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Interactions between Institutional and Informal Credit Agencies in Rural India

Citations

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Cited by:

  1. Felicitas NOWAK-LEHMANN D. & Inma MARTÍNEZ-ZARZOSO & Dierk HERZER & Stephan KLASEN & Axel DREHER, 2010. "Foreign Aid and Its Effect on Per-Capita Income (Growth) in Recipient Countries: Pitfalls and Findings from a Time Series Perspective," EcoMod2010 259600121, EcoMod.
  2. Basab Dasupta, 2005. "Endogenous Growth in the Presence of Informal Credit Markets: A Comparative Analysis Between Credit Rationing and Self-Revelation Regimes," Working papers 2005-18, University of Connecticut, Department of Economics.
  3. Abhirupa Das & Uday Bhanu Sinha, 2024. "Microfinance institution and moneylenders in a segmented rural credit market," Indian Growth and Development Review, Emerald Group Publishing Limited, vol. 17(3), pages 441-469, October.
  4. Abbi M. Kedir & Ibrahim,Gamal, . "Household-Level Credit Constraints in Urban Ethiopia," Ethiopian Journal of Economics, Ethiopian Economics Association, vol. 20(01).
  5. Berg Claudia & Emran Shahe & Shilpi Forhad, 2020. "Microfinance and Moneylenders: Long-run Effects of MFIs on Informal Credit Market in Bangladesh," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 20(3), pages 1-35, July.
  6. Kimuyu, Peter Kiko, 1999. "Rotating Saving and Credit Associations in Rural East Africa," World Development, Elsevier, vol. 27(7), pages 1299-1308, July.
  7. Hoff, Karla & Stiglitz, Joseph, 1992. "A Theory of Imperfect Competition in Rural Credit Markets," Institute for Policy Reform Working Paper Series 294812, Institute for Policy Reform.
  8. Dean Karlan & Jonathan Zinman, 2010. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," The Review of Financial Studies, Society for Financial Studies, vol. 23(1), pages 433-464, January.
  9. Hoff, Karla & Lyon, Andrew, 1993. "The Sequencing of Land and Credit Market Reforms in Developing Countries: A Theoretical Perspective," Institute for Policy Reform Archive 294828, Institute for Policy Reform.
  10. Madestam, Andreas, 2014. "Informal finance: A theory of moneylenders," Journal of Development Economics, Elsevier, vol. 107(C), pages 157-174.
  11. Orso, Cristina Elisa, 2009. "Formal and informal sectors: Interactions between moneylenders and traditional banks in the rural Indian credit market," POLIS Working Papers 135, Institute of Public Policy and Public Choice - POLIS.
  12. Hoff, Karla & Stiglitz, Joseph E., 1998. "Moneylenders and bankers: price-increasing subsidies in a monopolistically competitive market," Journal of Development Economics, Elsevier, vol. 55(2), pages 485-518, April.
  13. Allen Blackman, 2001. "Why don't Lenders Finance High-Return Technological Change in Developing-Country Agriculture?," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 83(4), pages 1024-1035.
  14. Jianmei ZHAO & Jun ZHANG & Peter J. BARRY, 2014. "Do formal credit constraints affect the rural household consumption in China?," Agricultural Economics, Czech Academy of Agricultural Sciences, vol. 60(10), pages 458-468.
  15. Mallick, Debdulal, 2012. "Microfinance and Moneylender Interest Rate: Evidence from Bangladesh," World Development, Elsevier, vol. 40(6), pages 1181-1189.
  16. Menkhoff, Lukas & Rungruxsirivorn, Ornsiri, 2009. "Village Funds in the Rural Credit Market of Thailand," Proceedings of the German Development Economics Conference, Frankfurt a.M. 2009 45, Verein für Socialpolitik, Research Committee Development Economics.
  17. Ranjula Bali Swain, 2002. "Credit Rationing In Rural India," Journal of Economic Development, Chung-Ang Unviersity, Department of Economics, vol. 27(2), pages 1-20, December.
  18. Mansuri, Ghazala, 2007. "Credit layering in informal financial markets," Journal of Development Economics, Elsevier, vol. 84(2), pages 715-730, November.
  19. Bharat Ramaswami & Shamika Ravi & S.D. Chopra, 2003. "Risk management in agriculture," Discussion Papers 03-08, Indian Statistical Institute, Delhi.
  20. SODOKIN, Koffi, 2006. "Functional and structural complementarities of banks and microbanks in L.D.Cs," LEG - Document de travail - Economie 2006-10, LEG, Laboratoire d'Economie et de Gestion, CNRS, Université de Bourgogne.
  21. Elmas Yaldız Hanedar & Yener Altunbas & Flavio Bazzana, 2014. "Why Do SMEs Use Informal Credit? A Comparison between Countries," Journal of Financial Management, Markets and Institutions, Società editrice il Mulino, issue 1, pages 65-86, July.
  22. Xiangping Jia & Franz Heidhues & Manfred Zeller, 2010. "Credit rationing of rural households in China," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 70(1), pages 37-54, May.
  23. Saha, Bibhas, 2001. "Red tape, incentive bribe and the provision of subsidy," Journal of Development Economics, Elsevier, vol. 65(1), pages 113-133, June.
  24. Seemi Waheed, 2001. "Analysis of Issues on Micro Credit—The Case of Two Villages in Punjab," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 40(4), pages 723-750.
  25. Hou, Liming & Hsueh, Shao-Chieh & Zhang, Shuoxun, 2020. "Does formal financial development crowd in informal financing? Evidence from Chinese private enterprises," Economic Modelling, Elsevier, vol. 90(C), pages 288-301.
  26. AfDB AfDB, 2002. "Working Paper 41 - Informal Finance for Private Sector Development in Africa," Working Paper Series 2258, African Development Bank.
  27. Jean-Marie Baland & Rohini Somanathan & Lore Vandewalle, 2019. "Socially Disadvantaged Groups and Microfinance in India," Economic Development and Cultural Change, University of Chicago Press, vol. 67(3), pages 537-569.
  28. Rajlakshmi Mallik, 2007. "Entry of Formal Lenders and the Size of the Informal Credit Market," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, vol. 163(4), pages 706-730, December.
  29. Bihari Sahu, Gagan, 2007. "Supply Analysis of Institutional Credit to Agriculture for Major States in India," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 62(4), pages 1-15.
  30. John Adams & Hans‐Peter Brunner & Frank Raymond, 2003. "Interactions of Informal and Formal Agents in South Asian Rural Credit Markets," Review of Development Economics, Wiley Blackwell, vol. 7(3), pages 431-444, August.
  31. repec:lic:licosd:28811 is not listed on IDEAS
  32. Hoff, Karla & Lyon, Andrew, 1993. "The Sequencing of Land and Credit Market Reforms in Developing Countries: A Theoretical Perspective," Institute for Policy Reform Working Paper Series 294828, Institute for Policy Reform.
  33. Basu, Santonu, 1997. "Why institutional credit agencies are reluctant to lend to the rural poor: A theoretical analysis of the Indian rural credit market," World Development, Elsevier, vol. 25(2), pages 267-280, February.
  34. Gine, Xavier, 2005. "Access to capital in rural Thailand : an estimated model of formal versus informal credit," Policy Research Working Paper Series 3502, The World Bank.
  35. Francis Nathan Okurut, 2006. "Access to credit by the poor in South Africa: Evidence from Household Survey Data 1995 and 2000," Working Papers 13/2006, Stellenbosch University, Department of Economics.
  36. Wendy Olsen, 2008. "Pluralism, Tenancy and Poverty: Cultivating Open-Mindedness in Poverty Studies," Working Papers id:1684, eSocialSciences.
  37. Degryse, Hans & Lu, Liping & Ongena, Steven, 2016. "Informal or formal financing? Evidence on the co-funding of Chinese firms," Journal of Financial Intermediation, Elsevier, vol. 27(C), pages 31-50.
  38. Demont, Timothée, 2016. "Microfinance spillovers: A model of competition in informal credit markets with an application to Indian villages," European Economic Review, Elsevier, vol. 89(C), pages 21-41.
  39. Yusuf Ibrahim Kofarmata & Shri Dewi Applanaidu & Sallahuddin Hassan, 2016. "Determinants of Demand for Credit: A Conceptual Review," Asian Journal of Economics and Empirical Research, Asian Online Journal Publishing Group, vol. 3(1), pages 6-10.
  40. Barnaud, Cécile & Bousquet, François & Trebuil, Guy, 2008. "Multi-agent simulations to explore rules for rural credit in a highland farming community of Northern Thailand," Ecological Economics, Elsevier, vol. 66(4), pages 615-627, July.
  41. Chavan, Pallavi & Kamra, Ashish, 2022. "Financial Inclusion in Rural India: An Assessment Based on Secondary Data," Review of Agrarian Studies, Foundation for Agrarian Studies, vol. 12(2), December.
  42. Tiziana Venittelli, 2017. "The Impact of Microfinance Institutions on the Informal Credit Market: Evidence from Andhra Pradesh," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 29(2), pages 512-531, April.
  43. Jain, Sanjay, 1999. "Symbiosis vs. crowding-out: the interaction of formal and informal credit markets in developing countries," Journal of Development Economics, Elsevier, vol. 59(2), pages 419-444, August.
  44. Kanika Rana & Brinda Viswanathan, 2019. "Patterns of Access to Microfinance Loans in India," Review of Development and Change, , vol. 24(2), pages 259-279, December.
  45. Stephen Boucher & MICHAEL R. CARTER, 2001. "Risk Rationing and Activity Choice in Moral Hazard Constrained Credit Markets," Wisconsin-Madison Agricultural and Applied Economics Staff Papers 445, Wisconsin-Madison Agricultural and Applied Economics Department.
  46. Daripa, Arup, 2008. "Optimal collective contract without peer information or peer monitoring," Journal of Development Economics, Elsevier, vol. 86(1), pages 147-163, April.
  47. Srinivasan, T. N., 2000. "Poverty and undernutrition in South Asia," Food Policy, Elsevier, vol. 25(3), pages 269-282, June.
  48. Kibrom A. Abay & Goytom A. Kahsay & Guush Berhane, 2018. "Social Networks and Factor Markets: Panel Data Evidence from Ethiopia," Journal of Development Studies, Taylor & Francis Journals, vol. 54(1), pages 174-190, January.
  49. Nicoletta Batini & Young-Bae Kim & Paul Levine & Emanuela Lotti, 2009. "Informal Labour and Credit Markets: A Survey," School of Economics Discussion Papers 0609, School of Economics, University of Surrey.
  50. Ngalawa, Harold & Viegi, Nicola, 2013. "Interaction of formal and informal financial markets in quasi-emerging market economies," Economic Modelling, Elsevier, vol. 31(C), pages 614-624.
  51. Daniela Rodica Silivestru(Popescu), 2012. "Bank Loans And Small Firm Financing In Romania," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 1(14), pages 1-15.
  52. Bose, Pinaki, 1998. "Formal-informal sector interaction in rural credit markets," Journal of Development Economics, Elsevier, vol. 56(2), pages 265-280, August.
  53. Mark Koyama, 2008. "Evading the 'Taint of Usury' Complex Contracts and Segmented Capital Markets," Economics Series Working Papers 412, University of Oxford, Department of Economics.
  54. Magnus Hatlebakk, 2009. "Capacity‐constrained Collusive Price Discrimination in the Informal Rural Credit Markets of Nepal," Review of Development Economics, Wiley Blackwell, vol. 13(1), pages 70-86, February.
  55. Ghosh, Saibal & Kumar, Rakesh, 2014. "Monetary policy and informal finance: Is there a pecking order?," MPRA Paper 65243, University Library of Munich, Germany.
  56. Sandhya Garg & Samarth Gupta, 2021. "Financial Access and Gender Gap in Entrepreneurship and Employment: Evidence from Rural India," IEG Working Papers 442, Institute of Economic Growth.
  57. Harold Vásquez & María del Mar Castaños, 2018. "Knowledge, Information, and Financial Decisions: Why Do People Choose to Finance from Informal Credit Markets?," Investigación Conjunta-Joint Research, in: María José Roa García & Diana Mejía (ed.), Financial Decisions of Households and Financial Inclusion: Evidence for Latin America and the Caribbean, edition 1, volume 1, chapter 9, pages 279-308, Centro de Estudios Monetarios Latinoamericanos, CEMLA.
  58. Yasmeen Mohiuddin, 1993. "Credit Worthiness of Poor Women: A Comparison of Some Minimalist Credit Programmes in Asia: A Preliminary Analysis," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 32(4), pages 1199-1209.
  59. Tsai, Kellee S., 2004. "Imperfect Substitutes: The Local Political Economy of Informal Finance and Microfinance in Rural China and India," World Development, Elsevier, vol. 32(9), pages 1487-1507, September.
  60. Atul MEHTA & Joysankar BHATTACHARYA, 2018. "Financial sector development and the poor in developing countries: revisiting the access to finance channel," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania / Editura Economica, vol. 0(3(616), A), pages 153-168, Autumn.
  61. Campero Alejandra & Kaiser Karen, 2013. "Access to Credit: Awareness and Use of Formal and Informal Credit Institutions," Working Papers 2013-07, Banco de México.
  62. Giné, Xavier, 2011. "Access to capital in rural Thailand: An estimated model of formal vs. informal credit," Journal of Development Economics, Elsevier, vol. 96(1), pages 16-29, September.
  63. Raccanello, Kristiano, 2016. "Do Microenterprises’ size and status matter to access informal finance?./ ¿El tamaño y el registro de las microempresas permite el acceso a los mercados financieros informales?," Panorama Económico, Escuela Superior de Economía, Instituto Politécnico Nacional, vol. 12(23), pages 123-152, Segundo s.
  64. Menkhoff, Lukas & Rungruxsirivorn, Ornsiri, 2009. "Village Funds and Access to Finance in Rural Thailand," Hannover Economic Papers (HEP) dp-417, Leibniz Universität Hannover, Wirtschaftswissenschaftliche Fakultät.
  65. Rajeev, Meenakshi & Vani, B P & Bhattacharjee, Manojit, 2012. "Nature and Dimensions of Farmers’ Indebtedness in India," MPRA Paper 42358, University Library of Munich, Germany.
  66. Chavan, Pallavi, . "The Access of Dalit Borrowers in India’s Rural Areas to Bank Credit," Review of Agrarian Studies, Foundation for Agrarian Studies, vol. 2(2).
  67. Machiko Nissanke & Ernest Aryeetey, 2006. "Institutional Analysis of Financial Market Fragmentation in Sub-Saharan Africa: A Risk-Cost Configuration Approach," WIDER Working Paper Series RP2006-87, World Institute for Development Economic Research (UNU-WIDER).
  68. Besley, Timothy, 1995. "Savings, credit and insurance," Handbook of Development Economics, in: Hollis Chenery & T.N. Srinivasan (ed.), Handbook of Development Economics, edition 1, volume 3, chapter 36, pages 2123-2207, Elsevier.
  69. Turvey, Calum G. & Kumar, Chandra & Rong, Kong, 2015. "Fairness, Reciprocity and Informal Lending in Farming Communities: A Comparative Study of China and India," 2015 Conference, August 9-14, 2015, Milan, Italy 212625, International Association of Agricultural Economists.
  70. Boucher, Stephen R. & Carter, Michael R., 2001. "Risk Rationing And Activity Choice In Moral Hazard Constrained Credit Markets," Staff Papers 12675, University of Wisconsin-Madison, Department of Agricultural and Applied Economics.
  71. Andersen, Thomas Barnebeck & Malchow-Moller, Nikolaj, 2006. "Strategic interaction in undeveloped credit markets," Journal of Development Economics, Elsevier, vol. 80(2), pages 275-298, August.
  72. AfDB AfDB, 2002. "Working Paper 41 - Informal Finance for Private Sector Development in Africa," Working Paper Series 2178, African Development Bank.
  73. Basab Dasgupta, 2004. "Capital Accumulation in the Presence of Informal Credit Contracts: Does the Incentive Mechanism Work Better than Credit Rationing Under Asymmetric Information?," Working papers 2004-32, University of Connecticut, Department of Economics.
  74. Francis Teal, 1995. "Does getting prices right work? Micro evidence from Ghana," Economics Series Working Papers WPS/1995-19, University of Oxford, Department of Economics.
  75. Augendra Bhukuth & Jérôme Ballet & Katia Radja, 2018. "An Analysis of Social Proximity and Interest Rate in Rural South India," Post-Print hal-01877007, HAL.
  76. Turvey, Calum G. & He, Guangwen & MA, Jiujie & Kong, Rong & Meagher, Patrick, 2012. "Farm credit and credit demand elasticities in Shaanxi and Gansu," China Economic Review, Elsevier, vol. 23(4), pages 1020-1035.
  77. Kochar, Anjini, 1997. "An empirical investigation of rationing constraints in rural credit markets in India," Journal of Development Economics, Elsevier, vol. 53(2), pages 339-371, August.
  78. Mertzanis, Charilaos, 2019. "Family ties, institutions and financing constraints in developing countries," Journal of Banking & Finance, Elsevier, vol. 108(C).
  79. Eliane Badaoui & Olivier Bargain & Prudence Kwenda & Eric Strobl & Frank Walsh, 2024. "Informality, self‐employment and heterogeneous managerial ability: A model for developing countries," Journal of International Development, John Wiley & Sons, Ltd., vol. 36(2), pages 1293-1323, March.
  80. Arnaldo Mauri, 2000. "La finanza informale nelle economie in via di sviluppo," Departmental Working Papers 2000-09, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano.
  81. M. Irfan & G. M. Arif & Syed Mubashir Ali & Hina Nazli, 1999. "The Structure of Informal Credit Market in Pakistan," PIDE Research Report 1999:16S, Pakistan Institute of Development Economics.
  82. Narayanamurthy, Gopalakrishnan & Jayanth, R Sai Shiva & Moser, Roger & Schaefers, Tobias & Nagendra, Narayan Prasad, 2025. "Data-driven digital transformation for uncertainty reduction – Application of satellite imagery analytics in institutional crop credit management," International Journal of Production Economics, Elsevier, vol. 280(C).
  83. Martin Petrick, 2005. "Empirical measurement of credit rationing in agriculture: a methodological survey," Agricultural Economics, International Association of Agricultural Economists, vol. 33(2), pages 191-203, September.
  84. Menkhoff, Lukas & Rungruxsirivorn, Ornsiri, 2011. "Do Village Funds Improve Access to Finance? Evidence from Thailand," World Development, Elsevier, vol. 39(1), pages 110-122, January.
  85. Chaudhuri, Sarbajit & Gupta, Manash Ranjan, 1996. "Delayed formal credit, bribing and the informal credit market in agriculture: A theoretical analysis," Journal of Development Economics, Elsevier, vol. 51(2), pages 433-449, December.
  86. Chavan, Pallavi, . "Debt of Rural Households in India: A Note on the All-India Debt and Investment Survey," Review of Agrarian Studies, Foundation for Agrarian Studies, vol. 2(01).
  87. Sarbajit Chaudhuri, 2005. "Interaction Of Formal And Informal Credit Markets In Backward," Game Theory and Information 0511001, University Library of Munich, Germany.
  88. Spiros Bougheas & Indraneel Dasgupta & Oliver Morrissey, 2011. "Repayment versus Investment Conditions and Exclusivity in Lending Contracts," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, vol. 167(2), pages 247-265, June.
  89. Alvarado, Javier & Portocarrero M., Felipe & Trivelli, Carolina & Gonzales de Olarte, Efraín & Galarza, Francisco & Venero, Hildegardi, 2001. "El financiamiento informal en el Perú: lecciones desde tres sectores [Informal Finance in Peru: Lessons from Three Sectors]," MPRA Paper 47681, University Library of Munich, Germany.
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