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Credit Access, the Costs of Credit and Credit Market Discrimination

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Author Info
Christian Weller ()

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Abstract

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File URL: http://hdl.handle.net/10.1007/s12114-009-9034-6
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Publisher Info
Article provided by Springer in its journal The Review of Black Political Economy.

Volume (Year): 36 (2009)
Issue (Month): 1 (March)
Pages: 7-28
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Handle: RePEc:spr:blkpoe:v:36:y:2009:i:1:p:7-28

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Web page: http://www.springer.com/economics/journal/12114

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Related research
Keywords: Household credit; Bank credit; Loan denials; Discrimination; Debt payments; Interest rates;

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  1. Lynn Fox & Joy Hoffmann, 2004. "Federal Reserve personal financial education initiatives," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Aut, pages 447-457. [Downloadable!]
  2. Wheelock, David C. & Wilson, Paul W., 2004. "Consolidation in US banking: Which banks engage in mergers?," Review of Financial Economics, Elsevier, vol. 13(1-2), pages 7-39. [Downloadable!] (restricted)
    Other versions:
  3. Krüger, Dirk & Perri, Fabrizio, 2002. "Does Income Inequality Lead to Consumption Inequality?," CEPR Discussion Papers 3583, C.E.P.R. Discussion Papers. [Downloadable!] (restricted)
  4. Berger, Allen N, 2003. " The Economic Effects of Technological Progress: Evidence from the Banking Industry," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 35(2), pages 141-76, April.
    Other versions:
  5. Scott E. Hein & Timothy W. Koch & S. Scott MacDonald, 2005. "On the uniqueness of community banks," Economic Review, Federal Reserve Bank of Atlanta, issue Q 1, pages 15-36. [Downloadable!]
  6. Raphael Bostic & Hamid Mehran & Anna Paulson & Marc Saidenberg, 2002. "Regulatory incentives and consolidation: the case of commercial bank mergers and the Community Reinvestment Act," Working Paper Series WP-02-06, Federal Reserve Bank of Chicago. [Downloadable!]
    Other versions:
  7. Robert Avery & Katherine Samolyk, 2004. "Bank Consolidation and Small Business Lending: The Role of Community Banks," Journal of Financial Services Research, Springer, vol. 25(2), pages 291-325, April. [Downloadable!] (restricted)
  8. Cavalluzzo, Ken S & Cavalluzzo, Linda C, 1998. "Market Structure and Discrimination: The Case of Small Businesses," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 30(4), pages 771-92, November.
  9. Aigbe Akhigbe & Jeff Madura & Ann Whyte, 2004. "Partial Anticipation and the Gains to Bank Merger Targets," Journal of Financial Services Research, Springer, vol. 26(1), pages 55-71, August. [Downloadable!] (restricted)
  10. Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996. "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
    Other versions:
  11. Christian Weller & Derek Douglas, 2007. "One Nation Under Debt," Challenge, M.E. Sharpe, Inc., vol. 50(1), pages 54-75, February. [Downloadable!] (restricted)
  12. James H. Rauch & Jill M. Hendrickson, 2004. "Does Bank Consolidation Hurt the Small Business Borrower?," Small Business Economics, Springer, vol. 23(3), pages 219-226, October. [Downloadable!]
  13. Tripp, James D & Smith, Stanley D, 1993. "U.S. Credit Union Motivation for Involvement in the First-Mortgage Market," The Journal of Real Estate Finance and Economics, Springer, vol. 7(3), pages 229-36, November.
  14. Chakravarty, Sugato, 2002. "Relationships and Rationing in Consumer Loans: Evidence from the Nineties," Purdue University Economics Working Papers 1153, Purdue University, Department of Economics.
  15. Aigbe Akhigbe & Jeff Madura, 2004. "Bank acquisitions of security firms: the early evidence," Applied Financial Economics, Taylor and Francis Journals, vol. 14(7), pages 485-496, April. [Downloadable!] (restricted)
  16. Marianne A. Hilgert & Jeanne M. Hogarth & Sondra G. Beverly, 2003. "Household financial management: the connection between knowledge and behavior," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jul, pages 309-322. [Downloadable!]
  17. Ken Cavalluzzo & John Wolken, 2005. "Small Business Loan Turndowns, Personal Wealth, and Discrimination," Journal of Business, University of Chicago Press, vol. 78(6), pages 2153-2178, November. [Downloadable!]
    Other versions:
  18. Carow, Kenneth A. & Kane, Edward J. & Narayanan, Rajesh P., 2006. "How Have Borrowers Fared in Banking Megamergers?," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 38(3), pages 821-836, April. [Downloadable!] (restricted)
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This page was last updated on 2009-11-7.

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