Research classified by Journal of Economic Literature (JEL) codes
Top JEL
/ D: Microeconomics
/ / D1: Household Behavior
/ / / D14: Household Saving; Personal Finance
2015
- Beck, Thorsten & Uras, Burak & Pamuk, Haki & Ramrattan, Ravindra, 2015, "Mobile Money, Trade Credit, and Economic Development: Theory and Evidence," CEPR Discussion Papers, Centre for Economic Policy Research, number 10848, Sep.
- Kaniel, Ron & Parham, Robert, 2015, "WSJ Category Kings - the impact of media attention on consumer and mutual fund investment decisions," CEPR Discussion Papers, Centre for Economic Policy Research, number 10923, Nov.
- Bover, Olympia & Du Caju, Philip & Villanueva, Ernesto & Costa, Sónia & McCarthy, Yvonne & Casado, Jose Maria & Tzamourani, Panagiota & Sierminska, Eva & Zavadil, Tibor, 2015, "The Distribution of Debt Across Euro Area Countries: The Role of Individual Characteristics, Institutions and Credit Conditions," CEPR Discussion Papers, Centre for Economic Policy Research, number 10934, Nov.
- Jeon, Doh-Shin & Lefouili, Yassine, 2015, "Cross-Licensing and Competition," CEPR Discussion Papers, Centre for Economic Policy Research, number 10941, Nov.
- Bover, Olympia, 2015, "Measuring expectations from household surveys: New results on subjective probabilities of future house prices," CEPR Discussion Papers, Centre for Economic Policy Research, number 10946, Nov.
- Lusardi, Annamaria & Tufano, Peter, 2015, "Debt literacy, financial experiences, and overindebtedness," Journal of Pension Economics and Finance, Cambridge University Press, volume 14, issue 4, pages 332-368, October.
- Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives' Saving Behavior," Working Papers, DIAL (Développement, Institutions et Mondialisation), number DT/2015/12, Jul.
- Antonia Grohmann & Lukas Menkhoff, 2015, "School, Parents, and Financial Literacy Shape Future Financial Behavior," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 5, issue 30/31, pages 407-412.
- Corporate author, 2015, "Many People Have Inadequate Understanding of Basic Financial Concepts: Seven Questions to Antonia Grohmann," DIW Economic Bulletin, DIW Berlin, German Institute for Economic Research, volume 5, issue 30/31, pages 413-413.
- Michael Berlemann & Max Steinhardt & Jascha Tutt, 2015, "Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 763.
- Dimitris Christelis, 2015, "Wealth Taxation of Real Estate During the Greek Crisis: The Perils of Ignoring Market Signals," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 84, issue 3, pages 61-83, DOI: 10.3790/vjh.84.3.61.
- Dimitris Christelis, 2015, "Vermögensteuer auf Immobilien: Gefahr der Vernachlässigung von Marktsignalen," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 84, issue 4, pages 81-103, DOI: 10.3790/vjh.84.4.81.
- Antonia Grohmann & Lukas Menkhoff, 2015, "Schule, Eltern und finanzielle Bildung bestimmen das Finanzverhalten," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 82, issue 28, pages 655-661.
- Corporate author, 2015, "Viele Menschen kennen sich auch mit einfachen finanziellen Konzepten zu wenig aus: Sieben Fragen an Antonia Grohmann," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, volume 82, issue 28, pages 662-662.
- Antonia Grohmann & Roy Kouwenberg & Lukas Menkhoff, 2015, "Childhood Roots of Financial Literacy," Discussion Papers of DIW Berlin, DIW Berlin, German Institute for Economic Research, number 1504.
- Matthew N. White, 2015, "An Ounce of Prevention at Half Price:Evaluating a Subsidy on Health Investments," Working Papers, University of Delaware, Department of Economics, number 15-06.
- Charles Yuji Horioka, 2015, "IS Imbalances and Current Account Surpluses in Japan: In Memory of Professor Ronald I. McKinnon," ISER Discussion Paper, Institute of Social and Economic Research, The University of Osaka, number 0945, Aug.
- Ziegelmeyer, Michael & Porpiglia, Alessandro & Teppa, Federica & Le Blanc, Julia & Zhu, Junyi, 2015, "Household saving behaviour and credit constraints in the euro area," Working Paper Series, European Central Bank, number 1790, May.
- Adam, Klaus & Zhu, Junyi, 2015, "Price level changes and the redistribution of nominal wealth across the euro area," Working Paper Series, European Central Bank, number 1853, Sep.
- Schuh, Scott & Stavins, Joanna, 2015, "How do speed and security influence consumers' payment behavior?," Working Paper Series, European Central Bank, number 1871, Dec.
- Beshears, John & Choi, James J. & Harris, Christopher & Laibson, David & Madrian, Brigitte C. & Sakong, Jung, 2015, "Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?," Working Paper Series, Harvard University, John F. Kennedy School of Government, number 15-048, Aug.
- Callen, Michael & De Mel, Suresh & McIntosh, Craig & Woodruff, Christopher, 2015, "What Are the Headwaters of Formal Savings? Experimental Evidence from Sri Lanka," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp15-011, Mar.
- Beshears, John & Choi, James J. & Hurwitz, Joshua & Laibson, David & Madrian, Brigitte C., 2015, "Liquidity in Retirement Savings Systems: An International Comparison," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp15-024, May.
- Berk, Jonathan B. & van Binsbergen, Jules H., 2015, "Assessing Asset Pricing Models Using Revealed Preference," Research Papers, Stanford University, Graduate School of Business, number 3130, Mar.
- Castro, Rubén & Fortunato, Andrés, 2015, "¿Se comporta el alfabetismo financiero como un bien económico?," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), August.
- Castro, Rubén & Fortunato, Andrés, 2015, "Is financial literacy an economic good?," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), August.
- Alessia De Stefani, 2015, "Debt, Inequality and House Prices: Explaining the Dynamics of Household Borrowing Prior to the Great Recession," Edinburgh School of Economics Discussion Paper Series, Edinburgh School of Economics, University of Edinburgh, number 259, Sep.
- Peterson, Daniel & Carlander, Anders & Gamble, Amelie & Gärling, Tommy & Holmen, Martin, 2015, "Lay people beliefs in professional and naïve stock investors’ proneness to judgmental biases," Journal of Behavioral and Experimental Finance, Elsevier, volume 5, issue C, pages 27-34, DOI: 10.1016/j.jbef.2015.02.002.
- Bachmann, Kremena & Hens, Thorsten, 2015, "Investment competence and advice seeking," Journal of Behavioral and Experimental Finance, Elsevier, volume 6, issue C, pages 27-41, DOI: 10.1016/j.jbef.2015.03.001.
- Aspara, Jaakko & Hoffmann, Arvid O.I., 2015, "Cut your losses and let your profits run: How shifting feelings of personal responsibility reverses the disposition effect," Journal of Behavioral and Experimental Finance, Elsevier, volume 8, issue C, pages 18-24, DOI: 10.1016/j.jbef.2015.10.002.
- Atella, Vincenzo & Brugiavini, Agar & Pace, Noemi, 2015, "The health care system reform in China: Effects on out-of-pocket expenses and saving," China Economic Review, Elsevier, volume 34, issue C, pages 182-195, DOI: 10.1016/j.chieco.2015.02.003.
- Prina, Silvia, 2015, "Banking the poor via savings accounts: Evidence from a field experiment," Journal of Development Economics, Elsevier, volume 115, issue C, pages 16-31, DOI: 10.1016/j.jdeveco.2015.01.004.
- Wu, Shang & Stevens, Ralph & Thorp, Susan, 2015, "Cohort and target age effects on subjective survival probabilities: Implications for models of the retirement phase," Journal of Economic Dynamics and Control, Elsevier, volume 55, issue C, pages 39-56, DOI: 10.1016/j.jedc.2015.03.003.
- Sauter, Nicolas, 2015, "Social networks as a catalyst of economic change," Economics Letters, Elsevier, volume 134, issue C, pages 45-48, DOI: 10.1016/j.econlet.2015.06.010.
- Almenberg, Johan & Dreber, Anna, 2015, "Gender, stock market participation and financial literacy," Economics Letters, Elsevier, volume 137, issue C, pages 140-142, DOI: 10.1016/j.econlet.2015.10.009.
- Fulford, Scott L., 2015, "The surprisingly low importance of income uncertainty for precaution," European Economic Review, Elsevier, volume 79, issue C, pages 151-171, DOI: 10.1016/j.euroecorev.2015.07.016.
- Guettabi, Mouhcine & Munasib, Abdul, 2015, "The Impact of Obesity on Consumer Bankruptcy," Economics & Human Biology, Elsevier, volume 17, issue C, pages 208-224, DOI: 10.1016/j.ehb.2014.11.003.
- Bui, Thi Thanh Nga & Le, Thi Thanh Ngan & Daly, Kevin James, 2015, "Microlevel impacts of remittances on household behavior: Viet Nam case study," Emerging Markets Review, Elsevier, volume 25, issue C, pages 176-190, DOI: 10.1016/j.ememar.2015.10.001.
- Bergerès, Anne-Sophie & d'Astous, Philippe & Dionne, Georges, 2015, "Is there any dependence between consumer credit line utilization and default probability on a term loan? Evidence from bank-customer data," Journal of Empirical Finance, Elsevier, volume 33, issue C, pages 276-286, DOI: 10.1016/j.jempfin.2015.03.007.
- Chitnis, Mona & Sorrell, Steve, 2015, "Living up to expectations: Estimating direct and indirect rebound effects for UK households," Energy Economics, Elsevier, volume 52, issue S1, pages 100-116, DOI: 10.1016/j.eneco.2015.08.026.
- Horneff, Vanya & Maurer, Raimond & Mitchell, Olivia S. & Rogalla, Ralph, 2015, "Optimal life cycle portfolio choice with variable annuities offering liquidity and investment downside protection," Insurance: Mathematics and Economics, Elsevier, volume 63, issue C, pages 91-107, DOI: 10.1016/j.insmatheco.2015.03.031.
- Donnelly, Catherine & Gerrard, Russell & Guillén, Montserrat & Nielsen, Jens Perch, 2015, "Less is more: Increasing retirement gains by using an upside terminal wealth constraint," Insurance: Mathematics and Economics, Elsevier, volume 64, issue C, pages 259-267, DOI: 10.1016/j.insmatheco.2015.06.003.
- Butt, Adam & Khemka, Gaurav, 2015, "The effect of objective formulation on retirement decision making," Insurance: Mathematics and Economics, Elsevier, volume 64, issue C, pages 385-395, DOI: 10.1016/j.insmatheco.2015.07.004.
- Shi, Xiaojun & Wang, Hung-Jen & Xing, Chunbing, 2015, "The role of life insurance in an emerging economy: Human capital protection, assets allocation and social interaction," Journal of Banking & Finance, Elsevier, volume 50, issue C, pages 19-33, DOI: 10.1016/j.jbankfin.2014.08.028.
- Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015, "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, volume 54, issue C, pages 160-174, DOI: 10.1016/j.jbankfin.2014.11.009.
- Antoniou, Constantinos & Harris, Richard D.F. & Zhang, Ruogu, 2015, "Ambiguity aversion and stock market participation: An empirical analysis," Journal of Banking & Finance, Elsevier, volume 58, issue C, pages 57-70, DOI: 10.1016/j.jbankfin.2015.04.009.
- McCollum, Meagan N. & Lee, Hong & Pace, R. Kelley, 2015, "Deleveraging and mortgage curtailment," Journal of Banking & Finance, Elsevier, volume 60, issue C, pages 60-75, DOI: 10.1016/j.jbankfin.2015.06.019.
- Liang, Pinghan & Guo, Shiqi, 2015, "Social interaction, Internet access and stock market participation—An empirical study in China," Journal of Comparative Economics, Elsevier, volume 43, issue 4, pages 883-901, DOI: 10.1016/j.jce.2015.02.003.
- Spaenjers, Christophe & Spira, Sven Michael, 2015, "Subjective life horizon and portfolio choice," Journal of Economic Behavior & Organization, Elsevier, volume 116, issue C, pages 94-106, DOI: 10.1016/j.jebo.2015.04.006.
- Fiala, Nathan, 2015, "Skills in the marketplace: Market efficiency, social orientation, and ability in a field-based experiment," Journal of Economic Behavior & Organization, Elsevier, volume 120, issue C, pages 174-188, DOI: 10.1016/j.jebo.2015.10.008.
- Dawsey, Amanda E., 2015, "State bankruptcy laws and the responsiveness of credit card demand," Journal of Economics and Business, Elsevier, volume 81, issue C, pages 54-76, DOI: 10.1016/j.jeconbus.2015.06.002.
- Hvide, Hans K. & Östberg, Per, 2015, "Social interaction at work," Journal of Financial Economics, Elsevier, volume 117, issue 3, pages 628-652, DOI: 10.1016/j.jfineco.2015.06.004.
- Andersson, Fredrik & Mayock, Tom, 2015, "The microdynamics of household credit use through a boom–bust cycle," Journal of Housing Economics, Elsevier, volume 27, issue C, pages 22-36, DOI: 10.1016/j.jhe.2015.02.004.
- Basten, Christoph & Koch, Catherine, 2015, "The causal effect of house prices on mortgage demand and mortgage supply: Evidence from Switzerland," Journal of Housing Economics, Elsevier, volume 30, issue C, pages 1-22, DOI: 10.1016/j.jhe.2015.07.001.
- Reyers, Michelle & van Schalkwyk, Cornelis Hendrik & Gouws, Daniël Gerhardus, 2015, "Rational and behavioural predictors of pre-retirement cash-outs," Journal of Economic Psychology, Elsevier, volume 47, issue C, pages 23-33, DOI: 10.1016/j.joep.2015.01.005.
- Khan, Jashim & Belk, Russell W. & Craig-Lees, Margaret, 2015, "Measuring consumer perceptions of payment mode," Journal of Economic Psychology, Elsevier, volume 47, issue C, pages 34-49, DOI: 10.1016/j.joep.2015.01.006.
- Bucciol, Alessandro & Zarri, Luca, 2015, "The shadow of the past: Financial risk taking and negative life events," Journal of Economic Psychology, Elsevier, volume 48, issue C, pages 1-16, DOI: 10.1016/j.joep.2015.02.006.
- Achtziger, Anja & Hubert, Marco & Kenning, Peter & Raab, Gerhard & Reisch, Lucia, 2015, "Debt out of control: The links between self-control, compulsive buying, and real debts," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 141-149, DOI: 10.1016/j.joep.2015.04.003.
- Merkle, Christoph & Egan, Daniel P. & Davies, Greg B., 2015, "Investor happiness," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 167-186, DOI: 10.1016/j.joep.2015.05.007.
- Brown, Heather & van der Pol, Marjon, 2015, "Intergenerational transfer of time and risk preferences," Journal of Economic Psychology, Elsevier, volume 49, issue C, pages 187-204, DOI: 10.1016/j.joep.2015.06.003.
- van Schie, Ron J.G. & Dellaert, Benedict G.C. & Donkers, Bas, 2015, "Promoting later planned retirement: Construal level intervention impact reverses with age," Journal of Economic Psychology, Elsevier, volume 50, issue C, pages 124-131, DOI: 10.1016/j.joep.2015.06.010.
- Jones, Lauren E. & Loibl, Cäzilia & Tennyson, Sharon, 2015, "Effects of informational nudges on consumer debt repayment behaviors," Journal of Economic Psychology, Elsevier, volume 51, issue C, pages 16-33, DOI: 10.1016/j.joep.2015.06.009.
- Xu, Yilan & Beller, Andrea H. & Roberts, Brent W. & Brown, Jeffrey R., 2015, "Personality and young adult financial distress," Journal of Economic Psychology, Elsevier, volume 51, issue C, pages 90-100, DOI: 10.1016/j.joep.2015.08.010.
- de Bresser, Jochem & Knoef, Marike, 2015, "Can the Dutch meet their own retirement expenditure goals?," Labour Economics, Elsevier, volume 34, issue C, pages 100-117, DOI: 10.1016/j.labeco.2015.03.014.
- Koning, Pierre, 2015, "Making work pay for the indebted? Assessing the effects of debt services on welfare recipients," Labour Economics, Elsevier, volume 34, issue C, pages 152-161, DOI: 10.1016/j.labeco.2015.03.003.
- Fulford, Scott L., 2015, "How important is variability in consumer credit limits?," Journal of Monetary Economics, Elsevier, volume 72, issue C, pages 42-63, DOI: 10.1016/j.jmoneco.2015.01.002.
- Filiz-Ozbay, Emel & Guryan, Jonathan & Hyndman, Kyle & Kearney, Melissa & Ozbay, Erkut Y., 2015, "Do lottery payments induce savings behavior? Evidence from the lab," Journal of Public Economics, Elsevier, volume 126, issue C, pages 1-24, DOI: 10.1016/j.jpubeco.2015.02.007.
- Davis, Morris A. & Van Nieuwerburgh, Stijn, 2015, "Housing, Finance, and the Macroeconomy," Handbook of Regional and Urban Economics, Elsevier, chapter 0, in: Gilles Duranton & J. V. Henderson & William C. Strange, "Handbook of Regional and Urban Economics", DOI: 10.1016/B978-0-444-59531-7.00012-0.
- Abramov, Alexander & Radygin, Alexander & Chernova, Maria, 2015, "Long-term portfolio investments: New insight into return and risk," Russian Journal of Economics, Elsevier, volume 1, issue 3, pages 273-293, DOI: 10.1016/j.ruje.2015.12.001.
- Stavins, Joanna & Shy, Oz, 2015, "Merchant steering of consumer payment choice: Evidence from a 2012 diary survey," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, volume 55, issue C, pages 1-9, DOI: 10.1016/j.socec.2014.12.006.
- Sule Alan & Dean Karlan & Mehmet Cemalcilar & Jonathan Zinman, 2015, "Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey," Working Papers, Economic Growth Center, Yale University, number 1044, Jan.
- Dean Karlan & James Berry & Menno Pradhan, 2015, "The Impact of Financial Education for Youth in Ghana," Working Papers, Economic Growth Center, Yale University, number 1048, Apr.
- Bryan, Gharad & Karlan, Dean & Zinman, Jonathan, 2015, "Referrals: peer screening and enforcement in a consumer credit field experiment," LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library, number 59009.
- Gabriele Foà & Leonardo Gambacorta & Luigi Guiso & Paolo Emilio Mistrulli, 2015, "The Supply Side of Household Finance," EIEF Working Papers Series, Einaudi Institute for Economics and Finance (EIEF), number 1507, revised Jul 2015.
- J.W. Mason & Arjun Jayadev, 2015, "The post-1980 debt disinflation: an exercise in historical accounting," Review of Keynesian Economics, Edward Elgar Publishing, volume 3, issue 3, pages 314-335, July.
- Pablo Gasós & Ernest Gnan & Morten Balling (ed.), 2015, "Challenges in Securities Markets Regulation: Investor Protection and Corporate Governance," SUERF Studies, SUERF - The European Money and Finance Forum, number 2015/1, ISBN: ARRAY(0x8a807c80), October.
- Thorsten Beck & Meghana Ayyagari, 2015, "Financial Inclusion in Asia: An Overview," Working Papers, eSocialSciences, number id:7393, Sep.
- Scott Schuh & Joanna Stavins, 2015, "The 2013 Survey of Consumer Payment Choice: Summary Results," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-04, Jul.
- Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2015, "The 2013 Survey of Consumer Payment Choice: Technical Appendix," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-05, Jul.
- Sean Connolly & Joanna Stavins, 2015, "Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics," Consumer Payments Research Data Reports, Federal Reserve Bank of Atlanta, number 2015-06, Oct.
- Scott Schuh & Joanna Stavins, 2015, "How do speed and security influence consumers' payment behavior?," Current Policy Perspectives, Federal Reserve Bank of Boston, number 15-1, Feb.
- Scott L. Fulford & Claire Greene & William Murdock, 2015, "U.S. consumer holdings and use of $1 Bills," Research Data Report, Federal Reserve Bank of Boston, number 15-1, Jan.
- Scott Schuh & Joanna Stavins, 2015, "The 2013 Survey of Consumer Payment Choice: summary results," Research Data Report, Federal Reserve Bank of Boston, number 15-4, Jul.
- Marco Angrisani & Kevin Foster & Marcin Hitczenko, 2015, "The 2013 Survey of Consumer Payment Choice: technical appendix," Research Data Report, Federal Reserve Bank of Boston, number 15-5, Jul.
- Sean Connolly & Joanna Stavins, 2015, "Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics," Research Data Report, Federal Reserve Bank of Boston, number 15-6, Oct.
- Kristopher Gerardi & Kyle F. Herkenhoff & Lee E. Ohanian & Paul S. Willen, 2015, "Can't pay or won't pay?: unemployment, negative equity, and strategic default," Working Papers, Federal Reserve Bank of Boston, number 15-13, Sep.
- Scott L. Fulford & Scott Schuh, 2015, "Consumer revolving credit and debt over the life cycle and business cycle," Working Papers, Federal Reserve Bank of Boston, number 15-17, Oct.
- Sebastian Devlin-Foltz & Alice Henriques Volz & John Edward Sabelhaus, 2015, "The Evolution of Retirement Wealth," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-9, Feb, DOI: 10.17016/FEDS.2015.009.
- Brett McCully & Karen M. Pence & Daniel J. Vine, 2015, "How Much Are Car Purchases Driven by Home Equity Withdrawal?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-106, Dec, DOI: 10.17016/FEDS.2015.106r1.
- Hanming Fang & You Suk Kim & Wenli Li, 2015, "The Dynamics of Adjustable-Rate Subprime Mortgage Default: A Structural Estimation," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-114, Dec, DOI: 10.17016/FEDS.2015.114.
- Kathleen W. Johnson & Robert F. Sarama, 2015, "End of the Line: Behavior of HELOC Borrowers Facing Payment Changes," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-73, Jul, DOI: 10.17016/FEDS.2015.073.
- Gustavo A. Suarez & Jeffrey P. Thompson, 2015, "Updating the Racial Wealth Gap," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-76, Aug, DOI: 10.17016/FEDS.2015.076r1.
- Jane K. Dokko & Jessica Hayes & Geng Li, 2015, "Credit Scores and Committed Relationships," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2015-81, Aug, DOI: 10.17016/FEDS.2015.081.
- YiLi Chien, 2015, "The Welfare Cost of Business Cycles with Heterogeneous Trading Technologies," Review, Federal Reserve Bank of St. Louis, volume 97, issue 1, pages 67-85, DOI: 10.20955/r.97.67-86.
- Meta Brown & Andrew F. Haughwout & Donghoon Lee & Wilbert Van der Klaauw, 2015, "Do we know what we owe? Consumer debt as reported by borrowers and lenders," Economic Policy Review, Federal Reserve Bank of New York, issue 21-1, pages 19-44.
- James J. McAndrews, 2015, "Student debt and higher education financing: a public finance perspective," Speech, Federal Reserve Bank of New York, number 155, Feb.
- Stefania Albanesi & Jaromir B. Nosal, 2015, "Insolvency after the 2005 bankruptcy reform," Staff Reports, Federal Reserve Bank of New York, number 725, Apr.
- Sewin Chan & Andrew F. Haughwout & Andrew Hayashi & Wilbert Van der Klaauw, 2015, "Determinants of mortgage default and consumer credit use: the effects of foreclosure laws and foreclosure delays," Staff Reports, Federal Reserve Bank of New York, number 732, Jun.
- Lawrence Santucci, 2015, "A tale of two vintages: credit limit management before and after the CARD act and Great Recession," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-1, Feb.
- Vyacheslav Mikhed, 2015, "Can credit cards with access to complimentary credit score information benefit consumers and lenders?," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-3, Sep.
- Lawrence Santucci, 2015, "Financial management tools and consumer confidence: chase blueprint," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-4, Oct.
- Stephanie M. Wilshusen, 2015, "Exploring the use of anonymized consumer credit information to estimate economic conditions: an application of big data," Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia, number 15-5, Nov.
- Rajeev Darolia & Dubravka Ritter, 2015, "Do student loan borrowers opportunistically default? Evidence from bankruptcy reform," Working Papers, Federal Reserve Bank of Philadelphia, number 15-17, Apr.
- Lei Ding & Eileen Divringi & Jackelyn Hwang, 2015, "Gentrification and residential mobility in Philadelphia," Working Papers, Federal Reserve Bank of Philadelphia, number 15-36, Oct.
- Vyacheslav Mikhed & Barry Scholnick, 2015, "Who is screened out of social insurance programs by entry barriers? Evidence from consumer bankruptcies," Working Papers, Federal Reserve Bank of Philadelphia, number 15-40, Oct.
- Vyacheslav Mikhed & Michael Vogan, 2015, "Out of sight, out of mind: consumer reaction to news on data breaches and identity theft," Working Papers, Federal Reserve Bank of Philadelphia, number 15-42, Nov.
- Andra C. Ghent & Marianna Kudlyak, 2015, "Intergenerational Linkages in Household Credit," Working Paper, Federal Reserve Bank of Richmond, number 15-14, Nov.
- Neil Bhutta & Benjamin J. Keys, 2015, "Interest Rates and Equity Extraction During the Housing Boom," Community Development Publications and Reports, Federal Reserve Bank of St. Louis, pages 1-55, July.
- Kramer, Berber, 2015, "When expectations become aspirations: Reference-dependent preferences and liquidity constraints," IFPRI discussion papers, International Food Policy Research Institute (IFPRI), number 1431, Mar.
- Lore Vandewalle & Vincent Somville, 2015, "Saving by Default: Evidence from a Field Experiment in Rural India," IHEID Working Papers, Economics Section, The Graduate Institute of International Studies, number 01-2015, Mar, revised 31 Mar 2016.
- Ugo Panizza, 2015, "Billions on the Sidewalk: Improving Savings by Reducing Investment Mistakes," IHEID Working Papers, Economics Section, The Graduate Institute of International Studies, number 18-2015, Sep.
- Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives' Saving Behaviour," Post-Print, HAL, number hal-01515934, Jun.
- Michael Kumhof & Romain Rancière & Pablo Winant, 2015, "Inequality, Leverage, and Crises," Post-Print, HAL, number halshs-01207208, Mar, DOI: 10.1257/aer.20110683.
- Michael Kumhof & Romain Rancière & Pablo Winant, 2015, "Inequality, Leverage, and Crises," PSE-Ecole d'économie de Paris (Postprint), HAL, number halshs-01207208, Mar, DOI: 10.1257/aer.20110683.
- Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," PSE Working Papers, HAL, number halshs-01183453, Aug.
- Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," Sciences Po Economics Publications (main), HAL, number halshs-01183453, Aug.
- Marie Boltz & Isabelle Chort, 2015, "The Risk of Polygamy and Wives Saving Behavior," Working Papers, HAL, number halshs-01183453, Aug.
- Julia Kiraly & Andras Simonovits, 2015, "Mortgages denominated in domestic and foreign currencies: Simple models," KRTK-KTI WORKING PAPERS, Institute of Economics, Centre for Economic and Regional Studies, number 1513, Feb.
- Black, Sandra E. & Devereux, Paul J. & Lundborg, Petter & Majlesi, Kaveh, 2015, "Learning to Take Risks? The Effect of Education on Risk-Taking in Financial Markets," Working Papers, Lund University, Department of Economics, number 2015:8, Mar.
- Zetterdahl, Emma & Hellström, Jörgen, 2015, "Who’s listening? Heterogeneous Impact of Social Interaction on Individuals’ Stock Market Participation," Umeå Economic Studies, Umeå University, Department of Economics, number 904, Mar.
- Zetterdahl, Emma & Hellström, Jörgen, 2015, "Ladies and Gentlemen: Gender Identity and Financial Risk-Taking," Umeå Economic Studies, Umeå University, Department of Economics, number 905, Apr.
- Zetterdahl, Emma, 2015, "Scenes from a Marriage: Divorce and Financial Behavior," Umeå Economic Studies, Umeå University, Department of Economics, number 907, Apr.
- Zetterdahl, Emma, 2015, "Take a Risk - Social Interaction, Gender Identity, and the Role of Family Ties in Financial Decision-Making," Umeå Economic Studies, Umeå University, Department of Economics, number 908, May.
- Iwaisako, Tokuo & Ono, Arito & Saito, Amane & Tokuda, Hidenobu, 2015, "Residential Property and Household Stock Holdings: Evidence from Japanese Micro Data," Economic Review, Hitotsubashi University, volume 66, issue 3, pages 242-264, July, DOI: 10.15057/27516.
- Lance Lochner & Alexander Monge-Naranjo, 2015, "Student Loans and Repayment: Theory, Evidence and Policy," Working Papers, Human Capital and Economic Opportunity Working Group, number 2015-006, Mar.
- Camelia Kuhnen & Andrei Mui, 2015, "Socioeconomic Status and Learning from Financial Information," Working Papers, Human Capital and Economic Opportunity Working Group, number 2015-018, Dec.
- Beshears, John Leonard & Choi, James J. & Hurwitz, Joshua Bayard & Laibson, David I. & Madrian, Brigitte, 2015, "Liquidity in Retirement Savings Systems: An International Comparison," Scholarly Articles, Harvard University Department of Economics, number 30403718.
- Milkman, Katherine L. & Beshears, John Leonard & Choi, James J. & Laibson, David I. & Madrian, Brigitte, 2015, "The Effect of Providing Peer Information on Retirement Savings Decisions," Scholarly Articles, Harvard University Department of Economics, number 32785047.
- Ramadorai, Tarun & Ranish, Benjamin & Campbell, John Y., 2015, "The Impact of Regulation on Mortgage Risk: Evidence from India," Scholarly Articles, Harvard University Department of Economics, number 34331451.
- Daniel H. Boylan, 2015, "Can Assessment Improve How Personal Finance Is Taught?," Business Education and Accreditation, The Institute for Business and Finance Research, volume 7, issue 2, pages 25-30.
- Yoko Mimura & Kim Love-Myers & Janine E. Aronson, 2015, "Relationship Between Female Illness And Savings: Evidence From Japanese Women," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, volume 9, issue 4, pages 1-10.
- Terrance Jalbert, 2015, "Currency-Adjusted Stock Index Causality," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, volume 9, issue 5, pages 83-91.
- Gandelman, Néstor, 2015, "Do the Rich Save More in Latin America?," IDB Publications (Working Papers), Inter-American Development Bank, number 6914, Apr, DOI: http://dx.doi.org/10.18235/0011692.
- Gandelman, Néstor, 2015, "A Comparison of Saving Rates: Micro Evidence from Seventeen Latin American and Caribbean Countries," IDB Publications (Working Papers), Inter-American Development Bank, number 7136, Jul, DOI: http://dx.doi.org/10.18235/0011701.
- Székely, Miguel & Mendoza, Pamela & Karver, Jonathan, 2015, "Understanding Domestic Saving in Latin America and the Caribbean: The Case of Mexico," IDB Publications (Working Papers), Inter-American Development Bank, number 7278, Sep, DOI: http://dx.doi.org/10.18235/0011704.
- de Andrés Sánchez, Jorge, 2015, "Evaluación De La Sensibilidad De La Cuota De Los Préstamos A Interés Variable A La Variación Del Índice De Referencia. Evidencia Empírica En El Mercado Hipotecario Español En El Periodo 2009-2013 / Evaluating The Sensibility Of Adjustable Rate Loan A," Investigaciones Europeas de Dirección y Economía de la Empresa (IEDEE), Academia Europea de Dirección y Economía de la Empresa (AEDEM), volume 21, issue 3, pages 148-157.
- James Banks & Richard Blundell & Peter Levell & James Smith, 2015, "Life-cycle consumption patterns at older ages in the US and the UK: can medical expenditures explain the difference?," IFS Working Papers, Institute for Fiscal Studies, number W15/12, Mar.
- Diego Ubfal, 2015, "How General Are Time Preferences? Eliciting Good-Specific Discount Rates," Working Papers, IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University, number 554.
- Albanesi, Stefania & Nosal, Jaromir, 2015, "Insolvency After the 2005 Bankruptcy Reform," Economics Series, Institute for Advanced Studies, number 312, Apr.
- Fernando Borraz & Nicolas Gonzalez Pampillon, 2015, "Financial Risk of Uruguayan Households," Revista de Analisis Economico – Economic Analysis Review, Universidad Alberto Hurtado/School of Economics and Business, volume 30, issue 2, pages 19-43, October.
- Sumit Agarwal & Itzhak Ben-David & Vincent Yao, 2015, "Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market," Management Science, INFORMS, volume 61, issue 9, pages 2220-2240, September, DOI: 10.1287/mnsc.2014.2002.
- Mauro Marè & Antonello Motroni & Francesco Porcelli, 2015, "La partecipazione alla previdenza a capitalizzazione in Italia: le determinanti e gli effetti economici," Working papers, Società Italiana di Economia Pubblica, number 20, Feb.
- Iñigo Iturbe-Ormaetxe Kortajarene & Giovanni Ponti & Josefa Tomás Lucas, 2015, "Some (Mis)facts about Myopic Loss Aversion," Working Papers. Serie AD, Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie), number 2015-09, Nov.
- Hospido, Laura & Villanueva, Ernesto & Zamarro, Gema, 2015, "Finance for All: The Impact of Financial Literacy Training in Compulsory Secondary Education in Spain," IZA Discussion Papers, IZA Network @ LISER, number 8902, Mar.
- Berlemann, Michael & Steinhardt, Max F. & Tutt, Jascha, 2015, "Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country," IZA Discussion Papers, IZA Network @ LISER, number 9026, Apr.
- Ohinata, Asako & Picchio, Matteo, 2015, "The Financial Support for Long-Term Elderly Care and Household Savings Behaviour," IZA Discussion Papers, IZA Network @ LISER, number 9237, Jul.
- Du Caju, Philip & Rycx, François & Tojerow, Ilan, 2015, "Unemployment Risk and Over-Indebtedness: A Micro-Econometric Perspective," IZA Discussion Papers, IZA Network @ LISER, number 9572, Dec.
- Abdullah Mohammed Almalki & Khaled Ibrahim Batayneh, 2015, "The relationship between inflation and financial development in Saudi Arabia," Journal of Developing Areas, Tennessee State University, College of Business, volume 49, issue 6, pages 321-332, Special I.
- Raun Ooijen & Rob Alessie & Adriaan Kalwij, 2015, "Saving Behavior and Portfolio Choice After Retirement," De Economist, Springer, volume 163, issue 3, pages 353-404, September, DOI: 10.1007/s10645-015-9254-z.
- Manuela Deidda, 2015, "Economic Hardship, Housing Cost Burden and Tenure Status: Evidence from EU-SILC," Journal of Family and Economic Issues, Springer, volume 36, issue 4, pages 531-556, December, DOI: 10.1007/s10834-014-9431-2.
- David-Jan Jansen & Robert Mosch & Carin Cruijsen, 2015, "When Does the General Public Lose Trust in Banks?," Journal of Financial Services Research, Springer;Western Finance Association, volume 48, issue 2, pages 127-141, October, DOI: 10.1007/s10693-014-0201-y.
- Meng-Na Xu & Ming-Lin Wang, 2015, "Individual perception of accessible social capital and attitude to thrift," Review of Economics of the Household, Springer, volume 13, issue 3, pages 487-500, September, DOI: 10.1007/s11150-014-9240-2.
- Timothy Crack & Helen Roberts, 2015, "Credit card balances and repayment under competing minimum payment regimes," Review of Quantitative Finance and Accounting, Springer, volume 45, issue 4, pages 785-801, November, DOI: 10.1007/s11156-014-0455-3.
- Doris Neuberger & Solvig Räthke-Döppner, 2015, "The role of demographics in small business loan pricing," Small Business Economics, Springer, volume 44, issue 2, pages 411-424, February, DOI: 10.1007/s11187-014-9602-4.
- Simonovits, András & Király, Júlia, 2015, "Jelzáloghitel-törlesztés forintban és devizában - egyszerű modellek
[Servicing mortgage loans in forints and in foreign currency: simple models]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), volume 0, issue 1, pages 1-26. - Schepp, Zoltán & Szabó, Zoltán, 2015, "Lakossági svájcifrank-hitelek árazása - narratíván innen és túl?
[Pricing Swiss franc-denominated mortgage loans: beyond the narratives]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), volume 0, issue 11, pages 1140-1157, DOI: 10.18414/KSZ.2015.11.1140. - Thomas Høgholm Jørgensen, 2015, "Life-Cycle Consumption and Children: Evidence from a Structural Estimation," Discussion Papers, University of Copenhagen. Department of Economics, number 15-08, May.
- Asako Ohinata & Matteo Picchio, 2015, "The financial support for long-term elderly care and household savings behaviour," Discussion Papers in Economics, Division of Economics, School of Business, University of Leicester, number 15/17, Jul.
- Paolo Casini & Olivia Riera & Paulo Santos Monteiro, 2015, "Labor market effects of improved access to credit among the poor: evidence from Cape Verde," LICOS Discussion Papers, LICOS - Centre for Institutions and Economic Performance, KU Leuven, number 36215.
- Inigo Iturbe-Ormaetxe & Giovanni Ponti & Josefa Tomás, 2015, "Some (Mis)facts about Myopic Loss Aversion," Working Papers CESARE, Dipartimento di Economia e Finanza, LUISS Guido Carli, number 6/2015, Jun.
- Jaanika Meriküll, 2015, "Household Borrowing During a Creditless Recovery," Emerging Markets Finance and Trade, Taylor & Francis Journals, volume 51, issue 5, pages 1051-1068, September, DOI: 10.1080/1540496X.2015.1048154.
- Tamás Ilyés & Lóránt Varga, 2015, "Show me how you pay and I will tell you who you are – Socio-demographic determinants of payment habits," Financial and Economic Review, Magyar Nemzeti Bank (Central Bank of Hungary), volume 14, issue 2, pages 25-61.
- Marianna Brunetti & Costanza Torricelli, 2015, "Second homes: households' life dream or (wrong) investment?," Centro Studi di Banca e Finanza (CEFIN) (Center for Studies in Banking and Finance), Universita di Modena e Reggio Emilia, Dipartimento di Economia "Marco Biagi", number 0052, May.
- Saeko Maeda, 2015, "The Financial Asset and Liability in Japanese Household Statistics," Public Policy Review, Policy Research Institute, Ministry of Finance Japan, volume 11, issue 4, pages 599-622, September.
- Samuel Erasmus Alnaa & Ferdinand Ahiakpor, 2015, "Synthesis of Microfinance and Technical Efficiency: Implications for Poverty Reduction in Ghana," Research in Applied Economics, Macrothink Institute, volume 7, issue 1, pages 13-25, March.
- Bram De Rock & Bart Capéau, 2015, "The implications of household size and children for life-cycle saving," Working Paper Research, National Bank of Belgium, number 286, Sep.
- John Beshears & James J. Choi & Joshua Hurwitz & David Laibson & Brigitte C. Madrian, 2015, "Liquidity in Retirement Savings Systems: An International Comparison," NBER Chapters, National Bureau of Economic Research, Inc, "Insights in the Economics of Aging".
- Lance Lochner & Alexander Monge-Naranjo, 2015, "Student Loans and Repayment: Theory, Evidence and Policy," NBER Working Papers, National Bureau of Economic Research, Inc, number 20849, Jan.
- Benjamin M. Marx & Lesley J. Turner, 2015, "Borrowing Trouble? Student Loans, the Cost of Borrowing, and Implications for the Effectiveness of Need-Based Grant Aid," NBER Working Papers, National Bureau of Economic Research, Inc, number 20850, Jan.
- Kai Yuan Kuan & Mark R. Cullen & Sepideh Modrek, 2015, "Racial Disparities in Savings Behavior for a Continuously Employed Cohort," NBER Working Papers, National Bureau of Economic Research, Inc, number 20937, Feb.
- Jeffrey R. Brown & Anne M. Farrell & Scott J. Weisbenner, 2015, "Decision-Making Approaches and the Propensity to Default: Evidence and Implications," NBER Working Papers, National Bureau of Economic Research, Inc, number 20949, Feb.
- Sule Alan & Mehmet Cemalcılar & Dean Karlan & Jonathan Zinman, 2015, "Unshrouding Effects on Demand for a Costly Add-on: Evidence from Bank Overdrafts in Turkey," NBER Working Papers, National Bureau of Economic Research, Inc, number 20956, Feb.
- Will Dobbie & Paul Goldsmith-Pinkham & Crystal Yang, 2015, "Consumer Bankruptcy and Financial Health," NBER Working Papers, National Bureau of Economic Research, Inc, number 21032, Mar.
- Sandra E. Black & Paul J. Devereux & Petter Lundborg & Kaveh Majlesi, 2015, "Learning to Take Risks? The Effect of Education on Risk-Taking in Financial Markets," NBER Working Papers, National Bureau of Economic Research, Inc, number 21043, Mar.
- Mariacristina De Nardi & Fang Yang, 2015, "Wealth Inequality, Family Background, and Estate Taxation," NBER Working Papers, National Bureau of Economic Research, Inc, number 21047, Mar.
- James Berry & Dean Karlan & Menno Pradhan, 2015, "The Impact of Financial Education for Youth in Ghana," NBER Working Papers, National Bureau of Economic Research, Inc, number 21068, Apr.
- Timothy (Jun) Lu & Olivia S. Mitchell & Stephen P. Utkus & Jean A. Young, 2015, "Borrowing from the Future: 401(k) Plan Loans and Loan Defaults," NBER Working Papers, National Bureau of Economic Research, Inc, number 21102, Apr.
- Mariacristina De Nardi, 2015, "Quantitative Models of Wealth Inequality: A Survey," NBER Working Papers, National Bureau of Economic Research, Inc, number 21106, Apr.
- John Beshears & James J. Choi & Joshua Hurwitz & David Laibson & Brigitte C. Madrian, 2015, "Liquidity in Retirement Savings Systems: An International Comparison," NBER Working Papers, National Bureau of Economic Research, Inc, number 21168, May.
- Emily Breza & Arun G. Chandrasekhar, 2015, "Social Networks, Reputation and Commitment: Evidence from a Savings Monitors Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 21169, May.
- Camelia M. Kuhnen & Andrei C. Miu, 2015, "Socioeconomic Status and Learning from Financial Information," NBER Working Papers, National Bureau of Economic Research, Inc, number 21214, May.
- Mariacristina De Nardi & Eric French & John B. Jones, 2015, "Savings After Retirement: A Survey," NBER Working Papers, National Bureau of Economic Research, Inc, number 21268, Jun.
- Mariacristina De Nardi & Eric French & John Bailey Jones & Jeremy McCauley, 2015, "Medical Spending of the U.S. Elderly," NBER Working Papers, National Bureau of Economic Research, Inc, number 21270, Jun.
- Damon Jones & Aprajit Mahajan, 2015, "Time-Inconsistency and Saving: Experimental Evidence from Low-Income Tax Filers," NBER Working Papers, National Bureau of Economic Research, Inc, number 21272, Jun.
- Florentin Butaru & QingQing Chen & Brian Clark & Sanmay Das & Andrew W. Lo & Akhtar Siddique, 2015, "Risk and Risk Management in the Credit Card Industry," NBER Working Papers, National Bureau of Economic Research, Inc, number 21305, Jun.
- Pascaline Dupas & Anthony Keats & Jonathan Robinson, 2015, "The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya," NBER Working Papers, National Bureau of Economic Research, Inc, number 21339, Jul.
- Jonathan A. Parker, 2015, "Why Don't Households Smooth Consumption? Evidence from a 25 Million Dollar Experiment," NBER Working Papers, National Bureau of Economic Research, Inc, number 21369, Jul.
- James J. Choi, 2015, "Contributions to Defined Contribution Pension Plans," NBER Working Papers, National Bureau of Economic Research, Inc, number 21467, Aug.
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