Technological Innovation in Mortgage Underwriting and the Growth in Credit: 1985-2015
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Abstract
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DOI: 10.26509/frbc-wp-201816
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- Christopher L. Foote & Lara Loewenstein & Paul S. Willen, 2019. "Technological innovation in mortgage underwriting and the growth in credit, 1985–2015," Working Papers 19-11, Federal Reserve Bank of Boston.
References listed on IDEAS
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Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Stephen D. Oliner & Morris A. Davis & Will Larson, 2019.
"Mortgage risk since 1990,"
AEI Economics Working Papers
1001502, American Enterprise Institute.
- Morris A. Davis & William D. Larson & Stephen D. Oliner & Benjamin Smith, 2019. "Mortgage Risk Since 1990," FHFA Staff Working Papers 19-02, Federal Housing Finance Agency.
- Egle Jakucionyte & Swapnil Singh, 2020. "Bowling Alone, Buying Alone: The Decline of Co-Borrowers in the US Mortgage Market," Bank of Lithuania Working Paper Series 78, Bank of Lithuania.
More about this item
Keywords
Mortgage underwriting; housing cycle; technological change; credit boom;JEL classification:
- C55 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Large Data Sets: Modeling and Analysis
- D53 - Microeconomics - - General Equilibrium and Disequilibrium - - - Financial Markets
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
- R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
- R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2018-12-17 (Banking)
- NEP-PAY-2018-12-17 (Payment Systems & Financial Technology)
- NEP-URE-2018-12-17 (Urban & Real Estate Economics)
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