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A Comparison of Unexplained Racial Disparities in Bank-Level and Market-Level Models of Mortgage Lending

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  • McKinley Blackburn

    ()

  • Todd Vermilyea

Abstract

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File URL: http://hdl.handle.net/10.1007/s10693-006-5922-0
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Bibliographic Info

Article provided by Springer in its journal Journal of Financial Services Research.

Volume (Year): 29 (2006)
Issue (Month): 2 (April)
Pages: 125-147

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Handle: RePEc:kap:jfsres:v:29:y:2006:i:2:p:125-147

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Web page: http://www.springerlink.com/link.asp?id=102934

Related research

Keywords: Mortgage lending; Discrimination; Bank-specific models; G21; G28;

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References

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  1. Henry Buist & Peter D. Linneman & Isaac F. Megbolugbe, 1999. "Residential-Mortgage Lending Discrimination and Lender-Risk-Compensating Policies," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 27(4), pages 695-717.
  2. Lynn Elaine Browne & Geoffrey M.B. Tootell, 1995. "Mortgage lending in Boston: a response to the critics," New England Economic Review, Federal Reserve Bank of Boston, issue Sep, pages 53-78.
  3. Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996. "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
  4. Judith A. Giles & Marsha J. Courchane, 2000. "Stratified Sample Design for Fair Lending Binary Logit Models," Econometrics Working Papers 0007, Department of Economics, University of Victoria.
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Cited by:
  1. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer, vol. 40(1), pages 1-27, October.
  2. Blackburn, McKinley & Vermilyea, Todd, 2007. "The role of information externalities and scale economies in home mortgage lending decisions," Journal of Urban Economics, Elsevier, vol. 61(1), pages 71-85, January.
  3. Ping Cheng & Zhenguo Lin & Yingchun Liu, 2011. "Do Women Pay More for Mortgages?," The Journal of Real Estate Finance and Economics, Springer, vol. 43(4), pages 423-440, November.
  4. Bruder, Jana & Neuberger, Doris & Räthke-Döppner, Solvig, 2008. "Financial constraints of ethnic entrepreneurship: Evidence from Germany," Thuenen-Series of Applied Economic Theory 84, University of Rostock, Institute of Economics.

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