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Decisiones financieras de los hogares e inclusión financiera: evidencia para América Latina y el Caribe

Editor

Listed:
  • María José Roa García
    (Centro de Estudios Monetarios Latinoamericanos)

  • Diana Mejía
    (CAF -banco de desarrollo de América Latina-)

Abstract

En 2015, CEMLA y CAF invitaron a los investigadores de los bancos centrales a participar en una investigación conjunta que tuviera como base los datos de las encuestas de capacidades financieras de CAF y de otras encuestas nacionales de educación e inclusión financiera. La propuesta se presentó en la Reunión de la Red de Investigadores de 2015 en República Dominicana. A finales de diciembre de 2015 confirmaron su participación en las actividades de esta investigación conjunta los bancos centrales de Bolivia, Brasil, Colombia, Ecuador, México, República Dominicana, Perú, Uruguay y el CEMLA, dando lugar en total a trece documentos de investigación, los cuales conforman este libro. Desde distintos enfoques, los trabajos incluidos en la publicación analizan las decisiones financieras de los hogares, la participación en el sector financiero formal e informal y el rol de la educación en las decisiones financieras. Esperamos que este trabajo enriquezca la discusión y dé lugar a un mayor entendimiento de estos temas, claves para promover el desarrollo sostenible en América Latina y el Caribe.

Individual chapters are listed in the "Chapters" tab

Suggested Citation

  • María José Roa García & Diana Mejía (ed.), 2018. "Decisiones financieras de los hogares e inclusión financiera: evidencia para América Latina y el Caribe," Investigación Conjunta-Joint Research, Centro de Estudios Monetarios Latinoamericanos, CEMLA, edition 1, volume 1, number 7sp, Enero-mar.
  • Handle: RePEc:cml:incoes:7sp
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    References listed on IDEAS

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    Book Chapters

    The following chapters of this book are listed in IDEAS

    More about this item

    Keywords

    alfabetización financiera; ahorro; bancarización; características cognitivas; conocimiento financiero; crédito; dolarización financiera; dolarización cultural; economía informal; economía formal; educación financiera; estabilidad financiera; finanzas personales; inclusión financiera; microempresarios; rasgos de personalidad; Bolivia; Brasil; Colombia; Ecuador; México; Perú; República Dominicana; Uruguay; América Latina.;
    All these keywords.

    JEL classification:

    • A20 - General Economics and Teaching - - Economic Education and Teaching of Economics - - - General
    • C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models
    • C25 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Discrete Regression and Qualitative Choice Models; Discrete Regressors; Proportions; Probabilities
    • C81 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Methodology for Collecting, Estimating, and Organizing Microeconomic Data; Data Access
    • D1 - Microeconomics - - Household Behavior
    • D4 - Microeconomics - - Market Structure, Pricing, and Design
    • D10 - Microeconomics - - Household Behavior - - - General
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D83 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Search; Learning; Information and Knowledge; Communication; Belief; Unawareness
    • E26 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Informal Economy; Underground Economy
    • G1 - Financial Economics - - General Financial Markets
    • G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
    • G19 - Financial Economics - - General Financial Markets - - - Other
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • I20 - Health, Education, and Welfare - - Education - - - General
    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid
    • I28 - Health, Education, and Welfare - - Education - - - Government Policy
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • K34 - Law and Economics - - Other Substantive Areas of Law - - - Tax Law
    • L26 - Industrial Organization - - Firm Objectives, Organization, and Behavior - - - Entrepreneurship
    • O10 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - General
    • R20 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - General
    • R22 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Other Demand

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