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The Gender Gap In Private Pensions

  • Elena Bardasi
  • Stephen P. Jenkins

Older women in Britain receive considerably less private pension income than older men, on average. We analyse this differential by examining differences between the sexes both in private pension coverage and in pension income conditional on receipt. Using regression-based decompositions, we show that both gaps are associated mainly with gender differences in returns to personal characteristics rather than with gender differences in personal characteristics per se. In particular, although there are marked differences between elderly men and elderly women in their lifetime employment histories, these differences account for only a small fraction of the overall private pension income gap between the sexes.

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Article provided by Wiley Blackwell in its journal Bulletin of Economic Research.

Volume (Year): 62 (2010)
Issue (Month): 4 (October)
Pages: 343-363

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Handle: RePEc:bla:buecrs:v:62:y:2010:i:4:p:343-363
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  1. William E. Even & David A. Macpherson, 1994. "Gender Differences in Pensions," Journal of Human Resources, University of Wisconsin Press, vol. 29(2), pages 555-587.
  2. Ronald Oaxaca, 1971. "Male-Female Wage Differentials in Urban Labor Markets," Working Papers 396, Princeton University, Department of Economics, Industrial Relations Section..
  3. Stewart, Mark B, 2003. "The relationship between the financial position of pensioners and their working-life earnings levels," Royal Economic Society Annual Conference 2003 194, Royal Economic Society.
  4. Susan Harkness, 1996. "The gender earnings gap: evidence from the UK," Fiscal Studies, Institute for Fiscal Studies, vol. 17(2), pages 1-36, May.
  5. Heckman, James J, 1979. "Sample Selection Bias as a Specification Error," Econometrica, Econometric Society, vol. 47(1), pages 153-61, January.
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