Report NEP-PAY-2025-12-22

This is the archive for NEP-PAY, a report on new working papers in the area of Payment Systems and Financial Technology. Bernardo Batiz-Lazo issued this report. It is usually issued weekly.

Subscribe to this report: email, RSS, or Mastodon, or Bluesky.

Other reports in NEP-PAY

The following items were announced in this report:

• Ngunza Maniata, Kevin & Waminuku Manzambi, Tresor, 2025, "Fintechs et inclusion financière en Afrique : quelles implications pour la transformation structurelle ?
  [Fintechs and Financial Inclusion in Africa: Implications for Structural Transformation]," MPRA Paper, University Library of Munich, Germany, number 127303, Dec.
• Swati Sachan & Dale S. Fickett, 2025, "DeFi TrustBoost: Blockchain and AI for Trustworthy Decentralized Financial Decisions," Papers, arXiv.org, number 2512.00142, Nov.
• Lay, Sok Heng & Sam, Vichet, 2025, "The Digital Leap: Assessing the Impact of Payment Technologies on Currency Choices in Cambodia," MPRA Paper, University Library of Munich, Germany, number 126747, Aug.
• Adib Rahman & Liang Wang, 2025, "Central Bank Digital Currency, Tax Evasion, and Monetary Policy with Heterogeneous Agents," Working Papers, University of Hawaii at Manoa, Department of Economics, number 202505, Nov.
• Ressita Ramadhani, 2025, "Unlocking ASEAN's Economic Potential with CBDCs: A Strategic Path Forward," Working Papers, Economic Research Institute for ASEAN and East Asia (ERIA), number PB-2025-10, Sep.
• Michele Bisceglia & Alessandro Bonatti & Fiona Scott Morton, 2025, "Regulating Privacy Policies on Digital Platforms," Cowles Foundation Discussion Papers, Cowles Foundation for Research in Economics, Yale University, number 2474, Nov.
• Nicole Jonker & Bo Beeker & Hans Brits, 2025, "From Silent Generation to Gen Z: Who Appreciates a Social and Sustainable Bank Most?," Working Papers, DNB, number 849, Dec.
• Carin van der Cruijsen & Dörthe Kunkel & Rick Nijkamp, 2025, "Who manages the household purse? Factors shaping payment task allocation between partners and its implications," Working Papers, DNB, number 851, Dec.
• Tao Liu & Dong Lu & Liang Wang, 2025, "Hegemony or Harmony? A Unified Framework for the International Monetary System," Working Papers, University of Hawaii at Manoa, Department of Economics, number 202504, Sep.
• Giulio Caldarelli, 2025, "From Oracle Choice to Oracle Lock-In: An Exploratory Study on Blockchain Oracles Supplier Selection," Papers, arXiv.org, number 2512.03088, Nov.
• Andrzej Tokajuk & Jaros{l}aw A. Chudziak, 2025, "Partial multivariate transformer as a tool for cryptocurrencies time series prediction," Papers, arXiv.org, number 2512.04099, Nov.
• Leonidas Anthopoulos, 2025, "Technology Acceptance of Metaverse Tourism Services: Findings from Greece," GATR Journals, Global Academy of Training and Research (GATR) Enterprise, number gjbssr672, Dec, DOI: https://doi.org/10.35609/gjbssr.202.
• Yuichi IKEDA & Hideaki AOYAMA & Tetsuo HATSUDA & Tomoyuki SHIRAI & Taro HASUI & Yoshimasa HIDAKA & Krongtum SANKAEWTONG & Hiroshi IYETOMI & Yuta YARAI & Abhijit CHAKRABORTY & Yasushi NAKAYAMA & Akihir, 2025, "Artificial Intelligence for Detecting Price Surges Based on Network Features of Crypto Asset Transactions," Discussion papers, Research Institute of Economy, Trade and Industry (RIETI), number 25113, Dec.
• Cam Donohoe & Youming Liu, 2025, "Estimating the Costs of Electronic Retail Payment Networks: A Cross-Country Meta Analysis," Discussion Papers, Bank of Canada, number 2025-17, Dec, DOI: 10.34989/sdp-2025-17.
• Haibo Wang & Lutfu Sua & Burak Dolar, 2025, "The Impact of Trade and Financial Openness on Operational Efficiency and Growth: Evidence from Turkish Banks," Papers, arXiv.org, number 2512.05148, Dec.
• Thomas Lammer & Daniel Rees & Tara Rice & Takeshi Shirakami, 2025, "Enhancing cross-border payments: state of play and way forward," BIS Bulletins, Bank for International Settlements, number 119, Dec.
• Matthew Ellman & Sjaak Hurkens, 2025, "Optimal Investment-Based Crowdfunding: Crowdblessing Versus Scale," Working Papers, Barcelona School of Economics, number 1540, Dec.
• Edwards, Ryan Barclay & Stambolie, Estelle, 2025, "The income elasticity of remittances: new evidence from financial diaries," SocArXiv, Center for Open Science, number 5nhq6_v1, Dec, DOI: 10.31219/osf.io/5nhq6_v1.
• Ruiz, Victoria, 2025, "Educación financiera en la educación media: un estudio de caso en una escuela de gestión privada de la ciudad de Mar del Plata," Nülan. Deposited Documents, Universidad Nacional de Mar del Plata, Facultad de Ciencias Económicas y Sociales, Centro de Documentación, number 4434, Dec.
• Mota, Jose, 2025, "International Remittances and Intra-Household Risk-Sharing," MPRA Paper, University Library of Munich, Germany, number 126670, Oct.