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Karolin Kirschenmann

Personal Details

First Name:Karolin
Middle Name:
Last Name:Kirschenmann
RePEc Short-ID:pki528
[This author has chosen not to make the email address public]


Leibniz-Zentrum für Europäische Wirtschaftsforschung (ZEW)

Mannheim, Germany
RePEc:edi:zemande (more details at EDIRC)

Research output

Jump to: Working papers Articles

Working papers

  1. Sümeyra Atmaca & Karolin Kirschenmann & Steven Ongena & Koen Schoors, 2023. "Implicit and Explicit Deposit Insurance and Depositor Behavior," CRC TR 224 Discussion Paper Series crctr224_2023_476, University of Bonn and University of Mannheim, Germany.
  2. Lea Borchert & Ralph De Haas & Karolin Kirschenmann & Alison Schultz, 2023. "Broken Relationships: De-Risking by Correspondent Banks and International Trade," CRC TR 224 Discussion Paper Series crctr224_2023_478, University of Bonn and University of Mannheim, Germany.
  3. Brückbauer, Frank & Cézanne, Thibault & Kirschenmann, Karolin & Schröder, Michael, 2023. "Does the European Union need another green bond standard?," ZEW policy briefs 10/2023, ZEW - Leibniz Centre for European Economic Research.
  4. Haas, Ralph$cde & Kirschenmann, Karolin & Schultz, Alison, 2022. "Global payment disruptions and firm-level exports," ZEW Discussion Papers 22-067, ZEW - Leibniz Centre for European Economic Research.
  5. Sumeyra Atmaca & Karolin Kirschenmann & Steven Ongena & Koen J. L. Schoors, 2021. "Deposit Insurance, Bank Ownership and Depositor Behavior," Swiss Finance Institute Research Paper Series 21-56, Swiss Finance Institute.
  6. Florian Bartsch & Florian Buhlmann & Karolin Kirschenmann & Carolin Schmidt, 2021. "Is There a Need for Reverse Mortgages in Germany? Empirical Evidence and Policy Implications," EconPol Policy Reports 31, ifo Institute - Leibniz Institute for Economic Research at the University of Munich.
  7. Borchert, Lea & de Haas, Ralph & Kirschenmann, Karolin & Schultz, Alison, 2021. "How the withdrawal of global correspondent banks hurts Emerging Europe," ZEW policy briefs 6/2021, ZEW - Leibniz Centre for European Economic Research.
  8. Karolin Kirschenmann & Jesper Riedler & Tobias Schuler, 2018. "European Financial Integration through Securitization," EconPol Policy Brief 10, ifo Institute - Leibniz Institute for Economic Research at the University of Munich.
  9. Kirschenmann, Karolin & Korte, Josef & Steffen, Sascha, 2017. "The zero risk fallacy? Banks' sovereign exposure and sovereign risk spillovers," ZEW Discussion Papers 17-069, ZEW - Leibniz Centre for European Economic Research.
  10. Brown, Martin & Kirschenmann, Karolin & Spycher, Thomas, 2017. "Numeracy and the quality of on-the-job decisions: Evidence from loan officers," Working Papers on Finance 1711, University of St. Gallen, School of Finance.
  11. Karolin Kirschenmann & Tuomas Malinen & Henri Nyberg, 2014. "The risk of financial crises: Is it in real or financial factors?," Working Papers 336, ECINEQ, Society for the Study of Economic Inequality.
  12. Brown, Martin & Guin, Benjamin & Kirschenmann, Karolin, 2013. "Microfinance Banks and Household Access to Finance," Working Papers on Finance 1302, University of St. Gallen, School of Finance.
  13. Berg, Gunhild & Kirschenmann, Karolin, 2012. "Funding vs. real economy shock : the impact of the 2007-2009 crisis on small firms'credit availability," Policy Research Working Paper Series 6030, The World Bank.
  14. Ongena, Steven & Brown, Martin & Kirschenmann, Karolin, 2010. "Foreign Currency Loans - Demand or Supply Driven?," CEPR Discussion Papers 7952, C.E.P.R. Discussion Papers.
  15. Kirschenmann, K., 2010. "The Dynamics in Requested and Granted Loan Terms when Bank and Borrower Interact Repeatedly," Discussion Paper 2010-63, Tilburg University, Center for Economic Research.


  1. Kirschenmann Karolin, 2022. "The EU Taxonomy’s (Potential) Effects on the Banking Sector and Bank Lending to Firms," The Economists' Voice, De Gruyter, vol. 19(2), pages 245-253, December.
  2. Martin Brown & Karolin Kirschenmann & Thomas Spycher, 2020. "Numeracy And On‐The‐Job Performance: Evidence From Loan Officers," Economic Inquiry, Western Economic Association International, vol. 58(2), pages 998-1022, April.
  3. Kirschenmann, Karolin & Korte, Josef & Steffen, Sascha, 2020. "A zero-risk weight channel of sovereign risk spillovers," Journal of Financial Stability, Elsevier, vol. 51(C).
  4. Kirschenmann, Karolin, 2016. "Credit rationing in small firm-bank relationships," Journal of Financial Intermediation, Elsevier, vol. 26(C), pages 68-99.
  5. Kirschenmann, Karolin & Malinen, Tuomas & Nyberg, Henri, 2016. "The risk of financial crises: Is there a role for income inequality?," Journal of International Money and Finance, Elsevier, vol. 68(C), pages 161-180.
  6. Martin Brown & Benjamin Guin & Karolin Kirschenmann, 2016. "Microfinance Banks and Financial Inclusion," Review of Finance, European Finance Association, vol. 20(3), pages 907-946.
  7. Gunhild Berg & Karolin Kirschenmann, 2015. "Funding Versus Real Economy Shock: The Impact of the 2007–09 Crisis on Small Firms’ Credit Availability," Review of Finance, European Finance Association, vol. 19(3), pages 951-990.
  8. Martin Brown & Karolin Kirschenmann & Steven Ongena, 2014. "Bank Funding, Securitization, and Loan Terms: Evidence from Foreign Currency Lending," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 46(7), pages 1501-1534, October.
  9. Brown, Martin & Guin, Benjamin & Kirschenmann, Karolin, 2012. "Microfinance Commercialization and Mission Drift," Die Unternehmung - Swiss Journal of Business Research and Practice, Nomos Verlagsgesellschaft mbH & Co. KG, vol. 66(4), pages 340-357.
  10. Karolin Kirschenmann & Lars Norden, 2012. "The Relationship between Borrower Risk and Loan Maturity in Small Business Lending," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 39(5-6), pages 730-757, June.

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Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 21 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-BAN: Banking (15) 2010-09-25 2010-09-25 2011-04-09 2012-04-17 2013-08-31 2017-07-30 2021-01-11 2021-01-25 2021-05-17 2021-08-16 2021-09-13 2023-02-13 2023-12-18 2024-01-01 2024-01-08. Author is listed
  2. NEP-CBA: Central Banking (4) 2010-09-25 2011-04-09 2014-08-16 2023-12-18
  3. NEP-IAS: Insurance Economics (4) 2021-01-11 2021-01-25 2021-05-17 2021-08-16
  4. NEP-IFN: International Finance (4) 2010-09-25 2011-04-09 2023-02-13 2024-01-08
  5. NEP-INT: International Trade (4) 2021-09-13 2023-02-13 2024-01-08 2024-04-01
  6. NEP-MFD: Microfinance (3) 2012-04-17 2013-08-31 2017-10-08
  7. NEP-EEC: European Economics (2) 2018-01-22 2023-12-18
  8. NEP-EUR: Microeconomic European Issues (2) 2021-11-15 2024-01-01
  9. NEP-FDG: Financial Development and Growth (2) 2021-09-13 2023-02-13
  10. NEP-ISF: Islamic Finance (2) 2021-08-16 2021-09-13
  11. NEP-MON: Monetary Economics (2) 2010-09-25 2011-04-09
  12. NEP-PAY: Payment Systems and Financial Technology (2) 2021-09-13 2024-04-01
  13. NEP-RMG: Risk Management (2) 2014-08-16 2018-01-22
  14. NEP-TRA: Transition Economics (2) 2010-09-25 2011-04-09
  15. NEP-BEC: Business Economics (1) 2023-02-13
  16. NEP-CIS: Confederation of Independent States (1) 2021-09-13
  17. NEP-CTA: Contract Theory and Applications (1) 2010-09-25
  18. NEP-ENE: Energy Economics (1) 2023-12-04
  19. NEP-ENT: Entrepreneurship (1) 2010-09-25
  20. NEP-ENV: Environmental Economics (1) 2023-12-04
  21. NEP-LMA: Labor Markets - Supply, Demand, and Wages (1) 2017-07-30
  22. NEP-MAC: Macroeconomics (1) 2014-08-16
  23. NEP-URE: Urban and Real Estate Economics (1) 2021-11-15


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