IDEAS home Printed from https://ideas.repec.org/a/spr/blkpoe/v23y1995i3p37-74.html
   My bibliography  Save this article

The theory of bank redlining and discrimination: An exploration

Author

Listed:
  • Gary Dymski

Abstract

No abstract is available for this item.

Suggested Citation

  • Gary Dymski, 1995. "The theory of bank redlining and discrimination: An exploration," The Review of Black Political Economy, Springer;National Economic Association, vol. 23(3), pages 37-74, March.
    • Handle: RePEc:spr:blkpoe:v:23:y:1995:i:3:p:37-74
    DOI: 10.1007/BF02689991
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/10.1007/BF02689991
    Download Restriction: Access to full text is restricted to subscribers.
    File URL: https://libkey.io/10.1007/BF02689991?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Madeline Marsden, 1994. "Board issues fair lending policy statement," Financial Update, Federal Reserve Bank of Atlanta, issue Jan, pages 1-1,3.
    2. Becker, Gary S., 1971. "The Economics of Discrimination," University of Chicago Press Economics Books, University of Chicago Press, edition 2, number 9780226041162, September.
    3. Stiglitz, Joseph E & Weiss, Andrew, 1981. "Credit Rationing in Markets with Imperfect Information," American Economic Review, American Economic Association, vol. 71(3), pages 393-410, June.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Song Han, 2001. "On the Economics of Discrimination in Credit Markets," Finance and Economics Discussion Series 2002-02, Board of Governors of the Federal Reserve System (U.S.).
    2. Song Han, 2004. "Discrimination in Lending: Theory and Evidence," The Journal of Real Estate Finance and Economics, Springer, vol. 29(1), pages 5-46, July.
    3. Rolando Gonzales & Gabriela Aguilera-Lizarazu & Andrea Rojas-Hosse & Patricia Aranda, 2016. "Preference for women but less preference for indigenous women: A lab-field experiment of loan discrimination in a developing economy," Working Papers PIERI 2016-24, PEP-PIERI.
    4. Gary A. Dymski, 2004. "Poverty and Social Discrimination: A Spatial Keynesian Approach," Working Papers 002, Universidade Federal do Paraná, Department of Economics.
    5. H.W. Armstrong & B. Kehrer & P. Wells & A.M. Wood, 2002. "The Evaluation of Community Economic Development Initiatives," Urban Studies, Urban Studies Journal Limited, vol. 39(3), pages 457-481, March.
    6. Christian Weller, 2009. "Credit Access, the Costs of Credit and Credit Market Discrimination," The Review of Black Political Economy, Springer;National Economic Association, vol. 36(1), pages 7-28, March.
    7. Roshanak Mehdipanah & Kiana Bess & Steve Tomkowiak & Audrey Richardson & Carmen Stokes & Denise White Perkins & Suzanne Cleage & Barbara A. Israel & Amy J. Schulz, 2020. "Residential Racial and Socioeconomic Segregation as Predictors of Housing Discrimination in Detroit Metropolitan Area," Sustainability, MDPI, vol. 12(24), pages 1-16, December.
    8. Jacob Conway & Jack Glaser & Matthew Plosser, 2023. "Does the Community Reinvestment Act Improve Consumers’ Access to Credit," Staff Reports 1048, Federal Reserve Bank of New York.
    9. Thereza Balliester Reis, 2021. "What is financial inclusion? A critical review," Working Papers 246, Department of Economics, SOAS University of London, UK.
    10. Dileni Gunewardena & Abdoulaye Seck, 2020. "Heterogeneity in entrepreneurship in developing countries: Risk, credit, and migration and the entrepreneurial propensity of youth and women," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 713-725, August.
    11. Rolando Gonzales Martínez & Gabriela Aguilera‐Lizarazu & Andrea Rojas‐Hosse & Patricia Aranda Blanco, 2020. "The interaction effect of gender and ethnicity in loan approval: A Bayesian estimation with data from a laboratory field experiment," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 726-749, August.
    12. Gary Dymski, 2000. "Illegal-seizure and market-disadvantage approaches to restitution: A comparison of the Japanese American and African American cases," The Review of Black Political Economy, Springer;National Economic Association, vol. 27(3), pages 49-80, March.
    13. Thereza Balliester Reis, 2022. "Socio‐economic determinants of financial inclusion: An evaluation with a microdata multidimensional index," Journal of International Development, John Wiley & Sons, Ltd., vol. 34(3), pages 587-611, April.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Dileni Gunewardena & Abdoulaye Seck, 2020. "Heterogeneity in entrepreneurship in developing countries: Risk, credit, and migration and the entrepreneurial propensity of youth and women," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 713-725, August.
    2. William James Adams & Ben R. Craig & James B. Thompson, 2006. "Does Small Business Administration guaranteed lending improve economic performance in lowincome areas?," Proceedings: Community Affairs Dept. Conferences, Federal Reserve Bank of Kansas City, issue Jul, pages 55-85.
    3. Mingfeng Lin & Nagpurnanand R. Prabhala & Siva Viswanathan, 2013. "Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending," Management Science, INFORMS, vol. 59(1), pages 17-35, August.
    4. Stephen L. Ross, 2005. "The Continuing Practice and Impact of Discrimination," Working papers 2005-19, University of Connecticut, Department of Economics, revised Jul 2006.
    5. Raymond Fisman & Daniel Paravisini & Vikrant Vig, 2017. "Cultural Proximity and Loan Outcomes," American Economic Review, American Economic Association, vol. 107(2), pages 457-492, February.
    6. Ben R. Craig & William E. Jackson & James B. Thomson, 2006. "Small-firm credit markets, SBA-guaranteed lending, and economic performance in low-income areas," Working Papers (Old Series) 0601, Federal Reserve Bank of Cleveland.
    7. Ben R. Craig & William E. Jackson III & James B. Thomson, 2007. "Small Firm Credit Market Discrimination, Small Business Administration Guaranteed Lending, and Local Market Economic Performance," The ANNALS of the American Academy of Political and Social Science, , vol. 613(1), pages 73-94, September.
    8. Agier, Isabelle & Szafarz, Ariane, 2013. "Microfinance and Gender: Is There a Glass Ceiling on Loan Size?," World Development, Elsevier, vol. 42(C), pages 165-181.
    9. Drakos, Konstantinos & Giannakopoulos, Nicholas, 2011. "On the determinants of credit rationing: Firm-level evidence from transition countries," Journal of International Money and Finance, Elsevier, vol. 30(8), pages 1773-1790.
    10. Fairchild, Gregory B., 2008. "The influence of residential segregation and its correlates on ethnic enterprise in urban areas," Journal of Business Venturing, Elsevier, vol. 23(5), pages 513-527, September.
    11. Ben R. Craig & William E. Jackson & James B. Thomson, 2006. "Small firm credit market discrimination, SBA-guaranteed lending, and local market economic performance," Working Papers (Old Series) 0613, Federal Reserve Bank of Cleveland.
    12. Marsha Courchane & David Nickerson, 1997. "Discrimination Resulting from Overage Practices," Journal of Financial Services Research, Springer;Western Finance Association, vol. 11(1), pages 133-151, February.
    13. Moro, Andrea & Wisniewski, Tomasz Piotr & Mantovani, Guido Massimiliano, 2017. "Does a manager's gender matter when accessing credit? Evidence from European data," Journal of Banking & Finance, Elsevier, vol. 80(C), pages 119-134.
    14. David Nickerson, 2022. "Credit Risk, Regulatory Costs and Lending Discrimination in Efficient Residential Mortgage Markets," JRFM, MDPI, vol. 15(5), pages 1-17, April.
    15. Timothy Bates & William D. Bradford & William E. Jackson, 2018. "Are minority-owned businesses underserved by financial markets? Evidence from the private-equity industry," Small Business Economics, Springer, vol. 50(3), pages 445-461, March.
    16. Hanan Morsy & Amira El-Shal & Andinet Woldemichael, 2019. "Working Paper 317 - Women Self-Selection out of the Credit Market in Africa," Working Paper Series 2443, African Development Bank.
    17. Morsy, Hanan & El-Shal, Amira & Woldemichael, Andinet, 2019. "Women Self-Selection out of the Credit Market in Africa," MPRA Paper 100395, University Library of Munich, Germany.
    18. Isabelle Agier & Ariane Szafarz, 2011. "Credit to Women Entrepreneurs: The Curse of the Trustworthier Sex," Working Papers CEB 11-005, ULB -- Universite Libre de Bruxelles.
    19. Ken Cavalluzzo & Linda Cavalluzzo & John D. Wolken, 1999. "Competition, small business financing, and discrimination: evidence from a new survey," Finance and Economics Discussion Series 1999-25, Board of Governors of the Federal Reserve System (U.S.).
    20. Assaf Razin & Efraim Sadka & Chi-Wa Yuen, 1999. "An Information-Based Model of Foreign Direct Investment: The Gains from Trade Revisited," International Tax and Public Finance, Springer;International Institute of Public Finance, vol. 6(4), pages 579-596, November.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:blkpoe:v:23:y:1995:i:3:p:37-74. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.