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Citations for "Mortgage Lending in Boston: Interpreting HMDA Data"

by Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney

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  1. Clifford Winston, 2008. "The Efficacy of Information Policy: A Review of Archon Fung, Mary Graham, and David Weil's Full Disclosure: The Perils and Promise of Transparency," Journal of Economic Literature, American Economic Association, vol. 46(3), pages 704-17, September.
  2. Souphala Chomsisengphet & Ronel Elul, 2005. "Bankruptcy exemptions, credit history, and the mortgage market," Working Papers 04-14, Federal Reserve Bank of Philadelphia.
  3. Kristopher Gerardi & Harvey S. Rosen & Paul Willen, 2007. "Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market," NBER Working Papers 12967, National Bureau of Economic Research, Inc.
  4. Patrick Bajari & Matthew E. Kahn, 2003. "Estimating Housing Demand with an Application to Explaining Racial Segregation in Cities," NBER Working Papers 9891, National Bureau of Economic Research, Inc.
  5. Dawkins, Casey J., 2005. "Racial gaps in the transition to first-time homeownership: The role of residential location," Journal of Urban Economics, Elsevier, vol. 58(3), pages 537-554, November.
  6. Harrison, David M., 2001. "The Importance of Lender Heterogeneity in Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 49(2), pages 285-309, March.
  7. William J.Collins & Robert A. Margo, 2000. "Race and Home Ownership: A Century-Long View," Vanderbilt University Department of Economics Working Papers 0012, Vanderbilt University Department of Economics.
  8. Nothaft, Frank E. & Perry, Vanessa G., 2002. "Do mortgage rates vary by neighborhood? Implications for loan pricing and redlining," Journal of Housing Economics, Elsevier, Elsevier, vol. 11(3), pages 244-265, September.
  9. David G. Blanchflower & Phillip B. Levine & David J. Zimmerman, 2003. "Discrimination in the Small-Business Credit Market," The Review of Economics and Statistics, MIT Press, vol. 85(4), pages 930-943, November.
  10. Raphael Bostic, 2003. "A Test of Cultural Affinity in Home Mortgage Lending," Journal of Financial Services Research, Springer, Springer, vol. 23(2), pages 89-112, April.
  11. Sedo, Stanley A. & Kossoudji, Sherrie, 2004. "Rooms of One’s Own: Gender, Race and Home Ownership as Wealth Accumulation in the United States," IZA Discussion Papers 1397, Institute for the Study of Labor (IZA).
  12. Fred J. Phillips-Patrick & Clifford V. Rossi, 1996. "Statistical Evidence of Mortgage Redlining? A Cautionary Tale," Journal of Real Estate Research, American Real Estate Society, American Real Estate Society, vol. 11(1), pages 13-24.
  13. Ross, Stephen L. & Tootell, Geoffrey M. B., 2004. "Redlining, the Community Reinvestment Act, and private mortgage insurance," Journal of Urban Economics, Elsevier, vol. 55(2), pages 278-297, March.
  14. Stephen L. Ross & Margery Austin Turner & Erin Godfrey & Robin R. Smith, 2005. "Mortgage Lending in Chicago and Los Angeles: A Paired Testing Study of the Pre-Application Process," Working papers, University of Connecticut, Department of Economics 2005-03, University of Connecticut, Department of Economics.
  15. Duca John V. & Rosenthal Stuart S., 1993. "Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets," Journal of Financial Intermediation, Elsevier, Elsevier, vol. 3(1), pages 77-103, October.
  16. John Yinger, 1995. "Opening Doors: How to Cut Discrimination by Supporting Neighborhood Integration," Center for Policy Research Policy Briefs, Center for Policy Research, Maxwell School, Syracuse University 3, Center for Policy Research, Maxwell School, Syracuse University.
  17. Gary-Bobo, Robert J. & Larribeau, Sophie, 2002. "A Structural Econometric Model of Price Discrimination in the Mortgage Lending Industry," CEPR Discussion Papers, C.E.P.R. Discussion Papers 3302, C.E.P.R. Discussion Papers.
  18. Quigley, John M., 2006. "Federal Credit and Insurance Programs: Housing," Berkeley Program on Housing and Urban Policy, Working Paper Series, Berkeley Program on Housing and Urban Policy qt41d5k3bd, Berkeley Program on Housing and Urban Policy.
  19. Hilber, Christian A. L. & Liu, Yingchun, 2007. "Explaining the Black-White Homeownership Gap: The Role of Own Wealth, Parental Externalities and Locational Preferences," MPRA Paper 5136, University Library of Munich, Germany.
  20. Christopher J. Mayer & Gary V. Engelhardt, 1994. "Gifts, down payments, and housing affordability," Working Papers, Federal Reserve Bank of Boston 94-5, Federal Reserve Bank of Boston.
  21. Leah Platt Boustan & Allison Shertzer, 2010. "Demography and Population Loss from Central Cities, 1950-2000," NBER Working Papers 16435, National Bureau of Economic Research, Inc.
  22. Lin, Emily Y. & White, Michelle J., 2001. "Bankruptcy and the Market for Mortgage and Home Improvement Loans," Journal of Urban Economics, Elsevier, vol. 50(1), pages 138-162, July.
  23. Andrew Holmes & Paul Horvitz & Joe James, 1997. "Mortgage Loans to Nonoccupants as an Indicator of Racial Redlining," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 95-108, February.
  24. Neil Bhutta, 2012. "GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods: The Effect of the Affordable Housing Goals," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 45(1), pages 238-261, June.
  25. Black, Harold A. & Robinson, Breck L. & Schweitzer, Robert L., 2001. "Comparing lending decisions of minority-owned and White-owned banks: Is there discrimination in mortgage lending?," Review of Financial Economics, Elsevier, Elsevier, vol. 10(1), pages 23-39.
  26. Alicia H. Munnell & Mauricio Soto, 2008. "The Housing Bubble and Retirement Security," Working Papers, Center for Retirement Research at Boston College wp2008-13, Center for Retirement Research, revised Aug 2008.
  27. Jed L. DeVaro & Jeffrey M. Lacker, 1995. "Errors in variables and lending discrimination," Economic Quarterly, Federal Reserve Bank of Richmond, Federal Reserve Bank of Richmond, issue Sum, pages 19-32.
  28. Cathy Cloud & George Galster, 1993. "What do we know about racial discrimination in mortgage markets?," The Review of Black Political Economy, Springer, Springer, vol. 22(1), pages 101-120, September.
  29. Gregory Squires & Sally O’Connor, 1993. "Do lenders who redline make more money than lenders who don’t?," The Review of Black Political Economy, Springer, Springer, vol. 21(4), pages 83-107, March.
  30. Philip Bond & Robert Townsend, 1996. "Formal and informal financing in a Chicago neighborhood," Economic Perspectives, Federal Reserve Bank of Chicago, issue Jul, pages 3-27.
  31. HAROLD Black & M. Collins & Ken Cyree, 1997. "Do Black-Owned Banks Discriminate against Black Borrowers?," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 189-204, February.
  32. Douglas D. Evanoff & Lewis M. Segal, 1996. "Strategic responses to bank regulation: evidence from HMDA data," Working Paper Series, Issues in Financial Regulation WP-96-7, Federal Reserve Bank of Chicago.
  33. Yongheng Deng & Stuart Gabriel, 2005. "Are Underserved Borrowers Lower Risk? New Evidence on the Performance and Pricing of FHA-Insured Mortgages* (Revised)," Working Paper 8579, USC Lusk Center for Real Estate.
  34. Beck, T.H.L. & Behr, P. & Madestam, A., 2011. "Sex and Credit: Is There a Gender Bias in Microfinance?," Discussion Paper, Tilburg University, Center for Economic Research 2011-101, Tilburg University, Center for Economic Research.
  35. Paul S. Willen & Adam Hale Shapiro & Kristopher Gerardi, 2008. "Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures," 2008 Meeting Papers 345, Society for Economic Dynamics.
  36. Yinger, John, 1997. "Cash in Your Face: The Cost of Racial and Ethnic Discrimination in Housing," Journal of Urban Economics, Elsevier, vol. 42(3), pages 339-365, November.
  37. Jeremy M. Burke & Curtis R. Taylor & Liad Wagman, 2012. "Information Acquisition in Competitive Markets: An Application to the US Mortgage Market," American Economic Journal: Microeconomics, American Economic Association, American Economic Association, vol. 4(4), pages 65-106, November.
  38. Lin, Emily Y., 2001. "Information, Neighborhood Characteristics, and Home Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 49(2), pages 337-355, March.
  39. Huang, Haifang & Humphreys, Brad, 2012. "Do New Sports Facilities Revitalize Urban Neighborhoods? Evidence from Residential Mortgage Applications," Working Papers 2012-5, University of Alberta, Department of Economics.
  40. George Benston, 1997. "Discrimination in Financial Services: What Do We Not Know?," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 209-213, February.
  41. Harold A. Black & Thomas P. Boehm & Ramon P. DeGennaro, 2001. "Is there discrimination in mortgage pricing? the case of overages," Working Paper, Federal Reserve Bank of Atlanta 2001-4, Federal Reserve Bank of Atlanta.
  42. Ling, David C. & Wachter, Susan M., 1998. "Information Externalities and Home Mortgage Underwriting," Journal of Urban Economics, Elsevier, vol. 44(3), pages 317-332, November.
  43. Rapaport, Carol, 1997. "Housing Demand and Community Choice: An Empirical Analysis," Journal of Urban Economics, Elsevier, vol. 42(2), pages 243-260, September.
  44. Brown, Christopher L. & Simpson, W. Gary, 2003. "The cost of racially equal approval rates in mortgage lending," International Review of Economics & Finance, Elsevier, Elsevier, vol. 12(4), pages 467-480.
  45. Gary-Bobo, Robert J. & Larribeau, Sophie, 2003. "The Bank's Market Power and the Interest Rate Elasticity of Demand for Housing: An Econometric Study of Discrimination on French Mortgage Data," CEPR Discussion Papers, C.E.P.R. Discussion Papers 3745, C.E.P.R. Discussion Papers.
  46. Song Han, 2002. "On the economics of discrimination in credit markets," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) 2002-2, Board of Governors of the Federal Reserve System (U.S.).
  47. Cole, Rebel, 1999. "Availability of credit to small and minority-owned businesses: Evidence from the 1993 National Survey of Small Business Finances," MPRA Paper 4715, University Library of Munich, Germany.
  48. Evgeniy M. Ozhegov, 2014. "The Underwriting, Choice And Performance Of Government-Insured Mortgages In Russia," HSE Working papers, National Research University Higher School of Economics WP BRP 31/FE/2014, National Research University Higher School of Economics.
  49. Helen F. Ladd, 1998. "Evidence on Discrimination in Mortgage Lending," Journal of Economic Perspectives, American Economic Association, vol. 12(2), pages 41-62, Spring.
  50. Gary A. Dymski & Jesus Hernandez & Lisa Mohanty, 2011. "Race, Power, and the Subprime/Foreclosure Crisis: A Mesoanalysis," Economics Working Paper Archive wp_669, Levy Economics Institute.
  51. Christian A. L. Hilber, . "Neighborhood Externality Risk and The Home Ownership Status of Properties," Zell/Lurie Center Working Papers 387, Wharton School Samuel Zell and Robert Lurie Real Estate Center, University of Pennsylvania.
  52. Stephen L. Ross & John Yinger, 2002. "Looking the Other Way: A Critique of the Fair-Lending Enforcement System and a Plan to Fix It," Center for Policy Research Policy Briefs, Center for Policy Research, Maxwell School, Syracuse University 24, Center for Policy Research, Maxwell School, Syracuse University.
  53. Leah Platt Boustan, 2013. "Racial Residential Segregation in American Cities," NBER Working Papers 19045, National Bureau of Economic Research, Inc.
  54. Paul W. Bauer & Brian A. Cromwell, 1994. "A Monte Carlo examination of bias tests in mortgage lending," Economic Review, Federal Reserve Bank of Cleveland, issue Q III, pages 27-40.
  55. Boris F. Blumberg & Wilko A. Letterie, 2008. "Business Starters and Credit Rationing," Small Business Economics, Springer, Springer, vol. 30(2), pages 187-200, February.
  56. McKinley Blackburn & Todd Vermilyea, 2006. "A Comparison of Unexplained Racial Disparities in Bank-Level and Market-Level Models of Mortgage Lending," Journal of Financial Services Research, Springer, Springer, vol. 29(2), pages 125-147, April.
  57. Demyanyk, Yuliya, 2008. "U.S. banking deregulation and self-employment: A differential impact on those in need," Journal of Economics and Business, Elsevier, Elsevier, vol. 60(1-2), pages 165-178.
  58. Douglas D. Evanoff & Lewis M. Segal, 1996. "CRA and fair lending regulations: resulting trends in mortgage lending," Economic Perspectives, Federal Reserve Bank of Chicago, issue Nov, pages 19-46.
  59. Coibion, Olivier & Gorodnichenko, Yuriy & Kudlyak, Marianna & Mondragon, John, 2014. "Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data," IZA Discussion Papers 7910, Institute for the Study of Labor (IZA).
  60. Gary Painter & Christian L. Redfearn, 2001. "The Role of Interest Rates in Influencing Long-Run Homeownership Rates," Working Paper 8629, USC Lusk Center for Real Estate.
  61. Carol Rapaport, 1996. "Housing demand and community choice: an empirical analysis," Staff Reports 16, Federal Reserve Bank of New York.
  62. Ashlyn Aiko Nelson, 2010. "Credit scores, race, and residential sorting," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 29(1), pages 39-68.
  63. Jeffrey M. Lacker, 1995. "Neighborhoods and banking," Economic Quarterly, Federal Reserve Bank of Richmond, Federal Reserve Bank of Richmond, issue Spr, pages 13-38.
  64. Gabriel, Stuart A. & Rosenthal, Stuart S., 2013. "Urbanization, agglomeration economies, and access to mortgage credit," Regional Science and Urban Economics, Elsevier, vol. 43(1), pages 42-50.
  65. Stephen L. Ross, 2003. "What Is Known about Testing for Discrimination: Lessons Learned by Comparing across Different Markets," Working papers, University of Connecticut, Department of Economics 2003-21, University of Connecticut, Department of Economics, revised Nov 2003.
  66. Christian E. Weller & Amy Helburn, 2009. "Public Policy Options to Build Wealth for America’s Middle Class," Working Papers, Political Economy Research Institute, University of Massachusetts at Amherst wp210, Political Economy Research Institute, University of Massachusetts at Amherst.
  67. Muravyev, Alexander & Talavera, Oleksandr & Schäfer, Dorothea, 2009. "Entrepreneurs' gender and financial constraints: Evidence from international data," Journal of Comparative Economics, Elsevier, vol. 37(2), pages 270-286, June.
  68. Andrew Haughwout & Christopher Mayer & Joseph Tracy, 2009. "Subprime mortgage pricing: the impact of race, ethnicity, and gender on the cost of borrowing," Staff Reports 368, Federal Reserve Bank of New York.
  69. Maude Toussaint-Comeau & Sherrie L.W. Rhine, 2000. "Ethnic immigrants enclaves and homeownership: a case study of an urban Hispanic community," Consumer and Community Affairs Policy Studies 2000-6, Federal Reserve Bank of Chicago.
  70. Fred Phillips-Patrick & David Malmquist & Clifford Rossi, 1997. "The Economics of Low-Income Mortgage Lending," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 169-188, February.
  71. Yan Zhang, 2013. "Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 46(1), pages 131-151, January.
  72. Eric Rosenblatt, 1997. "A Reconsideration Of Discrimination In Mortgage Underwriting With Data From A National Mortgage Bank," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 109-131, February.
  73. Wei He & H. Kent Baker, 2007. "Small Business Financing: Survey Evidence in West Texas," Journal of Entrepreneurial Finance, Pepperdine University, Graziadio School of Business and Management, vol. 12(1), pages 27-54, Spring.
  74. Margery Austin Turner & Erin Godfrey & Stephen L. Ross & Robin R. Smith, 2003. "Other Things Being Equal: A Paired Testing Study of Discrimination in Mortgage Lending," Working papers, University of Connecticut, Department of Economics 2003-09, University of Connecticut, Department of Economics, revised May 2004.
  75. Joan Hoffman, 2000. "The Roots Index: Exploring Indices as Measures of Local Sustainable Development, New York City: 1990–95," Social Indicators Research, Springer, Springer, vol. 52(2), pages 95-134, November.
  76. Robert Avery & Patricia Beeson & Paul Calem, 1997. "Using HMDA Data as a Regulatory Screen for Fair Lending Compliance," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 9-42, February.
  77. James Kau & Donald Keenan & Henry Munneke, 2012. "Racial Discrimination and Mortgage Lending," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 45(2), pages 289-304, August.
  78. Marc Labie & Pierre-Guillaume Méon & Roy Mersland & Ariane Szafarz, 2010. "Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda," Working Papers CEB, ULB -- Universite Libre de Bruxelles 10-007.RS, ULB -- Universite Libre de Bruxelles.
  79. Engelhardt, Gary V. & Mayer, Christopher J., 1998. "Intergenerational Transfers, Borrowing Constraints, and Saving Behavior: Evidence from the Housing Market," Journal of Urban Economics, Elsevier, vol. 44(1), pages 135-157, July.
  80. Blackburn, McKinley & Vermilyea, Todd, 2007. "The role of information externalities and scale economies in home mortgage lending decisions," Journal of Urban Economics, Elsevier, vol. 61(1), pages 71-85, January.
  81. Jonathan Spader, 2010. "Beyond Disparate Impact: Risk-based Pricing and Disparity in Consumer Credit History Scores," The Review of Black Political Economy, Springer, Springer, vol. 37(2), pages 61-78, June.
  82. Diaz-Serrano, Luis & Raya, Josep M., 2011. "Is there Discriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?," IZA Discussion Papers 5578, Institute for the Study of Labor (IZA).
  83. David Horne, 1997. "Mortgage Lending, Race, and Model Specification," Journal of Financial Services Research, Springer, Springer, vol. 11(1), pages 43-68, February.
  84. Lance Freeman & Darrick Hamilton, 2002. "A Dream Deferred or Realized: The Impact of Public Policy on Fostering Black Homeownership in New York City Throughout the 1990's," American Economic Review, American Economic Association, American Economic Association, vol. 92(2), pages 320-324, May.
  85. Sunwoong Kim, 2000. "Race and home price appreciation in urban neighborhoods: Evidence from Milwaukee, Wisconsin," The Review of Black Political Economy, Springer, Springer, vol. 28(2), pages 9-28, December.
  86. Marschoun, Michael, 2000. "Availability of Mortgage Loans in Volatile Real Estate Markets," Journal of Urban Economics, Elsevier, vol. 47(3), pages 443-469, May.
  87. Schreiner, Mark & Graham, Douglas H. & Cortes-Fontcuberta, Manuel & Coetzee, Gerhard K. & Vink, Nick, 1997. "Racial Discrimination In Hire/Purchase Lending In Apartheid South Africa," 1997 Annual meeting, July 27-30, Toronto, Canada, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association) 21026, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
  88. Block, Walter & Snow, Nicholas & Stringham, Edward, 2008. "Banks, insurance companies, and discrimination," MPRA Paper 26035, University Library of Munich, Germany.
  89. Judith A. Clarke & Marsha J. Courchane & Nilanjana Roy, 2005. "On the Robustness of Racial Discrimination Findings in Mortgage Lending Studies," Econometrics Working Papers 0516, Department of Economics, University of Victoria.
  90. Brandt, Loren & Li, Hongbin, 2003. "Bank discrimination in transition economies: ideology, information, or incentives?," Journal of Comparative Economics, Elsevier, vol. 31(3), pages 387-413, September.
  91. Kerwin Kofi Charles & Erik Hurst & Nikolai Roussanov, 2009. "Conspicuous Consumption and Race," The Quarterly Journal of Economics, MIT Press, MIT Press, vol. 124(2), pages 425-467, May.
  92. Robert B. Avery & Kenneth P. Brevoort & Glenn B. Canner, 2010. "Does credit scoring produce a disparate impact?," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) 2010-58, Board of Governors of the Federal Reserve System (U.S.).
  93. Paul S. Calem & Stanley D. Longhofer, 2000. "Anatomy of a fair-lending exam: the uses and limitations of statistics," Working Paper 0003R, Federal Reserve Bank of Cleveland.
  94. John Gathergood, . "Racial Disparities in Credit Constraints in the Great Recession: Evidence from the UK," Discussion Papers 11/09, University of Nottingham, Centre for Finance, Credit and Macroeconomics (CFCM).
  95. Cole, Rebel & Walraven, Nick, 1998. "Banking consolidation and the availability of credit to small businesses," MPRA Paper 4716, University Library of Munich, Germany.
  96. Richard Anderson & James VanderHoff, 1999. "Mortgage Default Rates and Borrower Race," Journal of Real Estate Research, American Real Estate Society, American Real Estate Society, vol. 18(2), pages 279-290.
  97. repec:fth:prinin:423 is not listed on IDEAS
  98. Judith Clarke & Marsha Courchane, 2004. "Implications of Stratified Sampling for Fair Lending Binary Logit Models," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 30(1), pages 5-31, October.
  99. repec:diw:diwfin:diwfin06030 is not listed on IDEAS
  100. John J. Donohue III, 2005. "The Law and Economics of Antidiscrimination Law," NBER Working Papers 11631, National Bureau of Economic Research, Inc.
  101. Shanti Chakravarty, 2009. "Efficient Legal Procedure And Statistical Discrimination," Working Papers 09002, Bangor Business School, Prifysgol Bangor University (Cymru / Wales).
  102. George H. Lentz & Ko Wang, 1998. "Residential Appraisal and the Lending Process: A Survey of Issues," Journal of Real Estate Research, American Real Estate Society, American Real Estate Society, vol. 15(1), pages 11-40.
  103. Michael LaCour-Little, 1996. "Application of Reverse Regression to Boston Federal Reserve Data Refutes Claims of Discrimination," Journal of Real Estate Research, American Real Estate Society, American Real Estate Society, vol. 11(1), pages 1-12.
  104. James H. Gilkeson & Drew B. Winters & Peggy D. Dwyer, 2003. "How banks can self-monitor their lending to comply with the equal credit opportunity act," Review, Federal Reserve Bank of St. Louis, issue Sep, pages 7-22.
  105. Dell''Ariccia, Giovanni & Igan, Deniz & Laeven, Luc, 2008. "Credit Booms and Lending Standards: Evidence From The Subprime Mortgage Market," CEPR Discussion Papers, C.E.P.R. Discussion Papers 6683, C.E.P.R. Discussion Papers.
  106. Nataliya Barasinska & Dorothea Schäfer, 2010. "Are Women More Credit-Constrained than Men?: Evidence from a Rising Credit Market," Working Paper / FINESS, DIW Berlin, German Institute for Economic Research 6.3, DIW Berlin, German Institute for Economic Research.
  107. Andrew, Mark & Haurin, Donald & Munasib, Abdul, 2006. "Explaining the route to owner-occupation: A transatlantic comparison," Journal of Housing Economics, Elsevier, Elsevier, vol. 15(3), pages 189-216, September.
  108. Maury Gittleman & Edward N. Wolff, 2000. "Racial Wealth Disparities: Is the Gap Closing?," Macroeconomics, EconWPA 0004058, EconWPA.
  109. Fesselmeyer, Eric & Le, Kien T. & Seah, Kiat Ying, 2012. "A household-level decomposition of the white–black homeownership gap," Regional Science and Urban Economics, Elsevier, vol. 42(1-2), pages 52-62.
  110. Jessica Holmes & Jonathan Isham & Ryan Petersen & Paul Sommers, 2005. "Does Relationship Lending Still Matter in the Consumer Banking Sector? Evidence from Two Financial Service Organizations in Vermont," Middlebury College Working Paper Series, Middlebury College, Department of Economics 0511, Middlebury College, Department of Economics.
  111. Albareto, G. & Mistrulli, P.E., 2010. "Bridging the gap between migrants and the banking system," MPRA Paper 26476, University Library of Munich, Germany.
  112. Stanley D. Longhofer & Stephen R. Peters, 1998. "Self-selection and discrimination in credit markets," Working Paper 9809, Federal Reserve Bank of Cleveland.
  113. Paul S. Calem & Stanley D. Longhofer, 2000. "Anatomy of a fair-lending exam: the uses and limitations of statistics," Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) 2000-15, Board of Governors of the Federal Reserve System (U.S.).
  114. Patrick Bayer & Marcus D. Casey & Fernando Ferreira & Robert McMillan, 2012. "Estimating Racial Price Differentials in the Housing Market," NBER Working Papers 18069, National Bureau of Economic Research, Inc.
  115. Emily Blank & Padma Venkatachalam & Lawrence McNeil & Rodney Green, 2005. "Racial discrimination in mortgage lending in Washington, D.C.: A mixed methods approach," The Review of Black Political Economy, Springer, Springer, vol. 33(2), pages 9-30, December.
  116. Roger Williams, 1994. "An analysis of the repayment patterns of some black mortgagors," The Review of Black Political Economy, Springer, Springer, vol. 23(1), pages 95-112, June.
  117. Lauren Krivo & Robert Kaufman, 2004. "Housing and wealth inequality: Racial-ethnic differences in home equity in the United States," Demography, Springer, Springer, vol. 41(3), pages 585-605, August.
  118. Stuart Gabriel & Yongheng Deng, 2002. "Enhancing Mortgage Credit Availability Among Underserved And Higher Credit-Risk Populations: An Assessment Of Default And Prepayment Option Exercise Among Fha-Insured Borrowers," Working Paper 8622, USC Lusk Center for Real Estate.
  119. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer, Springer, vol. 40(1), pages 1-27, October.
  120. Stephen L. Ross, 2005. "The Continuing Practice and Impact of Discrimination," Working papers, University of Connecticut, Department of Economics 2005-19, University of Connecticut, Department of Economics, revised Jul 2006.
  121. Jason Dietrich, 2005. "Under-specified Models and Detection of Discrimination: A Case Study of Mortgage Lending," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 31(1), pages 83-105, August.
  122. Kristopher Gerardi & Harvey S. Rosen & Paul Willen, 2007. "Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market," Working Papers 61, Princeton University, Department of Economics, Center for Economic Policy Studies..
  123. Taylor, Curt, 2004. "Privacy and Information Acquisition in Competitive Markets," Berkeley Olin Program in Law & Economics, Working Paper Series, Berkeley Olin Program in Law & Economics qt5hk0k89w, Berkeley Olin Program in Law & Economics.
  124. Patrick Honohan, 2004. "Financial Sector Policy and the Poor : Selected Findings and Issues," World Bank Publications, The World Bank, number 14874, October.
  125. Christina M. Fong & Erzo F.P. Luttmer, 2007. "What Determines Giving to Hurricane Katrina Victims? Experimental Evidence on Income, Race, and Fairness," NBER Working Papers 13219, National Bureau of Economic Research, Inc.
  126. Walraven, Nicholas A., 1999. "Lending By Rural Banks Involved In Mergers," Journal of Agricultural and Applied Economics, Southern Agricultural Economics Association, Southern Agricultural Economics Association, vol. 31(02), August.
  127. Ethan Cohen-Cole, 2008. "Credit card redlining," Risk and Policy Analysis Unit Working Paper QAU08-1, Federal Reserve Bank of Boston.
  128. Bocian, Debbie Gruenstein & Ernst, Keith S. & Li, Wei, 2008. "Race, ethnicity and subprime home loan pricing," Journal of Economics and Business, Elsevier, Elsevier, vol. 60(1-2), pages 110-124.
  129. Onder, Zeynep, 1998. "Individual and Neighborhood Effects on FHA Mortgage Activity: Evidence from HMDA Data," Journal of Housing Economics, Elsevier, Elsevier, vol. 7(4), pages 343-376, December.
  130. Ping Cheng & Zhenguo Lin & Yingchun Liu, 2011. "Do Women Pay More for Mortgages?," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 43(4), pages 423-440, November.
  131. Stanley D. Longhofer, 1996. "Cultural affinity and mortgage discrimination," Economic Review, Federal Reserve Bank of Cleveland, issue Q III, pages 12-24.
  132. O'Flaherty, Brendan & Sethi, Rajiv, 2007. "Crime and segregation," Journal of Economic Behavior & Organization, Elsevier, vol. 64(3-4), pages 391-405.
  133. Deng, Yongheng & Ross, Stephen L. & Wachter, Susan M., 2003. "Racial differences in homeownership: the effect of residential location," Regional Science and Urban Economics, Elsevier, vol. 33(5), pages 517-556, September.
  134. Christopher Henderson, 2002. "Asymmetric Information in Community Banking and Its Relationship to Credit-Market Discrimination," American Economic Review, American Economic Association, American Economic Association, vol. 92(2), pages 315-319, May.
  135. Cullen Goenner, 2010. "Discrimination and Mortgage Lending in Boston: The Effects of Model Uncertainty," The Journal of Real Estate Finance and Economics, Springer, Springer, vol. 40(3), pages 260-285, April.
  136. Steven Holloway & Elvin Wyly, 2002. "Empirical destabilization of racial categories: Implications for civil rights enforcement in mortgage lending," The Review of Black Political Economy, Springer, Springer, vol. 30(1), pages 57-89, June.
  137. Judith Robinson, 2002. "Race, Gender, and Familial Status: Discrimination in One US Mortgage Lending Market," Feminist Economics, Taylor & Francis Journals, Taylor & Francis Journals, vol. 8(2), pages 63-85.
  138. Duan Zhuang, 2006. "Spatial Dependence and Neighborhood Effects in Mortgage Lending: A Geographically Weighted Regression Approach," Working Paper 8571, USC Lusk Center for Real Estate.
  139. Igan, Deniz & Pinheiro, Marcelo & Smith, John, 2012. "Racial biases and market outcomes: "White men can't jump," but would you bet on it?," MPRA Paper 36069, University Library of Munich, Germany.
  140. Mathur, Aparna, 2013. "Beyond bankruptcy: Does the US bankruptcy code provide a fresh start to entrepreneurs?," Journal of Banking & Finance, Elsevier, vol. 37(11), pages 4198-4216.
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