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Citations for "The institutional memory hypothesis and the procyclicality of bank lending behaviour"

by Allen N. Berger & Gregory F. Udell

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  1. A Das & S Ghosh, 2007. "Determinants of Credit Risk in Indian State-owned Banks: An Empirical Investigation," Economic Issues Journal Articles, Economic Issues, Economic Issues, vol. 12(2), pages 27-46, September.
  2. Robert DeYoung & Anne Gron & Andrew Winton, 2005. "Risk overhang and loan portfolio decisions," Working Paper Series, Federal Reserve Bank of Chicago WP-05-04, Federal Reserve Bank of Chicago.
  3. Hervé Alexandre & Julien Clavier, 2012. "Passage Obligatoire Aux Normes Comptables Ias/Ifrs, Contraintes En Liquidite Et Rationnement Du Credit : Une Etude Empirique Dans L'Industrie Bancaire Europenne," Post-Print hal-00936624, HAL.
  4. E Philip Davis & Haibin Zhu, 2004. "Commercial property prices and bank performance," Economics and Finance Discussion Papers, Economics and Finance Section, School of Social Sciences, Brunel University 04-19, Economics and Finance Section, School of Social Sciences, Brunel University.
  5. Bassett, William F. & Chosak, Mary Beth & Driscoll, John C. & Zakrajšek, Egon, 2014. "Changes in bank lending standards and the macroeconomy," Journal of Monetary Economics, Elsevier, Elsevier, vol. 62(C), pages 23-40.
  6. Ryuichi Nakagawa & Hirofumi Uchida, 2004. "Herd Behavior in the Japanese Loan Market: Evidence from Bank Panel Data," Econometric Society 2004 Australasian Meetings, Econometric Society 161, Econometric Society.
  7. Ogura, Yoshiaki, 2006. "Learning from a rival bank and lending boom," Journal of Financial Intermediation, Elsevier, Elsevier, vol. 15(4), pages 535-555, October.
  8. Reinout De Bock & Alexander Demyanets, 2012. "Bank Asset Quality in Emerging Markets," IMF Working Papers 12/71, International Monetary Fund.
  9. Liu, Yong-Chin & Chen, Hsiang-Ju, 2012. "Economic conditions, lending competition, and evaluation effect of credit line announcements on borrowers," Pacific-Basin Finance Journal, Elsevier, Elsevier, vol. 20(3), pages 438-458.
  10. Nicolás Figueroa & Oksana Leukhina, 2009. "Information Asymmetries and an Endogenous Productivity Reversion Mechanism," Documentos de Trabajo, Centro de Economía Aplicada, Universidad de Chile 264, Centro de Economía Aplicada, Universidad de Chile.
  11. Deniz Igan & Prachi Mishra & Thierry Tressel, 2011. "A Fistful of Dollars: Lobbying and the Financial Crisis," NBER Working Papers 17076, National Bureau of Economic Research, Inc.
  12. Shawn Cole & Martin Kanz & Leora Klapper, 2012. "Incentivizing Calculated Risk-Taking: Evidence from an Experiment with Commercial Bank Loan Officers," Harvard Business School Working Papers, Harvard Business School 13-002, Harvard Business School.
  13. Bolton, Patrick & Freixas, Xavier & Gambacorta, Leonardo & Mistrulli, Paolo Emilio, 2013. "Relationship and Transaction Lending in a Crisis," CEPR Discussion Papers, C.E.P.R. Discussion Papers 9662, C.E.P.R. Discussion Papers.
  14. Bouvatier, Vincent & Lepetit, Laetitia, 2012. "Provisioning rules and bank lending: A theoretical model," Journal of Financial Stability, Elsevier, Elsevier, vol. 8(1), pages 25-31.
  15. Peter Egly & André Mollick, 2013. "Did the U.S. Treasury’s capital purchase program (CPP) help bank lending and business activity?," Review of Quantitative Finance and Accounting, Springer, Springer, vol. 40(4), pages 747-775, May.
  16. Giovanni Dell’Ariccia & Deniz Igan & Luc Laeven, 2012. "Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market," Journal of Money, Credit and Banking, Blackwell Publishing, Blackwell Publishing, vol. 44, pages 367-384, 03.
  17. Ono, Arito & Uchida, Hirofumi & Udell, Gregory & Uesugi, Iichiro, 2013. "A Close Look at Loan-To-Value Ratios: Evidence from the Japanese Real Estate Market," Working Paper Series 19, Center for Interfirm Network, Institute of Economic Research, Hitotsubashi University.
  18. Giovanni Dell'Ariccia & Luc Laeven & Deniz Igan, 2008. "Credit Booms and Lending Standards," IMF Working Papers 08/106, International Monetary Fund.
  19. Wilko Bolt & Leo de Haan & Marco Hoeberichts & Maarten van Oordt & Job Swank, 2010. "Bank Profitability during Recessions," DNB Working Papers, Netherlands Central Bank, Research Department 251, Netherlands Central Bank, Research Department.
  20. Heider, Florian & Inderst, Roman, 2012. "Loan prospecting," Working Paper Series, European Central Bank 1439, European Central Bank.
  21. Diana Bonfim, 2007. "Credit Risk Drivers: Evaluating the Contribution of Firm Level Information and of Macroeconomic Dynamics," Working Papers, Banco de Portugal, Economics and Research Department w200707, Banco de Portugal, Economics and Research Department.
  22. Yuliya Demyanyk & Otto Van Hemert, 2008. "Understanding the subprime mortgage crisis," Proceedings, Federal Reserve Bank of Chicago 1092, Federal Reserve Bank of Chicago.
  23. Sengupta, Rajdeep, 2014. "Lending to uncreditworthy borrowers," Journal of Financial Intermediation, Elsevier, Elsevier, vol. 23(1), pages 101-128.
  24. Angelo Zago & Paola Dongili, 2011. "Credit quality and technical efficiency in banking," Empirical Economics, Springer, Springer, vol. 40(2), pages 537-558, April.
  25. Acharya, Viral V & Yorulmazer, Tanju, 2003. "Information Contagion and Inter-Bank Correlation in a Theory of Systemic Risk," CEPR Discussion Papers, C.E.P.R. Discussion Papers 3743, C.E.P.R. Discussion Papers.
  26. Michele Fratianni & Francesco Marchionne, 2009. "Rescuing Banks from the Effects of the Financial Crisis," Working Papers, Indiana University, Kelley School of Business, Department of Business Economics and Public Policy 2009-04, Indiana University, Kelley School of Business, Department of Business Economics and Public Policy.
  27. Popov, Alexander & Udell, Gregory F., 2012. "Cross-border banking, credit access, and the financial crisis," Journal of International Economics, Elsevier, Elsevier, vol. 87(1), pages 147-161.
  28. Ongena, Steven & Popov, Alexander & Udell, Gregory F., 2013. "“When the cat's away the mice will play”: Does regulation at home affect bank risk-taking abroad?," Journal of Financial Economics, Elsevier, Elsevier, vol. 108(3), pages 727-750.
  29. Nier, Erlend W., 2005. "Bank stability and transparency," Journal of Financial Stability, Elsevier, Elsevier, vol. 1(3), pages 342-354, April.
  30. Benjamin Neudorfer & Michael Sigmund & Alexander Trachta, 2011. "Detecting Financial Stability Vulnerabilities in Due Time: Can Simple Indicators Identify a Complex Issue?," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), Oesterreichische Nationalbank (Austrian Central Bank), issue 22, pages 59-71.
  31. Olszak, Małgorzata & Pipień, Mateusz & Kowalska, Iwona & Roszkowska, Sylwia, 2014. "What drives heterogeneity of loan loss provisions’ procyclicality in the EU?," MPRA Paper 56834, University Library of Munich, Germany.
  32. Delis, Manthos D & Kouretas, Georgios & Tsoumas, Chris, 2011. "Anxious periods and bank lending," MPRA Paper 32422, University Library of Munich, Germany.
  33. Pennacchi, George G., 2005. "Risk-based capital standards, deposit insurance, and procyclicality," Journal of Financial Intermediation, Elsevier, Elsevier, vol. 14(4), pages 432-465, October.
  34. Dell''Ariccia, Giovanni & Marquez, Robert, 2005. "Lending Booms and Lending Standards," CEPR Discussion Papers, C.E.P.R. Discussion Papers 5095, C.E.P.R. Discussion Papers.
  35. Vincent Bouvatier & Laetitia Lepetit, 2008. "Banks' Procyclical Behavior: Does Provisioning Matter?," Post-Print hal-00916599, HAL.
  36. Büyükkarabacak, Berrak & Valev, Neven, 2012. "Credit information sharing and banking crises: An empirical investigation," Journal of Macroeconomics, Elsevier, Elsevier, vol. 34(3), pages 788-800.
  37. Eliana Balla & Morgan J. Rose, 2011. "Loan loss reserves, accounting constraints, and bank ownership structure," Working Paper, Federal Reserve Bank of Richmond 11-09, Federal Reserve Bank of Richmond.
  38. Bruggeman, Annick & Donnay, Marie, 2003. "A monthly monetary model with banking intermediation for the euro area," Working Paper Series, European Central Bank 0264, European Central Bank.
  39. Rötheli, Tobias F., 2012. "Boundedly rational banks’ contribution to the credit cycle," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, Elsevier, vol. 41(5), pages 730-737.
  40. Jesus, Saurina & Gabriel, Jimenez, 2006. "Credit Cycles, Credit Risk, and Prudential Regulation," MPRA Paper 718, University Library of Munich, Germany.
  41. Pejman Abedifar & Philip Molyneux & Amine Tarazi, 2013. "Risk in Islamic Banking," Review of Finance, European Finance Association, European Finance Association, vol. 17(6), pages 2035-2096.
  42. Koopman, Siem Jan & Lucas, Andre & Klaassen, Pieter, 2005. "Empirical credit cycles and capital buffer formation," Journal of Banking & Finance, Elsevier, Elsevier, vol. 29(12), pages 3159-3179, December.
  43. Christopher F. Baum & Mustafa Caglayan & Neslihan Ozkan, 2004. "The second moments matter: The response of bank lending behavior to macroeconomic uncertainty," Discussion Papers in Economics, Department of Economics, University of Leicester 04/13, Department of Economics, University of Leicester.
  44. Krainer, Robert, 2009. "Portfolio and financing adjustments for U.S. banks: Some empirical evidence," Journal of Financial Stability, Elsevier, Elsevier, vol. 5(1), pages 1-24, January.
  45. Stefan Kerbl & Michael Sigmund, 2011. "What Drives Aggregate Credit Risk?," Financial Stability Report, Oesterreichische Nationalbank (Austrian Central Bank), Oesterreichische Nationalbank (Austrian Central Bank), issue 22, pages 72-87.
  46. Bernd Hofmann, 2005. "Procyclicality: The Macroeconomic Impact of Risk-Based Capital Requirements," Financial Markets and Portfolio Management, Springer, Springer, vol. 19(2), pages 179-200, August.
  47. Eliana Balla & Andrew McKenna, 2009. "Dynamic provisioning: a countercyclical tool for loan loss reserves," Economic Quarterly, Federal Reserve Bank of Richmond, Federal Reserve Bank of Richmond, issue Fall, pages 383-418.
  48. Agarwal, Sumit & Chomsisengphet, Souphala & Liu, Chunlin & Ghon Rhee, S., 2007. "Earnings management behaviors under different economic environments: Evidence from Japanese banks," International Review of Economics & Finance, Elsevier, Elsevier, vol. 16(3), pages 429-443.
  49. Foos, Daniel & Norden, Lars & Weber, Martin, 2010. "Loan growth and riskiness of banks," Journal of Banking & Finance, Elsevier, Elsevier, vol. 34(12), pages 2929-2940, December.
  50. de Haas, Ralph & van Horen, Neeltje, 2009. "The strategic behavior of banks during a financial crisis; evidence from the syndicated loan market," MPRA Paper 14164, University Library of Munich, Germany.
  51. Deniz Igan & Thierry Tressel & Prachi Mishra, 2009. "A Fistful of Dollars," IMF Working Papers 09/287, International Monetary Fund.
  52. Vincent Bouvatier & Laetitia Lepetit, 2006. "Banks' procyclicality behavior : does provisioning matter ?," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) halshs-00115622, HAL.
  53. Carlo Brambilla & Giandomenico Piluso, 2007. "Are Banks Procyclical? Evidence from the Italian Case (1890-1973)," Department of Economics University of Siena, Department of Economics, University of Siena 523, Department of Economics, University of Siena.
  54. Mario Quagliariello, . "Banks' Performance over the Business Cycle: A Panel Analysis on Italian Intermediaries," Discussion Papers, Department of Economics, University of York 04/17, Department of Economics, University of York.
  55. Gabriel Jiménez & Jesús Saurina, 2005. "Credit cycles, credit risk, and prudential regulation," Banco de Espa�a Working Papers 0531, Banco de Espa�a.
  56. Bouvatier, Vincent & López-Villavicencio, Antonia & Mignon, Valérie, 2012. "Does the banking sector structure matter for credit procyclicality?," Economic Modelling, Elsevier, Elsevier, vol. 29(4), pages 1035-1044.
  57. Mariya Pylypiv & Sugato Chakravarty, 2013. "The Role of Subsidization and Organizational Status on Borrower Repayment Rates in Microfinance Institutions," Working Papers 1018, Purdue University, Department of Consumer Sciences.
  58. Masazumi Hattori & Kazuhiko Ohashi, 2009. "Incentives to Issue Low-Quality Securitized Products in the OTD Business Model," IMES Discussion Paper Series 09-E-26, Institute for Monetary and Economic Studies, Bank of Japan.
  59. Faiçal Belaid, 2014. "Loan quality determinants: evaluating the contribution of bank-specific variables, macroeconomic factors and firm level information," IHEID Working Papers, Economics Section, The Graduate Institute of International Studies 04-2014, Economics Section, The Graduate Institute of International Studies.
  60. Christian Beer & Walter Waschiczek, 2012. "Analyzing Corporate Loan Growth in Austria Using Bank Lending Survey Data," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue 2, pages 61–80.
  61. Gabriel Jiménez & Jesús Saurina, 2006. "Credit Cycles, Credit Risk, and Prudential Regulation," International Journal of Central Banking, International Journal of Central Banking, International Journal of Central Banking, vol. 2(2), May.
  62. E. Philip Davis & Haibin Zhu, 2004. "Bank lending and commercial property cycles: some cross-country evidence," BIS Working Papers 150, Bank for International Settlements.
  63. Michele Fratianni & Francesco Marchionne, 2010. "The Banking Bailout of the Subprime Crisis: Size and Effects," PSL Quarterly Review, Economia civile, Economia civile, vol. 63(254), pages 187-233.
  64. Imbierowicz, Björn & Rauch, Christian, 2014. "The relationship between liquidity risk and credit risk in banks," Journal of Banking & Finance, Elsevier, Elsevier, vol. 40(C), pages 242-256.
  65. Michele Fratianni & Francesco Marchionne, 2009. "The Role of Banks in the Subprime Financial Crisis," Mo.Fi.R. Working Papers, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences 23, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
  66. Juan Sebastián Amador Torres & José EDuardo Gómez G. & Andrés Murcia Pabón, 2013. "Loans Growth and Banks’ Risk: New Evidence," Borradores de Economia 763, Banco de la Republica de Colombia.
  67. Herrala, Risto, 2009. "Credit crunch? An empirical test of cyclical credit policy," Research Discussion Papers, Bank of Finland 10/2009, Bank of Finland.
  68. Gordy, Michael B. & Howells, Bradley, 2006. "Procyclicality in Basel II: Can we treat the disease without killing the patient?," Journal of Financial Intermediation, Elsevier, Elsevier, vol. 15(3), pages 395-417, July.
  69. Giovanni Dell'Ariccia, 2012. "Property Prices and Bank Risk-taking," RBA Annual Conference Volume, Reserve Bank of Australia, in: Alexandra Heath & Frank Packer & Callan Windsor (ed.), Property Markets and Financial Stability Reserve Bank of Australia.
  70. Marek Lubiński, 2012. "Wpływ akceleratora finansowego na przebieg wahań koniunkturalnych [ Impact of Financial Accelerator on Business Cycle Fluctuations ]," Prace i Materiały, Instytut Rozwoju Gospodarczego (SGH), Instytut Rozwoju Gospodarczego (SGH), vol. 88(1), pages 63-84.