IDEAS home Printed from https://ideas.repec.org/a/sae/envira/v36y2004i7p1215-1241.html
   My bibliography  Save this article

Gentrification, Segregation, and Discrimination in the American Urban System

Author

Listed:
  • Elvin K Wyly

    (Department of Geography, University of British Columbia, 1984 West Mall, Vancouver, BC V6T 1Z2, Canada)

  • Daniel J Hammel

    (Department of Geography and Geology, Illinois State University, PO Box 4400, Normal, IL 61790-4400, USA)

Abstract

Recent discussions of the ‘geography of gentrification’ highlight the need for comparative analysis of the nature and consequences of inner-city transformation. In this paper, the authors map the effects of housing-market and policy changes in the 1990s, focusing on 23 large cities in the USA. Using evidence from field surveys and a mortgage-lending database, they measure the class selectivity of gentrification and its relation to processes of racial and ethnic discrimination. They find a strong resurgence of capital investment in the urban core, along with magnified class segregation. The boom of the 1990s and policies targeted towards ‘new markets' narrowed certain types of racial and ethnic disparities in urban credit markets, but there is evidence of intensified discrimination and exclusion in gentrified neighborhoods.

Suggested Citation

  • Elvin K Wyly & Daniel J Hammel, 2004. "Gentrification, Segregation, and Discrimination in the American Urban System," Environment and Planning A, , vol. 36(7), pages 1215-1241, July.
    • Handle: RePEc:sae:envira:v:36:y:2004:i:7:p:1215-1241
    DOI: 10.1068/a3610
    as

    Download full text from publisher

    File URL: https://journals.sagepub.com/doi/10.1068/a3610
    Download Restriction: no
    File URL: https://libkey.io/10.1068/a3610?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Jason Hackworth, 2001. "Inner-City Real Estate Investment, Gentrification, and Economic Recession in New York City," Environment and Planning A, , vol. 33(5), pages 863-880, May.
    2. Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996. "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
    3. Hunter, William C & Walker, Mary Beth, 1996. "The Cultural Affinity Hypothesis and Mortgage Lending Decisions," The Journal of Real Estate Finance and Economics, Springer, vol. 13(1), pages 57-70, July.
    4. Elvin K. Wyly & Steven R. Holloway, 2002. "The Disappearance of Race in Mortgage Lending," Economic Geography, Taylor & Francis Journals, vol. 78(2), pages 129-169, April.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Gary A. Dymski & Jesus Hernandez & Lisa Mohanty, 2011. "Race, Power, and the Subprime/Foreclosure Crisis: A Mesoanalysis," Economics Working Paper Archive wp_669, Levy Economics Institute.
    2. Paul S. Calem & Stanley D. Longhofer, 2000. "Anatomy of a fair-lending exam: the uses and limitations of statistics," Working Papers (Old Series) 0003R, Federal Reserve Bank of Cleveland.
    3. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 40(1), pages 1-27, October.
    4. Chan, Sewin & Haughwout, Andrew & Tracy, Joseph, 2015. "How Mortgage Finance Affects the Urban Landscape," Handbook of Regional and Urban Economics, in: Gilles Duranton & J. V. Henderson & William C. Strange (ed.), Handbook of Regional and Urban Economics, edition 1, volume 5, chapter 0, pages 987-1045, Elsevier.
    5. Brent C Smith & Kenneth N. Daniels, 2018. "Unintended Consequences of Risk Based Pricing: Racial Differences in Mortgage Costs," Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(3), pages 323-343, December.
    6. Debby Lindsey-Taliefero & Lynne Kelly, 2021. "Reverse Mortgage Lending Disparities and the Economically Vulnerable," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 27(3), pages 159-169, August.
    7. Judith Robinson, 2002. "Race, Gender, and Familial Status: Discrimination in One US Mortgage Lending Market," Feminist Economics, Taylor & Francis Journals, vol. 8(2), pages 63-85.
    8. Dawkins, Mark C., 2002. "Simultaneity bias in mortgage lending: A test of simultaneous equations models on bank-specific data," Journal of Banking & Finance, Elsevier, vol. 26(8), pages 1593-1613, August.
    9. Diaz-Serrano, Luis & Raya, Josep M., 2011. "Is there Discriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?," IZA Discussion Papers 5578, Institute of Labor Economics (IZA).
    10. Agier, Isabelle & Szafarz, Ariane, 2013. "Microfinance and Gender: Is There a Glass Ceiling on Loan Size?," World Development, Elsevier, vol. 42(C), pages 165-181.
    11. Xudong An & Sadok El Ghoul & Omrane Guedhami & Ross Levine & Raluca Roman, 2023. "Social Capital and Mortgages," Working Papers 23-23, Federal Reserve Bank of Philadelphia.
    12. Raphael Bostic, 2003. "A Test of Cultural Affinity in Home Mortgage Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 23(2), pages 89-112, April.
    13. Gary Dymski & Jesus Hernandez & Lisa Mohanty, 2013. "Race, Gender, Power, and the US Subprime Mortgage and Foreclosure Crisis: A Meso Analysis," Feminist Economics, Taylor & Francis Journals, vol. 19(3), pages 124-151, July.
    14. Paul S. Calem & Stanley D. Longhofer, 2000. "Anatomy of a fair-lending exam: the uses and limitations of statistics," Finance and Economics Discussion Series 2000-15, Board of Governors of the Federal Reserve System (U.S.).
    15. Raphael W. Bostic, "undated". "The Role of Race in Mortgage Lending: Revisiting the Boston Fed Study," Finance and Economics Discussion Series 1997-02, Board of Governors of the Federal Reserve System (U.S.), revised 10 Dec 2019.
    16. Lin, Emily Y., 2001. "Information, Neighborhood Characteristics, and Home Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 49(2), pages 337-355, March.
    17. Stanley D. Longhofer & Stephen R. Peters, 1998. "Self-selection and discrimination in credit markets," Working Papers (Old Series) 9809, Federal Reserve Bank of Cleveland.
    18. Song Han, 2001. "On the Economics of Discrimination in Credit Markets," Finance and Economics Discussion Series 2002-02, Board of Governors of the Federal Reserve System (U.S.).
    19. Robert F. Phillips & Anthony M.J. Yezer, 1996. "Self-Selection and Tests for Bias and Risk in Mortgage Lending: Can You Price the Mortgage If You Don't Know the Process?," Journal of Real Estate Research, American Real Estate Society, vol. 11(1), pages 87-102.
    20. Douglas D. Evanoff & Lewis M. Segal, 1996. "CRA and fair lending regulations: resulting trends in mortgage lending," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 20(Nov), pages 19-46.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:envira:v:36:y:2004:i:7:p:1215-1241. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.