Socially Disadvantaged Groups and Microfinance in India
In this paper we provide an empirical analysis of the performance of microfinance groups, known as Self-Help groups, based on an original census we carried out in a poor area of Northern India. We examine whether traditionally disadvantaged villagers, such as members of lower castes or landless farmers, are less likely to have access to groups. We also analyze their performance in terms of access to bank loans, which is an important benefit of the groups. We nd evidence of the attrition process being selective against lower castes: they have a lower probability of becoming a permanent member of a group. The net effects in terms of their expected access to a bank loan remain however relatively limited. By contrast, even though landless farmers are more likely to fail or leave the groups, they tend to bene t disproportionately. In expected terms, they receive more than two times the amounts of bank loans given to farmers owning more than one acre. Overall, the program therefore has positive and important distributional implications.
|Date of creation:||Dec 2011|
|Date of revision:|
|Contact details of provider:|| Postal: Rempart de la Vierge 8, B-5000 Namur|
Web page: http://www.fundp.ac.be/en/eco
More information through EDIRC
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Rohini Somanathan, 2008. "The Demand for Disadvantage," Working papers 169, Centre for Development Economics, Delhi School of Economics.
- Paolo Casini & Lore Vandewalle & Zaki Wahhaj, 2015.
"Public Good Provision in Indian Rural Areas: the Returns to Collective Action by Microfinance Groups,"
Studies in Economics
1503, School of Economics, University of Kent.
- Paolo Casini & Lore Vandewalle, 2011. "Public Good Provision in Indian Rural Areas: the Returns to Collective Action by Microfinance Groups," Working Papers 1119, University of Namur, Department of Economics.
- Zaki Wahhaj & Lore Vandewalle & Paolo Casini, 2015. "Public Good Provision in Indian Rural Areas: The Returns to Collective Action by Microfinance Groups," Working Papers id:7582, eSocialSciences.
- Casini,Paolo & Vandewalle,Lore & Wahhaj,Zaki, 2015. "Public good provision in Indian rural areas : the returns to collective action by microfinance groups," Policy Research Working Paper Series 7397, The World Bank.
- Fryer, Roland & Echenique, Federico, 2007.
"A Measure of Segregation Based on Social Interactions,"
2958220, Harvard University Department of Economics.
- Federico Echenique & Roland G. Fryer, 2007. "A Measure of Segregation Based on Social Interactions," The Quarterly Journal of Economics, Oxford University Press, vol. 122(2), pages 441-485.
- Deininger, Klaus & Liu, Yanyan, 2013. "Economic and Social Impacts of an Innovative Self-Help Group Model in India," World Development, Elsevier, vol. 43(C), pages 149-163.
- Desai, Raj M. & Joshi, Shareen, 2013. "Collective action and community development : evidence from self-help groups in rural India," Policy Research Working Paper Series 6547, The World Bank.
- Rajiv Sethi & Rohini Somanathan, 2004.
"Inequality and segregation,"
Indian Statistical Institute, Planning Unit, New Delhi Discussion Papers
04-03, Indian Statistical Institute, New Delhi, India.
- Rajiv Sethi & Rohini Somanathan, 2002. "Inequality and segregation," Indian Statistical Institute, Planning Unit, New Delhi Discussion Papers 02-06, Indian Statistical Institute, New Delhi, India.
- Rajiv Sethi & Rohini Somanathan, 2001. "Inequality and Segregation," Microeconomics 0108005, EconWPA.
- Cassan, Guilhem, 2013.
"Identity Based Policies and Identity Manipulation: Evidence from Colonial Punjab,"
CEPREMAP Working Papers (Docweb)
- Guilhem Cassan, 2015. "Identity-Based Policies and Identity Manipulation: Evidence from Colonial Punjab," American Economic Journal: Economic Policy, American Economic Association, vol. 7(4), pages 103-31, November.
- Guilhem Cassan, 2012. "Identity based policies and identity manipulation: evidence from Colonial Punjab," Working Papers 1214, University of Namur, Department of Economics.
- Datta, Upamanyu, 2015. "Socio-Economic Impacts of JEEViKA: A Large-Scale Self-Help Group Project in Bihar, India," World Development, Elsevier, vol. 68(C), pages 1-18.
- Jean-Marie Baland & Rohini Somanathan & Lore Vandewalle, 2007.
"Microfinance Lifespans: A Study of Attrition and Exclusion in Self-Help Groups in India,"
India Policy Forum,
Global Economy and Development Program, The Brookings Institution, vol. 4(1), pages 159-210.
- Baland, Jean-Marie & Somanathan, Rohini & Vandewalle, Lore, 2008. "Microfinance Lifespans: A Study of Attrition and Exclusion in Self-Help Groups in India," India Policy Forum, National Council of Applied Economic Research, vol. 4(1), pages 159-210.
- Raj M. Desai & Shareen Joshi, 2014. "Collective Action and Community Development: Evidence from Self-Help Groups in Rural India," World Bank Economic Review, World Bank Group, vol. 28(3), pages 492-524.
- Rajiv Sethi & Rohini Somanathan, 2009.
"Racial Inequality and Segregation Measures: Some Evidence from the 2000 Census,"
The Review of Black Political Economy,
Springer;National Economic Association, vol. 36(2), pages 79-91, June.
- Rohini Somanathan & Rajiv Sethi, 2009. "Racial Inequality and Segregation Measures: Some Evidence from the 2000 Census," Working Papers id:2104, eSocialSciences.
- Bell, Clive, 1990. "Interactions between Institutional and Informal Credit Agencies in Rural India," World Bank Economic Review, World Bank Group, vol. 4(3), pages 297-327, September.
- Alonso-Villar, Olga & del Río, Coral, 2010.
"Local versus overall segregation measures,"
Mathematical Social Sciences,
Elsevier, vol. 60(1), pages 30-38, July.
- DeanS. Karlan, 2007.
"Social connections and group banking,"
Royal Economic Society, vol. 117(517), pages F52-F84, 02.
- Rohini Pande, 2003. "Can Mandated Political Representation Increase Policy Influence for Disadvantaged Minorities? Theory and Evidence from India," American Economic Review, American Economic Association, vol. 93(4), pages 1132-1151, September.
- Mario Cleves & William W. Gould & Roberto G. Gutierrez & Yulia Marchenko, 2010. "An Introduction to Survival Analysis Using Stata," Stata Press books, StataCorp LP, edition 3, number saus3, September.
- Isha Dewan & Rohini Somanathan, 2004. "Poverty targeting in public programs: A comparison of alternative nonparametric methods," Indian Statistical Institute, Planning Unit, New Delhi Discussion Papers 04-16, Indian Statistical Institute, New Delhi, India.
- Abhijit Vinayak Banerjee, 2013. "Microcredit Under the Microscope: What Have We Learned in the Past Two Decades, and What Do We Need to Know?," Annual Review of Economics, Annual Reviews, vol. 5(1), pages 487-519, 05.
When requesting a correction, please mention this item's handle: RePEc:nam:wpaper:1117. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Marie-Helene Mathieu)
If references are entirely missing, you can add them using this form.