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Entwicklung der Altersarmut in Deutschland

Listed author(s):
  • Jan Goebel
  • Markus M. Grabka

Since 2000, the individual monthly payments from the Germany Statutory Pension Insurance Scheme (GRV) to new male pensioners have been declining. Those entering retirement today receive an average of 7 percent less than those who retired ten years ago. At the same time, the number of recipients of old-age basic income support (Grundsicherung im Alter) has risen significantly since 2003. Nevertheless, our findings show that the general relative poverty risk for older people in Germany has remained roughly constant over the last ten years-although the poverty rate of the population as a whole has been increasing. Changing household structures may be a moderating factor: the percentage of older persons living in couple households has increased substantially in the last 20 years. Despite recent pension reforms designed to encourage private pension saving, we found that for those currently in retirement, the prevalence of private pensions is still low and varies depending on income. Finally, to describe the welfare situation of older people, we analyzed not only current income but also individual net worth. We found that one-fifth of all persons living near the poverty line possess substantial assets that they can fall back on. Among the elderly, this percentage is substantially higher: more than one-third of all people over 65. The results also show that 10 percent of elderly people have an income below the poverty line and also lack any sizeable assets. Seit dem Jahr 2000 sinken die von der Gesetzlichen Rentenversicherung (GRV) ausgezahlten individuellen Beträge fur männliche Neurentner. Wer heute in Rente geht, erhält im Schnitt sieben Prozent weniger als jemand, der noch vor zehn Jahren in den Ruhestand wechselte. Gleichzeitig nimmt die Zahl der Bezieher von Grundsicherung im Alter seit 2003 deutlich zu. Dennoch zeigt sich, dass das generelle relative Armutsrisiko für ältere Menschen in Deutschland in den vergangenen zehn Jahren in etwa gleich geblieben ist - obwohl
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Paper provided by DIW Berlin, The German Socio-Economic Panel (SOEP) in its series SOEPpapers on Multidisciplinary Panel Data Research with number 378.

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Length: 24 p.
Date of creation: 2011
Handle: RePEc:diw:diwsop:diw_sp378
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  1. Johannes Geyer & Viktor Steiner, 2010. "Künftige Altersrenten in Deutschland: relative Stabilität im Westen, starker Rückgang im Osten," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 77(11), pages 2-11.
  2. Modigliani, Franco, 1988. "The Role of Intergenerational Transfers and Life Cycle Saving in the Accumulation of Wealth," Journal of Economic Perspectives, American Economic Association, vol. 2(2), pages 15-40, Spring.
  3. Christian Pfarr & Udo Schneider, 2011. "Anreizeffekte und Angebotsinduzierung im Rahmen der Riester‐Rente: Eine empirische Analyse geschlechts‐ und sozialisationsbedingter Unterschiede," Perspektiven der Wirtschaftspolitik, Verein für Socialpolitik, vol. 12(1), pages 27-46, February.
  4. Markus M. Grabka & Joachim R. Frick, 2010. "Weiterhin hohes Armutsrisiko in Deutschland: Kinder und junge Erwachsene sind besonders betroffen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 77(7), pages 2-11.
  5. Andreas Peichl & Nico Pestel & Hilmar Schneider, 2012. "Does Size Matter? The Impact Of Changes In Household Structure On Income Distribution In Germany," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 58(1), pages 118-141, March.
  6. Jan Goebel & Peter Krause, 2007. "Gestiegene Einkommensungleichheit in Deutschland," Wirtschaftsdienst, Springer;German National Library of Economics, vol. 87(12), pages 824-832, December.
  7. Atkinson, Tony & Cantillon, Bea & Marlier, Eric & Nolan, Brian, 2002. "Social Indicators: The EU and Social Inclusion," OUP Catalogue, Oxford University Press, number 9780199253494.
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