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Macroprudential Regulation and Bank Performance: Evidence from India

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  • Ghosh, Saibal

Abstract

Employing data on Indian banks for 1992-2012, the article examines the impact of macroprudential measures on bank performance. First, it finds that state-owned banks tend to have lower profitability and soundness than their private counterparts. Next, it tests whether such differentials between state-owned and private banks are driven by macroprudential measures; it finds strong support for this hypothesis.

Suggested Citation

  • Ghosh, Saibal, 2013. "Macroprudential Regulation and Bank Performance: Evidence from India," MPRA Paper 51226, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:51226
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    References listed on IDEAS

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    Cited by:

    1. Chrysovalantis Gaganis & Emilios Galariotis & Fotios Pasiouras & Christos Staikouras, 2021. "Macroprudential regulations and bank profit efficiency: international evidence," Journal of Regulatory Economics, Springer, vol. 59(2), pages 136-160, April.

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    More about this item

    Keywords

    banking; macroprudential; capital adequacy; loan classification; provisioning; ownership; India;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L51 - Industrial Organization - - Regulation and Industrial Policy - - - Economics of Regulation

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