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Research classified by Journal of Economic Literature (JEL) codes


Top JEL
/ D: Microeconomics
/ / D1: Household Behavior
/ / / D14: Household Saving; Personal Finance
This topic is covered by the following reading lists:
  1. SOEP based publications

Most recent items first, undated at the end.
  • 2014 The causal effect of house prices on mortgage demand and mortgage supply
    by Christoph Basten & Cathérine Koch
  • 2014 Labor income risk and the reluctance of fouseholds to invest in risky financial assets: A panel data analysis
    by Becker, Gideon & Dimpfl, Thomas
  • 2014 Consumption and wage humps in a life-cycle model with education
    by Kraft, Holger & Munk, Claus & Seifried, Frank Thomas & Steffensen, Mogens
  • 2014 Life insurance demand under health shock risk
    by Kraft, Holger & Schendel, Lorenz S. & Steffensen, Mogens
  • 2014 The role of demographics in small business loan pricing
    by Neuberger, Doris & Räthke-Döppner, Solvig
  • 2014 Rates of return and early retirement disincentives: Evidence from a German pension reform
    by Lüthen, Holger
  • 2014 Do financial advisors provide tangible benefits for investors? Evidence from tax-motivated mutual fund flows
    by Cici, Gjergji & Kempf, Alexander & Sorhage, Christoph
  • 2014 The distribution of debt across euro area countries: The role of individual characteristics, institutions and credit conditions
    by Bover, Olympia & Casado, Jose Maria & Costa, Sonia & Du Caju, Philip & McCarthy, Yvonne & Sierminska, Eva & Tzamourani, Panagiota & Villanueva, Ernesto & Zavadil, Tibor
  • 2014 The effects of rewards on tax compliance decisions
    by Fochmann, Martin & Kroll, Eike B.
  • 2014 Affective reactions influence investment decisions: Evidence from a laboratory experiment with taxation
    by Schüßler, Katharina & Hewig, Johannes & Kiesewetter, Dirk & Fochmann, Martin
  • 2014 The effect of straight-line and accelerated depreciation rules on risky investment decisions: An experimental study
    by Ackermann, Hagen & Fochmann, Martin
  • 2014 Real tax effects and tax perception effects in decisions on asset allocation
    by Fochmann, Martin & Hemmerich, Kristina
  • 2014 Financial Concerns and Overall Life Satisfaction: A Joint Modelling Approach
    by Daniel Gray
  • 2014 The Effects of Student Loans on Long-Term Household Financial Stability
    by Gicheva, Dora & Thompson, Jeffrey
  • 2014 The Changing Way We Pay: Trends in Consumer Payments
    by Crystal Ossolinski & Tai Lam & David Emery
  • 2014 Household Saving in Australia
    by Richard Finlay & Fiona Price
  • 2014 Has US Household Deleveraging Ended? A Model-Based Estimate of Equilibrium Debt
    by Bruno Albuquerque & Ursel Baumann & Georgi Krustev
  • 2014 Линейки Ссудо-Сберегательных Тарифных Планов: Обобщение Идеи Стройсберкасс
    by Polterovich, Victor & Starkov, Oleg & Ilinskiy, Dmitry
  • 2014 The relationship between objective and subjective wealth is moderated by financial control and mediated by money anxiety
    by Gasiorowska, Agata
  • 2014 Inequalities in the Financial Inclusion in Sri Lanka: An Assessment of the Functional Financial Literacy
    by Heenkkenda, Shirantha
  • 2014 Social service delivery and access to financial innovation. The impact of Oportunidades’ electronic payment system in Mexico
    by Masino, Serena & Niño-Zarazúa, Miguel
  • 2014 Why Do People Leave Bequests? For Love or Self-Interest? Evidence from a New International Survey of Bequest Plans
    by Charles Yuji Horioka
  • 2014 Financial Literacy and Retirement Planning in Canada
    by David Boisclair & Annamaria Lusardi & Pierre-Carl Michaud
  • 2014 Social Networks as Contract Enforcement: Evidence from a Lab Experiment in the Field
    by Arun G. Chandrasekhar & Cynthia Kinnan & Horacio Larreguy
  • 2014 Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
    by Felipe Kast & Dina Pomeranz
  • 2014 Visual Tools and Narratives: New Ways to Improve Financial Literacy
    by Annamaria Lusardi & Anya Savikhin Samek & Arie Kapteyn & Lewis Glinert & Angela Hung & Aileen Heinberg
  • 2014 Five Steps to Planning Success. Experimental Evidence from U.S. Households
    by Aileen Heinberg & Angela A. Hung & Arie Kapteyn & Annamaria Lusardi & Anya Savikhin Samek & Joanne Yoong
  • 2014 Are Americans and Indians More Altruistic than the Japanese and Chinese? Evidence from a New International Survey of Bequest Plans
    by Charles Yuji Horioka
  • 2014 Financial Knowledge and 401(k) Investment Performance
    by Robert L. Clark & Annamaria Lusardi & Olivia S. Mitchell
  • 2014 Small Victories: Creating Intrinsic Motivation in Savings and Debt Reduction
    by Alexander L. Brown & Joanna N. Lahey
  • 2014 The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
    by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas Evanoff
  • 2014 Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
    by Olivier Coibion & Yuriy Gorodnichenko & Marianna Kudlyak & John Mondragon
  • 2014 Family ties: occupational responses to cope with a household income shock
    by Massimo Baldini & Costanza Torricelli & Maria Cesira Urzì Brancati
  • 2014 Family ties: occupational responses to cope with a household income shock
    by Massimo Baldini & Costanza Torricelli & Maria Cesira Urzì Brancati
  • 2014 Price Level Changes and the Redistribution of Nominal Wealth Across the Euro Area
    by Adam, Klaus & Zhu, Junyi
  • 2014 Should I Stay or Should I Go? The Role of Actuarial Reduction Rates in Individual Retirement Planning in Germany
    by Kluth, Sebastian
  • 2014 Household Risk Taking after the Financial Crisis
    by Necker, Sarah & Ziegelmeyer, Michael
  • 2014 Life-Cycle Consumption and Children
    by Thomas H. Jørgensen
  • 2014 Household Finances and Social Interaction: Bayesian Analysis of Household Panel Data
    by Brown, Sarah & Ghosh, Pulak & Taylor, Karl
  • 2014 Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
    by Coibion, Olivier & Gorodnichenko, Yuriy & Kudlyak, Marianna & Mondragon, John
  • 2014 Behavioral determinants of home bias - theory and experiment
    by Dennis Dlugosch & Kristian Horn & Mei Wang
  • 2014 Measuring Adequacy of Retirement Savings
    by John Burnett & Kevin Davis & Carsten Murawski & Roger Wilkins & Nicholas Wilkinson
  • 2014 Gambling to Leapfrog in Status?
    by Mario Mechtel & Tim Friehe
  • 2014 Mortgage Loan Characteristics , Unobserved Heterogeneity and the Performance of United Kingdom Securitised Sub-Prime Loans
    by Lanot, Gauthier & Leece, David
  • 2014 Evaluating the Link between Consumers' Savings Portfolio Decisions, their Inflation Expectations and Economic News
    by Eva Arnold & Lena Dräger & Ulrich Fritsche
  • 2014 Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
    by Coibion, Olivier & Gorodnichenko, Yuriy & Kudlyak, Marianna & Mondragon, John
  • 2014 Financial benefits, travel costs, and bankruptcy
    by Mikhed, Vyacheslav & Scholnick, Barry
  • 2014 Measuring student debt and its performance
    by Lee, Donghoon & Van der Klaauw, Wilbert & Haughwout, Andrew F. & Brown, Meta & Scally, Joelle
  • 2014 Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
    by Yogo, Motohiro & Koijen, Ralph S.J. & Van Nieuwerburgh, Stijn
  • 2014 Consumer Debt Dynamics: Follow the Increasers
    by Braxton, John Carter & Knotek, Edward S.
  • 2014 Merchant steering of consumer payment choice: evidence from a 2012 Diary survey
    by Shy, Oz & Stavins, Joanna
  • 2014 Co-residence, Life-Cycle Savings and Inter- Generational Support in Urban China
    by Mark Rosenzweig & Junsen Zhang
  • 2014 Household saving behaviour and credit constraints in the Euro area
    by Julia Le Blanc & Alessandro Porpiglia & Federica Teppa & Junyi Zhu & Michael Ziegelmeyer
  • 2014 Rates of Return and Early Retirement Disincentives: Evidence from a German Pension Reform
    by Holger Lüthen
  • 2014 John Doe's Old-Age Provision: Dollar Cost Averaging and Time Diversification
    by Dirk Ulbricht
  • 2014 The Standard Portfolio Choice Problem in Germany
    by Steffen Huck & Tobias Schmidt & Georg Weizsäcker
  • 2014 Making Work pay for the Indebted. The Effect of Debt Services on the Exit Rates of Unemployed Individuals
    by Pierre Koning
  • 2014 Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence from Tanzanian MSEs
    by Thorsten Beck & Haki Pamuk & Burak R. Uras
  • 2014 Corporate Scandals and Household Stock Market Participation
    by Giannetti, Mariassunta & Wang, Tracey Yue
  • 2014 Understanding Latin America’s Financial Inclusion Gap - Working Paper 367
    by Liliana Rojas-Suarez and Maria Alejandra Amado
  • 2014 Hidden Skewness: On the Difficulty of Multiplicative Compounding under Random Shocks
    by Ludwig Ensthaler & Olga Nottmeyer & Georg Weizsäcker & Christian Zankiewicz
  • 2014 Just a Few Cents Each Day: Can Fixed Regular Deposits Overcome Savings Constraints?
    by Anett John (née Hofmann)
  • 2014 Deleveraging in a highly indebted property market: Who does it and are there implications for household consumption?
    by McCarthy, Yvonne & McQuinn, Kieran
  • 2014 The distribution of debt across Euro Area countries: The role of individual characteristics, institutions and credit conditions
    by Bover, Olympia & Casado, Jose Maria & Costa, Sonia & Du Caju, Philip & McCarthy, Yvonne & Sierminska, Eva & Tzamourani, Panagiota & Villanueva, Ernesto & Zavadil, Tibor
  • 2014 Dis-entangling the mortgage arrears crisis: The rolw of the labour market, income volatility and housing equity
    by McCarthy, Yvonne
  • 2014 Borrowing on the Wrong Credit Card: Evidence from Mexico
    by Alejandro Ponce & Enrique Seira & Guillermo Zamarripa
  • 2014 Household Risk Taking after the Financial Crisis
    by Sarah Necker & Michael Ziegelmeyer
  • 2014 Macroeconomic Experiences and Risk Taking of Euro Area Households
    by Miguel Ampudia & Michael Ehrmann
  • 2014 Factors that Matter for Financial Inclusion: Evidence from Peru
    by Noelia Camara & Ximena Pena & David Tuesta
  • 2014 Information Sharing and Stock Market Participation: Evidence from Extended Families
    by Geng Li
  • 2014 Preferences for Risk in Dynamic Models with Adjustment Costs
    by Galina Vereshchagina
  • 2014 Risk-Bearing Capacity of Households – Linking Micro-Level Data to the Macroprudential Toolkit
    by Nicolas Albacete & Judith Eidenberger & Gerald Krenn & Peter Lindner & Michael Sigmund
  • 2014 How Did CESEE Households Weather the Crisis? Evidence from the OeNB Euro Survey
    by Majken Corti & Thomas Scheiber
  • 2014 Baby-Boomers and the Romanian Financial System
    by Tudor Ciumara
  • 2014 Financial literacy and mortgage equity withdrawals
    by Duca, John V. & Kumar, Anil
  • 2014 Take-up of mortgage assistance for distressed homeowners: The role of geographic accessibility
    by Russell, Blair D. & Moulton, Stephanie & Greenbaum, Robert T.
  • 2014 Income hedging and portfolio decisions
    by Bonaparte, Yosef & Korniotis, George M. & Kumar, Alok
  • 2014 Stock market returns and annuitization
    by Previtero, Alessandro
  • 2014 Predatory lending and the subprime crisis
    by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
  • 2014 Risk tolerance and entrepreneurship
    by Hvide, Hans K. & Panos, Georgios A.
  • 2014 The cross-section of speculator skill: Evidence from day trading
    by Barber, Brad M. & Lee, Yi-Tsung & Liu, Yu-Jane & Odean, Terrance
  • 2014 Dynamic asset allocation when bequests are luxury goods
    by Ding, Jie & Kingston, Geoffrey & Purcal, Sachi
  • 2014 The minimal impact of a large-scale financial education program in Mexico City
    by Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David
  • 2014 The demand for insurance against common shocks
    by de Janvry, A. & Dequiedt, V. & Sadoulet, E.
  • 2014 Die Tücken des Zinseszinseffekts: Privatanleger unterschätzen Verlustrisiken bei Finanzprodukten
    by Christian Zankiewicz
  • 2014 Pitfalls of Compound Interest Effect: Private Investors Underestimate Loss Risks of Financial Products
    by Christian Zankiewicz
  • 2014 L’évolution de la monnaie et du crédit en 2013
    by ROERO, C.
  • 2014 The Economic Importance of Financial Literacy: Theory and Evidence
    by Annamaria Lusardi & Olivia S. Mitchell
  • 2014 The Dividend Clientele Hypothesis: Evidence from the 2003 Tax Act
    by Laura Kawano
  • 2014 "Fisher Dynamics" in US Household Debt, 1929-2011
    by J. W. Mason & Arjun Jayadev
  • 2014 Who Is (More) Rational?
    by Syngjoo Choi & Shachar Kariv & Wieland M?ller & Dan Silverman
  • 2014 All for One? Family Size and Children's Educational Distribution under Credit Constraints
    by Jeanne Lafortune & Soohyung Lee
  • 2014 Disparities in Wealth Accumulation and Loss from the Great Recession and Beyond
    by Signe-Mary McKernan & Caroline Ratcliffe & Eugene Steuerle & Sisi Zhang
  • 2014 The Aggregate Impact of Household Saving and Borrowing Constraints: Designing a Field Experiment in Uganda
    by Joseph P. Kaboski & Molly Lipscomb & Virgiliu Midrigan
  • 2014 Retirement Security in an Aging Population
    by James M. Poterba
  • 2014 Risk and Precautionary Saving in Two-Person Households
    by Patricia Apps & Yuri Andrienko & Ray Rees
  • 2014 How Financial Incentives Induce Disability Insurance Recipients to Return to Work
    by Andreas Ravndal Kostol & Magne Mogstad
  • 2013 Individual Private Retirement Insurances: holding behaviours among pensioners
    by Clark, Gordon & Legendre, Bérangère & El Mekkaoui de Freitas, Najat
  • 2013 Knowing what not to do: Financial literacy and consumer credit choices
    by Dick, Christian D. & Jaroszek, Lena M.
  • 2013 Discharge of residual debt: Do private and institutional lenders differ?
    by Kirchkamp, Oliver & Prömpers, Henning
  • 2013 Saving and Consumption When Children Move Out
    by Klos, Alexander & Rottke, Simon
  • 2013 The effects of financial literacy training: Evidence from a field experiment in German high schools
    by Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta
  • 2013 Consumption habits and humps
    by Kraft, Holger & Munk, Claus & Seifried, Frank Thomas & Wagner, Sebastian
  • 2013 Twin picks: Disentangling the determinants of risk-taking in household portfolios
    by Calvet, Laurent E. & Sodini, Paolo
  • 2013 Urbanization in China and how urban housing demand can be met
    by Gottschalch, Sören
  • 2013 Die Auswirkungen des Steuersystemwechsels vom Halbeinkünfteverfahren zur Abgeltungssteuer auf die Ausschüttungspolitik von Unternehmen
    by Podlech, Nils
  • 2013 The effect of awareness and incentives on tax evasion
    by Alstadsæter, Annette & Jacob, Martin
  • 2013 A Micro Level Perspective of Euroization in Albania
    by Edlira Narazani
  • 2013 Factors Associated with Financial Literacy among High School Students
    by Michael P. Cameron & Richard Calderwood & Ashleigh Cox & Steven Lim & Michio Yamaoka
  • 2013 Personal Financial Literacy Among High School Students in New Zealand, Japan and the United States
    by Michael P. Cameron & Richard Calderwood & Ashleigh Cox & Steven Lim & Michio Yamaoka
  • 2013 Financial Risk Aversion and Personal Life History
    by Alessandro Bucciol & Luca Zarri
  • 2013 As Easy as Pie: How Retirement Savers use Prescribed Investment Disclosures
    by Hazel Bateman & Isabella Dobrescu & Ben R. Newell & Andreas Ortmann & Susan Thorp
  • 2013 Switching Costs, Deposit Insurance and Deposit Withdrawals from Distressed Banks
    by Brown, Martin & Guin, Benjamin & Morkoetter, Stefan
  • 2013 Mortgage Relationships
    by Brown, Martin & Hoffmann, Matthias
  • 2013 How individuals react to defined benefit pension risk
    by Salamanca N. & Grip A. de & Sleijpen O.C.H.M.
  • 2013 Locus of control and investment in risky assets
    by Salamanca N. & Fouarge D. & Montizaan R.M. & Grip A. de
  • 2013 How individuals react to defined benefit pension risk
    by Salamanca N. & Sleijpen O.C.H.M. & Grip A. de
  • 2013 Present-bias in different income groups
    by Erdem O. & Can B.
  • 2013 Asset market participation and portfolio choice over the life-cycle
    by Andreas Fagereng & Charles Gottlieb & Luigi Guiso
  • 2013 The health care system reform in China: effects on out-of-pocket expenses and saving
    by Vincenzo Atella & Agar Brugiavini & Noemi Pace
  • 2013 Teaching the Economics of Income Tax Evasion
    by Cebula, Richard & Foley, Maggie
  • 2013 Разработка И Исследование Ссудо-Сберегательных Программ Ипотечного Кредитования: Динамическая Модель
    by Polterovich, Victor & Starkov, Oleg & Ilinskiy, Dmitry
  • 2013 Famiglia e pressione fiscale
    by Campiglio, Luigi Pierfranco
  • 2013 The Role of Islamic Banking System as the Milestone towards Indonesia Micro Economy Development
    by Rahajeng, DIAN
  • 2013 Factors Influencing Portfolio Yield of Microfinance Institutions in Central Asia
    by Janda, Karel & Turbat, Batbayar
  • 2013 Financial freedom experience of Indian Male and Female Executives
    by Raval, Vishvesh & Vyas, Khyati
  • 2013 Skrócona wersja Skali Postaw Wobec Pieniędzy SPP-25. Dobór pozycji i walidacja narzędzia
    by Gasiorowska, Agata
  • 2013 The Impact of Insurance Provision on Households’ Production and Financial Decisions
    by Cai, Jing
  • 2013 Do Hypothetical Experiences Affect Real Financial Decisions? Evidence from Insurance Take-up
    by Cai, Jing & Song, Changcheng
  • 2013 Skala Postaw Wobec Pieniędzy SPP: Konstrukcja i walidacja narzędzia pomiarowego
    by Gasiorowska, Agata
  • 2013 Endogenous financial literacy, saving and stock market participation
    by Spataro, Luca & Corsini, Lorenzo
  • 2013 A Model of Non-Belief in the Law of Large Numbers
    by Collin Raymond & Daniel J. Benjamin & Matthew Rabin
  • 2013 Promoting Financial Inclusion through Financial Education: OECD/INFE Evidence, Policies and Practice
    by Adele Atkinson & Flore-Anne Messy
  • 2013 Financial Education in Latin America and the Caribbean: Rationale, Overview and Way Forward
    by Nidia García & Andrea Grifoni & Juan Carlos López & Diana Mejía
  • 2013 Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management
    by Hugh H. Kim & Raimond Maurer & Olivia S. Mitchell
  • 2013 Consumer Credit: Too Much or Too Little (or Just Right)?
    by Jonathan Zinman
  • 2013 Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market
    by Sumit Agarwal & Itzhak Ben-David & Vincent Yao
  • 2013 Predatory Lending and the Subprime Crisis
    by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
  • 2013 How Product Standardization Affects Choice: Evidence from the Massachusetts Health Insurance Exchange
    by Keith M Marzilli Ericson & Amanda Starc
  • 2013 Regulating Consumer Financial Products: Evidence from Credit Cards
    by Sumit Agarwal & Souphala Chomsisengphet & Neale Mahoney & Johannes Stroebel
  • 2013 Household Finance: Education, Permanent Income and Portfolio Choice
    by Russell Cooper & Guozhong Zhu
  • 2013 On Measuring Time Preferences
    by James Andreoni & Michael A. Kuhn & Charles Sprenger
  • 2013 Recent Changes in the Gains from Delaying Social Security
    by John B. Shoven & Sita Nataraj Slavov
  • 2013 Optimal Annuitization with Stochastic Mortality Probabilities
    by Felix Reichling & Kent Smetters
  • 2013 Optimal Life Cycle Portfolio Choice with Variable Annuities Offering Liquidity and Investment Downside Protection
    by Vanya Horneff & Raimond Maurer & Olivia S. Mitchell & Ralph Rogalla
  • 2013 Who Uses the Roth 401(k), and How Do They Use It?
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian
  • 2013 Medicaid Insurance in Old Age
    by Mariacristina De Nardi & Eric French & John Bailey Jones
  • 2013 Loans for Higher Education: Does the Dream Come True?
    by Tomás Rau & Eugenio Rojas & Sergio Urzúa
  • 2013 Do Lottery Payments Induce Savings Behavior: Evidence from the Lab
    by Emel Filiz-Ozbay & Jonathan Guryan & Kyle Hyndman & Melissa Schettini Kearney & Erkut Y. Ozbay
  • 2013 Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs
    by Victor Stango & Jonathan Zinman
  • 2013 Financial Education and Choice in State Public Pension Systems
    by Julie Agnew & Joshua Hurwitz
  • 2013 Advertising and Competition in Privatized Social Security: The Case of Mexico
    by Justine S. Hastings & Ali Hortaçsu & Chad Syverson
  • 2013 Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence
    by Stephen G. Dimmock & Roy Kouwenberg & Olivia S. Mitchell & Kim Peijnenburg
  • 2013 The distribution of debt across euro area countries: The role of individual characteristics, institutions and credit conditions
    by Olympia Bover & Jose Maria Casado & Sonia Costa & Philip Du Caju & Yvonne McCarthy & Eva Sierminska & Panagiota Tzamourani & Ernesto Villanueva & Tibor Zavadil
  • 2013 Financial Literacy and Remittance Behavior of Skilled and Unskilled Immigrant Groups in Australia
    by Wasana Karunarathne & John Gibson
  • 2013 Religious Activity, Risk Taking Preferences, and Financial Behaviour: Empirical Evidence from German Survey Data
    by Anja Koebrich Leon & Christian Pfeifer
  • 2013 Religion and Economic Outcomes – Household Savings Behavior in the USA
    by Anja Koebrich Leon
  • 2013 Analytical Guidance for Fitting Parsimonious Household-Portfolio Models to Data
    by Sylwia Hubar & Christos Koulovatianos & Jian Li
  • 2013 Strategic or Non-Strategic: The Role of Financial Benefit in Bankruptcy
    by Li Gan & Tarun Sabarwal & Shuoxun Zhang
  • 2013 Making Work Pay for the Indebted: The Effect of Debt Services on the Exit Rates of Unemployed Individuals
    by Koning, Pierre
  • 2013 Homeownership and Entrepreneurship: The Role of Commitment and Mortgage Debt
    by Bracke, Philippe & Hilber, Christian & Silva, Olmo
  • 2013 Myopic Loss Aversion under Ambiguity and Gender Effects
    by Iñigo Iturbe-Ormaetxe Kortajarene & Giovanni Ponti & Josefa Tomás
  • 2013 Financial Literacy, Financial Behaviour and Individuals’ Over-indebtedness
    by Elisabete Santos & Margarida Abreu
  • 2013 In search of inclusion: informal sector participation in a voluntary, defined contribution pension system
    by Renuka Sane & Susan Thomas
  • 2013 The real cost of credit constraints: Evidence from micro-finance
    by Renuka Sane & Susan Thomas
  • 2013 Estimating losses to customers on account of mis-selling life insurance policies in India
    by Monika Halan & Renuka Sane & Susan Thomas
  • 2013 The Influence of Decision Costs on Investments in Indivudual Savings Accounts
    by Justin van de Ven
  • 2013 Informal loans in Russia: credit rationing or borrower’s choice?
    by Maria Semenova & Victoria Rodina
  • 2013 The Influence of Non-Cognitive and Cognitive Ability on Individuals’ Stock Market Participation
    by Gyllenram, André & Hanes, Niklas & Hellström, Jörgen
  • 2013 Housing Choices and Labor Income Risk
    by Jansson, Thomas
  • 2013 Money demand models for Russia: A sectoral approach
    by Krupkina, Anna & Ponomarenko , Alexey
  • 2013 Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
    by Felipe Kast & Dina Pomeranz
  • 2013 Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit
    by Agarwal, Sumit & Hu, Luojia & Huang, Xing
  • 2013 How many cards do you use?
    by Shy, Oz
  • 2013 Security of retail payments: the new strategic objective
    by Stavins, Joanna
  • 2013 The Credit CARD Act of 2009: what did banks do?
    by Jambulapati, Vikram & Stavins, Joanna
  • 2013 The 2010 Survey of Consumer Payment Choice: technical appendix
    by Angrisani, Marco & Foster, Kevin & Hitczenko, Marcin
  • 2013 The 2010 Survey of Consumer Payment Choice
    by Foster, Kevin & Schuh, Scott & Zhang, Hanbing
  • 2013 Unemployment, negative equity, and strategic default
    by Gerardi, Kristopher & Herkenhoff, Kyle F. & Ohanian, Lee E. & Willen, Paul S.
  • 2013 Towards a Material Culture of Financialisation
    by Ben Fine
  • 2013 Financial Literacy, Financialisation and Neo-liberalism
    by Ana C. Santos
  • 2013 Asset Market Participation and Portfolio Choice over the Life-Cycle
    by Andreas Fagereng & Charles Gottlieb & Luigi Guiso
  • 2013 Subjective Life Horizon and Portfolio Choice
    by Spaenjers , Christophe & Spira, Sven Michael
  • 2013 When does the general public lose trust in banks?
    by David-Jan Jansen & Robert Mosch & Carin van der Cruijsen
  • 2013 Heterogeneity in house price dynamics
    by Gabriele Galati & Federica Teppa & Rob Alessie
  • 2013 Hidden Skewness: On the Difficulty of Multiplicative Compounding under Random Shocks
    by Ludwig Ensthaler & Olga Nottmeyer & Georg Weizsäcker & Christian Zankiewicz
  • 2013 Savings and Consumption When Children Move Out
    by Simon Rottke & Alexander Klos
  • 2013 Asset Market Participation and Portfolio Choice over the Life Cycle
    by Fagereng, Andreas & Gottlieb, Charles & Guiso, Luigi
  • 2013 Risk tolerance and entrepreneurship
    by Hvide, Hans K & Panos, Georgios
  • 2013 Acceso a servicios financieros en Colombia
    by Carlos Gustavo Cano & Maria del Pilar Esguerra Umaña & Nidia García & Leonardo Rueda
  • 2013 Economic hardship, housing cost burden and tenure status: evidence from EU-SILC
    by M. Deidda
  • 2013 Money Talks: Emphasizing Wealth in Household Finances
    by Elena Simonova & Rock Lefebvre
  • 2013 The Importance of Financial Resources for Student Loan Repayment
    by Lance Lochner & Todd Stinebrickner & Utku Suleymanoglu
  • 2013 The Effect of Awareness and Incentives on Tax Evasion
    by Annette Alstadsæter & Martin Jacob
  • 2013 Gambling to Leapfrog in Status?
    by Tim Friehe & Mario Mechtel
  • 2013 Screening as a Unified Theory of Delinquency, Renegotiation, and Bankruptcy
    by Natalia Kovrijnykh & Igor Livshits
  • 2013 Implementing Income Verification in Australia
    by Yogi Vidyattama & Robert Tanton & Alan Duncan & Ross Gayler
  • 2013 The effect of awareness and incentives on tax evasion
    by Annette Alstadsæter & Martin Jacob
  • 2013 Present-Bias in Different Income Groups
    by Burak Can & Orhan Erdem
  • 2013 Job Insecurity and Financial Distress
    by C. Giannetti & M. Madia & L. Moretti
  • 2013 Access to Credit: Awareness and Use of Formal and Informal Credit Institutions
    by Alejandra Campero & Karen Kaiser
  • 2013 Households’ indebtedness and financial vulnerability in the Italian regions
    by Valerio Vacca (coordinator) & Daniele Coin & Antonio Maria Conti & Luigi Leva & Danilo Liberati & Elisabetta Manzoli & Daniele Marangoni & Sauro Mocetti & Giuseppe Saporito & Lucia Sironi
  • 2013 Does financial education at school work? Evidence from Italy
    by Angela Romagnoli & Maurizio Trifilidis
  • 2013 The distribution of debt across euro area countries: the role of individual characteristics, institutions and credit conditions
    by Olympia Bover & Jose Maria Casado & Ernesto Villanueva & Sonia Costa & Philip Du Caju & Yvonne McCarthy & Eva Sierminska & Panagiota Tzamourani & Tibor Zavadil
  • 2013 House Prices, Consumption and the Role of Non-Mortgage Debt
    by Katya Kartashova & Ben Tomlin
  • 2013 Demand factors that influence financial inclusion in Mexico: analysis of the barriers based on the ENIF survey
    by Carmen Hoyo & Ximena Pena & David Tuesta
  • 2013 Factores de demanda que influyen en la Inclusion Financiera en Mexico. Analisis de las barreras a partir de la ENIF
    by Carmen Hoyo & Ximena Pena & David Tuesta
  • 2013 Financing retirement with real estate assets: an analysis of Mexico
    by Carmen Hoyo & David Tuesta
  • 2013 Financiando la jubilacion con activos inmobiliarios: un analisis de caso para Mexico
    by Carmen Hoyo & David Tuesta
  • 2013 Tendencias a medio plazo en la banca espanola
    by Santiago Fernandez de Lis & Ana Rubio
  • 2013 Determinantes de la inclusion financiera en Peru
    by Noelia Camara & Ximena Pena & David Tuesta
  • 2013 Potentiality of reverse mortgages to supplement pension: the case of Chile
    by Javier Alonso & Maria Lamuedra & David Tuesta
  • 2013 Potencialidad del desarrollo de hipotecas inversas como complemento pensionario: el caso de Chile
    by Javier Alonso & David Tuesta & Maria Lamuedra
  • 2013 Consumption Smoothing after the Final Mortgage Payment: Testing the Magnitude Hypothesis
    by Barry Scholnick
  • 2013 Financial Education and Financial Access: Lessons Learned from Child Development Account Research
    by Trina R. Williams Shanks & Lewis Mandell & Deborah Adams
  • 2013 Econometric modeling risk of consumer loans
    by Nivorozhkina, Ludmila & Ovcharova, Lilia & Sinyavskaya, Tatiana
  • 2013 Search for Financial Returns and Social Security Privatization
    by Alisdair McKay
  • 2013 Some Annuity Problems in the Framework of Czech Pension Systems
    by Tomáš Cipra
  • 2013 Analysis of the Impacts of Foreign Currency SavingsAbstract:Studying the ways of training, of the influence factors and of the ways to place people's savings by making such research, offers the possibility of scientific development and reasoning of the appropriate model of population on saving in the difficult conditions in which it is now Romania. Household savings trends are reflected in the standards of living and welfare. Savings, as an influencing factor of the standard of living and welfare depends on the level of inflation, the interest rate liabilities and the income, which suggests that, before drawing any conclusion about saving, changes of the size of people savings should be considered. In Romania, in the current period, occures a series of studies and analyzes, in which, statistically, they are assessed and defined multiple concepts of living. These studies were signed by researchers from the National Institute of Statistics, the National Bank and the Deposit Guarantee Fund in the Banking System
    by Nicodim Liliana & Tileagã Cosmin
  • 2013 The Impact Of Financial Population Education On Managing Personal Finances
    by Branko Matic & Hrvoje Serdarusic & Maja Vretenar Cobovic
  • 2013 Cross-Country Comparability of the Eurosystem Household Finance and Consumption Survey
    by Pirmin Fessler & Martin Schürz
  • 2013 Household Vulnerability in Austria – A Microeconomic Analysis Based on the Household Finance and Consumption Survey
    by Nicolas Albacete & Peter Lindner
  • 2013 Households’ Expectations and Macroeconomic Outcomes – Evidence from the Euro Survey
    by Elisabeth Beckmann & Isabella Moder
  • 2013 Determinants of Households’ Savings in Central, Eastern and Southeastern Europe
    by Elisabeth Beckmann & Mariya Hake & Jarmila Urvová
  • 2013 Structure and distribution of household wealth: An analysis based on the HFCS
    by Ph. Du Caju
  • 2013 Real estate wealth by institutional sector
    by Gh. Poullet
  • 2013 The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment
    by Martin Fochmann & Joachim Weimann
  • 2013 Can relationship banking survive the Spanish economic crisis?
    by Gary A. Dymski
  • 2013 Are Remittances a Substitute for Credit? Carrying the Financial Burden of Health Shocks in National and Transnational Households
    by Ambrosius, Christian & Cuecuecha, Alfredo
  • 2013 Not all financial speculation is treated equally: Laypeople’s moral judgments about speculative short selling
    by Lotz, Sebastian & Fix, Andrea R.
  • 2013 Development and validation of the Perceived Investment Value (PIV) scale
    by Puustinen, Pekka & Maas, Peter & Karjaluoto, Heikki
  • 2013 Investor home bias and sentiment about the country benefiting from the tax revenue
    by Möhlmann, Axel
  • 2013 How people evaluate defined contribution, annuity-based pension arrangements: A behavioral exploration
    by Duxbury, Darren & Summers, Barbara & Hudson, Robert & Keasey, Kevin
  • 2013 Goal-setting and self-control
    by Hsiaw, Alice
  • 2013 Discounting financial literacy: Time preferences and participation in financial education programs
    by Meier, Stephan & Sprenger, Charles D.
  • 2013 Simplification and saving
    by Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C.
  • 2013 Sex-hormone genes and gender difference in ultimatum game: Experimental evidence from China and Israel
    by Chew, Soo Hong & Ebstein, Richard P. & Zhong, Songfa
  • 2013 Longevity risk, subjective survival expectations, and individual saving behavior
    by Post, Thomas & Hanewald, Katja
  • 2013 Mitigating financial fragility with Continuous Workout Mortgages
    by Shiller, Robert J. & Wojakowski, Rafał M. & Ebrahim, M. Shahid & Shackleton, Mark B.
  • 2013 Persistency of financial distress amongst Italian households: Evidence from dynamic models for binary panel data
    by Giarda, Elena
  • 2013 Optimal smooth consumption and annuity design
    by Bruhn, Kenneth & Steffensen, Mogens
  • 2013 Financial literacy and consumer credit portfolios
    by Disney, Richard & Gathergood, John
  • 2013 Investing at home and abroad: Different costs, different people?
    by Christelis, Dimitris & Georgarakos, Dimitris
  • 2013 Individual investor perceptions and behavior during the financial crisis
    by Hoffmann, Arvid O.I. & Post, Thomas & Pennings, Joost M.E.
  • 2013 Who gets credit after bankruptcy and why? An information channel
    by Cohen-Cole, Ethan & Duygan-Bump, Burcu & Montoriol-Garriga, Judit
  • 2013 Financial literacy and its consequences: Evidence from Russia during the financial crisis
    by Klapper, Leora & Lusardi, Annamaria & Panos, Georgios A.
  • 2013 When can insurers offer products that dominate delayed old-age pension benefit claiming?
    by Sanders, Lisanne & De Waegenaere, Anja & Nijman, Theo E.
  • 2013 Individual post-retirement longevity risk management under systematic mortality risk
    by Hanewald, Katja & Piggott, John & Sherris, Michael
  • 2013 End use technology choice in the National Energy Modeling System (NEMS): An analysis of the residential and commercial building sectors
    by Wilkerson, Jordan T. & Cullenward, Danny & Davidian, Danielle & Weyant, John P.
  • 2013 The effect of the financial crisis on the retirement plans of older workers in England
    by Crawford, Rowena
  • 2013 Biased effects of taxes and subsidies on portfolio choices
    by Ackermann, Hagen & Fochmann, Martin & Mihm, Benedikt
  • 2013 Social Security claiming decision of married men and widow poverty
    by Sass, Steven A. & Sun, Wei & Webb, Anthony
  • 2013 Saving in childhood and adolescence: Insights from developmental psychology
    by Otto, Annette
  • 2013 Long-term effects of Individual Development Accounts on postsecondary education: Follow-up evidence from a randomized experiment
    by Grinstein-Weiss, Michal & Sherraden, Michael & Gale, William G. & Rohe, William M. & Schreiner, Mark & Key, Clinton
  • 2013 Structural estimation of stock market participation costs
    by Khorunzhina, Natalia
  • 2013 The credit rationing of Chinese rural households and its welfare loss: An investigation based on panel data
    by Li, Rui & Li, Qinghai & Huang, Shaoan & Zhu, Xi
  • 2013 Housing and Saving with Finance Imperfection
    by Yanbin Chen & Fangxing Li & Zhesheng Qiu
  • 2013 Microbonos. Una alternativa de inversión para los Estratos Uno, Dos y Tres
    by Miller Janny Ariza Garzón & Elsa Susana Reyes Quintanilla & Luisa Fernanda Velasco Cardona
  • 2013 Monetary and credit developments in 2012 - Credit distribution grew more quickly in France than in the euro area
    by K. Masselier.
  • 2013 Les Français et l’économie – L’enseignement de l’économie devrait tenir une place plus importante dans le système éducatif
    by HAAS, P.
  • 2013 L’évolution de la monnaie et du crédit en 2012 – Une distribution des crédits plus dynamique en France que dans la zone euro
    by MASSELIER, K.
  • 2013 The Estimation Of Tax-Benefit Automatic Stabilizers In Serbia: A Combined Micro-Macro Approach
    by Saša Ranđelović
  • 2013 Financial education among university students in Italy: the state of the art
    by Elisa Bocchialini & Maria Adele Milioli & Lucia Poletti & Beatrice Ronchini
  • 2013 Financial Literacy, Financial Education, and Economic Outcomes
    by Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn
  • 2013 Household Assets and Rural Finance in Nigeria
    by Onafowokan O. Oluyombo
  • 2013 Correction: The Composition and Drawdown of Wealth in Retirement
    by James Poterba & Steven Venti & David Wise
  • 2013 Can Owning a Home Hedge the Risk of Moving?
    by Todd Sinai & Nicholas Souleles
  • 2013 Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment
    by Michal Grinstein-Weiss & Michael Sherraden & William G. Gale & William M. Rohe & Mark Schreiner & Clinton Key
  • 2013 Safety Traps
    by Kenza Benhima & Baptiste Massenot
  • 2013 The Wrong Shape of Insurance? What Cross-Sectional Distributions Tell Us about Models of Consumption Smoothing
    by Tobias Broer
  • 2013 Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending
    by Will Dobbie & Paige Marta Skiba
  • 2013 Young Adult Obesity and Household Income: Effects of Unconditional Cash Transfers
    by Randall Akee & Emilia Simeonova & William Copeland & Adrian Angold & E. Jane Costello
  • 2013 Cognitive Abilities and Household Financial Decision Making
    by Sumit Agarwal & Bhashkar Mazumder
  • 2013 Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya
    by Pascaline Dupas & Jonathan Robinson
  • 2013 Barriers to Household Risk Management: Evidence from India
    by Shawn Cole & Xavier Gine & Jeremy Tobacman & Petia Topalova & Robert Townsend & James Vickery
  • 2013 Consumer Spending and the Economic Stimulus Payments of 2008
    by Jonathan A. Parker & Nicholas S. Souleles & David S. Johnson & Robert McClelland
  • 2013 The Nature of Risk Preferences: Evidence from Insurance Choices
    by Levon Barseghyan & Francesca Molinari & Ted O'Donoghue & Joshua C. Teitelbaum
  • 2013 Why Don't the Poor Save More? Evidence from Health Savings Experiments
    by Pascaline Dupas & Jonathan Robinson
  • 2013 Salience and Asset Prices
    by Pedro Bordalo & Nicola Gennaioli & Andrei Shleifer
  • 2013 Optimal Progressive Labor Income Taxation and Education Subsidies When Education Decisions and Intergenerational Transfers Are Endogenous
    by Dirk Krueger & Alexander Ludwig
  • 2013 Estate Taxation with Altruism Heterogeneity
    by Emmanuel Farhi & Iván Werning
  • 2013 Income and Substitution Effects of Estate Taxation
    by James R. Hines
  • 2013 Inheritances, Intergenerational Transfers, and the Accumulation of Health
    by Katherine Grace Carman
  • 2013 The Home Economics of E-Money: Velocity, Cash Management, and Discount Rates of M-Pesa Users
    by Isaac Mbiti & David N. Weil
  • 2013 The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets
    by M. Keith Chen
  • 2013 Inferior Good and Giffen Behavior for Investing and Borrowing
    by Felix Kubler & Larry Selden & Xiao Wei
  • 2013 Entropy and the Value of Information for Investors
    by Antonio Cabrales & Olivier Gossner & Roberto Serrano
  • 2013,4th quarter update personal debt and psychological health
    by John Gathergood
  • 2012 La capacité d'achat en matière immobilière : entre dégradation sensible et hétérogénéité croissante
    by Beaubrun-Diant, Kevin
  • 2012 Intergenerational financial transfers and health in a national sample from France
    by Jusot, Florence & Khlat, Myriam & Scodellaro, Claire
  • 2012 The Impact of Transferring and Time-to-Graduation on Student Debt
    by Ken Brown & Bulent Uyar
  • 2012 Optimale Darlehensbündel in der privaten Immobilienfinanzierung bei steigender Zinsstrukturkurve
    by Frank Schuhmacher
  • 2012 Does Financial Sector Development Increase Income Inequality? Some Econometric Evidence from Bangladesh
    by WAHID, ABU N.M. & SHAHBAZ, MUHAMMAD & SHAH, MEHMOOD & SALAHUDDIN, MOHAMMAD
  • 2012 Are remittances a substitute for credit? Carrying the financial burden of health shocks in national and transnational households
    by Ambrosius, Christian
  • 2012 Studie zu Dispozinsen / Ratenkrediten - Forschungsvorhaben zur Bereitstellung wissenschaftlicher Entscheidungshilfe für das Bundesministerium für Ernährung, Landwirtschaft und Verbraucherschutz (BMELV)
    by Dick, Christian D. & Knobloch, Michael & Al-Umaray, Kerim S. & Jaroszek, Lena & Schröder, Michael & Tiffe, Achim
  • 2012 Dividenden und Aktienrückkäufe unter der Abgeltungssteuer
    by Podlech, Nils
  • 2012 Strategic obfuscation and consumer protection policy in financial markets: Theory and experimental evidence
    by Gu, Yiquan & Wenzel, Tobias
  • 2012 The PHF: A comprehensive panel survey on household finances and wealth in Germany
    by von Kalckreuth, Ulf & Eisele, Martin & Le Blanc, Julia & Schmidt, Tobias & Zhu, Junyi
  • 2012 Biased effects of taxes and subsidies on portfolio choices
    by Ackermann, Hagen & Fochmann, Martin & Mihm, Benedikt
  • 2012 Financial Risk Aversion, Economic Crises and Past Risk Perception
    by Alessandro Bucciol & Raffaele Miniaci
  • 2012 Credit Constraints in Education
    by Lance Lochner & Alexander Monge-Naranjo
  • 2012 Portfolio Choice with Indivisible and Illiquid Housing Assets: The Case of Spain
    by Sergio Mayordomo & María Rodríguez-Moreno & Juan Ignacio Peña
  • 2012 Expectations and the Saving Behaviour of Children: Analysis of the U.S. Panel Study of Income Dynamics
    by Sarah Brown & Karl Taylor
  • 2012 Modelling Household Debt and Financial Assets: A Bayesian Approach to a Bivariate Two-Part Model
    by Li Su & Sarah Brown & Pulak Ghosh & Karl Taylor
  • 2012 Household Finances and Social Interaction
    by Sarah Brown & Karl Taylor
  • 2012 On Modelling the Social Interaction of Couples
    by Sarah Brown & Jolian McHardy & Karl Taylor
  • 2012 Communicating Pension Risk To Dc Plan Members: The Chilean Case Of A Pension Risk Simulator
    by Pablo Antolin & Olga Fuentes
  • 2012 Is Financial Fragility a Matter of Illiquidity? An Appraisal for Italian Households
    by Marianna Brunetti & Elena Giarda & Costanza Torricelli
  • 2012 Property Tax Salience and Payment Delinquency
    by Bradley, Sebastien
  • 2012 Consequences of the expansion of employer sponsored health insurance to dependent young adults
    by David Gershkoff Slusky
  • 2012 Consequences of the expansion of employer sponsored health insurance to dependent young adults
    by David Gershkoff Slusky
  • 2012 How do we value our income from which we save?
    by Liberda, Barbara & Peczkowski, Marek & Gucwa-Lesny, Ewa
  • 2012 Psychologiczne skutki aktywacji idei pieniędzy a obdarowywanie bliskich
    by Gasiorowska, Agata
  • 2012 The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan
    by Azam, Rehan & Muhammad, Danish & Syed Akbar, Suleman
  • 2012 Competitiveness of Bulgarian Farms in Conditions of EU CAP Implementation
    by Bachev, Hrabrin
  • 2012 Choosing a retirement income strategy: a new evaluation framework
    by Pfau, Wade Donald
  • 2012 Choosing a Retirement Income Strategy: Outcome Measures and Best Practices
    by Pfau, Wade Donald
  • 2012 An international perspective on “safe” savings rates for retirement
    by Pfau, Wade Donald & Kariastanto, Bayu
  • 2012 A method to monitor poverty dynamics among microfinance clients: An example using survey data from Bangladesh
    by Hernandez-Hernandez, Emilio & Schreiner, Mark
  • 2012 Does the insurance effect of public and private transfers favor financial deepening? evidence from rural Nicaragua
    by Hernandez-Hernandez, Emilio & Sam, Abdoul G. & Gonzalez-Vega, Claudio & Chen, Joyce J.
  • 2012 Pins in the shoes of microfinance
    by Badruddoza, S.
  • 2012 The Drivers of Household Over-Indebtedness and Delinquency on Mortgage Loans: Evidence from Italian Microdata
    by David ARISTEI & Manuela Gallo
  • 2012 Foreign Currency Loans and Loan Arrears of Households in Central and Eastern Europe
    by Elisabeth Beckmann & Jarko Fidrmuc & Helmut Stix
  • 2012 Communicating Pension Risk to DC Plan Members: The Chilean Case of a Pension Risk Simulator
    by Pablo Antolin & Olga Fuentes
  • 2012 The Status of Financial Education in Africa
    by Flore-Anne Messy & Chiara Monticone
  • 2012 Financial Education, Savings and Investments: An Overview
    by Sue Lewis & Flore-Anne Messy
  • 2012 Annual DC Pension Statements and the Communications Challenge
    by Pablo Antolín & Debbie Harrison
  • 2012 Lessons from National Pensions Communication Campaigns
    by Adele Atkinson & Debbie Harrison & Flore-Anne Messy & Juan Yermo
  • 2012 Current Status of National Strategies for Financial Education: A Comparative Analysis and Relevant Practices
    by Andrea Grifoni & Flore-Anne Messy
  • 2012 Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study
    by Adele Atkinson & Flore-Anne Messy
  • 2012 Empowering Women Through Financial Awareness and Education
    by Angela Hung & Joanne Yoong & Elizabeth Brown
  • 2012 Fettered Consumers and Sophisticated Firms: Evidence from Mexico's Privatized Social Security Market
    by Fabian Duarte & Justine S. Hastings
  • 2012 What Makes Annuitization More Appealing?
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian & Stephen P. Zeldes
  • 2012 The Impacts of Microcredit: Evidence from Bosnia and Herzegovina
    by Britta Augsburg & Ralph De Haas & Heike Harmgart & Costas Meghir
  • 2012 Early and Late Human Capital Investments, Borrowing Constraints, and the Family
    by Elizabeth M. Caucutt & Lance Lochner
  • 2012 Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
    by Felipe Kast & Stephan Meier & Dina Pomeranz
  • 2012 Financial Literacy, Financial Education and Economic Outcomes
    by Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn
  • 2012 Understanding Peer Effects in Financial Decisions: Evidence from a Field Experiment
    by Leonardo Bursztyn & Florian Ederer & Bruno Ferman & Noam Yuchtman
  • 2012 Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective
    by Brigitte C. Madrian
  • 2012 When Does It Pay to Delay Social Security? The Impact of Mortality, Interest Rates, and Program Rules
    by John B. Shoven & Sita Nataraj Slavov
  • 2012 What is the Impact of Financial Advisors on Retirement Portfolio Choices and Outcomes?
    by John Chalmers & Jonathan Reuter
  • 2012 Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis
    by Christopher L. Foote & Kristopher S. Gerardi & Paul S. Willen
  • 2012 Riester Pensions in Germany: Design, Dynamics, Targetting Success and Crowding-In
    by Axel H. Börsch-Supan & Michela Coppola & Anette Reil-Held
  • 2012 Financial Literacy and the Financial Crisis
    by Leora F. Klapper & Annamaria Lusardi & Georgios A. Panos
  • 2012 Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment
    by Gharad T. Bryan & Dean Karlan & Jonathan Zinman
  • 2012 The Decision to Delay Social Security Benefits: Theory and Evidence
    by John B. Shoven & Sita Nataraj Slavov
  • 2012 Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province
    by Pascaline Dupas & Sarah Green & Anthony Keats & Jonathan Robinson
  • 2012 Small Cues Change Savings Choices
    by James J. Choi & Emily Haisley & Jennifer Kurkoski & Cade Massey
  • 2012 Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts
    by James M. Poterba & Steven F. Venti & David A. Wise
  • 2012 Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training
    by Robert W. Fairlie & Dean Karlan & Jonathan Zinman
  • 2012 Is financial fragility a matter of illiquidity? An appraisal for Italian households
    by Marianna Brunetti & Elena Giarda & Costanza Torricelli
  • 2012 Backing out of private pension provision - Lessons from Germany
    by Ziegelmeyer, Michael & Nick, Julius
  • 2012 Steueraversion - Sind wir wirklich bereit auf Einkommen zu verzichten, nur um Steuern zu sparen?
    by Martin Fochmann & Arne Kleinstück
  • 2012 Littératie financière et préparation à la retraite au Québec et dans le reste du Canada
    by Thomas Lalime & Pierre-Carl Michaud
  • 2012 Teaching teenagers in finance: does it work?
    by Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim
  • 2012 Complexity and Narrow Bracketing in Credit Choice
    by Kalaycı, Kenan & Serra-Garcia, Marta
  • 2012 Saving on a Rainy Day, Borrowing for a Rainy Day
    by Sule Alan & Thomas Crossley & Hamish Low
  • 2012 Insurance Demand under Prospect Theory:A Graphical Analysis
    by Ulrich Schmidt
  • 2012 Insurance Demand and Prospect Theory
    by Ulrich Schmidt
  • 2012 Personal Bankruptcy: Reconciling Adverse Events and Strategic Filing Hypotheses Using Heterogeneity in Filing Types
    by Li Gan & Tarun Sabarwal & Shuoxun Zhang
  • 2012 Banks Information Policies, Financial Literacy and Household Wealth
    by Fort, Margherita & Manaresi, Francesco & Trucchi, Serena
  • 2012 Savings and Prize-Linked Savings Accounts
    by Atalay, Kadir & Bakhtiar, Fayzan & Cheung, Stephen L. & Slonim, Robert
  • 2012 Risk and Saving in Two-Person Households: More Scope for Precautionary Saving
    by Apps, Patricia & Andrienko, Yuri & Rees, Ray
  • 2012 Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
    by Kast, Felipe & Meier, Stephan & Pomeranz, Dina
  • 2012 Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
    by Kast, Felipe & Meier, Stephan & Pomeranz, Dina
  • 2012 Saving on a rainy day, borrowing for a rainy day
    by Sule Alan & Thomas Crossley & Hamish Low
  • 2012 The effect of the financial crisis on older households in England
    by James Banks & Rowena Crawford & Thomas Crossley & Carl Emmerson
  • 2012 Who is at the top? Wealth mobility over the life cycle
    by Hochguertel, Stefan & Ohlsson, Henry
  • 2012 Who is at the top? Wealth mobility over the life cycle
    by Hochguertel, Stefan & Ohlsson, Henry
  • 2012 Household optimism and borrowing
    by Hyytinen, Ari & Putkuri, Hanna
  • 2012 The role of financial position on consumer indebted-ness. An empirical analysis in Italy
    by Barbara Cavalletti & Corrado Lagazio & Daniela Vandone & Elena Lagomarsino
  • 2012 Wealth, Composition, Housing, Income, and Consumption
    by William Hardin & Sheng Guo
  • 2012 Small-Dollar Lending: Is There A Responsible Path Forward?
    by Jim Campen
  • 2012 You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment
    by Gharad Bryan & Dean Karlan & Jonathan Zinman
  • 2012 Households borrowing during a creditless recovery
    by Jaanika Meriküll
  • 2012 You Can Pick Your Friends, but You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment
    by Bryan, Gharad & Karlan, Dean & Zinman, Jonathan
  • 2012 Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training
    by Karlan, Dean
  • 2012 L’effacement des dettes des particuliers surendettés : Une étude empirique des décisions judiciaires
    by Régis Blazy & Bertrand Chopard & Eric Langlais & Ydriss Ziane
  • 2012 Evidence of Student Achievement in a High School Personal Finance Course
    by Andrew T. Hill & Bonnie T. Meszaros & Brian Tyson
  • 2012 Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?
    by Ron J.G. van Schie & Bas Donkers & Benedict G.C. Dellaert
  • 2012 Who is at the Top? Wealth Mobility over the Life Cycle
    by Stefan Hochguertel & Henry Ohlsson
  • 2012 L’assurance habitation dans les départements d’Outre-mer : une faible souscription
    by Grislain-Letrémy, Céline & Calvet, Lucie
  • 2012 The Effect of Housing on Portfolio Choice: A Reappraisal Using French Data
    by Fougère, Denis & Poulhes, Mathilde
  • 2012 Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment
    by Alan, Sule & Lóránth, Gyöngyi
  • 2012 You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment
    by Bryan, Gharad & Karlan, Dean S. & Zinman, Jonathan
  • 2012 Las capacidades financieras de la población colombiana
    by Esteban Gómez González & Nancy Zamudio Gómez
  • 2012 Littératie financière et préparation à la retraite au Québec et dans le reste du Canada
    by Pierre-Carl Michaud & Thomas Lalime
  • 2012 Remittances, Banking Status and the Usage of Insurance Schemes
    by Dorothee Crayen & Christa Hainz & Christiane Ströh de Martinez
  • 2012 Expectations and Saving Behavior: An Empirical Analysis
    by Stefan Arent
  • 2012 Homeownerhip and Entrepreneurship
    by Philippe Bracke & Christian Hilber & Olmo Silva
  • 2012 Housing wealth decumulation, portfolio composition and financial literacy among the European elderly
    by Agnese Romiti & Mariacristina Rossi
  • 2012 Saving on a Rainy Day, Borrowing for a Rainy Day
    by Alan, S. & Crossley, T. & Low, H.
  • 2012 Self-Disconnection Among Pre-Payment Customers - A Behavioural Analysis
    by Brutscher, P.
  • 2012 Making Sense of Oil Stamp Saving Schemes
    by Brutscher, P-B.
  • 2012 Banks Information Policies, Financial Literacy and Household Wealth
    by M. Fort & F. Manaresi & S. Trucchi
  • 2012 Can an interest-free credit facility be more efficient than a usurious payday loan?
    by Murizah Osman Salleh & Aziz Jaafar & M. Shahid Ebrahim
  • 2012 Do wealth fluctuations generate time-varying risk aversion? Italian micro-evidence on household asset allocation
    by Giuseppe Cappelletti
  • 2012 Determinants of default ratios in the segment of loans to households in Spain
    by Roberto Blanco & Ricardo Gimeno
  • 2012 Backing out of private pension provision - Lessons from Germany
    by Michael Ziegelmeyer & Julius Nick
  • 2012 The Luxembourg Household Finance and Consumption Survey (LU-HFCS): Introduction and Results
    by Thomas Y. Mathä & Alessandro Porpiglia & Michael Ziegelmeyer
  • 2012 A Framework to Assess Vulnerabilities Arising from Household Indebtedness Using Microdata
    by Ramdane Djoudad
  • 2012 Risk and Saving in Two-Person Households: More Scope for Precautionary Saving
    by Patricia Apps & Yuri Andrienko & Ray Rees
  • 2012 Early Life Conditions and Financial Risk-taking in Older Age
    by Loretti Dobrescu & Dimitris Christelis & Alberto Motta
  • 2012 Matching survey and administrative data for studying poverty at the local level
    by Alessandra Coli
  • 2012 Identifying The Factors Affecting The Consumer Credit Card Ownership: Empirical Evidence From Turkey
    by Rüştü YAYAR & Süleyman Serdar KARACA
  • 2012 Saving In Foreign Currency And Its Effects: An Empirical Analysis
    by Oana NITU & Claudiu Valentin NITU & Cosmin TILEAGA
  • 2012 Consumer financial protection: future directions
    by Richard Sandlant
  • 2012 Liquidity, Economic Activity, and Mortality
    by William N. Evans & Timothy J. Moore
  • 2012 Modele ukrytych łańcuchów Markowa jako metoda analizy danych panelowych
    by Monika Książek
  • 2012 Bequest Motives and the Annuity Puzzle
    by Lee Lockwood
  • 2012 Saving Rates and Portfolio Choice with Subsistence Consumption
    by Carolina Achury & Sylwia Hubar & Christos Koulovatianos
  • 2012 Financial Literacy and Macro-economics
    by Dániel Béres & Katalin Huzdik
  • 2012 Our Everyday Emotions and Finances, The role money-related attitudes and materialistic orientation play in developing financial culture
    by Péter Nagy & Boglárka Zsótér
  • 2012 Financial Literacy and Risk-Taking of Households in the Hungarian Central Great Plain
    by Katalin Botos & József Botos & Dániel Béres & József Csernák & Erzsébet Németh
  • 2012 Attitudes and decisions of the motor insurance buyers in Poland
    by Marta Borda & Anna Jedrzychowska
  • 2012 Housing Cost Burden of Austrian Households: Results of a Recent Survey
    by Christian Beer & Karin Wagner
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    by Elisabeth Beckmann & Thomas Scheiber
  • 2012 Not So Trustworthy Anymore? The Euro as a Safe Haven Asset in Central, Eastern and Southeastern Europe
    by Elisabeth Beckmann & Thomas Scheiber
  • 2012 Asset formation by households during the financial crisis
    by Philip Du Caju
  • 2012 Better safe than sorry: views of the Hungarian public on the security of payment instruments
    by Éva Divéki & Dániel Listár
  • 2012 The Biased Effect of Aggregated and Disaggregated Income Taxation on Investment Decisions
    by Martin Fochmann & Dirk Kiesewetter & Abdolkarim Sadrieh
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    by Onur SUNAL
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    by Manturuk, Kim & Dorrance, Jessica & Riley, Sarah
  • 2012 Implications of behavioural economics for financial literacy and public policy
    by Altman, Morris
  • 2012 Why do spouses hide income?
    by Malapit, Hazel Jean L.
  • 2012 Individual risk attitudes and the composition of financial portfolios: Evidence from German household portfolios
    by Barasinska, Nataliya & Schäfer, Dorothea & Stephan, Andreas
  • 2012 The demand for enhanced annuities
    by Steinorth, Petra
  • 2012 Lenders’ blind trust and borrowers’ blind spots: A descriptive investigation of personal loans
    by Dezső, Linda & Loewenstein, George
  • 2012 Savings adequacy uncertainty: Driver or obstacle to increased pension contributions?
    by van Schie, Ron J.G. & Donkers, Bas & Dellaert, Benedict G.C.
  • 2012 A longitudinal study of financial risk tolerance
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  • 2012 Defusing the risk of borrowing: The psychology of payment protection insurance decisions
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  • 2012 The relationship of materialism to debt and financial well-being: The case of Iceland’s perceived prosperity
    by Garðarsdóttir, Ragna B. & Dittmar, Helga
  • 2012 Slipping the surly bonds: The value of autonomy in self-employment
    by Croson, David C. & Minniti, Maria
  • 2012 Students’ understanding of socio-economic phenomena: Conceptions about the free provision of goods and services
    by Davies, Peter & Lundholm, Cecilia
  • 2012 The ant and the grasshopper revisited: The present psychological benefits of saving and future oriented financial behaviors
    by Shim, Soyeon & Serido, Joyce & Tang, Chuanyi
  • 2012 Who feels constrained by high debt burdens? Subjective vs. objective measures of household debt
    by Keese, Matthias
  • 2012 Investment behavior and the biased perception of limited loss deduction in income taxation
    by Fochmann, Martin & Kiesewetter, Dirk & Sadrieh, Abdolkarim
  • 2012 Rational and behavioral motives to trade: Evidence from reinvestment of dividends and tender offer proceeds
    by Kaustia, Markku & Rantapuska, Elias
  • 2012 Household portfolio choices, health status and health care systems: A cross-country analysis based on SHARE
    by Atella, Vincenzo & Brunetti, Marianna & Maestas, Nicole
  • 2012 The 1/N investment strategy is optimal under high model ambiguity
    by Pflug, Georg Ch. & Pichler, Alois & Wozabal, David
  • 2012 Something will turn up? Financial over-optimism and mortgage arrears
    by Dawson, Chris & Henley, Andrew
  • 2012 Financial expectations and the ‘left–right’ political value scale: Testing for the POUM hypothesis
    by Buscha, Franz
  • 2012 Multi-objective private wealth allocation without subportfolios
    by Cai, Jun & Ge, Chenliang
  • 2012 Housing prices and the high Chinese saving rate puzzle
    by Wang, Xin & Wen, Yi
  • 2012 Was bringen Riester-Produkte dem Verbraucher?: Analyseergebnisse einer anbieterunabhängigen Testorganisation
    by Barbara Sternberger-Frey
  • 2012 Verschärfung der Ineffizienz der Riesterrente-Angebote 2012 und in den Folgejahren
    by Axel Kleinlein
  • 2012 Riester-Rente und Niedrigeinkommen: was sagen die Daten?
    by Johannes Geyer
  • 2012 Streitfall Bewertung des Riester-Sparens
    by Kornelia Hagen
  • 2012 Dokumentation der Diskussionsbeiträge auf dem Workshop des DIW Berlin zum Thema "Riester-Rente - Grundlegende Reform dringend geboten!?": [Online-Artikel]
    by Kornelia Hagen
  • 2012 Erwartungen und Sparen: wie wirken Arbeitslosigkeits- und Gesundheitserwartungen auf die Sparentscheidung von Haushalten?
    by Stefan Arent
  • 2012 Monetary and credit developments in 2011
    by J. Montornès.
  • 2012 Les Français et l’économie. Synthèse de l’enquête quantitative Banque de France/TNS Sofres. Journées de l’économie à Lyon
    by HAAS, P.
  • 2012 L’évolution de la monnaie et du crédit en 2011
    by MONTORNÈS, J.
  • 2012 Households’ financial vulnerability in the new scenario
    by Emanuele Bacchiocchi & Luisa Anderloni & Daniela Vandone
  • 2012 Credit Constraints in Education
    by Lance Lochner & Alexander Monge-Naranjo
  • 2012 Efficient Markets and the Law: A Predictable Past and an Uncertain Future
    by Henry T.C. Hu
  • 2012 Productivity and credit constraints: A firm-level propensity score evidence for agricultural farms in central and east European countries
    by Pavel Ciaian & Jan Fałkowski & D’Artis Kancs
  • 2012 Annuitization Decisions Of Retirees: The Role Of Risk Aversion And Financial Advice
    by Swarn CHATTERJEE & John R. SALTER & Nathan HARNESS
  • 2012 Student Loans: Do College Students Borrow Too Much--Or Not Enough?
    by Christopher Avery & Sarah Turner
  • 2012 Financial Advice
    by Roman Inderst & Marco Ottaviani
  • 2012 Consumer Protection and Contingent Charges
    by Mark Armstrong & John Vickers
  • 2012 Inertia and Overwithholding: Explaining the Prevalence of Income Tax Refunds
    by Damon Jones
  • 2012 Home Equity Lending and Retail Spending: Evidence from a Natural Experiment in Texas
    by Chadi S. Abdallah & William D. Lastrapes
  • 2012 A Quantitative Theory of Information and Unsecured Credit
    by Kartik Athreya & Xuan S. Tam & Eric R. Young
  • 2012 Limited Insurance within the Household: Evidence from a Field Experiment in Kenya
    by Jonathan Robinson
  • 2012 The Impact of Credit on Village Economies
    by Joseph P. Kaboski & Robert M. Townsend
  • 2012 What Linear Estimators Miss: The Effects of Family Income on Child Outcomes
    by Katrine V. L�ken & Magne Mogstad & Matthew Wiswall
  • 2012 Investing Cash Transfers to Raise Long-Term Living Standards
    by Paul J. Gertler & Sebastian W. Martinez & Marta Rubio-Codina
  • 2012 Life Insurance and Household Consumption
    by Jay H. Hong & José-Víctor Ríos-Rull
  • 2012 Diagnosing Consumer Confusion and Sub-optimal Shopping Effort: Theory and Mortgage-Market Evidence
    by Susan E. Woodward & Robert E. Hall
  • 2012 The Spending and Debt Response to Minimum Wage Hikes
    by Daniel Aaronson & Sumit Agarwal & Eric French
  • 2011 The German SAVE Study: Design, selected results and future developments
    by Coppola, Michela & Börsch-Supan, Axel
  • 2011 Gender behavior in betting markets
    by Müller, Helge & Schumacher, Christoph & Feess, Eberhard
  • 2011 Allocating Cash Savings and the Role of Information: Evidence from a Field Experiment in Uganda
    by Buehren, Niklas
  • 2011 Early life conditions and financial risk-taking in older age
    by Christelis, Dimitris & Dobrescu, Loretti I. & Motta, Alberto
  • 2011 Saving rates and portfolio choice with subsistence consumption
    by Achury, Carolina & Hubar, Sylwia & Koulovatianos, Christos
  • 2011 Does a change of occupation lead to higher earnings?
    by Barbara Liberda & Marek Pęczkowski
  • 2011 Earning and saving competences of individuals in a local community in Poland
    by Barbara Liberda & Magdalena Szymczak
  • 2011 How do we value our income from which we save?
    by Barbara Liberda & Marek Pęczkowski & Ewa Gucwa-Leśny
  • 2011 Household Portfolios and Risk Bearing over Age and Time
    by Alessandro Bucciol & Raffaele Miniaci
  • 2011 The Persistence of Employee 401(k) Contributions Over a Major Stock Market Cycle: Evidence on the Limited Power of Inertia on Savings Behavior
    by Leslie A. Muller & John A. Turner
  • 2011 Household finances and the 'Big Five' personality traits
    by Sarah Brown & Karl Taylor
  • 2011 The Saving Behaviour of Children: Analysis of British Panel Data
    by Sarah Brown & Karl Taylor
  • 2011 Early Life Conditions and Financial Risk–Taking in Older Age
    by Dimitrios Christelis & Loreti I. Dobrescu & Alberto Motta
  • 2011 Prospective Demand for an Index-Based Microinsurance in Sri Lanka
    by Heenkenda, Shirantha
  • 2011 Does a change of occupation lead to higher earnings?
    by Liberda, Barbara & Peczkowski, Marek
  • 2011 Anatomy of the Credit Score
    by Arya, Shweta & Eckel, Catherine & Colin, Wichman
  • 2011 Czy dla każdego większa ilość pieniędzy oznacza lepszą sytuację finansową? Postawy wobec pieniędzy a spostrzeganie własnego dochodu
    by Gasiorowska, Agata
  • 2011 Withdrawal Rates, Savings Rates, and Valuation-Based Asset Allocation
    by Pfau, Wade Donald
  • 2011 Spending flexibility and safe withdrawal rates
    by Finke, Michael & Pfau, Wade Donald & Williams, Duncan
  • 2011 تفعيل دور التمويل الإسلامي في تنمية المشروعات الصغيرة والمتوسطة
    by Elasrag, Hussein
  • 2011 Who enters the foreclosure process?
    by Doviak, Eric & MacDonald, Sean
  • 2011 Who defaults on their home mortgage?
    by Doviak, Eric & MacDonald, Sean
  • 2011 Capital market expectations, asset allocation, and safe withdrawal rates
    by Pfau, Wade Donald
  • 2011 Diminishing balance model for Islamic home finance: Final version
    by Hasan, Zubair
  • 2011 Nearly optimal asset allocations in retirement
    by Pfau, Wade Donald
  • 2011 Getting on Track for a Sustainable Retirement: A Reality Check on Savings and Work
    by Pfau, Wade Donald
  • 2011 A profile of financially at-risk college students from an emerging market
    by Wesley, Mendes-Da-Silva & Wilson, Toshiro Nakamura & Daniel, Carrasqueira de Moraes
  • 2011 Retirement savings guidelines for residents of emerging market countries
    by Meng, Channarith & Pfau, Wade Donald
  • 2011 Lifecycle and fixed portfolio allocation strategies: a performance comparison for emerging market countries
    by Kumara, Ajantha Sisira & Pfau, Wade Donald
  • 2011 Financial Lie groups
    by Carfì, David
  • 2011 Retirement Withdrawal Rates and Portfolio Success Rates: What Can the Historical Record Teach Us?
    by Pfau, Wade Donald
  • 2011 Can We Predict the Sustainable Withdrawal Rate for New Retirees?
    by Pfau, Wade Donald
  • 2011 Demand Spillovers and Market Outcomes in the Mutual Fund Industry
    by Gavazza, Alessandro
  • 2011 Revisiting the Fisher and Statman Study on Market Timing
    by Pfau, Wade Donald
  • 2011 Economic Rationality, Risk Presentation, and Retirement Portfolio Choice
    by Bateman, Hazel & Ebling, Christine & Geweke, John & Jordan, Louviere & Stephen, Satchell & Susan, Thorp
  • 2011 Safe Savings Rates: A New Approach to Retirement Planning over the Lifecycle
    by Pfau, Wade Donald
  • 2011 Financial Consumer Protection and the Global Financial Crisis
    by Melecky, Martin & Rutledge, Sue
  • 2011 Islamic house financing:current models and a proposal from social perspective
    by Hasan, Zubair
  • 2011 Participation in Rotating Savings and Credit Associations in Indonesia: New Empirical Evidence on Social Capital
    by A. Lasagni & E. Lollo
  • 2011 Reinsuring the Poor: Group Microinsurance Design and Costly State Verification
    by Daniel J. Clarke
  • 2011 A Theory of Rational Demand for Index Insurance
    by Daniel J. Clarke
  • 2011 Financial Sector Reform in India: Time for a Second Wave?
    by Richard Herd & Vincent Koen & Ila Patnaik & Ajay Shah
  • 2011 The Effects of Perceived and Actual Financial Knowledge on Credit Card Behavior
    by Sam Allgood & William B. Walstad
  • 2011 Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance?
    by Itzhak Ben-David & Sumit Agarwal & Gene Amromin & Souphala Chomsisengphet & Douglas D. Evanoff
  • 2011 The Welfare Economics of Default Options in 401(k) Plans
    by B. Douglas Bernheim & Andrey Fradkin & Igor Popov
  • 2011 The Composition and Draw-down of Wealth in Retirement
    by James M. Poterba & Steven F. Venti & David A. Wise
  • 2011 Credit Constraints in Education
    by Lance Lochner & Alexander Monge-Naranjo
  • 2011 The Effect of Providing Peer Information on Retirement Savings Decisions
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian & Katherine L. Milkman
  • 2011 Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
    by Ralph Koijen & Stijn Van Nieuwerburgh & Motohiro Yogo
  • 2011 Why Don't the Poor Save More? Evidence from Health Savings Experiments
    by Pascaline Dupas & Jonathan Robinson
  • 2011 The Availability and Utilization of 401(k) Loans
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian
  • 2011 Financial Literacy and Retirement Planning in Germany
    by Tabea Bucher-Koenen & Annamaria Lusardi
  • 2011 Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands
    by Rob J. Alessie & Maarten van Rooij & Annamaria Lusardi
  • 2011 Financial Literacy and Retirement Planning in the United States
    by Annamaria Lusardi & Olivia S. Mitchell
  • 2011 Financial Literacy around the World: An Overview
    by Annamaria Lusardi & Olivia S. Mitchell
  • 2011 Americans' Financial Capability
    by Annamaria Lusardi
  • 2011 Financially Fragile Households: Evidence and Implications
    by Annamaria Lusardi & Daniel J. Schneider & Peter Tufano
  • 2011 Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees
    by Victor Stango & Jonathan Zinman
  • 2011 Framing Effects and Expected Social Security Claiming Behavior
    by Jeffrey R. Brown & Arie Kapteyn & Olivia S. Mitchell
  • 2011 Continuous Workout Mortgages
    by Robert J. Shiller & Rafal M. Wojakowski & M. Shahid Ebrahim & Mark B. Shackleton
  • 2011 Household Debt and Saving During the 2007 Recession
    by Rajashri Chakrabarti & Donghoon Lee & Wilbert van der Klaauw & Basit Zafar
  • 2011 Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian
  • 2011 Learning by Doing with Asymmetric Information: Evidence from Prosper.com
    by Seth M. Freedman & Ginger Zhe Jin
  • 2011 Heterogeneity and Risk Sharing in Village Economies
    by Pierre-André Chiappori & Krislert Samphantharak & Sam Schulhofer-Wohl & Robert M. Townsend
  • 2011 Consumer Spending and the Economic Stimulus Payments of 2008
    by Jonathan A. Parker & Nicholas S. Souleles & David S. Johnson & Robert McClelland
  • 2011 The Drawdown of Personal Retirement Assets
    by James M. Poterba & Steven F. Venti & David A. Wise
  • 2011 The link between mobile telephony arrears and credit arrears
    by Helga De Doncker
  • 2011 Vulnerabilità e benessere delle famiglie italiane
    by Luisa ANDERLONI & Daniela VANDONE
  • 2011 Household financial vulnerability: an empirical analysis
    by Luisa ANDERLONI & Emanuele BACCHIOCCHI & Daniela VANDONE
  • 2011 How does household portfolio diversification vary with financial sophistication and advice?
    by von Gaudecker, Hans-Martin
  • 2011 Who lost the most? Financial Literacy, Cognitive Abilities, and the Financial Crisis --- forthcoming Review of Finance ----
    by Bucher-Koenen, Tabea & Ziegelmeyer, Michael
  • 2011 The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment
    by Martin Fochmann & Joachim Weimann
  • 2011 Is there Any Dependence Between Consumer Credit Line Utilization and Default Probability on a Term Loan? Evidence from Bank-Level Data
    by Anne-Sophie Bergerès & Philippe d'Astous & Georges Dionne
  • 2011 Subprime Consumer Credit Demand: Evidence from a Lender's Pricing Experiment
    by Sule Alan & Ruxandra Dumitrescu & Gyongyi Loranth
  • 2011 Recognition-Based and Familiarity-Based Portfolio Strategies - An Experimental Study
    by Linan Diao
  • 2011 Household Finances and the 'Big Five' Personality Traits
    by Brown, Sarah & Taylor, Karl
  • 2011 Household Finances and the 'Big Five' Personality Traits
    by Brown, Sarah & Taylor, Karl
  • 2011 Funding Self-Employment: The Role of Consumer Credit
    by Kneiding, Christoph & Kritikos, Alexander S.
  • 2011 Funding Self-Employment: The Role of Consumer Credit
    by Kneiding, Christoph & Kritikos, Alexander S.
  • 2011 The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment
    by Fochmann, Martin & Weimann, Joachim
  • 2011 The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment
    by Fochmann, Martin & Weimann, Joachim
  • 2011 Exponential Growth Bias and Financial Literacy
    by Almenberg, Johan & Gerdes, Christer
  • 2011 Exponential Growth Bias and Financial Literacy
    by Almenberg, Johan & Gerdes, Christer
  • 2011 A Regulatory approach to financial product advice and distribution
    by M. Sahoo & Renuka Sane
  • 2011 Income Shocks and Household Risk-Coping Strategies: Evidence from Rural Vietnam
    by Carol Newman & Fiona Wainwright
  • 2011 Social Capital and Savings Behaviour: Evidence from Vietnam
    by Carol Newman & Finn Tarp & Katleen Van Den Broeck
  • 2011 Credit Constraints in Education
    by Lance Lochner & Alexander Monge-Naranjo
  • 2011 The context effect in the choice of earthquake insurance contracts in Japan
    by SATO, Motohiro & SAITO, Makoto
  • 2011 Tax Regimes and Capital Gains Realizations
    by Jacob, Martin
  • 2011 Remittances from Sweden. an Exploration of Swedish Survey Data
    by Pelling, Lisa & Hedberg, Charlotta & Malmberg, Bo
  • 2011 Gender, Stock Market Participation and Financial Literacy
    by Almenberg, Johan & Dreber, Anna
  • 2011 The Influence of Bank Ownership on Credit Supply: Evidence from the Recent Financial Crisis
    by Fungacova, Zuzana & Herrala, Risto & Weill, Laurent
  • 2011 Save or borrow – what determines Russian households’ financial strategies?
    by Semenova, Maria
  • 2011 VAR Estimates of the Housing and Stock Wealth Effects: Cross-country Evidence
    by Sheng Guo & Umut Unal
  • 2011 An Experimental Analysis of the Brazilian Personal Credit Market
    by Cláudio Ribeiro de Lucinda & Rodrigo Luiz Vieira
  • 2011 Access to finance: a functional approach to supply and demand
    by Gregory Fischer
  • 2011 High Leverage and Willingness to Pay: Evidence from the Residential Housing Market
    by Ben-David, Itzhak
  • 2011 The Drawdown of Personal Retirement Assets
    by Poterba, James M. & Venti, Steven F. & Wise, David A.
  • 2011 Twin picks: disentangling the determinants of risk-taking in household portfolios
    by Calvet, Laurent-Emmanuel & Sodini, Paolo
  • 2011 Household savings behaviour in crisis times
    by Carin van der Cruijsen & Jakob de Haan & David-Jan Jansen & Robert Mosch
  • 2011 Macro and micro drivers of house price dynamics: An application to Dutch data
    by Gabriele Galati & Federica Teppa & Rob Alessie
  • 2011 Funding Self-Employment: The Role of Consumer Credit
    by Christoph Kneiding & Alexander S. Kritikos
  • 2011 Credit Cycle and Adverse Selection Effects in Consumer Credit Markets – Evidence from the HELOC Market
    by Calem, P. & Cannon, M. & Nakamura, L.I.
  • 2011 Higher Order Risk Attitudes, Demographics, and Financial Decisions
    by Noussair, C.N. & Trautmann, S.T. & Kuilen, G. van de
  • 2011 The Role of Desicion Making Processes in the Correlation between Wealth and Health
    by Binswanger, J. & Carman, K.G.
  • 2011 Assessing the Interaction between Real Estate and Equity in Households Portfolio Choice
    by Beaubrun-Diant, Kevin & Maury, Tristan-Pierre
  • 2011 Career Interruptions : How Do They Impact Pension Rights ?
    by Legendre, Bérangère & Mage-Bertomeu, Sabine & Briard, Karine & Duc, Cindy & El Mekkaoui de Freitas, Najat
  • 2011 L'impact du PTZ+ sur la solvabilité des ménages
    by Beaubrun-Diant, Kevin
  • 2011 The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement Assets
    by M. Keith Chen
  • 2011 Continuous Workout Mortgages
    by Robert J. Shiller & Rafal M. Wojakowski & M. Shahid Ebrahim & Mark B. Shackleton
  • 2011 Bancarizacion y acceso a servicios financieros de beneficiarios urbanos del programa Familias en Acción
    by Jorge Higinio Maldonado & María Alejandra Urrea & ma.urrea84@uniandes.edu.co
  • 2011 Does Canada Have a Problem with Occupational Fraud?
    by Elena Simonova & Rock Lefebvre & Kevin Girdharry
  • 2011 Planning for Retirement - There is no Substitute
    by Elena Simonova & Rock Lefebvre & Kevin Girdharry
  • 2011 A Driving Force No More: Have Canadian Consumers Reached Their Limits?
    by Elena Simonova & Rock Lefebvre
  • 2011 Who Borrows and Who May Not Repay?
    by Alena Bicakova & Zuzana Prelcova & Renata Pasalicova
  • 2011 Impairment and Negative Equity in the Irish Mortgage Market
    by Kelly, Robert & McCarthy, Yvonne & McQuinn, Kieran
  • 2011 Behavioural Characteristics and Financial Distress
    by McCarthy, Yvonne
  • 2011 What Lies Beneath? Understanding Recent Trends in Irish Mortgage Arrears
    by Lydon, Reamonn & McCarthy, Yvonne
  • 2011 Household Debt in Seventeenth-Century Württemberg: Evidence from Personal Inventories
    by Ogilvie, S. & Küpker, M. & Maegraith, J.
  • 2011 Liquidity Constraints and High Electricity Use
    by Brutscher, P.
  • 2011 The impact of house prices on household debt when controlling for home ownership
    by Dag Henning Jacobsen & Bjørn Helge Vatne
  • 2011 Subprime Consumer Credit Demand: Evidence from a Lender?sPricing Experiment
    by Sule Alan & Ruxandra Dumitrescu & Gyongyi Loranth
  • 2011 Behavioural Characteristics and Financial Distress
    by Yvonne McCarthy
  • 2011 Household Sector Borrowing in the Euro Area: A Micro Data Persective
    by Ramon Gomez-Salvador & Adriana Lojschova & Thomas Westermann
  • 2011 Wealth mobility and dynamics over entire individual working life cycles
    by Stefan Hochguertel & Henry Ohlsson
  • 2011 Who lost the most? Financial Literacy, Cognitive Abilities, and the Financial Crisis
    by Tabea Bucher-Koenen & Michael Ziegelmeyer
  • 2011 Economic Rationality, Risk Presentation, and Retirement Portfolio Choice
    by Hazel Bateman & Christine Ebling & John Geweke & Jordan Louviere & Stephen Satchell & Susan Thorp
  • 2011 Financial Competence, Risk Presentation and Retirement Portfolio Preferences
    by Hazel Bateman & Christine Eckert & John Geweke & Jordan Louviere & Stephen Satchell & Susan Thorp
  • 2011 Individual Post-Retirement Longevity Risk Management Under Systematic Mortality Risk
    by Katja Hanewald & John Piggott & Michael Sherris
  • 2011 Longevity Risk, Subjective Survival Expectations, and Individual Saving Behavior
    by Thomas Post & Katja Hanewald
  • 2011 Two New Measures Of Household-Level Investment Risk
    by Laurence G. TAFF
  • 2011 OeNB Euro Survey: Growing Uncertainty, but Overall Euroization Not Affected
    by Elisabeth Beckmann & Sandra Dvorsky & Thomas Scheiber
  • 2011 How the Crisis Affected Foreign Currency Borrowing in CESEE: Microeconomic Evidence and Policy Implications
    by Elisabeth Beckmann & Thomas Scheiber & Helmut Stix
  • 2011 Pre-crisis household consumption behaviour and its heterogeneity according to income, on the basis of micro statistics
    by Zsuzsanna Hosszú
  • 2011 Factores determinantes de la demanda eléctrica de los hogares en España: una aproximación mediante regresión cuantílica/Determinants of Household Electricity Demand in Spain: An Approach through Quantile Regression
    by MEDINA, EVA & VICÉNS, JOSÉ
  • 2011 The Effect of Ownership Rights on Urban Households' Access to Credit in Lahore
    by Misha Saleem
  • 2011 Decomposing the age effect on risk tolerance
    by Yao, Rui & Sharpe, Deanna L. & Wang, Feifei
  • 2011 Investors’ trading activity: A behavioural perspective and empirical results
    by Kourtidis, Dimitrios & Šević, Željko & Chatzoglou, Prodromos
  • 2011 Impulsivity and household indebtedness: Evidence from real life
    by Ottaviani, Cristina & Vandone, Daniela
  • 2011 Financial capability and psychological health
    by Taylor, Mark P. & Jenkins, Stephen P. & Sacker, Amanda
  • 2011 Frequency of price increases and perceived inflation. An experimental investigation
    by Huber, Odilo W.
  • 2011 Inflation and Financial Sector Correlation: The Case of Bangladesh
    by Abu N. M. Wahid & Muhammad Shahbaz & Pervaz Azim
  • 2011 Employee Benefits in the Hospitality Industry in the US: Inhospitable for Employees?
    by Chatterjee, S. & Lauderdale, M & Gilliam, J
  • 2011 Einkommensumverteilung schwächt privaten Verbrauch
    by Karl Brenke
  • 2011 Internet-Kreditplattformen ziehen immer mehr traditionelle Kreditnehmer an
    by Nataliya Barasinska & Nicola Jentzsch & Dorothea Schäfer
  • 2011 Verschuldung der privaten Haushalte in der Krise nicht erhöht
    by Marlene Karl & Dorothea Schäfer
  • 2011 Einkommens- und Vermögenssituation der Babyboomer
    by Michela Coppola
  • 2011 In Search of Excellence in Research and Policy Advice: Success Factors for International Competitiveness
    by Meinhard Knoche
  • 2011 Credit card holders, convenience users and revolvers: A tobit model with binary selection and ordinal treatment
    by Andrew K.G. Tan & Steven T. Yen & Yiing Jia Loke
  • 2011 The impact of the functional characteristics of a credit bureau on the level of indebtedness per capita: Evidence from East European countries
    by Vladimir Simovic & Vojkan Vaskovic & Marko Rankovic & Slobodan Malinic
  • 2011 Monetary and credit developments in France: 2010, the year of the recovery
    by Montornès, J.
  • 2011 Les portefeuilles-titres des résidents français entre 2007 et 2010 d’après les statistiques de détention « titre par titre » de la Banque de France
    by LE ROUX, J.
  • 2011 La destination finale des placements financiers des ménages français
    by BACHELLERIE, A. & BIROUK, O. & PFISTER, C.
  • 2011 L’évolution de la monnaie et du crédit en France : 2010, l’année de la reprise
    by MONTORNÈS, J.
  • 2011 Early twentieth-century Japanese worker saving: precautionary behaviour before a social safety net
    by John A. James & Isao Suto
  • 2011 The Composition and Drawdown of Wealth in Retirement
    by James Poterba & Steven Venti & David Wise
  • 2011 Annuitization Puzzles
    by Shlomo Benartzi & Alessandro Previtero & Richard H. Thaler
  • 2011 Consumer Financial Protection
    by John Y. Campbell & Howell E. Jackson & Brigitte C. Madrian & Peter Tufano
  • 2011 Capital Income Taxes with Heterogeneous Discount Rates
    by Peter Diamond & Johannes Spinnewijn
  • 2011 Just Keep My Money! Supporting Tax-Time Savings with US Savings Bonds
    by Peter Tufano
  • 2011 Did Bankruptcy Reform Cause Mortgage Defaults to Rise?
    by Wenli Li & Michelle J. White & Ning Zhu
  • 2011 How Do 401(k)s Affect Saving? Evidence from Changes in 401(k) Eligibility
    by Alexander M. Gelber
  • 2011 Personal Retirement Accounts and Saving
    by Emma Aguila
  • 2011 Payment Choice, Image Motivation and Contributions to Charity: Evidence from a Field Experiment
    by Adriaan R. Soetevent
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    by Karna Basu
  • 2011 Financial Constraints and Inflated Home Prices during the Real Estate Boom
    by Itzhak Ben-David
  • 2010 Default Mortgage Profile: A Micro Analysis Of The Portuguese Case
    by João Rebelo & José Vaz Caldas
  • 2010 Eine Analyse der Wohnungsbauprämienförderung aus empirischer Sicht
    by Waldemar Rotfuß & Peter Westerheide
  • 2010 The effect of saving subsidies on household saving: Evidence from Germany
    by Corneo, Giacomo & Keese, Matthias & Schröder, Carsten
  • 2010 Stockholding: From Participation to Location and to Participation Spillovers
    by Dimitris Christelis & Dimitris Georgarakos & Michael Haliassos
  • 2010 Household Economic Decisions under the Shadow of Terrorism
    by Dimitris Christelis & Dimitris Georgarakos
  • 2010 The Influence of Retiree Health Benefits on Retirement Patterns
    by James Marton & Stephen A. Woodbury
  • 2010 The Downside Risk of Postponing Social Security Benefits
    by Joseph Friedman & Herbert E Phillips
  • 2010 Microfinance and Women's Empowerment: Do Relationships Between Women Matter? Lessons from rural Southern India
    by Isabelle Guérin & Santosh Kumar & Isabelle Agier
  • 2010 How General Are Risk Preferences? Choices Under Uncertainty in Different Domains
    by Mark Cullen & Liran Einav & Amy Finkelstein & Iuliana Pascu
  • 2010 Social Interaction and Stock Market Participation: Evidence from British Panel Data
    by Sarah Brown & Karl Taylor
  • 2010 Gambling and the use of credit: an individual and household level analysis
    by Sarah Brown & Andy Dickerson & Jolian McHardy & Karl Taylor
  • 2010 Broke, Ill, and Obese: The Effect of Household Debt on Health
    by Matthias Keese & Hendrik Schmitz
  • 2010 The Eff ect of Saving Subsidies on Household Saving – Evidence from Germanys
    by Giacomo Corneo & Matthias Keese & Carsten Schröder
  • 2010 Who Feels Constrained by High Debt Burdens? – Subjective vs. Objective Measures of Household Indebtedness
    by Matthias Keese
  • 2010 No-Fault Divorce and Rent-Seeking
    by S. BRACKE & K. SCHOORS & G. VERSCHELDEN
  • 2010 Universalizing Complete Access to Finance: Key Conceptual Issues
    by Rai, Suyash & Ananth, Bindu & Mor, Nachiket
  • 2010 Unconditional Quantile Treatment Effects in the Presence of Covariates
    by David Powell
  • 2010 Do Risk Disclosures Affect Investment Choice?
    by Angela A. Hung & Aileen Heinberg & Joanne K. Yoong
  • 2010 Individuals' Uncertainty about Future Social Security Benefits and Portfolio Choice
    by Adeline Delavande & Susann Rohwedder
  • 2010 An Empirical Analysis of Determinants of Recent Federal Personal Income Tax Evasion in the U.S
    by Cebula, Richard
  • 2010 Personal-bankruptcy cycles
    by Garrett, Thomas A. & Wall, Howard J.
  • 2010 Personal-bankruptcy cycles
    by Garrett, Thomas A. & Wall, Howard J.
  • 2010 Fertility and Consumption when Having a Child is a Risky Investment
    by Gete, Pedro & Porchia, Paolo
  • 2010 Predicting Sustainable Retirement Withdrawal Rates Using Valuation and Yield Measures
    by Pfau, Wade Donald
  • 2010 Islamic Business Contracts and Microfinance-A Case of Mudaraba
    by Nadeem, Azhar
  • 2010 Will 2000-era retirees experience the worst retirement outcomes in U.S. history? A progress report after 10 years
    by Pfau, Wade Donald
  • 2010 Individual wealth accumulation: Why does dining together as a family matter?
    by Chatterjee, Swarn & Palmer, Lance & Goetz, Joseph
  • 2010 Different Effects of Financial Literacy and Financial Education in Germany
    by Pahnke, Luise & Honekamp, Ivonne
  • 2010 Self-control and debt: evidence from data on credit counselling
    by Nur Ata Nurcan & Alena Bicakova
  • 2010 The Time-crunch Paradox
    by Almudena Sevilla-Sanz & Jose Ignacio Gimenez-Nadal
  • 2010 Assessing Default Investment Strategies in Defined Contribution Pension Plans
    by Pablo Antolín & Stéphanie Payet & Juan Yermo
  • 2010 Policy Action in Private Occupational Pensions in Japan since the Economic Crisis of the 1990s
    by Ministry of Health, Labour and Welfare, Japan & Junichi Sakamoto
  • 2010 The Portfolio Size Effect and Lifecycle Asset Allocation Funds: A Different Perspective
    by Wade D. Pfau
  • 2010 Starting a New Chapter: The Role of Credit Counseling in Helping Debtors Recover from Bankruptcy
    by Angela C. Lyons & Shawn Howard & Eric Scherpf
  • 2010 The Inefficiency of Refinancing: Why Prepayment Penalties Are Good for Risky Borrowers
    by Christopher J. Mayer & Tomasz Piskorski & Alexei Tchistyi
  • 2010 Risk Aversion and Wealth: Evidence from Person-to-Person Lending Portfolios
    by Daniel Paravisini & Veronica Rappoport & Enrichetta Ravina
  • 2010 Inertia and Overwithholding: Explaining the Prevalence of Income Tax Refunds
    by Damon Jones
  • 2010 Twin Picks: Disentangling the Determinants of Risk-Taking in Household Portfolios
    by Laurent E. Calvet & Paolo Sodini
  • 2010 Reassessing FHA Risk
    by Diego Aragon & Andrew Caplin & Sumit Chopra & John V. Leahy & Yann LeCun & Marco Scoffier & Joseph Tracy
  • 2010 How general are risk preferences? Choices under uncertainty in different domains
    by Liran Einav & Amy Finkelstein & Iuliana Pascu & Mark R. Cullen
  • 2010 Impulsivity and household indebtedness
    by Cristina OTTAVIANI & Daniela VANDONE
  • 2010 Stockholding: Participation, Location, and Spillovers
    by Haliassos, Michael & Christelis, Dimitris & Georgarakos, Dimitris
  • 2010 The Biased Effect of Aggregated and Disaggregated Income Taxation on Investment Decisions
    by Martin Fochmann & Dirk Kiesewetter & Abdolkarim Sadrieh
  • 2010 Investment Behavior and the Biased Perception of Limited Loss Deduction in Income Taxation
    by Martin Fochmann & Dirk Kiesewetter & Abdolkarim Sadrieh
  • 2010 Measuring Poverty Using Both Income and Wealth: An Empirical Comparison of Multidimensional Approaches Using Data for the U.S. and Spain
    by Francisco Azpitarte
  • 2010 Personal Bankruptcy: Reconciling Adverse Events and Strategic Timing Hypotheses Using Heterogeneity in Filing Types
    by Li Gan & Tarun Sabarwal & Shuoxun Zhang
  • 2010 Income Pooling and Household Division of Labor: Evidence from Danish Couples
    by Amuedo-Dorantes, Catalina & Bonke, Jens & Grossbard, Shoshana
  • 2010 Income Pooling and Household Division of Labor: Evidence from Danish Couples
    by Amuedo-Dorantes, Catalina & Bonke, Jens & Grossbard, Shoshana
  • 2010 Social Interaction and Stock Market Participation: Evidence from British Panel Data
    by Brown, Sarah & Taylor, Karl
  • 2010 Social Interaction and Stock Market Participation: Evidence from British Panel Data
    by Brown, Sarah & Taylor, Karl
  • 2010 Gambling and the Use of Credit: An Individual and Household Level Analysis
    by Brown, Sarah & Dickerson, Andy & McHardy, Jolian & Taylor, Karl
  • 2010 Gambling and the Use of Credit: An Individual and Household Level Analysis
    by Brown, Sarah & Dickerson, Andy & McHardy, Jolian & Taylor, Karl
  • 2010 Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?
    by Beck, Thorsten & Kibuuka, Katie & Tiongson, Erwin R.
  • 2010 Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?
    by Beck, Thorsten & Kibuuka, Katie & Tiongson, Erwin R.
  • 2010 Stochastic Mortality, Subjective Survival Expectations, and Individual Saving Behavior
    by Thomas Post & Katja Hanewald
  • 2010 Sociodemographic, Economic, and Psychological Drivers of the Demand for Life Insurance: Evidence from the German Retirement Income Act
    by Carolin Hecht & Katja Hanewald
  • 2010 Financial Frictions and Total Factor Productivity: Accounting for the Real Effects of Financial Crises
    by Sangeeta Pratap & Carlos Urrutia
  • 2010 Financial Crises and Labor Market Turbulence
    by Sangeeta Pratap & Erwan Quintin
  • 2010 地震保険加入行動におけるコンテクスト効果について
    by 佐藤, 主光 & 齊藤, 誠
  • 2010 Reducing Vulnerability through Microfinance: Evidence from Indian Self Help Group Program
    by Bali Swain, Ranjula & Floro, Maria
  • 2010 Keeping it simple: financial literacy and rules of thumb
    by Alejandro Drexler & Gregory Fischer & Antoinette Schoar
  • 2010 The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies
    by Campbell, John Y. & Jackson, Howell E. & Madrian, Brigitte C. & Tufano, Peter
  • 2010 Universalizing Complete Access to Finance : Key Conceptual Issues
    by Suyash Rai & Bindu Ananth & Nachiket Mor
  • 2010 Universalizing Complete Access to Finance : Key Conceptual Issues
    by Suyash Rai & Bindu Ananth & Nachiket Mor
  • 2010 Universalizing Complete Access to Finance : Key Conceptual Issues
    by Suyash Rai & Bindu Ananth & Nachiket Mor
  • 2010 Universalizing Complete Access to Finance : Key Conceptual Issues
    by Suyash Rai & Bindu Ananth & Nachiket Mor
  • 2010 Marital Status is Misunderstood in Happiness Models
    by Bruce Chapman & Cahit Guven
  • 2010 Profitability of Pension Contributions: Evidence from Real-Life Employment Biographies
    by Carsten Schröder
  • 2010 Broke, Ill, and Obese: The Effect of Household Debt on Health
    by Matthias Keese & Hendrik Schmitz
  • 2010 Competing Risks in a Time on the Market Analysis
    by Erik R. de Wit
  • 2010 When Can Insurers Offer Products That Dominate Delayed Old-Age Pension Benefit Claiming?
    by Sanders, E.A.T. & De Waegenaere, A.M.B. & Nijman, T.E.
  • 2010 Health Cost Risk and Optimal Retirement Provision: A Simple Rule for Annuity Demand
    by Peijnenburg, J.M.J. & Nijman, T.E. & Werker, B.J.M.
  • 2010 Optimal Annuitization with Incomplete Annuity Markets and Background Risk During Retirement
    by Peijnenburg, J.M.J. & Nijman, T.E. & Werker, B.J.M.
  • 2010 La crise a-t-elle rendu l'épargnant plus prudent ?
    by Arrondel, Luc & Masson, André
  • 2010 Housing purchases and the dynamics of housing wealth
    by Bover, Olympia
  • 2010 Perceptions, Expectations, and Entrepreneurship: The Role of Extreme Events
    by Brück, Tilman & Llussá, Fernanda & Tavares, José
  • 2010 Trading on Advice
    by Hackethal, Andreas & Inderst, Roman & Meyer, Steffen
  • 2010 Keeping it Simple: Financial Literacy and Rules of Thumb
    by Drexler, Alejandro & Fischer, Greg & Schoar, Antoinette S
  • 2010 Durable consumption and asset management with transaction and observation costs
    by Alvarez, Fernando E & Guiso, Luigi & Lippi, Francesco
  • 2010 Estrategias de suavización del consumo y del ingreso de las madres beneficiarias del programa Familias en Acción: un análisis cualitativo
    by Jorge H. Maldonado & Rocío del Pilar Moreno-Sánchez & romoreno@uniandes.edu.co
  • 2010 Who Borrows and Who May Not Repay?
    by Alena Bicakova & Zuzana Prelcova & Renata Pasalicova
  • 2010 Over-indebtedness and the interplay of factual and mental money management: An interview study
    by Bernadette Kamleitner & Bianca Hornung & Erich Kirchler
  • 2010 Where is the Money Now: The State of Canadian Household Debt as Conditions for Economic Recovery Emerge
    by Elena Simonova & Rock Lefebvre
  • 2010 Gauging the Path of Private Canadian Pensions: 2010 Update on the State of Defined Benefit and Defined Contribution Pension Plans
    by Kamalesh Gosalia & Elena Simonova & Rock Lefebvre
  • 2010 Remittances, Banking Status and the Usage of Insurance Schemes
    by Dorothee Crayen & Christa Hainz & Christiane Ströh de Martinez
  • 2010 Tax Incentives, Bequest Motives, and the Demand for Life Insurance: Evidence from two Natural Experiments in Germany
    by Nicolas Sauter & Jan Walliser & Joachim Winter
  • 2010 An analysis of the determinants of risk attitudes in Ireland and the United Kingdom
    by McQuinn, Kieran & O’Donnell, Nuala
  • 2010 Social Welfare Issues of Financial Literacy
    by Satchell, S. & Williams, O.J.
  • 2010 What Determines Financial Exclusion? Evidence from Bolivian Household Data
    by Yener Altunbas & John Thornton & Alper Kara
  • 2010 Matching Matters in 401(k) Plan Participation
    by Keenan Dworak-Fisher
  • 2010 Housing purchases and the dynamics of housing wealth
    by Olympia Bover
  • 2010 Reducing Vulnerability through Microfinance: Assessing the Impact of Self-Help Groups in India
    by Ranjula Bali Swain & Maria S. Floro
  • 2010 The Effects of Marriage and Divorce on Financial Investments: Learning to Love or Hate Risk?
    by Charlotte Christiansen & Juanna Schröter Joensen & Jesper Rangvid
  • 2010 A Rescue Plan for the Finances of Consumer – the Incomes and Expenses
    by Lupasc Ioana & Lupasc Adrian & Zamfir Cristina Gabriela
  • 2010 Euro Survey of Spring 2010: Sovereign Debt Crisis Left Traces in CESEE Households' Sentiment, Foreign Currency Portfolios Broadly Unchanged
    by Sandra Dvorsky & Thomas Scheiber & Helmut Stix
  • 2010 Real Effects of Crisis Have Reached CESEE Households: Euro Survey Shows Dampened Savings and Changes in Borrowing Behavior
    by Sandra Dvorsky & Thomas Scheiber & Helmut Stix
  • 2010 The household wealth distribution in Spain: The role of housing and financial wealth
    by Francisco Azpitarte
  • 2010 Évolution de la monnaie et du crédit en France en 2009
    by MOSQUERA YON, T.
  • 2010 Characteristics Of Family Businesses In Albania – A Statistical Study
    by Lect. Ph.D Brikena Leka & Lect. Ph.D Rezarta Shkurti
  • 2010 Buying Better For Your Money: The Smart Buyer’s Decalogue
    by Carmen Costea & Laura Libardea-Vlăducă
  • 2010 Economic Theory and the World of Practice: A Celebration of the ( S, s ) Model
    by Andrew Caplin & John Leahy
  • 2010 What the Stock Market Decline Means for the Financial Security and Retirement Choices of the Near-Retirement Population
    by Alan L. Gustman & Thomas L. Steinmeier & Nahid Tabatabai
  • 2010 Are Tax Incentives for Charitable Giving Efficient? Evidence from France
    by Gabrielle Fack & Camille Landais
  • 2010 Inequality and Markets: Some Implications of Occupational Diversity
    by Dilip Mookherjee & Debraj Ray
  • 2010 Accounting for the Rise in Consumer Bankruptcies
    by Igor Livshits & James MacGee & Michèle Tertilt
  • 2010 Why Are Saving Rates of Urban Households in China Rising?
    by Marcos D. Chamon & Eswar S. Prasad
  • 2010 (Over)insuring Modest Risks
    by Justin Sydnor
  • 2010 Information, Preferences, and Public Benefit Participation: Experimental Evidence from the Advance EITC and 401(k) Savings
    by Damon Jones
  • 2010 Parents' Incomes and Children's Outcomes: A Quasi-experiment Using Transfer Payments from Casino Profits
    by Randall K. Q. Akee & William E. Copeland & Gordon Keeler & Adrian Angold & E. Jane Costello
  • 2010 Present-Biased Preferences and Credit Card Borrowing
    by Stephan Meier & Charles Sprenger
  • 2010 Intertemporal Consumption and Credit Constraints: Does Total Expenditure Respond to an Exogenous Shock to Credit?
    by S�ren Leth-Petersen
  • 2010 The Failure and Promise of Mandated Consumer Mortgage Disclosures: Evidence from Qualitative Interviews and a Controlled Experiment with Mortgage Borrowers
    by James M. Lacko & Janis K. Pappalardo
  • 2010 Consumer Confusion in the Mortgage Market: Evidence of Less Than a Perfectly Transparent and Competitive Market
    by Susan E. Woodward & Robert E. Hall
  • 2010 The Great Recession: Lessons from Microeconomic Data
    by Atif Mian & Amir Sufi
  • 2010 Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis
    by Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff
  • 2010 What "Triggers" Mortgage Default?
    by Ronel Elul & Nicholas S. Souleles & Souphala Chomsisengphet & Dennis Glennon & Robert Hunt
  • 2010 Gender Differences in Wealth at Retirement
    by Urvi Neelakantan & Yunhee Chang
  • 2009 Du flambeur à la victime ? Vers une problématisation consensuelle du surendettement
    by Plot, Sébastien
  • 2009 Optimale Darlehensbündel in der privaten Immobilienfinanzierung
    by Dennis Kundisch & Jochen Dzienziol
  • 2009 The Competition between Relationship-Based Microfinance and Transaction Lending
    by Schrader, Jan
  • 2009 Investing at home and abroad: Different costs, different people
    by Christelis, Dimitris & Georgarakos, Dimitris
  • 2009 Debt literacy, financial experiences, and overindebtedness
    by Lusardi, Annamaria & Tufano, Peter
  • 2009 Stockholding: From participation to location and to participation spillovers
    by Christelis, Dimitris & Georgarakos, Dimitris & Haliassos, Michael
  • 2009 Household economic decisions under the shadow of terrorism
    by Christelis, Dimitris & Georgarakos, Dimitris
  • 2009 Behavioral Biases in Annuity Choice: An Experiment
    by Robert S. Gazzale & Lina Walker
  • 2009 Limited understanding of individual retirement accounts among chileans
    by Claudia Martínez & Claudia sahm
  • 2009 How to Adapt to Changing Markets: Experience and Personality in a Repeated Investment Game
    by Hopfensitz, Astrid & Wranik, Tanja
  • 2009 Estimating Welfare in Insurance Markets Using Variation in Prices
    by Mark Cullen & Liran Einav & Amy Finkelstein
  • 2009 Stockholding: From Participation to Location and to Participation Spillovers
    by Dimitrios Christelis & Dimitris Georgarakos & Michael Haliassos
  • 2009 Household Economic Decisions under the Shadow of Terrorism
    by Dimitrios Christelis & Dimitris Georgarakos
  • 2009 Estimating the Stochastic Sickness Effect on Employment, Worktime and Saving Decisions
    by Chiang-Ming Chen & Kuo-Liang Chang
  • 2009 Triggers and Determinants of Severe Household Indebtedness in Germany
    by Matthias Keese
  • 2009 What Explains the Gender Gap in Financial Literacy? The Role of Household Decision-Making
    by Raquel Fonseca & Kathleen Mullen & Gema Zamarro & Julie Zissimopoulos
  • 2009 Saving for retirement and retirement investment choices
    by Monica Paiella & Andrea Tiseno
  • 2009 Is the Theory of Planned Behaviour Valid for Islamic home financing?
    by Amin, Hanudin & Abdul-Rahman, Abdul-Rahim & Abdul-Razak, Dzuljastri
  • 2009 Pensions at a glance: Asia/Pacific
    by Whitehouse, Edward
  • 2009 Fibrations of financial events
    by Carfì, David
  • 2009 Litigations, Damages And Solutions In Residential Mortgage-Backed Securities
    by Jomadar, Dinesh
  • 2009 Perceived financial barriers and the start-up decision: An econometric analysis of gender differences using GEM data
    by Stephen, Roper & Jonathan M., Scott
  • 2009 Microenvironment-specific Effects in the Application Credit Scoring Model
    by Khudnitskaya, Alesia S.
  • 2009 Optimal Cash Management Under Uncertainty
    by Bensoussan, Alain & Chutani, Anshuman & Sethi, Suresh
  • 2009 Relative indicators of default risk among UK residential mortgages
    by Mitropoulos, Atanasios & Zaidi, Rida
  • 2009 How to adapt to changing markets: experience and personality in a repeated investment game
    by Hopfensitz, Astrid & Wranik, Tanja
  • 2009 Défaut de paiement stratégique et loi sur les défaillances d'entreprises
    by Chopard, Bertrand & Langlais, Eric
  • 2009 Az új paternalizmus: a nem-racionális hitelfelvevõi magatartás és a túlzott eladósodás néhány gazdasági viselkedéstani összefüggése
    by Zoltán Szabó
  • 2009 Who borrows among the poor? MC use determinants in Guatemala, with particular reference to social ties
    by Masako Hasegawa
  • 2009 Euroization in Central, Eastern and Southeastern Europe – New Evidence On Its Extent and Some Evidence On Its Causes
    by Thomas Scheiber & Helmut Stix
  • 2009 Investment Risk and Pensions: Impact on Individual Retirement Incomes and Government Budgets
    by Edward R. Whitehouse & Anna Christina D'Addio & Andrew Reilly
  • 2009 Pensions, Purchasing-Power Risk, Inflation and Indexation
    by Edward R. Whitehouse
  • 2009 Investment Risk and Pensions: Measuring Uncertainty in Returns
    by Anna Christina D'Addio & José Seisdedos & Edward R. Whitehouse
  • 2009 Filling the Pension Gap: Coverage and Value of Voluntary Retirement Savings
    by Pablo Antolín & Edward R. Whitehouse
  • 2009 Framework for the Development of Financial Literacy Baseline Surveys: A First International Comparative Analysis
    by Elaine Kempson
  • 2009 Investment Regulations and Defined Contribution Pensions
    by Pablo Antolín & Sandra Blome & David Karim & Stéphanie Payet & Gerhard Scheuenstuhl & Juan Yermo
  • 2009 Private Pensions and Policy Responses to the Financial and Economic Crisis
    by Pablo Antolín & Fiona Stewart
  • 2009 Lifecycle Funds and Wealth Accumulation for Retirement: Evidence for a More Conservative Asset Allocation as Retirement Approaches
    by Wade D. Pfau
  • 2009 An Optimizing Framework for the Glide Paths of Lifecycle Asset Allocation Funds
    by Wade D. Pfau
  • 2009 Lifecycle Funds and Wealth Accumulation for Retirement:Evidence for a More Conservative Asset Allocation as Retirement Approaches
    by Wade D. Pfau
  • 2009 A Tool for Getting By or Getting Ahead? Consumers’ Views on Prepaid Cards
    by Jennifer Romich & Sarah Gordon & Eric Waithaka
  • 2009 Which Students Are More Likely to Experience Financial Socialization Opportunities? Exploring the Relationship between Financial Behaviors and Financial Well-Being of College Students
    by Michael Gutter & Zeynep Copur & Selena Garrison
  • 2009 How Do Retirees Value Life Annuities? Evidence from Public Employees
    by John Chalmers & Jonathan Reuter
  • 2009 Utility from Accumulation
    by Louis Kaplow
  • 2009 Financial Literacy and Financial Sophistication Among Older Americans
    by Annamaria Lusardi & Olivia S. Mitchell & Vilsa Curto
  • 2009 Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
    by Jingjing Chai & Wolfram Horneff & Raimond Maurer & Olivia S. Mitchell
  • 2009 Obfuscation, Learning, and the Evolution of Investor Sophistication
    by Bruce Ian Carlin & Gustavo Manso
  • 2009 How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
    by John Beshears & James J. Choi & David Laibson & Brigitte C. Madrian
  • 2009 Depression Babies: Do Macroeconomic Experiences Affect Risk-Taking?
    by Ulrike Malmendier & Stefan Nagel
  • 2009 Is Lottery Gambling Addictive?
    by Jonathan Guryan & Melissa Schettini Kearney
  • 2009 Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
    by Sumit Agarwal & Paige M. Skiba & Jeremy Tobacman
  • 2009 Postal payment services in Hungary
    by Anikó Turján
  • 2009 Financial Literacy and Private Old-age Provision in Germany
    by Bucher-Koenen, Tabea
  • 2009 Universal Health Insurance Coverage: Progress and Issues. Twenty-first Annual Herbert Lourie Memorial Lecture on Health Policy
    by Jonathan Gruber
  • 2009 Savings in Latvia
    by Agnese Bicevska & Aleksejs Melihovs & Krista Kalnberzina
  • 2009 Mortgage Indebtedness and Household Financial Distress
    by Georgarakos, Dimitris & Lojschova, Adriana & Ward-Warmedinger, Melanie E.
  • 2009 Mortgage Indebtedness and Household Financial Distress
    by Georgarakos, Dimitris & Lojschova, Adriana & Ward-Warmedinger, Melanie E.
  • 2009 Present-Biased Preferences and Credit Card Borrowing
    by Meier, Stephan & Sprenger, Charles
  • 2009 Present-Biased Preferences and Credit Card Borrowing
    by Meier, Stephan & Sprenger, Charles
  • 2009 Individual Welfare Gains from Deferred Life-Annuities under Stochastic Lee-Carter Mortality
    by Thomas Post
  • 2009 The Role of Television in Household Debt: Evidence from the 1950's
    by Matthew J. Baker & Lisa M. George
  • 2009 Pension Entitlements and Wealth Accumulation
    by Hernæs, Erik & Zhu, Weizhen
  • 2009 Credit crunch? An empirical test of cyclical credit policy
    by Herrala, Risto
  • 2009 Collaterality and the Housing Wealth Effect
    by Sheng Guo
  • 2009 Commitment Contracts
    by Gharad Bryan & Dean Karlan & Scott Nelson
  • 2009 What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
    by Marianne Bertrand & Sendhil Mullainathan & Dean Karlan & Eldar Shafir & Jonathan Zinman
  • 2009 Commitment Contracts
    by Bryan, Gharad & Karlan, Dean & Nelson, Scott
  • 2009 What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment
    by Bertrand, Marianne & Karlan, Dean & Mullainathan, Sendhil & Shafir, Eldar & Zinman, Jonathan
  • 2009 Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis
    by Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D.
  • 2009 Triggers and Determinants of Severe Household Indebtedness in Germany
    by Matthias Keese
  • 2009 Financial Risk Aversion and Household Asset Diversification
    by Nataliya Barasinska & Dorothea Schäfer & Andreas Stephan
  • 2009 Foreign Currency Borrowing: The Case of Hungary
    by Gábor Pellényi & Péter Bilek
  • 2009 Who Gets the Credit? And Does it Matter? Household vs Firm Lending Across Countries
    by Beck, T.H.L. & Büyükkarabacak, B. & Rioja, F. & Valev, N.
  • 2009 Risque de dépendance, cycle de vie et épargne des ménages
    by Oliveira Martins, Joaquim & El Mekkaoui de Freitas, Najat
  • 2009 L'efficacité économique peut-elle justifier l'augmentation des droits de succession ?
    by Arrondel, Luc & Masson, André
  • 2009 Debt Literacy, Financial Experiences, and Overindebtedness
    by Annamaria Lusardi & Peter Tufano
  • 2009 Who Gets the Credit? And Does It Matter? Household vs. Firm Lending across Countries
    by Beck, Thorsten & Büyükkarabacak, Berrak & Rioja, Felix & Valev, Neven
  • 2009 Where Has the Money Gone: The State of Canadian Household Debt in a Stumbling Economy
    by Rock Lefebvre & Elena Simonova
  • 2009 51 and Counting - Is It Time to Remodel RRSPs?
    by Elena Simonova & Rock Lefebvre
  • 2009 Tax-Free Savings Accounts - Shifting Opportunity
    by Mihaela Scarlat & Rock Lefebvre
  • 2009 Consumer Financial Capability: A Comparison of the UK and Ireland
    by O’Donnell, Nuala
  • 2009 Financial Capability:New Evidence for Ireland
    by Keeney, Mary J. & O’Donnell, Nuala
  • 2009 Simulations du ratio du service de la dette des consommateurs en utilisant des données micro
    by Ramdane Djoudad
  • 2009 The Failure of Northern Rock - A Multidimensional Case Study
    by Tim Congdon & Charles A.E. Goodhart & Robert A. Eisenbeis & George G. Kaufman & Paul Hamalainen & Rosa M. Lastra & David T. Llewellyn & David G. Mayes & Geoffrey Wood & Alastair Milne & Marco Onado & Michael Taylor
  • 2009 Austrian Households’ Equity Capital – Evidence from Microdata
    by Michael Andreasch & Pirmin Fessler
  • 2009 Housing Finance of Austrian Households
    by Nicolas Albacete & Karin Wagner
  • 2009 Housing Wealth of Austrian Households
    by Pirmin Fessler & Peter Mooslechner & Martin Schürz & Karin Wagner
  • 2009 CESEE Households amid the Financial Crisis: Euro Survey Shows Darkened Economic Sentiment and Changes in Savings Behavior
    by Sandra Dvorsky & Thomas Scheiber & Helmut Stix
  • 2009 The 2008 Fall Wave of the OeNB Euro Survey – A First Glimpse of Households’ Reactions to the Global Financial Crisis
    by Sandra Dvorsky & Thomas Scheiber & Helmut Stix
  • 2009 The Economic History of Sovereignty: Communal Responsibility, the Extended Family, and the Firm
    by Lars Boerner & Albrecht Ritschl
  • 2009 Private Households Display Strong Aversion to Investment Risk
    by Nataliya Barasinska & Dorothea Schäfer & Andreas Stephan
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  • 2005 The State of Defined Benefit Pension Plans in Canada: An Update
    by Rock Lefebvre
  • 2005 Growing up: The Social and Economic Implications of an Aging Population
    by Rock Lefebvre & Amar Goomar
  • 2005 The impact of unsecured debt on financial distress among British households
    by Ana del Río & Garry Young
  • 2005 The determinants of unsecured borrowing: evidence from the British household panel survey
    by Ana del Río & Garry Young
  • 2005 Disagreement in Partners’ Reports of Financial Difficulty
    by Robert Breunig & Deborah A. Cobb-Clark & Xiaodong Gong & Daniella Venn
  • 2005 Is the 'Cost of Enough Food' Lower in Rural Areas?
    by Nord, Mark & Leibtag, Ephraim
  • 2005 Bank Competition and Consumer Search over Credit Card Interest Rates
    by Taehyung Kim & Lucia F. Dunn & Gene E. Mumy
  • 2005 More Households in the Stock Market Through Privatizations? Evidence from Italy
    by Giovanni Ferri & Cecilia Frale & Ottavio Ricchi
  • 2005 Home Ownership: More, But Cautious, Buyers
    by Jean Bosvieux
  • 2005 Indebtedness of Greek households: evidence from a survey
    by Theodore M. Mitrakos & Georgios Th Simigiannis & Panagiota G. Tzamourani
  • 2005 Are Empowerment and Education Enough? Underdiversification in 401(k) Plans
    by James J. Choi & David Laibson & Brigitte C. Madrian
  • 2004 Pricing Psychology: Evidence from a Randomized Field Experiment in a Consumer Credit Market
    by Marianne Bertrand & Dean Karlan
  • 2004 Use of credit and arrears on debt among low-income families in the United Kingdom
    by Sarah Bridges & Richard Disney
  • 2004 Retail Banking: Status quo und Entwicklungsperspektiven
    by Oehler, Andreas
  • 2004 Inflation Bias after the Euro: Evidence from the UK and Italy
    by Giancarlo Marini & Alessandro Piergallini & Pasquale Scaramozzino
  • 2004 Evidence on the Effect of US Consumer Bankruptcy Exemptions
    by Charles Grant
  • 2004 Are Investors Naive About Incentives?
    by Ulrike Malmendier & Devin Shanthikumar
  • 2004 All Guts, No Glory: Trading and Diversification among Online Investors
    by Anderson, Anders E.S.
  • 2004 Entreprenörskap och egenfinansiering — om den privata förmögenhetsbildningens teoretiska och praktiska betydelse för entreprenörskapets omfattning
    by Johnsson, Richard
  • 2004 Do Privatizations Boost Household Shareholding? Evidence from Italy
    by Ottavio Ricchi & Adolfo Di Carluccio & Cecilia Frale
  • 2004 Developing family development accounts in Taipei: policy innovation from income to assets
    by Li-Chen Cheng
  • 2004 Stock market optimism and participation cost: a mean-variance estimation
    by Monica Paiella & Andrea Tiseno
  • 2004 Prévention du risque-retraite et comportement d'accumulation global des ménages
    by Vanriet-Margueron, Julie
  • 2004 Addressing the Pension Dilemma in Canada
    by Rock Lefebvre & Amar Goomar
  • 2004 Developing Family Development Accounts in Taipei: Policy innovation from income to assets
    by Li-Chen Cheng
  • 2004 Does Economic Vulnerability Depend on Place of Residence? Asset Poverty across Metropolitan and Nonmetropolitan Areas
    by Fisher, Monica & Weber, Bruce A.
  • 2004 Modelos de regresión espacio-temporales en la estimación de la renta municipal: el caso de la Región de Murcia
    by CHASCO, C. & LÓPEZ, F.A.
  • 2003 Ask and Ye Shall Receive: The Effect of the Appeals Scale on Consumers' Donation Behavior
    by Desmet, Pierre & Feinberg, Fred M.
  • 2003 Roscas as Financial Agreements to Cope with Social Pressure
    by Stefan Ambec & Nicolas Treich
  • 2003 Annuities and Individual Welfare
    by Thomas Davidoff & Jeffrey R. Brown & Peter A. Diamond
  • 2003 Demographics in demand systems
    by Laura Blow
  • 2003 Roscas as financial agreements to cope with social pressure
    by Ambec, S. & Treich, N.
  • 2003 Evidence on the Effect of US Consumer Bankruptcy Exemptions
    by Charles GRANT
  • 2003 Credit card debt and default over the life-cycle
    by Paula Lopes
  • 2003 Household Portfolios Efficiency in the Presence of Restrictions on Investment Opportunities
    by Alessandro Bucciol
  • 2003 Le prospettive dell'economia mondiale
    by Paolo Sylos Labini
  • 2003 Prospects for the world economy
    by Paolo Sylos Labini
  • 2003 Prospects for the world economy
    by Paolo Sylos Labini
  • 2003 Precautionary Savings and Income Uncertainty: Evidence from Japanese Micro Data
    by Murata, Keiko
  • 2003 Precautionary Motives versus Waiting Options: Evidence from Aggregate Household Saving in Japan
    by Saito, Makoto & Shiratsuka, Shigenori
  • 2002 Modéliser les trajectoires démo-économiques des individus et des ménages dans un pays en développement à l'aide d'un modèle de microsimulation dynamique. Application pour la Côte d'Ivoire
    by Grimm, Michael
  • 2002 The symmetry of the wage-change distribution: Survey and contract data
    by Thanasis Stengos & Louis N. Christofides
  • 2002 Transaktionskostentheoretische Betrachtung des Anlageverhaltens im Online-Handel und deren empirische Evidenz
    by Theodoro D. Cocca
  • 2001 The Right Way to Hire Financial Help, 2nd Edition: A Complete Guide to Choosing and Managing Brokers, Financial Planners, Insurance Agents, Lawyers, Tax Preparers, Bankers, and Real Estate Agents
    by Charles A. Jaffe
  • 2001 Essays on Saving, Bequests, Altruism, and Life-Cycle Planning
    by
  • 2001 Pension systems in 15 countries compared: the value of entitlements
    by Whitehouse, Edward
  • 2001 Parental Income and School Attendance in a Low-Income Country: a semi-parametric analysis
    by Cogneau, Denis & Maurin, Eric
  • 2001 The household balance sheet in Australia
    by Australian Treasury
  • 2001 ¿Determina el salario mínimo seguir o no estudiando en España?
    by CAPARRÓS RUIZ, Antonio & NAVARRO GÓMEZ, Mª Lucía
  • 2000 Administrative charges for funded pensions: An international comparison and assessment
    by Whitehouse, Edward
  • 2000 Paying for pensions: An international comparison of administrative charges in funded retirement-income systems
    by Whitehouse, Edward
  • 2000 Pension reform, financial literacy and public information: a case study of the United Kingdom
    by Whitehouse, Edward
  • 1999 Asking for Less to Obtain More
    by Desmet, Pierre
  • 1999 The Adequacy of Household Saving
    by Engen, Eric & Gale, William & Uccello, Cori
  • 1999 The tax treatment of funded pensions
    by Whitehouse, Edward
  • 1998 The Role of Choice in the Transition to a Funded Pension System
    by Palacios, Robert & Whitehouse, Edward
  • 1998 Pension Reform in Britain
    by Whitehouse, Edward
  • 1998 Wer bezahlt die Steuern? Steuerbelastung und Einkommenssituation von Freien und anderen Berufen
    by Joachim Merz & Thorsten Quiel & Kshama Venkatarama
  • 1997 Public Policy Toward Pensions
    by
  • 1985 Hours-Wage Tradeoffs and Job Mobility
    by Joseph Altonji & Christina Paxson
  • 1981 Determinants of Student Choice of Undergraduate Major Field
    by Cebula, Richard & Lopes, Jerry
  • 1979 Relative risk aversion: increasing or decreasing?
    by Graves, Philip E.
  • 1971 Investment in Human Capital and the Appropriate Discount Rate
    by Renas, Stephen & Cebula, Richard
  • Myopic Loss Aversion Revisited: The Effect of Probability Distortions in Choice Under Risk
    by Pavlo Blavatskyy & Ganna Pogrebna
  • Housing Debt and Consumption
    by Viola Angelini & Peter Simmons
  • Housing Debt, Employment Risk and Consumption
    by Viola Angelini & Peter Simmons