Research classified by Journal of Economic Literature (JEL) codes

2009

• Gábor Pellényi & Péter Bilek, 2009, "Foreign Currency Borrowing: The Case of Hungary," Working Paper / FINESS, DIW Berlin, German Institute for Economic Research, number 5.4.
• Nataliya Barasinska & Dorothea Schäfer & Andreas Stephan, 2009, "Financial Risk Aversion and Household Asset Diversification," Working Paper / FINESS, DIW Berlin, German Institute for Economic Research, number 6.1A.
• Matthias Keese, 2009, "Triggers and Determinants of Severe Household Indebtedness in Germany," SOEPpapers on Multidisciplinary Panel Data Research, DIW Berlin, The German Socio-Economic Panel (SOEP), number 239.
• Achim Tiffe, 2009, "Verbraucherpolitik im Bereich der Finanzdienstleistungen muss mehr sein als Bereitstellung von Information," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, volume 78, issue 3, pages 110-124, DOI: 10.3790/vjh.78.3.110.
• Nataliya Barasinska & Dorothea Schäfer & Andreas Stephan, 2009, "Private Households Display Strong Aversion to Investment Risk," Weekly Report, DIW Berlin, German Institute for Economic Research, volume 5, issue 2, pages 13-18.
• Bertrand Chopard & Eric Langlais, 2009, "Défaut de paiement stratégique et loi sur les défaillances d’entreprises," EconomiX Working Papers, University of Paris Nanterre, EconomiX, number 2009-10.
• Kennickell, Arthur & Fitzpatrick, Trevor & Ehrmann, Michael & Bonci, Riccardo & Museux, Jean-Marc & Honkkila, Juha & Vilmunen, Jouko & Herrala, Risto & Komprej, Irena & Jeran, Matjaž & Geršak, Uroš & , 2009, "Survey data on household finance and consumption: research summary and policy use," Occasional Paper Series, European Central Bank, number 100, Jan.
• Köhler-Ulbrich, Petra & Asimakopoulos, Yannis & Doyle, Nicola & Magono, Ruth & Zachary, Marie-Denise & Walko, Zoltan & Stoess, Elmar & Kok, Christoffer & Wagner, Karin & Valckx, Nico & Martínez Pagés,, 2009, "Housing finance in the euro area," Occasional Paper Series, European Central Bank, number 101, Mar.
• Beshears, John & Choi, James & Laibson, David & Madrian, Brigitte C., 2009, "How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?," Working Paper Series, Harvard University, John F. Kennedy School of Government, number rwp09-016, Jun.
• Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D., 2009, "Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis," Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics, number 2009-23, Dec.
• Bertrand, Marianne & Karlan, Dean & Mullainathan, Sendhil & Shafir, Eldar & Zinman, Jonathan, 2009, "What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment," Working Papers, Yale University, Department of Economics, number 58, Jan.
• Bryan, Gharad & Karlan, Dean & Nelson, Scott, 2009, "Commitment Contracts," Working Papers, Yale University, Department of Economics, number 73, Oct.
• Cardak, Buly A. & Wilkins, Roger, 2009, "The determinants of household risky asset holdings: Australian evidence on background risk and other factors," Journal of Banking & Finance, Elsevier, volume 33, issue 5, pages 850-860, May.
• Ivkovic, Zoran & Weisbenner, Scott, 2009, "Individual investor mutual fund flows," Journal of Financial Economics, Elsevier, volume 92, issue 2, pages 223-237, May.
• Koijen, Ralph S.J. & Hemert, Otto Van & Nieuwerburgh, Stijn Van, 2009, "Mortgage timing," Journal of Financial Economics, Elsevier, volume 93, issue 2, pages 292-324, August.
• Marianne Bertrand & Sendhil Mullainathan & Dean Karlan & Eldar Shafir & Jonathan Zinman, 2009, "What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment," Working Papers, Economic Growth Center, Yale University, number 968, Jan.
• Gharad Bryan & Dean Karlan & Scott Nelson, 2009, "Commitment Contracts," Working Papers, Economic Growth Center, Yale University, number 980, Oct.
• Morten Balling & Franco Bruni & David Llewellyn (ed.), 2009, "The Failure of Northern Rock - A Multidimensional Case Study," SUERF Studies, SUERF - The European Money and Finance Forum, number 2009/1, ISBN: ARRAY(0x9ba20370), May.
• Bertrand Chopard & Eric Langlais, 2009, "Défaut de paiement stratégique et loi sur les défaillances d’entreprises," Cahiers du CEREFIGE, CEREFIGE (Centre Europeen de Recherche en Economie Financiere et Gestion des Entreprises), Universite de Lorraine, number 0901, revised 2009.
• Geng Li, 2009, "Information sharing and stock market participation: evidence from extended families," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.), number 2009-47.
• Mariacristina De Nardi & Eric French & John Bailey Jones, 2009, "Life expectancy and old age savings," Working Paper Series, Federal Reserve Bank of Chicago, number WP-08-18.
• Jeffrey R. Campbell & Zvi Hercowitz, 2009, "Liquidity constraints of the middle class," Working Paper Series, Federal Reserve Bank of Chicago, number WP-09-20.
• Shawn Cole & Xavier Gine & Jeremy Tobacman & Petia Topalova & Robert M. Townsend & James Vickery, 2009, "Barriers to household risk management: evidence from India," Staff Reports, Federal Reserve Bank of New York, number 373, May.
• Andrew C. Worthington, 2009, "Household Asset Portfolio Diversification: Evidence from the Household, Income and Labour Dynamics in Australia (HILDA) Survey," Discussion Papers in Finance, Griffith University, Department of Accounting, Finance and Economics, number finance:200908, Aug.
• Laurent-Emmanuel Calvet & Paolo Sodini & John Y. Campbell, 2009, "Fight Or Flight? Portfolio Rebalancing by Individual Investors," Post-Print, HAL, number hal-00459683, Feb, DOI: 10.1162/qjec.2009.124.1.301.
• Laurent-Emmanuel Calvet & John Y. Campbell & Paolo Sodini, 2009, "Measuring the Financial Sophistication of Households," Post-Print, HAL, number hal-00459687, May, DOI: 10.1257/aer.99.2.393.
• J. Y. Campbell & P. Sodini & Laurent-Emmanuel Calvet, 2009, "Fight or Flight ? Portfolio Rebalancing by Individual Investors," Post-Print, HAL, number hal-00495693, May.
• Luc Arrondel & André Masson, 2009, "L'efficacité économique peut-elle justifier l'augmentation des droits de succession ?," Post-Print, HAL, number halshs-00754775, Apr.
• Bertrand Chopard & Eric Langlais, 2009, "Défaut de paiement stratégique et loi sur les défaillances d’entreprises," Working Papers, HAL, number hal-04140885.
• Hernæs, Erik & Zhu, Weizhen, 2009, "Pension Entitlements and Wealth Accumulation," Memorandum, Oslo University, Department of Economics, number 12/2007, Feb.
• Campbell, John & Calvert, Lauren E. & Sodini, Paolo, 2009, "Fight or Flight? Portfolio Rebalancing by Individual Investors," Scholarly Articles, Harvard University Department of Economics, number 2617031.
• Campbell, John & Calvet, Lauren E. & Sodini, Paolo, 2009, "Measuring the Financial Sophistication of Households," Scholarly Articles, Harvard University Department of Economics, number 2618438.
• Laibson, David I. & Madrian, Brigitte C. & Choi, James J., 2009, "Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect," Scholarly Articles, Harvard University Department of Economics, number 4686774.
• Matthew J. Baker & Lisa M. George, 2009, "The Role of Television in Household Debt: Evidence from the 1950's," Economics Working Paper Archive at Hunter College, Hunter College Department of Economics, number 427.
• Kayla Allen & Victoria Kinchen, 2009, "Financial Management Practices Of College Students," Global Journal of Business Research, The Institute for Business and Finance Research, volume 3, issue 1, pages 105-116.
• Swarn Chatterjee & Joseph Goetz & Lance Palmer, 2009, "An Examination Of Short-Term Borrowing In The United States," Global Journal of Business Research, The Institute for Business and Finance Research, volume 3, issue 2, pages 1-8.
• Swarn Chatterjee, 2009, "Immigrants Have Lower Participation Rates In U.S. Financial Markets?," The International Journal of Business and Finance Research, The Institute for Business and Finance Research, volume 3, issue 2, pages 1-13.
• Meier, Stephan & Sprenger, Charles, 2009, "Present-Biased Preferences and Credit Card Borrowing," IZA Discussion Papers, IZA Network @ LISER, number 4198, May.
• Georgarakos, Dimitris & Lojschova, Adriana & Ward-Warmedinger, Melanie E., 2009, "Mortgage Indebtedness and Household Financial Distress," IZA Discussion Papers, IZA Network @ LISER, number 4631, Dec.
• Jan Rouwendal, 2009, "Housing Wealth and Household Portfolios in an Ageing Society," De Economist, Springer, volume 157, issue 1, pages 1-48, March, DOI: 10.1007/s10645-009-9117-6.
• Agnese Bicevska & Aleksejs Melihovs & Krista Kalnberzina, 2009, "Savings in Latvia," Discussion Papers, Latvijas Banka, number 2009/01, Oct.
• Jonathan Gruber, 2009, "Universal Health Insurance Coverage: Progress and Issues. Twenty-first Annual Herbert Lourie Memorial Lecture on Health Policy," Center for Policy Research Reports, Center for Policy Research, Maxwell School, Syracuse University, number 41, Nov.
• Bucher-Koenen, Tabea, 2009, "Financial Literacy and Private Old-age Provision in Germany," MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy, number 09192, Dec.
• Lars Boerner & Albrecht Ritschl, 2009, "The Economic History of Sovereignty: Communal Responsibility, the Extended Family, and the Firm," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, volume 165, issue 1, pages 99-112, March.
• Anikó Turján, 2009, "Postal payment services in Hungary," MNB Occasional Papers, Magyar Nemzeti Bank (Central Bank of Hungary), number 2009/83.
• Jingjing Chai & Wolfram Horneff & Raimond Maurer & Olivia S. Mitchell, 2009, "Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts," Working Papers, University of Michigan, Michigan Retirement Research Center, number wp204, Aug.
• Jeffrey R. Brown & Scott J. Weisbenner, 2009, "Who Chooses Defined Contribution Plans?," NBER Chapters, National Bureau of Economic Research, Inc, "Social Security Policy in a Changing Environment".
• Sumit Agarwal & Paige M. Skiba & Jeremy Tobacman, 2009, "Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?," NBER Working Papers, National Bureau of Economic Research, Inc, number 14659, Jan.
• Jonathan Guryan & Melissa Schettini Kearney, 2009, "Is Lottery Gambling Addictive?," NBER Working Papers, National Bureau of Economic Research, Inc, number 14742, Feb.
• Ulrike Malmendier & Stefan Nagel, 2009, "Depression Babies: Do Macroeconomic Experiences Affect Risk-Taking?," NBER Working Papers, National Bureau of Economic Research, Inc, number 14813, Mar.
• John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian, 2009, "How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?," NBER Working Papers, National Bureau of Economic Research, Inc, number 14859, Apr.
• Bruce Ian Carlin & Gustavo Manso, 2009, "Obfuscation, Learning, and the Evolution of Investor Sophistication," NBER Working Papers, National Bureau of Economic Research, Inc, number 14954, May.
• Jingjing Chai & Wolfram Horneff & Raimond Maurer & Olivia S. Mitchell, 2009, "Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts," NBER Working Papers, National Bureau of Economic Research, Inc, number 15079, Jun.
• Annamaria Lusardi & Olivia S. Mitchell & Vilsa Curto, 2009, "Financial Literacy and Financial Sophistication Among Older Americans," NBER Working Papers, National Bureau of Economic Research, Inc, number 15469, Nov.
• Louis Kaplow, 2009, "Utility from Accumulation," NBER Working Papers, National Bureau of Economic Research, Inc, number 15595, Dec.
• John Chalmers & Jonathan Reuter, 2009, "How Do Retirees Value Life Annuities? Evidence from Public Employees," NBER Working Papers, National Bureau of Economic Research, Inc, number 15608, Dec.
• Michael Gutter & Zeynep Copur & Selena Garrison, 2009, "Which Students Are More Likely to Experience Financial Socialization Opportunities? Exploring the Relationship between Financial Behaviors and Financial Well-Being of College Students," NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute, number 2009-WP-07, Jun.
• Jennifer Romich & Sarah Gordon & Eric Waithaka, 2009, "A Tool for Getting By or Getting Ahead? Consumers’ Views on Prepaid Cards," NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute, number 2009-WP-09, Oct.
• Wade D. Pfau, 2009, "Lifecycle Funds and Wealth Accumulation for Retirement:Evidence for a More Conservative Asset Allocation as Retirement Approaches," GRIPS Discussion Papers, National Graduate Institute for Policy Studies, number 09-15, Oct.
• Wade D. Pfau, 2009, "An Optimizing Framework for the Glide Paths of Lifecycle Asset Allocation Funds," GRIPS Discussion Papers, National Graduate Institute for Policy Studies, number 09-16, Oct.
• Wade D. Pfau, 2009, "Lifecycle Funds and Wealth Accumulation for Retirement: Evidence for a More Conservative Asset Allocation as Retirement Approaches," GRIPS Discussion Papers, National Graduate Institute for Policy Studies, number 10-10, Oct, revised Sep 2010.
• Pablo Antolín & Fiona Stewart, 2009, "Private Pensions and Policy Responses to the Financial and Economic Crisis," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 36, Apr, DOI: 10.1787/224386871887.
• Pablo Antolín & Sandra Blome & David Karim & Stéphanie Payet & Gerhard Scheuenstuhl & Juan Yermo, 2009, "Investment Regulations and Defined Contribution Pensions," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 37, Jul, DOI: 10.1787/222771401034.
• Elaine Kempson, 2009, "Framework for the Development of Financial Literacy Baseline Surveys: A First International Comparative Analysis," OECD Working Papers on Finance, Insurance and Private Pensions, OECD Publishing, number 1, Dec, DOI: 10.1787/5kmddpz7m9zq-en.
• Pablo Antolín & Edward Whitehouse, 2009, "Filling the Pension Gap: Coverage and Value of Voluntary Retirement Savings," OECD Social, Employment and Migration Working Papers, OECD Publishing, number 69, Jan, DOI: 10.1787/227200770711.
• Anna Christina D'Addio & José Seisdedos & Edward Whitehouse, 2009, "Investment Risk and Pensions: Measuring Uncertainty in Returns," OECD Social, Employment and Migration Working Papers, OECD Publishing, number 70, Jun, DOI: 10.1787/224016838064.
• Edward Whitehouse, 2009, "Pensions, Purchasing-Power Risk, Inflation and Indexation," OECD Social, Employment and Migration Working Papers, OECD Publishing, number 77, Jan, DOI: 10.1787/227182142567.
• Edward Whitehouse & Anna Christina D'Addio & Andrew Reilly, 2009, "Investment Risk and Pensions: Impact on Individual Retirement Incomes and Government Budgets," OECD Social, Employment and Migration Working Papers, OECD Publishing, number 87, Jun, DOI: 10.1787/224005547774.
• Sandra Dvorsky & Thomas Scheiber & Helmut Stix, 2009, "The 2008 Fall Wave of the OeNB Euro Survey – A First Glimpse of Households’ Reactions to the Global Financial Crisis," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 2, pages 1-11.
• Sandra Dvorsky & Thomas Scheiber & Helmut Stix, 2009, "CESEE Households amid the Financial Crisis: Euro Survey Shows Darkened Economic Sentiment and Changes in Savings Behavior," Focus on European Economic Integration, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 71-83.
• Pirmin Fessler & Peter Mooslechner & Martin Schürz & Karin Wagner, 2009, "Housing Wealth of Austrian Households," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 2, pages 104-124.
• Nicolas Albacete & Karin Wagner, 2009, "Housing Finance of Austrian Households," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 3, pages 62-92.
• Michael Andreasch & Pirmin Fessler, 2009, "Austrian Households’ Equity Capital – Evidence from Microdata," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 61-78.
• Thomas Scheiber & Helmut Stix, 2009, "Euroization in Central, Eastern and Southeastern Europe – New Evidence On Its Extent and Some Evidence On Its Causes," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 159, Nov.
• Masako Hasegawa, 2009, "Who borrows among the poor? MC use determinants in Guatemala, with particular reference to social ties," OSIPP Discussion Paper, Osaka School of International Public Policy, Osaka University, number 09E002, Jan.
• Till van Treeck, 2009, "A synthetic, stock--flow consistent macroeconomic model of 'financialisation'," Cambridge Journal of Economics, Cambridge Political Economy Society, volume 33, issue 3, pages 467-493, May.
• Laurent E. Calvet & John Y. Campbell & Paolo Sodini, 2009, "Fight or Flight? Portfolio Rebalancing by Individual Investors," The Quarterly Journal of Economics, President and Fellows of Harvard College, volume 124, issue 1, pages 301-348.
• Zoltán Szabó, 2009, "Az új paternalizmus: a nem-racionális hitelfelvevÅ‘i magatartás és a túlzott eladósodás néhány gazdasági viselkedéstani összefüggése," UPFBE Working Paper Series, Faculty of Business and Economics, University Pécs, number 2009/6, Dec.
• Chopard, Bertrand & Langlais, Eric, 2009, "Défaut de paiement stratégique et loi sur les défaillances d'entreprises
  [Strategic default and bankruptcy law]," MPRA Paper, University Library of Munich, Germany, number 14366, Mar.
• Hopfensitz, Astrid & Wranik, Tanja, 2009, "How to adapt to changing markets: experience and personality in a repeated investment game," MPRA Paper, University Library of Munich, Germany, number 17835, Sep.
• Mitropoulos, Atanasios & Zaidi, Rida, 2009, "Relative indicators of default risk among UK residential mortgages," MPRA Paper, University Library of Munich, Germany, number 19619, Dec.
• Bensoussan, Alain & Chutani, Anshuman & Sethi, Suresh, 2009, "Optimal Cash Management Under Uncertainty," MPRA Paper, University Library of Munich, Germany, number 19896, Feb.
• Khudnitskaya, Alesia S., 2009, "Microenvironment-specific Effects in the Application Credit Scoring Model," MPRA Paper, University Library of Munich, Germany, number 23175, Dec.
• Stephen, Roper & Jonathan M., Scott, 2009, "Perceived financial barriers and the start-up decision: An econometric analysis of gender differences using GEM data," MPRA Paper, University Library of Munich, Germany, number 23342.
• Jomadar, Dinesh, 2009, "Litigations, Damages And Solutions In Residential Mortgage-Backed Securities," MPRA Paper, University Library of Munich, Germany, number 29253, Mar, revised 30 Jun 2009.
• Carfì, David, 2009, "Fibrations of financial events," MPRA Paper, University Library of Munich, Germany, number 31307.
• Whitehouse, Edward, 2009, "Pensions at a glance: Asia/Pacific," MPRA Paper, University Library of Munich, Germany, number 36134, Jan.
• Amin, Hanudin & Abdul-Rahman, Abdul-Rahim & Abdul-Razak, Dzuljastri, 2009, "Is the Theory of Planned Behaviour Valid for Islamic home financing?," MPRA Paper, University Library of Munich, Germany, number 43179, Jul, revised 05 Sep 2011.
• Ayoki, Milton, 2009, "Promoting Financial Inclusion in Africa: The Two Ambiguities," MPRA Paper, University Library of Munich, Germany, number 82882, Jan, revised Dec 2016.
• Monica Paiella & Andrea Tiseno, 2009, "Saving for retirement and retirement investment choices," Discussion Papers, D.E.S. (Department of Economic Studies), University of Naples "Parthenope", Italy, number 1_2009, May.
• Jeff Emmett Dominitz & Angela A. Hung & Joanne K. Yoong, 2009, "How Do Mutual Fund Fees Affect Investor Choices? Evidence from Survey Experiments," Working Papers, RAND Corporation, number WR-653, Jan.
• Stijn Van Nieuwerburgh & Motohiro Yogo & Ralph S.J. Koijen, 2009, "Optimal Health and Longevity Insurance," 2009 Meeting Papers, Society for Economic Dynamics, number 185.
• Zvi Hercowitz & Jeffrey R. Campbell, 2009, "Liquidity Constraints of the Middle Class," 2009 Meeting Papers, Society for Economic Dynamics, number 323.
• Erwan Quintin & Sangeeta Pratap, 2009, "Financial Crises and Labor Market Turbulence," 2009 Meeting Papers, Society for Economic Dynamics, number 744.
• Dimitrios Christelis & Dimitris Georgarakos, 2009, "Household Economic Decisions under the Shadow of Terrorism," CSEF Working Papers, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, number 213, Jan.
• Dimitrios Christelis & Dimitris Georgarakos & Michael Haliassos, 2009, "Stockholding: From Participation to Location and to Participation Spillovers," CSEF Working Papers, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, number 230, Jun.
• Mark Cullen & Liran Einav & Amy Finkelstein, , "Estimating Welfare in Insurance Markets Using Variation in Prices," Discussion Papers, Stanford Institute for Economic Policy Research, number 08-046.
• Beck, T.H.L. & Büyükkarabacak, B. & Rioja, F. & Valev, N., 2009, "Who Gets the Credit? And Does it Matter? Household vs Firm Lending Across Countries," Discussion Paper, Tilburg University, Center for Economic Research, number 2009-41.
• Beck, T.H.L. & Büyükkarabacak, B. & Rioja, F. & Valev, N., 2009, "Who Gets the Credit? And Does it Matter? Household vs Firm Lending Across Countries," Other publications TiSEM, Tilburg University, School of Economics and Management, number 59f77b56-d1c1-4a04-a4d9-8.
• Hopfensitz, Astrid & Wranik, Tanja, 2009, "How to Adapt to Changing Markets: Experience and Personality in a Repeated Investment Game," TSE Working Papers, Toulouse School of Economics (TSE), number 09-122, Nov.
• Claudia Martínez & Claudia sahm, 2009, "Limited understanding of individual retirement accounts among chileans," Working Papers, University of Chile, Department of Economics, number wp296, Jun.
• Bertrand Chopard & Eric Langlais, 2009, "Défaut de paiement stratégique et loi sur les défaillances d’entreprise," Working Papers of BETA, Bureau d'Economie Théorique et Appliquée, UDS, Strasbourg, number 2009-28.
• Robert S. Gazzale & Lina Walker, 2009, "Behavioral Biases in Annuity Choice: An Experiment," Department of Economics Working Papers, Department of Economics, Williams College, number 2009-01, Mar.
• Robert S. Gazzale & Julian Jamison & Alexander Karlan & Dean S. Karlan, 2009, "Ambiguous Solicitation: Ambiguous Prescription," Department of Economics Working Papers, Department of Economics, Williams College, number 2009-02, Mar.
• John Beshears & James Choi & David Laibson & Brigitte Madrian, 2009, "How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?," Yale School of Management Working Papers, Yale School of Management, number amz2547, May, revised 24 Jun 2009.
• Herrala, Risto, 2009, "Credit crunch? An empirical test of cyclical credit policy," Bank of Finland Research Discussion Papers, Bank of Finland, number 10/2009.
• Christelis, Dimitris & Georgarakos, Dimitris, 2009, "Household economic decisions under the shadow of terrorism," CFS Working Paper Series, Center for Financial Studies (CFS), number 2008/56.
• Christelis, Dimitris & Georgarakos, Dimitris & Haliassos, Michael, 2009, "Stockholding: From participation to location and to participation spillovers," CFS Working Paper Series, Center for Financial Studies (CFS), number 2009/02.
• Lusardi, Annamaria & Tufano, Peter, 2009, "Debt literacy, financial experiences, and overindebtedness," CFS Working Paper Series, Center for Financial Studies (CFS), number 2009/08.
• Christelis, Dimitris & Georgarakos, Dimitris, 2009, "Investing at home and abroad: Different costs, different people," CFS Working Paper Series, Center for Financial Studies (CFS), number 2009/28.
• Chatterjee, Swarn, 2009, "Health Insurance Coverage and Income Uncertainty," EconStor Preprints, ZBW - Leibniz Information Centre for Economics, number 307059.
• Schrader, Jan, 2009, "The Competition between Relationship-Based Microfinance and Transaction Lending," Proceedings of the German Development Economics Conference, Frankfurt a.M. 2009, Verein für Socialpolitik, Research Committee Development Economics, number 31.
• Keese, Matthias, 2009, "Triggers and Determinants of Severe Household Indebtedness in Germany," Ruhr Economic Papers, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen, number 150.
• Post, Thomas, 2009, "Individual welfare gains from deferred life-annuities under stochastic Lee-Carter mortality," SFB 649 Discussion Papers, Humboldt University Berlin, Collaborative Research Center 649: Economic Risk, number 2009-022.

2008

• Francisco Azpitarte, 2008, "The Household Wealth Distribution in Spain: The Role of Housing and Financial Wealth," Working Papers, ECINEQ, Society for the Study of Economic Inequality, number 83.
• Maria João Kaizeler & Horácio C. Faustino, 2008, "Demand for Lottery Products: A Cross-Country Analysis," Working Papers Department of Economics, ISEG - Lisbon School of Economics and Management, Department of Economics, Universidade de Lisboa, number 2008/33, Jul.
• Meier, Stephan & Sprenger, Charles, 2008, "Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs," IZA Discussion Papers, IZA Network @ LISER, number 3507, May.
• Belton, Willie & Uwaifo Oyelere, Ruth, 2008, "The Racial Saving Gap Enigma: Unraveling the Role of Institutions," IZA Discussion Papers, IZA Network @ LISER, number 3545, Jun.
• Andreas Oehler & Christina Werner, 2008, "Saving for Retirement—A Case for Financial Education in Germany and UK? An Economic Perspective," Journal of Consumer Policy, Springer, volume 31, issue 3, pages 253-283, September, DOI: 10.1007/s10603-008-9074-5.
• Juerg Syz & Paolo Vanini & Marco Salvi, 2008, "Property Derivatives and Index-Linked Mortgages," The Journal of Real Estate Finance and Economics, Springer, volume 36, issue 1, pages 23-35, January, DOI: 10.1007/s11146-007-9071-5.
• Mette Ejrnæs & Stefan Hochguertel, 2008, "Entrepreneurial Moral Hazard in Income Insurance: Empirical Evidence from a Large Administrative Sample," CAM Working Papers, University of Copenhagen. Department of Economics. Centre for Applied Microeconometrics, number 2008-02, Jul.
• Schuhmacher, Petra, 2008, "The Demand for Enhanced Annuities," Discussion Papers in Business Administration, University of Munich, Munich School of Management, number 7954, Nov.
• Buly A Cardak & Roger K. Wilkins, 2008, "The Determinants of Household Risky Asset Holdings: Background Risk and Other Factors," Working Papers, School of Economics, La Trobe University, number 2008.01, Feb.
• Buly A Cardak & Roger K. Wilkins, 2008, "The Determinants of Household Risky Asset Holdings: Australian Evidence on Background Risk and Other Factors#," Working Papers, School of Economics, La Trobe University, number 2008.05, Sep.
• Judy Feder, 2008, "Our Troubled Health Care System: Why Is It So Hard to Fix? Nineteenth Annual Herbert Lourie Memorial Lecture on Health Policy," Center for Policy Research Reports, Center for Policy Research, Maxwell School, Syracuse University, number 37, Jan.
• Barbara CAVALLETTI & Corrado LAGAZIO & Daniela VANDONE, 2008, "Il credito al consumo in Italia: benessere economico o fragilita? finanziaria?," Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano, number 2008-024, Jul.
• Luisa ANDERLONI & Daniela VANDONE, 2008, "Households over-indebtedness in the economic literature," Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano, number 2008-046, Dec.
• Barbara CAVALLETTI & Corrado LAGAZIO & Daniela VANDONE, 2008, "Il credito al consumo in Italia: benessere economico o fragilita’ finanziaria?," Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano, number 2008-24, Jul.
• Luisa ANDERLONI & Daniela VANDONE, 2008, "Households over-indebtedness in the economic literature," Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano, number 2008-46, Dec.
• Dániel Holló & Mónika Papp, 2008, "Assessing household credit risk: evidence from a household survey," MNB Occasional Papers, Magyar Nemzeti Bank (Central Bank of Hungary), number 2008/70.
• Charles Yuji Horioka, 2008, "The Flow of Household Funds in Japan," Public Policy Review, Policy Research Institute, Ministry of Finance Japan, volume 4, issue 1, pages 37-52, December.
• B. Douglas Bernheim & Jonathan Meer, 2008, "Do Real Estate Brokers Add Value When Listing Services Are Unbundled?," NBER Working Papers, National Bureau of Economic Research, Inc, number 13796, Feb.
• Annamaria Lusardi, 2008, "Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs," NBER Working Papers, National Bureau of Economic Research, Inc, number 13824, Feb.
• Annamaria Lusardi, 2008, "Financial Literacy: An Essential Tool for Informed Consumer Choice?," NBER Working Papers, National Bureau of Economic Research, Inc, number 14084, Jun.
• Laurent E. Calvet & John Y. Campbell & Paolo Sodini, 2008, "Fight or Flight? Portfolio Rebalancing by Individual Investors," NBER Working Papers, National Bureau of Economic Research, Inc, number 14177, Jul.
• Liran Einav & Amy Finkelstein & Mark R. Cullen, 2008, "Estimating Welfare in Insurance Markets Using Variation in Prices," NBER Working Papers, National Bureau of Economic Research, Inc, number 14414, Oct.
• Zoran Ivkovich & Scott Weisbenner, 2008, "Individual Investor Mutual-Fund Flows," NBER Working Papers, National Bureau of Economic Research, Inc, number 14583, Dec.
• Angela Lyons & Urvi Neelakantan & Erik Scherpf, 2008, "Gender and Marital Differences in Wealth and Investment Decisions: Implications for Researchers, Financial Professionals, and Educators," NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute, number 2008-WP-02, Mar.
• Annamaria Lusardi, 2008, "Financial Literacy: An Essential Tool for Informed Consumer Choice?," NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute, number 2008-WP-13, Oct.
• Rob Rusconi, 2008, "National Annuity Markets: Features and Implications," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 24, Sep, DOI: 10.1787/240211858078.
• Pablo Antolín, 2008, "Policy Options for the Payout Phase," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 25, Sep, DOI: 10.1787/238030285260.
• Pablo Antolín & Colin Pugh & Fiona Stewart, 2008, "Forms of Benefit Payment at Retirement," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 26, Sep, DOI: 10.1787/238013082545.
• Pablo Antolín, 2008, "Ageing and the Payout Phase of Pensions, Annuities and Financial Markets," OECD Working Papers on Insurance and Private Pensions, OECD Publishing, number 29, Dec, DOI: 10.1787/228645045336.
• Pablo Antolín, 2009, "Ageing and the payout phase of pensions, annuities and financial markets," OECD Journal: Financial Market Trends, OECD Publishing, volume 2008, issue 2, pages 1-19, DOI: 10.1787/fmt-v2008-art14-en.
• Gerhard Fenz & Pirmin Fessler, 2008, "Wealth Effects on Consumption in Austria," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 68-84.
• Martin Schürz, 2008, "Saving in Austria – Too Little and Too Late?," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 4, pages 135-142.
• Helmut Stix, 2008, "Euroization: What Factors drive its Persistence?," Working Papers, Oesterreichische Nationalbank (Austrian Central Bank), number 140, Mar.
• Orbeta, Aniceto Jr. C. & Dingcong, Clarence G. & Kondo, Toshio & Infantado, Christine, 2008, "Impact of Microfinance on Rural Households in the Philippines," Discussion Papers, Philippine Institute for Development Studies, number DP 2008-05, DOI: https://doi.org/10.62986/dp2008.05.
• Christoph Kneiding & Alexander S. Kritikos, 2008, "Funding Self-Employment – The Role of Consumer Credit," Working Papers, Hanseatic University, Germany, Department of Economics, number 005, Mar.
• Mark L. Hoekstra & Scott Hankins & Paige Marta Skiba, 2008, "The Ticket to Easy Street? The Financial Consequences of Winning the Lottery," Working Paper, Department of Economics, University of Pittsburgh, number 344, Apr, revised Mar 2010.
• Hans-Georg Petersen & Markus Kirchner, 2008, "Education return and financing : donated affluence as consequence of tuition free study programs in Germany," Finanzwissenschaftliche Diskussionsbeiträge, Universität Potsdam, Wirtschafts- und Sozialwissenschaftliche Fakultät, number 55, Jan.
• Hans-Georg Petersen, 2008, "Mobilisierung alternativer Finanzressourcen : Erfahrungen mit der Einführung von Studiengebühren," Finanzwissenschaftliche Diskussionsbeiträge, Universität Potsdam, Wirtschafts- und Sozialwissenschaftliche Fakultät, number 58, Sep.
• Herani, Gobind M. & Wasim, Pervez & Rajar, Allah Wasayo & Shaikh, Riaz Ahmed, 2008, "The Nature of Poverty and Its Prospects: Pakistan Evidence," MPRA Paper, University Library of Munich, Germany, number 11615.
• Herani, Gobind M & Rajar, Allah Wasayo & Wasim, Mohammad Pervez & Shaikh, Riaz Ahmed, 2008, "The Nature of Poverty and Its Prospects: Pakistan Evidence," MPRA Paper, University Library of Munich, Germany, number 11654, Sep.
• Herani, Gobind M., 2008, "Methods and procedurs of agro based industry of Tharparkar and barrage area of Sindh," MPRA Paper, University Library of Munich, Germany, number 12138, Dec.
• Corduneanu, Carmen & Turcas, Daniela, 2008, "Optimizing models of a stock portfolio issued by Financial Investment Companies," MPRA Paper, University Library of Munich, Germany, number 12919, Dec.
• Akin, Guzin Gulsun & Aysan, Ahmet Faruk & Kara, Gazi Ishak & Yildiran, Levent, 2008, "Non-price competition in credit card markets through bundling and bank level benefits," MPRA Paper, University Library of Munich, Germany, number 17768, Jul.
• Akin, Guzin Gulsun & Aysan, Ahmet Faruk & Kara, Gazi Ishak & Yildiran, Levent, 2008, "The Failure of Price Competition In The Turkish Credit Card Market," MPRA Paper, University Library of Munich, Germany, number 17770.
• Gąsiorowska, Agata, 2008, "The Relationship of Income And Money Attitudes To Subjective Assessment of Financial Situation," MPRA Paper, University Library of Munich, Germany, number 18746, Sep.
• Chatterjee, Swarn & Finke, Michael & Harness, Nathaniel, 2008, "Self-esteem and Individual Wealth," MPRA Paper, University Library of Munich, Germany, number 20120, Mar, revised 16 Aug 2008.
• Honekamp, Ivonne, 2008, "Effizienz der staatlichen Riester-Förderung - Eine empirische Analyse mit dem Sozio-oekonomischen Panel (SOEP)
  [Effectiveness of the public Riester subsidies - An empirical analysis using the Socio-Economic Panel (SOEP)]," MPRA Paper, University Library of Munich, Germany, number 27020, May.
• Caratelli, Massimo, 2008, "Information needs and efficiency in banking services. A 'demand-side' approach," MPRA Paper, University Library of Munich, Germany, number 37105, Sep.
• Hopfensitz, Astrid & Wranik, Tanja, 2008, "Psychological and environmental determinants of myopic loss aversion," MPRA Paper, University Library of Munich, Germany, number 9305.
• Lupia, Arthur & Krupnikov, Yanna & Levine, Adam Seth & Grafstrom, Cassandra & MacMillan, William & McGovern, Erin, 2008, "How “Point Blindness” Dilutes the Value of Stock Market Reports," MPRA Paper, University Library of Munich, Germany, number 9612, Jul.
• Olufunke A. Alaba & Steven F. Koch, 2008, "Health Insurance or Food for the Family? An Examination into Unintended Consequences," Working Papers, University of Pretoria, Department of Economics, number 200824, Jul.
• Michel Philippin, 2008, "Réduire le « malendettement » : quelques propositions," Revue d'Économie Financière, Programme National Persée, volume 91, issue 1, pages 31-36, DOI: 10.3406/ecofi.2008.5054.
• Michel Lecomte, 2008, "La microfinance solidaire," Revue d'Économie Financière, Programme National Persée, volume 92, issue 2, pages 183-195, DOI: 10.3406/ecofi.2008.5091.
• Kartik Athreya, 2008, "A Quantitative Theory of Information and Unsecured Credit," 2008 Meeting Papers, Society for Economic Dynamics, number 68.
• Galina Andreeva & Jake Ansell & Jonathan Crook, 2008, "Credit scoring in the context of European integration: is there a future for generic models?," Journal of Financial Transformation, Capco Institute, volume 23, pages 129-134.
• steve worthington, 2008, "Financial services for the unbanked in the U.S. -Why,who and what?," Journal of Financial Transformation, Capco Institute, volume 23, pages 101-105.
• peter welch & steve worthington, 2008, "Banking at the Checkout:are retailers really a threat to banks?," Journal of Financial Transformation, Capco Institute, volume 23, pages 77-84.
• Dimitrios Christelis & Dimitris Georgarakos, 2008, "Investing at Home and Abroad: Different Costs, Different People?," CSEF Working Papers, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, number 188, Jan, revised 10 Jan 2013.
• Tullio Jappelli & Marco Pagano & Marco di Maggio, 2008, "Households’ Indebtedness and Financial Fragility," CSEF Working Papers, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, number 208, Oct, revised 09 Sep 2010.
• Mark Cullen & Liran Einav & Amy Finkelstein, , "Estimating Welfare in Insurance Markets Using Variation in Prices," Discussion Papers, Stanford Institute for Economic Policy Research, number 08-006.
• van Dalen, H.P. & Henkens, K. & Hershey, D.A., 2008, "Are Pension Savings sufficient? Perceptions and Expectations of American and Dutch Workers," Discussion Paper, Tilburg University, Center for Economic Research, number 2008-58.
• Buly A Cardak & Roger K. Wilkins, 2008, "The Determinants of Household Risky Asset Holdings: Background Risk and Other Factors," Working Papers, School of Economics, La Trobe University, number 2008.01, Feb.
• Buly A Cardak & Roger K. Wilkins, 2008, "The Determinants of Household Risky Asset Holdings: Australian Evidence on Background Risk and Other Factors#," Working Papers, School of Economics, La Trobe University, number 2008.05, Sep.
• Beck, Thorsten & Buyukkarabacak, Berrak & Rioja, Felix & Valev, Neven, 2008, "Who gets the credit ? and does it matter ? household vs. firm lending across countries," Policy Research Working Paper Series, The World Bank, number 4661, Jul.
• de Mel, Suresh & McKenzie, David & Woodruff, Christopher, 2008, "Are women more credit constrained ? experimental evidence on gender and microenterprise returns," Policy Research Working Paper Series, The World Bank, number 4746, Oct.
• James Choi & David Laibson & Brigitte Madrian, 2008, "Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds," Yale School of Management Working Papers, Yale School of Management, number amz2369, Apr, revised 05 May 2008.