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Nicole Jonker

Personal Details

First Name:Nicole
Middle Name:
Last Name:Jonker
RePEc Short-ID:pjo184
[This author has chosen not to make the email address public]


de Nederlandsche Bank

Amsterdam, Netherlands
RePEc:edi:dnbgvnl (more details at EDIRC)

Research output

Jump to: Working papers Articles Chapters Books

Working papers

  1. Junius, Kerstin & Devigne, Lucas & Honkkila, Juha & Jonker, Nicole & Kajdi, László & Rusu, Codruta & Kimmerl, Johana & Korella, Lukas & Matos, Rodrigo & Menzl, Nadine & Przenajkowska, Karolina & Reije, 2022. "Costs of retail payments – an overview of recent national studies in Europe," Occasional Paper Series 294, European Central Bank.
  2. Carin van der Cruijsen & Jakob de Haan & Nicole Jonker, 2021. "Has the COVID-19 pandemic affected public trust? Evidence for the US and the Netherlands," Working Papers 723, DNB.
  3. Michiel Bijlsma & Carin van der Cruijsen & Nicole Jonker & Jelmer Reijerink, 2021. "What triggers consumer adoption of CBDC?," Working Papers 709, DNB.
  4. Michiel Bijlsma & Carin van der Cruijsen & Nicole Jonker, 2021. "Not all data are created equal - Data sharing and privacy," Working Papers 728, DNB.
  5. Michiel Bijlsma & Carin van der Cruijsen & Nicole Jonker, 2020. "Consumer propensity to adopt PSD2 services: trust for sale?," Working Papers 671, DNB.
  6. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
  7. Nicole Jonker & Carin van der Cruijsen & Michiel Bijlsma & Wilko Bolt, 2020. "Pandemic payment patterns," Working Papers 701, DNB.
  8. Jonker, Nicole & Hernandez, Lola & de Vree, Renate & Zwaan, Patricia, 2017. "From cash to cards: how debit card payments overtook cash in the Netherlands," International Cash Conference 2017 – War on Cash: Is there a Future for Cash? 168371, Deutsche Bundesbank.
  9. Emmanuel Dhyne & Luis J. Álvarez & Hervé le Bihan & Giovanni Veronese & Daniel Dias & Johannes Hoffmann & Nicole Jonker & Patrick Lünnemann & Fabio Rumler & Jouko Vilmunen, 2005. "Price setting in the euro area: Some stylized facts from Individual Consumer Price Data," Working Papers 0528, Banco de España.
  10. Jonker, Nicole & Folkertsma, Carsten & Blijenberg, Harry, 2004. "An empirical analysis of price setting behaviour in the Netherlands in the period 1998-2003 using micro data," Working Paper Series 413, European Central Bank.
  11. Jonker, Nicole, 2002. "Constructing quality-adjusted price indices: a comparison of hedonic and discrete choice models," Working Paper Series 172, European Central Bank.
  12. Hartog, Joop & Jonker, Nicole & van Ophem, Hans, 2002. "Dual Track or Academic Route for Auditors: Does It Matter?," IZA Discussion Papers 640, Institute of Labor Economics (IZA).
  13. Nicole Jonker & Hans van Ophem & Joop Hartog, 2002. "Dual Track or Academic Route for Auditors," Tinbergen Institute Discussion Papers 02-121/4, Tinbergen Institute.
  14. Joop Hartog & Ada Ferrer-i-Carbonell & Nicole Jonker, 2000. "On a Simple Survey Measure of Individual Risk Aversion," CESifo Working Paper Series 363, CESifo.
  15. Jonker, N. & de Grip, A., 1999. "Do employees with flexible contracts receive less training?," ROA Research Memorandum 1E, Maastricht University, Research Centre for Education and the Labour Market (ROA).
  16. de Grip, A. & van Smoorenburg, M.S.M. & Borghans, L. & Jonker, N., 1997. "Werkgelegenheid en scholing 1996," ROA Report 1B, Maastricht University, Research Centre for Education and the Labour Market (ROA).
  17. Jonker, N. & de Grip, A. & Borghans, L. & van Smoorenburg, M.S.M., 1997. "Methodiek werkgelegenheid en scholing 1996," ROA Working Paper 001, Maastricht University, Research Centre for Education and the Labour Market (ROA).
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  1. Jonker, Nicole & van der Cruijsen, Carin & Bijlsma, Michiel & Bolt, Wilko, 2022. "Pandemic payment patterns," Journal of Banking & Finance, Elsevier, vol. 143(C).
  2. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
  3. Carin van der Cruijsen & Nicole Jonker, 2019. "Pension profile preferences: the influence of trust and expected expenses," Applied Economics, Taylor & Francis Journals, vol. 51(12), pages 1212-1231, March.
  4. Jansen, David-Jan & Jonker, Nicole, 2018. "Fuel tourism in Dutch border regions: Are only salient price differentials relevant?," Energy Economics, Elsevier, vol. 74(C), pages 143-153.
  5. Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2017. "In love with the debit card but still married to cash," Applied Economics, Taylor & Francis Journals, vol. 49(30), pages 2989-3004, June.
  6. Nicole Jonker & Mirjam Plooij & Johan Verburg, 2017. "Did a Public Campaign Influence Debit Card Usage? Evidence from the Netherlands," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 89-121, October.
  7. Lola Hernandez & Nicole Jonker & Anneke Kosse, 2017. "Cash versus Debit Card: The Role of Budget Control," Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 91-112, March.
  8. Nicole Jonker & Anneke Kosse, 2013. "Estimating Cash Usage: The Impact of Survey Design on Research Outcomes," De Economist, Springer, vol. 161(1), pages 19-44, March.
  9. Jonker Nicole, 2011. "Card Acceptance and Surcharging: the Role of Costs and Competition," Review of Network Economics, De Gruyter, vol. 10(2), pages 1-35, June.
  10. Bolt, Wilko & Jonker, Nicole & van Renselaar, Corry, 2010. "Incentives at the counter: An empirical analysis of surcharging card payments and payment behaviour in the Netherlands," Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1738-1744, August.
  11. Nicole Jonker, 2007. "Payment Instruments as Perceived by Consumers – Results from a Household Survey," De Economist, Springer, vol. 155(3), pages 271-303, September.
  12. Emmanuel Dhyne & Luis J. Alvarez & Herve Le Bihan & Giovanni Veronese & Daniel Dias & Johannes Hoffmann & Nicole Jonker & Patrick Lunnemann & Fabio Rumler & Jouko Vilmunen, 2006. "Price Changes in the Euro Area and the United States: Some Facts from Individual Consumer Price Data," Journal of Economic Perspectives, American Economic Association, vol. 20(2), pages 171-192, Spring.
  13. Nicole Jonker & Hans van Ophem & Joop Hartog, 2006. "Dual track or academic route for auditors: does it matter?," Applied Economics, Taylor & Francis Journals, vol. 38(9), pages 1019-1035.
  14. Cramer, J. S. & Hartog, J. & Jonker, N. & Van Praag, C. M., 2002. "Low risk aversion encourages the choice for entrepreneurship: an empirical test of a truism," Journal of Economic Behavior & Organization, Elsevier, vol. 48(1), pages 29-36, May.
  15. Joop Hartog & Ada Ferrer‐i‐Carbonell & Nicole Jonker, 2002. "Linking Measured Risk Aversion to Individual Characteristics," Kyklos, Wiley Blackwell, vol. 55(1), pages 3-26.


  1. Nicole Jonker, 2016. "Regulating Interchange Fees for Card Payments," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Jakub Górka (ed.), Transforming Payment Systems in Europe, chapter 5, pages 149-181, Palgrave Macmillan.


  1. Aleksander Berentsen & Nicole Jonker & Malte Krueger & Harry Leinonen & Katharina Linsbauer & Nikos Passas & Fabian Schär & Friederich Schneider & Paolo Tasca & Jens Ulbrich, 2016. "Cash on Trial," SUERF Studies, SUERF - The European Money and Finance Forum, number 2016/1 edited by Christian Beer & Ernest Gnan & Urs W. Birchler, May.

More information

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This author is among the top 5% authors according to these criteria:
  1. Number of Citations, Weighted by Simple Impact Factor
  2. Number of Citations, Weighted by Recursive Impact Factor
  3. Number of Registered Citing Authors
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  5. Euclidian citation score
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  7. Betweenness measure in co-authorship network
  8. Breadth of citations across fields
  9. Wu-Index

Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 32 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-PAY: Payment Systems and Financial Technology (12) 2017-09-17 2017-11-05 2018-02-12 2018-04-02 2018-10-29 2020-03-02 2020-08-31 2020-09-21 2021-01-18 2022-06-13 2022-10-03 2022-10-17. Author is listed
  2. NEP-BAN: Banking (8) 2011-07-13 2012-07-23 2013-05-24 2014-08-09 2015-04-02 2015-05-02 2018-04-02 2022-06-13. Author is listed
  3. NEP-MAC: Macroeconomics (8) 2005-09-29 2007-04-28 2014-08-09 2015-05-02 2017-11-05 2018-10-29 2020-03-02 2021-01-18. Author is listed
  4. NEP-EUR: Microeconomic European Issues (7) 2013-05-24 2015-05-02 2016-10-02 2017-09-17 2017-11-05 2020-03-02 2021-01-18. Author is listed
  5. NEP-MKT: Marketing (5) 2009-08-08 2014-08-09 2015-05-02 2016-10-02 2018-04-02. Author is listed
  6. NEP-MON: Monetary Economics (4) 2007-01-02 2018-04-02 2018-10-29 2022-10-03
  7. NEP-CFN: Corporate Finance (3) 2003-06-16 2020-08-31 2020-09-21
  8. NEP-COM: Industrial Competition (3) 2007-04-28 2011-07-13 2018-04-02
  9. NEP-EEC: European Economics (3) 2005-01-16 2005-09-29 2022-06-13
  10. NEP-AGR: Agricultural Economics (2) 2002-12-17 2018-10-29
  11. NEP-DCM: Discrete Choice Models (2) 2002-11-18 2007-01-02
  12. NEP-ENT: Entrepreneurship (2) 2003-06-16 2003-10-12
  13. NEP-ENV: Environmental Economics (2) 2017-11-05 2018-10-29
  14. NEP-FLE: Financial Literacy and Education (2) 2020-08-31 2020-09-21
  15. NEP-TRE: Transport Economics (2) 2016-10-02 2018-10-29
  16. NEP-AGE: Economics of Ageing (1) 2016-12-11
  17. NEP-BIG: Big Data (1) 2022-10-17
  18. NEP-CBE: Cognitive and Behavioural Economics (1) 2014-08-09
  19. NEP-ENE: Energy Economics (1) 2018-10-29
  20. NEP-FIN: Finance (1) 2005-10-15
  21. NEP-HEA: Health Economics (1) 2022-10-24
  22. NEP-IAS: Insurance Economics (1) 2000-10-23
  23. NEP-LAB: Labour Economics (1) 2003-10-12
  24. NEP-REG: Regulation (1) 2022-06-13
  25. NEP-RMG: Risk Management (1) 2003-06-16
  26. NEP-SOC: Social Norms and Social Capital (1) 2022-10-24
  27. NEP-TUR: Tourism Economics (1) 2016-10-02


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