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Joanna Stavins

Personal Details

First Name:Joanna
Middle Name:
Last Name:Stavins
Suffix:
RePEc Short-ID:pst787
https://www.bostonfed.org/people/bank/joanna-stavins.aspx

Affiliation

(50%) Economic Research
Federal Reserve Bank of Boston

Boston, Massachusetts (United States)
http://www.bos.frb.org/economic/
RePEc:edi:efrbous (more details at EDIRC)

(50%) Federal Reserve Bank of Boston

Boston, Massachusetts (United States)
http://www.bos.frb.org/
RePEc:edi:frbbous (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Joanna Stavins, 2021. "Payments Evolution from Paper to Electronic: Bill Payments and Purchases," Working Papers 21-5, Federal Reserve Bank of Boston.
  2. Claire Greene & Ellen A. Merry & Joanna Stavins, 2021. "Has COVID Changed Consumer Payment Behavior?," Working Papers 21-12, Federal Reserve Bank of Boston.
  3. Claire Greene & Joanna Stavins, 2020. "Consumer Payment Choice for Bill Payments," Working Papers 20-9, Federal Reserve Bank of Boston.
  4. Kevin Foster & Claire Greene & Joanna Stavins, 2020. "2018 Survey of Consumer Payment Choice," Consumer Payments Research Data Reports 2019-2, Federal Reserve Bank of Atlanta.
  5. Claire Greene & Joanna Stavins, 2020. "2018 Diary of Consumer Payment Choice," Consumer Payments Research Data Reports 2019-3, Federal Reserve Bank of Atlanta.
  6. Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2020. "Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada," Working Papers 20-13, Federal Reserve Bank of Boston.
  7. Claire Greene & Fumiko Hayashi & Joanna Stavins, 2020. "Delivering Benefits of Faster Payments to the Underserved," Consumer & Community Context 89155, Board of Governors of the Federal Reserve System (U.S.).
  8. Claire Greene & Joanna Stavins, 2020. "The 2017 Diary of Consumer Payment Choice," Consumer Payments Research Data Reports 2018-5, Federal Reserve Bank of Atlanta.
  9. Scott L. Fulford & Joanna Stavins, 2019. "Does getting a mortgage affect credit card use?," Working Papers 19-8, Federal Reserve Bank of Boston.
  10. Joanna Stavins, 2019. "How does liquidity affect consumer payment choice?," Working Papers 19-7, Federal Reserve Bank of Boston.
  11. Claire Greene & Scott Schuh & Joanna Stavins, 2018. "The 2012 diary of consumer payment choice," Research Data Report 18-1, Federal Reserve Bank of Boston.
  12. Joanna Stavins, 2018. "Credit card debt and consumer payment choice: what can we learn from credit bureau data?," Working Papers 18-7, Federal Reserve Bank of Boston.
  13. Claire Greene & Joanna Stavins, 2018. "The 2016 and 2017 surveys of consumer payment choice: summary results," Research Data Report 18-3, Federal Reserve Bank of Boston.
  14. Claire Greene & Scott Schuh & Joanna Stavins, 2017. "The 2015 Survey of Consumer Payment Choice: summary results," Research Data Report 17-3, Federal Reserve Bank of Boston.
  15. Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart, 2017. "Faster Payments : Market Structure and Policy Considerations," Finance and Economics Discussion Series 2017-100, Board of Governors of the Federal Reserve System (U.S.).
  16. Joanna Stavins & Huijia Wu, 2017. "Payment discounts and surcharges: the role of consumer preferences," Working Papers 17-4, Federal Reserve Bank of Boston.
  17. Joanna Stavins, 2017. "How do consumers make their payment choices?," Research Data Report 17-1, Federal Reserve Bank of Boston.
  18. Claire Greene & Joanna Stavins, 2016. "Did the Target data breach change consumer assessments of payment card security?," Research Data Report 16-1, Federal Reserve Bank of Boston.
  19. Claire Greene & Scott Schuh & Joanna Stavins, 2016. "The 2014 survey of consumer payment choice: summary results," Research Data Report 16-3, Federal Reserve Bank of Boston.
  20. Charles M. Kahn & José Manuel Liñares-Zegarra & Joanna Stavins, 2016. "Are there social spillovers in consumers’ security assessments of payment instruments?," Working Papers 16-19, Federal Reserve Bank of Boston.
  21. Joanna Stavins, 2016. "The effect of demographics on payment behavior: panel data with sample selection," Working Papers 16-5, Federal Reserve Bank of Boston.
  22. Sean Connolly & Joanna Stavins, 2015. "Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics," Research Data Report 15-6, Federal Reserve Bank of Boston.
  23. Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins, 2015. "Explaining adoption and use of payment instruments by U.S. consumers," Boston University - Department of Economics - Working Papers Series wp2015-004, Boston University - Department of Economics.
  24. Scott Schuh & Joanna Stavins, 2015. "The 2013 Survey of Consumer Payment Choice: summary results," Research Data Report 15-4, Federal Reserve Bank of Boston.
  25. Scott Schuh & Joanna Stavins, 2015. "How do speed and security influence consumers' payment behavior?," Current Policy Perspectives 15-1, Federal Reserve Bank of Boston.
  26. Scott Schuh & Joanna Stavins, 2014. "The 2011 and 2012 Surveys of Consumer Payment Choice," Research Data Report 14-1, Federal Reserve Bank of Boston.
  27. Oz Shy & Joanna Stavins, 2014. "Merchant steering of consumer payment choice: evidence from a 2012 Diary survey," Working Papers 14-1, Federal Reserve Bank of Boston.
  28. Oz Shy & Joanna Stavins, 2013. "Merchant steering of consumer payment choice: lessons learned from consumer surveys," Research Data Report 13-1, Federal Reserve Bank of Boston.
  29. Vikram Jambulapati & Joanna Stavins, 2013. "The Credit CARD Act of 2009: what did banks do?," Public Policy Discussion Paper 13-7, Federal Reserve Bank of Boston.
  30. Joanna Stavins, 2013. "Security of retail payments: the new strategic objective," Public Policy Discussion Paper 13-9, Federal Reserve Bank of Boston.
  31. Charles Sprenger & Joanna Stavins, 2012. "Credit Card Debt and Payment Use," NFI Working Papers 2012-WP-06, Indiana State University, Scott College of Business, Networks Financial Institute.
  32. Scott Schuh & Joanna Stavins, 2012. "How consumers pay: adoption and use of payments," Working Papers 12-2, Federal Reserve Bank of Boston.
  33. Fumiko Hayashi & Joanna Stavins, 2012. "Effects of credit scores on consumer payment choice," Public Policy Discussion Paper 12-1, Federal Reserve Bank of Boston.
  34. Scott Schuh & Oz Shy & Joanna Stavins & Robert K. Triest, 2011. "An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks," Public Policy Discussion Paper 11-4, Federal Reserve Bank of Boston.
  35. Scott Schuh & Oz Shy & Joanna Stavins, 2010. "Who gains and who loses from credit card payments?: theory and calibrations," Public Policy Discussion Paper 10-3, Federal Reserve Bank of Boston.
  36. Marc Rysman & Marianne Crowe & Joanna Stavins, 2010. "Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects," Boston University - Department of Economics - Working Papers Series WP2010-055, Boston University - Department of Economics.
  37. Scott Schuh & Joanna Stavins, 2009. "Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics," Working Papers 09-1, Federal Reserve Bank of Boston.
  38. Scott Schuh & Joanna Stavins, 2008. "Summary of the workshop on Consumer Behavior and Payment Choice," Public Policy Discussion Paper 08-5, Federal Reserve Bank of Boston.
  39. Margaret Carten & Daniel A. Littman & Scott Schuh & Joanna Stavins, 2007. "Consumer behavior and payment choice : 2006 conference summary," Public Policy Discussion Paper 07-4, Federal Reserve Bank of Boston.
  40. Marianne Crowe & Scott Schuh & Joanna Stavins, 2006. "Consumer behavior and payment choice: a conference summary," Public Policy Discussion Paper 06-1, Federal Reserve Bank of Boston.
  41. Joanna Stavins, 2004. "Do bank mergers affect Federal Reserve check volume?," Public Policy Discussion Paper 04-7, Federal Reserve Bank of Boston.
  42. Gautam Gowrisankaran & Joanna Stavins, 2002. "Network externalities and technology adoption: lessons from electronic payments," Working Paper Series 2002-16, Federal Reserve Bank of San Francisco.
  43. Gautam Gowrisankaran & Joanna Stavins, 1999. "Are there network externalities in electronic payments?," Proceedings 652, Federal Reserve Bank of Chicago.
  44. Paul W. Bauer & Joanna Stavins, 1997. "The effect of pricing on demand and revenue in Federal Reserve ACH payment processing," Financial Services working paper 97-01, Federal Reserve Bank of Cleveland.
  45. Joanna Stavins, 1996. "Price discrimination in the airline market: the effect of market concentration," Working Papers 96-7, Federal Reserve Bank of Boston.
  46. Joanna Stavins, 1995. "Estimating demand elasticities in a differentiated product industry: the personal computer market," Working Papers 95-9, Federal Reserve Bank of Boston.

Articles

  1. Joanna Stavins, 2021. "Unprepared For Financial Shocks: Emergency Savings And Credit Card Debt," Contemporary Economic Policy, Western Economic Association International, vol. 39(1), pages 59-82, January.
  2. Joanna Stavins, 2020. "Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 58(1), pages 59-90, August.
  3. Stavins, Joanna, 2018. "Consumer preferences for payment methods: Role of discounts and surcharges," Journal of Banking & Finance, Elsevier, vol. 94(C), pages 35-53.
  4. Charles M. Kahn & José M. Liñares-Zegarra & Joanna Stavins, 2017. "Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 5-34, October.
  5. Sergei Koulayev & Marc Rysman & Scott Schuh & Joanna Stavins, 2016. "Explaining adoption and use of payment instruments by US consumers," RAND Journal of Economics, RAND Corporation, vol. 47(2), pages 293-325, May.
  6. Scott Schuh & Joanna Stavins, 2016. "How Do Speed And Security Influence Consumers' Payment Behavior?," Contemporary Economic Policy, Western Economic Association International, vol. 34(4), pages 595-613, October.
  7. Stavins, Joanna & Shy, Oz, 2015. "Merchant steering of consumer payment choice: Evidence from a 2012 diary survey," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 55(C), pages 1-9.
  8. Jambulapati, Vikram & Stavins, Joanna, 2014. "Credit CARD Act of 2009: What did banks do?," Journal of Banking & Finance, Elsevier, vol. 46(C), pages 21-30.
  9. Scott Schuh & Oz Shy & Joanna Stavins & Robert Triest, 2012. "An Economic Analysis Of The 2011 Settlement Between The Department Of Justice And Credit Card Networks," Journal of Competition Law and Economics, Oxford University Press, vol. 8(1), pages 107-144.
  10. Joanna Stavins, 2011. "Potential effects of an increase in debit card fees," Public Policy Brief, Federal Reserve Bank of Boston.
  11. Schuh, Scott & Stavins, Joanna, 2010. "Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics," Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1745-1758, August.
  12. Crowe Marianne & Rysman Marc & Stavins Joanna, 2010. "Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption," Review of Network Economics, De Gruyter, vol. 9(4), pages 1-31, December.
  13. Gautam Gowrisankaran & Joanna Stavins, 2004. "Network Externalities and Technology Adoption: Lessons from Electronic Payments," RAND Journal of Economics, The RAND Corporation, vol. 35(2), pages 260-276, Summer.
  14. Joanna Stavins, 2003. "Network externalities in the market for electronic check payments," New England Economic Review, Federal Reserve Bank of Boston, pages 19-30.
  15. Joanna Stavins, 2003. "Perspective on payments," Regional Review, Federal Reserve Bank of Boston, issue Q 1, pages 6-9.
  16. Joanna Stavins, 2002. "Effect of consumer characteristics on the use of payment instruments," New England Economic Review, Federal Reserve Bank of Boston, issue Q 3, pages 19-31.
  17. Joanna Stavins, 2002. "Who uses electronic check products: a look at depository institutions," New England Economic Review, Federal Reserve Bank of Boston, issue Q 3, pages 3-16.
  18. Joanna Stavins, 2001. "Price Discrimination in the Airline Market: The Effect of Market Concentration," The Review of Economics and Statistics, MIT Press, vol. 83(1), pages 200-202, February.
  19. Joanna Stavins, 2001. "Has widespread use of credit cards contributed to the increase in personal bankruptcy?," Regional Review, Federal Reserve Bank of Boston, issue Q4 2000 /, pages 4-7.
  20. Joanna Stavins, 2001. "Perspective: While more people are paying electronically, many of us still cling to checks," Regional Review, Federal Reserve Bank of Boston, vol. 11(Q 4), pages 2-4.
  21. Joanna Stavins, 2000. "ATM fees: does bank size matter?," New England Economic Review, Federal Reserve Bank of Boston, issue Jan, pages 13-24.
  22. Joanna Stavins, 2000. "Credit card borrowing, delinquency, and personal bankruptcy," New England Economic Review, Federal Reserve Bank of Boston, issue Jul, pages 15-30.
  23. Joanna Stavins, 1999. "Checking accounts: what do banks offer and what do consumers value?," New England Economic Review, Federal Reserve Bank of Boston, issue Mar, pages 3-14.
  24. Joanna Stavins, 1999. "Checking accounts: ; fees and features, consumer preferences, impact on bank revenues," New England Banking Trends, Federal Reserve Bank of Boston, issue Fall, pages 1-8.
  25. Joanna Stavins & Paul Bauer, 1999. "The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing," Journal of Financial Services Research, Springer;Western Finance Association, vol. 16(1), pages 27-45, September.
  26. Katerina Simons & Joanna Stavins, 1998. "Has antitrust policy in banking become obsolete?," New England Economic Review, Federal Reserve Bank of Boston, issue Mar, pages 13-26.
  27. Joanna Stavins, 1997. "A comparison of social costs and benefits of paper check presentment and ECP with truncation," New England Economic Review, Federal Reserve Bank of Boston, issue Jul, pages 27-44.
  28. Stavins, Joanna, 1997. "Estimating demand elasticities in a differentiated product industry: The personal computer market," Journal of Economics and Business, Elsevier, vol. 49(4), pages 347-367.
  29. Joanna Stavins, 1996. "Can demand elasticities explain sticky credit card rates?," New England Economic Review, Federal Reserve Bank of Boston, issue Jul, pages 43-54.
  30. Joanna Stavins, 1995. "Firm strategies in the personal computer market: are established brands better off?," New England Economic Review, Federal Reserve Bank of Boston, issue Nov, pages 13-24.
  31. Stavins, Joanna, 1995. "Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market," The Review of Economics and Statistics, MIT Press, vol. 77(4), pages 571-584, November.

More information

Research fields, statistics, top rankings, if available.

Statistics

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Rankings

This author is among the top 5% authors according to these criteria:
  1. Number of Distinct Works, Weighted by Recursive Impact Factor
  2. Number of Distinct Works, Weighted by Number of Authors
  3. Number of Distinct Works, Weighted by Number of Authors and Simple Impact Factors
  4. Number of Distinct Works, Weighted by Number of Authors and Recursive Impact Factors
  5. Number of Abstract Views in RePEc Services over the past 12 months, Weighted by Number of Authors
  6. Number of Downloads through RePEc Services over the past 12 months, Weighted by Number of Authors
  7. Breadth of citations across fields

Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 40 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-PAY: Payment Systems & Financial Technology (23) 2016-01-18 2016-07-16 2016-08-14 2016-10-16 2017-07-09 2017-07-09 2017-10-15 2017-10-15 2017-11-12 2018-01-22 2018-04-09 2018-07-23 2018-11-19 2019-11-11 2019-11-11 2020-06-22 2020-06-22 2020-06-22 2020-10-26 2021-01-04 2021-01-18 2021-02-01 2021-05-31. Author is listed
  2. NEP-MAC: Macroeconomics (21) 2005-05-23 2015-05-22 2015-05-22 2015-10-25 2015-11-15 2016-10-16 2017-07-09 2017-10-15 2017-10-15 2017-11-12 2018-04-09 2018-07-23 2018-11-19 2019-11-11 2019-11-11 2020-06-22 2020-06-22 2020-06-22 2020-10-26 2021-01-04 2021-02-01. Author is listed
  3. NEP-BAN: Banking (14) 2010-06-04 2010-08-14 2011-08-02 2012-05-02 2012-05-02 2013-01-07 2014-07-21 2015-05-22 2016-07-16 2018-11-19 2019-11-11 2020-06-22 2021-01-04 2021-02-01. Author is listed
  4. NEP-MKT: Marketing (11) 2008-06-07 2010-06-04 2012-05-02 2013-08-05 2016-01-18 2016-07-16 2016-10-16 2017-07-09 2017-10-15 2017-10-15 2017-11-12. Author is listed
  5. NEP-COM: Industrial Competition (6) 2010-08-14 2011-08-02 2017-10-15 2017-11-12 2021-01-04 2021-02-01. Author is listed
  6. NEP-MON: Monetary Economics (5) 2005-05-23 2015-05-22 2017-10-15 2018-01-22 2021-05-31. Author is listed
  7. NEP-DCM: Discrete Choice Models (2) 2015-05-22 2020-10-26
  8. NEP-IND: Industrial Organization (2) 1999-11-28 2005-05-23
  9. NEP-NET: Network Economics (2) 1999-11-28 2011-08-02
  10. NEP-ORE: Operations Research (2) 2015-11-15 2021-01-04
  11. NEP-URE: Urban & Real Estate Economics (2) 2017-01-01 2019-11-11
  12. NEP-AGE: Economics of Ageing (1) 2016-07-16
  13. NEP-AGR: Agricultural Economics (1) 2010-06-04
  14. NEP-CBA: Central Banking (1) 2005-05-23
  15. NEP-CBE: Cognitive & Behavioural Economics (1) 2006-04-01
  16. NEP-CWA: Central & Western Asia (1) 2021-05-31
  17. NEP-ECM: Econometrics (1) 2015-11-15
  18. NEP-EDU: Education (1) 2012-05-02
  19. NEP-ETS: Econometric Time Series (1) 2015-11-15
  20. NEP-FMK: Financial Markets (1) 2006-04-01
  21. NEP-GER: German Papers (1) 2016-07-16
  22. NEP-INO: Innovation (1) 1999-11-28
  23. NEP-REG: Regulation (1) 2016-01-18

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