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Universities as Drivers of Financial Education Development

Author

Listed:
  • Olga Yu. Dmitrieva

    (I.N. Ulyanov Chuvash State University, Cheboksary, Russian Federation)

  • Evgeniy N. Kadyshev

    (I.N. Ulyanov Chuvash State University, Cheboksary, Russian Federation)

  • Alisa O. Patyanova

    (I.N. Ulyanov Chuvash State University, Cheboksary, Russian Federation)

  • Polina G. Gorbynova

    (I.N. Ulyanov Chuvash State University, Cheboksary, Russian Federation)

Abstract

Financial education is one of the tools for improving financial literacy and shaping the financial culture of the population. The transition from financial literacy to financial culture requires combining the capabilities of all participants in this process. This article is devoted to the study of aspects of the universities’ activities in implementing the mechanism of population’s financial education. As a result of the study, the authors clarified the meaning of the financial education mechanism. The areas of university participation in the implementation of the financial education mechanism for the population are identified. These include: training specialists in the field of financial education; developing methodological support for financial education; organizing the process of educating citizens in the area of personal finance management; ensuring the development of the system and financial education’s infrastructure; and training volunteers for financial education. As a key result, the article presents a draft model for organizing a Consulting and Financial Education Center for the population, as well as the organizational foundations for its establishment on the basis of a regional university (I.N. Ulyanov Chuvash State University).

Suggested Citation

  • Olga Yu. Dmitrieva & Evgeniy N. Kadyshev & Alisa O. Patyanova & Polina G. Gorbynova, 2026. "Universities as Drivers of Financial Education Development," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 2, pages 118-134, April.
    • Handle: RePEc:fru:finjrn:260207:p:118-134
    DOI: 10.31107/2075-1990-2026-2-118-134
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    Keywords

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    JEL classification:

    • A20 - General Economics and Teaching - - Economic Education and Teaching of Economics - - - General
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • I23 - Health, Education, and Welfare - - Education - - - Higher Education; Research Institutions

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