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Determinants of digital euro adoption: The role of political orientation

Author

Listed:
  • Cupak, Andrej
  • Gertler, Pavel
  • Hajdiak, Daniel
  • Klacso, Ján
  • Rychtárik, Štefan

Abstract

This study builds on a face-to-face survey conducted among Slovak respondents examining their awareness of and potential interest in using the digital euro. We show that political preferences are strongly associated with intended adoption. In particular, right-leaning respondents exhibit significantly higher probability of expressing interest in using the digital euro. We also find that respondents who prefer cash payments are less likely to adopt it. Survey responses indicate that envisaged digital euro transactions could amount to up to 20% of individual monthly net income. Privacy and security emerge as the most valued design attributes. Taken together, these findings underscore the importance of understanding how different societal groups perceive the digital euro and of tailoring communication strategies that adapt to evolving attitudes prior to its launch.

Suggested Citation

  • Cupak, Andrej & Gertler, Pavel & Hajdiak, Daniel & Klacso, Ján & Rychtárik, Štefan, 2026. "Determinants of digital euro adoption: The role of political orientation," Economic Modelling, Elsevier, vol. 162(C).
    • Handle: RePEc:eee:ecmode:v:162:y:2026:i:c:s0264999326001860
    DOI: 10.1016/j.econmod.2026.107657
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    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Systems; Standards; Regimes; Government and the Monetary System
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy

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