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Female Empowerment: Impact of a Commitment Savings Product in the Philippines

  • Dean Karlan


  • Nava Ashraf
  • Wesley Yin

Female “empowerment” has increasingly become a policy goal, both as an end to itself and as a means to achieving other development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings product leads to an increase in female decision-making power within the household. We find positive impacts, particularly for women who have below median decision-making power in the baseline, and we find this leads to a shift towards female-oriented durables goods purchased in the household.

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Paper provided by Center for Global Development in its series Working Papers with number 106.

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Length: 27 pages
Date of creation: Jan 2007
Date of revision:
Handle: RePEc:cgd:wpaper:106
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