IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Login to save this paper or follow this series

Acceso al financiamiento de las PYMES en Argentina: Estado de situación y propuestas de política

  • Ricardo Bebczuk

    (Centro de Estudios Distributivos, Laborales y Sociales (CEDLAS) - FCE - UNLP y Departamento de Economía - FCE - UNLP)

El presente documento analiza el grado de acceso al crédito por parte de las pequeñas y medianas empresas en Argentina. A tal efecto, el estudio revisa críticamente diversos preconceptos de amplia difusión entre los encargados de política e incluso entre especialistas en el tema. En particular, se cuestiona el real alcance de la demanda insatisfecha de crédito y el proceso de selección de deudores y la transparencia de los programas públicos. A partir de este diagnóstico, fundamentado en argumentos teóricos y en distintas fuentes de evidencia para Argentina y otros países, se brindan recomendaciones prácticas para el diseño de políticas públicas orientadas a mejorar la inserción de las pymes en el mercado crediticio.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: http://cedlas.econo.unlp.edu.ar/archivos_upload/doc_cedlas104.pdf
Download Restriction: no

Paper provided by CEDLAS, Universidad Nacional de La Plata in its series CEDLAS, Working Papers with number 0104.

as
in new window

Length: 45 pages
Date of creation: Sep 2010
Date of revision:
Handle: RePEc:dls:wpaper:0104
Contact details of provider: Postal: Calle 48 No555 - La Plata (1900)
Phone: 21- 1466
Fax: 54-21-25-9536
Web page: http://cedlas.econo.unlp.edu.ar/

More information through EDIRC

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

as in new window
  1. Manove, Michael & Padilla, A Jorge & Pagano, Marco, 2001. "Collateral versus Project Screening: A Model of Lazy Banks," RAND Journal of Economics, The RAND Corporation, vol. 32(4), pages 726-44, Winter.
  2. Ricardo Bebczuk, 2009. "SME Access to Credit in Guatemala and Nicaragua: Challenging Conventional Wisdom with New Evidence," CEDLAS, Working Papers 0080, CEDLAS, Universidad Nacional de La Plata.
  3. Sylwester Kozak & Emilia Magdalena Jurzyk & Hans Degryse & Olena Havrylchyk, 2009. "Foreign Bank Entry and Credit Allocation in Emerging Markets," IMF Working Papers 09/270, International Monetary Fund.
  4. repec:cup:cbooks:9780521793421 is not listed on IDEAS
  5. Arne Bigsten & Paul Collier & Stefan Dercon & Marcel Fafchamps & Bernard Gauthier & Jan Willem Gunning & Abena Oduro & Remco Oostendorp & Cathy Patillo & M�ns S–derbom & Francis Teal & Albert Zeufack, 2003. "Credit Constraints in Manufacturing Enterprises in Africa," Journal of African Economies, Centre for the Study of African Economies (CSAE), vol. 12(1), pages 104-125, March.
  6. Martinez Peria, Maria Soledad & Mody, Ashoka, 2004. "How Foreign Participation and Market Concentration Impact Bank Spreads: Evidence from Latin America," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 36(3), pages 511-37, June.
  7. repec:cup:cbooks:9780521797320 is not listed on IDEAS
  8. Cole, Rebel A., 2008. "Who needs credit and who gets credit? Evidence from the Surveys of Small Business Finances," MPRA Paper 24691, University Library of Munich, Germany, revised 15 Mar 2010.
  9. Ricardo N. Bebczuk, 2004. "What Determines the Access to Credit by SMEs in Argentina?," Department of Economics, Working Papers 048, Departamento de Economía, Facultad de Ciencias Económicas, Universidad Nacional de La Plata.
  10. Patrick Honohan, 2008. "Partial Credit Guarantees: Principles and Practice," The Institute for International Integration Studies Discussion Paper Series iiisdp244, IIIS.
  11. Beck, Thorsten & Klapper, Leora F. & Mendoza, Juan Carlos, 2008. "The typology of partial credit guarantee funds around the world," Policy Research Working Paper Series 4771, The World Bank.
  12. de la Torre, Augusto & Soledad Martinez Peria, Maria & Schmukler, Sergio L., 2008. "Drivers and Obstacles to Banking SMEs: The Role of Competition and the Institutional Framework," Policy Research Working Paper Series 4788, The World Bank.
  13. Clarke, George R. G. & Cull, Robert & Martinez Peria, Maria Soledad & Sanchez, Susana M., 2002. "Bank lending to small businesses in Latin America : does Bank origin matter?," Policy Research Working Paper Series 2760, The World Bank.
  14. Salvatore Zecchini & Marco Ventura, 2006. "Public Credit Guarantees and SME Finance," ISAE Working Papers 73, ISTAT - Italian National Institute of Statistics - (Rome, ITALY).
  15. Columba, Francesco & Leonardo, Gambacorta & Paolo Emilio, Mistrulli, 2008. "Firms as monitor of other firms: mutual guarantee institutions and SME finance," MPRA Paper 14032, University Library of Munich, Germany.
Full references (including those not matched with items on IDEAS)

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:dls:wpaper:0104. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Ana Pacheco)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.