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Is there discrimination in mortgage pricing? The case of overages

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Author Info
Black, Harold A.
Boehm, Thomas P.
DeGennaro, Ramon P.

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Abstract

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File URL: http://www.sciencedirect.com/science/article/B6VCY-45PK4WP-2/2/66952e6d5c5a9148b82a74806653eb51
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Article provided by Elsevier in its journal Journal of Banking & Finance.

Volume (Year): 27 (2003)
Issue (Month): 6 (June)
Pages: 1139-1165
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Handle: RePEc:eee:jbfina:v:27:y:2003:i:6:p:1139-1165

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Stanley D. Longhofer, 1996. "Discrimination in mortgage lending: what have we learned?," Economic Commentary, Federal Reserve Bank of Cleveland, issue Aug 15. [Downloadable!]
  2. Eric Rosenblatt, 1997. "A Reconsideration Of Discrimination In Mortgage Underwriting With Data From A National Mortgage Bank," Journal of Financial Services Research, Springer, vol. 11(1), pages 109-131, February. [Downloadable!] (restricted)
  3. James J. Heckman, 1976. "The Common Structure of Statistical Models of Truncation, Sample Selection and Limited Dependent Variables and a Simple Estimator for Such Models," NBER Chapters, in: Annals of Economic and Social Measurement, Volume 5, number 4, pages 120-137 National Bureau of Economic Research, Inc. [Downloadable!]
  4. Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996. "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
    Other versions:
  5. Paul Calem & Michael Stutzer, 1995. "The simple analytics of observed discrimination in credit markets," Working Papers 95-7, Federal Reserve Bank of Philadelphia.
  6. David Horne, 1997. "Mortgage Lending, Race, and Model Specification," Journal of Financial Services Research, Springer, vol. 11(1), pages 43-68, February. [Downloadable!] (restricted)
  7. Calem Paul & Stutzer Michael, 1995. "The Simple Analytics of Observed Discrimination in Credit Markets," Journal of Financial Intermediation, Elsevier, vol. 4(3), pages 189-212, July. [Downloadable!] (restricted)
  8. Harold A. Black & Thomas P. Boehm & Ramon P. DeGennaro, 1999. "Overages in mortgage pricing," Proceedings, Federal Reserve Bank of Chicago, issue May, pages 255-280.
  9. Ayres, Ian & Siegelman, Peter, 1995. "Race and Gender Discrimination in Bargaining for a New Car," American Economic Review, American Economic Association, vol. 85(3), pages 304-21, June. [Downloadable!] (restricted)
  10. Marsha Courchane & David Nickerson, 1997. "Discrimination Resulting from Overage Practices," Journal of Financial Services Research, Springer, vol. 11(1), pages 133-151, February. [Downloadable!] (restricted)
  11. Black, Harold & Schweitzer, Robert L & Mandell, Lewis, 1978. "Discrimination in Mortgage Lending," American Economic Review, American Economic Association, vol. 68(2), pages 186-91, May. [Downloadable!] (restricted)
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Cerqueiro, G.M. & Degryse, H.A. & Ongena, S., 2007. "Rules versus Discretion in Loan Rate Setting," Discussion Paper 2007-59, Tilburg University, Center for Economic Research. [Downloadable!]
    Other versions:
  2. Hud – Pd&R, 2006. "Mortgage Pricing Differentials Across Hispanic, Black, and White Households: Evidence from the American Housing Survey," Economic Development Publications 39041, HUD USER, Economic Development. [Downloadable!]
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