Racial Discrimination In Hire/Purchase Lending In Apartheid South Africa
AbstractA partial-observability model finds evidence of racial discrimination by retailers of consumer durables in apartheid South Africa. In particular, black households are 13 percentage points more likely to demand a hire/purchase loan but not to have one supplied than are other households, all else equal.
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Bibliographic InfoPaper provided by American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association) in its series 1997 Annual meeting, July 27-30, Toronto, Canada with number 21026.
Date of creation: 1997
Date of revision:
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Consumer finance; disequilibrium models; racial discrimination; truncated and censored models; South Africa; Financial Economics;
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