Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays
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DOI: 10.1111/jmcb.12304
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- Sewin Chan & Andrew F. Haughwout & Andrew Hayashi & Wilbert Van der Klaauw, 2015. "Determinants of mortgage default and consumer credit use: the effects of foreclosure laws and foreclosure delays," Staff Reports 732, Federal Reserve Bank of New York.
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Citations
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Cited by:
- Drozd, Lukasz A. & Serrano-Padial, Ricardo, 2018.
"Financial contracting with enforcement externalities,"
Journal of Economic Theory, Elsevier, vol. 178(C), pages 153-189.
- Ricardo Serrano-Padial & Lukasz Drozd, 2015. "Financial Contracting with Enforcement Externalities," 2015 Meeting Papers 1362, Society for Economic Dynamics.
- Lukasz A. Drozd & Ricardo Serrano-Padial, 2018. "Financial Contracting with Enforcement Externalities," Working Papers 18-21, Federal Reserve Bank of Philadelphia.
- Lukasz A. Drozd & Ricardo Serrano-Padial, 2016. "Financial contracting with enforcement externalities," Working Papers 16-1, Federal Reserve Bank of Philadelphia.
- Helu Jiang & Juan M. Sanchez, 2016. "The Dynamics of Mortgage Debt in Default," Economic Synopses, Federal Reserve Bank of St. Louis, issue 3.
- Ming-Tsung Hung & Huai-Chun Lo, 2024. "Risk Analysis of Mortgage Loan Default for Bank Customers and AI Machine Learning," Journal of Applied Finance & Banking, SCIENPRESS Ltd, vol. 14(6), pages 1-3.
- Chao Ma & Hao Zhang & Hongbiao Zhao, 2023. "Securitization of assets with payment delay risk: A financial innovation in the real estate market," Journal of Futures Markets, John Wiley & Sons, Ltd., vol. 43(4), pages 480-515, April.
- Jiseob Kim, 2020. "How Unsecured Credit Policies Influence Mortgage and Unsecured Loan Defaults," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 52(5), pages 1271-1304, August.
- Ron Harris & Asher Meir, 2016. "Recourse Structure of Mortgages: A Comparison between the US and Europe," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 13(04), pages 15-22, February.
- Saengchote, Kanis & Samphantharak, Krislert, 2022. "Banking relationship and default priority in consumer credit: Evidence from Thai microdata," Emerging Markets Review, Elsevier, vol. 52(C).
- Ron Harris & Asher Meir, 2016. "Recourse Structure of Mortgages: A Comparison between the US and Europe," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 13(4), pages 15-22, 02.
- Sumit Agarwal & Xudong An & Lawrence R. Cordell & Raluca Roman, 2020. "Bank Stress Test Results and Their Impact on Consumer Credit Markets," Working Papers 20-30, Federal Reserve Bank of Philadelphia.
- Peter Ganong & Pascal J. Noel, 2020. "Why Do Borrowers Default on Mortgages? A New Method For Causal Attribution," Working Papers 2020-100, Becker Friedman Institute for Research In Economics.
- Alin Marius Andries & Anca Copaciu & Radu Popa & Razvan Vlahu, 2021. "Recourse and (strategic) mortgage defaults: Evidence from changes in housing market laws," Working Papers 727, DNB.
- Dendramis, Y. & Tzavalis, E. & Varthalitis, P. & Athanasiou, E., 2020. "Predicting default risk under asymmetric binary link functions," International Journal of Forecasting, Elsevier, vol. 36(3), pages 1039-1056.
- Avanzini, Diego & Martı́nez, Juan Francisco & Pérez, Vı́ctor, 2020. "Assessing mortgage default risk in full-recourse economies, with an application to the case of Chile," Latin American Journal of Central Banking (previously Monetaria), Elsevier, vol. 1(1).
- Kanis Saengchote & Krislert Samphantharak, 2020. "Delinquency Priority in Consumer Credit: Evidence from Thai Microdata," PIER Discussion Papers 135, Puey Ungphakorn Institute for Economic Research.
- Lukasz A. Drozd & Ricardo Serrano-Padial, 2017. "Credit Enforcement Cycles," Working Papers 17-27, Federal Reserve Bank of Philadelphia.
- Dimuthu Ratnadiwakara, 2021. "Collateral Value and Strategic Default: Evidence from Auto Loans," Journal of Financial Services Research, Springer;Western Finance Association, vol. 59(3), pages 209-240, June.
- Martin Hauptfleisch, 2019. "Financial Decision-Making Using Data," PhD Thesis, Finance Discipline Group, UTS Business School, University of Technology, Sydney, number 6-2019, January-A.
- Balatti, Mirco & López-Quiles, Carolina, 2021. "Limited liability, strategic default and bargaining power," Working Paper Series 2519, European Central Bank.
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- Wenli Li & Florian Oswald, 2017. "Recourse and residential mortgages: The case of Nevada," Post-Print hal-03391958, HAL.
- Wenli Li & Florian Oswald, 2017. "Recourse and residential mortgages: The case of Nevada," SciencePo Working papers hal-03391958, HAL.
- Wenli Li & Florian Oswald, 2017. "Recourse and residential mortgages: The case of Nevada," Sciences Po publications info:hdl:2441/5qjpn9qdt48, Sciences Po.
- Chadi S. Abdallah & William D. Lastrapes, 2013.
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More about this item
JEL classification:
- D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
- D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
- G1 - Financial Economics - - General Financial Markets
- K10 - Law and Economics - - Basic Areas of Law - - - General (Constitutional Law)
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