/0011692.
• Gandelman, Néstor, 2015, "A Comparison of Saving Rates: Micro Evidence from Seventeen Latin American and Caribbean Countries," IDB Publications (Working Papers), Inter-American Development Bank, number 7136, Jul, DOI: http://dx.doi.org/10.18235/0011701.
• Székely, Miguel & Mendoza, Pamela & Karver, Jonathan, 2015, "Understanding Domestic Saving in Latin America and the Caribbean: The Case of Mexico," IDB Publications (Working Papers), Inter-American Development Bank, number 7278, Sep, DOI: http://dx.doi.org/10.18235/0011704.
• de Andrés Sánchez, Jorge, 2015, "Evaluación De La Sensibilidad De La Cuota De Los Préstamos A Interés Variable A La Variación Del Índice De Referencia. Evidencia Empírica En El Mercado Hipotecario Español En El Periodo 2009-2013 / Evaluating The Sensibility Of Adjustable Rate Loan A," Investigaciones Europeas de Dirección y Economía de la Empresa (IEDEE), Academia Europea de Dirección y Economía de la Empresa (AEDEM), volume 21, issue 3, pages 148-157.
• James Banks & Richard Blundell & Peter Levell & James Smith, 2015, "Life-cycle consumption patterns at older ages in the US and the UK: can medical expenditures explain the difference?," IFS Working Papers, Institute for Fiscal Studies, number W15/12, Mar.