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The Simple Analytics of Observed Discrimination in Credit Markets

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Author Info
Calem Paul
Stutzer Michael
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File URL: http://www.sciencedirect.com/science/article/B6WJD-45S9430-N/2/690af3f01774491dae2a414511326baf
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Article provided by Elsevier in its journal Journal of Financial Intermediation.

Volume (Year): 4 (1995)
Issue (Month): 3 (July)
Pages: 189-212
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Handle: RePEc:eee:jfinin:v:4:y:1995:i:3:p:189-212

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Web page: http://www.elsevier.com/locate/inca/622875

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  1. Judith A. Giles & Marsha J. Courchane, 2000. "Stratified Sample Design for Fair Lending Binary Logit Models," Econometrics Working Papers 0007, Department of Economics, University of Victoria. [Downloadable!]
  2. Song Han, 2002. "On the economics of discrimination in credit markets," Finance and Economics Discussion Series 2002-2, Board of Governors of the Federal Reserve System (U.S.). [Downloadable!]
  3. Ramon P. DeGennaro, 2005. "Market imperfections," Working Paper 2005-12, Federal Reserve Bank of Atlanta. [Downloadable!]
    Other versions:
  4. Stanley D. Longhofer, 1996. "Cultural affinity and mortgage discrimination," Economic Review, Federal Reserve Bank of Cleveland, issue Q III, pages 12-24. [Downloadable!]
  5. Gary-Bobo, Robert & Larribeau, Sophie, 2002. "A Structural Econometric Model of Price Discrimination in the Mortgage Lending Industry," CESifo Working Paper Series CESifo Working Paper No. , CESifo Group Munich. [Downloadable!]
    Other versions:
  6. Robert J. Gary-bobo & Sophie Larribeau, 2003. "The Bank's Market Power and the Interest-Rate Elasticity of Demand for Housing: An Econometric Study of Discrimination on French Mortgage Data," Annales d'Economie et de Statistique, ADRES, issue 71-72, pages 18, Juillet-D. [Downloadable!]
  7. Dhammika Dharmapala & Stephen L. Ross, 2003. "Racial Bias in Motor Vehicle Searches: Additional Theory and Evidence," Working papers 2003-12, University of Connecticut, Department of Economics, revised Dec 2003. [Downloadable!]
  8. Michael Ferguson & Stephen Peters, 1997. "Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates," Journal of Financial Services Research, Springer, vol. 11(1), pages 153-168, February. [Downloadable!] (restricted)
  9. Gary-Bobo, Robert J. & Larribeau, Sophie, 2003. "The Bank's Market Power and the Interest Rate Elasticity of Demand for Housing: An Econometric Study of Discrimination on French Mortgage Data," CEPR Discussion Papers 3745, C.E.P.R. Discussion Papers. [Downloadable!] (restricted)
  10. Harold A. Black & Thomas P. Boehm & Ramon P. DeGennaro, 2001. "Is there discrimination in mortgage pricing? the case of overages," Working Paper 2001-4, Federal Reserve Bank of Atlanta. [Downloadable!]
    Other versions:
  11. Judith Clarke & Marsha Courchane, 2004. "Implications of Stratified Sampling for Fair Lending Binary Logit Models," The Journal of Real Estate Finance and Economics, Springer, vol. 30(1), pages 5-31, October. [Downloadable!] (restricted)
  12. Stanley D. Longhofer & Stephen R. Peters, 1998. "Beneath the rhetoric: clarifying the debate on mortgage lending discrimination," Economic Review, Federal Reserve Bank of Cleveland, issue Q IV, pages 2-13. [Downloadable!]
  13. AKM Rezaul Hossain, 2005. "A Simple Model of Credit Rationing with Information Externalities," Working papers 2005-11, University of Connecticut, Department of Economics. [Downloadable!]
  14. Stanley D. Longhofer & Stephen R. Peters, 1998. "Self-selection and discrimination in credit markets," Working Paper 9809, Federal Reserve Bank of Cleveland. [Downloadable!]
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