Research classified by Journal of Economic Literature (JEL) codes

2016

• Tim Kaiser & Lukas Menkhoff, 2016, "Does Financial Education Impact Financial Literacy and Financial Behavior, and if So, When?," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1562.
• Antonia Grohmann & Olaf Hübler & Roy Kouwenberg & Lukas Menkhoff, 2016, "Financial Literacy: Thai Middle Class Women Do Not Lag behind," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1615.
• Olga Gorbachev & María José Luengo-Prado, 2016, "The Credit Card Debt Puzzle: The Role of Preferences, Credit Risk, and Financial Literacy," Working Papers, University of Delaware, Department of Economics, number 16-06.
• Charles Yuji Horioka, 2016, "Are the Japanese Unique? Evidence from Household Saving and Bequest Behavior," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0973, Jun.
• Charles Yuji Horioka & Akiko Terada-Hagiwara, 2016, "The Impact of Pre-marital Sex Ratios on Household Saving in Two Asian Countries: The Competitive Saving Motive Revisited," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0975, Jul.
• Campbell, John Y., 2016, "Restoring rational choice: The challenge of consumer financial regulation," Working Paper Series, European Central Bank, number 1897, Apr.
• Kaplan, Greg & Moll, Benjamin & Violante, Giovanni L., 2016, "Monetary policy according to HANK," Working Paper Series, European Central Bank, number 1899, Apr.
• Du Caju, Philip & Rycx, François & Tojerow, Ilan, 2016, "Unemployment risk and over-indebtedness," Working Paper Series, European Central Bank, number 1908, May.
• Agarwal, Sumit & Ben-David, Itzhak & Yao, Vincent W., 2016, "Systematic Mistakes in the Mortgage Market and Lack of FInancial Sophistication," Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics, number 2016-09, Mar.
• Ameriks, John & Briggs, Joseph & Caplin, Andrew & Shapiro, Matthew D. & Tonetti, Christopher, 2016, "Late-in-Life Risks and the Under-Insurance Puzzle," Research Papers, Stanford University, Graduate School of Business, number 3485, Sep.
• Merike Kukk, 2016, "Debt repayment problems: what are the implications for consumption?," Bank of Estonia Working Papers, Bank of Estonia, number wp2016-1, Feb, revised 19 Feb 2016.
• Merike Kukk, 2016, "What are the triggers for arrears on debt? Evidence from quarterly panel data," Bank of Estonia Working Papers, Bank of Estonia, number wp2016-9, Nov, revised 25 Nov 2016.
• Vieira, Kelmara Mendes & de Oliveira, Marta Olivia Rovedder & Kunkel, Franciele Inês Reis, 2016, "The Credit Card Use and Debt: Is there a trade-off between compulsive buying and ill-being perception?," Journal of Behavioral and Experimental Finance, Elsevier, volume 10, issue C, pages 75-87, DOI: 10.1016/j.jbef.2016.03.001.
• Hoffmann, Arvid O.I. & Post, Thomas, 2016, "How does investor confidence lead to trading? Linking investor return experiences, confidence, and investment beliefs," Journal of Behavioral and Experimental Finance, Elsevier, volume 12, issue C, pages 65-78, DOI: 10.1016/j.jbef.2016.09.003.
• Desmettre, Sascha & Seifried, Frank Thomas, 2016, "Optimal asset allocation with fixed-term securities," Journal of Economic Dynamics and Control, Elsevier, volume 66, issue C, pages 1-19, DOI: 10.1016/j.jedc.2016.03.001.
• Peijnenburg, Kim & Nijman, Theo & Werker, Bas J.M., 2016, "The annuity puzzle remains a puzzle," Journal of Economic Dynamics and Control, Elsevier, volume 70, issue C, pages 18-35, DOI: 10.1016/j.jedc.2016.05.023.
• Berlemann, Michael & Salland, Jan, 2016, "The Joneses’ income and debt market participation: Empirical evidence from bank account data," Economics Letters, Elsevier, volume 142, issue C, pages 6-9, DOI: 10.1016/j.econlet.2016.02.030.
• Driva, Anastasia & Lührmann, Melanie & Winter, Joachim, 2016, "Gender differences and stereotypes in financial literacy: Off to an early start," Economics Letters, Elsevier, volume 146, issue C, pages 143-146, DOI: 10.1016/j.econlet.2016.07.029.
• Lee, Daeyong, 2016, "Effects of dependent coverage mandate on household precautionary savings: Evidence from the 2010 Affordable Care Act," Economics Letters, Elsevier, volume 147, issue C, pages 32-37, DOI: 10.1016/j.econlet.2016.08.002.
• Lochner, L. & Monge-Naranjo, A., 2016, "Student Loans and Repayment," Handbook of the Economics of Education, Elsevier, chapter 0, DOI: 10.1016/B978-0-444-63459-7.00008-7.
• Luik, Marc-André & Steinhardt, Max Friedrich, 2016, "Immigrant-native differences in stockholding – The role of cognitive and non-cognitive skills," Journal of Empirical Finance, Elsevier, volume 38, issue PA, pages 103-119, DOI: 10.1016/j.jempfin.2016.05.008.
• Oehler, Andreas & Horn, Matthias & Wendt, Stefan, 2016, "Benefits from social trading? Empirical evidence for certificates on wikifolios," International Review of Financial Analysis, Elsevier, volume 46, issue C, pages 202-210, DOI: 10.1016/j.irfa.2016.05.007.
• French, Declan & McKillop, Donal, 2016, "Financial literacy and over-indebtedness in low-income households," International Review of Financial Analysis, Elsevier, volume 48, issue C, pages 1-11, DOI: 10.1016/j.irfa.2016.08.004.
• Lim, Byung Hwa & Kwak, Minsuk, 2016, "Bequest motive and incentive to retire: Consumption, investment, retirement, and life insurance strategies," Finance Research Letters, Elsevier, volume 16, issue C, pages 19-27, DOI: 10.1016/j.frl.2015.10.018.
• Brunetti, M. & Ciciretti, R. & Djordjevic, Lj., 2016, "The determinants of household’s bank switching," Journal of Financial Stability, Elsevier, volume 26, issue C, pages 175-189, DOI: 10.1016/j.jfs.2016.08.004.
• Ampudia, Miguel & van Vlokhoven, Has & Żochowski, Dawid, 2016, "Financial fragility of euro area households," Journal of Financial Stability, Elsevier, volume 27, issue C, pages 250-262, DOI: 10.1016/j.jfs.2016.02.003.
• Fang, H., 2016, "Insurance Markets for the Elderly," Handbook of the Economics of Population Aging, Elsevier, chapter 0, in: Piggott, John & Woodland, Alan, "Handbook of the Economics of Population Aging", DOI: 10.1016/bs.hespa.2016.05.003.
• Keane, M.P. & Thorp, S., 2016, "Complex Decision Making," Handbook of the Economics of Population Aging, Elsevier, chapter 0, in: Piggott, John & Woodland, Alan, "Handbook of the Economics of Population Aging", DOI: 10.1016/bs.hespa.2016.09.001.
• Angoshtari, Bahman & Bayraktar, Erhan & Young, Virginia R., 2016, "Minimizing the probability of lifetime drawdown under constant consumption," Insurance: Mathematics and Economics, Elsevier, volume 69, issue C, pages 210-223, DOI: 10.1016/j.insmatheco.2016.05.007.
• Kiliyanni, Abdul Latheef & Sivaraman, Sunitha, 2016, "The perception-reality gap in financial literacy: Evidence from the most literate state in India," International Review of Economics Education, Elsevier, volume 23, issue C, pages 47-64, DOI: 10.1016/j.iree.2016.07.001.
• Brown, Sarah & Taylor, Karl, 2016, "Early influences on saving behaviour: Analysis of British panel data," Journal of Banking & Finance, Elsevier, volume 62, issue C, pages 1-14, DOI: 10.1016/j.jbankfin.2015.09.011.
• Lee, Boram & Veld-Merkoulova, Yulia, 2016, "Myopic loss aversion and stock investments: An empirical study of private investors," Journal of Banking & Finance, Elsevier, volume 70, issue C, pages 235-246, DOI: 10.1016/j.jbankfin.2016.04.008.
• Kelly, Robert & McCann, Fergal, 2016, "Some defaults are deeper than others: Understanding long-term mortgage arrears," Journal of Banking & Finance, Elsevier, volume 72, issue C, pages 15-27, DOI: 10.1016/j.jbankfin.2016.07.006.
• van Ooijen, Raun & van Rooij, Maarten C.J., 2016, "Mortgage risks, debt literacy and financial advice," Journal of Banking & Finance, Elsevier, volume 72, issue C, pages 201-217, DOI: 10.1016/j.jbankfin.2016.05.001.
• Kukk, Merike, 2016, "How did household indebtedness hamper consumption during the recession? Evidence from micro data," Journal of Comparative Economics, Elsevier, volume 44, issue 3, pages 764-786, DOI: 10.1016/j.jce.2015.07.004.
• Bateman, Hazel & Dobrescu, Loretti I. & Newell, Ben R. & Ortmann, Andreas & Thorp, Susan, 2016, "As easy as pie: How retirement savers use prescribed investment disclosures," Journal of Economic Behavior & Organization, Elsevier, volume 121, issue C, pages 60-76, DOI: 10.1016/j.jebo.2015.10.020.
• Schreiber, Philipp & Weber, Martin, 2016, "Time inconsistent preferences and the annuitization decision," Journal of Economic Behavior & Organization, Elsevier, volume 129, issue C, pages 37-55, DOI: 10.1016/j.jebo.2016.06.008.
• Kramer, Marc M., 2016, "Financial literacy, confidence and financial advice seeking," Journal of Economic Behavior & Organization, Elsevier, volume 131, issue PA, pages 198-217, DOI: 10.1016/j.jebo.2016.08.016.
• Kapinos, Pavel & Gurley-Calvez, Tami & Kapinos, Kandice, 2016, "(Un)expected housing price changes: Identifying the drivers of small business finance," Journal of Economics and Business, Elsevier, volume 84, issue C, pages 79-94, DOI: 10.1016/j.jeconbus.2016.02.002.
• Gilboa, Itzhak & Postlewaite, Andrew & Samuelson, Larry, 2016, "Memorable consumption," Journal of Economic Theory, Elsevier, volume 165, issue C, pages 414-455, DOI: 10.1016/j.jet.2016.05.004.
• Dimmock, Stephen G. & Kouwenberg, Roy & Mitchell, Olivia S. & Peijnenburg, Kim, 2016, "Ambiguity aversion and household portfolio choice puzzles: Empirical evidence," Journal of Financial Economics, Elsevier, volume 119, issue 3, pages 559-577, DOI: 10.1016/j.jfineco.2016.01.003.
• Liberman, Andres, 2016, "The value of a good credit reputation: Evidence from credit card renegotiations," Journal of Financial Economics, Elsevier, volume 120, issue 3, pages 644-660, DOI: 10.1016/j.jfineco.2016.02.004.
• Kim, Hugh Hoikwang & Maurer, Raimond & Mitchell, Olivia S., 2016, "Time is money: Rational life cycle inertia and the delegation of investment management," Journal of Financial Economics, Elsevier, volume 121, issue 2, pages 427-447, DOI: 10.1016/j.jfineco.2016.03.008.
• Brown, Jeffrey R. & Farrell, Anne M. & Weisbenner, Scott J., 2016, "Decision-making approaches and the propensity to default: Evidence and implications," Journal of Financial Economics, Elsevier, volume 121, issue 3, pages 477-495, DOI: 10.1016/j.jfineco.2016.05.010.
• Agarwal, Sumit & Ambrose, Brent W. & Chomsisengphet, Souphala & Liu, Chunlin, 2016, "Joint liability lending and credit risk: Evidence from the home equity market," Journal of Housing Economics, Elsevier, volume 32, issue C, pages 47-66, DOI: 10.1016/j.jhe.2016.04.006.
• Fochmann, Martin & Kroll, Eike B., 2016, "The effects of rewards on tax compliance decisions," Journal of Economic Psychology, Elsevier, volume 52, issue C, pages 38-55, DOI: 10.1016/j.joep.2015.09.009.
• Brown, Sarah & Gray, Daniel, 2016, "Household finances and well-being in Australia: An empirical analysis of comparison effects," Journal of Economic Psychology, Elsevier, volume 53, issue C, pages 17-36, DOI: 10.1016/j.joep.2015.12.006.
• Estrada-Mejia, Catalina & de Vries, Marieke & Zeelenberg, Marcel, 2016, "Numeracy and wealth," Journal of Economic Psychology, Elsevier, volume 54, issue C, pages 53-63, DOI: 10.1016/j.joep.2016.02.011.
• Farrell, Lisa & Fry, Tim R.L. & Risse, Leonora, 2016, "The significance of financial self-efficacy in explaining women’s personal finance behaviour," Journal of Economic Psychology, Elsevier, volume 54, issue C, pages 85-99, DOI: 10.1016/j.joep.2015.07.001.
• Mosca, Irene & McCrory, Cathal, 2016, "Personality and wealth accumulation among older couples: Do dispositional characteristics pay dividends?," Journal of Economic Psychology, Elsevier, volume 56, issue C, pages 1-19, DOI: 10.1016/j.joep.2016.04.006.
• Fochmann, Martin & Hemmerich, Kristina & Kiesewetter, Dirk, 2016, "Intrinsic and extrinsic effects on behavioral tax biases in risky investment decisions," Journal of Economic Psychology, Elsevier, volume 56, issue C, pages 218-231, DOI: 10.1016/j.joep.2016.07.003.
• Del Missier, Fabio & Ranyard, Rob & Bonini, Nicolao, 2016, "Perceived inflation: The role of product accessibility and attitudes towards inflation," Journal of Economic Psychology, Elsevier, volume 56, issue C, pages 97-106, DOI: 10.1016/j.joep.2016.05.008.
• De Nardi, Mariacristina & Yang, Fang, 2016, "Wealth inequality, family background, and estate taxation," Journal of Monetary Economics, Elsevier, volume 77, issue C, pages 130-145, DOI: 10.1016/j.jmoneco.2015.10.005.
• Necker, Sarah & Ziegelmeyer, Michael, 2016, "Household risk taking after the financial crisis," The Quarterly Review of Economics and Finance, Elsevier, volume 59, issue C, pages 141-160, DOI: 10.1016/j.qref.2015.03.006.
• Pan, Yao, 2016, "Understanding the rural and urban household saving rise in China," Regional Science and Urban Economics, Elsevier, volume 56, issue C, pages 46-59, DOI: 10.1016/j.regsciurbeco.2015.10.002.
• Ding, Lei & Hwang, Jackelyn & Divringi, Eileen, 2016, "Gentrification and residential mobility in Philadelphia," Regional Science and Urban Economics, Elsevier, volume 61, issue C, pages 38-51, DOI: 10.1016/j.regsciurbeco.2016.09.004.
• Chiang, Shu Ling & Tsai, Ming Shann, 2016, "Analyzing an elder’s desire for a reverse mortgage using an economic model that considers house bequest motivation, random death time and stochastic house price," International Review of Economics & Finance, Elsevier, volume 42, issue C, pages 202-219, DOI: 10.1016/j.iref.2015.10.040.
• Insler, Michael & Compton, James & Schmitt, Pamela, 2016, "The investment decisions of young adults under relaxed borrowing constraints," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 64, issue C, pages 106-121, DOI: 10.1016/j.socec.2015.07.004.
• Hojman, Daniel A. & Miranda, Álvaro & Ruiz-Tagle, Jaime, 2016, "Debt trajectories and mental health," Social Science & Medicine, Elsevier, volume 167, issue C, pages 54-62, DOI: 10.1016/j.socscimed.2016.08.027.
• Dean Karlan & Pascaline Dupas & Jonathan Robinson & Diego Ubfal, 2016, "Banking the Unbanked? Evidence from Three Countries," Working Papers, Economic Growth Center, Yale University, number 1055, Jul.
• Levy, Matthew & Tasoff, Joshua, 2016, "Exponential-growth bias and lifecycle consumption," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 102087, Jun.
• Gandelman, Néstor, 2016, "A comparison of saving rates: microdata evidence from seventeen Latin American and Caribbean countries," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 123245, Apr.
• Arcidiacono, Peter & Aucejo, Esteban M. & Hotz, V. Joseph, 2016, "University differences in the graduation minorities in STEM fields: evidence from California," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 64178, Mar.
• Andreas Fagereng & Luigi Guiso & Davide Malacrino & Luigi Pistaferri, 2016, "Heterogeneity and Persistence in Returns to Wealth," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 1615, revised Nov 2016.
• Villagómez, F. Alejandro, 2016, "Alfabetismo financiero en jóvenes preparatorianos en la Zona Metropolitana del Valle de México," El Trimestre Económico, Fondo de Cultura Económica, volume 83, issue 331, pages .677-706, julio-sep, DOI: http://dx.doi.org/10.20430/ete.v83i.
• Estrada, Ernesto, 2016, "Competencia y diferenciación de productos en el mercado mexicano de tarjetas de crédito," El Trimestre Económico, Fondo de Cultura Económica, volume 83, issue 332, pages .573-634, octubre-d, DOI: http://dx.doi.org/10.20430/ete.v83i.
• Amita Majumder & Chayanika Mitra, 2016, "Gender bias in household education expenditure: the case of West Bengal," Indian Growth and Development Review, Emerald Group Publishing Limited, volume 9, issue 2, pages 129-150, November, DOI: 10.1108/IGDR-04-2016-0018.
• Dimitrios Kourtidis & Željko Šević & Prodromos Chatzoglou, 2016, "Mood and stock returns: evidence from Greece," Journal of Economic Studies, Emerald Group Publishing Limited, volume 43, issue 2, pages 242-258, May, DOI: 10.1108/JES-09-2014-0158.
• Gideon Becker & Thomas Dimpfl, 2016, "Labor income risk and households’ risky asset holdings," Studies in Economics and Finance, Emerald Group Publishing Limited, volume 33, issue 2, pages 262-280, June, DOI: 10.1108/SEF-09-2014-0168.
• Renuka Sane & Susan Thomas, 2016, "From participation to repurchase: Low-income households and micro-insurance," Working Papers, eSocialSciences, number id:11133, Jul.
• Charles Yuji Horioka & Akiko Terada Hagiwara, 2016, "The Impact of Sex Ratios before Marriage on Household Saving in Two Asian Countries: The Competitive Saving Motive Revisited," Working Papers, eSocialSciences, number id:11214, Aug.
• Joan Costa-Font & Sergi Jiménez-Martín & Cristina Vilaplana-Prieto, 2016, "Thinking of Incentivizing Care? The Effect of Demand Subsidies on Informal Caregiving and Intergenerational Transfers," Working Papers, FEDEA, number 2016-08, Sep.
• Mary Zaki, 2016, "Access to Short-term Credit and Consumption Smoothing within the Paycycle," Working Papers, Fondazione Eni Enrico Mattei, number 2016.07, Jan.
• Ana C. Santos & Claudia Lopes & Vânia Costa, 2016, "FESSUD Finance and Well-being Survey; Report," Working papers, Financialisation, Economy, Society & Sustainable Development (FESSUD) Project, number wpaper130, Jan.
• Claire Greene & Joanna Stavins, 2016, "Did the Target Data Breach Change Consumer Assessments of Payment Card Security?," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2016-01, Aug.
• Claire Greene & Scott Schuh & Joanna Stavins, 2016, "The 2014 Survey of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2016-03, Aug.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2016, "The 2014 Survey of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2016-04, Jul.
• Laura Argys & Andrew Friedson & M. Melinda Pitts, 2016, "Killer Debt: The Impact of Debt on Mortality," FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta, number 2016-14, Nov.
• Claire Greene & Joanna Stavins, 2016, "Did the Target data breach change consumer assessments of payment card security?," Research Data Report, Federal Reserve Bank of Boston, number 16-1, Aug.
• Claire Greene & Scott Schuh & Joanna Stavins, 2016, "The 2014 survey of consumer payment choice: summary results," Research Data Report, Federal Reserve Bank of Boston, number 16-3, Aug.
• Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2016, "The 2014 survey of consumer payment choice: technical appendix," Research Data Report, Federal Reserve Bank of Boston, number 16-4, Jul.
• Christopher L. Foote & Lara Loewenstein & Paul S. Willen, 2016, "Cross-sectional patterns of mortgage debt during the housing boom: evidence and implications," Working Papers, Federal Reserve Bank of Boston, number 16-12, Nov.
• Joanna Stavins, 2016, "The effect of demographics on payment behavior: panel data with sample selection," Working Papers, Federal Reserve Bank of Boston, number 16-5, Jun.
• Olga Gorbachev & María Jose Luengo-Prado, 2016, "The credit card debt puzzle: the role of preferences, credit risk, and financial literacy," Working Papers, Federal Reserve Bank of Boston, number 16-6, Jul.
• Joel Elvery & Mark E. Schweitzer, 2016, "Partially Disaggregated Household-level Debt Service Ratios: Construction and Validation," Working Papers (Old Series), Federal Reserve Bank of Cleveland, number 1623, Oct.
• Olivier Coibion & Yuriy Gorodnichenko & Marianna Kudlyak & John Mondragon, 2016, "Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data," Working Paper Series, Federal Reserve Bank of San Francisco, number 2016-20, Aug, DOI: 10.24148/wp2016-20.
• Andra C. Ghent & Marianna Kudlyak, 2016, "Intergenerational Linkages in Household Credit," Working Paper Series, Federal Reserve Bank of San Francisco, number 2016-31, Dec, DOI: 10.24148/wp2016-31.
• Alvaro Mezza & Daniel R. Ringo & Shane M. Sherlund & Kamila Sommer, 2016, "Student Loans and Homeownership," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2016-10, Feb, DOI: 10.17016/FEDS.2016.010r1.
• Jeffrey P. Thompson, 2016, "Do Rising Top Incomes Lead to Increased Borrowing in the Rest of the Distribution?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2016-046, May, DOI: 10.17016/FEDS.2016.046.
• Christine L. Dobridge, 2016, "For Better and for Worse? Effects of Access to High-Cost Consumer Credit," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2016-056, Jul, DOI: 10.17016/FEDS.2016.056.
• Steven Laufer & Andrew D. Paciorek, 2016, "The Effects of Mortgage Credit Availability : Evidence from Minimum Credit Score Lending Rules," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2016-098, Dec, DOI: 10.17016/FEDS.2016.098.
• Mariacristina De Nardi & Fella Giulio & Fang Yang, 2016, "Piketty’s Book and Macro Models of Wealth Inequality," Chicago Fed Letter, Federal Reserve Bank of Chicago.
• Mariacristina De Nardi & Eric French & John Bailey Jones, 2016, "Savings after Retirement: A Survey," Chicago Fed Letter, Federal Reserve Bank of Chicago.
• Andreas Fuster & Benedict Guttman-Kenney & Andrew F. Haughwout, 2016, "Tracking and stress-testing U.S. household leverage," Staff Reports, Federal Reserve Bank of New York, number 787, Aug.
• Will Dobbie & Paul Goldsmith-Pinkham & Neale Mahoney & Jae Song, 2016, "Bad credit, no problem? Credit and labor market consequences of bad credit reports," Staff Reports, Federal Reserve Bank of New York, number 795, Oct.
• Lawrence Santucci, 2016, "What Happened to the Revolving Credit Card Balances of 2009?," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 16-1, May.
• Susan Herbst-Murphy, 2016, "Future Potential versus Past Performance: MPOWER Financing’s Innovation in Student Loan Underwriting," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 16-2, Sep.
• Lawrence Santucci, 2016, "The Secured Credit Card Market," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 16-3, Nov.
• Hanming Fang & You Suk Kim & Wenli Li, 2016, "The dynamics of subprime adjustable-rate mortgage default: a structural estimation," Working Papers, Federal Reserve Bank of Philadelphia, number 16-2, Jan.
• Lei Ding & Jackelyn Hwang, 2016, "The Consequences of Gentrification: A Focus on Residents’ Financial Health in Philadelphia," Working Papers, Federal Reserve Bank of Philadelphia, number 16-22, Jul.
• Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016, "Identity Theft As A Teachable Moment," Working Papers, Federal Reserve Bank of Philadelphia, number 16-27, Oct.
• Dan Cao & Roger Lagunoff, 2016, "The Design of Optimal Collateralized Contracts," Working Papers, Georgetown University, Department of Economics, number gueconwpa~16-16-01, Apr, revised 01 Jun 2017.
• Alberto Montagnoli & Mirko Moro & Georgios A. Panos & Robert E. Wright, 2016, "Financial Literacy and Political Orientation in Great Britain," Working Papers, Business School - Economics, University of Glasgow, number 2016_23, Sep.
• Tabea Herrmann & Juliane Zenker, 2016, "Risk-type and preference-based selection and stability of funeral insurance associations in Thailand," Courant Research Centre: Poverty, Equity and Growth - Discussion Papers, Courant Research Centre PEG, number 198, Feb.
• Tracey West & Andrew C Worthington, 2016, "The impact of major life events on Australian household financial decision-making and portfolio rebalancing," Discussion Papers in Finance, Griffith University, Department of Accounting, Finance and Economics, number finance:201602, Feb.
• Lena Dräger, 2016, "Are Consumers Planning Consumption According to an Euler Equation?," Macroeconomics and Finance Series, University of Hamburg, Department of Socioeconomics, number 201605, Nov.
• Hermansson, Cecilia, 2016, "Relationships between bank customers’ risk attitudes and their balance sheets," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 12/15, Feb.
• Hermansson, Cecilia, 2016, "Relationships between bank customers’ risk attitudes and their balance sheets," Working Paper Series, Royal Institute of Technology, Department of Real Estate and Construction Management & Banking and Finance, number 15/12, Feb.
• Druedahl, Jeppe & Martinello, Alessandro, 2016, "Long-Run Saving Dynamics: Evidence from Unexpected Inheritances," Working Papers, Lund University, Department of Economics, number 2016:7, Apr, revised 08 May 2018.
• E. Black, Sandra & J. Devereux, Paul & Lundborg, Etter & Majlesi, Kaveh, 2016, "No. 2015/2 :Learning to Take Risks? The Effects of Education on Risk-Taking in Finacial Markets," Knut Wicksell Working Paper Series, Lund University, Knut Wicksell Centre for Financial Studies, number 2015/2, Mar.
• Almås, Ingvild & Freddi, Eleonora & Thøgersen, Øystein, 2016, "Saving and Bequest in China: An Analysis of Intergenerational Exchange," Discussion Paper Series in Economics, Norwegian School of Economics, Department of Economics, number 10/2016, Jun.
• Bertsch, Christoph & Hull, Isaiah & Zhang, Xin, 2016, "Fed Liftoff and Subprime Loan Interest Rates: Evidence from the Peer-to-Peer Lending Market," Working Paper Series, Sveriges Riksbank (Central Bank of Sweden), number 319, Apr.
• Bos, Marieke & Le Coq, Chloé & van Santen, Peter, 2016, "Economic Scarcity and Consumers’ Credit Choice," Working Paper Series, Sveriges Riksbank (Central Bank of Sweden), number 329, Oct.
• Sjögren, Tomas, 2016, "Age Dependent Discount Rates, Time Inconsistent Behavior and Welfare Measurement," Umeå Economic Studies, Umeå University, Department of Economics, number 934, Jun.
• Irina Andrievskaya & Maria Semenova, 2016, "Does Biological Endowment Matter for Demand for Financial Services? Evidence from Russian Household Survey," HSE Working papers, National Research University Higher School of Economics, number WP BRP 52/FE/2016.
• Mark Egan & Gregor Matvos & Amit Seru, 2016, "The Market for Financial Adviser Misconduct," Economics Working Papers, Hoover Institution, Stanford University, number 16115.
• Campbell, John Y., 2016, "Restoring Rational Choice: The Challenge of Consumer Financial Regulation," Scholarly Articles, Harvard University Department of Economics, number 27413770.
• Badarinza, Cristian & Campbell, John Y. & Ramadorai, Tarun, 2016, "International Comparative Household Finance," Scholarly Articles, Harvard University Department of Economics, number 27535132.
• Jochen Späth & Kai Daniel Schmid, 2016, "The Distribution of Household Savings in Germany," IAW Discussion Papers, Institut für Angewandte Wirtschaftsforschung (IAW), number 128, Nov.
• Nadia Natasha Reus Gonzalez & Tania Reus Gonzalez, 2016, "Savings And Financial Control In Students Of Economic Area And Administrative Region South High Jalisco, Mexico, El Ahorro Y Control Financiero En Estudiantes Del Area Economicoadministrativa De La Region Altos Sur De Jalisco, Mexico," Revista Global de Negocios, The Institute for Business and Finance Research, volume 4, issue 5, pages 85-96.
• Alonso, Jorge & Amuedo-Dorantes, Catalina & Juárez, Laura, 2016, "The Effect of Non-contributory Pensions on Saving in Mexico," IDB Publications (Working Papers), Inter-American Development Bank, number 7861, Oct, DOI: http://dx.doi.org/10.18235/0011764.
• Di Giannatale, Sonia & Roa, María José, 2016, "Formal Saving in Developing Economies: Barriers, Interventions, and Effects," IDB Publications (Working Papers), Inter-American Development Bank, number 8107, Dec, DOI: http://dx.doi.org/10.18235/0000620.
• Kazi Md. Tarique & Kazi Tanvir Mahmud & Md. Kamrul Hasan, 2016, "Opinion Of The Zakah Recipients About The Role Of Zakah On The Household Food Security: Evidence From The Rural Bangladesh," Journal of Islamic Monetary Economics and Finance, Bank Indonesia, volume 2, issue 1, pages 93-110, August, DOI: https://doi.org/10.21098/jimf.v2i1..
• Eric French & Elaine Kelly & Mariacristina Nardi & Eric French & John Bailey Jones & Jeremy McCauley, 2016, "Medical Spending of the US Elderly," Fiscal Studies, Institute for Fiscal Studies, volume 37, issue , pages 717-747, September.
• William Elming & Andreas Ermler, 2016, "Housing equity, saving and debt dynamics over the Great Recession," IFS Working Papers, Institute for Fiscal Studies, number W16/12, Aug.
• James Banks & Richard Blundell & Peter Levell & James Smith, 2016, "Life-cycle consumption patterns at older ages in the US and the UK: can medical expenditures explain the difference?," IFS Working Papers, Institute for Fiscal Studies, number W16/16, Sep.
• Julia Le Blanc & Alessandro Porpiglia & Federica Teppa & Junyi Zhu & Michael Ziegelmeyer, 2016, "Household Saving Behavior in the Euro Area," International Journal of Central Banking, International Journal of Central Banking, volume 12, issue 2, pages 15-69, June.
• Olympia Bover & Jose Maria Casado & Sonia Costa & Philip Du Caju & Yvonne McCarthy & Eva Sierminska & Panagiota Tzamourani & Ernesto Villanueva & Tibor Zavadil, 2016, "The Distribution of Debt across Euro-Area Countries: The Role of Individual Characteristics, Institutions, and Credit Conditions," International Journal of Central Banking, International Journal of Central Banking, volume 12, issue 2, pages 71-128, June.
• John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh, 2016, "Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data," International Journal of Central Banking, International Journal of Central Banking, volume 12, issue 4, pages 1-61, December.
• Daniel Lara & Fernando López & Andrés Morgado, 2016, "Fondos de Pensiones: ¿Existe un líder en rentabilidad?," ILADES-UAH Working Papers, Universidad Alberto Hurtado/School of Economics and Business, number inv315, Jul.
• Jochen Späth & Kai Daniel Schmid, 2016, "The Distribution of Household Savings in Germany," IMK Studies, IMK at the Hans Boeckler Foundation, Macroeconomic Policy Institute, number 50-2016.
• Renuka Sane & Susan Thomas, 2016, "From participation to repurchase: Low income households and micro-insurance," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2016-019, Jul.

2015

• Marta Musiał, 2015, "Personal Finance Management In Poland From 2004-2013," CBU International Conference Proceedings, ISE Research Institute, volume 3, issue 0, pages 213-217, September, DOI: 10.12955/cbup.v3.603.
• Hamish Low & Luigi Pistaferri, 2015, "Disability Insurance and the Dynamics of the Incentive Insurance Trade-Off," American Economic Review, American Economic Association, volume 105, issue 10, pages 2986-3029, October.
• Tom Krebs & Moritz Kuhn & Mark L. J. Wright, 2015, "Human Capital Risk, Contract Enforcement, and the Macroeconomy," American Economic Review, American Economic Association, volume 105, issue 11, pages 3223-3272, November.
• Felix Reichling & Kent Smetters, 2015, "Optimal Annuitization with Stochastic Mortality and Correlated Medical Costs," American Economic Review, American Economic Association, volume 105, issue 11, pages 3273-3320, November.
• Neale Mahoney, 2015, "Bankruptcy as Implicit Health Insurance," American Economic Review, American Economic Association, volume 105, issue 2, pages 710-746, February.
• Catherine C. Eckel & Sascha C. Füllbrunn, 2015, "Thar SHE Blows? Gender, Competition, and Bubbles in Experimental Asset Markets," American Economic Review, American Economic Association, volume 105, issue 2, pages 906-920, February.
• Michael Kumhof & Romain Rancière & Pablo Winant, 2015, "Inequality, Leverage, and Crises," American Economic Review, American Economic Association, volume 105, issue 3, pages 1217-1245, March.
• Will Dobbie & Jae Song, 2015, "Debt Relief and Debtor Outcomes: Measuring the Effects of Consumer Bankruptcy Protection," American Economic Review, American Economic Association, volume 105, issue 3, pages 1272-1311, March.
• Tim Landvoigt & Monika Piazzesi & Martin Schneider, 2015, "The Housing Market(s) of San Diego," American Economic Review, American Economic Association, volume 105, issue 4, pages 1371-1407, April.
• Gene Amromin & Leslie McGranahan, 2015, "The Great Recession and Credit Trends across Income Groups," American Economic Review, American Economic Association, volume 105, issue 5, pages 147-153, May.
• Jacopo Magnani, 2015, "Testing for the Disposition Effect on Optimal Stopping Decisions," American Economic Review, American Economic Association, volume 105, issue 5, pages 371-375, May.
• Kyle Carlson & Joshua Kim & Annamaria Lusardi & Colin F. Camerer, 2015, "Bankruptcy Rates among NFL Players with Short-Lived Income Spikes," American Economic Review, American Economic Association, volume 105, issue 5, pages 381-384, May.
• John Beshears & James J. Choi & Joshua Hurwitz & David Laibson & Brigitte C. Madrian, 2015, "Liquidity in Retirement Savings Systems: An International Comparison," American Economic Review, American Economic Association, volume 105, issue 5, pages 420-425, May.
• Harald Beyer & Justine Hastings & Christopher Neilson & Seth Zimmerman, 2015, "Connecting Student Loans to Labor Market Outcomes: Policy Lessons from Chile," American Economic Review, American Economic Association, volume 105, issue 5, pages 508-513, May.
• Vicki L. Bogan, 2015, "Household Asset Allocation, Offspring Education, and the Sandwich Generation," American Economic Review, American Economic Association, volume 105, issue 5, pages 611-615, May.
• Arunima Sinha, 2015, "FOMC Forward Guidance and Investor Beliefs," American Economic Review, American Economic Association, volume 105, issue 5, pages 656-661, May.
• Alessandra Voena, 2015, "Yours, Mine, and Ours: Do Divorce Laws Affect the Intertemporal Behavior of Married Couples?," American Economic Review, American Economic Association, volume 105, issue 8, pages 2295-2332, August.
• B. Douglas Bernheim & Andrey Fradkin & Igor Popov, 2015, "The Welfare Economics of Default Options in 401(k) Plans," American Economic Review, American Economic Association, volume 105, issue 9, pages 2798-2837, September.
• Abhijit Banerjee & Dean Karlan & Jonathan Zinman, 2015, "Six Randomized Evaluations of Microcredit: Introduction and Further Steps," American Economic Journal: Applied Economics, American Economic Association, volume 7, issue 1, pages 1-21, January.
• Bruno Crépon & Florencia Devoto & Esther Duflo & William Parienté, 2015, "Estimating the Impact of Microcredit on Those Who Take It Up: Evidence from a Randomized Experiment in Morocco," American Economic Journal: Applied Economics, American Economic Association, volume 7, issue 1, pages 123-150, January.
• Manuela Angelucci & Dean Karlan & Jonathan Zinman, 2015, "Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco," American Economic Journal: Applied Economics, American Economic Association, volume 7, issue 1, pages 151-182, January.
• Simone Schaner, 2015, "Do Opposites Detract? Intrahousehold Preference Heterogeneity and Inefficient Strategic Savings," American Economic Journal: Applied Economics, American Economic Association, volume 7, issue 2, pages 135-174, April.
• Thomas Buser, 2015, "The Effect of Income on Religiousness," American Economic Journal: Applied Economics, American Economic Association, volume 7, issue 3, pages 178-195, July.
• Gharad Bryan & Dean Karlan & Jonathan Zinman, 2015, "Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment," American Economic Journal: Microeconomics, American Economic Association, volume 7, issue 3, pages 174-204, August.
• Ronel Elul & Piero Gottardi, 2015, "Bankruptcy: Is It Enough to Forgive or Must We Also Forget?," American Economic Journal: Microeconomics, American Economic Association, volume 7, issue 4, pages 294-338, November.
• Janet Currie & Erdal Tekin, 2015, "Is There a Link between Foreclosure and Health?," American Economic Journal: Economic Policy, American Economic Association, volume 7, issue 1, pages 63-94, February.
• Johannes Abeler & Simon Jäger, 2015, "Complex Tax Incentives," American Economic Journal: Economic Policy, American Economic Association, volume 7, issue 3, pages 1-28, August.
• Silvia Helena Barcellos & Mireille Jacobson, 2015, "The Effects of Medicare on Medical Expenditure Risk and Financial Strain," American Economic Journal: Economic Policy, American Economic Association, volume 7, issue 4, pages 41-70, November.
• John Y. Campbell & Tarun Ramadorai & Benjamin Ranish, 2015, "The Impact of Regulation on Mortgage Risk: Evidence from India," American Economic Journal: Economic Policy, American Economic Association, volume 7, issue 4, pages 71-102, November.
• Kent Daniel & David Hirshleifer, 2015, "Overconfident Investors, Predictable Returns, and Excessive Trading," Journal of Economic Perspectives, American Economic Association, volume 29, issue 4, pages 61-88, Fall.
• Horioka, Charles Yuji, 2015, "IS Imbalances and Current Account Surpluses in Japan: In Memory of Professor Ronald I. McKinnon," AGI Working Paper Series, Asian Growth Research Institute, number 2015-14, Aug.
• Horioka, Charles Yuji, 2015, "The Life And Work Of Martin Stuart ("Marty") Feldstein," AGI Working Paper Series, Asian Growth Research Institute, number 2015-03, Mar.
• Kleemans, Marieke, 2015, "Migration Choice under Risk and Liquidity Constraints," 2015 AAEA & WAEA Joint Annual Meeting, July 26-28, San Francisco, California, Agricultural and Applied Economics Association, number 200702, DOI: 10.22004/ag.econ.200702.
• Burns, Christopher & Tulman, Sarah & Harris, J. Michael, 2015, "Farm Financial Stress in a Changing Economic Environment: Simulating Credit Risk with New Imputed ARMS Data on Farm Debt," 2015 AAEA & WAEA Joint Annual Meeting, July 26-28, San Francisco, California, Agricultural and Applied Economics Association, number 205295, DOI: 10.22004/ag.econ.205295.
• Flory, Jeffrey A., 2015, "Direct Effects of Formal Savings Adoption on Agricultural Investments Among the Poor: Experimental Evidence from Malawi," 2015 AAEA & WAEA Joint Annual Meeting, July 26-28, San Francisco, California, Agricultural and Applied Economics Association, number 205901, May, DOI: 10.22004/ag.econ.205901.
• Murendo, Conrad & Wollni, Meike & de Brauw, Alan & Mugabi, Nicholas, 2015, "Social network effects on mobile money adoption in Uganda," GlobalFood Discussion Papers, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development, number 198541, Feb, DOI: 10.22004/ag.econ.198541.
• Lange, Simon & Reimers, Malte, 2015, "Livestock as an Imperfect Buffer Stock in Poorly Integrated Markets," GlobalFood Discussion Papers, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development, number 200327, Mar, DOI: 10.22004/ag.econ.200327.
• Nagy, Éva Lotti & Csernák, József, 2015, "The Spread Of Retail Foreign Currency Loans In Hungary," Acta Carolus Robertus, Karoly Robert University College, volume 5, issue 01, pages 1-6, DOI: 10.22004/ag.econ.199866.
• Nagy, Éva Lotti & Csernák, József, 2015, "The Spread Of Retail Foreign Currency Loans In Hungary," Acta Carolus Robertus, Karoly Robert University College, volume 5, issue 01, pages 1-6, DOI: 10.22004/ag.econ.206816.
• Murendo, Conrad & Wollni, Meike & de Brauw, Alan & Mugabi, Nicholas, 2015, "Social network effects on mobile money adoption in Uganda," 2015 Conference, August 9-14, 2015, Milan, Italy, International Association of Agricultural Economists, number 212514, DOI: 10.22004/ag.econ.212514.
• Sule, Alan & Cemalcilar, Mehmet & Karlan, Dean S. & Zinman, Jonathan, 2015, "Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey," Center Discussion Papers, Yale University, Economic Growth Center, number 198558, Jan, DOI: 10.22004/ag.econ.198558.
• Karlan, Dean S. & Berry, James & Pradhan, Menno, 2015, "The Impact of Financial Education for Youth in Ghana," Center Discussion Papers, Yale University, Economic Growth Center, number 201692, Apr, DOI: 10.22004/ag.econ.201692.
• Merike Kukk, 2015, "How Did Household Indebtedness Hamper Consumption during the Recession? Evidence from Micro Data," a/ Working Papers Series, Italian Association for the Study of Economic Asymmetries, Rome (Italy), number 1505, May.
• Asako OHINATA & Matteo PICCHIO, 2015, "The Financial Support for Long-Term Elderly Care and Household Savings Behaviour," Working Papers, Universita' Politecnica delle Marche (I), Dipartimento di Scienze Economiche e Sociali, number 411, Sep.
• Matthew E. Gladden, 2015, "Cryptocurrency with a Conscience: Using Artificial Intelligence to Develop Money that Advances Human Ethical Values," Annales. Ethics in Economic Life, University of Lodz, Faculty of Economics and Sociology, volume 18, issue 4, pages 85-98, December.
• James J. Choi, 2015, "Contributions to Defined Contribution Pension Plans," Annual Review of Financial Economics, Annual Reviews, volume 7, issue 1, pages 161-178, December, DOI: 10.1146/annurev-financial-111914-04.
• Jonathan Zinman, 2015, "Household Debt: Facts, Puzzles, Theories, and Policies," Annual Review of Economics, Annual Reviews, volume 7, issue 1, pages 251-276, August.
• Bahman Angoshtari & Erhan Bayraktar & Virginia R. Young, 2015, "Minimizing the Probability of Lifetime Drawdown under Constant Consumption," Papers, arXiv.org, number 1507.08713, Jul, revised May 2016.
• Nestor Gandelman, 2015, "Do the rich save more in Latin America?," Documentos de Investigación, Universidad ORT Uruguay. Facultad de Administración y Ciencias Sociales, number 102, Mar.
• David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015, "Financial inclusion and its determinants: the case of Argentina," Working Papers, BBVA Bank, Economic Research Department, number 1503, Jan.
• David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015, "Inclusion financiera y sus determinantes: el caso argentino," Working Papers, BBVA Bank, Economic Research Department, number 1504, Jan.
• Mariano Bosch & Angel Melguizo & Ximena Peña & David Tuesta, 2015, "Savings under formal and informal conditions," Working Papers, BBVA Bank, Economic Research Department, number 1519, Jun.
• Mariano Bosch & Angel Melguizo & Ximena Peña & David Tuesta, 2015, "El ahorro en condiciones formales e informales," Working Papers, BBVA Bank, Economic Research Department, number 1523, Jul.
• Michael Ziegelmeyer, 2015, "Other real estate property in selected euro area countries," BCL working papers, Central Bank of Luxembourg, number 99, Aug.
• Eduardo Ariel Corso, 2015, "Ambiguity, Ambiguity Aversion and Reserve of Value in Argentina," Ensayos Económicos, Central Bank of Argentina, Economic Research Department, volume 1, issue 73, pages 91-115, December.