Research classified by Journal of Economic Literature (JEL) codes
Top JEL
/ D: Microeconomics
/ / D1: Household Behavior
/ / / D14: Household Saving; Personal Finance
2025
- Christelis, Dimitris & Georgarakos, Dimitris & Jappelli, Tullio & Kenny, Geoff, 2025, "Wealth shocks and portfolio choice," Journal of Monetary Economics, Elsevier, volume 149, issue C, DOI: 10.1016/j.jmoneco.2024.103632.
- Kukk, Merike & Toczynski, Jan & Basten, Christoph, 2025, "Beyond the headline: How personal exposure to inflation shapes the financial choices of households," Journal of Monetary Economics, Elsevier, volume 153, issue C, DOI: 10.1016/j.jmoneco.2025.103800.
- Miranda-Pinto, Jorge & Murphy, Daniel & Walsh, Kieran James & Young, Eric R., 2025, "A model of expenditure shocks," Journal of Monetary Economics, Elsevier, volume 154, issue C, DOI: 10.1016/j.jmoneco.2025.103807.
- Yan, Sen & Guo, Yuqiao & Qiao, Wen, 2025, "Impact of perceived unlucky years on investment performance: Evidence from Chinese cultural beliefs," Pacific-Basin Finance Journal, Elsevier, volume 90, issue C, DOI: 10.1016/j.pacfin.2024.102633.
- Fong, Joelle H., 2025, "Financial literacy and household financial behavior in Singapore," Pacific-Basin Finance Journal, Elsevier, volume 90, issue C, DOI: 10.1016/j.pacfin.2024.102651.
- Meng, Weilu & Lu, Weijie & Yuan, Gecheng & Zhou, Li, 2025, "Automation and stock market participation," Pacific-Basin Finance Journal, Elsevier, volume 93, issue C, DOI: 10.1016/j.pacfin.2025.102888.
- Li, Qinghai & Li, Hao & Li, Qian, 2025, "Can financial consumer protection promote residents' stock market participation? An investigation based on eastern China residents survey," Pacific-Basin Finance Journal, Elsevier, volume 93, issue C, DOI: 10.1016/j.pacfin.2025.102912.
- Fahle, Sean, 2025, "What do bequests in married couples with a surviving spouse tell us about bequest motives?," Journal of Public Economics, Elsevier, volume 244, issue C, DOI: 10.1016/j.jpubeco.2025.105333.
- Chalmers, John & Mitchell, Olivia S. & Reuter, Jonathan & Zhong, Mingli, 2025, "New evidence on the efficacy of state-based retirement programs: The case of OregonSaves," Journal of Public Economics, Elsevier, volume 246, issue C, DOI: 10.1016/j.jpubeco.2025.105379.
- Bloomfield, Adam & Goodman, Lucas & Rao, Manita & Slavov, Sita, 2025, "State Auto-IRA policies and firm behavior: Lessons from administrative tax data," Journal of Public Economics, Elsevier, volume 247, issue C, DOI: 10.1016/j.jpubeco.2025.105403.
- Wich, Hannah & Harris-Lagoudakis, Katherine, 2025, "Does SNAP participation increase bulk purchases?," Journal of Public Economics, Elsevier, volume 249, issue C, DOI: 10.1016/j.jpubeco.2025.105442.
- Lanzara, Gianandrea & Lazzaroni, Sara & Masella, Paolo & Squicciarini, Mara P., 2025, "Discrimination and assimilation: Evidence from anti-Chinese sentiments in the United States," Journal of Public Economics, Elsevier, volume 249, issue C, DOI: 10.1016/j.jpubeco.2025.105450.
- Sturrock, David & Groot, Stefan & Möhlmann, Jan, 2025, "Wealth, gifts, and estate planning at the end of life," Journal of Public Economics, Elsevier, volume 250, issue C, DOI: 10.1016/j.jpubeco.2025.105492.
- Sjam, Amelina Apricia, 2025, "Opaque payments, open wallets: The relationship between payment transparency and overspending," Research in Economics, Elsevier, volume 79, issue 3, DOI: 10.1016/j.rie.2025.101045.
- Abubakar, Jamila & Aysan, Ahmet F. & Disli, Mustafa & Elnahass, Marwa, 2025, "Financial shocks and savings amongst Africa's middle class: Insights from FinTech data," International Review of Economics & Finance, Elsevier, volume 103, issue C, DOI: 10.1016/j.iref.2025.104414.
- Hu, Siyang & Liu, Dongyang, 2025, "Digital economy, financial literacy, and financial risk-taking in rural households," International Review of Economics & Finance, Elsevier, volume 98, issue C, DOI: 10.1016/j.iref.2025.103922.
- Hornuf, Lars & Safari, Kulondwa & Voshaar, Johannes, 2025, "Mobile fintech adoption in Sub-Saharan Africa: A systematic literature review and meta-analysis," Research in International Business and Finance, Elsevier, volume 73, issue PA, DOI: 10.1016/j.ribaf.2024.102529.
- Zhou, Nan & Sun, Ruohan & Li, Yuan & Zhang, Longyao, 2025, "Joint effect of digital transformation and bank branch establishment on rural economic growth," Research in International Business and Finance, Elsevier, volume 75, issue C, DOI: 10.1016/j.ribaf.2024.102738.
- Ahmed, Danish & Xuhua, Hu & Goldstein, Michael A. & Xie, Yuantao, 2025, "Risk aversion during adverse economic events," Research in International Business and Finance, Elsevier, volume 78, issue C, DOI: 10.1016/j.ribaf.2025.103006.
- Pan, Xuefeng & Tian, Yuhao & Wu, Weixing, 2025, "Digital finance and household retirement planning: Evidence from China," Research in International Business and Finance, Elsevier, volume 80, issue C, DOI: 10.1016/j.ribaf.2025.103116.
- Wen, Xin & Cheng, Zhiming & Tani, Massimiliano, 2025, "Daughters, Savings and Household Finances," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 117, issue C, DOI: 10.1016/j.socec.2025.102395.
- Lee, Taehyun & Heshmati, Almas, 2025, "The relationship between household debt and the Big Five personality traits," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 119, issue C, DOI: 10.1016/j.socec.2025.102468.
- Borowski, Jakub & Jaworski, Krystian, 2025, "The impact of excess household savings on inflation dynamics in the EU during the COVID-19 era," Structural Change and Economic Dynamics, Elsevier, volume 75, issue C, pages 213-227, DOI: 10.1016/j.strueco.2025.07.005.
- Aufiero, Sabrina & Forer, Preben & Vivo, Pierpaolo & Caccioli, Fabio & Bartolucci, Silvia, 2025, "Phase transitions in debt recycling," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 127108, Feb.
- Jiang, Zhengyang & Liu, Hongqi & Peng, Cameron & Yan, Hongjun, 2025, "Investor memory and biased beliefs: evidence from the field," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 128653, Nov.
- Oluwatowo Monijesu Olaosun, 2025, "Socio-Economic Factors and the Demand for Insurance: A Study of Selected Sole-Proprietorship in Lagos Metropolis," International Journal of Finance, Insurance and Risk Management, International Journal of Finance, Insurance and Risk Management, volume 15, issue 3, pages 37-52.
- Sylwia Klus & Olga Maria Kazimierczak, 2025, "The ‘Credit Portrait’ of Small-Town Residents as a Support Tool for Economic Assessment in Local Policy: The Case of Poland," European Research Studies Journal, European Research Studies Journal, volume 0, issue 3, pages 1964-1977.
- Matej Opatrny & Milan Scasny, 2025, "Bridging the Gap: A Novel M2/LIHC Hybrid Indicator Unveils Energy Poverty Dynamics - Case Study of the Czech Republic," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2025/06, Apr, revised Apr 2025.
- Marek Sedivy, 2025, "Life-cycle Consumption Expenditure and Inequality," Working Papers IES, Charles University Prague, Faculty of Social Sciences, Institute of Economic Studies, number 2025/25, Nov, revised Nov 2025.
- Guglielmo Briscese & John List & Sabrina Liu, 2025, "Navigating the College Affordability Crisis: Insights from College Savings Accounts," Artefactual Field Experiments, The Field Experiments Website, number 00824.
- Adriaan Soetevent, 2025, "Payment Choice, Image Motivation and Contributions to Charity: Evidence from a Field Experiment," Natural Field Experiments, The Field Experiments Website, number 00811.
- Joanna Stavins, 2025, "Are Recently Issued Credit Card Accounts More Risky?," Current Policy Perspectives, Federal Reserve Bank of Boston, number 25-6, Apr.
- Falk Bräuning & Joanna Stavins, 2025, "The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data," Working Papers, Federal Reserve Bank of Boston, number 25-10, Sep, DOI: 10.29412/res.wp.2025.10.
- Alice Henriques Volz & Elizabeth Llanes & Jeffrey P. Thompson, 2025, "Do the Rich Really Save More? Answering an Old Question Using the Survey of Consumer Finances with Direct Measures of Lifetime Earnings and an Expanded Wealth Concept," Working Papers, Federal Reserve Bank of Boston, number 25-12, Oct, DOI: 10.29412/res.wp.2025.12.
- Shan Ge & Stephanie Johnson & Nitzan Tzur-Ilan, 2025, "Climate Risk, Insurance Premiums and the Effects on Mortgage and Credit Outcomes," Working Papers, Federal Reserve Bank of Dallas, number 2505, Jan, DOI: 10.24149/wp2505.
- Haoyang Liu & W. Ben McCartney & Rodney Ramcharan & Calvin Zhang & Xiaohan Zhang, 2025, "Relieving Financial Distress Increases Voter Turnout: Evidence from the Mortgage Market," Working Papers, Federal Reserve Bank of Dallas, number 2517, May, DOI: 10.24149/wp2517.
- Vitaly M. Bord & Agnes Kovacs & Patrick Moran, 2025, "Automated Credit Limit Increases and Consumer Welfare," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2025-088, Sep, DOI: 10.17016/FEDS.2025.088.
- Eirik E. Brandsaas, 2025, "Illiquid Homeownership and the Bank of Mom and Dad," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2025-094, Sep, DOI: 10.17016/FEDS.2025.094.
- Alice Henriques Volz & Elizabeth Llanes & Jeffrey P. Thompson, 2025, "Do the Rich Really Save More? Answering an Old Question Using the SCF with Direct Measures of Lifetime Earnings and an Expanded Wealth Concept," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2025-097, Oct, DOI: 10.17016/FEDS.2025.097.
- Aditi Routh & Carly Urban, 2025, "The Complementary Effects of Financial Education and Payday Lending Regulations on Financial Inclusion," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 25-14, Oct, revised 19 Nov 2025, DOI: 10.18651/RWP2025-14.
- Thomas R. Cook & Sophia Kazinnik & Zach Modig & Nathan M. Palmer, 2025, "What Do LLMs Want?," Research Working Paper, Federal Reserve Bank of Kansas City, number RWP 25-19, Nov, DOI: 10.18651/RWP2025-19.
- Juan M. Sanchez & Stefan Song, 2025, "Earnings Misperceptions and Household Distress," Working Papers, Federal Reserve Bank of St. Louis, number 2025-030, Oct, revised 12 Nov 2025, DOI: 10.20955/wp.2025.030.
- Elin Halvorsen & Joachim Hubmer & Serdar Ozkan & Sergio Salgado, 2025, "Why Are the Wealthiest So Wealthy? New Longitudinal Empirical Evidence and Implications for Theories of Wealth Inequality: Supplemental Material," Working Papers, Federal Reserve Bank of St. Louis, number 2025-033, Dec, DOI: 10.20955/wp.2025.033.
- Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2025, "Financial Fraud Through the Lens of Extended Fraud Alerts," Working Papers, Federal Reserve Bank of Philadelphia, number 25-29, Oct, DOI: 10.21799/frbp.wp.2025.29.
- Meredith Welch, 2025, "Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality," Working Papers, Federal Reserve Bank of Philadelphia, number 25-38, Dec, DOI: 10.21799/frbp.wp.2025.38.
- Paul S. Calem & Chris Henderson & Jenna Wang, 2025, "Who Remains Unbanked in the United States and Why?," Working Papers, Federal Reserve Bank of Philadelphia, number 25-02, Jan, DOI: 10.21799/frbp.wp.2025.02.
- Olga Yu. Dmitrieva & Evgeniy N. Kadyshev & Polina G. Gorbynova & Alisa O. Patyanova, 2025, "Regional Practice of Coordination of Activities to Increase Financial Literacy of the Population," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 2, pages 82-99, April, DOI: 10.31107/2075-1990-2025-2-82-99.
- Aleksandra Ya. Burdyak, 2025, "Credit Burden and Reproductive Intentions: The Spillover Effect of Housing Programs on Fertility in Russia," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 6, pages 64-82, December, DOI: 10.31107/2075-1990-2025-6-64-82.
- Emmanuelle Augeraud-Véron & Giorgio Fabbri, 2025, "Economic Insecurity, Memory Effects and Allocations Choices," Working Papers, Grenoble Applied Economics Laboratory (GAEL), number 2025-03, Apr.
- Georgios A. Panos, 2025, "Household Finance and Well-Being in Greece and Cyprus," Working Papers, Business School - Economics, University of Glasgow, number 2025_05, Mar.
- Ioannis Petrakis & Georgios A. Panos, 2025, "Pension Policy and Personal Finance: Defined-Contribution Plans and Retirement Strategies in the United Kingdom," Working Papers, Business School - Economics, University of Glasgow, number 2025_06, Mar.
- Eudearly Angela Jansye, 2025, "The Role of Digital Community Marketing in Enhancing Financial Decision-Making among Indonesian Millennials through 'Sobat Sandwich' Community," GATR Journals, Global Academy of Training and Research (GATR) Enterprise, number jmmr350, Sep, DOI: https://doi.org/10.35609/jmmr.2025..
- Syrine Gacem & Fabrice Hervé & Sylvain Marsat, 2025, "When green turns red: Is the perception of greenwashing a barrier to individual green investment?," Post-Print, HAL, number hal-05100872, Sep, DOI: 10.1016/j.frl.2025.107605.
- Supreet Kaur & Sendhil Mullainathan & Suanna Oh & Frank Schilbach, 2025, "Do Financial Concerns Make Workers Less Productive?," Post-Print, HAL, number halshs-05031180, Feb, DOI: 10.1093/qje/qjae038.
- Supreet Kaur & Sendhil Mullainathan & Suanna Oh & Frank Schilbach, 2025, "Do Financial Concerns Make Workers Less Productive?," PSE-Ecole d'économie de Paris (Postprint), HAL, number halshs-05031180, Feb, DOI: 10.1093/qje/qjae038.
- Philippe Devin, 2025, "The Financial Performance of Solidarity-based Investment Funds
[La performance financière des fonds d'investissement solidaires en France]," Working Papers, HAL, number hal-05100762, Jun. - Giorgio Fabbri & Emmanuelle Augeraud-Véron, 2025, "Economic insecurity, memory effects and allocations choices," Working Papers, HAL, number hal-05398465, Dec.
- Bartscher, Alina & Mann, Katja, 2025, "Distinct but Linked: Spillovers Between Pension and Non-Pension Investments," Working Papers, Copenhagen Business School, Department of Economics, number 12-2025, Dec.
- Alem, Yonas & Schürz, Simon, 2025, "Parental Decision-Making and Educational Investments: The Intergenerational Cost of Noncooperation," EfD Discussion Paper, Environment for Development, University of Gothenburg, number 25-8, Oct.
- Hermansson, Cecilia & Eriksson, Kent & Segerlind, Carin, 2025, "Exploring nonlinear relationships between individual-level bank customer satisfaction and revenue," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 25/1, Jan, revised 28 Oct 2025.
- Wang, Yidi & Wang, Zhen & Yang, Zan, 2025, "Flood Risk and Household Financial Decision-Making," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 25/2, Feb.
- Eriksson, Kent & Hermansson, Cecilia & Malmström, Malin & Sanctuary, Mark & Weng, Hsu-Chi, 2025, "Planned behavior with saving and borrowing intentions - how do consumers make ends meet?," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 25/3, Jan.
- Grodecka-Messi, Anna & Li, Jieying & Zhang, Xin, 2025, "Riding the Housing Wave: Home Equity Withdrawal and Consumer Debt Composition," Working Paper Series, Sveriges Riksbank (Central Bank of Sweden), number 452, Jul.
- Tal Gross & Tim Layton & Dániel Prinz & Julia Yates, 2025, "Social defaults and plan choice: The case of spousal following," IFS Working Papers, Institute for Fiscal Studies, number W25/28, Aug.
- Lianet Farfán Perez & Jorge Omar Moreno Treviño & Christopher Alejandro Zamudio Cantú, 2025, "Determinants of debt portfolio diversification in Mexican households," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, volume 20, issue 1, pages 1-20, Enero - M.
- Mark Jansen & Hieu Quang Nguyen & Amin Shams, 2025, "Rise of the Machines: The Impact of Automated Underwriting," Management Science, INFORMS, volume 71, issue 2, pages 955-975, February, DOI: 10.1287/mnsc.2024.4986.
- Yavuz Arslan & Ahmet Degerli & Gazi Kabas, 2025, "Unintended Consequences of Unemployment Insurance Benefits: The Role of Banks," Management Science, INFORMS, volume 71, issue 4, pages 2847-2866, April, DOI: 10.1287/mnsc.2022.03217.
- Eduardo de Sá Fortes Leitão Rodrigues, 2025, "Financial Literacy and Saving Decisions: A Cross-Sectional Analysis Using GSEM Approach," Working Papers REM, ISEG - Lisbon School of Economics and Management, REM, Universidade de Lisboa, number 2025/0362, Jan.
- Belloc, Ignacio & Molina, José Alberto, 2025, "How Inheritance Expectations Impact Household Savings," IZA Discussion Papers, Institute of Labor Economics (IZA), number 17695, Feb.
- Joubert, Clement & Kanth, Priyanka, 2025, "Life Cycle Saving in a High-Informality Setting," IZA Discussion Papers, Institute of Labor Economics (IZA), number 17876, May.
- Maczulskij, Terhi & Kanninen, Ohto & Karhunen, Hannu & Tahvonen, Ossi, 2025, "The Debt Burden of Job Loss in a Nordic Welfare State," IZA Discussion Papers, Institute of Labor Economics (IZA), number 17940, Jun.
- Longden, Thomas & Naghsh Nejad, Maryam, 2025, "Early Withdrawal of Retirement Savings After a Severe Health Shock: Evidence from Linked Administrative Data," IZA Discussion Papers, Institute of Labor Economics (IZA), number 17964, Jun.
- Xu, Lei & Tani, Massimiliano & Zhu, Yu & Wen, Xin, 2025, "Formal and Informal Debt in China: Evidence from the 2014 Hukou Reform," IZA Discussion Papers, Institute of Labor Economics (IZA), number 17990, Jul.
- Collins, J. Michael & Urban, Carly, 2025, "The Devil Is in the Details: State-Mandated Personal Finance Education and Financial Well-Being," IZA Discussion Papers, Institute of Labor Economics (IZA), number 18268, Nov.
- Anthony Bellofatto & Marie-Hélène Broihanne & Catherine D’Hondt, 2025, "Financial knowledge acquisition and trading behavior: empirical evidence from an online information tool," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, volume 39, issue 1, pages 1-45, March, DOI: 10.1007/s11408-024-00459-0.
- Michael Huynh & Yvonne Seiler Zimmermann & Heinz Zimmermann, 2025, "Characteristics of pension fund financial quality: the role of uncommitted funds," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, volume 39, issue 4, pages 527-563, December, DOI: 10.1007/s11408-025-00477-6.
- Cristian Pardo & Jorge Sabat, 2025, "Equity and efficiency effects of flat premiums," International Journal of Health Economics and Management, Springer, volume 25, issue 1, pages 27-49, March, DOI: 10.1007/s10754-024-09388-x.
- Qi-an Chen & Huashi Li & Jianyi Lin & Yunfeng Gao, 2025, "The Role of Housing Mortgage Leverage in Stock Asset Pricing: Evidence from the Chinese A-share Market," The Journal of Real Estate Finance and Economics, Springer, volume 71, issue 2, pages 209-253, August, DOI: 10.1007/s11146-023-09940-5.
- Anna Conte & Paola Paiardini & Jacopo Temperini, 2025, "Dash and dine, for tomorrow we dice," Journal of Risk and Uncertainty, Springer, volume 71, issue 2, pages 179-201, October, DOI: 10.1007/s11166-025-09461-x.
- Patricia H. Born & J. Bradley Karl, 2025, "Financial bequests to children," Journal of Risk and Uncertainty, Springer, volume 71, issue 3, pages 203-218, December, DOI: 10.1007/s11166-025-09465-7.
- Jason Lermyte, 2025, "Financial innovation, optimal financing structure, an Austrian perspective," The Review of Austrian Economics, Springer;Society for the Development of Austrian Economics, volume 38, issue 2, pages 131-148, June, DOI: 10.1007/s11138-023-00634-y.
- Charles Yuji Horioka, 2025, "Bequests," Discussion Paper Series, Research Institute for Economics & Business Administration, Kobe University, number DP2025-14, Jun.
- Luigi Ventura & Charles Yuji Horioka, 2025, "Do Non-Prudent Consumers Ever Engage in Precautionary Saving? Two Observations on Risk and Precautionary Saving," Discussion Paper Series, Research Institute for Economics & Business Administration, Kobe University, number DP2025-28, Dec.
- Camilla Skovbo Christensen & Isabel Skak Olufsen, 2025, "Does Cohabiting with a Partner Affect Stock Market Participation?," CEBI working paper series, University of Copenhagen. Department of Economics. The Center for Economic Behavior and Inequality (CEBI), number 25-05, Mar.
- Ran Gu & EglÄ— JakuÄ ionytÄ— & Swapnil Singh, 2025, "Housing Energy Efficiency and the Horizon Effect," Bank of Lithuania Discussion Paper Series, Bank of Lithuania, number 43, Jul.
- Olivier De Jonghe & Konstantins Benkovskis & Karolis Bielskis & Diana Bonfim & Margherita Bottero & Tamas Briglevics & Martin Cesnak & Mantas Dirma & Marina Emiris & Palma Filep-Mosberger & Valentin J, 2025, "Household Borrowing and Monetary Policy Transmission: Post-Pandemic Insights from Nine European Credit Registers," Working Papers, Latvijas Banka, number 2025/09, Nov.
- Michal Skara & Ladislava Issever Grochova, 2025, "Do inequality and fiscal redistribution matter when credit bites back?," MENDELU Working Papers in Business and Economics, Mendel University in Brno, Faculty of Business and Economics, number 2025-108, Nov.
- Sebastian Riedmiller, 2025, "Reducing Inequality by Correcting Misperceptions: Experimental Evidence on Student Aid Take-Up," Discussion Paper Series of the Max Planck Institute for Behavioral Economics, Max Planck Institute for Behavioral Economics, number 2025_11, Jul.
- Olivier De Jonghe & Konstantīns Benkovskis & Karolis Bielskis & Diana Bonfim & Margherita Bottero & Tamás Briglevics & Martin Cesnak & Mantas Dirma & Marina Emiris & Pálma Filep-Mosberger & Valentin J, 2025, "Household borrowing and monetary policy transmission; post-pandemic insights from nine European," Working Paper Research, National Bank of Belgium, number 485, Nov.
- Krzysztof Waliszewski & Paweł Niedziółka, 2025, "The evolution of the importance of the non-banking sector on the consumer finance market in Poland," Bank i Kredyt, Narodowy Bank Polski, volume 56, issue 2, pages 185-214.
- Paul Gertler & Brett Green & Renping Li & David Sraer, 2025, "The Welfare Benefits of Pay-As-You-Go Financing," NBER Working Papers, National Bureau of Economic Research, Inc, number 33484, Feb.
- Erzo F.P. Luttmer & Priscila de Oliveira & Dmitry Taubinsky, 2025, "Failures of Contingent Reasoning in Annuitization Decisions," NBER Working Papers, National Bureau of Economic Research, Inc, number 33654, Apr.
- James J. Choi & Dong Huang & Zhishu Yang & Qi Zhang, 2025, "How Good is AI at Twisting Arms? Experiments in Debt Collection," NBER Working Papers, National Bureau of Economic Research, Inc, number 33669, Apr.
- Vanya Horneff & Raimond Maurer & Olivia S. Mitchell, 2025, "Defaulting 401(k) Assets into Payout Annuities for “Pretty Good” Lifetime Incomes," NBER Working Papers, National Bureau of Economic Research, Inc, number 33915, Jun.
- Charles Yuji Horioka, 2025, "Bequests," NBER Working Papers, National Bureau of Economic Research, Inc, number 33927, Jun.
- Christina M. Gibson-Davis & Lisa A. Keister & Lisa A. Gennetian & Shuyi Qiu, 2025, "Net Worth Poverty in Childhood: How Duration and Timing Affect Educational Outcomes," NBER Working Papers, National Bureau of Economic Research, Inc, number 33959, Jun.
- Guglielmo Briscese & John A. List & Sabrina Liu, 2025, "Navigating the College Affordability Crisis: Insights from College Savings Accounts," NBER Working Papers, National Bureau of Economic Research, Inc, number 34126, Aug.
- Tal Gross & Timothy Layton & Daniel Prinz & Julia Yates, 2025, "Social Defaults and Plan Choice: The Case of Spousal Following," NBER Working Papers, National Bureau of Economic Research, Inc, number 34137, Aug.
- James J. Choi & Canyao Liu & Pengcheng Liu, 2025, "Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice," NBER Working Papers, National Bureau of Economic Research, Inc, number 34166, Aug.
- Tatiana Homonoff & Min S. Lee & Katherine Meckel, 2025, "The Financial Consequences of Being Denied Benefit Access," NBER Working Papers, National Bureau of Economic Research, Inc, number 34434, Oct.
- Sita Slavov, 2025, "The Impact of Spousal Social Security Claiming Decisions on the Financial Shock of Widowhood," NBER Working Papers, National Bureau of Economic Research, Inc, number 34612, Dec.
- C S Mohapatra & Depannita Ghosh, 2025, "A Long-Term Financial Inclusion Strategy for Viksit Bharat:Sustained Digital Literacy, Trust, and Access for All," NCAER Working Papers, National Council of Applied Economic Research, number 183, Jun.
- Carlotta Balestra & Jakub Caisl & Luiz Hermida, 2025, "Mapping trends and gaps in household wealth across OECD countries," OECD Papers on Well-being and Inequalities, OECD Publishing, number 37, Jun.
- Nataliya Lutchyn & Malgorzata Grzywinska-Rapca & Oksana Marets & Ruslan Rolko, 2025, "Macroeconomic Assessment Of The Structure Of Income And Expenditures Of The Household Sector Of Ukraine In 2021–2024," OLSZTYN ECONOMIC JOURNAL, University of Warmia and Mazury in Olsztyn, Faculty of Economic Sciences, volume 20, issue 2, pages 213-225, December, DOI: https://doi.org/10.31648/oej.12088.
- Pirmin Fessler & Beat Weber, 2025, "Crypto assets in Austria: robust evidence from HFCS wave 5 on ownership, motives and portfolio implications," OeNB Bulletin, Oesterreichische Nationalbank (Austrian Central Bank), issue Q4/25-2, pages 1-28.
- Pirmin Fessler & Beat Weber, 2025, "Crypto assets in Austria: robust evidence from HFCS wave 5 on ownership, motives and portfolio implications," OeNB Bulletin, Oesterreichische Nationalbank (Austrian Central Bank), issue Q4/25-2, pages 1-28.
- Radu POPA & Alin Ioan VID, 2025, "Bank Branches And Lending In The Euro Area – A Panel Analysis," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, volume 34, issue 1, pages 245-251, July.
- Evangelos Charalambakis & Federica Teppa & Athanasios Tsiortas, 2025, "Consumer participation in the credit market during the COVID-19 pandemic and beyond," Oxford Economic Papers, Oxford University Press, volume 77, issue 1, pages 119-143.
- Álvaro Muñiz-Fernández & Guillermo Cabanillas-Jiménez, 2025, "Expenditure behaviour of pensioners: exploring differences between breadwinners and non-breadwinners," Oxford Economic Papers, Oxford University Press, volume 77, issue 3, pages 619-636.
- Supreet Kaur & Sendhil Mullainathan & Suanna Oh & Frank Schilbach, 2025, "Do Financial Concerns Make Workers Less Productive?," The Quarterly Journal of Economics, President and Fellows of Harvard College, volume 140, issue 1, pages 635-689.
- Peter Maxted & David Laibson & Benjamin Moll, 2025, "Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy," The Quarterly Journal of Economics, President and Fellows of Harvard College, volume 140, issue 1, pages 691-743.
- Deniz Okat & Mikael Paaso & Vesa Pursiainen, 2025, "Trust in Traditional Finance and Consumer Fintech Adoption," The Review of Corporate Finance Studies, Society for Financial Studies, volume 14, issue 2, pages 408-438.
- Maximilian Germann & Lukas Mertes & Martin Weber & Benjamin Loos, 2025, "Trust and delegated investing: a Money Doctors experiment," Review of Finance, European Finance Association, volume 29, issue 1, pages 75-102.
- Xiangyu Chang & Lili Dai & Lingbing Feng & Jianlei Han & Jing Shi & Bohui Zhang, 2025, "A good sketch is better than a long speech: evaluate delinquency risk through real-time video analysis," Review of Finance, European Finance Association, volume 29, issue 2, pages 467-500.
- Jan Müller-Dethard & Niklas Reinhardt & Martin Weber, 2025, "Reinvesting or Consuming Dividends: Account Structure Matters," Review of Finance, European Finance Association, volume 29, issue 5, pages 1467-1495.
- Charlton Eli & William Skimmyhorn, 2025, "Save more tomorrow, today: experimental evidence on the role of precommitment, urgency, and personalization," Review of Finance, European Finance Association, volume 29, issue 5, pages 1587-1618.
- Charline Uhr, 2025, "When Financial Advice Leads to Positive Performance: Evidence from Repeated Client–Advisor Interactions," The Review of Financial Studies, Society for Financial Studies, volume 38, issue 11, pages 3245-3283.
- Pablo Slutzky & Sheng-Jun Xu, 2025, "The Financial Consequences of Pretrial Detention," The Review of Financial Studies, Society for Financial Studies, volume 38, issue 11, pages 3329-3373.
- Mattia Landoni & Stephen P Zeldes, 2025, "Should the Government Be Paying Investment Fees on $3 Trillion of Tax-Deferred Retirement Assets?," The Review of Financial Studies, Society for Financial Studies, volume 38, issue 4, pages 1014-1066.
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- Kohnert, Dirk, 2025, "Chemins périlleux : la migration dangereuse des Éthiopiens vers l'Afrique du Sud
[Perilous Pathways: The Dangerous Migration of Ethiopians to South Africa]," MPRA Paper, University Library of Munich, Germany, number 124938, Jun. - Kohnert, Dirk, 2025, "The Inequality Trap: Why Sub-Saharan Africa Struggles to Escape Poverty," MPRA Paper, University Library of Munich, Germany, number 125930, Aug.
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- Alina Bartscher & Moritz Kuhn & Moritz Schularick & Ulrike Steins, 2025, "The Distribution of Household Debt in the United States, 1950-2022," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, volume 57, July, DOI: 10.1016/j.red.2025.101288.
- Habibe Günsel DOĞRUL, 2025, "Toplumsal Cinsiyet Eşitsizliği Perspektifinden Hanehalkı Tasarruflarının Belirleyicileri: Ülkeler Arası Bir Çalışma
[Determinants of Household Savings from a Gender Perspective: A Cross-Country Ana," Business and Economics Research Journal, Bursa Uludag University, Faculty of Economics and Administrative Sciences, volume 16, issue 3, pages 261-280, July, DOI: 10.20409/berj.2025.467. - Putri Muninggar & Moh Shadam Taqiyyuddin Azka & Furqonul Haq & Ahmad Febriyanto, 2025, "The Role of Islamic Financial Literacy in Shaping Economic Behavior: Evidence from Generation Z," Diponegoro Journal of Economics (DJOE), Faculty of Economics and Business, Universitas Diponegoro, volume 14, issue 2, pages 081-097, DOI: 10.14710/djoe.48925.
- Mohammadreza Monjazeb & Hosein Amiri & Farshid Vojdani & Akram Movahedi, 2025, "Estimation of Iran's Consumption Function Using Quantile Regression Method," Quarterly Journal of Applied Theories of Economics, Faculty of Economics, Management and Business, University of Tabriz, volume 12, issue 1, pages 25-48.
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- Beatrice Bertelli & Marianna Brunetti & Costanza Torricelli & Mariangela Zoli, 2025, "Nudging Households’ Sustainable Investments: Results from a Pilot Lab-in-the-field Experiment In Italy," CEIS Research Paper, Tor Vergata University, CEIS, number 600, May, revised 30 May 2025.
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- Christophe Van Langenhove, 2025, "Wealth Mobility in the United States: Empirical Evidence from the PSID," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium, Ghent University, Faculty of Economics and Business Administration, number 25/1104, Jan.
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- Megan Gu & Henry Cutler & Mona Aghdaee & Yuanyuan Gu & Anam Bilgrami, 2025, "The role of refundable accommodation deposits in financing aged care capital expenditure: Views from the sector," Australian Journal of Management, Australian School of Business, volume 50, issue 2, pages 390-407, May, DOI: 10.1177/03128962241230665.
- Michael Robey & Aaron Bruhn, 2025, "The impact of COVID-19 and the ERS on superannuation savings in Australia," Australian Journal of Management, Australian School of Business, volume 50, issue 4, pages 1385-1413, November, DOI: 10.1177/03128962241282106.
- Jiřà Dvořák & Libor Votava & Lenka Komárková & MojmÃr Sabolovic & Jan Závodný PospÃÅ¡il, 2025, "Rationally Inattentive Behaviour with A Priori Knowledge," Journal of Interdisciplinary Economics, , volume 37, issue 2, pages 183-199, July, DOI: 10.1177/02601079221133991.
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- Haowen Jia, 2025, "Broadband Access and Household Risky Assets Investment: A Double/Debiased Machine Learning-Based Difference-in-Difference Approach," SAGE Open, , volume 15, issue 3, pages 21582440251, September, DOI: 10.1177/21582440251375789.
- Mingyue Song & Jieming Chen & Wei Sun & Jiankang Feng, 2025, "How Health Risks Drive Household Economic Vulnerability: A Dual Perspective on Finance and Poverty," SAGE Open, , volume 15, issue 4, pages 21582440251, October, DOI: 10.1177/21582440251385954.
- Jannik Schumann, 2025, "Inflation and wealth accumulation of young German households: Evidence from SOEP panel data (2015?2022)," International Journal of Business and Management, International Institute of Social and Economic Sciences, volume 12, issue 2, pages 24-45, October.
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- Anquan Zhang & Lu Liu, 2025, "Does the housing provident fund cause housing inequality? The micromechanism and macroeffect in China," Financial Innovation, Springer;Southwestern University of Finance and Economics, volume 11, issue 1, pages 1-28, December, DOI: 10.1186/s40854-025-00778-9.
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- Giuseppe Bertola & Anna Lo Prete, 2025, "Financial Literacy and Risk Protection During the Covid-19 Pandemic," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 2, pages 645-666, July, DOI: 10.1007/s40797-024-00286-2.
- Luigi Infante & David Loschiavo & Andrea Neri & Matteo Spuri & Francesco Vercelli, 2025, "The Heterogeneous Impact of Inflation Across the Joint Distribution of Household Income and Wealth," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), volume 11, issue 2, pages 703-724, July, DOI: 10.1007/s40797-024-00294-2.
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- Silvia Paschina, 2025, "Loan Dynamics and Financial Decision-Making in Public Administration," Advances in Management and Applied Economics, SCIENPRESS Ltd, volume 15, issue 5, pages 1-5.
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