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Individual and Neighborhood Effects on FHA Mortgage Activity: Evidence from HMDA Data

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  • Onder, Zeynep
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    File URL: http://www.sciencedirect.com/science/article/B6WJR-45J5C0V-4/2/ef11e35c39c1e5cfca983601f546d296
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    Bibliographic Info

    Article provided by Elsevier in its journal Journal of Housing Economics.

    Volume (Year): 7 (1998)
    Issue (Month): 4 (December)
    Pages: 343-376

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    Handle: RePEc:eee:jhouse:v:7:y:1998:i:4:p:343-376

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    Web page: http://www.elsevier.com/locate/inca/622881

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    1. Griffith L. Garwood & Dolores S. Smith, 1993. "The Community Reinvestment Act: evolution and current issues," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Apr, pages 251-267.
    2. Arthur Kennickell & Janice Shack-Marquez, 1992. "Changes in family finances from 1983 to 1989: evidence from the Survey of Consumer Finances," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jan, pages 1-18.
    3. Brueckner, Jan K., 1986. "The downpayment constraint and housing tenure choice : A simplified exposition," Regional Science and Urban Economics, Elsevier, vol. 16(4), pages 519-525, November.
    4. John C. Weicher, 1994. "The new structure of the housing finance system," Review, Federal Reserve Bank of St. Louis, issue Jul, pages 47-65.
    5. Patric H. Hendershott & Thomas G. Thibodeau, 1990. "The Relationship between Median and Constant Quality House Prices: Implications for Setting FHA Loan Limits," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 18(3), pages 323-334.
    6. Duca, John V. & Rosenthal, Stuart S., 1994. "Borrowing constraints and access to owner-occupied housing," Regional Science and Urban Economics, Elsevier, vol. 24(3), pages 301-322, June.
    7. Jan K. Brueckner, 1985. "A Simple Model of Mortgage Insurance," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 13(2), pages 129-142.
    8. Glenn B. Canner & Wayne Passmore, 1994. "Residential lending to low-income and minority families: evidence from the 1992 HMDA data," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Feb, pages 79-108.
    9. Glenn B. Canner & Wayne Passmore & Monisha Mittal, 1994. "Private mortgage insurance," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Oct, pages 883-899.
    10. Jim Berkovec & Peter Zorn, 1996. "How Complete is HMDA? HMDA Coverage of Freddie Mac Purchases," Journal of Real Estate Research, American Real Estate Society, vol. 11(1), pages 39-56.
    11. Gabriel, Stuart A & Rosenthal, Stuart S, 1989. "Household Location and Race: Estimates of Multinomial Logit Model," The Review of Economics and Statistics, MIT Press, vol. 71(2), pages 240-49, May.
    12. Duca John V. & Rosenthal Stuart S., 1993. "Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets," Journal of Financial Intermediation, Elsevier, vol. 3(1), pages 77-103, October.
    13. Alicia H. Munnell, 1992. "Mortgage lending in Boston: interpreting HMDA data," Working Papers 92-7, Federal Reserve Bank of Boston.
    14. Duca, John V. & Rosenthal, Stuart S., 1991. "An empirical test of credit rationing in the mortgage market," Journal of Urban Economics, Elsevier, vol. 29(2), pages 218-234, March.
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