A Day Late and a Dollar Short : Liquidity and Household Formation among Student Borrowers
Author
Abstract
Suggested Citation
DOI: 10.17016/FEDS.2018.025
Download full text from publisher
References listed on IDEAS
- Stephen Teng Sun & Constantine Yannelis, 2016.
"Credit Constraints and Demand for Higher Education: Evidence from Financial Deregulation,"
The Review of Economics and Statistics, MIT Press, vol. 98(1), pages 12-24, March.
- Teng Sun, Stephen & Yannelis, Constantine, 2013. "Credit Constraints and Demand for Higher Education: Evidence from Financial Deregulation," MPRA Paper 48726, University Library of Munich, Germany.
- Rui Albuquerque & Hugo A. Hopenhayn, 2004. "Optimal Lending Contracts and Firm Dynamics," Review of Economic Studies, Oxford University Press, vol. 71(2), pages 285-315.
- Brian T. Melzer, 2011. "The Real Costs of Credit Access: Evidence from the Payday Lending Market," The Quarterly Journal of Economics, Oxford University Press, vol. 126(1), pages 517-555.
- Eric Bettinger & Oded Gurantz & Laura Kawano & Bruce Sacerdote, 2016. "The Long Run Impacts of Merit Aid: Evidence from California’s Cal Grant," NBER Working Papers 22347, National Bureau of Economic Research, Inc.
- David Berger & Nicholas Turner & Eric Zwick, 2020.
"Stimulating Housing Markets,"
Journal of Finance, American Finance Association, vol. 75(1), pages 277-321, February.
- David Berger & Nicholas Turner & Eric Zwick, 2016. "Stimulating Housing Markets," NBER Working Papers 22903, National Bureau of Economic Research, Inc.
- Nicholas Turner & Eric Zwick & David Berger, 2016. "Stimulating Housing Markets," 2016 Meeting Papers 227, Society for Economic Dynamics.
- Neil S. Seftor & NSarah E. Turner, 2002.
"Back to School: Federal Student Aid Policy and Adult College Enrollment,"
Journal of Human Resources, University of Wisconsin Press, vol. 37(2), pages 336-352.
- Neil S. Seftor & Sarah E. Turner, "undated". "Back to School: Federal Student Aid Policy and Adult College Enrollment," Mathematica Policy Research Reports 28f7ccb624fd4f2a9a20d7075, Mathematica Policy Research.
- Nicholas S. Souleles & Jonathan A. Parker & David S. Johnson, 2006.
"Household Expenditure and the Income Tax Rebates of 2001,"
American Economic Review, American Economic Association, vol. 96(5), pages 1589-1610, December.
- David S. Johnson & Jonathan A. Parker & Nicholas S. Souleles, 2004. "Household Expenditure and the Income Tax Rebates of 2001," NBER Working Papers 10784, National Bureau of Economic Research, Inc.
- Thomas J. Kane, 1995. "Rising Public College Tuition and College Entry: How Well Do Public Subsidies Promote Access to College?," NBER Working Papers 5164, National Bureau of Economic Research, Inc.
- Whited, Toni M, 1992.
"Debt, Liquidity Constraints, and Corporate Investment: Evidence from Panel Data,"
Journal of Finance, American Finance Association, vol. 47(4), pages 1425-1460, September.
- Toni M. Whited, 1990. "Debt, liquidity constraints, and corporate investment: evidence from panel data," Finance and Economics Discussion Series 114, Board of Governors of the Federal Reserve System (U.S.).
- Adam Looney & Constantine Yannelis, 2015. "A Crisis in Student Loans? How Changes in the Characteristics of Borrowers and in the Institutions They Attended Contributed to Rising Loan Defaults," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 46(2 (Fall)), pages 1-89.
- Stephanie Riegg Cellini & Claudia Goldin, 2014.
"Does Federal Student Aid Raise Tuition? New Evidence on For-Profit Colleges,"
American Economic Journal: Economic Policy, American Economic Association, vol. 6(4), pages 174-206, November.
- Stephanie Riegg Cellini & Claudia Goldin, 2012. "Does Federal Student Aid Raise Tuition? New Evidence on For-Profit Colleges," NBER Working Papers 17827, National Bureau of Economic Research, Inc.
- Cellini, Stephanie Riegg & Goldin, Claudia D., 2014. "Does Federal Student Aid Raise Tuition? New Evidence on For-Profit Colleges," Scholarly Articles 27769883, Harvard University Department of Economics.
- Gary S. Becker, 1962.
"Investment in Human Capital: A Theoretical Analysis,"
NBER Chapters, in: Investment in Human Beings, pages 9-49,
National Bureau of Economic Research, Inc.
- Gary S. Becker, 1962. "Investment in Human Capital: A Theoretical Analysis," Journal of Political Economy, University of Chicago Press, vol. 70, pages 1-9.
- Bleemer, Zachary & Brown, Meta & Lee, Donghoon & Strair, Katherine & van der Klaauw, Wilbert, 2021.
"Echoes of rising tuition in students’ borrowing, educational attainment, and homeownership in post-recession America,"
Journal of Urban Economics, Elsevier, vol. 122(C).
- Zachary Bleemer & Meta Brown & Donghoon Lee & Katherine Strair & Wilbert Van der Klaauw, 2017. "Echoes of rising tuition in students’ borrowing, educational attainment, and homeownership in post-recession America," Staff Reports 820, Federal Reserve Bank of New York.
- Benjamin M. Marx & Lesley J. Turner, 2015. "Borrowing Trouble? Student Loans, the Cost of Borrowing, and Implications for the Effectiveness of Need-Based Grant Aid," NBER Working Papers 20850, National Bureau of Economic Research, Inc.
- N. Gregory Mankiw, 1986.
"The Allocation of Credit and Financial Collapse,"
The Quarterly Journal of Economics, Oxford University Press, vol. 101(3), pages 455-470.
- N. Gregory Mankiw, 1986. "The Allocation of Credit and Financial Collapse," NBER Working Papers 1786, National Bureau of Economic Research, Inc.
- Shlomo Benartzi & Richard H. Thaler, 1995.
"Myopic Loss Aversion and the Equity Premium Puzzle,"
The Quarterly Journal of Economics, Oxford University Press, vol. 110(1), pages 73-92.
- Shlomo Benartzi & Richard H. Thaler, 1993. "Myopic Loss Aversion and the Equity Premium Puzzle," NBER Working Papers 4369, National Bureau of Economic Research, Inc.
- Deaton, Angus, 1991.
"Saving and Liquidity Constraints,"
Econometrica, Econometric Society, vol. 59(5), pages 1221-1248, September.
- Deaton, A., 1989. "Saving And Liquidity Constraints," Papers 153, Princeton, Woodrow Wilson School - Public and International Affairs.
- Angus Deaton, 1989. "Saving and Liquidity Constraints," NBER Working Papers 3196, National Bureau of Economic Research, Inc.
- David B. Gross & Nicholas S. Souleles, 2002. "Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data," The Quarterly Journal of Economics, Oxford University Press, vol. 117(1), pages 149-185.
- Andrew Gelman & Guido Imbens, 2019.
"Why High-Order Polynomials Should Not Be Used in Regression Discontinuity Designs,"
Journal of Business & Economic Statistics, Taylor & Francis Journals, vol. 37(3), pages 447-456, July.
- Andrew Gelman & Guido Imbens, 2014. "Why High-order Polynomials Should not be Used in Regression Discontinuity Designs," NBER Working Papers 20405, National Bureau of Economic Research, Inc.
- Bhutta, Neil, 2015. "The ins and outs of mortgage debt during the housing boom and bust," Journal of Monetary Economics, Elsevier, vol. 76(C), pages 284-298.
- Ralph Stinebrickner & Todd Stinebrickner, 2008.
"The Effect of Credit Constraints on the College Drop-Out Decision: A Direct Approach Using a New Panel Study,"
American Economic Review, American Economic Association, vol. 98(5), pages 2163-2184, December.
- Todd R. Stinebrickner & Ralph Stinebrickner, 2007. "The Effect of Credit Constraints on the College Drop-Out Decision A Direct Approach Using a New Panel Study," NBER Working Papers 13340, National Bureau of Economic Research, Inc.
- Todd R. Stinebrickner & Ralph Stinebrickner, 2007. "The Effect of Credit Constraints on the College Drop-Out Decision: A Direct Approach Using a New Panel Study," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers 20071, University of Western Ontario, Centre for Human Capital and Productivity (CHCP).
- Meta Brown & John Grigsby & Wilbert van der Klaauw & Jaya Wen & Basit Zafar, 2016.
"Financial Education and the Debt Behavior of the Young,"
Review of Financial Studies, Society for Financial Studies, vol. 29(9), pages 2490-2522.
- Meta Brown & John Grigsby & Wilbert Van der Klaauw & Jaya Wen & Basit Zafar, 2013. "Financial education and the debt behavior of the young," Staff Reports 634, Federal Reserve Bank of New York.
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2019.
"ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare,"
American Economic Journal: Applied Economics, American Economic Association, vol. 11(3), pages 193-224, July.
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2017. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," Upjohn Working Papers 17-280, W.E. Upjohn Institute for Employment Research.
- Denning, Jeffrey T. & Marx, Benjamin M. & Turner, Lesley, 2018. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," IZA Discussion Papers 11792, Institute of Labor Economics (IZA).
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2017. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," NBER Working Papers 23860, National Bureau of Economic Research, Inc.
- Liberman, Andres, 2016. "The value of a good credit reputation: Evidence from credit card renegotiations," Journal of Financial Economics, Elsevier, vol. 120(3), pages 644-660.
- Alvaro Mezza & Daniel Ringo & Kamila Sommer & Shane Sherlund, 2016. "On the Effect of Student Loans on Access to Homeownership," ERES eres2016_159, European Real Estate Society (ERES).
- McCrary, Justin, 2008. "Manipulation of the running variable in the regression discontinuity design: A density test," Journal of Econometrics, Elsevier, vol. 142(2), pages 698-714, February.
- Anthony A Defusco & Stephanie Johnson & John Mondragon, 2020.
"Regulating Household Leverage,"
Review of Economic Studies, Oxford University Press, vol. 87(2), pages 914-958.
- Stephanie Johnson & John Mondragon & Anthony DeFusco, 2017. "Regulating Household Leverage," 2017 Meeting Papers 327, Society for Economic Dynamics.
- Lochner, L. & Monge-Naranjo, A., 2016. "Student Loans and Repayment," Handbook of the Economics of Education,, Elsevier.
- David J. Deming & Claudia Goldin & Lawrence F. Katz, 2012.
"The For-Profit Postsecondary School Sector: Nimble Critters or Agile Predators?,"
Journal of Economic Perspectives, American Economic Association, vol. 26(1), pages 139-164, Winter.
- David J. Deming & Claudia Goldin & Lawrence F. Katz, 2011. "The For-Profit Postsecondary School Sector: Nimble Critters or Agile Predators?," NBER Working Papers 17710, National Bureau of Economic Research, Inc.
- Deming, David J. & Goldin, Claudia D. & Katz, Lawrence F., 2012. "The For-Profit Postsecondary School Sector: Nimble Critters or Agile Predators?," Scholarly Articles 8642952, Harvard University Department of Economics.
- Zachary Bleemer & Meta Brown & Donghoon Lee & Wilbert Van der Klaauw, 2014. "Tuition, jobs, or housing: what's keeping millennials at home?," Staff Reports 700, Federal Reserve Bank of New York.
- George Bulman & Robert Fairlie & Sarena Goodman & Adam Isen, 2021.
"Parental Resources and College Attendance: Evidence from Lottery Wins,"
American Economic Review, American Economic Association, vol. 111(4), pages 1201-1240, April.
- George Bulman & Robert Fairlie & Sarena Goodman & Adam Isen, 2016. "Parental Resources and College Attendance: Evidence from Lottery Wins," NBER Working Papers 22679, National Bureau of Economic Research, Inc.
- Bulman, George & Fairlie, Robert W. & Goodman, Sarena & Isen, Adam, 2020. "Parental Resources and College Attendance: Evidence from Lottery Wins," IZA Discussion Papers 13919, Institute of Labor Economics (IZA).
- George Bulman & Robert Fairlie & Sarena Goodman & Adam Isen, 2016. "Parental Resources and College Attendance: Evidence from Lottery Wins," Working Papers id:11371, eSocialSciences.
- George Bulman & Robert W. Fairlie & Sarena Goodman & Adam Isen, 2020. "Parental Resources and College Attendance: Evidence from Lottery Wins," CESifo Working Paper Series 8753, CESifo.
- Alex Solis, 2017.
"Credit Access and College Enrollment,"
Journal of Political Economy, University of Chicago Press, vol. 125(2), pages 562-622.
- Solis, Alex, 2013. "Credit Access and College Enrollment," Working Paper Series 2013:12, Uppsala University, Department of Economics.
- Edward L. Glaeser & Jesse M. Shapiro, 2003.
"The Benefits of the Home Mortgage Interest Deduction,"
NBER Chapters, in: Tax Policy and the Economy, Volume 17, pages 37-82,
National Bureau of Economic Research, Inc.
- Edward L. Glaeser & Jesse M. Shapiro, 2002. "The Benefits of the Home Mortgage Interest Deduction," NBER Working Papers 9284, National Bureau of Economic Research, Inc.
- Atif Mian & Amir Sufi, 2011.
"House Prices, Home Equity-Based Borrowing, and the US Household Leverage Crisis,"
American Economic Review, American Economic Association, vol. 101(5), pages 2132-2156, August.
- Atif R. Mian & Amir Sufi, 2009. "House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis," NBER Working Papers 15283, National Bureau of Economic Research, Inc.
- Stephanie Riegg Cellini & Nicholas Turner, 2019.
"Gainfully Employed?: Assessing the Employment and Earnings of For-Profit College Students Using Administrative Data,"
Journal of Human Resources, University of Wisconsin Press, vol. 54(2), pages 342-370.
- Stephanie Riegg Cellini & Nicholas Turner, 2016. "Gainfully Employed? Assessing the Employment and Earnings of For-Profit College Students Using Administrative Data," NBER Working Papers 22287, National Bureau of Economic Research, Inc.
- Atif Mian & Amir Sufi, 2009. "The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis," The Quarterly Journal of Economics, Oxford University Press, vol. 124(4), pages 1449-1496.
- Atif Mian & Kamalesh Rao & Amir Sufi, 2013. "Household Balance Sheets, Consumption, and the Economic Slump," The Quarterly Journal of Economics, Oxford University Press, vol. 128(4), pages 1687-1726.
- Benjamin J. Keys & Amit Seru & Vikrant Vig, 2012. "Lender Screening and the Role of Securitization: Evidence from Prime and Subprime Mortgage Markets," Review of Financial Studies, Society for Financial Studies, vol. 25(7), pages 2071-2108.
- Corina Boar & Denis Gorea & Virgiliu Midrigan, 2017.
"Liquidity Constraints in the U.S. Housing Market,"
NBER Working Papers
23345, National Bureau of Economic Research, Inc.
- Virgiliu Midrigan & Denis Gorea, 2017. "Liquidity Constraints in the U.S. Housing Market," 2017 Meeting Papers 802, Society for Economic Dynamics.
- Yoram Ben-Porath, 1967. "The Production of Human Capital and the Life Cycle of Earnings," Journal of Political Economy, University of Chicago Press, vol. 75, pages 352-352.
- Susan M. Dynarski, 2003.
"Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion,"
American Economic Review, American Economic Association, vol. 93(1), pages 279-288, March.
- Susan M. Dynarski, 1999. "Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion," NBER Working Papers 7422, National Bureau of Economic Research, Inc.
- Dynarski, Susan, 2001. "Does Aid Matter? Measuring the Effect of Student Aid on College Attendance and Completion," Working Paper Series rwp01-034, Harvard University, John F. Kennedy School of Government.
- repec:mpr:mprres:3250 is not listed on IDEAS
- Paolo Sodini & Stijn Van Nieuwerburgh & Roine Vestman & Ulf von Lilienfeld-Toal, 2016.
"Identifying the Benefits from Homeownership: A Swedish Experiment,"
NBER Working Papers
22882, National Bureau of Economic Research, Inc.
- Sodini, Paolo & van Nieuwerburgh, Stijn & Vestman, Roine & von Lilienfeld-Toal, Ulf, 2016. "Identifying the Benefits from Home Ownership: A Swedish Experiment," CEPR Discussion Papers 11656, C.E.P.R. Discussion Papers.
- Sydney Ludvigson, 1999.
"Consumption And Credit: A Model Of Time-Varying Liquidity Constraints,"
The Review of Economics and Statistics, MIT Press, vol. 81(3), pages 434-447, August.
- Sydney Ludvigson, 1996. "Consumption and credit: a model of time-varying liquidity constraints," Research Paper 9624, Federal Reserve Bank of New York.
- Susan Dynarski & Judith Scott-Clayton, 2013. "Financial Aid Policy: Lessons from Research," NBER Working Papers 18710, National Bureau of Economic Research, Inc.
- Lazear, Edward P, 1977.
"Education: Consumption or Production?,"
Journal of Political Economy, University of Chicago Press, vol. 85(3), pages 569-597, June.
- Edward P. Lazear, 1975. "Education: Consumption or Production," NBER Working Papers 0104, National Bureau of Economic Research, Inc.
- Christopher D. Carroll, 1992. "The Buffer-Stock Theory of Saving: Some Macroeconomic Evidence," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 23(2), pages 61-156.
- Arna Vardardottir & Michaela Pagel, 2016. "The Liquid Hand-to-Mouth: Evidence from a Personal Finance Management Software," 2016 Meeting Papers 789, Society for Economic Dynamics.
- Andreas Fuster & Basit Zafar, 2016. "To Buy or Not to Buy: Consumer Constraints in the Housing Market," American Economic Review, American Economic Association, vol. 106(5), pages 636-640, May.
- Christopher Avery & Sarah Turner, 2012. "Student Loans: Do College Students Borrow Too Much--Or Not Enough?," Journal of Economic Perspectives, American Economic Association, vol. 26(1), pages 165-192, Winter.
- Souleles, Nicholas S., 2000. "College tuition and household savings and consumption," Journal of Public Economics, Elsevier, vol. 77(2), pages 185-207, August.
- Andrew Paciorek, 2016. "The Long and the Short of Household Formation," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 44(1), pages 7-40, February.
- Nicholas S. Souleles, 1999. "The Response of Household Consumption to Income Tax Refunds," American Economic Review, American Economic Association, vol. 89(4), pages 947-958, September.
- Nuno Martins & Ernesto Villanueva, 2009. "Does High Cost of Mortgage Debt Explain Why Young Adults Live with Their Parents?," Journal of the European Economic Association, MIT Press, vol. 7(5), pages 974-1010, September.
- Engelhardt, Gary V, 1996. "Consumption, Down Payments, and Liquidity Constraints," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 28(2), pages 255-271, May.
- Eric P. Bettinger & Bridget Terry Long & Philip Oreopoulos & Lisa Sanbonmatsu, 2012. "The Role of Application Assistance and Information in College Decisions: Results from the H&R Block Fafsa Experiment," The Quarterly Journal of Economics, Oxford University Press, vol. 127(3), pages 1205-1242.
- Stacy Dickert-Conlin & Amitabh Chandra, 1999. "Taxes and the Timing of Birth," Journal of Political Economy, University of Chicago Press, vol. 107(1), pages 161-177, February.
- Myers, Stewart C., 1977. "Determinants of corporate borrowing," Journal of Financial Economics, Elsevier, vol. 5(2), pages 147-175, November.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Looney, Adam & Yannelis, Constantine, 2019. "How useful are default rates? Borrowers with large balances and student loan repayment," Economics of Education Review, Elsevier, vol. 71(C), pages 135-145.
- Sandra E. Black & Jeffrey T. Denning & Lisa J. Dettling & Sarena Goodman & Lesley J. Turner, 2020. "Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being," NBER Working Papers 27658, National Bureau of Economic Research, Inc.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Goodman, Sarena & Isen, Adam & Yannelis, Constantine, 2021. "A day late and a dollar short: Liquidity and household formation among student borrowers," Journal of Financial Economics, Elsevier, vol. 142(3), pages 1301-1323.
- Marco Di Maggio & Ankit Kalda & Vincent Yao, 2019. "Second Chance: Life without Student Debt," NBER Working Papers 25810, National Bureau of Economic Research, Inc.
- Francisco Gomes & Michael Haliassos & Tarun Ramadorai, 2021.
"Household Finance,"
Journal of Economic Literature, American Economic Association, vol. 59(3), pages 919-1000, September.
- Gomes, Francisco J & Haliassos, Michael & Ramadorai, Tarun, 2020. "Household Finance," CEPR Discussion Papers 14502, C.E.P.R. Discussion Papers.
- Gomes, Francisco J. & Haliassos, Michael & Ramadorai, Tarun, 2020. "Household finance," IMFS Working Paper Series 138, Goethe University Frankfurt, Institute for Monetary and Financial Stability (IMFS).
- David O Lucca & Taylor Nadauld & Karen Shen, 2019.
"Credit Supply and the Rise in College Tuition: Evidence from the Expansion in Federal Student Aid Programs,"
Review of Financial Studies, Society for Financial Studies, vol. 32(2), pages 423-466.
- David O. Lucca & Taylor D. Nadauld & Karen Shen, 2015. "Credit supply and the rise in college tuition: evidence from the expansion in federal student aid programs," Staff Reports 733, Federal Reserve Bank of New York.
- Atif Mian & Amir Sufi, 2014. "House Price Gains and U.S. Household Spending from 2002 to 2006," NBER Working Papers 20152, National Bureau of Economic Research, Inc.
- Day Manoli & Nicholas Turner, 2018. "Cash-on-Hand and College Enrollment: Evidence from Population Tax Data and the Earned Income Tax Credit," American Economic Journal: Economic Policy, American Economic Association, vol. 10(2), pages 242-271, May.
- Carruthers, Celeste K. & Welch, Jilleah G., 2019. "Not whether, but where? Pell grants and college choices," Journal of Public Economics, Elsevier, vol. 172(C), pages 1-19.
- Mueller, Holger M. & Yannelis, Constantine, 2019. "The rise in student loan defaults," Journal of Financial Economics, Elsevier, vol. 131(1), pages 1-19.
- Jeffrey T. Denning & Todd R. Jones, 2021.
"Maxed Out?: The Effect of Larger Student Loan Limits on Borrowing and Education Outcomes,"
Journal of Human Resources, University of Wisconsin Press, vol. 56(4), pages 1113-1140.
- Denning, Jeffrey T. & Jones, Todd R., 2019. "Maxed Out? The Effect of Larger Student Loan Limits on Borrowing and Education Outcomes," IZA Discussion Papers 12239, Institute of Labor Economics (IZA).
- Looney, Adam & Yannelis, Constantine, 2022.
"The consequences of student loan credit expansions: Evidence from three decades of default cycles,"
Journal of Financial Economics, Elsevier, vol. 143(2), pages 771-793.
- Adam Looney & Constantine Yannelis, 2019. "The Consequences of Student Loan Credit Expansions: Evidence from Three Decades of Default Cycles," Working Papers 19-32, Federal Reserve Bank of Philadelphia.
- Holger M. Mueller & Constantine Yannelis, 2017.
"Students in Distress: Labor Market Shocks, Student Loan Default, and Federal Insurance Programs,"
NBER Working Papers
23284, National Bureau of Economic Research, Inc.
- Mueller, Holger M & Yannelis, Constantine, 2017. "Students in Distress: Labor Market Shocks, Student Loan Default, and Federal Insurance Programs," CEPR Discussion Papers 11938, C.E.P.R. Discussion Papers.
- Lindsay C. Page & Judith Scott-Clayton, 2015. "Improving College Access in the United States: Barriers and Policy Responses," NBER Working Papers 21781, National Bureau of Economic Research, Inc.
- Jonathan A. Parker, 2015. "Why Don't Households Smooth Consumption? Evidence from a 25 Million Dollar Experiment," NBER Working Papers 21369, National Bureau of Economic Research, Inc.
- Rajeev Darolia, 2015. "Messengers of Bad News or Bad Apples? Student Debt and College Accountability," Education Finance and Policy, MIT Press, vol. 10(2), pages 277-299, March.
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2019.
"ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare,"
American Economic Journal: Applied Economics, American Economic Association, vol. 11(3), pages 193-224, July.
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2017. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," Upjohn Working Papers 17-280, W.E. Upjohn Institute for Employment Research.
- Denning, Jeffrey T. & Marx, Benjamin M. & Turner, Lesley, 2018. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," IZA Discussion Papers 11792, Institute of Labor Economics (IZA).
- Jeffrey T. Denning & Benjamin M. Marx & Lesley J. Turner, 2017. "ProPelled: The Effects of Grants on Graduation, Earnings, and Welfare," NBER Working Papers 23860, National Bureau of Economic Research, Inc.
- Bruce, Donald J. & Carruthers, Celeste K., 2014. "Jackpot? The impact of lottery scholarships on enrollment in Tennessee," Journal of Urban Economics, Elsevier, vol. 81(C), pages 30-44.
- Anderson, Drew M., 2020. "When financial aid is scarce: The challenge of allocating college aid where it is needed most," Journal of Public Economics, Elsevier, vol. 190(C).
- Vivian Yuen Ting Liu, 2020. "Is School Out for the Summer? The Impact of Year-Round Pell Grants on Academic and Employment Outcomes of Community College Students," Education Finance and Policy, MIT Press, vol. 15(2), pages 241-269, Spring.
- Veronica Rattini, 2022. "The Effects of Financial Aid on Graduation and Labor Market Outcomes: New Evidence from Matched Education-Labor Data," CESifo Working Paper Series 10010, CESifo.
- Aguirre, Josefa, 2021. "Long-term effects of grants and loans for vocational education," Journal of Public Economics, Elsevier, vol. 204(C).
More about this item
Keywords
Credit limits; Homeownership; Household formation; Human capital; Liquidity; Saving; Student loans;All these keywords.
JEL classification:
- D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
- G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
- H52 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Education
- H8 - Public Economics - - Miscellaneous Issues
- J24 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Human Capital; Skills; Occupational Choice; Labor Productivity
- I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid
- D15 - Microeconomics - - Household Behavior - - - Intertemporal Household Choice; Life Cycle Models and Saving
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedgfe:2018-25. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: . General contact details of provider: https://edirc.repec.org/data/frbgvus.html .
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Ryan Wolfslayer ; Keisha Fournillier (email available below). General contact details of provider: https://edirc.repec.org/data/frbgvus.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.