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La importancia del crédito bancario para la actividad económica en México: un análisis del sector manufacturero

Author

Listed:
  • Rubén Chavarín Rodríguez

    (Universidad de Guadalajara)

  • Aurea Tlatoa Chávez

    (Universidad de Guadalajara)

Abstract

El objetivo general de este trabajo es estimar, para el caso de México, el impacto del crédito bancario sobre la actividad económica del sector manufacturero y de siete subsectores manufactureros seleccionados. A diferencia de la literatura que ha estudiado los efectos del crédito bancario en la economía mexicana, este trabajo encuentra evidencia (a través de modelos ARDL-bounds) de un impacto positivo y significativo del crédito bancario sobre la producción para el total del sector y las siguientes industrias: i) alimentos, ii) bebidas y tabaco, iii) papel, iv) productos minerales no metálicos, y v) producción de equipo de transporte; junto con efectos significativos de la inversión fija en maquinaria y equipo, y la tasa de interés real. Adicionalmente, no se halló evidencia de que la concentración del crédito afecte a la producción manufacturera. Debido a estos resultados, este trabajo postula que el crédito bancario sí importa como estímulo de la actividad industrial, y valdría la pena diseñar políticas que fortalezcan y profundicen tales impactos.

Suggested Citation

  • Rubén Chavarín Rodríguez & Aurea Tlatoa Chávez, 2023. "La importancia del crédito bancario para la actividad económica en México: un análisis del sector manufacturero," Ensayos Revista de Economía, Universidad Autónoma de Nuevo León, vol. 42(1), pages 83-120, January.
    • Handle: RePEc:ere:journl:v:42:y:2023:i:1:id:259
    DOI: 10.29105/ensayos42.1-4
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