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Financial inclusion, digital technology, and economic growth: Further evidence

Author

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  • Mohd Daud, Siti Nurazira
  • Ahmad, Abd Halim
  • Trinugroho, Irwan

Abstract

This paper examines the effects of financial inclusion and digital technology on economic growth. We also investigate the possibility of using digital technology to improve financial inclusion overall and bridge the financial inclusion gender gap. Through dynamic panel data estimation for 84 countries from 2011 to 2017, we find evidence that digital technology would complement the effect of financial inclusion on economic growth through increased usage of financial services as well as bridging the financial inclusion and gender gap. The empirical results are robust to the inclusion of various control variables and changes in specification.

Suggested Citation

  • Mohd Daud, Siti Nurazira & Ahmad, Abd Halim & Trinugroho, Irwan, 2024. "Financial inclusion, digital technology, and economic growth: Further evidence," Research in International Business and Finance, Elsevier, vol. 70(PB).
    • Handle: RePEc:eee:riibaf:v:70:y:2024:i:pb:s0275531924001545
    DOI: 10.1016/j.ribaf.2024.102361
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